{"id":9781,"date":"2026-04-10T08:43:07","date_gmt":"2026-04-10T01:43:07","guid":{"rendered":"https:\/\/ligaasuransi.com\/?p=9781"},"modified":"2026-04-10T08:43:07","modified_gmt":"2026-04-10T01:43:07","slug":"kerusakan-peralatan-bengkel-kendaraan-bisa-menyebabkan-kerugian-rp15-miliar","status":"publish","type":"post","link":"https:\/\/ligaasuransi.com\/zh\/kerusakan-peralatan-bengkel-kendaraan-bisa-menyebabkan-kerugian-rp15-miliar\/","title":{"rendered":"\u8eca\u8f1b\u7dad\u4fee\u8a2d\u5099\u640d\u58de\u53ef\u80fd\u9020\u6210\u9ad8\u9054 15 \u5104\u5370\u5c3c\u76fe\u7684\u640d\u5931\u3002"},"content":{"rendered":"

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\u70ba\u4ec0\u9ebc\u73fe\u4ee3\u8eca\u9593\u8a2d\u5099\u5982\u6b64\u8106\u5f31\uff1f<\/b><\/h3>\n

\u5982\u4eca\u7684\u7dad\u4fee\u8eca\u9593\u4e0d\u518d\u53ea\u4f9d\u8cf4\u624b\u52d5\u6273\u624b\u548c\u87ba\u7d72\u8d77\u5b50\uff0c\u800c\u662f\u914d\u5099\u4e86\u8a3a\u65b7\u96fb\u8166\u3001\u6db2\u58d3\u7cfb\u7d71\u548c\u81ea\u52d5\u8eca\u8f2a\u5e73\u8861\u6a5f\u7b49\u8a2d\u5099\u3002\u9019\u4e9b\u8a2d\u5099\u5c0d\u60e1\u52a3\u7684\u5de5\u4f5c\u74b0\u5883\u975e\u5e38\u654f\u611f\u3002<\/span><\/p>\n

\u4ee5\u4e0b\u56e0\u7d20\u6703\u5c0e\u81f4\u8eca\u9593\u8a2d\u5099\u640d\u58de\uff1a<\/span><\/p>\n

    \n
  1. \u96fb\u58d3\u7a81\u6ce2\uff1a\u5982\u679c\u96fb\u58d3\u4e0d\u7a69\u5b9a\uff0c\u96fb\u8166\u8a3a\u65b7\u5de5\u5177\u53ef\u80fd\u6703\u77ac\u9593\u71d2\u6bc0\u3002<\/span><\/li>\n
  2. \u6db2\u58d3\u7cfb\u7d71\u6545\u969c\uff1a\u7dad\u8b77\u4e0d\u7576\u7684\u96d9\u67f1\u5347\u964d\u6a5f\u6216\u526a\u53c9\u5f0f\u5347\u964d\u6a5f\u53ef\u80fd\u6703\u767c\u751f\u6a5f\u68b0\u6545\u969c\u3002<\/span><\/li>\n
  3. \u5de5\u4f5c\u5834\u6240\u4e8b\u6545\uff1a\u7dad\u4fee\u904e\u7a0b\u4e2d\u8a2d\u5099\u6389\u843d\u6216\u88ab\u8eca\u8f1b\u649e\u64ca\u3002<\/span><\/li>\n
  4. \u81ea\u7136\u707d\u5bb3\uff1a\u6d2a\u6c34\u6216\u5730\u9707\u640d\u58de\u8eca\u9593\u5730\u9762\u91cd\u578b\u6a5f\u68b0\u7684\u5730\u57fa\u3002<\/span><\/li>\n<\/ol>\n

    \u56e0\u6b64\uff0c\u5145\u8db3\u7684\u7dad\u4fee\u8eca\u9593\u4fdd\u96aa\u5c0d\u65bc\u652f\u4ed8\u7dad\u4fee\u6216\u66f4\u63db\u9019\u4e9b\u6602\u8cb4\u5de5\u5177\u7684\u8cbb\u7528\u81f3\u95dc\u91cd\u8981\u3002<\/span><\/p>\n

    \u670d\u52d9\u5340\u6709\u77ed\u8def\u98a8\u96aa<\/b><\/h4>\n

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    \u6602\u8cb4\u7684\u96fb\u5b50\u8a2d\u5099\u901a\u5e38\u653e\u7f6e\u5728\u6e05\u6d17\u5340\u6216\u6a5f\u68b0\u8eca\u9593\u9644\u8fd1\u3002\u9019\u53ef\u80fd\u9020\u6210\u81f4\u547d\u5f8c\u679c\uff0c\u56e0\u70ba\u6f6e\u6fd5\u74b0\u5883\u6216\u6c7d\u6cb9\u98db\u6ffa\u90fd\u53ef\u80fd\u5f15\u767c\u5373\u4f7f\u662f\u6700\u5fae\u5c0f\u7684\u96fb\u706b\u82b1\u3002\u4e8b\u5be6\u4e0a\uff0c\u8a31\u591a\u8eca\u9593\u706b\u707d\u90fd\u662f\u7531\u5145\u96fb\u8a2d\u5099\u77ed\u8def\u5f15\u8d77\u7684\u3002\u56e0\u6b64\uff0c\u8ca1\u7522\u7d9c\u5408\u4fdd\u96aa\u81f3\u95dc\u91cd\u8981\uff0c\u56e0\u70ba\u5b83\u53ef\u4ee5\u627f\u4fdd\u56e0\u7a81\u767c\u505c\u96fb\u9020\u6210\u7684\u8ca1\u7522\u640d\u5931\u3002<\/span><\/p>\n

    \u8ca1\u52d9\u640d\u5931\u5206\u6790\uff1a15\u5104\u5370\u5c3c\u76fe\u640d\u5931\u60c5\u666f<\/b><\/h4>\n

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    \u9700\u8981\u6ce8\u610f\u7684\u6f5b\u5728\u8ca1\u52d9\u640d\u5931\u5305\u62ec\uff1a<\/span><\/p>\n

      \n
    1. \u5ba2\u6236\u8eca\u8f1b\u640d\u58de\uff1a\u60a8\u9700\u8981\u8ce0\u511f\u5f9e\u5347\u964d\u6a5f\u4e0a\u6389\u843d\u7684\u5ba2\u6236\u8eca\u8f1b\u3002<\/span><\/li>\n
    2. \u91cd\u578b\u8a2d\u5099\u66f4\u63db\uff1a\u4e00\u7d44 3D \u8eca\u8f2a\u5b9a\u4f4d\u548c\u5e73\u8861\u8a2d\u5099\u7684\u50f9\u683c\u53ef\u9054\u6578\u5104\u5370\u5c3c\u76fe\u3002<\/span><\/li>\n
    3. \u8abf\u67e5\u548c\u6cd5\u5f8b\u8cbb\u7528\uff1a\u5982\u679c\u6709\u4eba\u53d7\u50b7\uff0c\u91ab\u7642\u548c\u6cd5\u5f8b\u8cbb\u7528\u5c07\u6703\u98c6\u5347\u3002<\/span><\/li>\n
    4. \u696d\u52d9\u4e2d\u65b7\uff1a\u7531\u65bc\u7dad\u4fee\u671f\u9593\u8eca\u9593\u7121\u6cd5\u904b\u71df\uff0c\u9020\u6210\u6536\u5165\u640d\u5931\u3002<\/span><\/li>\n<\/ol>\n

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      \u8eca\u9593\u8ca1\u7522\u4e00\u5207\u96aa (PAR) \u7684\u512a\u52e2<\/b><\/h3>\n

      \u8a31\u591a\u4f01\u696d\u4ecd\u7136\u4f7f\u7528\u6a19\u6e96\u706b\u707d\u4fdd\u96aa\u3002\u7136\u800c\uff0c\u6a19\u6e96\u4fdd\u96aa\u901a\u5e38\u53ea\u6db5\u84cb\u6709\u9650\u7684\u98a8\u96aa\u3002\u76f8\u6bd4\u4e4b\u4e0b\uff0c\u8ca1\u7522\u7d9c\u5408\u96aa\u70ba\u6c7d\u8eca\u4f01\u696d\u63d0\u4f9b\u66f4\u5ee3\u6cdb\u7684\u4fdd\u969c\u3002<\/span><\/p>\n

        \n
      • \u5728\u8eca\u9593\u904b\u4f5c\u65b9\u9762\uff0cPAR\u653f\u7b56\u53ef\u4ee5\u6db5\u84cb\u4ee5\u4e0b\u5167\u5bb9\uff1a<\/span><\/li>\n
      • \u56e0\u6280\u8853\u4eba\u54e1\u610f\u5916\u8aa4\u7528\u9020\u6210\u7684\u8a2d\u5099\u640d\u58de\u3002<\/span><\/li>\n
      • \u66b4\u98a8\u96e8\u6216\u5f37\u98a8\u9020\u6210\u7684\u5efa\u7bc9\u7269\u640d\u58de\uff0c\u5c0e\u81f4\u5c4b\u9802\u7d50\u69cb\u53d7\u640d\u3002<\/span><\/li>\n
      • \u5009\u5eab\u5167\u56e0\u7aca\u76dc\u6216\u5f37\u884c\u62c6\u5378\u9020\u6210\u7684\u5099\u7528\u96f6\u4ef6\u640d\u5931\u3002<\/span><\/li>\n
      • \u6d2a\u6c34\u6df9\u6c92\u4e86\u8eca\u9593\u5730\u9762\uff0c\u5c0e\u81f4\u8a2d\u5099\u640d\u58de\u3002<\/span><\/li>\n<\/ul>\n

        \u6709\u4e86\u5168\u9762\u7684\u4fdd\u969c\uff0c\u60a8\u5728\u63d0\u4ea4\u7d22\u8ce0\u6642\u7121\u9700\u64d4\u5fc3\u4efb\u4f55\u554f\u984c\u3002 PAR \u78ba\u4fdd\u60a8\u7684\u6574\u500b\u8eca\u9593\u4fdd\u96aa\u696d\u52d9\u90fd\u80fd\u514d\u53d7\u5404\u7a2e\u707d\u5bb3\u7684\u5f71\u97ff\u3002<\/span><\/p>\n

        \u64f4\u5927\u516c\u5171\u8cac\u4efb\u7684\u91cd\u8981\u6027<\/b><\/h3>\n

        \u8eca\u9593\u662f\u9867\u5ba2\u7d93\u5e38\u7d93\u904e\u7684\u516c\u5171\u5340\u57df\uff0c\u9867\u5ba2\u6ed1\u5012\u6216\u88ab\u8a2d\u5099\u64ca\u4e2d\u7684\u98a8\u96aa\u771f\u5be6\u5b58\u5728\u3002\u5982\u679c\u6c92\u6709\u984d\u5916\u7684\u516c\u5171\u8cac\u4efb\u4fdd\u96aa\uff0c\u60a8\u5c07\u4e0d\u5f97\u4e0d\u81ea\u638f\u8170\u5305\u652f\u4ed8\u91ab\u7642\u8cbb\u7528\u3002<\/span><\/p>\n

        \u6c7d\u8eca\u4fdd\u96aa\u4e2d\u7684\u7b2c\u4e09\u4eba\u8cac\u4efb\u96aa\u5305\u62ec\uff1a<\/span><\/p>\n

          \n
        1. \u4eba\u8eab\u50b7\u5bb3\uff1a\u627f\u4fdd\u7b2c\u4e09\u4eba\uff08\u9867\u5ba2\/\u8a2a\u5ba2\uff09\u7684\u4f4f\u9662\u8cbb\u7528\u3002<\/span><\/li>\n
        2. \u8ca1\u7522\u640d\u5931\uff1a\u627f\u4fdd\u5ba2\u6236\u8eca\u8f1b\u5728\u60a8\u4fdd\u7ba1\u671f\u9593\u6240\u906d\u53d7\u7684\u640d\u5931\u3002<\/span><\/li>\n
        3. \u6cd5\u5f8b\u8cbb\u7528\uff1a\u70ba\u60a8\u8faf\u8b77\uff0c\u4ee5\u61c9\u5c0d\u5176\u4ed6\u65b9\u63d0\u51fa\u7684\u7121\u7406\u8a34\u8a1f\u3002<\/span><\/li>\n<\/ol>\n

          L&G\u4fdd\u96aa\u7d93\u7d00\u516c\u53f8\u53ef\u4ee5\u5e6b\u52a9\u60a8\u5c07\u6b64\u689d\u6b3e\u6dfb\u52a0\u5230\u60a8\u7684\u4fdd\u55ae\u4e2d\u3002\u6211\u5011\u78ba\u4fdd\u60a8\u514d\u53d7\u53ef\u80fd\u640d\u5bb3\u60a8\u8eca\u9593\u8072\u8b7d\u7684\u6cd5\u5f8b\u98a8\u96aa\u7684\u5f71\u97ff\u3002<\/span><\/p>\n

          \u91dd\u5c0d\u8eca\u9593\u696d\u4e3b\u7684\u98a8\u96aa\u7de9\u89e3\u5efa\u8b70<\/b><\/h4>\n

          \u5f9e\u706b\u707d\u548c\u5de5\u50b7\u4e8b\u6545\u4e2d\u5438\u53d6\u6559\u8a13\uff0c\u7269\u7406\u9810\u9632\u63aa\u65bd\u4ecd\u7136\u81f3\u95dc\u91cd\u8981\u3002\u4f5c\u70ba\u4e00\u5bb6\u7d93\u7d00\u516c\u53f8\uff0cL&G \u70ba\u60a8\u7684\u8a2d\u65bd\u63d0\u4f9b\u4ee5\u4e0b\u5e7e\u9805\u98a8\u96aa\u7ba1\u7406\u5efa\u8b70\uff1a<\/span><\/p>\n

            \n
          • \u4f8b\u884c\u96fb\u6c23\u6aa2\u67e5\uff1a\u6bcf 6 \u500b\u6708\u6aa2\u67e5\u914d\u96fb\u76e4\u8ca0\u8f09\uff0c\u4ee5\u907f\u514d\u904e\u71b1\u3002<\/span><\/li>\n
          • \u6db2\u58d3\u8a2d\u5099\u6821\u6e96\uff1a\u78ba\u4fdd\u8eca\u8f1b\u5347\u964d\u6a5f\u7684\u5b89\u5168\u9396\u6bcf\u5929 100% \u6b63\u5e38\u904b\u4f5c\u3002<\/span><\/li>\n
          • \u5316\u5b78\u54c1\u5132\u5b58\u6a19\u6e96\u4f5c\u696d\u898f\u7a0b\uff1a\u5c07\u6cb9\u985e\u548c\u6c7d\u6cb9\u5132\u5b58\u5728\u5bc6\u9589\u5bb9\u5668\u4e2d\uff0c\u4e26\u9060\u96e2\u706b\u6e90\u3002<\/span><\/li>\n
          • \u8077\u696d\u5b89\u5168\u8a13\u7df4\uff1a\u78ba\u4fdd\u6240\u6709\u6280\u8853\u4eba\u54e1\u4e86\u89e3\u5982\u4f55\u6b63\u78ba\u4f7f\u7528\u91cd\u578b\u8a2d\u5099\u3002<\/span><\/li>\n<\/ul>\n

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            \u4fdd\u96aa\u7d93\u7d00\u4eba\u5728\u53d6\u5f97\u6700\u9069\u4fdd\u8cbb\u8cbb\u7387\u4e2d\u7684\u4f5c\u7528<\/b><\/h3>\n

            \u70ba\u4ec0\u9ebc\u8eca\u5eab\u696d\u4e3b\u61c9\u8a72\u4f7f\u7528\u50cfL&G\u4fdd\u96aa\u7d93\u7d00\u516c\u53f8\u9019\u6a23\u7684\u7d93\u7d00\u4eba\u7684\u670d\u52d9\uff1f\u4e8b\u5be6\u4e0a\uff0c\u7531\u65bc\u8eca\u5eab\u5167\u53ef\u80fd\u5b58\u653e\u6613\u71c3\u6750\u6599\uff0c\u4fdd\u96aa\u516c\u53f8\u901a\u5e38\u5c07\u5176\u8996\u70ba\u9ad8\u98a8\u96aa\u5834\u6240\u3002\u5982\u679c\u6c92\u6709\u6b63\u78ba\u7684\u8ac7\u5224\u7b56\u7565\uff0c\u60a8\u6700\u7d42\u53ef\u80fd\u6703\u652f\u4ed8\u9ad8\u6602\u7684\u4fdd\u8cbb\u3002<\/span><\/p>\n

            L&G \u70ba\u8cb4\u516c\u53f8\u63a1\u53d6\u7684\u7b56\u7565\u6b65\u9a5f\u5305\u62ec\uff1a<\/span><\/p>\n

              \n
            1. \u5e02\u5834\u62db\u6a19\uff1a\u6211\u5011\u6703\u5c07\u60a8\u7684\u98a8\u96aa\u72c0\u6cc1\u63d0\u4ea4\u7d66\u591a\u5bb6\u4fdd\u96aa\u516c\u53f8\uff0c\u4ee5\u627e\u5230\u6700\u512a\u60e0\u7684\u50f9\u683c\u3002<\/span><\/li>\n
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              \u6848\u4f8b\uff1a\u56e0\u5206\u985e\u932f\u8aa4\u5c0e\u81f4\u7684\u7d22\u8ce0\u5931\u6557<\/b><\/h3>\n

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              L&G\u4fdd\u96aa\u7d93\u7d00\u516c\u53f8\u5c07\u5f9e\u4e00\u958b\u59cb\u5c31\u78ba\u4fdd\u60a8\u4f01\u696d\u7684\u98a8\u96aa\u5206\u985e\u6e96\u78ba\u7121\u8aa4\u3002\u6211\u5011\u6703\u4ed4\u7d30\u6aa2\u8996\u6bcf\u4e00\u9805\u9664\u5916\u689d\u6b3e\uff0c\u4ee5\u907f\u514d\u672a\u4f86\u7406\u8ce0\u904e\u7a0b\u4e2d\u53ef\u80fd\u51fa\u73fe\u7684\u969c\u7919\u3002\u4e8b\u5be6\u4e0a\uff0c\u7d93\u9a57\u8c50\u5bcc\u7684\u7d93\u7d00\u4eba\u7684\u5354\u52a9\u5c0d\u65bc\u78ba\u4fdd\u4f01\u696d\u9806\u5229\u6062\u5fa9\u81f3\u95dc\u91cd\u8981\u3002<\/span><\/p>\n

              \u7d50\u8ad6<\/b><\/h4>\n

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              \u4e0d\u8981\u8b93\u98a8\u96aa\u7ba1\u7406\u758f\u5ffd\u5c0e\u81f4\u60a8\u7684\u8f9b\u52e4\u52aa\u529b\u4e00\u591c\u4e4b\u9593\u4ed8\u8af8\u6771\u6d41\u3002\u8207 L&G \u4fdd\u96aa\u7d93\u7d00\u516c\u53f8\u5408\u4f5c\uff0c\u7372\u5f97\u6700\u5408\u9069\u3001\u6700\u6709\u6548\u7684\u4fdd\u969c\u3002\u6211\u5011\u96a8\u6642\u6e96\u5099\u597d\u5354\u52a9\u60a8\u61c9\u5c0d\u8907\u96dc\u7684\u4f01\u696d\u4fdd\u96aa\u554f\u984c\u3002\u78ba\u4fdd\u60a8\u7684\u6c7d\u8eca\u696d\u52d9\u6295\u8cc7\u4ea4\u7531\u503c\u5f97\u4fe1\u8cf4\u7684\u5c08\u696d\u4eba\u58eb\u4fdd\u7ba1\u3002<\/span><\/p>\n

              \u4e0d\u8981\u8b93\u60a8\u7684\u7dad\u4fee\u5e97\u672a\u4f86\u9762\u81e8\u98a8\u96aa\uff0c\u56e0\u70ba\u98a8\u96aa\u96a8\u6642\u90fd\u53ef\u80fd\u767c\u751f\u3002\u7acb\u5373\u9078\u64c7 L&G\uff0c\u70ba\u60a8\u7684\u5bf6\u8cb4\u8cc7\u7522\u6295\u4fdd\u6700\u53ef\u9760\u3001\u6700\u503c\u5f97\u4fe1\u8cf4\u7684\u4fdd\u96aa\u3002\u73fe\u5728\u5c31\u806f\u7d61 L&G \u4fdd\u96aa\u7d93\u7d00\u5c08\u5bb6\uff0c\u4ee5\u53d6\u5f97\u98a8\u96aa\u8a55\u4f30\u7684\u9ad8\u968e\u6a21\u64ec\u65b9\u6848\u3002\u60a8\u53ef\u4ee5\u900f\u904e WhatsApp \u8207\u6211\u5011\u806f\u7e6b\uff1a0811-8507-773\uff0c\u6216\u767c\u9001\u96fb\u5b50\u90f5\u4ef6\u81f3 halo@lngrisk.co.id\u3002<\/span><\/p>\n

              L&G\u4fdd\u96aa\u7d93\u7d00\u516c\u53f8\uff0d\u70ba\u60a8\u7684\u4f01\u696d\u5b89\u5168\u63d0\u4f9b\u5c08\u696d\u7684\u98a8\u96aa\u7de9\u89e3\u65b9\u6848\u3002<\/span><\/p>\n

               <\/p>","protected":false},"excerpt":{"rendered":"

              \u5728\u7576\u4eca\u6642\u4ee3\uff0c\u64c1\u6709\u4e00\u5bb6\u6c7d\u8eca\u4fee\u7406\u5ee0\u662f\u4e00\u9805\u6975\u5177\u524d\u666f\u7684\u6295\u8cc7\u3002\u7136\u800c\uff0c\u5728\u9019\u4efd\u6f5b\u5728\u5229\u6f64\u7684\u80cc\u5f8c\uff0c\u4e5f\u96b1\u85cf\u8457\u6975\u9ad8\u7684\u6280\u8853\u98a8\u96aa\u3002\u8a66\u60f3\u4e00 […]<\/p>\n","protected":false},"author":10,"featured_media":9782,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[36],"tags":[1302,559],"class_list":{"0":"post-9781","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-risk-management","8":"tag-asuransi-bengkel-kendaraan","9":"tag-risk-management"},"post_mailing_queue_ids":[],"_links":{"self":[{"href":"https:\/\/ligaasuransi.com\/zh\/wp-json\/wp\/v2\/posts\/9781","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/ligaasuransi.com\/zh\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/ligaasuransi.com\/zh\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/ligaasuransi.com\/zh\/wp-json\/wp\/v2\/users\/10"}],"replies":[{"embeddable":true,"href":"https:\/\/ligaasuransi.com\/zh\/wp-json\/wp\/v2\/comments?post=9781"}],"version-history":[{"count":1,"href":"https:\/\/ligaasuransi.com\/zh\/wp-json\/wp\/v2\/posts\/9781\/revisions"}],"predecessor-version":[{"id":9783,"href":"https:\/\/ligaasuransi.com\/zh\/wp-json\/wp\/v2\/posts\/9781\/revisions\/9783"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/ligaasuransi.com\/zh\/wp-json\/wp\/v2\/media\/9782"}],"wp:attachment":[{"href":"https:\/\/ligaasuransi.com\/zh\/wp-json\/wp\/v2\/media?parent=9781"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/ligaasuransi.com\/zh\/wp-json\/wp\/v2\/categories?post=9781"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/ligaasuransi.com\/zh\/wp-json\/wp\/v2\/tags?post=9781"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}