Liga Asuransi – Indonesia has been rocked again by a series of incidents that highlight how fragile safety aspects are in various sectors, from transportation to the workplace. From a cargo ship breaking in two in Masalembo waters to a truck accident on the Andara Toll Road, these events not only bring sorrow but also provide expensive lessons about the importance of risk mitigation and insurance protection. In this article, we summarize some of the most horrendous recent incidents in the country, complete with a review of relevant risk management and insurance to prevent or minimize their impact in the future
Truck Overturned on the Andara Toll Road, the Mitsubishi XForce’s Iron Plate was crushed
A terrible accident occurred on the Desari toll road, Cilandak, South Jakarta, on Thursday (12/12/2024) afternoon. A yellow truck carrying a load of iron plates overturned, causing the iron to spill and hit the white Mitsubishi XForce car behind it. As a result of this incident, the condition of the XForce car was seriously damaged to the point that it was completely destroyed.
The incident which occurred at around 14.00 WIB immediately triggered long traffic jams on the toll road leading to Sawangan, Depok. From amateur video footage circulating on social media, it is clear that the truck has rolled over in the middle of the road with its load of iron plates scattered. Most of the plates hit the XForce car, making the situation even more dramatic.
The TMC Polda Metro Jaya team via posts on social media confirmed this incident. “The accident involved a truck and a minibus on the Desari toll road, Cilandak, towards Sawangan. Traffic flow is congested because only one lane can be passed. “We urge motorists to be careful when crossing,” wrote TMC Polda Metro Jaya.
Police officers and an evacuation team immediately arrived at the location to evacuate the driver of the Mitsubishi XForce car who was trapped in the vehicle. The process of evacuating trucks and cars involved in accidents is still ongoing today.
This incident went viral on social media, attracting the attention of netizens who were concerned about the serious condition of the XForce car and the situation with the truck that rolled over. Meanwhile, passing motorists are advised to be more alert and maintain a safe distance to avoid the risk of similar accidents.
Insurance and Risk Management Review:
- Vehicle Insurance
- Third Party Liability Insurance
- Goods Transport Insurance (Cargo Insurance)
- Health Insurance
- Life insurance
A big fire breaks out at the NPK Petrokimia Gresik factory, residents are worried about the impact of chemicals on their health
A large fire broke out in one of the factory buildings in the Petrokimia Gresik area, Friday (13/12/2024) morning. In videos spread via WhatsApp and social media, a burning fire can be seen quickly burning the top of the building, producing thick black smoke that rises high into the sky. This incident shocked residents and factory workers because of the intensity of the fire and the flight of a number of materials as a result of the fire.
Initially, this fire was thought to have occurred at a facility belonging to PT Petro Oxo Nusantara (PON). However, the Senior Vice President (SVP) Corporate Secretary of Petrokimia Gresik, Adityo Wibowo, confirmed that the fire occurred at the NPK Petrokimia Gresik Factory, not at the PON facility as previously reported. “The fire occurred in the NPK Petrokimia Gresik Factory Area,” said Adityo in his statement.
The fire that burned down the building caused panic, considering that the location of the fire was close to other factory facilities and a parking area filled with vehicles. Petrokimia Gresik’s internal firefighting team, namely PMK Srikandi Petrokimia Gresik, was immediately deployed to handle the incident.
Currently, the cause of the fire is still under investigation. The investigation team is carrying out an examination to determine the factors that caused the fire. “The cause of the fire is still being investigated further,” added Adityo. Meanwhile, the police from the Gresik Police, through the Head of the Corruption Crime Unit, Criminal Investigation Unit Iptu Ketut Riasa, confirmed that they were also heading to the scene of the incident to carry out further investigations.
The Gresik Petrokimia Factory, located in Tlogopojok, Gresik, is one of the main production facilities, and this incident has increased local residents’ concerns about the potential dangers posed. However, the authorities confirmed that the fire extinguishing process had been carried out and the situation was starting to be controlled.
Source : https://www.detik.com/jatim/berita/d-7684717/dahsyatnya-kebakaran-pabrik-di-petrokimia-gresik
Insurance and Risk Management Review:
- Insurance Property All Risks
- Business Interruption Insurance
- Public Liability Insurance
- Machinery Breakdown Insurance
- Employee Health Insurance
Worker Suffers Tragic Accident, Arm Broken Due to Falling Elevator at Grand Atyasa Building, Palembang
A tragic work incident happened to Marta Saputra (41), an Aldila Wedding lighting crew, who had an accident at the Grand Atyasa Building in Palembang. The incident, which occurred on Sunday (8/12/2024) in the morning at around 01:00 WIB, resulted in the victim’s right arm being severed and his leg broken.
The victim, a resident of Jalan Kancil Putih Gang Bersama, Demang Lebar Daun subdistrict, was lowering goods from the third floor to the first floor using a goods lowering lift. According to the victim’s wife, Ana, currently her husband is still in intensive care at the Muhammad Hoesin Central General Hospital. “Still being treated in hospital. The plan is to have surgery soon,” said Ana to Tribunsumsel.com, Wednesday (11/12/2024).
Chronology of Events
Ilir Barat I Police Chief, Kompol Ginanjar Aliya Sukmana, explained that the incident started when the lift for lowering goods got stuck on the second floor. “The victim went down to the ground floor to make sure the goods had arrived. However, a witness named Ihsan told him that the elevator was stuck on the second floor,” he explained.
After receiving the information, Marta went up to the second floor to check the elevator. However, not long after, the elevator fell from the second floor to the first floor. Ihsan, an eye witness, saw the victim’s arm fall along with the items in the elevator.
“The witness went up to the second floor and found the victim in a supine position with a severed right arm,” continued Ginanjar. The witness immediately asked security for help to take the victim to hospital.
The elevator often has problems
According to witnesses and building security, the elevator was known to frequently experience problems. This is a serious concern for the authorities. Currently, the investigation into this case is being handled by the Special Investigation Unit of the Palembang Police Criminal Investigation Unit.
“Investigations are ongoing to determine the exact cause of this incident,” added Ginanjar.
This incident is once again a reminder of the importance of ensuring the safety of work equipment, especially those involving heavy lifting mechanisms. High hopes are placed on the investigation to prevent similar incidents in the future.
Insurance and Risk Management Review:
- Work Accident Insurance
- Life insurance
- Property Insurance
- Third Party Liability Insurance
Explosion at Sleko Pier During Basarnas Ship Repair: One Dead, Two Injured
A tragic incident occurred in the ship docking area of Sleko Pier, Central Cilacap District, Cilacap Regency, Friday (13/12/2024) afternoon. An explosion from the fuel tank of a Rigid Inflatable Boat (RIB) belonging to Basarnas claimed the life of one worker and injured two others.
The incident occurred at around 15.30 WIB when a team of workers from PT Baruna Putra Insani were carrying out routine maintenance on the ship. The deceased victim was identified as Trimo Priyono ST (50), a resident of Sidanegara Village, Central Cilacap. Meanwhile, the injured victims, Edi Mirwanto (42) and Hendi Prasetyo (38), respectively came from Tambakreja Village and Nusawungu District, Cilacap.
Incident Moments
At the time of the incident, Edi Mirwanto was painting the ship’s hull using a compressor machine on the right side of the ship, while Hendi Prasetyo was installing stickers on the ship’s body. At the same time, Trimo Priyono was on top of the ship’s fuel tank.
A sudden explosion occurred from the fuel tank, causing the three to fly away. Local residents who heard the sound of the explosion immediately flocked to help. The three victims were immediately rushed to hospital, but Trimo’s life could not be saved.
Investigation into the Cause of the Explosion
The police, through the Head of Public Relations of the Cilacap Police, Ipda Galih Soecahyo, stated that the cause of the explosion was still under investigation. “The Inafis and Criminal Investigation Team have visited the location of the incident and secured the crime scene (TKP),” said Galih.
Meanwhile, the Head of the Cilacap SAR Office, M. Abdullah, confirmed the incident. He explained that the RIB ship that exploded was undergoing docking and routine maintenance in preparation for Christmas and New Year alert.
“We are also concerned about this work accident. “For the exact cause, we are currently still waiting for the results of the investigation from the police,” said Abdullah.
Vital Records
This incident is a reminder of the importance of work safety, especially in projects involving high-risk fuels and equipment. It is hoped that an in-depth investigation will reveal the cause of the explosion and prevent similar incidents from occurring in the future.
Insurance and Risk Management Review:
- Work Accident Insurance
- Marine Hull & Machinery Insurance
- Life insurance
- Liability Insurance
Glassware Shop Warehouse in Bondowoso Burns, Losses Reach IDR 100 Million
A major fire broke out at a glassware shop warehouse in Gerundu Hamlet, Lumutan Village, Botolinggo District, on Tuesday (17/12/2024) at 11.00 WIB. This incident caused the shop owner to suffer material losses estimated at IDR 100 million.
According to the Acting Head of the Bondowoso Satpol PP and Damkar Fire Department, Martanto, the fire occurred when the shop owner and his workers were carrying out their activities guarding the shop. “The owner and workers immediately left the shop when they saw the fire burning in the warehouse. Together with the residents, they tried to extinguish the fire with whatever equipment they had,” he said.
Unfortunately, the residents’ efforts were not enough to control the blaze which continued to grow, especially because the glassware and plastic materials in the warehouse were flammable. About 30 minutes after the report was received, three fire engines arrived at the location to help extinguish the fire.
“The extinguishing process was hampered because the materials in the warehouse accelerated the spread of the fire. After more than two hours, the fire was finally extinguished,” explained Martanto.
There were no injuries or fatalities in this incident. Based on initial suspicions, the fire was triggered by an electrical short circuit that occurred in the warehouse. The shop owner admitted that the fire was first seen emerging from the warehouse area before quickly spreading.
This incident is a reminder of the importance of better management of electrical installations, especially in areas that store flammable materials.
Insurance and Risk Management Review:
- Insurance Property All Risks
- Business Interruption Insurance
- Public Liability Insurance
- Stock Insurance
Cargo Ship MV Bahtera Mega Split in Two Then Sinks in Masalembo Waters, Allegedly Due to Mistakes in Load Arrangement
Cargo ship sinking incident MV Mega Ship in the waters of Keramaian, Masalembo, on Tuesday night (10/12), leaving behind sorrow and mystery. The ship, which was sailing from Surabaya to North Kalimantan, was reportedly split into two parts before finally sinking. The entire crew (ABK), 20 people, were successfully rescued. However, the captain, Tri Hernanto, until now it has not been found even though the search continues.
According to the Head of the Masalembo Class III Port Management Unit (UPP), Rahmat Rahim, the search for victims was hampered by bad weather. “Extreme weather is a big challenge for KPLP and SAR in continuing search efforts,” he said, Monday (16/12/2024).
Suspected Cause: Load Setup Error
This ship, owned by a shipping company based in Gresik, has become a matter of public discussion, especially because the incident was allegedly triggered by an error in arranging cargo. An officer who did not want to be named stated, “The unbalanced cargo arrangement was most likely the cause of the ship splitting. The load in the middle was lighter than the front and back, so the ship was vulnerable to breaking when hit by waves.”
Inspection Process Begins
Head of the Tanjung Perak Sea and Coast Guard Base (PPLP), Devi A. Mamesah, revealed that examinations of the surviving crew members would be carried out immediately after they arrived in Surabaya. “We are currently coordinating with agents and ship owners to develop an inspection timeline. The inspection is scheduled to start tomorrow,” he explained.
PPLP Tanjung Perak only acted as an assistant in the investigation process coordinated by UPP Masalembo. “We are assisting the Masalembo KUPP in examining this accident, but the final product remains their responsibility,” added Devi.
Unanswered Mysteries
The sinking of the MV Bahtera Mega is a reminder of the importance of proper cargo management, especially in dealing with extreme weather in Indonesian waters. It is hoped that the search for the captain and further investigations will provide definitive answers to this tragedy.
Insurance and Risk Management Review:
- Marine Cargo Insurance
- Marine Hull Insurance
- Protection and Indemnity Insurance
- Life insurance
The KM Alis Mulia ship sank on Tagalaya Island, a toddler died and one passenger was missing
A tragedy occurred on Saturday night (14/12/2024) when Motor Ship (KM) Alis Mulia carrying a cargo of copra and 192 people, sank in the waters of Tagalaya Island, North Halmahera Regency. The 120 GT ship sailed from Dorsago Harbor, East Halmahera Regency, to Tobelo Harbor.
According to reports received by Tobelo Port Management Unit (KUPP) Office, the ship ran aground in the waters of Tagalaya Island and required the assistance of a SAR team. Head of the Operations and Alert Section of the Ternate SAR Office, Bram Madya, confirmed the incident on Sunday morning (15/12/2024).
Dramatic Evacuation Process
After receiving the report, the SAR team was immediately dispatched and deployed various rescue elements, including ships Nautical Image and patrol boats from KUPP Tobelo. The evacuation operation lasted all night until early morning. At 01.19 WIT, the SAR team succeeded in evacuating 191 people, consisting of 182 passengers and 10 crew members (ABK), who were safe. They were then taken to Tobelo Harbor for further data collection.
However, although most of the victims were rescued, this tragedy claimed lives. A four year old toddler, Evan, was found dead. In addition, an elderly passenger, Abdul Waris Hadi (80), declared missing and still in search.
Sunken Ship and Advanced Search
Boat KM Alis Mulia It was reported that it sank completely about 50 meters from the shoreline of Tagalaya Island. The search operation for the missing Abdul Waris Hadi continued on Sunday morning, at around 07.30 WIT, in the hope of finding the victim who was still missing.
This incident is of great concern, considering the large number of passengers and the difficult terrain conditions. The SAR team and related parties will continue to work hard to ensure the safety of the victims and carry out further investigations into the cause of the ship accident.
Insurance and Risk Management Review:
- Marine Hull Insurance
- Marine Cargo Insurance
- Protection and Indemnity Insurance
- Personal Accident Insurance
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