{"id":7466,"date":"2025-05-30T15:02:34","date_gmt":"2025-05-30T08:02:34","guid":{"rendered":"https:\/\/ligaasuransi.com\/?p=7466"},"modified":"2025-05-30T15:02:34","modified_gmt":"2025-05-30T08:02:34","slug":"pentingnya-asuransi-untuk-pengembang-dalam-proyek-rumah-rakyat","status":"publish","type":"post","link":"https:\/\/ligaasuransi.com\/zh\/pentingnya-asuransi-untuk-pengembang-dalam-proyek-rumah-rakyat\/","title":{"rendered":"\u4fdd\u96aa\u5c0d\u516c\u5171\u4f4f\u5b85\u5c08\u6848\u958b\u767c\u5546\u7684\u91cd\u8981\u6027"},"content":{"rendered":"

\u6b61\u8fce\u4f86\u5230 <\/span>Liga Asuransi<\/span><\/a> \u5177\u9ad4\u8a0e\u8ad6\u4f4f\u623f\u3001\u5efa\u7bc9\u3001\u91d1\u878d\u548c\u570b\u5bb6\u9805\u76ee\u7b49\u5404\u9818\u57df\u7684\u98a8\u96aa\u7ba1\u7406\u548c\u4fdd\u96aa\u3002\u672c\u6587\u4e3b\u8981\u91dd\u5c0d\u6b63\u5728\u6216\u5c07\u53c3\u8207\u516c\u5171\u4f4f\u5b85\u5efa\u8a2d\u7684\u958b\u767c\u5546\u3001\u627f\u5305\u5546\u3001\u878d\u8cc7\u6a5f\u69cb\u548c\u653f\u5e9c\u5b98\u54e1\u3002<\/span><\/p>\n

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 <\/p>\n

\u4eba\u6c11\u4e4b\u5bb6\u8a08\u756b\u4e2d\u7684\u79c1\u4eba\u89d2\u8272<\/span><\/h3>\n

\u70ba\u4e86\u6e1b\u5c11\u6578\u767e\u842c\u5957\u4f4f\u623f\u7a4d\u58d3\u554f\u984c\uff0c\u5370\u5c3c\u653f\u5e9c\u5df2\u9080\u8acb\u79c1\u71df\u90e8\u9580\u53c3\u8207\u4eba\u6c11\u4f4f\u623f\u958b\u767c\u8a08\u5283\uff0c\u7279\u5225\u662f\u91dd\u5c0d\u4f4e\u6536\u5165\u793e\u5340\uff08MBR\uff09\u3002\u666e\u62c9\u535a\u6c83\u00b7\u8607\u6bd4\u5b89\u6258\u653f\u5e9c\u7e7c\u7e8c\u5c65\u884c\u570b\u5bb6\u627f\u8afe\uff0c\u6bcf\u5e74\u63d0\u4f9b\u4e00\u767e\u842c\u5957\u4f4f\u623f\uff0c\u800c\u9019\u9805\u627f\u8afe\u7684\u5be6\u65bd\u5f88\u5927\u7a0b\u5ea6\u4e0a\u53d6\u6c7a\u65bc\u7576\u5730\u958b\u767c\u5546\uff0c\u5305\u62ec\u4e2d\u5c0f\u578b\u958b\u767c\u5546\u7684\u89d2\u8272\u3002<\/span><\/p>\n

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\u5728\u9019\u7a2e\u60c5\u6cc1\u4e0b\uff0c\u958b\u767c\u5546\u5fc5\u9808\u66f4\u5177\u7b56\u7565\u6027\u5730\u601d\u8003\uff0c\u4e0d\u50c5\u8981\u8003\u616e\u8a2d\u8a08\u548c\u65bd\u5de5\uff0c\u9084\u8981\u8003\u616e\u5982\u4f55\u4fdd\u8b77\u5c08\u6848\u514d\u53d7\u53ef\u80fd\u963b\u7919\u751a\u81f3\u505c\u6b62\u65bd\u5de5\u7684\u640d\u5931\u98a8\u96aa\u3002\u6700\u6709\u6548\u4f46\u7d93\u5e38\u88ab\u5ffd\u8996\u7684\u89e3\u6c7a\u65b9\u6848\u4e4b\u4e00\u662f\u4f7f\u7528\u5efa\u7bc9\u4fdd\u96aa\u548c\u5c08\u6848\u76f8\u95dc\u4fdd\u96aa\u3002\u5f9e\u5c08\u6848\u958b\u59cb\u5c31\u63d0\u4f9b\u9069\u7576\u7684\u4fdd\u8b77\u5c07\u63d0\u4f9b\u6cd5\u5f8b\u78ba\u5b9a\u6027\u3001\u8ca1\u52d9\u4fdd\u8b77\uff0c\u4e26\u589e\u52a0\u6295\u8cc7\u8005\u3001\u9280\u884c\u548c\u6d88\u8cbb\u8005\u7684\u4fe1\u4efb\u3002<\/span><\/p>\n

 <\/p>\n

\u958b\u767c\u5546\u9762\u81e8\u7684\u958b\u767c\u98a8\u96aa<\/span><\/h3>\n

\u53c3\u8207\u516c\u5171\u4f4f\u5b85\u8a08\u756b\u4e26\u975e\u6613\u4e8b\uff0c\u5c24\u5176\u662f\u5c0d\u65bc\u8cc7\u91d1\u548c\u8cc7\u6e90\u6709\u9650\u7684\u4e2d\u5c0f\u578b\u958b\u767c\u5546\u3002\u5118\u7ba1\u7531\u65bc\u9700\u6c42\u65fa\u76db\u548c\u653f\u5e9c\u652f\u6301\uff0c\u4fdd\u969c\u6027\u623f\u5c4b\u5e02\u5834\u524d\u666f\u770b\u597d\uff0c\u4f46\u5be6\u969b\u4e0a\uff0c\u5efa\u8a2d\u904e\u7a0b\u5145\u6eff\u6311\u6230\u548c\u98a8\u96aa\u3002<\/span><\/p>\n

    \n
  1. \u6280\u8853\u548c\u64cd\u4f5c\u98a8\u96aa<\/b><\/li>\n<\/ol>\n

    \u8a2d\u8a08\u932f\u8aa4\u3001\u65bd\u5de5\u54c1\u8cea\u4e0d\u5408\u683c\u4ee5\u53ca\u5de5\u4f5c\u4e8b\u6545\u662f\u73fe\u5834\u53ef\u80fd\u767c\u751f\u7684\u5e38\u898b\u98a8\u96aa\u3002\u4ee5\u6642\u9593\u548c\u4f4e\u6210\u672c\u76ee\u6a19\u70ba\u5c0e\u5411\u7684\u9805\u76ee\u53ef\u80fd\u6703\u7522\u751f\u7d50\u69cb\u6027\u554f\u984c\uff0c\u640d\u5bb3\u958b\u767c\u5546\u7684\u8072\u8b7d\u4e26\u5f15\u767c\u8cb7\u5bb6\u7684\u6cd5\u5f8b\u7d22\u8ce0\u3002<\/span><\/p>\n

      \n
    1. \u5929\u6c23\u548c\u81ea\u7136\u98a8\u96aa<\/b><\/li>\n<\/ol>\n

      \u5370\u5c3c\u70ba\u71b1\u5e36\u570b\u5bb6\uff0c\u964d\u96e8\u91cf\u5927\uff0c\u6613\u767c\u751f\u6d2a\u6c34\u3001\u5c71\u5d29\u3001\u5730\u9707\u7b49\u5929\u707d\u3002\u5728\u9019\u7a2e\u60c5\u6cc1\u4e0b\uff0c\u5728\u623f\u5c4b\u7ae3\u5de5\u4e4b\u524d\uff0c\u65bd\u5de5\u5de5\u4f5c\u53ef\u80fd\u6703\u53d7\u5230\u5e72\u64fe\uff0c\u751a\u81f3\u640d\u58de\u3002\u6bcf\u6b21\u640d\u58de\u90fd\u610f\u5473\u8457\u984d\u5916\u7684\u6210\u672c\uff0c\u6703\u8017\u76e1\u958b\u767c\u5546\u7684\u73fe\u91d1\u6d41\u3002<\/span><\/p>\n

        \n
      1. \u793e\u6703\u98a8\u96aa\u8207\u8a31\u53ef<\/b><\/li>\n<\/ol>\n

        \u571f\u5730\u7cfe\u7d1b\u3001\u9031\u908a\u793e\u5340\u7684\u6392\u65a5\u4ee5\u53ca\u7576\u5730\u653f\u5e9c\u653f\u7b56\u7684\u5ef6\u9072\u6216\u8b8a\u5316\u90fd\u53ef\u80fd\u59a8\u7919\u9805\u76ee\u7684\u9806\u5229\u9032\u884c\u3002\u9019\u4e9b\u4e8b\u60c5\u7d93\u5e38\u767c\u751f\u5728\u73fe\u5834\u4e26\u9020\u6210\u5927\u91cf\u6642\u9593\u548c\u91d1\u9322\u7684\u640d\u5931\u3002<\/span><\/p>\n

          \n
        1. \u8ca1\u52d9\u548c\u8072\u8b7d\u98a8\u96aa<\/b><\/li>\n<\/ol>\n

          \u5c08\u6848\u7ae3\u5de5\u5ef6\u9072\u53ef\u80fd\u5c0e\u81f4\u958b\u767c\u5546\u4e0d\u5f97\u4e0d\u5411\u8cb7\u5bb6\u652f\u4ed8\u7f70\u6b3e\uff0c\u751a\u81f3\u5931\u53bb\u878d\u8cc7\u6a5f\u69cb\u548c\u6295\u8cc7\u8005\u7684\u4fe1\u4efb\u3002\u5728\u8207\u653f\u5e9c\u6216\u9280\u884c\u7684\u5408\u4f5c\u8a08\u5283\u4e2d\uff0c\u9019\u662f\u975e\u5e38\u81f4\u547d\u7684\uff0c\u53ef\u80fd\u5c0e\u81f4\u5c08\u6848\u7d42\u6b62\u6216\u5408\u4f5c\u7d42\u6b62\u3002<\/span><\/p>\n

          \u9762\u5c0d\u9019\u4e9b\u98a8\u96aa\uff0c\u958b\u767c\u8005\u4e0d\u80fd\u53ea\u4f9d\u8cf4\u6280\u8853\u898f\u5283\u3002\u4ed6\u5011\u9084\u9700\u8981\u4e00\u500b\u5168\u9762\u7684\u98a8\u96aa\u7de9\u89e3\u7b56\u7565\uff0c\u5176\u4e2d\u4e00\u500b\u95dc\u9375\u6b65\u9a5f\u662f\u5f9e\u5c08\u6848\u958b\u59cb\u5c31\u6e96\u5099\u597d\u4fdd\u96aa\u4fdd\u969c\u3002<\/span><\/p>\n

           <\/p>\n

          \u5efa\u7bc9\u4fdd\u96aa<\/span><\/a>: \u76f8\u95dc\u7522\u54c1<\/span><\/h3>\n

          \u9762\u5c0d\u516c\u5171\u4f4f\u5b85\u5efa\u8a2d\u4e2d\u7684\u5404\u7a2e\u98a8\u96aa\uff0c\u958b\u767c\u5546\u9700\u8981\u5f37\u5927\u800c\u9748\u6d3b\u7684\u8ca1\u52d9\u4fdd\u969c\u3002\u5efa\u7bc9\u4fdd\u96aa\u662f\u4e3b\u8981\u7684\u89e3\u6c7a\u65b9\u6848\uff0c\u53ef\u4ee5\u4fdd\u8b77\u958b\u767c\u5546\u514d\u53d7\u5c08\u6848\u671f\u9593\u56e0\u6280\u8853\u4e8b\u6545\u3001\u4e8b\u6545\u6216\u81ea\u7136\u707d\u5bb3\u9020\u6210\u7684\u91cd\u5927\u640d\u5931\u3002\u4ee5\u4e0b\u662f\u91dd\u5c0d\u4fdd\u969c\u6027\u4f4f\u5b85\u5c08\u6848\u958b\u767c\u5546\u63a8\u85a6\u7684\u4e00\u4e9b\u76f8\u95dc\u4fdd\u96aa\u7522\u54c1\uff1a<\/span><\/p>\n

          1.<\/b>\u5efa\u7bc9\u5168\u96aa\uff08CAR\uff09<\/b><\/a><\/p>\n

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          2.<\/b>\u7b2c\u4e09\u8005\u8cac\u4efb\u96aa\uff08TPL\uff09<\/b><\/a><\/p>\n

          \u7b2c\u4e09\u4eba\u4eba\u8eab\u50b7\u5bb3\u4fdd\u96aa\u70ba\u56e0\u5c08\u6848\u6d3b\u52d5\u800c\u906d\u53d7\u640d\u5931\u7684\u7b2c\u4e09\u4eba\u63d0\u4f9b\u7d22\u8ce0\u4fdd\u969c\u3002\u4f8b\u5982\uff0c\u5c45\u6c11\u88ab\u5efa\u7bc9\u6750\u6599\u64ca\u4e2d\uff0c\u6216\u9130\u5c45\u7684\u8ca1\u7522\u56e0\u91cd\u578b\u8a2d\u5099\u4f5c\u696d\u800c\u53d7\u640d\u3002\u5c0d\u65bc\u4f4d\u65bc\u4eba\u53e3\u5bc6\u96c6\u5730\u5340\u7684\u9805\u76ee\uff0c\u5f37\u70c8\u5efa\u8b70\u63a1\u7528\u6b64\u653f\u7b56\u3002<\/span><\/p>\n

            \n
          1. \u555f\u52d5\u5ef6\u9072\uff08DSU\uff09\u4fdd\u96aa<\/b><\/li>\n<\/ol>\n

            \u672c\u7522\u54c1\u70ba\u56e0CAR\u4fdd\u55ae\u627f\u4fdd\u7684\u98a8\u96aa\u5c0e\u81f4\u5c08\u6848\u7ae3\u5de5\u5ef6\u9072\u800c\u7522\u751f\u7684\u8ca1\u52d9\u640d\u5931\u63d0\u4f9b\u88dc\u511f\u3002 DSU \u5e6b\u52a9\u958b\u767c\u5546\u7dad\u6301\u73fe\u91d1\u6d41\uff0c\u7279\u5225\u662f\u5728\u5c08\u6848\u4ea4\u4ed8\u5ef6\u9072\u6216\u64fe\u4e82\u9280\u884c\u878d\u8cc7\u8a08\u5283\u7684\u60c5\u6cc1\u4e0b\u3002<\/span><\/p>\n

              \n
            1. \u5c65\u7d04\u4fdd\u8b49\u91d1<\/b><\/li>\n<\/ol>\n

              \u96d6\u7136\u5f9e\u6280\u8853\u4e0a\u8b1b\u5c65\u7d04\u4fdd\u8b49\u91d1\u4e0d\u662f\u4fdd\u96aa\uff0c\u4f46\u5b83\u53ef\u4ee5\u4fdd\u8b49\u958b\u767c\u5546\u6309\u7167\u5408\u7d04\u5b8c\u6210\u5c08\u6848\u3002\u5982\u679c\u767c\u751f\u9055\u7d04\uff0c\u5c08\u6848\u696d\u4e3b\u53ef\u4ee5\u514c\u73fe\u4fdd\u8b49\u91d1\u4ee5\u5c0b\u627e\u66ff\u4ee3\u627f\u5305\u5546\u6216\u5b8c\u6210\u65bd\u5de5\u3002\u9019\u5c0d\u65bc\u8207\u653f\u5e9c\u6216\u5927\u578b\u958b\u767c\u5546\u5408\u4f5c\u7684\u5c08\u6848\u975e\u5e38\u91cd\u8981\u3002<\/span><\/p>\n

              5.\u627f\u5305\u5546\u5ee0\u623f\u53ca\u6a5f\u68b0\uff08CPM\uff09\u4fdd\u96aa<\/b><\/p>\n

              CPM \u4fdd\u96aa\u53ef\u4fdd\u8b77\u5efa\u7bc9\u8a2d\u5099\u548c\u6a5f\u68b0\u514d\u53d7\u640d\u58de\u6216\u907a\u5931\u3002\u5c0d\u65bc\u64c1\u6709\u6216\u79df\u7528\u6316\u571f\u6a5f\u3001\u767c\u96fb\u6a5f\u6216\u652a\u62cc\u6a5f\u7b49\u91cd\u578b\u8a2d\u5099\u7684\u958b\u767c\u5546\u4f86\u8aaa\uff0c\u9019\u9805\u653f\u7b56\u975e\u5e38\u6709\u7528\uff0c\u9019\u6a23\u7dad\u4fee\u6216\u66f4\u63db\u6210\u672c\u5c31\u4e0d\u6703\u64fe\u4e82\u5c08\u6848\u9810\u7b97\u3002<\/span><\/p>\n

              \u4fdd\u96aa\u7522\u54c1\u7684\u9078\u64c7\u5fc5\u9808\u6839\u64da\u5c08\u6848\u898f\u6a21\u3001\u4f4d\u7f6e\u3001\u4e3b\u8981\u98a8\u96aa\u985e\u578b\u4ee5\u53ca\u958b\u767c\u5546\u7684\u7279\u5b9a\u9700\u6c42\u9032\u884c\u8abf\u6574\u3002\u5728\u6b64\u904e\u7a0b\u4e2d\uff0c\u7d93\u9a57\u8c50\u5bcc\u7684\u4fdd\u96aa\u7d93\u7d00\u4eba\u7684\u5b58\u5728\u81f3\u95dc\u91cd\u8981\uff0c\u4ee5\u78ba\u4fdd\u6700\u4f73\u7684\u4fdd\u96aa\u7bc4\u570d\u548c\u4fdd\u8cbb\u50f9\u683c\u3002<\/span><\/p>\n

               <\/p>\n

              \u958b\u767c\u5546\u900f\u904e\u4fdd\u96aa\u7ba1\u7406\u98a8\u96aa\u7684\u7b56\u7565<\/span><\/h3>\n

              \u516c\u5171\u4f4f\u5b85\u5c08\u6848\u7684\u98a8\u96aa\u7ba1\u7406\u4e0d\u50c5\u50c5\u662f\u5c07\u98a8\u96aa\u8f49\u79fb\u7d66\u4fdd\u96aa\u516c\u53f8\uff0c\u9084\u5305\u62ec\u958b\u767c\u5546\u5982\u4f55\u5f9e\u5c08\u6848\u958b\u59cb\u5c31\u9032\u884c\u667a\u6167\u898f\u5283\u4e26\u63a1\u53d6\u6b63\u78ba\u7684\u4fdd\u8b77\u63aa\u65bd\u3002\u4ee5\u4e0b\u662f\u958b\u767c\u4eba\u54e1\u53ef\u4ee5\u5be6\u65bd\u7684\u4e00\u4e9b\u6709\u6548\u7b56\u7565\uff1a<\/span><\/p>\n

                \n
              1. \u5f9e\u898f\u5283\u4e2d\u8b58\u5225\u98a8\u96aa<\/b><\/li>\n<\/ol>\n

                \u958b\u767c\u4eba\u54e1\u5fc5\u9808\u63a1\u53d6\u7684\u7b2c\u4e00\u6b65\u662f\u5728\u958b\u59cb\u5c08\u6848\u4e4b\u524d\u8b58\u5225\u6240\u6709\u6f5b\u5728\u98a8\u96aa\u2014\u6280\u8853\u3001\u6cd5\u5f8b\u548c\u793e\u6703\u3002\u9019\u5305\u62ec\u9805\u76ee\u4f4d\u7f6e\u3001\u571f\u58e4\u689d\u4ef6\u3001\u65bd\u5de5\u5b63\u7bc0\u4ee5\u53ca\u8207\u9031\u908a\u793e\u5340\u7684\u6f5b\u5728\u885d\u7a81\u3002<\/span><\/p>\n

                  \n
                1. \u5236\u5b9a\u57fa\u65bc\u98a8\u96aa\u7684\u4fdd\u96aa\u8a08\u5283<\/b><\/li>\n<\/ol>\n

                  \u4e00\u65e6\u78ba\u5b9a\u4e86\u98a8\u96aa\uff0c\u958b\u767c\u5546\u5fc5\u9808\u9078\u64c7\u9069\u7576\u7684\u4fdd\u96aa\u985e\u578b\u3002\u5c0d\u65bc\u4e2d\u5c0f\u578b\u9805\u76ee\uff0cCAR + TPL \u7684\u7d44\u5408\u662f\u6700\u4f4e\u9650\u5ea6\u7684\u65b9\u6848\u3002\u4f46\u662f\uff0c\u5982\u679c\u5b58\u5728\u5ef6\u9072\u7684\u53ef\u80fd\u6027\uff0c\u5247\u5f37\u70c8\u5efa\u8b70\u63a1\u7528\u984d\u5916\u7684 DSU \u653f\u7b56\u3002\u5982\u679c\u4f7f\u7528\u81ea\u6709\u8a2d\u5099\uff0c\u4e5f\u61c9\u8003\u616e CPM\u3002<\/span><\/p>\n

                    \n
                  1. \u5f9e\u4e00\u958b\u59cb\u5c31\u8058\u8acb\u4fdd\u96aa\u7d93\u7d00\u4eba<\/b><\/li>\n<\/ol>\n

                    \u8a31\u591a\u958b\u767c\u5546\u4ecd\u7136\u4f9d\u8cf4\u4ee3\u7406\u5546\u6216\u76f4\u63a5\u8207\u4fdd\u96aa\u516c\u53f8\u6253\u4ea4\u9053\u3002\u4e8b\u5be6\u4e0a\uff0cL&G \u4fdd\u96aa\u7d93\u7d00\u516c\u53f8\u7b49\u5c08\u696d\u4fdd\u96aa\u7d93\u7d00\u4eba\u5728\u88fd\u5b9a\u6b63\u78ba\u4e14\u6709\u7af6\u722d\u529b\u7684\u4fdd\u8b77\u89e3\u6c7a\u65b9\u6848\u65b9\u9762\u767c\u63ee\u8457\u91cd\u8981\u4f5c\u7528\u3002\u7d93\u7d00\u4eba\u53ef\u4ee5\u5e6b\u52a9\uff1a<\/span><\/p>\n