{"id":7680,"date":"2025-08-19T12:44:07","date_gmt":"2025-08-19T05:44:07","guid":{"rendered":"https:\/\/ligaasuransi.com\/?p=7680"},"modified":"2025-08-19T16:50:52","modified_gmt":"2025-08-19T09:50:52","slug":"bukan-memberatkan-ini-alasan-co-payment-justru-melindungi-nasabah-asuransi-dan-7-berita-asuransi-terupdate-dan-terlengkap","status":"publish","type":"post","link":"https:\/\/ligaasuransi.com\/zh\/bukan-memberatkan-ini-alasan-co-payment-justru-melindungi-nasabah-asuransi-dan-7-berita-asuransi-terupdate-dan-terlengkap\/","title":{"rendered":"\u9019\u4e0d\u662f\u8ca0\u64d4\uff0c\u539f\u56e0\u5982\u4e0b\u5171\u540c\u652f\u4ed8\u4fdd\u969c\u4fdd\u96aa\u5ba2\u6236\uff1a\u4ee5\u53ca 7 \u5247\u6700\u65b0\u3001\u6700\u5168\u9762\u7684\u4fdd\u96aa\u65b0\u805e"},"content":{"rendered":"

Liga Asuransi<\/span><\/a> – \u5370\u5c3c\u7684\u4fdd\u96aa\u696d\u76ee\u524d\u9762\u81e8\u5404\u7a2e\u653f\u7b56\u3001\u8da8\u52e2\u7684\u91cd\u5927\u8b8a\u5316\u4ee5\u53ca\u65e8\u5728\u589e\u5f37\u91d1\u878d\u90e8\u9580\u97cc\u6027\u4e26\u4fdd\u8b77\u516c\u773e\u5ba2\u6236\u7684\u6700\u65b0\u6cd5\u898f\u3002\u5f9e\u63d0\u9ad8\u5065\u5eb7\u4fdd\u96aa\u8cbb\u3001\u5f37\u5236\u525d\u96e2\u4f0a\u65af\u862d\u6559\u6cd5\u4fdd\u96aa\uff0c\u5230LPS\u8a08\u5283\u63a8\u51fa\u4fdd\u55ae\u64d4\u4fdd\u8a08\u5283\uff0c\u6240\u6709\u9019\u4e9b\u90fd\u8868\u660e\u4fdd\u96aa\u696d\u6b63\u5728\u767c\u751f\u6839\u672c\u6027\u8f49\u8b8a\u3002\u5728\u901a\u5e38\u88ab\u8996\u70ba\u6c89\u91cd\u8ca0\u64d4\u7684\u554f\u984c\u80cc\u5f8c\uff0c\u4f8b\u5982\u5171\u540c\u652f\u4ed8\u4e8b\u5be6\u4e0a\uff0c\u76e3\u7ba1\u6a5f\u69cb\u548c\u884c\u696d\u53c3\u8207\u8005\u6b63\u5728\u8a8d\u771f\u52aa\u529b\u5728\u696d\u52d9\u6c38\u7e8c\u6027\u548c\u5ba2\u6236\u5229\u76ca\u4e4b\u9593\u4fdd\u6301\u5e73\u8861\u3002\u70ba\u4e86\u78ba\u4fdd\u5404\u65b9\u90fd\u80fd\u7406\u89e3\u4e26\u505a\u51fa\u6700\u4f73\u6c7a\u7b56\uff0c<\/span>\u4fdd\u96aa\u7d93\u7d00\u4eba<\/b><\/a> \u4f5c\u70ba\u4e2d\u7acb\u7684\u4f19\u4f34\u548c\u9867\u554f\uff0c\u81f3\u95dc\u91cd\u8981\u3002\u672c\u6587\u7531 L&G \u4fdd\u96aa\u7d93\u7d00\u516c\u53f8\u7de8\u5beb\uff0c\u9019\u662f\u4e00\u5bb6\u4fdd\u96aa\u7d93\u7d00\u516c\u53f8\uff0c\u96a8\u6642\u6e96\u5099\u70ba\u60a8\u63d0\u4f9b\u6240\u6709\u5546\u696d\u548c\u5de5\u696d\u4fdd\u96aa\u9700\u6c42\u7684\u5354\u52a9\u3002<\/span><\/p>\n

\u660e\u5e74\u5065\u5eb7\u4fdd\u96aa\u8cbb\u9810\u8a08\u4e0a\u6f32\uff0c\u4e3b\u8981\u539f\u56e0\u6709\u4e09\uff01<\/b><\/h3>\n

\u9810\u8a08\u660e\u5e74\u5065\u5eb7\u4fdd\u96aa\u8cbb\u5c07\u5927\u5e45\u4e0a\u6f32\u3002\u9019\u4e00\u8da8\u52e2\u80cc\u5f8c\u7684\u4e3b\u8981\u56e0\u7d20\u662f\u91ab\u7642\u901a\u81a8\u7684\u6301\u7e8c\u98c6\u5347\u3002\u6b64\u5916\uff0c\u4fdd\u96aa\u5c08\u5bb6\u3001\u5370\u5c3c\u518d\u4fdd\u96aa\u516c\u53f8\u7e3d\u88c1\u6731\u5229\u5b89\u00b7\u8afe\u723e\uff08Julian Noor\uff09\u5f37\u8abf\u4e86\u53e6\u4e00\u500b\u56e0\u7d20\u3002\u4ed6\u8a8d\u70ba\uff0c\u92b7\u552e\u5065\u5eb7\u4fdd\u96aa\u7684\u516c\u53f8\u6578\u91cf\u6e1b\u5c11\u5c0e\u81f4\u4e86\u7af6\u722d\u7684\u6e1b\u5f31\u3002<\/span><\/p>\n

\u80fd\u5920\u751f\u5b58\u4e0b\u4f86\u7684\u516c\u53f8\u662f\u90a3\u4e9b\u5be6\u65bd\u5be9\u614e<\/span>\u627f\u4fdd\u6216<\/span><\/i>\u66f4\u5be9\u614e\u7684\u98a8\u96aa\u7ba1\u7406\u3002 \u300c\u4ed6\u5fc5\u9808\u8003\u616e\u91ab\u7642\u6210\u672c\u7684\u4e0a\u6f32\uff0c\u9019\u5fc5\u9808\u8f49\u5316\u70ba\u4fdd\u8cbb\uff1b\u4fdd\u8cbb\u5fc5\u9808\u4e0a\u6f32\uff0c\u300d\u6731\u5229\u5b89\u5f37\u8abf\u3002\u5982\u679c\u4e0d\u8abf\u6574\u4fdd\u8cbb\uff0c\u516c\u53f8\u5c07\u9762\u81e8\u8ca1\u52d9\u554f\u984c\u3002<\/span><\/p>\n

\u6731\u5229\u5b89\u4e5f\u5f37\u8abf\uff0c\u5370\u5c3c\u7684\u91ab\u7642\u8cbb\u7528\u9ad8\u6602\uff0c\u751a\u81f3\u6bd4\u99ac\u4f86\u897f\u4e9e\u7b49\u9130\u570b\u9084\u8981\u9ad8\u3002\u9019\u4e5f\u662f\u4fdd\u8cbb\u4e0a\u6f32\u7684\u4e3b\u8981\u539f\u56e0\u3002<\/span><\/p>\n

AAJI \u91ab\u7642\u9867\u554f\u59d4\u54e1\u6703\u7684\u89d2\u8272\u548c\u7d22\u8ce0\u6578\u64da<\/b><\/p>\n

\u70ba\u4e86\u89e3\u6c7a\u7d22\u8ce0\u91d1\u984d\u865b\u9ad8\u548c\u4e0d\u5408\u7406\u554f\u984c\uff0c\u6731\u5229\u5b89\u900f\u9732\uff0c\u91d1\u878d\u670d\u52d9\u7ba1\u7406\u5c40\uff08OJK\uff09\u8981\u6c42\u4fdd\u96aa\u516c\u53f8\u8a2d\u7acb\u91ab\u7642\u8aee\u8a62\u59d4\u54e1\u6703\u3002\u8a72\u59d4\u54e1\u6703\u5c07\u7531\u91ab\u751f\u548c\u5c08\u5bb6\u7d44\u6210\uff0c\u4ee5\u767c\u73fe\u53ef\u7591\u7d22\u8ce0\u3002<\/span><\/p>\n

\u540c\u6642\uff0c\u5370\u5c3c\u4eba\u58fd\u4fdd\u96aa\u5354\u6703\uff08AAJI\uff09\u6ce8\u610f\u5230\u5065\u5eb7\u4fdd\u96aa\u4fdd\u8cbb\u6536\u5165\u6fc0\u589e\u3002\u6839\u64daAAJI\u7684\u6578\u64da\uff0c2024\u5e7412\u6708\uff0c\u50b3\u7d71\u7522\u54c1\u4fdd\u8cbb\u5e74\u589e25.3%\uff0c\u9054\u523019.84\u5146\u5370\u5c3c\u76fe\u3002\u904e\u53bb\u4e09\u5e74\uff0c\u5065\u5eb7\u4fdd\u96aa\u7e3d\u4fdd\u8cbb\u6536\u5165\u5e73\u5747\u6bcf\u5e74\u589e\u957715.9%\u3002<\/span><\/p>\n

\u5118\u7ba1\u4fdd\u8cbb\u4e0a\u6f32\uff0c\u4f46\u91d1\u878d\u670d\u52d9\u7ba1\u7406\u5c40\uff08OJK\uff09\u6307\u51fa\uff0c\u5065\u5eb7\u7406\u8ce0\u7387\u5be6\u969b\u4e0a\u6709\u6240\u4e0b\u964d\u3002\u9019\u8868\u660e\u4fdd\u96aa\u516c\u53f8\u7684\u8cbb\u7387\u8abf\u6574\u5df2\u6210\u529f\u7de9\u89e3\u91ab\u7642\u901a\u81a8\u5c0e\u81f4\u7684\u7406\u8ce0\u6fc0\u589e\u7684\u5f71\u97ff\u3002<\/span><\/p>\n

\u96a8\u8457\u4fdd\u8cbb\u4e0d\u53ef\u907f\u514d\u7684\u4e0a\u6f32\uff0c\u6d88\u8cbb\u8005\u5fc5\u9808\u660e\u767d\uff0c\u9019\u662f\u4fdd\u96aa\u516c\u53f8\u70ba\u7dad\u6301\u696d\u52d9\u53ef\u6301\u7e8c\u6027\u4e26\u5728\u672a\u4f86\u7e7c\u7e8c\u652f\u4ed8\u7d22\u8ce0\u6240\u63a1\u53d6\u7684\u63aa\u65bd\u3002<\/span><\/p>\n

\u4f86\u6e90\uff1a<\/span>https:\/\/wartaekonomi.co.id\/read578025\/ketahanan-finansial-kuat-asuransi-astra-raih-rating-a<\/span><\/a>\u00a0<\/span><\/p>\n

 <\/p>\n

\u4e26\u975e\u666e\u901a\u898f\u5247\uff01\u89c0\u5bdf\u8005\u63ed\u793a\u7fa9\u52d9\u80cc\u5f8c\u7684\u9a5a\u4eba\u771f\u76f8<\/b>\u5206\u62c6<\/i><\/b>\u4f0a\u65af\u862d\u6559\u6cd5\u4fdd\u96aa<\/b><\/h3>\n

\u5206\u96e2\u653f\u7b56\u6216<\/span>\u5206\u62c6<\/span><\/i>\u5370\u5ea6\u91d1\u878d\u670d\u52d9\u7ba1\u7406\u5c40 (OJK) \u6388\u6b0a\u8a2d\u7acb\u7684\u4f0a\u65af\u862d\u6559\u6cd5\u696d\u52d9\u90e8\u9580 (UUS) \u88ab\u8a8d\u70ba\u662f\u5370\u5ea6\u653f\u5e9c\u63a8\u52d5\u4f0a\u65af\u862d\u6559\u6cd5\u91d1\u878d\u696d\u767c\u5c55\u7684\u7b56\u7565\u6027\u8209\u63aa\u3002\u8a72\u653f\u7b56\u8981\u6c42\u5927\u578b\u4f0a\u65af\u862d\u6559\u6cd5\u696d\u52d9\u90e8\u9580\u5206\u62c6\u70ba\u7368\u7acb\u7684\u4f0a\u65af\u862d\u6559\u6cd5\u6cd5\u4eba\u5be6\u9ad4\u3002<\/span><\/p>\n

\u4fdd\u96aa\u696d\u89c0\u5bdf\u54e1 Erwin Noekman \u8a55\u4f30\u8aaa<\/span>\u5206\u62c6<\/span><\/i>\u9019\u662f\u4e00\u500b\u300c\u95dc\u9375\u6642\u523b\u300d\u3002\u5b83\u8b93\u516c\u773e\u6709\u6a5f\u6703\u4e86\u89e3\u54ea\u4e9b\u516c\u53f8\u771f\u6b63\u81f4\u529b\u65bc\u4e26\u6709\u80fd\u529b\u767c\u5c55\u4f0a\u65af\u862d\u6559\u6cd5\u4fdd\u96aa\u696d\u52d9\u3002\u9019\u5bb6\u65b0\u516c\u53f8\u662f<\/span>\u5206\u62c6<\/span><\/i>\u5c07\u66f4\u52a0\u7368\u7acb\uff0c\u66f4\u6709\u5275\u610f\u5730\u5275\u9020\u7368\u7279\u7684\u7522\u54c1\uff0c\u4e26\u6709\u6a5f\u6703\u52a0\u5f37\u5176\u5728\u516c\u773e\u773c\u4e2d\u7684\u5f62\u8c61\u3002<\/span><\/p>\n

\u7136\u800c\uff0c\u6b50\u6587\u4e5f\u5f37\u8abf\u4e86\u900f\u660e\u5ea6\u548c\u9053\u5fb7\u7684\u91cd\u8981\u6027\u3002\u4f0a\u65af\u862d\u6559\u6cd5\u76e3\u7763\u59d4\u54e1\u6703\u548c\u7368\u7acb\u5c08\u54e1\u7684\u76e3\u7763\u5c0d\u65bc\u78ba\u4fdd\u516c\u53f8\u7ba1\u7406\u5c64\u9075\u5b88\u4f0a\u65af\u862d\u6559\u6cd5\u539f\u5247\u81f3\u95dc\u91cd\u8981\u3002\u4efb\u4f55\u4e0d\u5408\u898f\u884c\u70ba\u90fd\u53ef\u80fd\u640d\u5bb3\u516c\u773e\u4fe1\u4efb\uff0c\u4e26\u5c0d\u6574\u500b\u884c\u696d\u9020\u6210\u8ca0\u9762\u5f71\u97ff\u3002<\/span><\/p>\n

\u81ea\u7136\u9078\u64c7\u8207\u4f01\u696d\u898f\u6a21\u554f\u984c<\/b><\/p>\n

\u540c\u6642\uff0c\u98a8\u96aa\u7ba1\u7406\u8207\u4fdd\u96aa\u5b78\u9662 (Stimra) \u4e3b\u5e2d Abitani Taim \u770b\u5230\u4e86\u9019\u9805\u653f\u7b56<\/span>\u5206\u62c6<\/span><\/i>\u9019\u5177\u6709\u96d9\u91cd\u610f\u7fa9\u3002\u5c0d\u4e00\u4e9b\u516c\u53f8\u4f86\u8aaa\uff0c\u9019\u662f\u4e00\u500b\u589e\u5f37\u7af6\u722d\u529b\u7684\u6a5f\u6703\u3002\u7136\u800c\uff0c\u5c0d\u5176\u4ed6\u516c\u53f8\u4f86\u8aaa\uff0c\u9019\u53ef\u80fd\u662f\u4e00\u500b\u81ea\u7136\u9078\u64c7\u7684\u904e\u7a0b\u3002<\/span><\/p>\n

\u4e00\u4e9b\u516c\u53f8\u9762\u81e8\u7684\u4e3b\u8981\u554f\u984c\u662f\u696d\u52d9\u898f\u6a21\u4e0d\u8db3\u3002\u9019\u4f7f\u5f97\u5f88\u96e3\u8b93\u80a1\u6771\u76f8\u4fe1\u5176\u4f0a\u65af\u862d\u6559\u6cd5\u696d\u52d9\u7684\u6f5b\u529b\u3002\u5118\u7ba1\u5982\u6b64\uff0c\u963f\u6bd4\u5854\u5c3c\u4ecd\u7136\u6a02\u89c0\u5730\u8a8d\u70ba<\/span>\u884d\u751f\u7522\u54c1 <\/span><\/i>\u5c07\u9f13\u52f5\u7d14\u4f0a\u65af\u862d\u4fdd\u96aa\u516c\u53f8\u7684\u6210\u9577\uff0c\u4e26\u5728\u96c6\u5718\u826f\u597d\u8072\u8b7d\u7684\u652f\u6301\u4e0b\uff0c\u9032\u4e00\u6b65\u63d0\u9ad8\u7af6\u722d\u529b\u3002<\/span><\/p>\n

\u4f9b\u60a8\u53c3\u8003\uff0c\u91d1\u878d\u670d\u52d9\u7ba1\u7406\u5c40 (OJK) \u6307\u51fa\uff0c\u622a\u81f3 2023 \u5e74 12 \u6708\uff0c\u5df2\u6709 41 \u5bb6\u4fdd\u96aa\u548c\u518d\u4fdd\u96aa\u516c\u53f8\u63d0\u4ea4\u4e86\u62c6\u5206\u5176 UUS \u7684\u8a08\u5283\u3002 OJK \u7684\u76ee\u6a19\u662f\u8b93 18 \u5bb6 UUS \u4e5f\u80fd\u9019\u6a23\u505a\u3002<\/span>\u5206\u62c6<\/span><\/i>2025 \u5e74\uff0c\u53e6\u6709 8 \u500b\u65b0\u7684\u5c07\u5176\u696d\u52d9\u7d44\u5408\u8f49\u79fb\u81f3\u5176\u4ed6\u4f0a\u65af\u862d\u6559\u6cd5\u516c\u53f8\u3002<\/span><\/p>\n

\u4f86\u6e90\uff1a<\/span>https:\/\/finansial.bisnis.com\/read\/20250807\/231\/1900409\/pengamat-ungkap-keuntungan-spin-off-usaha-syariah-bagi-perusahaan-asuransi<\/span><\/a>\u00a0\u00a0<\/span><\/p>\n

 <\/p>\n

\u5fc5\u77e5\uff01\u70ba\u4ec0\u9ebc\u8fa6\u516c\u5ba4\u5065\u5eb7\u4fdd\u96aa\u6bd4BPJS\u597d\u5f88\u591a<\/b><\/h3>\n

\u4fdd\u96aa\u5c08\u5bb6\u517c\u8cc7\u6df1\u5f9e\u696d\u4eba\u54e1\u6731\u5229\u5b89\u00b7\u8afe\u723e\uff08Julian Noor\uff09\u5c0d\u91ab\u7642\u4fdd\u96aa\u63d0\u51fa\u4e86\u4e00\u500b\u76f8\u7576\u555f\u767c\u6027\u7684\u89c0\u9ede\u3002\u4ed6\u8a8d\u70ba\uff0c\u5f9e\u96c7\u4e3b\u8cfc\u8cb7\u91ab\u7642\u4fdd\u96aa\u6bd4\u81ea\u5df1\u8cfc\u8cb7\u66f4\u6709\u76ca\u3002\u9019\u4e00\u89c0\u9ede\u662f\u57fa\u65bc\u4ed6\u8fd140\u5e74\u7684\u4fdd\u96aa\u696d\u7d93\u9a57\u3002<\/span><\/p>\n

\u6731\u5229\u5b89\u89e3\u91cb\u8aaa\uff0c\u516c\u53f8\u64c1\u6709\u66f4\u5927\u7684\u8ac7\u5224\u7c4c\u78bc\u3002\u64c1\u6709\u5927\u91cf\u54e1\u5de5\u7684\u516c\u53f8\u53ef\u4ee5\u5f9e\u4fdd\u96aa\u516c\u53f8\u7372\u5f97\u66f4\u512a\u60e0\u7684\u4fdd\u8cbb\u548c\u66f4\u512a\u8cea\u7684\u670d\u52d9\u3002 \u300c\u6211\u8a8d\u70ba\u5982\u679c\u516c\u53f8\u771f\u7684\u63d0\u4f9b\u91ab\u7642\u4fdd\u96aa\u6703\u66f4\u597d\u3002\u5c0d\u65bc\u500b\u4eba\u4f86\u8aaa\uff0c\u9019\u6709\u9ede\u8907\u96dc\uff0c\u300d\u4ed6\u8aaa\u3002<\/span><\/p>\n

Julian \u4e5f\u8a8d\u70ba\uff0c\u4e00\u5bb6\u512a\u79c0\u7684\u516c\u53f8\u6703\u70ba\u54e1\u5de5\u63d0\u4f9b\u5065\u5eb7\u4fdd\u96aa\uff0c\u9019\u53cd\u6620\u4e86\u516c\u53f8\u826f\u597d\u7684\u8072\u8b7d\u548c\u5c0d\u54e1\u5de5\u798f\u7949\u7684\u95dc\u6ce8\u3002\u9019\u4e5f\u6703\u63d0\u9ad8\u751f\u7522\u529b\uff0c\u4e26\u7dad\u6301\u76f8\u5c0d\u7a69\u5b9a\u7684\u7406\u8ce0\u7387\u3002\u4e8b\u5be6\u4e0a\uff0c\u4f4e\u7406\u8ce0\u7387\u53ef\u4ee5\u6210\u70ba\u516c\u53f8\u5728\u7e8c\u7d04\u6642\u8981\u6c42\u964d\u4f4e\u4fdd\u8cbb\u7684\u8ac7\u5224\u7c4c\u78bc\u3002<\/span><\/p>\n

\u60a8\u5fc5\u9808\u64c1\u6709\u7684\u4e09\u7a2e\u57fa\u672c\u4fdd\u96aa<\/b><\/p>\n

\u9664\u4e86\u5065\u5eb7\u4fdd\u96aa\u5916\uff0c\u6731\u5229\u5b89\u9084\u5efa\u8b70\u5370\u5c3c\u4eba\u8cfc\u8cb7\u4e09\u7a2e\u57fa\u672c\u985e\u578b\u7684\u4fdd\u96aa\u4f86\u7372\u5f97\u8ca1\u52d9\u4fdd\u969c\u3002<\/span><\/p>\n

    \n
  1. \u4eba\u8eab\u610f\u5916\u50b7\u5bb3\u4fdd\u96aa<\/b>\uff1a\u9019\u7a2e\u4fdd\u96aa\u76f8\u5c0d\u4fbf\u5b9c\uff0c\u4e26\u63d0\u4f9b 24 \u5c0f\u6642\u4fdd\u969c\uff0c\u4e0d\u50cf BPJS Employment \u53ea\u5728\u5de5\u4f5c\u6642\u9593\u63d0\u4f9b\u4fdd\u969c\u3002<\/span><\/li>\n
  2. \u5065\u5eb7\u4fdd\u96aa<\/b>\uff1a\u4f5c\u70ba BPJS Kesehatan \u57fa\u672c\u4fdd\u969c\u7684\u88dc\u5145\uff0c\u6b64\u4fdd\u96aa\u5c0d\u65bc\u652f\u4ed8\u610f\u5916\u91ab\u7642\u8cbb\u7528\u975e\u5e38\u91cd\u8981\u3002<\/span><\/li>\n
  3. \u4eba\u58fd\u4fdd\u96aa<\/b>\uff1a\u9019\u7a2e\u4fdd\u96aa\u53ef\u4ee5\u4f5c\u70ba\u5bb6\u5ead\u7684\u8ca1\u52d9\u5b89\u5168\u7db2\u3002\u6731\u5229\u5b89\u8209\u4e86\u4e00\u500b\u4f8b\u5b50\uff1a\u4eba\u58fd\u4fdd\u96aa\u798f\u5229\u53ef\u4ee5\u7528\u4f86\u652f\u4ed8\u5b69\u5b50\u7684\u6559\u80b2\u8cbb\u7528\u3002 \u300c\u9019\u9805\u4fdd\u969c\u610f\u5473\u8457\uff0c\u5982\u679c\u6211\u5011\u53bb\u4e16\u4e86\uff0c\u4fdd\u96aa\u516c\u53f8\u4ecd\u7136\u6703\u627f\u64d4\u5b69\u5b50\u7684\u6559\u80b2\u8cbb\u7528\uff0c\u76f4\u5230\u4ed6\u5011\u7562\u696d\uff0c\u300d\u4ed6\u89e3\u91cb\u3002<\/span><\/li>\n<\/ol>\n

    \u6709\u4e86\u9019\u4e09\u9805\u4fdd\u96aa\uff0c\u4eba\u5011\u5728\u9762\u5c0d\u5404\u7a2e\u751f\u6d3b\u98a8\u96aa\u6642\u5c31\u80fd\u66f4\u5b89\u5fc3\u3001\u66f4\u6709\u4fdd\u969c\u3002<\/span><\/p>\n

    \u4f86\u6e90\uff1a<\/span>https:\/\/finansial.bisnis.com\/read\/20250812\/215\/1901499\/pakar-asuransi-kesehatan-lebih-baik-disediakan-kantor-daripada-beli-sendiri<\/span><\/a>\u00a0\u00a0<\/span><\/p>\n

     <\/p>\n

    \u5225\u9a5a\u8a1d\uff01 LPS\u516c\u4f48\u4fdd\u55ae\u6700\u9ad8\u4fdd\u984d\uff1a\u9ad8\u905410\u5104\u5370\u5c3c\u76fe\uff1f<\/b><\/h3>\n

    \u5b58\u6b3e\u4fdd\u96aa\u516c\u53f8\uff08LPS\uff09\u7e7c\u7e8c\u6e96\u5099\u4e00\u9805\u4fdd\u55ae\u64d4\u4fdd\u8a08\u5283\uff0c\u8a08\u5283\u65bc 2028 \u5e74\u751f\u6548\u3002\u4ecd\u5728\u8a0e\u8ad6\u7684\u4e00\u500b\u95dc\u9375\u9ede\u662f\u6240\u63d0\u4f9b\u7684\u64d4\u4fdd\u50f9\u503c\u7684\u9650\u5236\u3002<\/span><\/p>\n

    LPS \u8463\u4e8b\u6703\u4e3b\u5e2d Purbaya Yudhi Sadewa \u900f\u9732\uff0c\u4fdd\u55ae\u6700\u9ad8\u4fdd\u984d\u4ecd\u5728\u5be9\u67e5\u4e2d\u3002\u6b64\u6b21\u8a0e\u8ad6\u501f\u9452\u4e86\u5176\u4ed6\u570b\u5bb6\u7684\u7d93\u9a57\u3002 \u300c\u6709\u4eba\u8aaa 5 \u5104\u5370\u5c3c\u76fe\u5c31\u8db3\u5920\u4e86\uff0c\u4f46\u4e5f\u6709\u4eba\u8a8d\u70ba\u66f4\u9ad8\u3002\u55ef\uff0c\u66f4\u9ad8\u7684\u4fdd\u984d\u53ef\u80fd\u5728 5 \u5104\u5370\u5c3c\u76fe\u5230 10 \u5104\u5370\u5c3c\u76fe\u4e4b\u9593\uff0c\u300dPurbaya \u8aaa\u3002<\/span><\/p>\n

    \u4ed6\u8868\u793a\uff0c\u9019\u6b21\u8a0e\u8ad6\u7684\u76ee\u7684\u662f\u5c0b\u6c42\u6700\u7406\u60f3\u7684\u3001\u6700\u9069\u5408\u5370\u5c3c\u570b\u60c5\u7684\u50f9\u503c\u89c0\u3002<\/span><\/p>\n

    \u6cd5\u898f\u5df2\u6e96\u5099\u5c31\u7dd2\uff0c\u7b49\u5f85\u653f\u5e9c\u6279\u51c6<\/b><\/p>\n

    Purbaya \u78ba\u8a8d\uff0c\u95dc\u65bc\u4fdd\u55ae\u64d4\u4fdd\u7684 LPS \u6cd5\u898f\uff08RPLPS\uff09\u8349\u6848\u5df2\u7d93\u5b8c\u6210\u3002 LPS \u5718\u968a\u4e00\u76f4\u5728\u52aa\u529b\u7de8\u5236\u6240\u6709\u6cd5\u898f\uff0c\u76ee\u524d\u6b63\u7b49\u5f85\u653f\u5e9c\u63a8\u51fa\u95dc\u65bc\u8a72\u8a08\u756b\u7684\u6cd5\u898f\uff08PP\uff09\u3002<\/span><\/p>\n

    \u7531\u65bc\u8d77\u8349\u904e\u7a0b\u540c\u6b65\u9032\u884c\uff0cLPS \u7121\u9700\u82b1\u8cbb\u592a\u9577\u6642\u9593\u5c31\u80fd\u6279\u51c6\u884d\u751f\u6027\u5546\u54c1\u76e3\u7ba1\u689d\u4f8b\u3002 \u300cPP \u4e00\u7d93\u767c\u5e03\uff0c\u6211\u5011\u5c07\u5728\u4e00\u5468\u5167\u505a\u597d\u6e96\u5099\uff0c\u300dPurbaya \u5f37\u8abf\u3002<\/span><\/p>\n

    LPS\u4eba\u529b\u8cc7\u6e90\u6311\u6230\u8207\u7b56\u7565<\/b><\/p>\n

    \u5118\u7ba1\u6cd5\u898f\u5df2\u7d93\u6700\u7d42\u78ba\u5b9a\uff0cLPS \u4ecd\u9762\u81e8\u4f86\u81ea\u5074\u9762\u7684\u56b4\u5cfb\u6311\u6230<\/span>\u4eba\u529b\u8cc7\u6e90<\/b>\uff08\u4eba\u529b\u8cc7\u6e90\uff09\u3002 Purbaya \u8868\u793a\uff0c\u627e\u5230\u5408\u683c\u7684\u4eba\u529b\u8cc7\u6e90\u4f86\u64d4\u4efb\u4fdd\u96aa\u696d\u7684\u76e3\u7ba1\u8005\u4e26\u4e0d\u5bb9\u6613\u3002<\/span><\/p>\n

    \u70ba\u89e3\u6c7a\u6b64\u554f\u984c\uff0cLPS\u70ba\u4fdd\u96aa\u90e8\u9580\u62db\u52df\u4e8654\u540d\u54e1\u5de5\uff0c\u4e26\u5c0d\u5176\u9032\u884c\u4e86\u5bc6\u96c6\u57f9\u8a13\uff0c\u4ee5\u63d0\u9ad8\u4ed6\u5011\u7684\u54c1\u8cea\u548c\u80fd\u529b\u3002 LPS\u751a\u81f3\u4fee\u6539\u4e86\u591a\u9805\u898f\u7ae0\u5236\u5ea6\uff0c\u4ee5\u5438\u5f15\u66f4\u591a\u5177\u5099\u4fdd\u96aa\u5c08\u696d\u77e5\u8b58\u7684\u7562\u696d\u751f\u3002<\/span><\/p>\n

    \u6b64\u4fdd\u96aa\u55ae\u4fdd\u8b49\u662f\u6839\u64da2023\u5e74\u7b2c4\u865f\u95dc\u65bc\u767c\u5c55\u548c\u52a0\u5f37\u91d1\u878d\u90e8\u9580\uff08P2SK\uff09\u7684\u6cd5\u5f8b\u898f\u5b9a\u800c\u88fd\u5b9a\u7684\u3002\u900f\u904e\u8a72\u8a08\u5283\uff0cLPS\u5c07\u5728\u8a72\u6cd5\u5f8b\u9812\u5e03\u5f8c\u7684\u4e94\u5e74\u5167\uff0c\u53732028\u5e74\uff0c\u70ba\u4fdd\u96aa\u55ae\u63d0\u4f9b\u64d4\u4fdd\u3002<\/span><\/p>\n

    \u4f86\u6e90\uff1a<\/span>https:\/\/finansial.bisnis.com\/read\/20250814\/215\/1902484\/kisi-kisi-nilai-limit-polis-asuransi-yang-dijamin-lps-dari-purbaya<\/span><\/a>\u00a0<\/span><\/p>\n

     <\/p>\n

    \u9019\u4e0d\u662f\u8ca0\u64d4\uff0c\u539f\u56e0\u5982\u4e0b<\/b>\u5171\u540c\u652f\u4ed8<\/i><\/b>\u4fdd\u8b77\u4fdd\u96aa\u5ba2\u6236<\/b><\/h3>\n

    \u91d1\u878d\u670d\u52d9\u7ba1\u7406\u5c40\uff08OJK\uff09\u5df2\u63a8\u9072\u8a72\u8a08\u5283\u7684\u5be6\u65bd\u5171\u540c\u652f\u4ed8\u5065\u5eb7\u4fdd\u96aa\u5148\u524d\u5df2\u5728 OJK \u901a\u51fd\uff08SEOJK\uff092025 \u5e74\u7b2c 7 \u865f\u4e2d\u9032\u884c\u4e86\u76e3\u7ba1\u3002\u9019\u4e00\u5ef6\u9072\u5f15\u8d77\u4e86\u5370\u5c3c\u4f0a\u65af\u862d\u6559\u4fdd\u96aa\u5354\u6703\uff08AASI\uff09\u7684\u6ce8\u610f\uff0c\u8a72\u5354\u6703\u8a55\u4f30\u4e86\u8207\u516c\u773e\u9032\u884c\u9069\u7576\u6e9d\u901a\u7684\u91cd\u8981\u6027\u3002<\/span><\/p>\n

    AASI \u79d8\u66f8 Arry Bagoes Wibowo \u89e3\u91cb\u8aaa\uff0c\u9019\u7a2e\u5ef6\u9072\u51fa\u73fe\u662f\u56e0\u70ba\u516c\u773e\u8a8d\u70ba<\/span>\u5171\u540c\u652f\u4ed8<\/span><\/i>\u6703\u7d66\u6d88\u8cbb\u8005\u5e36\u4f86\u8ca0\u64d4\u3002\u7136\u800c\uff0c\u963f\u91cc\u8a8d\u70ba\uff0c\u9019\u7a2e\u770b\u6cd5\u9700\u8981\u4fee\u6b63\u3002 \u300c\u9019\u624d\u662f\u771f\u6b63\u9700\u8981\u7cfe\u6b63\u7684\uff0c\u300d\u4ed6\u5f37\u8abf\u3002<\/span><\/p>\n

    \u963f\u91cc\u7e7c\u7e8c\u8aaa\u9053\uff0c<\/span>\u5171\u540c\u652f\u4ed8<\/span><\/i>\u5b83\u5be6\u969b\u4e0a\u65e8\u5728\u4fdd\u8b77\u6d88\u8cbb\u8005\u3002\u8a72\u8a08\u5283\u8b93\u5ba2\u6236\u610f\u8b58\u5230\uff0c\u5728\u63d0\u51fa\u7d22\u8ce0\u6642\uff0c\u4ed6\u5011\u7121\u6cd5\u5b8c\u5168\u907f\u514d\u6210\u672c\u3002\u9451\u65bc\u91ab\u7642\u548c\u91ab\u7642\u8cbb\u7528\u7684\u9ad8\u901a\u81a8\uff0c\u9019\u4e00\u9ede\u81f3\u95dc\u91cd\u8981\u3002<\/span>\u904e\u5ea6\u6cbb\u7642<\/span><\/i>\u9019\u76f4\u63a5\u5c0e\u81f4\u91ab\u7642\u4fdd\u96aa\u8cbb\u6301\u7e8c\u98c6\u5347\u3002\u5982\u679c\u9019\u7a2e\u8da8\u52e2\u6301\u7e8c\u4e0b\u53bb\uff0c\u800c\u6c92\u6709\u4e00\u500b\u8a08\u5283<\/span>\u5171\u540c\u652f\u4ed8<\/span><\/i>\uff0c\u6d88\u8cbb\u8005\u6bcf\u5e74\u90fd\u8981\u627f\u53d7\u5927\u5e45\u589e\u52a0\u7684\u4fdd\u8cbb\u8ca0\u64d4\u3002<\/span><\/p>\n

    \u76ee\u6a19\u548c\u6a5f\u5236<\/b>\u5171\u540c\u652f\u4ed8<\/i><\/b><\/p>\n

    \u4f9b\u60a8\u53c3\u8003\uff0c\u8a72\u8a08\u5283<\/span>\u5171\u540c\u652f\u4ed8 <\/span><\/i>\u8981\u6c42\u5ba2\u6236\u627f\u64d4\u7d22\u8ce0\u7e3d\u984d\u7684\u4e00\u5c0f\u90e8\u5206\uff0c\u5373\u7d22\u8ce0\u7e3d\u984d\u7684 10%\uff0c\u9580\u8a3a\u8b77\u7406\u6700\u9ad8\u9650\u984d\u70ba 30 \u842c\u5370\u5c3c\u76fe\uff0c\u4f4f\u9662\u8b77\u7406\u6700\u9ad8\u9650\u984d\u70ba 300 \u842c\u5370\u5c3c\u76fe\u3002<\/span><\/p>\n

    \u8a72\u6cd5\u898f\u539f\u8a08\u5283\u65bc2026\u5e741\u67081\u65e5\u751f\u6548\uff0c\u4f46OJK\u65bc2025\u5e746\u670830\u65e5\u8207\u5370\u5c3c\u773e\u8b70\u9662\u7b2c\u5341\u4e00\u59d4\u54e1\u6703\u8209\u884c\u5de5\u4f5c\u6703\u8b70\u5f8c\u6c7a\u5b9a\u63a8\u9072\u8a72\u6cd5\u898f\u7684\u5be6\u65bd\u3002\u76ee\u524d\uff0cOJK\u548cDPR\u7b2c\u5341\u4e00\u59d4\u54e1\u6703\u6b63\u5728\u5354\u8abf\u8d77\u8349\u4e00\u9805OJK\u6cd5\u898f\uff08POJK\uff09\uff0c\u4ee5\u53d6\u4ee3SEOJK\u3002<\/span><\/p>\n

    \u6b64\u6b21\u5ef6\u671f\u70ba\u76e3\u7ba1\u6a5f\u69cb\u548c\u7522\u696d\u53c3\u8207\u8005\u63d0\u4f9b\u4e86\u4e00\u500b\u5b8c\u5584\u6cd5\u898f\u4e26\u9032\u884c\u66f4\u6709\u6548\u5ba3\u50b3\u7684\u6a5f\u6703\u3002 OJK \u5e0c\u671b\u6b64\u6b21\u5ef6\u671f\u80fd\u5920<\/span>\u5171\u540c\u652f\u4ed8<\/span><\/i>\uff0c\u53ef\u4ee5\u964d\u4f4e\u7d22\u8ce0\u7684\u6ce2\u52d5\u6027\uff0c\u5f9e\u800c\u53ef\u4ee5\u63a7\u5236\u5065\u5eb7\u4fdd\u96aa\u8cbb\u50f9\u683c\u7684\u4e0a\u6f32\uff0c\u4e26\u4f7f\u4e4b\u4fdd\u6301\u5728\u516c\u773e\u53ef\u8ca0\u64d4\u7684\u7bc4\u570d\u5167\u3002<\/span><\/p>\n

    \u4f86\u6e90\uff1a<\/span>https:\/\/finansial.bisnis.com\/read\/20250808\/215\/1900526\/aasi-soroti-pentingnya-komunikasi-ke-publik-dalam-co-payment-asuransi-kesehatan<\/span><\/a><\/p>\n

     <\/p>\n

    \u70ba\u4ec0\u9ebc\u4f0a\u65af\u862d\u6559\u6cd5\u4fdd\u96aa\u4e26\u975e\u9996\u9078\uff1f\u9019\u88e1\u6709\u4e00\u500b\u4fc3\u9032\u5176\u6210\u9577\u7684\u660e\u667a\u7b56\u7565<\/b><\/h3>\n

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    \u5370\u5c3c\u4f0a\u65af\u862d\u6559\u6cd5\u4fdd\u96aa\u8f49\u578b\u7b56\u7565<\/b><\/p>\n

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      \n
    1. \u7533\u8acb<\/b>\u85cd\u6d77\u7b56\u7565<\/i><\/b>\u8fc4\u4eca\u70ba\u6b62\uff0c\u8a31\u591a\u4f0a\u65af\u862d\u4fdd\u96aa\u7522\u54c1\u53ea\u662f\u5c0d\u50b3\u7d71\u7522\u54c1\u7684\u8907\u88fd\uff0c\u4f7f\u5176\u9677\u5165\u4e86\u6fc0\u70c8\u7684\u7af6\u722d\u74b0\u5883\u3002\u70ba\u4e86\u6253\u7834\u9019\u7a2e\u56f0\u5883\uff0c\u4f0a\u65af\u862d\u4fdd\u96aa\u696d\u9700\u8981\u5275\u65b0\uff0c\u4e26\u7784\u6e96\u5c1a\u672a\u958b\u767c\u7684\u7d30\u5206\u5e02\u5834\uff0c\u4f8b\u5982\u8fb2\u696d\u4fdd\u96aa\u3001\u7da0\u8272\u4fdd\u96aa\u548c\u5c0f\u984d\u4fdd\u96aa\u3002<\/span><\/li>\n
    2. \u7c21\u5316\u6e9d\u901a\u548c\u8853\u8a9e<\/b>\u6e9d\u901a\u65b9\u5f0f\u61c9\u5f37\u8abf\u4f0a\u65af\u862d\u4fdd\u96aa\u7684\u666e\u4e16\u6027\u3002\u99ac\u4f86\u897f\u4e9e\u7684\u7d93\u9a57\u8868\u660e\uff0c\u4f7f\u7528\u7c21\u55ae\u7684\u8a9e\u8a00\u89e3\u91cb\u4f0a\u65af\u862d\u8853\u8a9e\u5df2\u88ab\u8b49\u660e\u80fd\u5920\u6709\u6548\u5730\u8986\u84cb\u66f4\u5ee3\u6cdb\u7684\u53d7\u773e\u3002\u9019\u6a23\uff0c\u4f0a\u65af\u862d\u4fdd\u96aa\u5c31\u80fd\u66f4\u5bb9\u6613\u88ab\u6240\u6709\u7fa4\u9ad4\u6240\u7406\u89e3\uff0c\u800c\u4e0d\u53d7\u8907\u96dc\u8853\u8a9e\u7684\u675f\u7e1b\u3002<\/span><\/li>\n
    3. \u5229\u7528\u7a46\u65af\u6797\u793e\u7fa4\u7db2\u7d61<\/b>\u5370\u5c3c\u64c1\u6709\u9f90\u5927\u800c\u6d3b\u8e8d\u7684\u7a46\u65af\u6797\u7fa4\u9ad4\u3002\u5c07\u4f0a\u65af\u862d\u4fdd\u96aa\u6559\u80b2\u878d\u5165\u4f0a\u65af\u862d\u5916\u5c55\u6d3b\u52d5\u3001\u5b97\u6559\u7814\u7a76\u548c\u5b97\u6559\u8ad6\u58c7\uff0c\u6216\u8a31\u662f\u4e00\u7a2e\u7b56\u7565\u6027\u8209\u63aa\u3002\u6b64\u5916\uff0c\u4e0d\u65b7\u767c\u5c55\u7684\u6e05\u771f\u751f\u614b\u7cfb\u7d71\u4e5f\u61c9\u4f7f\u4f0a\u65af\u862d\u4fdd\u96aa\u6210\u70ba\u7a46\u65af\u6797\u793e\u5340\u91d1\u878d\u4fdd\u969c\u9ad4\u4fc2\u4e0d\u53ef\u6216\u7f3a\u7684\u4e00\u90e8\u5206\u3002<\/span><\/li>\n
    4. \u62d3\u5c55\u5206\u92b7\u7ba1\u9053<\/b>\u4f0a\u65af\u862d\u6559\u4fdd\u96aa\u4e0d\u80fd\u518d\u53ea\u4f9d\u8cf4\u7b26\u5408\u4f0a\u65af\u862d\u6559\u6cd5\u7684\u901a\u8def\u3002\u8207\u64c1\u6709\u5ee3\u6cdb\u7db2\u8def\u7684\u50b3\u7d71\u9280\u884c\u5408\u4f5c\uff0c\u4e26\u63a2\u7d22\u90f5\u5c40\u7b49\u73fe\u4ee3\u7ba1\u9053\u81f3\u95dc\u91cd\u8981\u3002<\/span>\u96fb\u5b50\u5546\u52d9<\/span><\/i>\uff0c \u548c<\/span>\u7121\u5206\u884c\u9280\u884c\u696d\u52d9<\/span><\/i>\uff0c\u5c07\u958b\u95e2\u9032\u5165\u66f4\u5ee3\u95ca\u5e02\u5834\u7684\u5de8\u5927\u6a5f\u6703\u3002<\/span><\/li>\n
    5. \u514b\u670d\u5b9a\u50f9\u6311\u6230<\/b>\u5fc5\u9808\u6539\u8b8a\u4eba\u5011\u5c0d\u4f0a\u65af\u862d\u6559\u6cd5\u7522\u54c1\u50f9\u683c\u8f03\u9ad8\u7684\u5370\u8c61\u3002\u4fdd\u96aa\u696d\u9700\u8981\u5728\u7cbe\u7b97\u8a08\u7b97\u65b9\u9762\u9032\u884c\u5275\u65b0\uff0c\u5728\u4e0d\u72a7\u7272\u7372\u5229\u80fd\u529b\u7684\u524d\u63d0\u4e0b\uff0c\u63d0\u9ad8\u4f0a\u65af\u862d\u6559\u6cd5\u4fdd\u96aa\u7684\u4fdd\u8cbb\u7af6\u722d\u529b\u3002\u900f\u904e\u5229\u7528\u4f0a\u65af\u862d\u6559\u6cd5\u653f\u7b56\u7684\u52e2\u982d\uff0c<\/span>\u5206\u62c6<\/span><\/i>\u548c\u8cc7\u672c\u8abf\u6574\uff0c\u4f0a\u65af\u862d\u4fdd\u96aa\u53ef\u4ee5\u52a0\u5f37\u5176\u5730\u4f4d\uff0c\u4e26\u5728\u652f\u6301\u5305\u5bb9\u6027\u548c\u6c38\u7e8c\u7d93\u6fdf\u6210\u9577\u65b9\u9762\u767c\u63ee\u66f4\u91cd\u8981\u7684\u4f5c\u7528\u3002<\/span><\/li>\n<\/ol>\n

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      \u4f86\u6e90\uff1a<\/span>https:\/\/finansial.bisnis.com\/read\/20250815\/215\/1902786\/opini-strategi-membumikan-asuransi-syariah<\/span><\/a>\u00a0<\/span><\/p>\n

       <\/p>\n

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      \u6700\u4f4e\u8cc7\u672c\u53ca\u4fdd\u55ae\u4fdd\u969c<\/b><\/p>\n

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