Liga Asuransi – In the last few days, a series of accidents have shocked the public—from the air tragedy in New York that claimed a family, a deadly collision on a toll road, work accidents on construction projects, to massive fires that hit restaurants and factories in Indonesia. All of these incidents not only made media headlines, but also served as a harsh reminder that risk can come at any time, in various forms and scales. In this article, we summarize a number of recent major incidents and review important aspects of risk management and protection through relevant insurance.
Deadly Collision on the Gempol Toll Road! AKAS Bus Rammed By Wingbox Truck, Driver Crashed to Death
A tragic accident occurred on the Gempol KM 796 toll road section towards Probolinggo on Monday morning (14/4/2025). An AKAS bus with plate number N 7075 UR hit a wingbox truck loaded with packaged drinks from behind, causing the bus driver to die on the spot.
According to Aiptu Hari, a member of the East Java 3 Highway Patrol (PJR), this terrible incident occurred at around 06.00 WIB. The bus traveling from the west was allegedly traveling at high speed and hit a wingbox truck number B 9055 UEV which was on its way from Jakarta to Denpasar, Bali.
“The wingbox truck was carrying a load of packaged drinks belonging to Unilever. When it arrived at KM 796-200, from the same direction, the bus hit it from behind,” said Aiptu Hari to Radio Suara Surabaya.
The hard impact caused both vehicles to bounce and cross the road guardrail, changing lanes towards Surabaya. The two vehicles finally stopped in the chevron area of the opposite lane, causing traffic jams due to spilled cargo.
What was most heartbreaking was that the AKAS bus driver died after being severely trapped by the front of the bus which hit the back of the truck. The process of evacuating the victim was dramatic because the position of the victim’s body was difficult to reach.
It is suspected that the accident was caused by the bus driver being sleepy and failing to maintain a safe distance. It is known that the bus only carried five people, including the crew. Apart from driver negligence, another factor that aggravated the impact of the accident was the road guardrail which had not been installed properly at the location.
Officers are still trying to evacuate the two vehicles which are closely related to each other and clean up the remaining scattered cargo so that traffic can flow smoothly again.
Source : https://www.detik.com/jateng/berita/d-7856337/truk-boks-seruduk-6-mobil-di-tol-solo-semarang
Insurance and Risk Management Review:
- Vehicle Insurance
- Third Party Liability Insurance
- Personal Accident Insurance
- Cargo Insurance (Transportation of Goods)
Dump Truck Overturns Hits Colleague! 1 Killed at the Kolaka Jetty Project, PT IPIP Bungkam
A fatal work accident rocked the PT Indonesia Pomalaa Industry Park (IPIP) Jetty construction project area in Oko-Oko Village, Pomalaa District, Sunday afternoon (13/4/2025) at around 16.30 WITA. Two dump trucks belonging to PT TRK were involved in the unfortunate incident which killed one worker at the scene.
According to the information obtained, the accident started when two dump trucks—a 12-wheel unit with hull number 203 and a 10-wheel unit with hull number 164—were carrying out stone unloading activities in the project area. Suddenly, the 12-wheel dump truck rolled to the right and hit the front and left side of the 10-wheel dump truck that was nearby.
As a result of this incident, Andi, a helper on a 10-wheel dump truck, died instantly at the location, while the driver of the same dump truck, Nurham Saba, only suffered minor injuries. Meanwhile, the driver of the 12-wheel dump truck, known as Ardi Yanto, was not reported to have suffered any injuries.
After the accident, the project site was immediately secured. The company’s Occupational Safety and Health (K3) team together with management immediately carried out an internal investigation to find out the exact cause of the accident.
Until this news was published, PT IPIP management had not provided an official statement. One of the company’s top officials, Saefuddin Muslimin, when contacted by the media crew, did not respond.
When asked for a response, Kolaka Police Chief AKBP Yudha W. Nugraha only suggested contacting the Head of Criminal Investigation Unit, but until now Inspector Hastantya Bagas Saputra has not responded to the request for confirmation.
Source : https://penafaktual.com/kecelakaan-kerja-di-jetty-pt-ipip-kolaka-satu-orang-tewas-di-tkp/
Insurance and Risk Management Review:
- Work Accident Insurance
- Employee Health Insurance
- Heavy Equipment Insurance
- Construction Insurance
- Third Party Liability Insurance
Enjoying Roasting Meat, Popular Restaurant in Surabaya Almost Guessed by Fire! One Employee Suffered Serious Injuries
The fire incident that shocked Surabaya residents occurred early this morning at a popular meat grill restaurant, Rest Fork, whose address is Jalan Tunjungan No.38, Genteng Village. This terrible incident took place at around 00.51 WIB, Wednesday (16/4/2025).
According to Amin Akbar, an officer from the Surabaya Fire and Rescue Service (PMK), the first report came from a resident named Gilang. It didn’t take long for two fire brigades – one combat fire unit from Rayon 1 Pasar Turi and one rescue team unit – to immediately rush to the location.
“The team arrived at 00.56 WIB, the fire was extinguished in just three minutes, and the wetting process was completed at around 01.12 WIB,” said Amin.
The cause of the fire is thought to have come from oil droplets leaking onto the grill. The fire source is located in a 3×2 meter grilling area in a 30×15 meter restaurant building. Blocked oil channels trigger oil leaks to hot spots, causing sparks.
As a result of this incident, an employee named M. Rifky (21) suffered serious burns to his left arm. He immediately received treatment from PMI and was rushed to William Booth Hospital.
Luckily, thanks to the quick response from PMK, BPBD, Satpol PP, and PMI, the fire did not spread to other parts of the restaurant and was controlled quickly.
Although material losses have not been disclosed, this incident became important warning about restaurant kitchen safety, especially those using intensive roasting systems.
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- Insurance Property All Risk
- Business Interruption Insurance
- Employee Health Insurance
- Public Liability Insurance
Giant Garment Factory in Bogor Burns Down During Holidays! Material Losses Estimated to be Very Large
A major fire incident occurred export-scale convection factory in Bojongkerta Village, South Bogor, Bogor City on Sunday (13/5/2025) afternoon. The fire started to engulf the building at around 14.30 WIB, triggering panic among local residents even though there was no production activity taking place at that time.
South Bogor Police Chief, Commissioner Maman Firmansyah, confirmed the incident and said the initial suspicion was that the cause of the fire was electrical short circuit.
“It’s true, what burned was a convection factory that produces export clothing. At the time of the incident, the factory was on holiday,” said Maman to the media crew.
Luckily, there were no casualties in this incident. The factory has an area of approx 5,000 square meters it was empty as a whole 420 employees are on holiday.
However, material losses are estimated to be very large, considering that the factory is the main production facility for exports. Until now, the authorities are still collecting data on the damage and calculating the total losses incurred.
This incident once again highlights the importance of safe electrical systems in industrial facilities, especially during production holidays.
Insurance and Risk Management Review:
- Insurance Property All Risk
- Business Interruption Insurance
- Employee Health Insurance
- Public Liability Insurance
Toy and Firecracker Shop in Bogor Burns Massively! Consecutive Explosions and Losses Reaching IDR 600 Million
A great fire struck a children’s toy and firecracker shop in the Leuwiliang area, Bogor, West Java, on Sunday evening (13/4/2025). This dramatic incident led to fantastic loss of up to IDR 600 million, although it did not cost any lives.
Leuwiliang Police Chief, Police Commissioner Maryanto, revealed that the loss value based on the shop owner’s estimate was in the range IDR 500 to 600 million. However, until now, the exact cause of the fire is still under investigation.
Meanwhile, according to a report from the Commander of the Leuwiliang Sector Fire Team, Mulyana, the fire was first reported around 18.30 WIB. The fire quickly grew, it is thought to be the result electrical short circuit which sparked sparks in the firecracker storage area.
What makes the situation even more tense is rows of firecrackers that continued to explode and fly amidst the flames, hampering the extinguishing process by the firefighting team.
“During the blackout process, we repeatedly heard and saw explosions from inside the shop. Explosions continued to occur even until the cooling stage,” said Mulyana.
Even though there were no casualties, this incident left huge damage and trauma for local residents who witnessed explosion after explosion from the toy shop which turned into a sea of fire.
Authorities are now conducting a thorough investigation to determine the exact cause and evaluate potential violations of storing explosive materials at the location.
Insurance and Risk Management Review:
- Insurance Property All Risk
- Business Interruption Insurance
- Employee Health Insurance
- Public Liability Insurance
Plane Crashes in New York! Holiday Turns Into a Nightmare, 6 People Die
An air crash rocked eastern New York on Saturday afternoon (13/4/2025) when a small Mitsubishi MU2B40 plane crashed in the Copake area, Columbia County. This tragedy claimed the lives of six people, all of whom were members of one family on a holiday trip.
According to US aviation and security authorities, the plane crashed only about 16 kilometers from Columbia County Airport, the final destination of their flight. The plane made an approach to the runway, but failed and asked for permission to try again—unfortunately, that second chance ended in death.
“The pilot reported a failed approach and requested a re-vector, but then contact was lost,” said Todd Inman of the National Transportation Safety Board (NTSB) in a press conference held shortly after the incident.
The dead included pilot Michael Groff, a renowned neurosurgeon, his wife Joy Saini, also a doctor, as well as their two children and their respective partners. The six were on their way to a family celebration when disaster struck.
Bad weather is thought to be one of the main causes of accidents. The drastically reduced visibility made landing even more difficult, even though the pilot was known to be very experienced and the plane had recently received a cockpit upgrade.
“The plane was found crushed and embedded in the ground due to the heavy impact,” explained Inman.
Insurance and Risk Management Review:
- Aviation Hull Insurance
- Third Party Liability Insurance
- Travel Insurance
- Personal Accident Insurance
Burning Plane Crashes Near Toll Road! Three Dead, Car Crashed by Crashing Tree in Florida
A shocking tragedy occurred in Boca Raton, South Florida, when a small Cessna 310 plane crashed and caught fire just moments after taking off from Boca Raton Airport on Friday morning (around 10:20 local time). The plane was en route to Tallahassee, North Florida.
In this horrific incident, three people reportedly died on the spot. In addition to the victims from the plane, a driver who was passing on Interstate 95, where the plane crashed, was injured after his car hit a tree while trying to avoid falling pieces of plane debris. Luckily, the injuries he suffered were not life-threatening.
Firefighters were immediately dispatched to the location to extinguish the fire and secure the area. Several main roads around the scene were immediately closed to the public.
The Federal Aviation Administration (FAA) together with the National Transportation Safety Board (NTSB) are currently conducting a thorough investigation into the cause of the accident. The NTSB is leading the investigation, including analyzing flight data and the pilot’s last communications.
Boca Raton Mayor Scott Singer expressed his concern and asked the public to give space to the victim’s family. “We are deeply saddened. This is a huge tragedy in our community,” he said.
The crash adds to a long list of air incidents in the United States in recent months, and again raises big questions about the safety of civil aviation, especially small planes.
Insurance and Risk Management Review:
- Aviation Hull Insurance
- Third Party Liability Insurance
- Travel Insurance
- Personal Accident Insurance
Accidents can come without warning, but you can prepare protection from now on. The series of incidents above shows that caution and careful risk planning are no longer an option, but a necessity. Whether you are a business owner, asset owner, project worker, or individual who wants to protect your family—protection through insurance is an important part of your survival strategy amidst uncertainty. This article is brought to you by L&G Insurance Broker, insurance broker trusted person who is always ready to help you in designing and managing business risk management professionally and comprehensively.
