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As always, in this blog, we focus on discussing risk and insurance issues. This time we will discuss motor vehicle accidents, especially Tour Bus accidents in Indonesia.
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We were shocked by a bus accident that entered the ravine in the tourist area of Guci, Tegal, Central Java (Central Java). As a result of the accident, it was mentioned that one victim died, and dozens of people were seriously and lightly injured.
The accident occurred on Sunday, May 7, 2023, at around 09:00 WIB. The bus passengers with police number B 7260 CGA were a group of pilgrims.
Amateur video footage shows a red tour bus sliding towards the driver, and several people can be seen trying to hold it back, but then the bus enters a ravine in a toppled position on the riverbed. The location is under a bridge which is a highway.
One of the residents said the bus was parked during the accident. The driver was outside the bus and heating the tour bus’s engine. However, the bus suddenly moved and walked toward the bridge. Next, the vast vehicle plunged directly into the abyss.
THE TOURISM BUS ACCIDENT RATE IN INDONESIA IS HIGH
It must be admitted that charter bus accidents have become an event that happens too often in Indonesia. In addition to causing casualties and injuries, tourist bus accidents also damage the image of Indonesian tourism.
Many factors still cause charter bus accidents, such as lack of law enforcement and road safety, poorly maintained vehicles, and drivers’ ignorance of their duties. As a result, the public and travelers have become distrustful of Indonesia’s tourism transportation services.
To overcome this problem, cooperation between relevant parties is needed to improve the safety and quality of Indonesian tourism transportation services.
The government must provide strict law enforcement to those who do not meet safety standards in transportation. In addition, tourist vehicles must undergo regular maintenance to be always in good condition and safe to use.
Drivers should also be provided with adequate training and education to improve their skills and knowledge in driving tourist vehicles.
As customers, we must choose a transportation company that has a good reputation and meets safety standards. Do not hesitate to report unsafe behavior found on tourism vehicles. Working together can improve Indonesia’s tourism transportation services’ safety and quality.
LIST OF TOURISM BUS ACCIDENTS IN INDONESIA
Driver error, poor vehicle conditions, or bad weather mainly cause charter bus accidents in Indonesia.
This caused many casualties and threatening injuries. To address this problem, the government and relevant stakeholders need to increase supervision and law enforcement against vehicles that do not meet safety standards and raise driver and passenger awareness of the importance of safety in driving.
The following is a list of tourist bus accidents that occurred in Indonesia recently:
- Puncak, Bogor (2018)
A tourist bus carrying a group of students overturned in the Puncak area, Bogor. As a result of this accident, 11 people died, and dozens of others were injured.
- Soreang, Bandung (2021)
A tourist bus carrying the group from Jakarta to Garut rolled over in Soreang, Bandung. As a result of this accident, 27 people were killed, and 39 others were injured.
- Cipularang Toll Road, Subang (2019)
A bus carrying a group of tourists from Jakarta to Cirebon rolled over on the Cipularang Toll Road, Subang. As a result of this accident, 4 people died, and 30 others were injured.
- Jagorawi Toll Road, Bogor (2021)
The tour bus carrying the group from Jakarta to Puncak rolled over on Jagorawi Toll Road, Bogor. As a result of this accident, 11 people died, and dozens of others were injured.
- Pagaralam, South Sumatra (2021)
A tourist bus carrying the group from Palembang to Bukit Tinggi rolled over in Pagaralam, South Sumatra. As a result of this accident, 26 people were killed, and 18 others were injured.
MAIN FACTORS CAUSING TOURING BUS ACCIDENTS
In general, based on bus accident data in Indonesia, the order of causes of bus accidents is as follows:
- Human factors (human error) include driver error, traffic violations, and fatigue.
- Poor road conditions include bumpy, damaged roads, no signs, and inadequate lanes.
- Vehicle factors include poor condition, overload, and brake damage.
- Weather factors include rain, fog, and humidity.
- Environmental factors include traffic congestion, interference from other vehicles, and the presence of unauthorized persons in the traffic lane.
However, it is essential to remember that every accident has unique factors and can vary depending on specific situations and conditions. Therefore, conducting an in-depth investigation every time an accident occurs is necessary to identify the proper causative factors.
Driver Factor
Driver error can significantly cause a charter bus accident, but this can vary depending on the case.
According to data from the Ministry of Transportation, in some cases of charter bus accidents in Indonesia, driver error factors are a significant cause.
Some examples of driver error factor that often occur are drowsiness or fatigue, breaking the speed limit, using drugs or liquor, not paying attention to road conditions, and lack of understanding of bus driving techniques.
Physical Condition Factors of the Bus
The physical condition of a charter bus can contribute to an accident, but how much it affects it depends on several factors. Some factors that can affect the influence of the physical condition of the bus on the occurrence of accidents include:
Age and Condition of the Vehicle
The older the vehicle, the more likely it is to cause damage to the engine or other components that could cause an accident.
Therefore, regular maintenance and maintenance is essential to ensure the vehicle’s physical condition remains good.
Safety Equipment Availability
Safety equipment such as seat belts, braking systems, and vehicle lights must function properly. Otherwise, it may increase the risk of accidents.
Passenger Capacity
Overload or excess passenger capacity can throw the vehicle off balance, making it difficult for the driver to control the car.
Road Conditions
Poor potholes or slippery road conditions can worsen the vehicle’s state, increasing the risk of accidents.
Although the physical condition of a charter bus can contribute to accidents, the driver’s role in maintaining vehicle safety remains crucial. Drivers should check the vehicle’s condition before leaving, drive carefully, and obey traffic rules to avoid accidents.
WHAT ARE THE DRIVER’S RESPONSIBILITIES FOR CHARTER BUS SAFETY
A charter bus driver must be trained to ensure the safety of the tourist trip. Here are some of them:
- Checking Bus Conditions
The driver must ensure the bus is in good condition before the trip begins. This includes technical checks such as brakes, lights, windshields, and tires. The driver must also ensure that the passenger capacity of the bus does not exceed the specified capacity.
- Drive the Bus Safely
The driver must drive the bus safely and responsibly. This includes avoiding excessive speed, not overtaking carelessly, and following applicable traffic rules.
- Pay attention to road conditions.
Drivers should pay attention to road conditions while driving the bus. This includes paying attention to traffic signs, weather conditions, and road conditions that may be dangerous such as sharp curves or potholes.
- Maintaining Physical Condition and Health
The driver must maintain his physical condition and health to drive the bus properly. This includes ensuring that drivers are well-rested before driving, avoiding alcohol or drug consumption, and ensuring that drivers are healthy while driving the bus.
- Maintaining Relationships with Passengers
The driver must also maintain a relationship with passengers politely and professionally. The driver must provide information about the travel route, rest area, and tourist attractions to be visited. In the event of a problem or accident, the driver must be able to handle it well and provide first aid to passengers in need.
If the bus driver leaves the bus with the engine running but braking, but then if the bus runs on its own and rolls over, what is the driver’s responsibility?
FOR ACCIDENTS CAUSED BY A BUS SLIDING WITHOUT A DRIVER, WHO IS AT FAULT?
If the bus driver leaves the bus with the engine running and braking, but then the bus runs independently and rolls over, the driver is fully responsible for the incident. Even if the engine runs, the driver must ensure the bus is safe and cannot move independently.
Keeping passengers safe is the primary responsibility of bus drivers. In an accident, the bus driver may be liable for losses and injuries sustained by passengers.
In addition, bus drivers must also ensure that the bus is in good condition before departing, such as checking brakes, tires, electrical systems, and other essential components.
If an accident occurs due to the driver’s negligence, then the driver must be legally responsible and can be sued by the passenger or the victim’s family.
Therefore, it is essential for bus drivers always to pay attention to safety and take necessary measures to prevent accidents from occurring.
HOW TO REDUCE THE RISK OF TOUR BUS ACCIDENTS IN INDONESIA?
Here are some suggestions that can be done to reduce or eliminate charter bus accidents in Indonesia:
- Implementation of strict safety standards
Relevant parties should apply stricter safety standards to all charter buses, including vehicle maintenance and maintenance and driver training.
- Tighter supervision
Relevant parties, such as police and transportation authorities, should strictly supervise tour buses, such as periodic checks on vehicle conditions and driver qualifications.
- Stronger law enforcement
Harsher penalties should be given to drivers or charter bus companies who violate safety rules, such as breaking speed limits or violating drivers’ working hours.
- Safety education for drivers and passengers
Safety campaigns and education on driving safety and manners on charter buses can be carried out to increase safety awareness.
- The active role of passengers
Passengers can play an active role in reducing the risk of accidents by ensuring that they follow safety rules on the bus and alerting drivers if they notice unsafe behavior.
- Safety technology
Relevant parties may consider using safety technology, such as emergency braking systems and surveillance cameras, which can help prevent accidents.
Safety in transportation is a shared responsibility. Therefore, there needs to be cooperation from all parties to create safer and more comfortable transportation.
WHAT ARE THE INSURANCE COVERAGES REQUIRED FOR A CHARTER BUS?
The insurance coverage required for a charter bus depends on the type of insurance and your business needs. Here are some types of insurance that are generally needed for charter buses:
This insurance protects the vehicle from damage due to accidents, fire, theft, and other natural disasters.
This insurance protects bus drivers and business owners from lawsuits due to accidents or injuries to passengers or others on the road.
- Passenger accident insurance
This insurance provides financial protection for passengers who suffer injuries or loss of life in an accident.
- Luggage insurance
This insurance covers passengers’ luggage lost or damaged during the trip.
- Driver insurance
This insurance protects drivers from injury or loss of life in accidents or other incidents.
- Health insurance
This insurance provides financial protection for drivers or passengers who require medical treatment due to accidents or illnesses on the way.
Make sure to obtain precise and accurate information from the insurance before buying an insurance policy for a charter bus.
WHY TOURISTS NEEDS TO USE INSURANCE BROKERS FOR THEIR INSURANCE?
Using the services of an insurance broker can help charter bus owners get benefits and advantages in choosing and customizing insurance policies according to their business needs.
Insurance brokers have extensive knowledge of insurance products available in the market. They can assist bus owners in choosing products that suit their business risks, such as the risk of accidents and damage to charter buses.
In addition, insurance brokers can also assist in the insurance claim process, which can help bus owners to get proper and fair compensation in less time. By using the services of an insurance broker, charter bus owners can get more complete and adequate insurance benefits and protection.
One of the leading insurance broker companies in Indonesia is L&G Insurance Broker.
For all your insurance needs, contact L&G today!
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