Liga Asuransi – A series of recent tragic accidents has once again rocked Indonesia. From the fatal tour bus crash in Bromo, the pileup in the PIK 2 area, to the crash of a PK-IWS helicopter in Central Papua that claimed the lives of all passengers and crew, deep sorrow has gripped the victims’ families and the wider community. Similar disasters have also occurred in Batam, West Jakarta, South Tangerang, and the Sunda Strait, adding to the long list of heartbreaking incidents. These incidents not only serve as reminders of the importance of safety, but also emphasize the need for proper insurance protection and risk management.
Bromo Tourist Tragedy: Brakes Fail on Jember Hospital Group Bus, Killing 8 and Injuring Dozens
A family trip to Mount Bromo for employees of Bina Sehat Hospital (RSBS) Jember turned into a tragic accident. A Hino IND’S 88 bus with license plate number P 7221 UG carrying 53 passengers was involved in a fatal accident on Jalan Raya Bromo in Boto Village, Lumbang District, Probolinggo Regency, on Sunday (September 14, 2025) at around 11:45 a.m. WIB.
The bus, driven by Al Bahri and assistant Mergi, initially ran smoothly. However, on the way home, the brakes suddenly failed on a downhill road and veered to the left. As a result, the bus veered to the right, hitting a road divider, and then hitting a motorcycle with license plate number N 2856 OE.
Death Toll and Injuries
The accident claimed eight lives, all of whom have been buried by their families, including one body buried in Madiun. Additionally, 21 people suffered moderate to severe injuries, nine of whom required surgery (eight for broken bones and one for neurosurgery due to a severe head injury).
Meanwhile, 24 other people suffered minor injuries and only required outpatient treatment and medication.
Joint Team Investigates Cause of Accident
The Indonesian National Police Traffic Corps (Korlantas Polri), along with the East Java Regional Police and the Probolinggo Police, immediately formed a joint team to investigate the cause of the brake failure. They used a Traffic Accident Analyzer (TAA), 3D radar, and drones to reconstruct the incident in detail.
“With this technology, we will know the position of the vehicle before, during, and after the incident, including the speed of the bus at the time of the accident,” said Brigadier General Faizal, Director of Law Enforcement at the Indonesian National Police Traffic Corps.
The police have also questioned several witnesses, including the surviving victims. They also expressed their appreciation to Jasa Raharja and RSBS Jember for their swift response in treating the victims.
Insurance and Risk Management Review:
This tragedy serves as a reminder of the importance of insurance protection, especially for group travel:
- Vehicle Insurance
This insurance will cover the repair costs of a badly damaged car. - Third Party Liability Insurance
The most basic protection that only covers liability to third parties. - Personal Accident Insurance
This insurance will provide death benefits to the heirs of the deceased victim and cover medical expenses for injured victims.
Pile-Up Accident at PIK 2! 6 Cars Severely Damaged
The atmosphere on Sunday afternoon (14/9/2025) in the Pantai Indah Kapuk (PIK) 2 area, Penjaringan suddenly became chaotic after a series of accidents involving six vehicles.
According to the Head of Traffic Accidents Unit of North Jakarta Metro Police, AKP Edy Wibowo, the incident began when a Toyota Avanza with the license plate number B 2430 PIQ driven by a man with the initialsAdriving from south to north, right at Linggih 1 bridge.
The Avanza hit a Honda Jazz B 1174 VOD which was being driven byINHThe hard impact caused the Honda Jazz to be pushed forward and hit four other cars parked on the left side of the road.
As a result, six cars suffered serious damage, ranging from broken bumpers to crushed bodies.
List of Vehicles Involved & Damage:
- Toyota Avanza B-2430-PIQ → badly damaged at the front.
- Honda Jazz B-1174-VOD → crumpled at the rear.
- Honda Brio B-1873-VZH → rear bumper cracked.
- Toyota Vios B-1360-TBA → rear trunk door dented.
- Toyota Altis B-1892-QT → rear bumper cracked.
- Jeep Fortuner B-1240-NJG → rear bumper dented.
Fortunately, there were no fatalities in this accident. However, material damage is estimated to be significant. Police are still investigating the exact cause of the accident to determine whether driver negligence was involved.
Source: https://www.inews.id/news/megapolitan/kecelakaan-beruntun-di-pik-2-jakut-6-kendaraan-ringsek/1
Insurance and Risk Management Review:
This incident once again reminds car owners of the importance of motor vehicle insurance protection, especially in dense traffic areas like Jakarta:
- Vehicle Insurance
Covers all forms of damage, from minor scratches to severe damage due to multiple collisions. - Personal Accident Insurance
Provide compensation to victims who die or become permanently disabled due to accidents. - Third-Party Liability Insurance
Cover the cost of compensation for damage to the car of another person who was also a victim
PLN Employee Dies from Electrocution While Repairing Leaking Pipe in Batam
Another workplace accident has occurred. A PLN employee named Rudi Antoro died after being electrocuted while repairing a leaking GLP pipe at the Tanjung Uncang Combined Cycle Power Plant (PLTGU) in Batuaji, Batam, on Saturday afternoon (September 13, 2025).
Batuaji Police Chief, AKP Raden Bimo Dwi Lambang, confirmed the incident. He explained that the victim and two colleagues were working in a two-meter-deep excavation. While using a grinder, the victim suddenly received an electric shock and fell.
The victim’s panicked colleagues immediately provided first aid and took him to the nearest community health center, before finally being referred to Embung Fatimah Batam Regional Hospital.
However, according to Elin, a public relations officer at Embung Fatimah Regional Hospital, the victim was already unconscious when he arrived at the emergency room. The medical team also found burns on his right arm, suspected to be caused by sparks from using a grinder.
“Even though he received intensive care, the victim was declared dead at 15.38 WIB,” said Elin.
Police are currently investigating the incident. Several witnesses have been questioned, including the victim’s co-workers, and the equipment used has been seized.
“We are investigating whether there was any negligence in work safety procedures and ensuring that the electrical standards at the location comply with regulations,” explained AKP Bimo.
He also emphasized that the company should tighten its K3 (Occupational Safety and Health) supervision so that similar tragedies do not recur in the future.
Source : https://metro.batampos.co.id/kecelakaan-kerja-di-pltgu-tanjung-uncang-renggut-nyawa-karyawan-pln/
Insurance and Risk Management Review:
This case serves as a reminder that workplace accidents can happen at any time, even if procedures are followed. Therefore, companies are required to provide insurance coverage:
- Work Accident Insurance
Provides broader protection, including cash benefits for families and compensation in the event of permanent disability. - Life insurance
This insurance will cover the cost of surgery and also the cost of referral to another hospital.
Tragic! PK-IWS Helicopter Crashes in Central Papua, All Passengers and Crew Dead
Deep sorrow has gripped the Indonesian aviation world. A PK-IWS helicopter belonging to PT Intan Angkasa crashed in Central Papua on Wednesday (September 10, 2025), killing all crew and passengers.
The ill-fated helicopter took off from Aminggaru Ilaga Airport bound for Mozes Kilangin Airport in Timika, to support telecommunications infrastructure maintenance. However, during the flight, the aircraft reportedly lost contact and was eventually found destroyed and burned.
A joint team from the Timika Search and Rescue Agency (SAR), the Indonesian National Armed Forces (TNI), the Indonesian National Police (Polri), and PT Intan Angkasa deployed three helicopters for the evacuation. The incident occurred between Ilaga District, Puncak Regency, and Jila District, Mimika Regency, at an altitude of approximately 3,600 meters above sea level with a 70–80 degree incline.
“All the victims died and were evacuated to Timika Regional Hospital. The bodies were then handed over to family representatives,” explained Charles Y. Batlajery, Head of the Operations and Alert Subsection of the Timika Search and Rescue Office.
Identity of the Victim
Four people died in this tragedy:
- Eko Puja Sulandhono (35) – pilot
- Sudiarman (45) – landing technician
- Sulkifli Kurniawan Manggasali (25) – employee of PT Palapa Timur Telematika
- Herwanto (35) – employee of PT Palapa Timur Telematika
All the bodies will be returned to their hometowns. Pilot Eko was flown to Tangerang, Banten (September 12), Sudiarman and Herwanto to Makassar, South Sulawesi (September 12), and Sulkifli to Biak Numfor, Papua (September 13).
Company Official Statement
PT Palapa Timur Telematika expresses its deepest condolences for the loss of its employees.
“We have contacted each of their families to provide full support and assistance in facing this difficult time,” the management wrote in a press release.
Source: https://www.kompas.id/artikel/semua-awak-dan-penumpang-helikopter-jatuh-di-papua-tengah-tewas
Insurance and Risk Management Review:
This accident reaffirms the importance of insurance protection. Some relevant types of insurance include:
- Aviation Insurance
Protects helicopter-owning companies from the risk of aircraft damage and legal liability to third parties. - Personal Accident Insurance
Provides additional protection for crew and passengers on every business trip. - Corporate Insurance for Infrastructure Projects
Providing comprehensive protection against operational risks in high-risk jobs, such as in Papua.
Oil Warehouse in Slipi Burns, Thick Black Smoke Covers West Jakarta
A massive fire engulfed an oil warehouse on Jalan Brigjen Katamso, Slipi Village, Palmerah District, on Tuesday afternoon (September 9, 2025). The fire broke out at around 2:59 p.m. WIB (Western Indonesian Time) and immediately caused panic among local residents.
According to the official release from the Jakarta Gulkarmat Command Center, the object that caught fire was an oil storage warehouse full of flammable materials.
14 Fire Department Units & 70 Personnel Deployed
A total of 14 fire trucks and 70 personnel were deployed to extinguish the blaze. The firefighting operation began at 3:08 p.m. WIB, just minutes after the firefighters arrived on the scene.
However, until this news was published, the fire was still being extinguished and the cause of the fire had not been confirmed.
Citizen Panic
Amateur videos circulating on social media show thick, black smoke billowing from the burning warehouse. Residents in the area are seen panicking and fleeing for their safety.
Until now, there has been no official information regarding whether or not there were victims in this incident.
Source: https://www.tempo.co/hukum/gudang-oli-di-slipi-jakarta-barat-kebakaran-2068057
Insurance and Risk Management Review:
This oil warehouse fire serves as a reminder of the importance of financial protection through insurance. Some relevant types of insurance include:
- All Risk Property Insurance
This insurance will protect your property from various unforeseen risks, including fire and other potential risks (earthquakes, floods, etc.). - Business Interruption Insurance
Covers financial losses due to production interruption following a fire, including fixed operating costs and lost revenue. - Public Liability Insurance
Guarantees if the fire spreads to surrounding buildings or causes losses to third parties. - Employee Personal Accident Insurance
Provides protection for workers in the event of a work accident during a fire disaster.
A building materials factory in South Tangerang was completely destroyed by fire, and a loud explosion shocked residents.
A massive fire engulfed a construction factory and building materials store on Jalan Bhayangkara Raya, Pakujaya, North Serpong, on Monday evening (September 15, 2025). The fire was first spotted around 7:35 p.m. WIB and quickly engulfed the entire building.
An eyewitness named Citra, a trader who sells goods right across from the scene of the incident, said the fire started at the back of the factory.
“It was a machine factory and a building materials store. There were lots of cutting machines, gas cylinders, and even large cables there. I heard a loud explosion, and the entire building immediately caught fire,” Citra said.
Panicking, he immediately closed his shop and put away his belongings to avoid the possibility of the fire spreading.
The Fire Still Burns
As of this writing, the fire has not been extinguished. Seven fire trucks and dozens of South Tangerang Fire Department personnel have been deployed to the scene. However, the flames remain large and continue to burn machinery, cables, and other items inside the factory.
The situation at the location was quite chaotic, employees tried to save themselves and some of their belongings, but the fire grew bigger.
Source : https://www.metrotvnews.com/read/kj2CE88x-pabrik-konstruksi-dan-bahan-bangunan-di-serpong-kebakaran
Insurance and Risk Management Review:
This fire is an important reminder for factory and building materials store owners to have financial protection. Some relevant insurance options include:
- All Risk Property Insurance
This insurance will protect your property from various unforeseen risks, including fire and other potential risks (earthquakes, floods, etc.). - Business Interruption Insurance
Covers financial losses due to production interruption following a fire, including fixed operating costs and lost revenue. - Engineering & Machinery Breakdown Insurance
Provides protection against damage to critical production machinery caused by fire incidents or other technical failures.
Tragedy in the Sunda Strait! Fishing Vessel Nanjung Sari Sinks, One Person Missing
Tragedy in the Sunda Strait! Fishing Vessel Nanjung Sari Sinks, One Person Missing
The Sunda Strait has claimed another victim. The fishing vessel Nanjung Sari reportedly sank after being hit by another vessel near Pesauran District, Serang Regency, on Friday (September 12, 2025) at 2:00 a.m. Western Indonesian Time.
This tragic incident resulted in one of the five crew members being lost, while the other four survived.
Chronology of Events
The head of the Banten National Search and Rescue Agency (Basarnas), Al Amrad, explained that his agency received a report of the accident at 3:47 p.m. WIB from a fisherman. A rescue team from the Pandeglang SAR Alert Unit was immediately dispatched to the location with water SAR equipment.
The four surviving crew members are Tarim, Hamdan, Masudi, and Sujai. They were successfully evacuated by other fishermen around 9:00 a.m. Western Indonesian Time and are now in Labuan Bay, Pandeglang.
Meanwhile, the search for one victim, Suwito, a resident of Teluk Labuan, is still ongoing. The joint SAR team continues to search the waters using GPS coordinates 6°7’53.60″S–105°38’12.40″E to locate the victim.
“The SAR team is still searching for the missing victims. The operation is being carried out by combing the area around the sinking point,” said Amrad.
Insurance and Risk Management Review:
Tragedies like this demonstrate the importance of financial protection for fishermen and boat owners. Some relevant types of insurance include:
- Ship Insurance (Marine Hull Insurance)
Protects ships from physical damage due to sinking, collisions, fires and leaks. - Asuransi P&I (Protection and Indemnity)
This insurance will be very important if the leak causes environmental damage (e.g. sand spills) or disrupts the navigation of other ships. - Personal Accident Insurance
Cover medical expenses if any crew member is injured.
These tragedies demonstrate that risks can strike at any time, on land, sea, or in the air. They not only cause material losses but also the immeasurable loss of life. Therefore, in addition to increasing vigilance and adherence to safety standards, protection through various types of insurance is crucial to minimize the financial impact of unforeseen disasters. Hopefully, these series of incidents serve as valuable lessons for all parties, so that prevention, preparedness, and self-protection are prioritized for the safety of all.
