By using this site, you agree to the Privacy Policy and Terms of Use.
Accept
LigaAsuransi
Sunday, Jun 1, 2025
  • What's Hot:
  • Ulas Berita
  • Risk Recommendation
  • Berita Kecelakaan
  • Financial Liability
  • Breaking News
  • Asuransi Marine Cargo
  • Marine
    • Asuransi Marine Cargo
    • Asuransi Marine Hull
  • Business
    • Engineering
      • Asuransi Konstruksi
    • Liability
      • Financial Risk
      • Airport Liability Insurance
      • Asuransi Liability
      • Financial Liability
      • General Liability Insurance
      • Liability Insurance
      • Product Liability Insurance
      • Professional Liability Insurance
      • Public Liability Insurance
  • Property
    • Asuransi Properti
    • Asuransi Banjir
    • Property All Risk
  • Retail
    • Motor Vehicle
    • Life & Health
      • Asuransi Kesehatan
      • Asuransi Jiwa
  • Agrobisnis
  • Breaking News
  • Proteksi UMKM
  • Indonesia
    • 中文
Reading: How to Reduce Financial Losses Due to Natural Disasters?
Subscribe
Font ResizerAa
LigaAsuransiLigaAsuransi
  • Indonesia
  • Home
  • Vehicles Insurance
  • Marine Cargo Insurance
  • Insurance Clause
  • Cyber Risk Insurance
  • General Insurance
  • Golf
  • Risk Recommendation
Search
  • Marines
    • Marine Cargo
    • Marine Hull
    • P&I
    • Shipbuilders
  • Oil and Gas
  • Mining
    • Coal
    • Mining Industry
    • Asuransi Pertambangan
    • Industri Pertambangan
  • Power
    • Asuransi Pembangkit Listrik
  • Infrastructure
  • Commercial
  • Construction
    • Heavy Equipment Insurance
    • Machinery Breakdown Insurance
    • Construction Insurance
  • InsurTech
  • Insurance Update
    • Bedah Polis
    • Bedah Klausul
    • Ulas Berita
    • Tips & Tricks
  • Legal Liability
    • Asuransi Liability
  • Life & Health
  • Indonesia
    • 中文

Trending →

The Importance of Insurance for Developers in Public Housing Projects

By Mhd. Taufik Arifin ANZIIF (Snr. Assoc) CIIB
Friday May 30th, 2025

Types of Risks Threatening Government Fisheries Projects and Solutions through Insurance

By Mhd. Taufik Arifin ANZIIF (Snr. Assoc) CIIB
Wednesday May 28th, 2025

Facing Disaster Risk in the Agricultural Sector: The Urgency of Insurance for the National Food Security Program

By Mhd. Taufik Arifin ANZIIF (Snr. Assoc) CIIB
Tuesday May 27th, 2025

How to Manage Cybersecurity and Insurance in Indonesia?

By Mhd. Taufik Arifin ANZIIF (Snr. Assoc) CIIB
Monday May 26th, 2025

Sharia Insurance Loses Hundreds of Billions in Early 2025. This is the Culprit According to Experts! : And 7 Latest and Most Complete Insurance News

By Intan Aulia
Monday May 26th, 2025
Follow US
©Copyright by Liga Asuransi - PT. L&G Insurance Broker
LigaAsuransi > Blog > Financial Liability > How to Reduce Financial Losses Due to Natural Disasters?
Financial LiabilityFinancial Risk

How to Reduce Financial Losses Due to Natural Disasters?

Hanifah Ayu
By Hanifah Ayu
Published Thursday December 1st, 2022
165 Views
0 Min Read
Share
SHARE
Table of Content
LOOKING FOR INSURANCE PRODUCTS? DON’T WASTE YOUR TIME AND CALL US RIGHT NOW24 HOURS L&G HOTLINE: 0811-8507-773 (CALL – WHATSAPP – SMS)

Liga Asuransi – Dear readers, how are you? I hope your business does well this year and wish you even better next year. 

As you already know, last week on November 21, an earthquake occurred which is located 10 Km Southwest of Cianjur Regency, West Java. The 5.6 M earthquake has so far caused financial losses to residents in the Cianjur area due to damage to their assets, and has even claimed lives.

In addition to the earthquake that occurred in Cianjur, several regions in Indonesia have also experienced natural disasters such as floods, landslides, tornadoes, etc.

Natural disasters are one of the many unpredictable risks. Apart from causing fatalities and injuries, many other losses may arise, such as damage to houses, property, vehicles and even delays in tourist trips.

Natural disasters can also create human tragedies, undermine the foundations of the economy, and hinder development. If something like this happens to you and your family at any time, you will definitely experience a huge loss. 

Maybe you and your family will experience losses that can reach tens or even hundreds of millions of rupiah, according to the amount of damage to the assets you have.

On this occasion, we will discuss how to minimize financial losses caused by natural disasters.

If you are interested in this article, immediately share it with your colleagues so they can understand and prepare for all the risks that can occur at any time.

Actually, there is a fairly simple way for you to reduce financial losses due to natural disasters. The simple way is to have insurance.

However, you must have insurance during normal conditions, not at the time of the incident or after the incident. 

So, what does this have to do with having insurance and natural disaster losses? Let’s discuss together!

 

Insurance that you must prepare

Here’s the insurance that you must prepare to reduce financial losses

  1. Life Insurance

One type of insurance to deal with natural disasters is life insurance. Life insurance is a protection program for families in the event of unwanted things, such as death, for insurance policy holders. Factors that cause these risks are very diverse, one of which is the occurrence of natural disasters, such as floods, landslides, earthquakes and tsunamis.

By having life insurance as insurance for natural disasters, you can ensure the stability of your family’s economy if at any time the risk of dying due to natural disasters approaches.

  1. Health Insurance

Maybe some people already have health insurance. The reason is, health insurance covers the amount of costs incurred when you have to undergo treatment at the hospital. If during an earthquake or other disaster, you are affected in the form of a deep wound or certain scratches, health insurance can be the right choice.

Of course, it is not only injured when the natural disaster occurs. If after the earthquake and the conditions where you live are still inadequate, so that it makes your immune system decrease and causes illness, health insurance can also provide guarantees for hospital expenses that must be incurred at that time.

  1. Property All Risk

Insurance Property insurance is insurance that guarantees the property you own from all risks that may occur, such as natural disasters, riots, strikes, theft and demolition. 

Natural disasters such as earthquakes, floods, etc. can certainly result in losses to property such as your home or place of business.

Protecting property assets with insurance is one of the right steps to minimize losses due to unexpected disasters. 

  1. Vehicle Insurance Vehicle

is one of the most important assets to have, because its function is to facilitate one’s mobility for activities. 

However, vehicles are also most often affected by natural disasters, ranging from collisions that occur due to shaking, being crushed by collapsed buildings, to falling into steep places such as ravines or the sea. 

When you buy vehicle insurance, make sure that the insurance can cover losses caused by collapsing buildings, being submerged in flash floods, and so on.

In fact, not only vehicles that can be protected by insurance. Vehicle passengers who experience the consequences of a disaster can also get protection, if the passenger is in the vehicle when the disaster occurs. So, in addition to assets, we also protect ourselves from the risk of natural disasters that might occur.

  1.  Travel

Insurance Travel insurance is insurance that provides protection as long as we travel both domestically and abroad. When you are on a business trip or just on vacation, natural disasters can happen at any time.

Like the case of natural disasters that have occurred in Lombok, which is one of the biggest tourist destinations. In this incident, of course, many tourists were there when the earthquake occurred. 

Travel insurance is one of the important things that can be used to minimize losses, one of which is due to flight delays, this is the thing that most often occurs as a result of natural disasters. 

Travel insurance can provide compensation for all losses incurred due to flight delays from the airlines we use.

To get the benefits of protection for the above, make sure the insurance chosen has extensive hospital partners and is around the location of your trip.

From the start, you can minimize any losses caused by earthquakes or other disasters that might occur. 

It’s possible, in the time you’re not in a disaster insurance will look like an extra burden. Because insurance is a product that must be purchased or owned when you don’t need it or are not experiencing a disaster. However, the benefits provided by insurance will be felt when losses due to disasters occur.

From disaster insurance, it is at least able to reduce the impact of the losses incurred. At least this insurance is also able to help with recovery funds.

From disaster insurance that we have, at least it is able to reduce the impact of losses incurred, and having insurance can help you recover funds after an incident.

How to get the Best Natural Disaster Insurance?

To get natural disaster insurance coverage in Indonesia is not easy, it requires an understanding of risk management that is not insured in an insurance policy. Therefore, you really need help from an insurance brokerage company that has experience in dealing with natural disaster risks.

Insurance brokers are certified insurance experts from credible insurance education institutions in Indonesia and abroad. They are registered with the Financial Services Authority (OJK).

An insurance broker will help you review contracts, company documents and other necessary information. Then place your risk with several insurance companies and banks to get suitable guarantees at competitive fees.

One of the official insurance brokerage companies registered with OJK is L&G Insurance Broker. 

For all your insurance needs, contact L&G now!

Source :

  • https://www.daya.id/usaha/artikel-daya/keuangan/cara-minimalisir-kerugian-akibat-bencana-alam
  • https://nasional.kontan.co.id/news/usaha-mengurangi-risiko -loss-financial-as a result of-terjadinya-earthquake
  • https://wakalahmu.com/artikel/literasi-asuransi/7-exemplary-asuransi-bencana-alam-yang-according-with-

—

LOOKING FOR INSURANCE PRODUCTS? DON’T WASTE YOUR TIME AND CALL US RIGHT NOW

24 HOURS L&G HOTLINE: 0811-8507-773 (CALL – WHATSAPP – SMS)

website: lngrisk.co.id

E-mail: customer.support@lngrisk.co.id

—

TAGGED:asuransi bencana alamasuransi keuanganfinancial insurance
Share This Article
Facebook Whatsapp Whatsapp LinkedIn Threads Copy Link Print
Previous Article top Accident 7 Selected Fatal Accident News – November Week 5
Next Article Top News Liga Asuransi 7 Selected Insurance News for December 2022

Latest News

The Importance of Insurance for Developers in Public Housing Projects
Risk Recommendation
Friday May 30th, 2025
226 Views
Types of Risks Threatening Government Fisheries Projects and Solutions through Insurance
Agrobisnis Industri Perikanan Risk Recommendation
Wednesday May 28th, 2025
75 Views
Facing Disaster Risk in the Agricultural Sector: The Urgency of Insurance for the National Food Security Program
Agrobisnis Industri Pertanian Risk Recommendation
Tuesday May 27th, 2025
202 Views
How to Manage Cybersecurity and Insurance in Indonesia?
Asuransi Cyber InsurTech
Monday May 26th, 2025
166 Views
Sharia Insurance Loses Hundreds of Billions in Early 2025. This is the Culprit According to Experts! : And 7 Latest and Most Complete Insurance News
Ulas Berita
Monday May 26th, 2025
318 Views
Insurance and Risk in Palm Oil FFB Processing: Optimal Protection for Mini Mills to Large-Scale PKS
Agrobisnis Risk Recommendation
Monday May 26th, 2025
252 Views
Barrier Opened, 7 Motorcycles Hit by Malioboro Express Train and 4 People Died: And 7 Latest Shocking Accident Incidents
Berita Kecelakaan
Friday May 23rd, 2025
365 Views
Marine Hull Insurance & Ship Financing: Ideal Partner for Lenders and Lessees
Asuransi Marine Hull
Friday May 23rd, 2025
366 Views
Facing Disaster Risk in the Agricultural Sector: The Urgency of Insurance for the National Food Security Program
Agrobisnis Industri Pertanian Risk Recommendation
Thursday May 22nd, 2025
285 Views
Why Prabowo Government’s Fisheries Projects Need Early Insurance Protection?
Agrobisnis Industri Perikanan Risk Recommendation
Wednesday May 21st, 2025
338 Views

Related ↷

Apakah musibah COVID-19 termasuk Force Majeure?

Friday May 29th, 2020

7 Selections of Fatal Accident News 2023– March Week 2

Thursday March 16th, 2023

Why do Oil and Gas Contracts require Surety Bonds and Bank Guarantees?

Friday August 9th, 2024

Hal-hal yang Perlu Anda Ketahui Sebelum Membeli Surety Bond dan Kontra Bank Garansi

Wednesday July 20th, 2022
  • Advertise with us
  • Newsletters
  • Complaint
  • Deal
Stay tuned for a blend of captivating content that not only informs but also inspires you to navigate the ever-evolving landscape of technology, marketing, and market trends!
LigaAsuransi
  • Asuransi Marine Cargo
  • Asuransi Konstruksi
  • Broker Asuransi
  • InsurTech
  • Property

©Copyright 2025 by Liga Asuransi – PT. L&G Insurance Broker