Liga Asuransi – Accidents and incidents can happen anytime, anywhere, and happen to anyone without discrimination. Whether it’s on the road, at work, or at home, risks lurk every step we take. In the blink of an eye, conditions that were initially safe can turn into an unexpected disaster. Therefore, it is very important for us to realize how vital it is to have insurance protection in everyday life. With insurance, we can minimize the impact of losses and ensure protection for ourselves and our loved ones when unexpected events arise.
Through this article, we want to remind readers of the importance of risk awareness and insurance protection, as well as share various real stories and news about accidents that can be valuable lessons for all of us.
Horrible Accident! Mining truck hits electric pole, driver is pinned in cabin and white smoke rises in the air
A traffic accident involving a mining truck occurred again in Bogor, precisely in Lumpang Village, Parung Panjang District, on Monday evening (2/9/2024).
The truck hit a power pole, causing serious damage to the front of the truck. The truck driver was trapped in the wrecked cab.
This incident was recorded by local residents and there are two videos received by Radar Bogor.
In the first video, which is 13 seconds long, it is clear that the condition of the truck is badly damaged on the front. Residents at the location tried to help the trapped driver, while white smoke came out of the front of the truck.
In the second video, residents and firefighters can be seen trying to get the driver out who was trapped in the cabin.
Head of the Bogor Police Traffic Police Law Enforcement Unit, Ipda Ferdyan Mulya, confirmed the accident.
“It’s true, it happened last night at around 22.30 WIB. The location was on Jalan Raya Sudamanik, Kampung Cilangkap, Village Lumpang, Parung Panjang,” he told Radar Bogor on Tuesday (3/9/2024).
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- Vehicle Insurance
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Truck Full of Flour Falls Freely into Ditch Because of Google Maps Instructions
A truck loaded with flour with license plate number AG 8398 EA had a single accident and fell into a ditch on Jalan Raya Gandusari-Karangan, Trenggalek, on Tuesday (3/9/2024). The truck driven by Eko Wahyudi, a resident of Kandat, Kediri, was suspected of not being able to climb the Kedekan slope, so it reversed and plunged into a ditch.
Fortunately, there were no casualties in this incident. Eko Wahyudi and his two passengers survived without the slightest injury. Eko explained that he was on his way to deliver flour from Kandat, Kediri, to Mlinjon Village, Suruh District, Trenggalek.
“I followed the instructions from Google Maps. However, when I arrived at the Kedekan ramp, the truck suddenly stopped. I tried to brake, but the truck kept going backwards. To avoid other vehicles, I turned the truck to the left until it finally entered a ditch,” said Eko about the chronology of events.
Eko also added that this was the first time he had passed this road, so he was not used to the quite challenging terrain. The Kedekan climb is known to be steep and often makes things difficult for drivers who are not familiar with this route.
Gandusari Police Chief, Inspector Katik S.H., confirmed the incident. “It’s true, there has been a single accident with a truck loaded with flour. Currently, our officers together with local residents are trying to evacuate the vehicle that was mired,” said Inspector Katik.
He explained that the truck was moving from south to north. When he reached the Kedekan slope, the truck couldn’t climb uphill and the engine stopped. Even though the driver tried hard to brake, the truck continued to reverse and plunge into a ditch.
“Thankfully, there were no fatalities in this incident, although material losses were quite large. We also urge drivers to be more careful, especially when crossing unknown routes,” he added.
This incident is a reminder for drivers to always be alert and ready to face unexpected road conditions, and not to completely rely on navigation applications without considering actual road conditions.
Insurance and Risk Management Review:
- Vehicle Insurance
- Public Liability Insurance
- Personal Accident Insurance
- Cargo Insurance
Famous Islamic boarding school in West Lombok engulfed in fire, students scatter during remembrance, losses reach half a billion!
The Nurul Hakim Islamic Boarding School in Kediri District, West Lombok, was hit by a fire on Monday evening, September 2 2024, at around 19.15 WITA.
A total of four classrooms in the hut burned down. “Four Mts putra classrooms were burnt,” said Kediri Police Chief, AKP Jahyadi Sibawaih.
Luckily, there were no casualties in this incident. The fire was only extinguished almost two hours after four fire engines were deployed to extinguish the blaze.
A student, Nurul Hakim, said that at the time of the incident, the students were doing routine zikr. Suddenly, the lights went out and several third grade students were seen running around. Not long after, fire was seen blazing from the direction of their classroom.
“During the remembrance, suddenly the lights went out and there were students from class 3 at MTS who ran to see the fire, so we ran too,” said a class 2 student who did not want to be named. Until now, the cause of the fire is not yet known, but losses are estimated at IDR 400 to IDR 500 million. This incident caused a stir in the community, especially in West Lombok, because many parents sent their children to the Islamic boarding school. After news of the fire spread, many parents came to the Islamic boarding school to ensure the safety of their children.
Source : https://www.viva.co.id/berita/nasional/1748374-pondok-pesantren-di-lombok-kebakaran-saat-santri-sedang-zikir
Insurance and Risk Management Review:
- Property Insurance
- Public Liability Insurance
- Fire insurance
- Personal Accident Insurance
Tofu factory in Sukabumi caught fire, one house was burnt down
The fire incident occurred in Cisaat District, Sukabumi Regency, on Tuesday afternoon, September 3 2024. Part of Maman’s tofu factory was destroyed by fire.
According to information obtained, the fire occurred in Cibatupos Village, RT 20/RW 06, Cisaat Village, Cisaat District. Apart from the tofu factory, a house unit next to it also caught fire.
Danpos Damkar VI Cisaat, Unang Sofyan, stated that his party received a fire report at around 12.30 WIB. The fire is thought to have started from a spark in the factory’s furnace, which uses husks as fuel. When the wind blows, the sparks are carried to the roof of the building and cause a large fire.
“The fire started from sparks in the hawu using husks. The sparks were carried by the wind and stuck to the roof, causing a fire,” explained Unang when confirmed by detikJabar.
He added that the fire occurred while the factory was operating. Hot weather conditions and flammable materials around the location meant that the fire quickly spread to other areas, including to houses adjacent to the factory.
“The burned area includes factories and flammable materials, such as wood, as well as houses adjacent to the factory,” he said.
The fire was successfully extinguished after firefighters from the Cisaat Command Post and Cibadak Command Post, together with the Cisaat Police, Cisaat Satpol PP, and local residents worked together for 2.5 hours to extinguish the fire.
“The extinguishing process was quite difficult because the road access to the fire location was narrow and congested. In fact, we had to dismantle the dividing wall in the area. Luckily, there was a pond near the crime scene so we could use water from there,” he explained.
As a result of this fire, tofu factory activities had to be completely stopped. Regarding losses, his party is still calculating.
Source : https://www.detik.com/jabar/berita/d-7522567/pabrik-tahu-di-cisaat-sukabumi-ludes-terbakar-1-rumah-ikut-terbakar
Insurance and Risk Management Review:
- Property Insurance
- Business Interruption Insurance
- Asuransi Third Party Liability
Horrible Fire in the Riau Sea! Speed Boat Porti Express 22 caught fire, crew members jumped into the sea for safety
A boat fire incident occurred in the waters of the Black Water Strait, Tebing Tinggi District, Meranti Islands Regency, on Monday afternoon. A speed boat called Porti Express 22 caught fire after experiencing engine problems while on its way to Batam City, Riau Islands.
As a result of the fire, one crew member (ABK) reportedly suffered burns and is currently being treated at the Meranti Islands District Hospital.
Head of the Pekanbaru Search and Rescue Office, Budi Cahyadi, explained that this incident began when the ship’s captain, Ismail, reported that the ship had just refueled at the APMS in Tanjung Mayat, Tebing Tinggi District. The ship was carrying a cargo of vegetables from Tanjung Buton Port, Siak Regency, and started sailing at around 17.00 WIB.
However, after traveling about 200 meters out to sea, the ship’s engine suddenly stopped. Captain Ismail tried to restart the engine, but when he started it, a spark occurred which immediately burned the ship.
“As soon as sparks appeared, the captain and all the crew members, including Syahril who suffered burns, immediately jumped into the sea to save themselves,” explained Budi.
Budi also added that there were two other crew members on the ship, namely Ruslan and Supardi, who survived without injury. Currently, Syahril, who suffered burns, is receiving medical treatment at the Meranti Islands District Hospital.
The team from the Pekanbaru Search and Rescue Office together with local authorities have carried out rescue and evacuation efforts and will further investigate the cause of the fire. This incident adds to the list of accidents in Riau waters, underscoring the importance of improving the safety and operational standards of ships, especially when refueling and checking engines before sailing.
“We urge all ship operators to comply with safety procedures so that a similar incident does not happen again,” he stressed.
Insurance and Risk Management Review:
- Marine Hull Insurance
- Personal Accident Insurance
- Asuransi Third Party Liability
- Marine Cargo Insurance
Horrible Accident in a Convection Elevator! One Worker Died, Two Others Seriously Injured
A work accident incident occurred at a convection house in the Jelambar Baru area, Grogol Petamburan, West Jakarta, involving convection employees. Two people became victims when the elevator suddenly fell.
One of the victims, with the initials CSC (38), reportedly died from serious head injuries.
Head of Public Relations at Polda Metro Jaya, Police Commissioner Ade Ary Syam Indradi, explained that at the time of the incident, CSC was loading goods with his colleagues DKL (35) and DS (29). They tried to transport goods from the first floor to the fifth floor, but the elevator was overloaded.
The elevator, which was supposed to stop on the fifth floor, instead rose past the destination floor. When the three workers tried to put the items back in so the lift could go down, the lift button was accidentally pressed, causing the lift to fall suddenly.
In this incident, DKL suffered a broken left leg because it was caught between the elevator and the floor, while DS suffered a laceration to his right leg. CSC suffered serious head injuries, including the temple, cheek and jaw.
After a medical examination, CSC was declared dead due to a severe blow to the head. This incident was reported to the Grogol Petamburan Sector for further investigation.
Source : https://jabar.tribunnews.com/2024/09/03/kecelakaan-kerja-di-petamburan-jakarta-1-orang-tewas-terjepit-lift-yang-tiba-tiba-turun-2-selamat
Insurance and Risk Management Review:
- Work Accident Insurance
- Life insurance
- Health Insurance
- Personal Accident Insurance
- Asuransi Third Party Liability
Horrible Accident in Sand Quarry! Excavator Operator Killed by Heavy Equipment!
A tragic work accident occurred in the sand excavation area in Cicewoh Village, Sigedong Village, Mancak District, Serang Regency, killing an excavator operator with the initials AS, a resident of Citangkil District, Cilegon City. This incident took place early Tuesday morning (3/9/2024).
According to the information obtained, the accident occurred at around 03.00 WIB. After the incident, the victim was immediately rushed to the nearest clinic for treatment, but was then referred to hospital.
Head of Criminal Investigation Unit for Cilegon Police, AKP Hardi Meidikson Samula, confirmed that the accident occurred when the heavy equipment controlled by the victim swerved towards the puddle. At that time, the victim jumped from the heavy equipment, but unfortunately was hit by a beko which resulted in serious injuries to his back.
The victim was initially taken to the Tazkia Clinic for first treatment, before finally being referred to Hermina Cilegon Hospital. Unfortunately, the victim’s life could not be saved. The victim was declared dead at around 04.30 WIB in the emergency room at Hermina Hospital.
Insurance and Risk Management Review:
- Work Accident Insurance
- Life insurance
- Heavy Equipment Insurance (Heavy Equipment)
- Liability Insurance
This article is brought to you by Insurance Broker L&G Insurance Broker.
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