{"id":9094,"date":"2025-11-13T12:46:03","date_gmt":"2025-11-13T05:46:03","guid":{"rendered":"https:\/\/ligaasuransi.com\/?p=9094"},"modified":"2025-11-13T12:46:03","modified_gmt":"2025-11-13T05:46:03","slug":"kapal-tenggelam-barang-hilang-klaim-asuransi-gagal-dibayar-pengusaha-asal-china-di-indonesia-wajib-pahami-risiko-ini","status":"publish","type":"post","link":"https:\/\/ligaasuransi.com\/zh\/kapal-tenggelam-barang-hilang-klaim-asuransi-gagal-dibayar-pengusaha-asal-china-di-indonesia-wajib-pahami-risiko-ini\/","title":{"rendered":"\u8239\u96bb\u6c89\u6c92\uff0c\u8ca8\u7269\u640d\u5931\uff01\u4fdd\u96aa\u7406\u8ce0\u5931\u6557\uff0c\u5728\u5370\u5c3c\u7684\u4e2d\u570b\u5546\u4eba\u5fc5\u9808\u4e86\u89e3\u9019\u4e9b\u98a8\u96aa"},"content":{"rendered":"

\u96c5\u52a0\u9054 –<\/b>\u6bcf\u5e74\uff0c\u6578\u767e\u5bb6\u4e2d\u570b\u4f01\u696d\u5411\u5370\u5c3c\u904b\u9001\u6578\u5343\u5678\u91cd\u578b\u8a2d\u5099\u3001\u6a5f\u68b0\u548c\u539f\u6750\u6599\u3002\u9019\u4e9b\u8ca8\u7269\u662f\u80fd\u6e90\u3001\u7926\u696d\u548c\u57fa\u790e\u8a2d\u65bd\u7b49\u91cd\u5927\u9805\u76ee\u7684\u57fa\u790e\u3002\u7136\u800c\uff0c\u5728\u9019\u689d\u9806\u66a2\u7684\u7269\u6d41\u93c8\u80cc\u5f8c\uff0c\u537b\u96b1\u85cf\u8457\u4e00\u500b\u91cd\u5927\u4e14\u5e38\u88ab\u4f4e\u4f30\u7684\u98a8\u96aa\uff1a\u56e0\u6d77\u4e0a\u4e8b\u6545\u9020\u6210\u7684\u640d\u5931\uff0c\u800c\u9019\u4e9b\u640d\u5931\u5f80\u5f80\u5f97\u4e0d\u5230\u4fdd\u96aa\u7684\u5145\u5206\u4fdd\u969c\u3002<\/span><\/p>\n

1. \u7576\u5927\u6d77\u541e\u566c\u4e86\u50f9\u503c\u6578\u767e\u842c\u7f8e\u5143\u7684\u8ca8\u7269<\/span><\/h3>\n

\u53bb\u5e74\u5e74\u521d\uff0c\u4e00\u5bb6\u4e2d\u570b\u5efa\u7bc9\u516c\u53f8\u70ba\u4e86\u4e00\u500b\u5efa\u7bc9\u9805\u76ee\u9032\u53e3\u4e86\u50f9\u503c\u8d85\u904e700\u842c\u7f8e\u5143\u7684\u91cd\u578b\u8a2d\u5099\u3002<\/span>\u767c\u96fb\u5ee0<\/span><\/i>\u8607\u62c9\u5a01\u897f\u5cf6\u3002\u8ca8\u7269\u7531\u8ca8\u8239\u5f9e\u5ee3\u5dde\u904b\u5f80\u671b\u52a0\u932b\u3002<\/span><\/p>\n

\u7136\u800c\uff0c\u9014\u4e2d\u8a72\u8239\u5728\u7d0d\u571f\u7d0d\u6d77\u906d\u9047\u5f37\u98a8\u66b4\uff0c\u5c0e\u81f4\u90e8\u5206\u8ca8\u6ac3\u88ab\u62cb\u5165\u6d77\u4e2d\u3002\u6578\u53f0\u91cd\u578b\u8a2d\u5099\u56b4\u91cd\u53d7\u640d\uff0c\u90e8\u5206\u751a\u81f3\u5b8c\u5168\u640d\u6bc0\u3002<\/span><\/p>\n

\u5c08\u6848\u5718\u968a\u7acb\u5373\u900f\u904e\u4ee3\u7406\u4eba\u5411\u7576\u5730\u4fdd\u96aa\u516c\u53f8\u63d0\u51fa\u4e86\u7d22\u8ce0\u7533\u8acb\uff0c\u4f46\u7d22\u8ce0\u88ab\u62d2\u7d55\u4e86\u3002<\/span><\/p>\n

\u539f\u56e0\uff1a<\/span><\/p>\n

    \n
  • \u8a72\u4fdd\u55ae\u50c5\u627f\u4fdd\u6e2f\u53e3\u9593\u7684\u98a8\u96aa\u3002\u4e0d\u662f\u6328\u5bb6\u6328\u6236\u3002\u3002<\/span><\/li>\n
  • \u91dd\u5c0d\u201c<\/span>\u91cd\u578b\u8ca8\u7269\u904b\u8f38<\/span><\/i>\u6216\u9ad8\u98a8\u96aa\u5546\u54c1\u3002<\/span><\/li>\n
  • \u8a72\u4fdd\u55ae\u662f\u900f\u904e\u4e00\u4f4d\u4e0d\u4e86\u89e3\u91cd\u578b\u8a2d\u5099\u6280\u8853\u898f\u683c\u7684\u7e3d\u4ee3\u7406\u4eba\u8cfc\u8cb7\u7684\u3002<\/span><\/li>\n<\/ul>\n

     <\/p>\n

    \u201c\u6211\u5011\u7576\u6642\u771f\u7684\u975e\u5e38\u9707\u9a5a\uff0c\u201d\u4ed6\u8aaa\u3002<\/span>\u5f35\u5148\u751f<\/span><\/i>\u516c\u53f8\u7269\u6d41\u7d93\u7406\u3002<\/span>
    \n<\/span>\u201c\u5728\u4e2d\u570b\uff0c\u4fdd\u96aa\u4ee3\u7406\u4eba\u901a\u5e38\u6703\u76f4\u63a5\u5e6b\u52a9\u4f60\u8655\u7406\u7406\u8ce0\u3002\u4f46\u6211\u5011\u5728\u5370\u5c3c\u4e86\u89e3\u5230\uff0c\u5373\u4f7f\u63aa\u8fad\u7a0d\u6709\u504f\u5dee\uff0c\u6574\u500b\u4fdd\u55ae\u90fd\u53ef\u80fd\u88ab\u53d6\u6d88\u3002\u201d<\/span><\/p>\n

    \u640d\u5931\u8d85\u904e 1000 \u5104\u5370\u5c3c\u76fe\uff0c\u4e26\u5c0e\u81f4\u5de5\u7a0b\u5ef6\u8aa4\u9577\u9054\u56db\u500b\u6708\u3002<\/span><\/p>\n

    2. \u4e2d\u570b\u4f01\u696d\u5bb6\u5728\u904b\u8f38\u4fdd\u96aa\u65b9\u9762\u5e38\u72af\u7684\u932f\u8aa4<\/span><\/h3>\n

    \u4e0a\u8ff0\u6848\u4f8b\u8aaa\u660e\u4e86\u4e2d\u570b\u4f01\u696d\u5bb6\u5728\u5370\u5c3c\u7d93\u71df\u6d77\u4e0a\u8ca8\u7269\u4fdd\u96aa\u6642\u5e38\u72af\u7684\u5178\u578b\u932f\u8aa4\u3002<\/span><\/p>\n

      \n
    • \u5c0d\u5370\u5c3c\u4fdd\u96aa\u5236\u5ea6\u7684\u8aa4\u89e3<\/span><\/li>\n<\/ul>\n

      \u5728\u5370\u5ea6\u5c3c\u897f\u4e9e\uff0c\u4ee3\u7406\u4eba\u548c\u7d93\u7d00\u4eba\u7684\u89d2\u8272\u622a\u7136\u4e0d\u540c\u3002\u4ee3\u7406\u4eba\u70ba\u4fdd\u96aa\u516c\u53f8\u5de5\u4f5c\uff0c\u800c\u5411\u5370\u5c3c\u91d1\u878d\u670d\u52d9\u7ba1\u7406\u5c40\uff08OJK\uff09\u8a3b\u518a\u7684\u7d93\u7d00\u4eba\u5247\u4ee3\u8868\u6295\u4fdd\u4eba\u3002<\/span>
      \n<\/span>\u7576\u7406\u8ce0\u767c\u751f\u6642\uff0c\u4fdd\u96aa\u4ee3\u7406\u4eba\u5f80\u5f80\u6703\u7dad\u8b77\u4fdd\u96aa\u516c\u53f8\u7684\u5229\u76ca\uff0c\u800c\u4e0d\u662f\u4f01\u696d\u4e3b\u7684\u5229\u76ca\u3002<\/span><\/p>\n

        \n
      • \u8b66\u65b9\u8cfc\u8cb7\u6642\u672a\u9032\u884c\u98a8\u96aa\u5206\u6790<\/span><\/li>\n<\/ul>\n

        \u6bcf\u7a2e\u7269\u54c1\u7684\u98a8\u96aa\u7279\u5fb5\u5404\u4e0d\u76f8\u540c\uff1a\u91cd\u578b\u8a2d\u5099\u3001\u5de5\u696d\u6a5f\u68b0\u3001\u5316\u5b78\u54c1\u6216\u9ad8\u50f9\u503c\u5099\u4ef6\u3002\u5982\u679c\u5728\u51fa\u8ca8\u524d\u6c92\u6709\u9032\u884c\u8abf\u67e5\u548c\u98a8\u96aa\u5206\u6790\uff0c\u4fdd\u55ae\u689d\u6b3e\u5f88\u53ef\u80fd\u6709\u6f0f\u6d1e\u3002<\/span><\/p>\n

          \n
        • \u4e2d\u570b\u5718\u968a\u8207\u7576\u5730\u5404\u65b9\u7f3a\u4e4f\u6e9d\u901a<\/span><\/li>\n<\/ul>\n

          \u8a9e\u8a00\u548c\u5546\u696d\u6587\u5316\u7684\u5dee\u7570\u5e38\u5e38\u5c0e\u81f4\u5c0d\u653f\u7b56\u7d30\u7bc0\u7684\u8aa4\u89e3\u3002<\/span>
          \n<\/span>\u300c\u4f5c\u70ba\u4e00\u540d\u7ffb\u8b6f\uff0c\u6211\u7d93\u5e38\u6703\u767c\u73fe\u7406\u89e3\u4e0a\u7684\u5dee\u7570\uff0c\u300d\u4ed6\u8aaa\u3002<\/span>Ms. Mei<\/span><\/i>\u8a08\u756b\u7ffb\u8b6f\u54e1\uff0c\u88ab\u6d3e\u5f80\u671b\u52a0\u932b\u6e2f\u3002<\/span>
          \n<\/span>\u201c\u8a31\u591a\u6cd5\u5f8b\u548c\u6280\u8853\u8853\u8a9e\u5f88\u96e3\u7ffb\u8b6f\u6210\u4e2d\u6587\u3002\u56e0\u6b64\uff0c\u4e2d\u570b\u5718\u968a\u6709\u6642\u6703\u5728\u4e0d\u5b8c\u5168\u7406\u89e3\u689d\u6b3e\u7684\u60c5\u6cc1\u4e0b\u7c3d\u7f72\u653f\u7b56\u6587\u4ef6\u3002\u201d<\/span><\/p>\n

          3. \u5370\u5c3c\u91d1\u878d\u670d\u52d9\u7ba1\u7406\u5c40\uff08OJK\uff09\u70ba\u4f55\u5236\u5b9a\u5b98\u65b9\u7d93\u7d00\u5546\u898f\u5247<\/span><\/h3>\n

          \u70ba\u9632\u6b62\u6b64\u985e\u640d\u5931\uff0c\u91d1\u878d\u670d\u52d9\u7ba1\u7406\u5c40\uff08OJK\uff09\u900f\u904e 2023 \u5e74\u7b2c 24 \u865f POJK \u689d\u4f8b\u660e\u78ba\u898f\u5b9a\uff0c\u4fdd\u96aa\u7d93\u7d00\u4eba\u5177\u6709\u4ee5\u4e0b\u4e3b\u8981\u8077\u80fd\uff1a<\/span><\/p>\n