Liga Asuransi – The major accidents and fires that have occurred in the last few days have once again reminded us of the importance of safety and risk mitigation, both on roads and industrial environments. Starting from a fire in an empty shophouse in East Jakarta to the deadly tragedy that killed 10 teachers in Purworejo, this series of incidents shows how big the potential loss of life and property is when prevention systems fail or emergency situations are not handled properly. In this article, we summarize 7 major events that shocked the public, while reviewing risk management measures and relevant types of insurance to minimize the impact of similar events in the future.
Empty tutoring shophouse burnt down badly in East Jakarta, losses reaching hundreds of millions
Severe fires occurred again in dense areas of the capital. A shophouse (ruko) that used to be a tutoring place on Jalan Delima Raya, Klender, Duren Sawit, East Jakarta, was engulfed by a red rooster on Tuesday afternoon (14/5). Even though there were no casualties, material losses were estimated at IDR 200 million!
The incident occurred at around 12.07 WIB and was immediately reported by residents who saw smoke rising from the top floor of the shophouse. Officers from the Malaka Jaya Command Post were immediately deployed to the location. The East Jakarta Fire Handling and Rescue (Gulkarmat) Sub-Department deployed 12 fire trucks with a total of 55 personnel to conquer the fire.
“The object that burned was a former tutoring shophouse with an area of approximately 46 square meters. We managed to extinguish the fire at around 12.56 WIB,” said East Jakarta Gulkarmat Picket Officer, Mardiyanto, when met at the location.
According to Mardiyanto, the cause of the fire is strongly suspected to have come from an electrical short circuit. Surprisingly, the building had been unoccupied for almost a year.
“This building is empty, there is no activity. So we make sure there is no stove or gas involved. Most likely there is an electrical short circuit,” he said.
Monitoring in the field showed that the fire was growing rapidly, burning down the entire two-story shophouse. The large amount of flammable material in the building made the fire spread fiercely. Luckily, local residents moved quickly to help extinguish the fire so that it did not spread to other buildings.
“There were no significant obstacles during the extinguishing process because the road access was quite wide,” said Mardiyanto.
Although there were no fatalities, this incident is a reminder of the importance of cutting off electricity from empty buildings to prevent potential fire hazards.
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- Insurance Property All Risk
- Business Interruption Insurance
- Employee Health Insurance
- Public Liability Insurance
Oven Heat Triggers Big Fire! Rattan-Wood Warehouse in Cirebon Burned to the Ground in Cirebon
A large fire destroyed a rattan and wood warehouse in Tegalsari Village, Plered District, Cirebon Regency on Saturday (10/5/2025). The fire was so fierce that the firefighting team had to work extra hours to conquer the red rooster’s fury.
Head of the Rescue and Infrastructure Division of the Cirebon Regency Fire Department, Eno Sujana, revealed that the source of the fire was thought to have come from an oven or heating device in the warehouse that overheated.
“We received the report in the morning. We suspect that the oven was too hot, producing embers which started the fire,” said Eno when interviewed at the scene.
The warehouse is known to store hundreds of logs and export-quality rattan materials—materials that are highly flammable. As a result, the fire quickly grew and spread throughout the building area.
“Because there are many flammable materials, the fire spread quickly throughout the warehouse,” he added.
The local Fire Department deployed seven fire engines to extinguish the fire. However, difficult terrain is the main obstacle. Narrow roads around the site make it difficult to maneuver large cars, slowing firefighting efforts and increasing the risk of the fire spreading to other nearby buildings.
“The fire almost spread to the building next door. Luckily we managed to contain it before it spread further. Narrow road access is the biggest challenge here,” explained Eno.
Although there were no casualties, material losses are estimated to be very large, considering that the materials in the warehouse are of high value and are intended for export. Until now, the cooling process is still ongoing and the investigative team is still investigating the exact cause of the fire.
Insurance and Risk Management Review:
- Insurance Property All Risk
- Business Interruption Insurance
- Employee Health Insurance
- Public Liability Insurance
Truck’s Brake Failure Hits Public Transport, 10 IT Elementary School Teachers As Syafi’iyah Died While Going to Funeral. 5 of them are Hafizah Koran
The tragic accident that occurred on Jalan Magelang-Purworejo, precisely in Kalijambe Village, Purworejo Regency, Wednesday afternoon (7/5/2025), left a very deep sorrow. A trontoon truck hit a public transportation transporting a group of teachers at SD IT As Syafi’iyah, Mungkid District, Magelang Regency. As a result of this deadly incident, 11 lives are lost, 10 of whom are female teachers or ustazah.
According to information gathered, the teachers were on their way to pay their respects when the vehicle they were riding in was hit by a truck with the police number B 9970 BYZ. It is strongly suspected that,truck brakes failedwhen going down a steep road and making sharp turns in the Kalijambe area.
“We lost 10 of the best teachers, five of whom memorized the Koran,” said the Chairman of the As Syafi’iyah Foundation, Habib Muhsin Syafingi, in a trembling voice when giving a statement, Thursday (8/5/2025).
As a form of respect and deep condolences, the As Syafi’iyah Foundation has decided tocanceling all school activities for six days, from Thursday (8/5) to Tuesday (13/5).
Not only that, the foundation also held routine joint prayer every afternoon after Ashar Salat, which was attended by student guardians, teachers and foundation administrators. This event is a form of final respect and spiritual reinforcement for the school family who are experiencing deep sadness.
“Every day of Bada Ashar, God willing, we will hold a prayer together in the foundation,” added Habib Muhsin.
The incident is a painful reminder of the fragility of road safety, especially in vulnerable areas such as the Kalijambe incline. Currently, authorities are still investigating the chronology of the accident and evaluating the technical factors that caused the truck’s brakes to fail.
Insurance and Risk Management Review:
- Vehicle Insurance
- Health Insurance
- Life insurance
- Third Party Liability Insurance
Fuel Tanker Truck Hits 3 Shophouses in Cakung Because Red Light Suddenly Came On
Residents of Cakung, East Jakarta, were shocked by a shocking incident on Wednesday morning (14/5/2025), when a fuel oil (BBM) tanker truck crashed into three shop houses (ruko) on Jalan Dr Sumarno. The truck with the big load hit the building after the driver suddenly swerved to avoid a pile of motorbikes which suddenly stopped because the crossing light suddenly turned red.
Head of the East Jakarta Traffic Police Accident Unit, AKP Darwis Yunarta, said that the truck being drivenPanji Ketawang (29) initially driving from west to east, precisely after passing the Cakung Regional Court area.
“The truck avoided around four motorbikes that stopped in front, then swerved to the left and hit three shophouses,” said AKP Darwis.
Fortunately,there were no fatalities in this incident. There was a slight traffic jam, but now it is back to normal. Meanwhile, Head of Cakung Police Traffic Unit, AKP Dwi Hari Setianto, ensuring that the truck evacuation process has been coordinated with Jasa Marga.
“We asked for crane assistance from Jasa Marga to move the truck to the accident location in Pulogebang,” said Dwi.
The truck driver, Panji, explained that he was shocked when a number of motorbikes in front of him stopped suddenly. He admitted that he had honked the horn but didn’t have time to brake, so the only option was swerved to the left to avoid a more fatal collision.
“The crossing light suddenly turned red, the motorbike immediately stopped. I already honked the horn, but didn’t brake quickly. Finally I left,” said Panji.
He and his kenek survived even though the kenek was crushed due to a collision with a building. “Thank God, we are safe. We just got caught by a broken glass from the building,” he added.
Until now, the police are still investigating the chronology and potential negligence in this incident, especially regarding the crossing light system which was the cause of the motorbike rider suddenly stopping.
Insurance and Risk Management Review:
- Vehicle Insurance
- Cargo Insurance (Transportation of Goods)
- Personal Accident Insurance
- Third Party Liability Insurance
PT VDNI worker dies when he falls from a height, blood is all over the work site
Work accidents claim lives again. This time, a tragic incident occurred in the PT Virtue Dragon Nickel Industry (VDNI) industrial area located in Morosi District, Konawe Regency, Southeast Sulawesi, on Monday, May 12, 2025, around 11.30 WITA.
An employee named risk reported died after falling from a height while carrying out his duties in the factory area. This information was confirmed by fellow workers who gave brief statements to the media.
“Innalillahi wa inna ilaihi raji’un… The risk of not surviving, what a shame. I just got the news,” said one of the workers in a sad tone.
Photos circulating show the victim’s body lying on the ground with blood appearing to flow from the chest. Around him, three other workers wearing yellow helmets and gray uniforms with the PT VDNI logo were seen standing in alert positions.
The media has tried to ask for confirmation from PT VDNI Public Relations, Spring, but until this news was published, There has been no official response yet given.
The same thing also happened when media crew contacted Bondoala police chief, Iptu Heder Payopo, who has not provided any information regarding the incident.
Meanwhile, representatives from Southeast Sulawesi Manpower and Transmigration Service (Disnakertrans)., through the Head of Binwasnaker and K3, Asnia Nidi, admitted that have not received an official report regarding this incident.
“There have been no reports received from PT VDNI or PT OSS,” explained Asnia when confirmed.
Ironically, PT VDNI is known as a company that has been collaborating with BPJS Employment and is claimed to have great attention to occupational safety and health (K3).
Source : https://penafaktual.com/tragis-seorang-pekerja-di-pt-vdni-tewas-saat-kecelakaan-kerja/
Insurance and Risk Management Review:
- Work Accident Insurance
- Employee Health Insurance
- Life insurance
107 passengers stuck in the middle of the waves, 8 lives lost after the tourist ship capsized
A terrible tragedy occurred in Bengkulu waters on a tourist boat Three Sons drowned on the way to Tikus Island, Sunday (11/5/2025) afternoon. This incident killed 8 people of the total 107 passengers who is on board.
Acting Regional Secretary of Bengkulu Province, Herwan Antoni, revealed that the ship experienced engine problems several times before finally losing its balance and capsizing after being hit by large waves at around 15.28 WIB. “The ship’s engine broke down three times. On the third strike, the ship started to tilt and finally capsized,” explained Herwan at a press conference.
The ship captained by Edi Susanto was initially said to be carrying 104 people, but the latest data states the number has reached 107, consisting of 101 tourists, 5 crew members (ABK), and one captain. The ship departed from Malabero Beach to the tourist destination of Tikus Island, which is popular among local tourists.
Unfortunately, the trip that should have been a happy moment turned into a nightmare. High waves made the ship that lost engine power unable to survive, until it finally sank.
Of the 107 passengers, as many as 99 people survived, temporary 8 others died. The dead victims are known to have come from various areas such as Lubuklinggau, Padang, Muaro Bungo and Bengkulu.
Names of the victims who died:
- Silvia Alvionita (27)
- Riska Nurjanah (28)
- Brim (20)
- Ratna Kurniati (28)
- Nesya Zoya Amanda
- Rianci (29)
- Suwantra
- Yuni Saputri
Tourism Minister Widiyanti Putri Wardhana expressed her deep condolences for the tragedy and emphasized the importance of safety aspects in tourist boat operations. “This incident is an important reminder for all tourism industry players to comply with safety regulations and not exceed ship capacity,” he stressed.
This incident has also become a national spotlight and once again reminds us of the importance of strict supervision of tourist ship operational standards, especially in the face of uncertain weather conditions.
Insurance and Risk Management Review:
- Marine Hull Insurance
- Travel Insurance
- Protection & Indemnity Insurance
- Personal Accident Insurance
Ship Carrying Basic Food Explodes in Musi River! 3 crew members were burned, 4 people are still missing and wanted
A terrifying incident occurred on the Musi River, Palembang! A motorboat carrying basic necessities namedMother’s pray exploded and burned violently while leaning, Friday afternoon (9/5/2025). This incident led to three crew members (ABK) suffered serious burns, temporary four other people were declared missing and still in the process of searching.
Head of the Palembang Police Polairud Unit, AKBP Yudha Setiawan, confirmed that this tragic incident occurred in the 3-4 Ulu Village area, SU I District, at around 16.30 WIB. “It’s true, there was a river motorboat that caught fire in that area,” said Yudha.
Based on eyewitness accounts, the fire started suddenly after one of the crew members, Ebit, turned on the water pump machine. Not long after, there was a loud explosion which shocked local residents. “After the engine was turned on, suddenly there was an explosion,” explained Yudha.
The burn victims, namely Hamka (40), Reka (34), and Hasbi (40), were immediately rushed to AK Gani Hospital to receive intensive treatment. However, the fate of his four colleagues is currently unknown. “Four crew members have not been found. The search is still ongoing,” he added.
After the explosion, the ship was reportedly swept away by the current and found in the waters of Ilir 1 Village, Ilir Timur II District. A joint team from the South Sumatra Police Ditpolairud, TNI AL, Basarnas and local residents was deployed to the location to evacuate the ship and search for victims.
AKBP Budi Santoso from the South Sumatra Police Ditpolairud stated that it was very likely that the victim was still on the ship. However, this is still just a guess. “We have installed a police line and are continuing to comb the area. It is not yet known whether the victim managed to save himself or was trapped inside,” he stressed.
This tragedy is once again a reminder of its importance safety procedures and checking machine equipment before operating ships, especially ships carrying vital logistics such as basic necessities. Search efforts are still ongoing in the hope that survivors can be found soon.
Insurance and Risk Management Review:
- Marine Hull Insurance
- Personal Accident Insurance
- Protection & Indemnity Insurance
- Marine Cargo Insurance
This series of heartbreaking incidents is not just sad news, but also an alarm for all parties—both individuals, business actors and project managers—to pay more attention to aspects of safety, prevention and financial protection through appropriate insurance schemes. Every incident that occurs has a common thread: lack of anticipation of risk. Therefore, it is important for companies to partner with parties who truly understand the ins and outs of industrial and project risk management. This article is supported by L&G Insurance Broker, company insurance broker trusted in Indonesia which has experience in providing comprehensive insurance solutions for industrial, business and project needs. Contact L&G Insurance Broker now and protect your assets and business activities from various potential unexpected losses.
