Liga Asuransi – In the past week, various shocking incidents have occurred in a number of regions in Indonesia and even internationally—ranging from deadly accidents on toll roads, large fires in business centers, to the explosion of fighter jets in the air. Not only did they result in large material losses, many of these incidents also caused trauma and resulted in injuries to the victims. All of these incidents are a harsh reminder that risk can come anytime, anywhere, and to anyone. Check out the following summary of the seven most shocking incidents, complete with an important overview of the insurance and risk management aspects that often go unnoticed.
Brakes Fail! Truck Box Hits 6 Cars Simultaneously on Solo-Semarang Toll Road, 9 People Injured!
Serial accident incidents rocked the Solo-Semarang toll road on Saturday night (5/4/2025) when the system one way local. is being implemented. This unfortunate incident involved seven vehicles, consist of one empty box truck And six minibuses. Luckily, there were no casualties in that incident.
President Director of PT Trans Marga Central Java, Prajudi, revealed that the accident occurred at KM 422+000 line A, direction from Solo to Semarang at around 12:00 p.m 21.19 WIB. It is suspected that the main cause is brake malfunction on a box truck, which resulted in the truck hitting six vehicles driving in front of it.
“The truck experienced brake problems and hit six vehicles in front of it,” explained Prajudi. After the accident, the truck stopped on the shoulder of the KM road 440+600 A, while six other vehicles were thrown for KM 442+000 A.
Toll road officers and police immediately arrived at the location to carry out treatment and evacuation. During the process of moving the vehicle, a system is applied open and close the column to prevent further congestion.
As much 9 people suffered minor injuries and immediately rushed to At-Tin Bawen Hospital to get medical treatment. O’clock 22.40 WIB, traffic reopened normally after all vehicles were successfully evacuated.
Source : https://www.detik.com/jateng/berita/d-7856337/truk-boks-seruduk-6-mobil-di-tol-solo-semarang
Insurance and Risk Management Review:
- Vehicle Insurance
- Third Party Liability Insurance
- Personal Accident Insurance
Overturned Truck, Milk and Tea Boxes Scattered on Jalan Halim! Sampang Residents Do Unexpected Things!
A surprising incident occurred on Jalan Raya Halim Perdana Kusuma, precisely on the South Ring Road (JLS), Sampang Regency, Madura, on Monday afternoon (7/4/2025). A box truck with a plate number B 9710 TIP Carrying a load of milk and tea packaging rolled over in the middle of the road, scattering hundreds of packages.
But what stole the most attention was extraordinary reaction from local residents. Instead of looting or taking advantage of the situation, the citizens instead Many people helped secure and remove items scattered on the side of the road, for the sake of smooth traffic.
Head of the Sampang Police Traffic Unit, AKP Sigit Ekan Sahudi, explained that the single accident was triggered by rear tire burst truck driven by Ari Tri Ramadhani (27), resident of Waru District, Sidoarjo.
“The truck was traveling from west to east at moderate speed. When it arrived at the location, the rear tire exploded, causing the vehicle to swerve to the right and eventually roll over,” explained AKP Sigit on Tuesday (8/4/2025).
The truck suffered serious damage, especially to the top of the box, which made it the entire load spilled onto the road. Lucky, there were no fatalities or injuries, including the driver who is confirmed to be in good health.
Material losses are estimated at approx IDR 15 million. The Sampang Police Traffic Unit has carried out this investigate the crime scene and evacuate the vehicle to reduce traffic jams that have occurred.
Insurance and Risk Management Review:
- Vehicle Insurance
- Third Party Liability Insurance
- Cargo Insurance (Transportation of Goods)
- Personal Accident Insurance
PT Bina Relasi Plastindo Plastic Warehouse Burnt Down! Resulting in Huge Losses and One Truck Scorched
Another big fire occurred in the Tangerang industrial area! This time, two owned warehouses PT Bina Relations Plastindo which is located in Bayur Kali Village, Lebak Wangi Village, East Sepatan District, Tangerang Regency, was destroyed by fire on Friday (28/3/2025) early morning.
Based on information from the Tangerang Regency Regional Disaster Management Agency (BPBD), the fire started to appear at around 04.30 WIB. The warehouse that burned was a place for processing plastic pellets and plastic waste. A truck parked in the warehouse area also caught fire.
“The condition quickly worsened because the fire spread very quickly, plus the burning material was plastic,” said Agun Guntara, Head of the Fire and Rescue Division of BPBD Kab. Tangerang.
In an effort to extinguish it, one firefighter from Tangerang City experienced Burns as a result of falling into a pile of burning plastic. The officer was immediately evacuated and given rapid medical treatment.
BPBD deployed five fire engines from Pos Sepatan, Rajeg, and Pasar Kemis, with additional assistance from the Tangerang City Fire Department.
Although there were no casualties in this incident, the cause of the fire is still under investigation. Until now, authorities continue to comb the location to look for possible fires that have not been completely extinguished.
Insurance and Risk Management Review:
- Insurance Property All Risk
- Business Interruption Insurance
- Employee Health Insurance
- Third Party Liability Insurance
Two Floor Laundry Burns Massively in Banjarbaru! Dozens of Gas Cylinders & Customers’ Clothes Sold Out. Losses Reach 200 Million Rupiah
A two-story shophouse that was used as a laundry business on Jalan Karang So, Loktabat Utara Subdistrict, Banjarbaru, was destroyed by fire in a major fire that occurred on Monday (7/4/2025) early morning at 01.10 WITA.
According to Banjarbaru Police Chief AKBP Pius electrical short circuit which occurs in the middle of the building floor. This shophouse, which was located next to residents’ houses, immediately caused panic among local residents.
An eyewitness, Abdul Ghafur, who was not far from the location, saw smoke rising from the front of the shophouse and immediately took action. He helped rescue two employees who were trapped on the second floor—both of them managed to escape through the roof of the building and escaped death.
This 4×12 meter building was completely burned. The entire contents of the shophouse were sold out, including two washing machines, three dryers, two steam irons, 25 LPG gas cylinders, And customer clothes which has not yet been taken.
Joint officers from the Fire and Rescue teams succeeded in extinguishing the fire at around 02.15 WITA. There were no casualties in this incident, but the losses are estimated to reach IDR 200 million.
Shophouses are known to use old electrical installation, with buildings with concrete walls, ceramic floors, wooden ceilings and tin roofs—which accelerated the spread of fire.
Source : https://banjarbaruklik.com/kebakaran-ruko-laundry-di-banjarbaru-kerugian-capai-rp200-juta/
Insurance and Risk Management Review:
- Insurance Property All Risk
- Business Interruption Insurance
- Employee Health Insurance
- Third Party Liability Insurance
KMP Mutiara Ferindo 2 Burns When Lego Anchors! 12 Crew Evacuated, Fire Emerges from Pile of Wood on Deck!
A major fire incident occurred in the waters of Serang Regency, Banten, in the early hours of Thursday (3/4/2025). The Mutiara Ferindo 2 ferry motor ship (KMP) reportedly caught fire heavily while anchoring, causing panic among the ship’s crew.
In this incident, 12 crew members (ABK) were successfully evacuated quickly by the State Ship (KN) Tanjung Datu-301, belonging to the Indonesian Maritime Security Agency (Bakamla). The five other crew members chose to remain on the ship to help the Indonesian Bakamla and Basarnas teams put out the remaining fire.
According to Bakamla Captain Yuhanes Antara, the cause of the fire is still under investigation. However, it is currently suspected that the fire originated from a pile of wooden pallets on Car Deck D. The ship’s engine crew, Yandi, first saw smoke rising from the blower when turning off the emergency generator. After further inspection, he immediately reported the findings to Engineer 3 and the rest of the crew.
The fire continued to grow, forcing the ship’s Chief Officer to send a signal for help via VHF radio to KN Tanjung Datu-301. The ship commander, Colonel Bakamla Rudi Endratmoko, immediately deployed the elite VBSS (Visit, Board, Search, and Seizure) team to rescue the crew.
The evacuation was quick and professional. Afterwards, the rescued crew members underwent a medical examination and data collection. Meanwhile, the joint team that remained on board managed to extinguish the fire at around 05.20 WIB.
Insurance and Risk Management Review:
- Marine Hull & Machinery Insurance
- Indemnity Protection Insurance
- Personal Accident Insurance
Indian Fighter Jet Explodes in the Air! One Pilot Killed and One Injured
A fighter jet belonging to Indian Air Force (IAF) tragic fall in the region Jamnagar, Gujarat, on Wednesday (2/4/2025). This shocking accident killed one pilot, while his colleague was rescued after crashing emergency ejection.
According to an official statement from the IAF, the incident started with technical glitches experienced by a plane while it is in the air. The two pilots immediately took rescue steps to avoid the plane crashing in a residential area. Unfortunately, one of the pilots died from injuries, while another is undergoing intensive treatment in hospital Jamnagar.
“We are deeply saddened by the loss of one of our pilots and fully support the bereaved family,” said an IAF official, as quoted by Anadolu, Thursday (3/4).
The plane is known to have crashed in a nearby open field village Suvarda, about 12 kilometers from Jamnagar city center. When found, the wreckage of the plane was in flames severe, complicating the initial evacuation process.
The IAF stated that research has been done to find out the exact cause of the crash of the fighter jet. Unfortunately, not much detailed information can be revealed to the public regarding the type of damage or current condition of the surviving pilots.
Tragically, this is not the first time a similar accident has occurred. On March 7 2025, an IAF Jaguar fighter plane also crashed in Ambala, Haryana. At that time, the pilot managed to save himself through emergency ejection procedures.
Insurance and Risk Management Review:
- Aviation Hull Insurance
- Health Insurance
- Life insurance
- Personal Accident Insurance
- Liability Insurance
Gas Cylinder Explodes, Kitchen Burns! Four Kebuli Depot Employees in Pasuruan Suffer Serious Burns!
A terrible incident happened to a restaurant in Pasuruan City. Kebuli Tarim Depot, which is located on Jalan Alun-Alun Selatan, Kebonsari Village, Panggungrejo District, was engulfed in fire due to a gas leak incident, Tuesday morning (8/4/2025) around 09.00 WIB.
According to information Acting Head of Public Relations of the Pasuruan City Police, Aipda Muhammad Junaidi, the source of the fire is strongly suspected to have come from leaking LPG cylinder in the kitchen area of the restaurant. The leak sparked explosion and flames which quickly swept around the kitchen, leaving four employees injured serious burns up to 40 percent.
“In that incident, there were four victims, employees of the Kebuli Tarim Depot who suffered quite serious burns due to a gas cylinder leak,” explained Junaidi.
A firefighting team was immediately dispatched to the location to control the fire temporarily The four victims were immediately rushed to hospital to receive intensive care. The fire was successfully extinguished at around 10.00 WIB.
The situation was panicked, but gradually became more conducive after the fire was brought under control. Authorities said they would follow-up investigation regarding the cause of the leak and its possible existence negligence of safety procedures.
Insurance and Risk Management Review:
- Insurance Property All Risk
- Third Party Liability Insurance
- Business Interruption Insurance
- Employee Health Insurance
The series of incidents above shows how important it is to be prepared and comprehensively protect against risks, both in the business, transportation, industrial and personal sectors. When disaster strikes unexpectedly, only one thing can minimize the impact of losses: proper insurance coverage. Don’t wait for disaster to strike to start thinking about risks. Immediately discuss your insurance needs with a risk management expert and ensure that your business, assets and loved ones are maximally protected. Get in touch insurance broker you now for more information!
