Liga Asuransi – Tragedy after tragedy continues to shake all corners of the world—from the Congo River to the streets of Padang and Demak, from the runways of Orlando to the buildings in Jakarta and Bojonegoro. This series of accidents that claimed lives and caused significant material losses is a harsh reminder that risk can come anytime, anywhere and to anyone. In this article, we summarize the seven most recent accident incidents that shocked the public, while highlighting the importance of protection through insurance and proper risk management.
Palm oil truck overturned, house destroyed and two toddlers killed by rubble in Padang
A tragic accident occurred on Jalan Indarung, Lubuk Kilangan District, Padang City, West Sumatra, in the early hours of Wednesday (23/4/2025). A truck carrying palm oil (CPO) lost control and crashed into a house occupied by a family, causing two toddlers to die on the spot.
According to the Head of the Padang City BPBD Emergency and Logistics Division, Al Banna, the incident took place at around 01.54 WIB. The truck first hit a road divider, then hit a tree before finally hitting a resident’s house.
“There were four residents in the house. Two of them, Arab (5) and Khayla (2), died because they were hit by building debris. Meanwhile Yuliana (30) and Rafa (10) survived despite suffering injuries,” said Al Banna.
The CPO truck driver, Bisrendra Nardi (44), also suffered injuries and was immediately rushed to Semen Padang Hospital along with the survivors.
The cause of the accident is still under investigation by the police. Meanwhile, the BPBD team together with residents immediately evacuated victims, cut fallen trees, and cleaned up debris and spills on the road.
“Evacuation and cleaning are still ongoing to secure the area and restore road conditions,” concluded Al Banna.
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- Vehicle Insurance
- Third Party Liability Insurance
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Bus overtakes carelessly, Fuso truck is crushed! Driver Dies Instantly on Jalan Pantura Demak!
Another deadly accident occurred on the busy Pantura route. This time, a Fuso buses and trucks collided violently with each other in Bango Village, Demak District, Demak Regency, in the early hours of Wednesday (23/4/2025) at around 04.30 WIB. As a result of this incident, one life was lost and another suffered serious injuries.
Head of Demak Police Gakkum Unit, Inspector Bambang Susilo, revealed that the accident involved Bus PO Jaya Utama Indonesia numbered L 7158 UB driven by Eko Budianto (36) from Rembang, and Hino fuso truck numbered BE 8103 FRUIT being driven Suwito (51), a resident of Central Lampung.
“The bus from Kudus to Semarang tried to overtake the vehicle in front of it. But unfortunately, this maneuver caused the bus to enter the opposite lane and immediately hit a truck from the opposite direction,” explained Bambang.
The hard impact made the truck driver, Suwito, died on the spot due to serious injuries to both legs and chest. The victim’s body was immediately evacuated to Sunan Kalijaga Regional Hospital, Demak.
Meanwhile, The bus driver suffered fractures in both legs and left hand, and was trapped in the cabin for 10 minutes before finally being rescued by local residents and officers.
“The evacuation took around 30 minutes because the victim’s position was quite difficult to reach,” added Bambang.
This incident also caused traffic congestion on the main Semarang-Kudus route because the evacuation process takes quite a long time.
Insurance and Risk Management Review:
- Vehicle Insurance
- Third Party Liability Insurance
- Personal Accident Insurance
Delta Plane Engine Catches Fire, 282 Passengers Slide Through Emergency Slide!
An atmosphere of panic hit Orlando International Airport, United States, when a… The Delta Air Lines jet with 282 passengers on board was forced to be evacuated via an emergency slide after one of its engines caught fire just before takeoff.
Incidents involving Airbus A330 aircraft this happened on Monday (21/4/2025) at 11.15 local time, as the plane was preparing to leave for Atlanta. According to reports CBS News, flames broke out in one of the main engines as the plane was reversing from the departure gate.
Panic was inevitable. The cabin crew immediately evacuated all passengers via emergency slides, a procedure that is very rare in the world of aviation. Fortunately, there were no injuries reported in this incident.
“The fire was quickly extinguished by the airport fire team,” said an Orlando Airport spokesperson.
Delta Air Lines Flight 1213 it brings the total 282 people, including two pilots and ten cabin crew. After being successfully evacuated, all passengers were directed back to the terminal. The airline immediately prepared a replacement plane so that the trip to Atlanta could continue.
Delta apologized for this incident and emphasized that passenger safety remains their top priority. Meanwhile, FAA (Federal Aviation Authority) has initiated a thorough investigation to determine the cause of the fire.
This incident adds to the list of unpleasant incidents that have befallen Delta in recent months. In February, 21 passengers were injured when a Delta plane skidded in Toronto due to extreme weather. A month earlier, a similar incident forced 200 passengers others launched themselves from the plane using emergency slides.
Insurance and Risk Management Review:
- Aviation Hull Insurance
- Personal Accident Insurance
- Employee Health Insurance
- Business Interruption Insurance
The Cempaka Putih BPJS Health Office Almost Burned Down! Losses Reach Billions of Rupiah
A heavy fire broke out in one of the rooms at the BPJS Health office located in the Cempaka Putih area, Central Jakarta, on Wednesday night (23/4/2025). Even though there were no casualties, the losses resulting from this incident are estimated to reach fantastic figures: IDR 2.8 billion!
Head of the Central Jakarta Fire Handling and Rescue (Gulkarmat) Sub-Department, Asril Rizal, revealed that the fire engulfed the room in 3rd floor of the BPJS office building, and the initial cause is thought to be because electrical short circuit.
The beginning of the fire was known by Edy Ronald, a security guard who saw sparks from a third-floor window. He tried to put out the fire with light fire extinguisher (APAR), but failed because The smoke is getting thicker and spreading quickly.
Seeing that the situation was getting out of control, Edy immediately contacted the Cempaka Putih Gulkarmat Post. Report received at 23.40 WIB, and only six minutes later, officers arrived at the location and immediately carried out a large-scale extinguishing operation.
Total 22 fire trucks and 88 personnel deployed to extinguish the flames. The extinguishing process lasted for almost three hours, with Fire localization was achieved at 00.18 WIB and process Cooling finished at 00.50 WIB.
Asril emphasized that there were no victims in this incident. However, the value of losses arising from fires in public facilities is quite large, highlighting the importance of risk management and fire protection in government buildings.
Insurance and Risk Management Review:
- Insurance Property All Risk
- Business Interruption Insurance
- Employee Health Insurance
- Public Liability Insurance
Wedding decoration warehouse burnt down in Bojonegoro! Losses Reach Hundreds of Millions, Motorcycles Are Burned
The fateful night occurred in Sidobandung Village, Balen District, Bojonegoro Regency, when a house was converted into a wedding reception decoration equipment warehouse engulfed by a red rooster on Wednesday night (23/4/2025). In less than an hour, the building and all its contents were completely destroyed!
The fire occurred at around 1:00 p.m 19.40 WIB, and a new report goes to the Fire and Rescue Service (Damkarmat) Bojonegoro on at 20.04 WIB. Team with 6 personnel and 2 fleet units (Firedom & Water Supply) were immediately deployed from the City Post to the location.
According to Ahmad Agus, Head of the Fire and Rescue Division Damkarmat Bojonegoro, The fire was successfully extinguished at around 20.45 WIB. However, these quick efforts were unable to save the house 8 x 9 meter along with all the valuables in it.
“The entire building and contents of the warehouse include one motorbike Honda Vario burned. “Luckily there were no casualties,” explained Agus.
The house is known to belong to an official, namely The Head of Service is 54 years old. The house is used as a storage place for decoration equipment for wedding parties, from backdrops to sound systems.
Losses are estimated at IDR 210 million, and the initial suspected cause of the fire was electrical short circuit which spreads to flammable decorative equipment.
Insurance and Risk Management Review:
- Insurance Property All Risk
- Business Interruption Insurance
- Employee Health Insurance
- Public Liability Insurance
Fuel Transport Ship Explodes in the Congo River, 143 Roasted and Drowned to Death!
A truly tragic accident occurred again in the Democratic Republic of Congo. A wooden ship carrying fuel and hundreds of passengers caught fire and capsized in the Congo River, causing the least 143 people died, and dozens of others stated lost.
According to the Head of the National Deputy Delegation for the region, Josephine-Pacific Lokumu, the ship was crowded with passengers when a terrible fire broke out on Tuesday (15/4/2025) night, to be exact near the confluence of the Ruki River and the Congo River, not far from enter Beach, capital of Equateur Province.
The deadly explosion was triggered by cooking activities on board the ship. The fire from embers lit by a woman is thought to have caught fire fuel stored not far from the cooking location, causing a powerful explosion that immediately engulfed the ship and its passengers.
“Children and women are the most victims, because they didn’t have time to save themselves,” explained Lokumu.
In three consecutive days after the incident, rescue teams have found 131 bodies on Wednesday, followed 12 other bodies on Thursday and Friday, some are in condition burnt out.
Meanwhile, Joseph Legend, a local civil society leader, said that they has buried 145 victims. He added that the victims who died consisted of those who burned alive or drowned while trying to save himself.
The ship is known to carry large amounts of fuel, which should not be stored carelessly, especially if there is cooking activity nearby. Lack of safety oversight and standards for water transportation again became the main spotlight in this disaster.
Insurance and Risk Management Review:
- Marine Cargo Insurance
- Marine Hull Insurance
- Personal Accident Insurance
- Protection & Indemnity Insurance
Hit by Ferocious Waves! Two Oil Ships Sink in West Kalimantan
A maritime tragedy has rocked the waters of West Kalimantan again. Two motorboats carrying oil reported sink in the region Muara Jungkat, Mempawah Regency consequence extreme weather which hit the area on Thursday (17/4/2025).
According to information from Pontianak SAR Office, this incident claimed lives. Of the seven people on board, six survived, temporary one person was found dead after searching for two days.
“The final victim in the name Leave has been successfully found by the joint SAR team in condition is no longer alive,” said Head of Pontianak SAR, I Made Junetra, on Friday (18/4/2025).
Iwan’s body was found floats 3 nautical miles from the location of the ship’s sinking. Currently, his body has been returned to the funeral home for burial.
This accident occurred when two motor ships carrying oil drums departed from Snapper Estuary going to Estuary Jungkat at 14.00 WIB. But when they arrived at their destination, they… hit by high waves and strong winds, until the ship couldn’t survive and finally capsized and sank in the waters Bouy Luar Muara Jungkat.
The six survivors are currently still living recovery and psychological assistance, because of experience severe trauma due to the incident.
This incident is a strong warning for shipping and maritime logistics players Pay more attention to weather conditions and importance work safety protocol in the transportation of dangerous goods such as oil.
Insurance and Risk Management Review:
- Marine Cargo Insurance
- Marine Hull Insurance
- Personal Accident Insurance
- Protection & Indemnity Insurance
The series of incidents we present are not just sad news—they are a real warning that risk is an inevitable part of life and business. Therefore, never ignore the importance of protection through proper insurance. From vehicles, property, to the safety of individuals and your business, everything can be managed better with a professional risk management approach. This article is brought to you by L&G Insurance Broker, insurance broker trusted in Indonesia who is ready to help you in choosing the best protection. Don’t wait until disaster strikes—protect today, for peace tomorrow.
