{"id":8697,"date":"2025-10-23T09:42:11","date_gmt":"2025-10-23T02:42:11","guid":{"rendered":"https:\/\/ligaasuransi.com\/?p=8697"},"modified":"2025-10-23T09:42:11","modified_gmt":"2025-10-23T02:42:11","slug":"apa-yang-tidak-dikatakan-agen-anda-risiko-tersembunyi-dalam-polis-asuransi-2025","status":"publish","type":"post","link":"https:\/\/ligaasuransi.com\/zh\/apa-yang-tidak-dikatakan-agen-anda-risiko-tersembunyi-dalam-polis-asuransi-2025\/","title":{"rendered":"\u4f60\u7684\u4fdd\u96aa\u4ee3\u7406\u4eba\u6c92\u6709\u544a\u8a34\u4f60\u7684\u4e8b\uff1a2025\u5e74\u4fdd\u55ae\u4e2d\u7684\u96b1\u85cf\u98a8\u96aa"},"content":{"rendered":"<p><b>Liga Asuransi<\/b><span style=\"font-weight: 400;\"> &#8211; \u9032\u51652025\u5e74\u7b2c\u56db\u5b63\u5ea6\uff0c\u5370\u5c3c\u4fdd\u96aa\u696d\u9762\u81e8\u9817\u5177\u6311\u6230\u6027\u7684\u60c5\u6cc1\u3002\u6301\u7e8c\u7684\u9ad8\u901a\u81a8\u3001\u5168\u7403\u5e02\u5834\u6ce2\u52d5\u4ee5\u53ca\u4e0d\u65b7\u4e0a\u5347\u7684\u518d\u4fdd\u96aa\u6210\u672c\uff0c\u8feb\u4f7f\u8a31\u591a\u516c\u53f8\u91cd\u65b0\u5be9\u8996\u5176\u4fdd\u969c\u7b56\u7565\u3002\u540c\u6642\uff0c\u5927\u591a\u6578\u4f01\u696d\u4fdd\u96aa\u55ae\u5373\u5c07\u9032\u5165\u7e8c\u4fdd\u671f\uff0c\u56e0\u6b64\u9019\u6bb5\u6642\u671f\u5c0d\u65bc\u78ba\u4fdd\u6700\u4f73\u7684\u696d\u52d9\u4fdd\u969c\u81f3\u95dc\u91cd\u8981\u3002<\/span><\/p>\n<p><span style=\"font-weight: 400;\">\u907a\u61be\u7684\u662f\uff0c\u8a31\u591a\u6295\u4fdd\u4eba\u4e26\u4e0d\u5b8c\u5168\u4e86\u89e3\u5176\u627f\u4fdd\u689d\u6b3e\u3002\u4fdd\u96aa\u4ee3\u7406\u4eba\u5e38\u5e38\u5ffd\u7565\u91cd\u8981\u689d\u6b3e\uff0c\u6216\u672a\u8a73\u7d30\u89e3\u91cb\u3002\u56e0\u6b64\uff0c\u7576\u7d22\u8ce0\u767c\u751f\u6642\uff0c\u4fdd\u96aa\u516c\u53f8\u624d\u610f\u8b58\u5230\u4e26\u975e\u6240\u6709\u98a8\u96aa\u90fd\u5305\u542b\u5728\u627f\u4fdd\u7bc4\u570d\u5167\u3002<\/span><\/p>\n<p><span style=\"font-weight: 400;\">\u9019\u5c31\u662f\u70ba\u4ec0\u9ebc\u5230 2025 \u5e74\u5e95\u4fdd\u96aa\u7d93\u7d00\u4eba\u7684\u89d2\u8272\u5c07\u8b8a\u5f97\u81f3\u95dc\u91cd\u8981\u3002\u7d93\u7d00\u4eba\u4ee3\u8868\u5ba2\u6236\u7368\u7acb\u5de5\u4f5c\uff0c\u5e6b\u52a9\u5be9\u67e5\u4fdd\u55ae\uff0c\u8b58\u5225\u6f5b\u5728\u7684\u627f\u4fdd\u7bc4\u570d\u7f3a\u53e3\uff0c\u4e26\u78ba\u4fdd\u6240\u6709\u98a8\u96aa\u5f97\u5230\u59a5\u5584\u7ba1\u7406\u3002<\/span><\/p>\n<p><span style=\"font-weight: 400;\">L&amp;G\u4fdd\u96aa\u7d93\u7d00\u516c\u53f8\u4f5c\u70ba\u5370\u5c3c\u9818\u5148\u7684\u4fdd\u96aa\u7d93\u7d00\u516c\u53f8\u4e4b\u4e00\uff0c\u96a8\u6642\u6e96\u5099\u5e6b\u52a9\u8cb4\u516c\u53f8\u9032\u884c\u5168\u9762\u7684\u4fdd\u55ae\u5be9\u67e5\u548c\u98a8\u96aa\u5206\u6790\uff0c\u4ee5\u907f\u514d\u88ab2025\u4fdd\u55ae\u4e2d\u96b1\u85cf\u7684\u98a8\u96aa\u6240\u56f0\u64fe\u3002<\/span><\/p>\n<h3><span style=\"font-weight: 400;\">2025\u5e74\u7b2c\u56db\u5b63\u4fdd\u96aa\u5e02\u5834\u72c0\u6cc1<\/span><\/h3>\n<p><span style=\"font-weight: 400;\">\u96a8\u84572025\u5e74\u7684\u81e8\u8fd1\uff0c\u5370\u5c3c\u4fdd\u96aa\u5e02\u5834\u6b63\u9032\u5165\u4e00\u500b\u88ab\u8a31\u591a\u89c0\u5bdf\u5bb6\u7a31\u70ba\u300c\u98a8\u96aa\u9078\u64c7\u6027\u6642\u4ee3\u300d\u7684\u968e\u6bb5\u3002\u4fdd\u96aa\u516c\u53f8\u5728\u63a5\u53d7\u65b0\u4fdd\u96aa\u548c\u6536\u7dca\u627f\u4fdd\u6d41\u7a0b\u65b9\u9762\u8b8a\u5f97\u66f4\u52a0\u8b39\u614e\u3002\u540c\u6642\uff0c\u4f01\u696d\u5ba2\u6236\u9762\u81e8\u8d8a\u4f86\u8d8a\u5927\u7684\u71df\u904b\u6210\u672c\u58d3\u529b\uff0c\u5c0e\u81f4\u4ed6\u5011\u66f4\u5c08\u6ce8\u65bc\u4fdd\u8cbb\u50f9\u683c\u800c\u975e\u4fdd\u969c\u54c1\u8cea\u3002<\/span><\/p>\n<h4><span style=\"font-weight: 400;\">a. \u4fdd\u8cbb\u4e0a\u6f32\uff0c\u904b\u80fd\u4e0b\u964d<\/span><\/h4>\n<p><span style=\"font-weight: 400;\">\u9810\u8a082025\u5e74\u7b2c\u56db\u5b63\u8ca1\u7522\u96aa\u548c\u8cac\u4efb\u96aa\u4fdd\u8cbb\u5c07\u4e0a\u6f32\u3002\u4e3b\u8981\u56e0\u7d20\u5305\u62ec\uff1a<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">\u5168\u7403\u901a\u8ca8\u81a8\u8139\u548c\u5efa\u7bc9\u6210\u672c\u4e0a\u5347\uff0c\u5c0e\u81f4\u4fdd\u96aa\u50f9\u503c\u589e\u52a0\u3002<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">\u8a31\u591a\u518d\u4fdd\u96aa\u516c\u53f8\u5728\u570b\u969b\u4e0a\uff0c\u7531\u65bc2022\u5e74\u81f32024\u5e74\u5927\u984d\u7d22\u8ce0\u7684\u983b\u7387\u589e\u52a0\uff0c\u8a72\u516c\u53f8\u6b63\u5728\u5f9e\u6771\u5357\u4e9e\u5e02\u5834\u64a4\u51fa\u904b\u529b\u3002<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">IFRS 17 \u548c OJK \u8cc7\u672c\u5145\u8db3\u7387\u4fdd\u55ae\u7684\u5be6\u65bd\u58d3\u529b\u4f7f\u5f97\u7576\u5730\u4fdd\u96aa\u516c\u53f8\u5728\u627f\u64d4\u5927\u984d\u98a8\u96aa\u6642\u66f4\u52a0\u8b39\u614e\u3002<\/span><\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\">\u56e0\u6b64\uff0c\u5373\u4f7f\u98a8\u96aa\u76f8\u540c\uff0c\u5370\u5c3c\u8a31\u591a\u516c\u53f8\u958b\u59cb\u6536\u5230\u7684\u5831\u50f9\u4e5f\u6bd4\u53bb\u5e74\u9ad8\u51fa 10% \u81f3 25%\u3002<\/span><\/p>\n<h4><span style=\"font-weight: 400;\">b. \u516c\u53f8\u91cd\u9ede\u8f49\u5411\u201c\u4f4e\u50f9\u201d<\/span><\/h4>\n<p><span style=\"font-weight: 400;\">\u7531\u65bc\u7d93\u6fdf\u5c1a\u672a\u5b8c\u5168\u5fa9\u7526\uff0c\u5927\u591a\u6578\u516c\u53f8\u90fd\u9078\u64c7\u8ffd\u6c42\u6548\u7387\u3002\u8a31\u591a\u7ba1\u7406\u5718\u968a\u8981\u6c42\u63a1\u8cfc\u5718\u968a\u5c0b\u6c42\u6700\u4f4e\u4fdd\u8cbb\uff0c\u800c\u4e0d\u8003\u616e\u63aa\u8a5e\u548c\u98a8\u96aa\u627f\u4fdd\u7bc4\u570d\u7684\u5dee\u7570\u3002<\/span><\/p>\n<p><span style=\"font-weight: 400;\">\u4e8b\u5be6\u4e0a\uff0c\u9019\u6b63\u662f2025\u5e74\u4fdd\u96aa\u653f\u7b56\u4e2d\u6700\u5927\u7684\u9677\u9631\u2014\u2014\u66f4\u4f4e\u7684\u50f9\u683c\u5f80\u5f80\u610f\u5473\u8457\u66f4\u7a84\u7684\u8986\u84cb\u7bc4\u570d\u3002<\/span><\/p>\n<p><b>\u7c21\u55ae\u7bc4\u4f8b\uff1a<\/b><\/p>\n<p><span style=\"font-weight: 400;\">\u5169\u4efd\u4fdd\u984d\u540c\u6a23\u70ba 500 \u5104\u5370\u5c3c\u76fe\u7684\u4fdd\u96aa\u55ae\uff0c\u5176\u627f\u4fdd\u7bc4\u570d\u53ef\u80fd\u6703\u6709\u5f88\u5927\u5dee\u7570\u2014\u2014\u5176\u4e2d\u4e00\u4efd\u53ef\u80fd\u4e0d\u5305\u62ec\u6d2a\u6c34\u6216\u696d\u52d9\u4e2d\u65b7\u7684\u98a8\u96aa\uff0c\u800c\u9019\u4e9b\u98a8\u96aa\u5c0d\u65bc\u88fd\u9020\u696d\u6216\u7269\u6d41\u696d\u4f86\u8aaa\u81f3\u95dc\u91cd\u8981\u3002<\/span><\/p>\n<h4><span style=\"font-weight: 400;\">c. \u4ee3\u7406\u5546\u548c\u7d93\u7d00\u4eba\u4e4b\u9593\u7684\u683c\u5c40\u8b8a\u5316<\/span><\/h4>\n<p><span style=\"font-weight: 400;\">\u5728\u6b64\u60c5\u52e2\u4e0b\uff0c\u5e02\u5834\u884c\u70ba\u767c\u751f\u4e86\u91cd\u5927\u8f49\u8b8a\u3002<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">\u4fdd\u96aa\u4ee3\u7406\u4eba\u6ce8\u91cd\u5206\u92b7\u548c\u92b7\u552e\u91cf\uff0c\u4e26\u9075\u5faa\u4fdd\u96aa\u516c\u53f8\u7684\u6307\u793a\u3002<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">\u53e6\u4e00\u65b9\u9762\uff0c\u4fdd\u96aa\u7d93\u7d00\u4eba\u5145\u7576\u7368\u7acb\u98a8\u96aa\u9867\u554f\uff0c\u5728\u63a8\u85a6\u4fdd\u96aa\u516c\u53f8\u4e4b\u524d\u5148\u8a55\u4f30\u5ba2\u6236\u7684\u72c0\u6cc1\u3002<\/span><\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\">2025\u5e74\u7684\u8da8\u52e2\u8868\u660e\uff0c\u8d8a\u4f86\u8d8a\u591a\u7684\u5927\u578b\u516c\u53f8\u2014\u2014\u5c24\u5176\u662f\u5728\u57fa\u790e\u8a2d\u65bd\u3001\u80fd\u6e90\u3001\u88fd\u9020\u548c\u7269\u6d41\u9818\u57df\u2014\u2014\u6b63\u5728\u8f49\u5411\u7d93\u7d00\u670d\u52d9\u3002\u4ed6\u5011\u610f\u8b58\u5230\uff0c\u7406\u8ce0\u6d41\u7a0b\u548c\u4fdd\u55ae\u63aa\u8a5e\u4e0d\u80fd\u53ea\u4f9d\u8cf4\u4ee3\u7406\u4eba\u7684\u89e3\u91cb\u3002<\/span><\/p>\n<p><span style=\"font-weight: 400;\">\u516c\u53f8\u73fe\u5728\u4e0d\u50c5\u9700\u8981\u201c\u4fdd\u55ae\u8cfc\u8cb7\u8005\u201d\uff0c\u9084\u9700\u8981\u80fd\u5920\u6df1\u5165\u4e86\u89e3\u5176\u696d\u52d9\u7684\u201c\u98a8\u96aa\u7b56\u7565\u5408\u4f5c\u5925\u4f34\u201d\u3002<\/span><\/p>\n<h4><span style=\"font-weight: 400;\">d. \u653f\u7b56\u66f4\u65b0\u8207\u8a55\u4f30\u7684\u52d5\u529b<\/span><\/h4>\n<p><span style=\"font-weight: 400;\">\u5c0d\u8a31\u591a\u516c\u53f8\u4f86\u8aaa\uff0c\u7b2c\u56db\u5b63\u59cb\u7d42\u662f\u4e00\u500b\u95dc\u9375\u6642\u671f\uff0c\u56e0\u70ba\u5927\u591a\u6578\u5e74\u5ea6\u4fdd\u96aa\u5408\u7d04\u572812\u6708\u5230\u671f\u3002\u5728\u6b64\u671f\u9593\uff0c\u4e00\u4e9b\u5c0f\u6c7a\u7b56\u53ef\u80fd\u6703\u7522\u751f\u91cd\u5927\u5f71\u97ff\uff1a<\/span><\/p>\n<ul>\n<li aria-level=\"1\"><span style=\"font-weight: 400;\">\u63aa\u8a5e\u932f\u8aa4\u2192\u7d22\u8ce0\u53ef\u80fd\u6703\u88ab\u62d2\u7d55\u3002<\/span><\/li>\n<\/ul>\n<ul>\n<li aria-level=\"1\"><span style=\"font-weight: 400;\">\u4e0d\u66f4\u65b0\u8cc7\u7522\u50f9\u503c\u2192\u767c\u751f\u4fdd\u96aa\u4e0d\u8db3\u7684\u60c5\u6cc1\u3002<\/span><\/li>\n<\/ul>\n<ul>\n<li aria-level=\"1\"><span style=\"font-weight: 400;\">\u4e0d\u6ce8\u610f\u5b50\u9650\u5236\u2192\u4fdd\u8b77\u4e0d\u662f\u6700\u4f73\u7684\u3002<\/span><\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\">\u56e0\u6b64\uff0c\u7b2c\u56db\u5b63\u7684\u5168\u9762\u653f\u7b56\u5be9\u8b70\u4e0d\u50c5\u662f\u4f8b\u884c\u516c\u4e8b\uff0c\u66f4\u662f\u7b56\u7565\u9700\u6c42\u3002<\/span><\/p>\n<h3><span style=\"font-weight: 400;\">\u4f60\u7684\u7d93\u7d00\u4eba\u6c92\u6709\u544a\u8a34\u4f60\u7684\u4e8b<\/span><\/h3>\n<p><span style=\"font-weight: 400;\">\u8a31\u591a\u516c\u53f8\u4ee5\u70ba\u8cfc\u8cb7\u4fdd\u96aa\u5f8c\uff0c\u6240\u6709\u98a8\u96aa\u90fd\u6703\u81ea\u52d5\u4fdd\u969c\u3002\u7136\u800c\uff0c\u4e8b\u5be6\u4e26\u975e\u5982\u6b64\u7c21\u55ae\u3002\u4fdd\u96aa\u4ee3\u7406\u4eba\u5f80\u5f80\u4e0d\u6703\u8a73\u7d30\u89e3\u91cb\u8a31\u591a\u91cd\u8981\u4e8b\u9805\uff0c\u8981\u4e48\u662f\u56e0\u70ba\u6642\u9593\u7dca\u8feb\uff0c\u8981\u4e48\u662f\u56e0\u70ba\u92b7\u552e\u58d3\u529b\uff0c\u8981\u4e48\u53ea\u662f\u56e0\u70ba\u689d\u6b3e\u904e\u65bc\u5c08\u696d\uff0c\u7121\u6cd5\u63d0\u524d\u8a0e\u8ad6\u3002<\/span><\/p>\n<p><span style=\"font-weight: 400;\">\u4ee5\u4e0b\u662f\u4fdd\u96aa\u55ae\u4e2d\u7684\u4e00\u4e9b\u201c\u5c0f\u79d8\u5bc6\u201d\uff0c\u60a8\u61c9\u8a72\u4e86\u89e3\u9019\u4e9b\u79d8\u5bc6\uff0c\u4ee5\u514d\u65e5\u5f8c\u5f8c\u6094\u3002<\/span><\/p>\n<h4><span style=\"font-weight: 400;\">a. \u96b1\u85cf\u98a8\u96aa\u6392\u9664<\/span><\/h4>\n<p><span style=\"font-weight: 400;\">\u6bcf\u4efd\u4fdd\u55ae\u90fd\u6709\u4e00\u500b\u7a31\u70ba\u9664\u5916\u8cac\u4efb\u689d\u6b3e\u7684\u90e8\u5206\uff0c\u5373\u4fdd\u96aa\u516c\u53f8\u4e0d\u627f\u4fdd\u7684\u98a8\u96aa\u6e05\u55ae\u3002<\/span><\/p>\n<p><span style=\"font-weight: 400;\">\u554f\u984c\u662f\uff0c\u4ee3\u7406\u5546\u5728\u4ea4\u6613\u7d50\u675f\u6642\u901a\u5e38\u4e0d\u6703\u8a0e\u8ad6\u9019\u4e00\u90e8\u5206\u3002<\/span><\/p>\n<p><span style=\"font-weight: 400;\">\u4e00\u4e9b\u7d93\u5e38\u88ab\u5ffd\u8996\u7684\u5e38\u898b\u4f8b\u5916\u5305\u62ec\uff1a<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">\u56e0\u4eba\u70ba\u932f\u8aa4\u9020\u6210\u7684\u640d\u58de\u3002<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">\u56e0\u5916\u90e8\u505c\u96fb\u9020\u6210\u7684\u640d\u5931\u3002<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">\u6d2a\u6c34\u548c\u5730\u9707\u98a8\u96aa\u4e0d\u6703\u81ea\u52d5\u5305\u542b\u5728\u6a19\u6e96\u4fdd\u55ae\u689d\u6b3e\u4e2d\u3002<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">\u672a\u5305\u542b\u5728\u4e3b\u8981\u9650\u984d\u5167\u7684\u6e05\u9664\u788e\u7247\u8cbb\u7528\u3002<\/span><\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\">\u7576\u7d22\u8ce0\u767c\u751f\u6642\uff0c\u516c\u53f8\u610f\u8b58\u5230\u5927\u591a\u6578\u640d\u5931\u7121\u6cd5\u5f97\u5230\u88dc\u511f\u3002<\/span><\/p>\n<p><span style=\"font-weight: 400;\">\u6b64\u6642\uff0c\u7d93\u7d00\u4eba\u7684\u89d2\u8272\u5c31\u8b8a\u5f97\u5341\u5206\u91cd\u8981\uff0c\u4ed6\u5011\u53ef\u4ee5\u5354\u5546\u4fdd\u55ae\u63aa\u8fad\uff0c\u78ba\u4fdd\u5c07\u4efb\u4f55\u6392\u9664\u689d\u6b3e\u6700\u5c0f\u5316\u6216\u6dfb\u52a0\u70ba\u80cc\u66f8\u3002<\/span><\/p>\n<h4><span style=\"font-weight: 400;\">b. \u9650\u5236\u8207\u5b50\u9650\u5236\uff1a\u6b3a\u9a19\u6027\u6578\u5b57<\/span><\/h4>\n<p><span style=\"font-weight: 400;\">\u8a31\u591a\u5ba2\u6236\u53ea\u770b\u5230\u4fdd\u55ae\u9996\u9801\u4e0a\u7684\u5927\u6578\u5b57 &#8211; \u4f8b\u5982\u300c\u4fdd\u96aa\u91d1\u984d\uff1aRp100,000,000,000\u300d\u3002<\/span><\/p>\n<p><span style=\"font-weight: 400;\">\u7136\u800c\uff0c\u4ee3\u7406\u4eba\u6c92\u6709\u89e3\u91cb\u7684\u662f\uff0c\u9019\u4e9b\u5927\u6578\u5b57\u901a\u5e38\u88ab\u5283\u5206\u70ba\u67d0\u4e9b\u5b50\u9650\u5236\uff0c\u4f8b\u5982\u6211\uff1a<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">\u6d2a\u6c34\u50c550\u5104\u76e7\u6bd4\uff0c<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">\u6a5f\u68b0\u640d\u58de\uff08MB\uff0920\u5104\u76e7\u6bd4\uff0c<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">\u6e05\u9664\u788e\u7247\u7684\u6700\u9ad8\u8cbb\u7528\u70ba5\u5104\u5370\u5c3c\u76fe\u3002<\/span><\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\">\u9019\u610f\u5473\u8457\uff0c\u7576\u91cd\u5927\u707d\u96e3\u767c\u751f\u6642\uff0c\u6240\u7372\u5f97\u7684\u8ce0\u511f\u53ef\u80fd\u9060\u4f4e\u65bc\u6700\u521d\u7684\u9810\u671f\u3002<\/span><\/p>\n<p><span style=\"font-weight: 400;\">\u7d93\u9a57\u8c50\u5bcc\u7684\u4fdd\u96aa\u7d93\u7d00\u4eba\uff08\u5982 L&amp;G \u4fdd\u96aa\u7d93\u7d00\u516c\u53f8\uff09\u7e3d\u662f\u6703\u9032\u884c\u63aa\u8fad\u5be9\u8a08\uff0c\u4ee5\u78ba\u4fdd\u5206\u9805\u9650\u984d\u8207\u516c\u53f8\u7684\u5be6\u969b\u98a8\u96aa\u72c0\u6cc1\u548c\u98a8\u96aa\u655e\u53e3\u76f8\u7b26\u3002<\/span><\/p>\n<h4><span style=\"font-weight: 400;\">c. 2025\u5e74\u7684\u63aa\u8a5e\u8b8a\u5316<\/span><\/h4>\n<p><span style=\"font-weight: 400;\">\u81ea IFRS 17 \u5be6\u65bd\u548c OJK \u6cd5\u898f\u6700\u65b0\u8abf\u6574\u4ee5\u4f86\uff0c\u8a31\u591a\u4fdd\u96aa\u516c\u53f8\u90fd\u66f4\u65b0\u4e86\u4fdd\u55ae\u689d\u6b3e\u3002<\/span><\/p>\n<p><span style=\"font-weight: 400;\">\u7136\u800c\uff0c\u9019\u4e9b\u8b8a\u5316\u5f88\u5c11\u5411\u5ba2\u6236\u8a73\u7d30\u89e3\u91cb\u3002<\/span><\/p>\n<p><span style=\"font-weight: 400;\">\u5e38\u898b\u7bc4\u4f8b\uff1a<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">\u689d\u6b3e<\/span><i><span style=\"font-weight: 400;\">\u696d\u52d9\u4e2d\u65b7<\/span><\/i><span style=\"font-weight: 400;\">\u73fe\u5728\u8981\u6c42\u66f4\u56b4\u683c\u7684\u6536\u5165\u640d\u5931\u8b49\u660e\u3002<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">\u90e8\u5206\u689d\u6b3e<\/span><i><span style=\"font-weight: 400;\">\u7db2\u8def\u98a8\u96aa<\/span><\/i><span style=\"font-weight: 400;\">\u5f9e\u4e3b\u653f\u7b56\u4e2d\u79fb\u9664\u4e26\u5206\u96e2\u70ba\u55ae\u7368\u7684\u7522\u54c1\u3002<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">\u5408\u7d04\u98a8\u96aa\u6709\u9644\u52a0\u9650\u5236\uff08<\/span><i><span style=\"font-weight: 400;\">\u5408\u7d04\u8cac\u4efb<\/span><\/i><span style=\"font-weight: 400;\">\uff09\u3002<\/span><\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\">\u5982\u679c\u6c92\u6709\u8db3\u5920\u7684\u4e86\u89e3\uff0c\u516c\u53f8\u53ef\u80fd\u6703\u8aa4\u89e3\u771f\u6b63\u7684\u8986\u84cb\u7bc4\u570d\u2014\u2014\u611f\u89ba\u5f88\u5b89\u5168\uff0c\u4f46\u5be6\u969b\u4e0a\u98a8\u96aa\u5dee\u8ddd\u6b63\u5728\u64f4\u5927\u3002<\/span><\/p>\n<h4><span style=\"font-weight: 400;\">d. \u7d22\u8ce0\u904e\u7a0b\u4e26\u4e0d\u50cf\u807d\u8d77\u4f86\u90a3\u9ebc\u7c21\u55ae<\/span><\/h4>\n<p><span style=\"font-weight: 400;\">\u6211\u5011\u7d93\u5e38\u807d\u5230\u4ee3\u7406\u4eba\u8aaa\uff1a\u201c\u5148\u751f\uff0c\u5225\u64d4\u5fc3\uff0c\u5982\u679c\u6709\u7d22\u8ce0\uff0c\u6211\u5011\u6703\u5e6b\u52a9\u60a8\u7684\u3002\u201d<\/span><\/p>\n<p><span style=\"font-weight: 400;\">\u7136\u800c\uff0c\u5be6\u969b\u4e0a\uff0c\u4fdd\u96aa\u7d22\u8ce0\u904e\u7a0b\u975e\u5e38\u6280\u8853\u6027\u4e14\u6f2b\u9577\u2014\u2014\u5f9e\u640d\u5931\u901a\u77e5\u3001\u6307\u5b9a\u640d\u5931\u7406\u8ce0\u54e1\u3001\u6838\u5be6\u6587\u4ef6\u5230\u8a55\u4f30\u5be6\u969b\u640d\u5931\u3002<\/span><\/p>\n<p><span style=\"font-weight: 400;\">\u5982\u679c\u63aa\u8a5e\u4e0d\u6e05\u695a\uff0c\u7d22\u8ce0\u53ef\u4ee5\uff1a<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">\u63a8\u9072\uff0c<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">\u50f9\u503c\u524a\u6e1b\uff0c\u6216<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">\u751a\u81f3\u5fb9\u5e95\u5426\u5b9a\u3002<\/span><\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\">\u6c92\u6709\u6307\u5c0e\u5982\u679c\u9078\u64c7\u7d93\u7d00\u4eba\uff0c\u516c\u53f8\u5fc5\u9808\u81ea\u884c\u8655\u7406\u6574\u500b\u6d41\u7a0b\u2014\u2014\u76f4\u63a5\u8207\u4fdd\u96aa\u516c\u53f8\u6253\u4ea4\u9053\uff0c\u800c\u4fdd\u96aa\u516c\u53f8\u81ea\u7136\u6703\u53d7\u5230\u5176\u5167\u90e8\u653f\u7b56\u7684\u7d04\u675f\u3002\u50cf L&amp;G Insurance Brokers \u9019\u6a23\u7684\u7d93\u7d00\u4eba\u64c1\u6709\u4e00\u652f\u7406\u8ce0\u5c08\u5bb6\u5718\u968a\uff0c\u8ca0\u8cac\u78ba\u4fdd\u5ba2\u6236\u7372\u5f97\u516c\u5e73\u3001\u53ca\u6642\u7684\u7406\u8ce0\u3002<\/span><\/p>\n<h4><span style=\"font-weight: 400;\">e. \u672a\u81ea\u52d5\u5305\u542b\u7684\u9644\u52a0\u98a8\u96aa<\/span><\/h4>\n<p><span style=\"font-weight: 400;\">\u8a31\u591a\u516c\u53f8\u4e8b\u5f8c\u624d\u610f\u8b58\u5230\uff0c\u67d0\u4e9b\u98a8\u96aa\u4e26\u4e0d\u6703\u81ea\u52d5\u7d0d\u5165\u6a19\u6e96\u4fdd\u55ae\u7684\u627f\u4fdd\u7bc4\u570d\u3002\u4f8b\u5982\uff1a<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">\u5ee0\u5340\u5167\u5c0f\u578b\u6539\u9020\u5de5\u7a0b\u53ef\u80fd\u9020\u6210\u640d\u58de\u7684\u98a8\u96aa\uff0c<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">\u4f9b\u61c9\u93c8\u4e2d\u65b7\uff0c<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">\u56e0\u71df\u696d\u5340\u57df\u5167\u7684\u4e8b\u6545\u800c\u7522\u751f\u7684\u7b2c\u4e09\u8005\u8cac\u4efb\uff08\u516c\u5171\u8cac\u4efb\uff09\uff0c<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">\u6216\u56e0IT\u7cfb\u7d71\u6545\u969c\u800c\u9020\u6210\u7684\u640d\u5931\u3002<\/span><\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\">\u6b64\u985e\u98a8\u96aa\u61c9\u660e\u78ba\u7d0d\u5165<\/span><i><span style=\"font-weight: 400;\">\u4ee3\u8a00<\/span><\/i><span style=\"font-weight: 400;\">\u6216\u589e\u6d3e\u8b66\u529b\u3002<\/span><\/p>\n<h3><span style=\"font-weight: 400;\">\u53ef\u80fd\u640d\u5bb3\u60a8\u516c\u53f8\u7684\u96b1\u85cf\u98a8\u96aa<\/span><\/h3>\n<p><span style=\"font-weight: 400;\">\u5be6\u969b\u4e0a\uff0c\u8a31\u591a\u516c\u53f8\u56e0\u70ba\u5df2\u7d93\u6709\u4e86\u6709\u6548\u7684\u4fdd\u96aa\u55ae\u800c\u611f\u5230\u5b89\u5fc3\u3002\u7136\u800c\uff0c\u7576\u98a8\u96aa\u771f\u6b63\u767c\u751f\u6642\uff0c\u4ed6\u5011\u5c31\u6703\u767c\u73fe\uff0c\u4ed6\u5011\u6240\u7372\u5f97\u7684\u4fdd\u969c\u4e26\u6c92\u6709\u60f3\u50cf\u7684\u90a3\u9ebc\u5f37\u5927\u3002<\/span><\/p>\n<p><span style=\"font-weight: 400;\">\u9019\u5c31\u662f\u6240\u8b02\u7684\u300c\u96b1\u6027\u98a8\u96aa\u300d\u2014\u2014\u4fdd\u55ae\u4e2d\u96b1\u85cf\u7684\u98a8\u96aa\uff0c\u5373\u4f7f\u6bcf\u5e74\u652f\u4ed8\u4fdd\u8cbb\uff0c\u4e5f\u53ef\u80fd\u9020\u6210\u91cd\u5927\u640d\u5931\u3002<\/span><\/p>\n<p><span style=\"font-weight: 400;\">\u4ee5\u4e0b\u662f 2025 \u5e74\u516c\u53f8\u653f\u7b56\u4e2d\u6700\u5e38\u898b\u7684\u4e00\u4e9b\u96b1\u85cf\u98a8\u96aa\u3002<\/span><\/p>\n<h4><span style=\"font-weight: 400;\">a. \u4fdd\u96aa\u4e0d\u8db3\uff1a\u4fdd\u96aa\u50f9\u503c\u4e0d\u53cd\u6620\u5be6\u969b\u60c5\u6cc1\u3002<\/span><\/h4>\n<p><span style=\"font-weight: 400;\">\u8a31\u591a\u516c\u53f8\u4e0d\u6703\u5b9a\u671f\u66f4\u65b0\u5176\u8cc7\u7522\u50f9\u503c\u3002\u7531\u65bc\u901a\u8ca8\u81a8\u8139\uff0c\u5efa\u7bc9\u7269\u3001\u6a5f\u68b0\u548c\u5eab\u5b58\u7684\u50f9\u503c\u6025\u5287\u4e0a\u6f32\uff0c\u4f46\u6295\u4fdd\u50f9\u503c\u537b\u8207\u524d\u4e00\u5e74\u4fdd\u6301\u4e0d\u8b8a\u3002<\/span><\/p>\n<p><span style=\"font-weight: 400;\">\u7576\u767c\u751f\u7d22\u8ce0\u6642\uff0c\u516c\u53f8\u5c07\u53d7\u5230\u6309\u6bd4\u4f8b\u689d\u6b3e\u7684\u7d04\u675f\u2014\u2014\u8ce0\u511f\u91d1\u53ea\u652f\u4ed8\u90e8\u5206\uff0c\u800c\u4e0d\u662f\u5168\u90e8\u3002<\/span><\/p>\n<p><b>\u771f\u5be6\u6848\u4f8b\u7bc4\u4f8b\uff1a<\/b><b><br \/>\n<\/b><span style=\"font-weight: 400;\">\u5be6\u969b\u8cc7\u7522\u50f9\u503c1000\u5104\u5370\u5c3c\u76fe\u7684\u5de5\u5ee0\uff0c\u5176\u6295\u4fdd\u984d\u50c5700\u5104\u5370\u5c3c\u76fe\u3002\u5982\u679c\u767c\u751f\u706b\u707d\uff0c\u9020\u6210300\u5104\u5370\u5c3c\u76fe\u7684\u640d\u5931\uff0c\u8a72\u516c\u53f8\u5c07\u50c5\u7372\u5f97\u7d04210\u5104\u5370\u5c3c\u76fe\u7684\u8ce0\u4ed8\uff0c\u56e0\u70ba\u88ab\u8a8d\u70ba\u53ea\u80fd\u5f4c\u88dc30%\u7684\u5dee\u984d\u3002\u50cfL&amp;G\u4fdd\u96aa\u7d93\u7d00\u516c\u53f8\u9019\u6a23\u7684\u5c08\u696d\u7d93\u7d00\u516c\u53f8\u901a\u5e38\u6703\u5728\u7e8c\u4fdd\u524d\u9032\u884c\u4f30\u503c\u5be9\u67e5\u548c\u8cc7\u7522\u5145\u8db3\u6027\u6aa2\u67e5\uff0c\u4ee5\u907f\u514d\u4fdd\u984d\u4e0d\u8db3\u7684\u98a8\u96aa\u3002<\/span><\/p>\n<h4><span style=\"font-weight: 400;\">b. \u7f3a\u53e3\u4fdd\u969c\uff1a\u4fdd\u969c\u4e0d\u6db5\u84cb\u6240\u6709\u98a8\u96aa\u655e\u53e3<\/span><\/h4>\n<p><span style=\"font-weight: 400;\">\u8a31\u591a\u4fdd\u96aa\u55ae\u8868\u9762\u4e0a\u770b\u4f3c\u5168\u9762\uff0c\u4f46\u5be6\u969b\u4e0a\u5b58\u5728\u4fdd\u969c\u7f3a\u53e3\u3002\u4f8b\u5982\uff1a<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">\u8a72\u8ca1\u7522\u4fdd\u96aa\u6709\u6548\uff0c\u4f46\u4e0d\u6db5\u84cb\u6d2a\u6c34\u6216\u5730\u9707\u98a8\u96aa\u3002<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">\u6a5f\u68b0\u6545\u969c\u4fdd\u96aa\u6709\u6548\uff0c\u4f46\u4e0d\u6db5\u84cb\u56e0\u6a5f\u68b0\u6545\u969c\u9020\u6210\u7684\u696d\u52d9\u4e2d\u65b7\u3002<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">\u8cac\u4efb\u4fdd\u96aa\u6709\u6548\uff0c\u4f46\u4e0d\u5305\u62ec\u7b2c\u4e09\u65b9\u627f\u5305\u5546\u6216\u4f9b\u61c9\u5546\u3002<\/span><\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\">\u9019\u7a2e\u5dee\u8ddd\u662f\u5371\u96aa\u7684\uff0c\u56e0\u70ba\u4e00\u65e6\u767c\u751f\u4e8b\u6545\uff0c\u5373\u4f7f\u516c\u53f8\u8a8d\u70ba\u81ea\u5df1\u5df2\u7d93\u201c\u6295\u4fdd\u201d\uff0c\u4e5f\u53ef\u80fd\u5c0e\u81f4\u516c\u53f8\u640d\u5931\u6578\u5341\u5104\u76e7\u6bd4\u3002<\/span><\/p>\n<h4><span style=\"font-weight: 400;\">c. \u8cac\u4efb\u63aa\u8a5e\u4e0d\u5145\u5206<\/span><\/h4>\n<p><span style=\"font-weight: 400;\">\u5c0d\u65bc\u8207\u516c\u773e\u3001\u4f9b\u61c9\u5546\u6216\u5c08\u6848\u4e92\u52d5\u7684\u516c\u53f8\u4f86\u8aaa\uff0c\u6cd5\u5f8b\u8cac\u4efb\u7684\u98a8\u96aa\u662f\u5de8\u5927\u7684\u3002<\/span><\/p>\n<p><span style=\"font-weight: 400;\">\u7136\u800c\uff0c\u8a31\u591a\u653f\u7b56\u5b58\u5728\u91cd\u5927\u9650\u5236\uff1a<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">\u4e0d\u627f\u64d4\u4efb\u4f55\u56e0\u5408\u7d04\u800c\u7522\u751f\u7684\u8cac\u4efb\uff08\u5408\u7d04\u8cac\u4efb\uff09\u3002<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">\u4e0d\u5305\u62ec\u56e0\u7b2c\u4e09\u4eba\u758f\u5ffd\u9020\u6210\u7684\u50b7\u5bb3\u3002<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">\u4e0d\u80fd\u4fdd\u8b77\u7ba1\u7406\u968e\u5c64\u514d\u53d7\u8a34\u8a1f\uff08D&amp;O \u8cac\u4efb\uff09\u3002<\/span><\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\">2025\u5e74\uff0c\u96a8\u8457\u5370\u5c3c\u6cd5\u5f8b\u610f\u8b58\u7684\u589e\u5f37\u548c\u5546\u696d\u8a34\u8a1f\u7684\u589e\u591a\uff0c\u8cac\u4efb\u96aa\u98a8\u96aa\u5c07\u6703\u589e\u52a0\u3002\u56e0\u6b64\uff0c\u50cfL&amp;G Insurance Brokers\u9019\u6a23\u7684\u4fdd\u96aa\u7d93\u7d00\u516c\u53f8\u6703\u6301\u7e8c\u4ed4\u7d30\u5be9\u67e5\u8cac\u4efb\u96aa\u4fdd\u55ae\u689d\u6b3e\uff0c\u5305\u62ec\u4ea4\u53c9\u8cac\u4efb\u96aa\u3001\u672c\u91d1\u5305\u542b\u96aa\u548c\u514d\u8cac\u689d\u6b3e\u3002<\/span><\/p>\n<h4><span style=\"font-weight: 400;\">d. \u56e0\u6587\u4ef6\u6216\u5b9a\u7fa9\u4e0d\u660e\u78ba\u800c\u88ab\u62d2\u7d55\u7684\u7d22\u8ce0<\/span><\/h4>\n<p><span style=\"font-weight: 400;\">\u7d22\u8ce0\u88ab\u62d2\u7d55\u7684\u4e3b\u8981\u539f\u56e0\u4e4b\u4e00\u662f\u4fdd\u55ae\u4e2d\u7684\u98a8\u96aa\u5b9a\u7fa9\u4e0d\u660e\u78ba\u3002<\/span><span style=\"font-weight: 400;\"><br \/>\n<\/span><span style=\"font-weight: 400;\">\u4f8b\u5b50\uff1a<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">\u300c\u6d2a\u6c34\u300d\u7684\u5b9a\u7fa9\u4e0d\u5305\u62ec\u96e8\u6c34\u5f91\u6d41\u3002<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">\u300c\u6a5f\u5668\u6545\u969c\u300d\u7684\u5b9a\u7fa9\u50c5\u9069\u7528\u65bc\u6a5f\u5668\u904b\u4f5c\u6642\uff0c\u800c\u4e0d\u9069\u7528\u65bc\u6a5f\u5668\u5f85\u6a5f\u6642\u3002<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">\u6216\u5b58\u5728\u660e\u7d30\u8868\u4e2d\u7f3a\u5c11\u8cc7\u7522\u6240\u6709\u6b0a\u8b49\u660e\u7b49\u884c\u653f\u932f\u8aa4\u3002<\/span><\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\">\u6b64\u985e\u7d22\u8ce0\u5f80\u5f80\u6703\u5c0e\u81f4\u66e0\u65e5\u6301\u4e45\u7684\u7cfe\u7d1b\uff0c\u4e26\u9020\u6210\u6642\u9593\u548c\u5546\u696d\u8072\u8b7d\u7684\u640d\u5931\u3002\u4fdd\u96aa\u7d93\u7d00\u4eba\u5728\u5176\u4e2d\u626e\u6f14\u8457\u81f3\u95dc\u91cd\u8981\u7684\u89d2\u8272\u3002<\/span><b>\u5f9e\u4e00\u958b\u59cb\u5c31\u76e3\u7763\u7d22\u8ce0\u904e\u7a0b<\/b><span style=\"font-weight: 400;\">\u2014 \u78ba\u4fdd\u63aa\u8a5e\u548c\u8b49\u64da\u6070\u7576\uff0c\u800c\u4e0d\u662f\u5728\u554f\u984c\u767c\u751f\u4e4b\u5f8c\u3002<\/span><\/p>\n<h4><span style=\"font-weight: 400;\">e. \u65b0\u8208\u98a8\u96aa\uff1a\u65b0\u7684\u3001\u672a\u88ab\u767c\u73fe\u7684\u5a01\u8105<\/span><\/h4>\n<p><span style=\"font-weight: 400;\">2025\u5e74\uff0c\u4f01\u696d\u7684\u98a8\u96aa\u72c0\u6cc1\u5c07\u6703\u767c\u751f\u91cd\u5927\u8b8a\u5316\u3002\u4e00\u4e9b\u65b0\u7684\u98a8\u96aa\u751a\u81f3\u4e0d\u5728\u50b3\u7d71\u4fdd\u96aa\u7684\u627f\u4fdd\u7bc4\u570d\u5167\uff0c\u4f8b\u5982\uff1a<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>\u7db2\u8def\u98a8\u96aa<\/b><span style=\"font-weight: 400;\">\uff1a\u52d2\u7d22\u8edf\u9ad4\u653b\u64ca\u3001\u8cc7\u6599\u5916\u6d29\u6216 ERP \u7cfb\u7d71\u505c\u6a5f\u3002<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>\u4f9b\u61c9\u93c8\u4e2d\u65b7<\/b><span style=\"font-weight: 400;\">\uff1a\u7531\u65bc\u5168\u7403\u5730\u7de3\u653f\u6cbb\u56e0\u7d20\u5c0e\u81f4\u539f\u7269\u6599\u9032\u53e3\u5ef6\u9072\u3002<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>\u74b0\u5883\u8cac\u4efb<\/b><span style=\"font-weight: 400;\">\uff1a\u56e0\u5de5\u696d\u5ee2\u68c4\u7269\u6c61\u67d3\u6216\u6d29\u6f0f\u800c\u5f15\u8d77\u7684\u7d22\u8ce0\u3002<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>\u6280\u8853\u6545\u969c<\/b><span style=\"font-weight: 400;\">\u5728\u80fd\u6e90\u548c\u57fa\u790e\u8a2d\u65bd\u9818\u57df\u3002<\/span><span style=\"font-weight: 400;\">\n<p><\/span><\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\">\u5927\u591a\u6578\u4fdd\u96aa\u4ee3\u7406\u4eba\u4ecd\u7136\u5c08\u6ce8\u65bc\u50b3\u7d71\u7522\u54c1\uff0c\u5c0e\u81f4\u5ba2\u6236\u5c0d\u9019\u4e9b\u73fe\u4ee3\u98a8\u96aa\u7f3a\u4e4f\u6e05\u6670\u7684\u8a8d\u8b58\u3002 L&amp;G \u4fdd\u96aa\u7d93\u7d00\u516c\u53f8\u7a4d\u6975\u95dc\u6ce8\u8da8\u52e2\u3002<\/span><i><span style=\"font-weight: 400;\">\u65b0\u8208\u98a8\u96aa<\/span><\/i><span style=\"font-weight: 400;\">\u5168\u7403\u4e26\u5354\u52a9\u5ba2\u6236\u8abf\u6574\u653f\u7b56\u4ee5\u7dad\u6301\u76f8\u95dc\u6027\uff0c\u4ee5\u61c9\u5c0d 2025 \u5e74\u53ca\u4ee5\u5f8c\u7684\u65b0\u98a8\u96aa\u3002<\/span><\/p>\n<h3><b>\u5c0f\u7d50\uff1a\u96b1\u85cf\u98a8\u96aa\u771f\u5be6\u5b58\u5728<\/b><\/h3>\n<p><span style=\"font-weight: 400;\">\u96b1\u6027\u98a8\u96aa\u4e26\u975e\u7a7a\u8ac7\uff0c\u800c\u662f\u771f\u5be6\u5b58\u5728\u7684\uff0c\u5f80\u5f80\u662f\u9020\u6210\u7121\u6cd5\u633d\u56de\u7684\u8ca1\u52d9\u640d\u5931\u7684\u6839\u672c\u539f\u56e0\u3002\u56e0\u6b64\uff0c\u4e86\u89e3\u4fdd\u55ae\u4e2d\u5217\u660e\u548c\u672a\u5217\u660e\u7684\u689d\u6b3e\u8207\u8cfc\u8cb7\u4fdd\u55ae\u672c\u8eab\u540c\u6a23\u91cd\u8981\u3002<\/span><\/p>\n<p><span style=\"font-weight: 400;\">\u300c\u4e00\u4efd\u597d\u7684\u4fdd\u55ae\u4e0d\u50c5\u50c5\u662f\u4e00\u4efd\u6587\u4ef6\u2014\u2014\u5b83\u662f\u5fb9\u5e95\u7684\u98a8\u96aa\u5206\u6790\u548c\u5ba2\u6236\u53cb\u597d\u578b\u8ac7\u5224\u7684\u7d50\u679c\u3002\u300d\u9019\u662f\u6211\u5011\u7684\u5de5\u4f5c\u7406\u5ff5\u3002 L&amp;G \u4fdd\u96aa\u7d93\u7d00\u516c\u53f8\u81f4\u529b\u65bc\u5728 2025 \u5e74\u5145\u6eff\u4e0d\u78ba\u5b9a\u6027\u7684\u6642\u4ee3\u4fdd\u8b77\u4f01\u696d\u3002<\/span><\/p>\n<p><span style=\"font-weight: 400;\">\u57282025\u5e74\u7b2c\u56db\u5b63\u65e5\u76ca\u8907\u96dc\u4e14\u7af6\u722d\u6fc0\u70c8\u7684\u5e02\u5834\u74b0\u5883\u4e0b\uff0c\u4fdd\u96aa\u7d93\u7d00\u4eba\u5728\u5370\u5c3c\u5546\u696d\u4e16\u754c\u4e2d\u626e\u6f14\u8d8a\u4f86\u8d8a\u91cd\u8981\u7684\u89d2\u8272\u3002\u5982\u679c\u4ee3\u7406\u4eba\u4ee3\u8868\u4fdd\u96aa\u516c\u53f8\u5de5\u4f5c\uff0c\u90a3\u9ebc\u7d93\u7d00\u4eba\u5c31\u61c9\u8a72\u4ee5\u5ba2\u6236\u7684\u5229\u76ca\u70ba\u51fa\u767c\u9ede\uff0c\u5e6b\u52a9\u4ed6\u5011\u5728\u5408\u7406\u7684\u98a8\u96aa\u7d50\u69cb\u4e0b\u7372\u5f97\u6700\u4f73\u4fdd\u969c\uff0c\u800c\u4e0d\u50c5\u50c5\u662f\u4f4e\u50f9\u3002<\/span><\/p>\n<h4><span style=\"font-weight: 400;\">a. \u7d93\u7d00\u4eba\u64d4\u4efb\u7368\u7acb\u98a8\u96aa\u9867\u554f<\/span><\/h4>\n<p><span style=\"font-weight: 400;\">\u4fdd\u96aa\u7d93\u7d00\u4eba\u4e0d\u50c5\u50c5\u662f\u4e2d\u4ecb\u3002<\/span><\/p>\n<p><span style=\"font-weight: 400;\">\u5176\u4e3b\u8981\u8077\u80fd\u70ba\u4f5c\u70ba\u7368\u7acb\u98a8\u96aa\u9867\u554f\uff0c\u5168\u9762\u4e86\u89e3\u5ba2\u6236\u7684\u7d93\u71df\u72c0\u6cc1\u3002<\/span><\/p>\n<p><span style=\"font-weight: 400;\">\u50cf L&amp;G \u4fdd\u96aa\u7d93\u7d00\u516c\u53f8\u9019\u6a23\u7684\u516c\u53f8\u6703\u9032\u884c\u5168\u9762\u7684\u5206\u6790\u6d41\u7a0b\uff1a<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">\u9032\u884c\u98a8\u96aa\u8abf\u67e5\u548c\u73fe\u5834\u6aa2\u67e5\uff0c\u4ee5\u4e86\u89e3\u5ba2\u6236\u7684\u5be6\u969b\u98a8\u96aa\u72c0\u6cc1\u3002<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">\u6e96\u5099\u98a8\u96aa\u5efa\u8b70\uff0c\u4ee5\u4fbf\u516c\u53f8\u77e5\u9053\u54ea\u4e9b\u98a8\u96aa\u5fc5\u9808\u627f\u64d4\u4ee5\u53ca\u54ea\u4e9b\u98a8\u96aa\u53ef\u4ee5\u907f\u514d\u3002<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">\u6bd4\u8f03\u4e0d\u540c\u4fdd\u96aa\u516c\u53f8\u7684\u5831\u50f9\uff08\u6bd4\u8f03\u5b89\u7f6e\uff09\u3002<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">\u5728\u4fdd\u55ae\u7c3d\u767c\u4e4b\u524d\u63d0\u4f9b\u6709\u95dc\u63aa\u8fad\u3001\u9650\u5236\u548c\u6392\u9664\u7684\u5ba2\u89c0\u5efa\u8b70\u3002<\/span><\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\">\u76ee\u6a19\u5f88\u7c21\u55ae\uff1a\u4e0d\u662f\u70ba\u4e86\u92b7\u552e\u7522\u54c1\uff0c\u800c\u662f\u70ba\u4e86\u78ba\u4fdd\u5ba2\u6236\u7684\u4f01\u696d\u5728\u9700\u8981\u6642\u5f97\u5230\u771f\u6b63\u6709\u6548\u7684\u4fdd\u8b77\u3002<\/span><\/p>\n<h4><span style=\"font-weight: 400;\">b. \u7d93\u7d00\u4eba\u4f5c\u70ba\u7ad9\u5728\u5ba2\u6236\u9019\u908a\u7684\u8ac7\u5224\u8005<\/span><\/h4>\n<p><span style=\"font-weight: 400;\">\u5728\u4f01\u696d\u4fdd\u96aa\u9818\u57df\uff0c\u8ac7\u5224\u80fd\u529b\u901a\u5e38\u6c7a\u5b9a\u4e86\u60a8\u7684\u4fdd\u55ae\u5c0d\u8cc7\u7522\u7684\u4fdd\u969c\u6548\u679c\u3002<\/span><\/p>\n<p><span style=\"font-weight: 400;\">\u7d93\u7d00\u4eba\u53ef\u4ee5\u5ee3\u6cdb\u63a5\u89f8\u5404\u7a2e\u672c\u5730\u548c\u570b\u969b\u7684\u4fdd\u96aa\u516c\u53f8\u548c\u627f\u92b7\u5546\uff0c\u56e0\u6b64\u4ed6\u5011\u80fd\u5920\uff1a<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">\u5354\u5546\u66f4\u9748\u6d3b\u3001\u66f4\u5177\u4fdd\u8b77\u6027\u7684\u63aa\u8a5e\u3002<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">\u5728\u4e0d\u72a7\u7272\u98a8\u96aa\u8986\u84cb\u7bc4\u570d\u7684\u60c5\u6cc1\u4e0b\u964d\u4f4e\u4fdd\u8cbb\u3002<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">\u5236\u5b9a\u7d9c\u5408\u4fdd\u96aa\u8a08\u5283\uff0c\u5305\u62ec\u8ca1\u7522\u3001\u8cac\u4efb\u3001\u6d77\u904b\u8ca8\u7269\u548c\u7db2\u8def\u4fdd\u96aa\u3002<\/span><span style=\"font-weight: 400;\">\n<p><\/span><\/li>\n<\/ul>\n<h4><span style=\"font-weight: 400;\">c. \u7d93\u7d00\u4eba\u4f5c\u70ba\u7d22\u8ce0\u904e\u7a0b\u4e2d\u7684\u7b56\u7565\u5925\u4f34<\/span><\/h4>\n<p><span style=\"font-weight: 400;\">\u7406\u8ce0\u6d41\u7a0b\u624d\u662f\u771f\u6b63\u8003\u9a57\u4fdd\u55ae\u7684\u74b0\u7bc0\u3002\u7576\u640d\u5931\u767c\u751f\u6642\uff0c\u5ba2\u6236\u9700\u8981\u7684\u4e0d\u50c5\u50c5\u662f\u6587\u4ef6\uff0c\u4ed6\u5011\u9084\u9700\u8981\u4e00\u4f4d\u4e86\u89e3\u4fdd\u55ae\u6280\u8853\u7d30\u7bc0\u548c\u6cd5\u5f8b\u689d\u6b3e\u7684\u5f8b\u5e2b\u3002<\/span><\/p>\n<p><span style=\"font-weight: 400;\">\u7d93\u7d00\u4eba\u5f9e\u4e00\u958b\u59cb\u5c31\u63d0\u4f9b\u5354\u52a9\uff1a<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">\u6839\u64da\u4fdd\u55ae\u689d\u6b3e\u6e96\u5099\u7d22\u8ce0\u5831\u544a\u548c\u6587\u4ef6\u3002<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">\u5354\u8abf<\/span><i><span style=\"font-weight: 400;\">\u640d\u5931\u7406\u8ce0\u54e1<\/span><\/i><span style=\"font-weight: 400;\">\u548c\u4fdd\u96aa\u516c\u53f8\u3002<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">\u7e7c\u7e8c\u8ddf\u9032\u76f4\u81f3\u6536\u5230\u5168\u90e8\u7d22\u8ce0\u4ed8\u6b3e\u3002<\/span><\/li>\n<\/ul>\n<h4><span style=\"font-weight: 400;\">d. \u7d93\u7d00\u4eba\u4f5c\u70ba\u696d\u52d9\u9023\u7e8c\u6027\u7684\u5408\u4f5c\u5925\u4f34<\/span><\/h4>\n<p><span style=\"font-weight: 400;\">\u4fdd\u96aa\u4e0d\u50c5\u662f\u8ca1\u52d9\u4fdd\u969c\uff0c\u4e5f\u662f\u696d\u52d9\u9023\u7e8c\u6027\u7b56\u7565\u7684\u4e00\u90e8\u5206\u3002 2025\u5e74\uff0c\u98a8\u96aa\u65e5\u76ca\u591a\u6a23\u5316\u2014\u2014\u5f9e\u6c23\u5019\u8b8a\u9077\u5230\u4f9b\u61c9\u93c8\u4e2d\u65b7\uff0c\u518d\u5230\u7db2\u8def\u5a01\u8105\u2014\u2014\u4f01\u696d\u9700\u8981\u80fd\u5920\uff1a<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">\u6e96\u5099\u9577\u671f\u98a8\u96aa\u5716\uff0c<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">\u5236\u5b9a\u5207\u5be6\u53ef\u884c\u4e14\u5728\u9810\u7b97\u7bc4\u570d\u5167\u7684\u98a8\u96aa\u7de9\u89e3\u63aa\u65bd\uff0c<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">\u63d0\u4f9b\u98a8\u96aa\u5831\u544a\u4ee5\u652f\u63f4\u5be9\u8a08\u3001\u62db\u6a19\u6216\u9280\u884c\u696d\u52d9\u3002<\/span><\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\">\u8207\u5c08\u696d\u7d93\u7d00\u4eba\u5408\u4f5c\u7684\u516c\u53f8\u7e3d\u662f\u6703\u70ba\u61c9\u5c0d\u610f\u5916\u4e8b\u4ef6\u505a\u66f4\u591a\u6e96\u5099\uff0c\u56e0\u70ba\u4ed6\u5011\u7684\u4fdd\u8b77\u662f\u57fa\u65bc\u5206\u6790\uff0c\u800c\u4e0d\u662f\u5047\u8a2d\u3002<\/span><\/p>\n<p>&nbsp;<\/p>\n<h4><span style=\"font-weight: 400;\">\u7d93\u7d00\u4eba\u4e0d\u53ea\u662f\u4e2d\u9593\u4eba<\/span><\/h4>\n<p><span style=\"font-weight: 400;\">\u5728\u7af6\u722d\u65e5\u76ca\u6fc0\u70c8\u7684\u5e02\u5834\u4e2d\uff0c\u4fdd\u96aa\u7d93\u7d00\u4eba\u662f\u60a8\u5546\u696d\u5229\u76ca\u7684\u5b88\u8b77\u8005\u3002\u4ed6\u5011\u7684\u6536\u5165\u4e26\u975e\u4f86\u81ea\u4fdd\u96aa\u516c\u53f8\uff0c\u800c\u662f\u4f86\u81ea\u5ba2\u6236\u7684\u4fe1\u4efb\uff0c\u56e0\u70ba\u5ba2\u6236\u5e0c\u671b\u5728\u9019\u500b\u5145\u6eff\u4e0d\u78ba\u5b9a\u6027\u7684\u4e16\u754c\u4e2d\u611f\u5230\u5b89\u5fc3\u3002<\/span><\/p>\n<h3><span style=\"font-weight: 400;\">\u7d50\u8ad6\u8207\u5efa\u8b70\uff1a2025 \u5e74\u7b2c\u56db\u5b63\u662f\u6642\u5019\u91cd\u65b0\u6aa2\u8996\u60a8\u7684\u4fdd\u8b77\u63aa\u65bd\u4e86<\/span><\/h3>\n<p><span style=\"font-weight: 400;\">\u96a8\u84572025\u5e74\u63a5\u8fd1\u5c3e\u8072\uff0c\u5370\u5c3c\u7684\u5546\u696d\u548c\u5de5\u696d\u754c\u9762\u81e8\u8907\u96dc\u7684\u5c40\u9762\uff1a\u4fdd\u8cbb\u4e0d\u65b7\u4e0a\u6f32\uff0c\u71df\u904b\u98a8\u96aa\u65e5\u76ca\u591a\u6a23\u5316\uff0c\u8a31\u591a\u820a\u653f\u7b56\u4e0d\u518d\u9069\u5408\u7576\u524d\u7684\u9700\u6c42\u3002<\/span><\/p>\n<p><span style=\"font-weight: 400;\">\u5728\u6548\u7387\u58d3\u529b\u548c\u5168\u7403\u7d93\u6fdf\u4e0d\u78ba\u5b9a\u6027\u7684\u80cc\u666f\u4e0b\uff0c\u8a31\u591a\u516c\u53f8\u53ea\u5c08\u6ce8\u65bc\u4fdd\u8cbb\u50f9\u683c\uff0c\u800c\u4e0d\u95dc\u6ce8\u4fdd\u8b77\u7684\u5be6\u8cea\uff0c\u5f9e\u800c\u4e0d\u77e5\u4e0d\u89ba\u5730\u627f\u64d4\u4e86\u96b1\u85cf\u7684\u98a8\u96aa\u3002<\/span><\/p>\n<p><span style=\"font-weight: 400;\">\u73fe\u5728\u662f\u6bcf\u5bb6\u516c\u53f8\u9032\u884c\u5168\u9762\u4fdd\u55ae\u5be9\u8a08\u548c\u98a8\u96aa\u5206\u6790\u7684\u6700\u4f73\u6642\u6a5f\u3002\u4e0d\u8981\u7b49\u5230\u7d22\u8ce0\u767c\u751f\u5f8c\u624d\u767c\u73fe\u672c\u61c9\u53ca\u65e9\u9810\u898b\u7684\u627f\u4fdd\u7f3a\u53e3\u3002<\/span><\/p>\n<p><span style=\"font-weight: 400;\">\u5728\u9019\u7a2e\u60c5\u6cc1\u4e0b\uff0c\u7368\u7acb\u4e14\u7d93\u9a57\u8c50\u5bcc\u7684\u4fdd\u96aa\u7d93\u7d00\u4eba\u767c\u63ee\u8457\u81f3\u95dc\u91cd\u8981\u7684\u4f5c\u7528\u3002\u4ed6\u5011\u4e0d\u50c5\u662f\u4e2d\u4ecb\uff0c\u66f4\u662f\u5e6b\u52a9\u4f01\u696d\u4e86\u89e3\u4e26\u59a5\u5584\u7ba1\u7406\u98a8\u96aa\u7684\u7b56\u7565\u9867\u554f\u3002<\/span><\/p>\n<p><b>\u63a8\u85a6\uff1a<\/b><\/p>\n<p><span style=\"font-weight: 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[&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":8698,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[11],"tags":[326,1394],"class_list":{"0":"post-8697","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-broker-asuransi","8":"tag-broker-asuransi","9":"tag-rahasia-asuransi"},"post_mailing_queue_ids":[],"_links":{"self":[{"href":"https:\/\/ligaasuransi.com\/zh\/wp-json\/wp\/v2\/posts\/8697","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/ligaasuransi.com\/zh\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/ligaasuransi.com\/zh\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/ligaasuransi.com\/zh\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/ligaasuransi.com\/zh\/wp-json\/wp\/v2\/comments?post=8697"}],"version-history":[{"count":1,"href":"https:\/\/ligaasuransi.com\/zh\/wp-json\/wp\/v2\/posts\/8697\/revisions"}],"predecessor-version":[{"id":8699,"href":"https:\/\/ligaasuransi.com\/zh\/wp-json\/wp\/v2\/posts\/8697\/revisions\/8699"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/ligaasuransi.com\/zh\/wp-json\/wp\/v2\/media\/8698"}],"wp:attachment":[{"href":"https:\/\/ligaasuransi.com\/zh\/wp-json\/wp\/v2\/media?parent=8697"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/ligaasuransi.com\/zh\/wp-json\/wp\/v2\/categories?post=8697"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/ligaasuransi.com\/zh\/wp-json\/wp\/v2\/tags?post=8697"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}