{"id":7333,"date":"2025-04-18T08:26:02","date_gmt":"2025-04-18T01:26:02","guid":{"rendered":"https:\/\/ligaasuransi.com\/?p=7333"},"modified":"2025-04-18T08:26:02","modified_gmt":"2025-04-18T01:26:02","slug":"regulasi-baru-asuransi-kesehatan-segera-terbit-mei-2025-industri-siap-siap-hadapi-aturan-super-ketat-dari-ojk-dan-7-berita-asuransi-terupdate-dan-terlengkap","status":"publish","type":"post","link":"https:\/\/ligaasuransi.com\/zh\/regulasi-baru-asuransi-kesehatan-segera-terbit-mei-2025-industri-siap-siap-hadapi-aturan-super-ketat-dari-ojk-dan-7-berita-asuransi-terupdate-dan-terlengkap\/","title":{"rendered":"\u65b0\u5065\u5eb7\u4fdd\u96aa\u689d\u4f8b\u5c07\u65bc 2025 \u5e74 5 \u6708\u63a8\u51fa\uff01\u696d\u754c\u5df2\u6e96\u5099\u597d\u9762\u5c0d OJK \u7684\u8d85\u56b4\u683c\u898f\u5247\uff1a\u4ee5\u53ca 7 \u689d\u6700\u65b0\u3001\u6700\u5b8c\u6574\u7684\u4fdd\u96aa\u65b0\u805e"},"content":{"rendered":"

Liga Asuransi<\/span><\/a> – \u5370\u5c3c\u4fdd\u96aa\u754c\u6b63\u5728\u84ec\u52c3\u767c\u5c55\uff01\u5f9e\u64bc\u52d5\u5065\u5eb7\u4fdd\u96aa\u696d\u7684\u65b0\u898f\u5b9a\uff0c\u5230\u5c1a\u672a\u5145\u5206\u958b\u767c\u7684\u6d77\u904b\u822a\u7dda\u7684\u5de8\u5927\u6f5b\u529b\u3002\u5728\u9019\u4e9b\u6311\u6230\u548c\u6a5f\u6703\u4e2d\uff0c\u7522\u696d\u53c3\u8207\u8005\u9700\u8981\u505a\u597d\u6e96\u5099\u9762\u5c0d\u5373\u5c07\u5230\u4f86\u7684\u5de8\u5927\u8b8a\u5316\uff0c\u5305\u62ecLPS\u5f9e2028\u5e74\u958b\u59cb\u7684\u4fdd\u8b49\u4fdd\u96aa\u65b0\u6388\u6b0a\u3002\u672c\u6587\u7e3d\u7d50\u4e86\u4fdd\u96aa\u754c\u60a8\u5fc5\u9808\u95dc\u6ce8\u76847\u500b\u6700\u65b0\u3001\u6700\u5b8c\u6574\u7684\u65b0\u805e\uff0c\u7279\u5225\u662f\u5c0d\u65bc\u90a3\u4e9b\u5f9e\u4e8b\u91d1\u878d\u3001\u7269\u6d41\u548c\u5546\u696d\u98a8\u96aa\u4fdd\u969c\u884c\u696d\u7684\u4eba\u4f86\u8aaa\u3002<\/span><\/p>\n

2025\u5e74\u4fdd\u96aa\u7406\u8ce0\u7387\u4e0b\u964d\uff01\u9019\u80cc\u5f8c\u7684\u79d8\u5bc6\u537b\u6c92\u6709\u591a\u5c11\u4eba\u77e5\u9053<\/b><\/h3>\n

2025 \u5e74\u521d\uff0c\u5370\u5c3c\u4fdd\u96aa\u696d\u7684\u7406\u8ce0\u7387\u4e0b\u964d\u3002\u64da\u91d1\u878d\u670d\u52d9\u7ba1\u7406\u5c40 (OJK) \u7a31\uff0c\u9019\u4e00\u4e0b\u964d\u5f88\u5927\u7a0b\u5ea6\u4e0a\u53d7\u5230\u4fdd\u96aa\u516c\u53f8\u8abf\u6574\u5065\u5eb7\u4fdd\u96aa\u8cbb\u7387\u7684\u5f71\u97ff\uff0c\u6216\u8005<\/span>\u91cd\u65b0\u5b9a\u50f9<\/span><\/i>\u2014\u2014\u53bb\u5e74\u91ab\u7642\u901a\u81a8\u98c6\u5347\u4e4b\u5f8c\u3002<\/span><\/p>\n

OJK\u4fdd\u96aa\u3001\u64d4\u4fdd\u548c\u9000\u4f11\u57fa\u91d1\u76e3\u7ba1\u57f7\u884c\u9577Ogi Prastomiyono\u8868\u793a\uff0c2024\u5e74\u91ab\u7642\u8cbb\u7528\u901a\u81a8\u7387\u5c07\u9054\u523010.1%\uff0c\u9060\u9ad8\u65bc\u50c53%\u7684\u6574\u9ad4\u901a\u81a8\u7387\u3002\u9019\u8feb\u4f7f\u8a31\u591a\u4fdd\u96aa\u516c\u53f8\u63d0\u9ad8\u4fdd\u8cbb\u4ee5\u7dad\u6301\u8ca1\u52d9\u7a69\u5b9a\u3002<\/span><\/p>\n

\u300c\u7531\u65bc\u91cd\u65b0\u5b9a\u50f9\uff0c\u7d22\u8ce0\u7387\u78ba\u5be6\u6709\u6240\u4e0b\u964d\u3002\u9019\u662f\u70ba\u4e86\u61c9\u5c0d\u6211\u5011\u975e\u5e38\u9ad8\u7684\u91ab\u7642\u901a\u81a8\uff0c\u751a\u81f3\u9ad8\u65bc 6.5% \u7684\u5168\u7403\u5e73\u5747\u6c34\u5e73\uff0c\u300d\u5967\u5409\u5728\u5468\u4e94\uff0811\/4\uff09\u7684 OJK \u59d4\u54e1\u6703 (RDK) \u6703\u8b70\u4e0a\u8868\u793a\u3002<\/span><\/p>\n

\u70ba\u4e86\u5f9e\u6574\u9ad4\u4e0a\u61c9\u5c0d\u9019\u4e00\u60c5\u6cc1\uff0cOJK \u76ee\u524d\u6b63\u5728\u8d77\u8349\u4e00\u4efd\u65b0\u7684 OJK \u901a\u51fd\uff08SEOJK\uff09\uff0c\u8a72\u901a\u51fd\u5c07\u52a0\u5f37\u8207\u5065\u5eb7\u4fdd\u96aa\u5be6\u65bd\u76f8\u95dc\u7684\u6cd5\u898f\u3002\u8a72\u6cd5\u898f\u9810\u8a08\u5728\u8207\u5229\u5bb3\u95dc\u4fc2\u4eba\u8a0e\u8ad6\u5f8c\u65bc 2025 \u5e74 5 \u6708\u767c\u5e03\u3002<\/span><\/p>\n

SEOJK \u5c07\u5305\u62ec\u91cd\u8981\u7684\u6cd5\u898f\uff0c\u4f8b\u5982\u5c0d\u53ef\u4ee5\u92b7\u552e\u5065\u5eb7\u4fdd\u96aa\u7522\u54c1\u7684\u516c\u53f8\u7684\u8981\u6c42\u3001\u91ab\u7642\u8aee\u8a62\u59d4\u54e1\u6703\u7684\u7d44\u5efa\u3001\u7522\u54c1\u8a2d\u8a08\u6cbb\u7406\u3001\u98a8\u96aa\u7ba1\u7406\u4ee5\u53ca\u8207 BPJS Health \u7684\u798f\u5229\u5354\u8abf\u8a08\u5283\u3002<\/span><\/p>\n

\u622a\u81f3 2025 \u5e74 2 \u6708\uff0cOJK \u6307\u51fa\uff0c\u4eba\u58fd\u4fdd\u96aa\uff08\u50b3\u7d71\u4fdd\u96aa\u548c\u4f0a\u65af\u862d\u6559\u6cd5\uff09\u7684\u7d22\u8ce0\u7387\u70ba 45.42%\uff0c\u800c\u666e\u901a\u4fdd\u96aa\u7684\u7d22\u8ce0\u7387\u70ba 34.7%\u3002 2024\u5e74\u5168\u5e74\uff0c\u8a72\u884c\u696d\u7d22\u8ce0\u7387\u5c07\u5c0f\u5e45\u4e0b\u964d\u81f371.2%\uff0c\u5118\u7ba1\u9019\u4e00\u6578\u5b57\u4e0d\u5305\u62ec\u4fdd\u96aa\u516c\u53f8\u71df\u904b\u6210\u672c\uff0c\u8a72\u6210\u672c\u901a\u5e38\u4f54\u7d22\u8ce0\u7e3d\u984d\u768410%\u81f315%\u3002<\/span><\/p>\n

\u300c\u5982\u679c\u6211\u5011\u770b\u4e00\u4e0b\u7d9c\u5408\u7d22\u8ce0\u548c\u71df\u904b\u652f\u51fa\u6bd4\u7387\uff0c\u5230 2023 \u5e74\uff0c\u8a72\u6bd4\u7387\u4ecd\u5c07\u9ad8\u65bc 100%\uff0c\u4f46\u5230 2024 \u5e74\uff0c\u5b83\u5c07\u958b\u59cb\u964d\u81f3 100% \u4ee5\u4e0b\u3002\u9019\u662f\u4e00\u500b\u76f8\u7576\u7a4d\u6975\u7684\u8da8\u52e2\uff0c\u300dOgi \u88dc\u5145\u9053\u3002<\/span><\/p>\n

\u96a8\u8457\u76e3\u7ba1\u63aa\u65bd\u7684\u63a8\u51fa\u548c\u9069\u7576\u7684\u4fdd\u8cbb\u8abf\u6574\uff0c\u4fdd\u96aa\u696d\u9810\u8a08\u5c07\u5728\u5ba2\u6236\u4fdd\u8b77\u548c\u696d\u52d9\u6c38\u7e8c\u767c\u5c55\u4e4b\u9593\u4fdd\u6301\u5e73\u8861\u3002<\/span><\/p>\n

\u4f86\u6e90\uff1a<\/span>https:\/\/keuangan.kontan.co.id\/news\/ojk-rasio-klaim-asuransi-turun-imbas-penyesuaian-premi-kesehatan<\/span><\/a>\u00a0\u00a0\u00a0<\/span><\/p>\n

 <\/p>\n

\u6d77\u904b\u8ca8\u7269\u4fdd\u96aa\u582a\u7a31\u4fdd\u96aa\u696d\u7684\u91d1\u7926\uff0c\u537b\u53ea\u8ca2\u737b5%\u7684\u4fdd\u8cbb\uff01<\/b><\/h3>\n

\u5370\u5c3c\u6d77\u904b\u7269\u6d41\u696d\u6f5b\u529b\u5927\uff0c\u5404\u696d\u52d9\u7dda\u7684\u8ca2\u737b<\/span>\u6d77\u904b\u8ca8\u7269<\/span><\/i> \u5728\u4e00\u822c\u4fdd\u96aa\u696d\u4e2d\u4fdd\u8cbb\u6536\u5165\u9084\u6bd4\u8f03\u5c0f\u3002\u6700\u65b0\u6578\u64da\u986f\u793a\uff0c\u50c5\u7d04<\/span>5%<\/b> \u6e90\u81ea\u6d77\u4e0a\u8ca8\u7269\u904b\u8f38\u4fdd\u96aa\u7684\u4e00\u822c\u4fdd\u96aa\u696d\u4fdd\u8cbb\u7e3d\u984d\u7684\u6bd4\u4f8b\u3002<\/span><\/p>\n

\u98a8\u96aa\u7ba1\u7406\u5f9e\u696d\u8005\u517c\u5370\u5c3c\u4fdd\u96aa\u4f5c\u5bb6\u793e\u7fa4 (Kupasi) \u7e3d\u4e3b\u5e2d Wahyudin Rahman \u8a55\u4f30\u8aaa\uff0c\u8a72\u696d\u52d9\u7dda\u7684\u6f5b\u529b\u975e\u5e38\u5927\uff0c\u4f46\u5c1a\u672a\u5f97\u5230\u6700\u4f73\u5229\u7528\u3002 \u300c\u5370\u5c3c\u662f\u4e00\u500b\u7fa4\u5cf6\u570b\u5bb6\uff0c\u64c1\u6709\u8d85\u904e 17,000 \u500b\u5cf6\u5dbc\u3002\u9019\u610f\u5473\u8457\u5730\u5340\u4e4b\u9593\u7684\u8ca8\u7269\u5206\u914d\u975e\u5e38\u4f9d\u8cf4\u6d77\u4e0a\u6a21\u5f0f\uff0c\u300d\u9031\u65e5\uff082025 \u5e74 4 \u6708 13 \u65e5\uff09\u5f15\u8ff0\u4ed6\u7684\u8a71\u8aaa\u3002<\/span><\/p>\n

\u4ed6\u8868\u793a\uff0c\u96a8\u8457\u96fb\u5546\u3001\u57fa\u790e\u5546\u54c1\u914d\u9001\u3001\u7269\u6d41\u3001\u80fd\u6e90\u7b49\u7522\u696d\u767c\u5c55\u5e36\u52d5\u570b\u5167\u822a\u904b\u91cf\u589e\u52a0\uff0c\u8ca8\u7269\u904b\u8f38\u4fdd\u969c\u9700\u6c42\u4e5f\u61c9\u96a8\u4e4b\u589e\u52a0\u3002\u540c\u6a23\uff0c\u653f\u5e9c\u7e7c\u7e8c\u900f\u904e\u8a08\u5283\u9f13\u52f5\u51fa\u53e3\u90e8\u9580<\/span>\u53bb\u51fa\u53e3<\/span><\/i>\uff0c\u70ba\u6d77\u4e0a\u8ca8\u7269\u4fdd\u96aa\u5275\u9020\u4e86\u5de8\u5927\u7684\u6a5f\u6703\u3002<\/span><\/p>\n

\u696d\u754c\u6578\u64da\u986f\u793a\uff0c\u6ea2\u50f9<\/span>\u6d77\u904b\u8ca8\u7269<\/span><\/i> \u5230 2024 \u5e74\uff0c\u9019\u4e00\u6578\u5b57\u5c07\u9054\u5230 5.30 \u5146\u5370\u5c3c\u76fe\uff0c\u6bd4\u524d\u4e00\u5e74\u7684 5.08 \u5146\u5370\u5c3c\u76fe\u589e\u52a0 4.2%\u3002\u5118\u7ba1\u6b63\u5728\u6210\u9577\uff0c\u4f46\u9019\u4e00\u6578\u5b57\u50c5\u4f54\u666e\u901a\u4fdd\u96aa\u696d\u4fdd\u8cbb\u7e3d\u984d\uff08112.86\u5146\u5370\u5c3c\u76fe\uff09\u76845%\u3002<\/span><\/p>\n

\u70ba\u4ec0\u9ebc\u9019\u500b\u6578\u5b57\u4ecd\u7136\u5f88\u5c0f\uff1f<\/b><\/p>\n

Wahyudin\u89e3\u91cb\u8aaa\uff0c\u6d77\u4e0a\u8ca8\u7269\u4fdd\u96aa\u5e02\u5834\u7684\u6ef2\u900f\u7387\u8f03\u4f4e\u662f\u7531\u591a\u7a2e\u56e0\u7d20\u9020\u6210\u7684\uff1a<\/span><\/p>\n

    \n
  1. \u7f3a\u4e4f\u8b58\u5b57\u548c\u610f\u8b58<\/b> \u5546\u696d\u884c\u70ba\u8005\u4e86\u89e3\u8ca8\u7269\u904b\u8f38\u904e\u7a0b\u4e2d\u4fdd\u8b77\u7684\u91cd\u8981\u6027\u3002<\/span><\/li>\n
  2. \u5047\u8a2d<\/span>\u4fdd\u96aa\u53ea\u6703\u589e\u52a0\u6210\u672c<\/b>\uff0c\u5118\u7ba1\u8207\u6f5b\u5728\u640d\u5931\u76f8\u6bd4\uff0c\u6ea2\u50f9\u975e\u5e38\u5c0f\u3002<\/span><\/li>\n
  3. \u6fc0\u70c8\u7684\u95dc\u7a05\u7af6\u722d<\/b>\u5c24\u5176\u662f\u570b\u5167\u5e02\u5834\uff0c\u4f7f\u5f97\u5229\u6f64\u7a7a\u9593\u8d8a\u4f86\u8d8a\u8584\u3002<\/span><\/li>\n
  4. \u6e2f\u53e3\u548c\u8239\u8236\u57fa\u790e\u8a2d\u65bd<\/b> \u5206\u914d\u4e0d\u5747\u6703\u589e\u52a0\u8ca8\u7269\u640d\u58de\u7684\u98a8\u96aa\u3002<\/span><\/li>\n
  5. \u7406\u8ce0\u6d41\u7a0b\u8907\u96dc\u4e14\u8017\u6642<\/b>\uff0c\u4f8b\u5982\u6587\u4ef6\u640d\u58de\u548c\u7d22\u8ce0\u652f\u4ed8\u6392\u968a\u3002<\/span><\/li>\n<\/ol>\n

    \u4e8b\u5be6\u4e0a\uff0c\u653f\u5e9c\u5df2\u5f37\u5236\u8981\u6c42\u900f\u904e\u4ee5\u4e0b\u65b9\u5f0f\u904b\u8f38\u8ca8\u7269\u6642\u5fc5\u9808\u4f7f\u7528\u4fdd\u96aa\uff1a<\/span>\u8cbf\u6613\u90e8\u9577\u689d\u4f8b2020\u5e74\u7b2c40\u865f<\/b>\uff0c\u4e26\u7531 OJK \u9032\u884c\u76e3\u7763\u3002<\/span><\/p>\n

    \u5916\u4ea4\u653f\u7b56\u5f71\u97ff\uff1f<\/b><\/p>\n

    \u91dd\u5c0d\u7f8e\u570b\u95dc\u7a05\u653f\u7b56\u5c0d\u5370\u5c3c\u51fa\u53e3\u7684\u6f5b\u5728\u5f71\u97ff\uff0c\u74e6\u80e1\u4e01\u89e3\u91cb\u7a31\uff0c\u5c0d\u570b\u5167\u6d77\u904b\u8ca8\u7269\u4fdd\u96aa\u696d\u52d9\u7684\u5f71\u97ff\u5c07\u662f<\/span>\u975e\u5e38\u5c0f<\/b>\u3002<\/span><\/p>\n

    \u300c\u6211\u5011\u5c0d\u7f8e\u570b\u7684\u5927\u90e8\u5206\u51fa\u53e3\u90fd\u63a1\u7528\u96e2\u5cb8\u50f9\u8a08\u5283\uff0c\u56e0\u6b64\u70ba\u8ca8\u7269\u6295\u4fdd\u7684\u4eba\u662f\u7f8e\u570b\u7684\u8cb7\u5bb6\u3002\u5370\u5c3c\u6c92\u6709\u8a18\u9304\u8a72\u4fdd\u55ae\uff0c\u300d\u4ed6\u89e3\u91cb\u9053\u3002\u53ea\u6709\u63a1\u7528 CIF \u65b9\u6848\u7684\u8ca8\u7269\u624d\u5fc5\u9808\u7531\u5370\u5c3c\u51fa\u53e3\u5546\u6295\u4fdd\u3002<\/span><\/p>\n

    \u63db\u53e5\u8a71\u8aaa\uff0c\u5982\u679c\u7531\u65bc\u95dc\u7a05\u653f\u7b56\u800c\u5c0e\u81f4\u5c0d\u7f8e\u570b\u7684\u51fa\u53e3\u4e0b\u964d\uff0c<\/span>\u5c0d\u570b\u5167\u6d77\u904b\u8ca8\u7269\u4fdd\u96aa\u5f71\u97ff\u8f03\u5c0f<\/b>\uff0c\u4f46\u57fa\u65bc CIF \u7684\u767c\u8ca8\u9664\u5916\uff0c\u8a72\u767c\u8ca8\u4e5f\u53d7\u5230\u4e86\u56b4\u91cd\u5f71\u97ff\u3002<\/span><\/p>\n

    \u5e95\u7dda\u662f\u4ec0\u9ebc\uff1f<\/b><\/p>\n

    \u6d77\u4e0a\u8ca8\u7269\u4fdd\u96aa\u696d\u52d9\u7dda\u662f<\/span>\u5c1a\u672a\u5145\u5206\u958b\u63a1\u7684\u91d1\u7926<\/b>\u3002\u5982\u679c\u80fd\u5920\u514b\u670d\u8b58\u5b57\u7387\u3001\u6559\u80b2\u548c\u57fa\u790e\u8a2d\u65bd\u65b9\u9762\u7684\u6311\u6230\uff0c\u6d77\u904b\u8ca8\u7269\u5c0d\u4e00\u822c\u4fdd\u96aa\u696d\u7684\u8ca2\u737b\u53ef\u80fd\u6703\u8e8d\u5347\u81f3 5% \u4ee5\u4e0a\u3002<\/span><\/p>\n

    \u4f86\u6e90\uff1a<\/span>https:\/\/finansial.bisnis.com\/read\/20250414\/215\/18688877\/asuransi-marine-cargo-pasar-potensial-yang-belum-optimal<\/span><\/a>\u00a0\u00a0<\/span><\/p>\n

     <\/p>\n

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    \u70ba\u4e86\u652f\u63f4\u9019\u7a2e\u529f\u80fd\u64f4\u5c55\uff0cLPS \u5df2\u7d93<\/span>\u4e09\u500b\u5340\u57df\u4ee3\u8868\u8655<\/b>\uff1a<\/span><\/p>\n