{"id":7321,"date":"2025-04-15T11:12:29","date_gmt":"2025-04-15T04:12:29","guid":{"rendered":"https:\/\/ligaasuransi.com\/?p=7321"},"modified":"2025-04-15T11:12:29","modified_gmt":"2025-04-15T04:12:29","slug":"mengelola-risiko-pengiriman-barang-via-truk","status":"publish","type":"post","link":"https:\/\/ligaasuransi.com\/zh\/mengelola-risiko-pengiriman-barang-via-truk\/","title":{"rendered":"\u7ba1\u7406\u900f\u904e\u5361\u8eca\u904b\u9001\u8ca8\u7269\u7684\u98a8\u96aa"},"content":{"rendered":"

Liga Asuransi<\/span><\/a> – \u7269\u6d41\u754c\u7684\u670b\u53cb\u5011\u3001\u4f01\u696d\u5bb6\u3001\u5361\u8eca\u7d93\u71df\u8005\u5011\uff0c\u4f60\u5011\u597d\u55ce\uff1f\u6b61\u8fce\u4f86\u5230\u6211\u5011\u5c08\u6ce8\u65bc\u98a8\u96aa\u7ba1\u7406\u548c\u4fdd\u96aa\u7684\u90e8\u843d\u683c\u3002\u9019\u6b21\uff0c\u6211\u5011\u5c07\u8a0e\u8ad6\u4f7f\u7528\u5361\u8eca\u904b\u8f38\u8ca8\u7269\u7684\u5404\u7a2e\u98a8\u96aa\uff0c\u5305\u62ec\u4e8b\u6545\u3001\u7aca\u76dc\u548c\u8ca8\u7269\u640d\u58de\u3002\u6211\u5011\u4e5f\u5c07\u56de\u9867\u5176\u91cd\u8981\u6027<\/span>\u8ca8\u7269\u904b\u8f38\u4fdd\u96aa<\/span><\/a> \u4f5c\u70ba\u91dd\u5c0d\u9019\u4e9b\u98a8\u96aa\u7684\u8ca1\u52d9\u4fdd\u8b77\u89e3\u6c7a\u65b9\u6848\u3002\u5982\u679c\u60a8\u89ba\u5f97\u672c\u6587\u6709\u7528\uff0c\u8acb\u8207\u60a8\u7684\u540c\u4e8b\u5206\u4eab\uff0c\u4ee5\u4fbf\u4ed6\u5011\u4e5f\u80fd\u7372\u5f97\u76f8\u540c\u7684\u898b\u89e3\u3002\u4e0d\u8981\u5fd8\u8a18\u95b1\u8b80\u6211\u5011\u90e8\u843d\u683c\u4e0a\u7684\u6578\u767e\u7bc7\u5176\u4ed6\u8cc7\u8a0a\u6587\u7ae0\uff0c\u5b83\u5011\u53ef\u4ee5\u5e6b\u52a9\u63d0\u9ad8\u60a8\u5c0d\u7269\u6d41\u696d\u52d9\u7684\u7406\u89e3\u548c\u7b56\u7565\u3002<\/span><\/p>\n

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\u672c\u6587\u65e8\u5728\u5e6b\u52a9\u7269\u6d41\u4f01\u696d\u3001\u8ca8\u4e3b\u548c\u4fdd\u96aa\u516c\u53f8\u4e86\u89e3\u5361\u8eca\u904b\u8f38\u6240\u56fa\u6709\u7684\u5404\u7a2e\u98a8\u96aa\uff0c\u4e26\u900f\u904e\u4fdd\u96aa\u7522\u54c1\u63a2\u7d22\u4fdd\u969c\u89e3\u6c7a\u65b9\u6848\u3002\u5e0c\u671b\u5404\u65b9\u5728\u6b63\u78ba\u8a8d\u8b58\u7684\u57fa\u790e\u4e0a\uff0c\u4e3b\u52d5\u7ba1\u7406\u98a8\u96aa\uff0c\u78ba\u4fdd\u8ca8\u7269\u914d\u9001\u4f5c\u696d\u7684\u9023\u7e8c\u6027\u548c\u5b89\u5168\u9ad8\u6548\u3002<\/span><\/p>\n

 <\/p>\n

\u5370\u5c3c\u5361\u8eca\u8ca8\u904b\u6982\u6cc1<\/span><\/h3>\n

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\u6839\u64da\u4ea4\u901a\u90e8\u7684\u6578\u64da\uff0c\u52302023\u5e74\uff0c\u5370\u5c3c\u5361\u8eca\u4fdd\u6709\u91cf\u5c07\u9054\u5230\u7d04450\u842c\u8f1b\uff0c\u6db5\u84cb\u5f9e\u8f15\u578b\u5546\u7528\u8eca\u5230\u91cd\u578b\u5361\u8eca\u7684\u5404\u7a2e\u985e\u5225\u3002\u7d0470<\/span>\u202f<\/span>% \u7684\u6a5f\u968a\u5728\u722a\u54c7\u5cf6\u904b\u71df\uff0c\u50c5\u6b21\u65bc\u8607\u9580\u7b54\u81d8\u5cf6\uff0c\u4f54 15<\/span>\u202f<\/span>%\uff0c\u5176\u4ed6\u5730\u5340\u70ba 15<\/span>\u202f<\/span>%\u3002\u9019\u7a2e\u5206\u4f48\u53cd\u6620\u4e86\u722a\u54c7\u5cf6\u548c\u8607\u9580\u7b54\u81d8\u5cf6\u7d93\u6fdf\u6d3b\u52d5\u7684\u96c6\u4e2d\u5ea6\u3002<\/span><\/p>\n

\u5361\u8eca\u904b\u8f38\u5728\u4f9b\u61c9\u93c8\u4e2d\u7684\u4f5c\u7528\u975e\u5e38\u91cd\u8981\uff1a\u5f9e\u5c07\u539f\u6750\u6599\u5f9e\u6e2f\u53e3\u904b\u9001\u5230\u5de5\u5ee0\uff0c\u5230\u6210\u54c1\u914d\u9001\u5230\u5340\u57df\u5009\u5eab\uff0c\u518d\u5230\u6700\u7d42\u4ea4\u8ca8<\/span>\uff0d<\/span>\u5546\u5e97\u6216\u6d88\u8cbb\u8005\u7684\u91cc\u7a0b\u6578\u3002\u5361\u8eca\u7684\u901f\u5ea6\u548c\u9748\u6d3b\u6027\u4f7f\u5176\u6210\u70ba\u9996\u9078\uff0c\u7279\u5225\u662f\u5c0d\u65bc\u6c92\u6709\u9435\u8def\u6216\u8239\u8236\u670d\u52d9\u7684\u8def\u7dda\u3002\u7136\u800c\uff0c\u5730\u7406\u8907\u96dc\u6027\u548c\u57fa\u790e\u8a2d\u65bd\u689d\u4ef6\u7684\u8b8a\u5316\u9700\u8981\u6210\u719f\u7684\u98a8\u96aa\u7ba1\u7406\u7b56\u7565\uff0c\u4ee5\u4fbf\u8ca8\u7269\u4ea4\u4ed8\u4fdd\u6301\u53ef\u9760\u548c\u6e96\u6642\u3002<\/span><\/p>\n

 <\/p>\n

\u904b\u8f38\u8ca8\u7269\u7684\u98a8\u96aa\u985e\u578b<\/span><\/h3>\n
    \n
  1. \u4e8b\u6545\u548c\u7269\u7406\u640d\u58de\u7684\u98a8\u96aa<\/b><\/li>\n<\/ol>\n

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      \n
    1. \u7aca\u76dc\u548c\u5b89\u5168\u98a8\u96aa<\/b><\/li>\n<\/ol>\n

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      3.\u81ea\u7136\u98a8\u96aa\u8207\u4e0d\u53ef\u6297\u529b<\/b><\/p>\n

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      4.\u98a8\u96aa\u8ca0\u50b5 \u7b2c\u4e09\u8005<\/b><\/p>\n

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       <\/p>\n

      \u904b\u8f38\u8ca8\u7269\u7684\u4fdd\u96aa\u985e\u578b<\/span><\/h3>\n
        \n
      1. \u8ca8\u7269\u4fdd\u96aa\uff08\u904b\u9001\u9014\u4e2d\u7684\u8ca8\u7269\uff09<\/b><\/li>\n<\/ol>\n

        \u8ca8\u7269\u4fdd\u96aa<\/span><\/a> \u65e8\u5728\u4fdd\u8b77\u904b\u8f38\u8ca8\u7269\u7684\u50f9\u503c\uff0c\u4f7f\u5176\u514d\u53d7\u904b\u8f38\u904e\u7a0b\u4e2d\u640d\u58de\u3001\u907a\u5931\u6216\u88ab\u76dc\u7684\u98a8\u96aa\u3002\u57fa\u672c\u4fdd\u96aa\u901a\u5e38\u6db5\u84cb\u56e0\u4e8b\u6545\u3001\u706b\u707d\u6216\u5361\u8eca\u7ffb\u5012\u800c\u9020\u6210\u7684\u7269\u7406\u640d\u58de\uff1b\u8ca8\u7269\u5168\u640d\uff1b\u4ee5\u53ca\u5728\u884c\u99db\u548c\u5361\u8eca\u505c\u653e\u6642\u7684\u76dc\u7aca\u884c\u70ba\u3002\u8a72\u4fdd\u55ae\u53ef\u4ee5\u64f4\u5c55\u5230\u201c\u4e00\u5207\u96aa\u201d\uff0c\u6db5\u84cb\u5e7e\u4e4e\u6240\u6709\u640d\u5931\u539f\u56e0\uff0c\u9664\u4e86\u90a3\u4e9b\u7279\u5225\u6392\u9664\u7684\u60c5\u6cc1\uff08\u4f8b\u5982\uff0c\u7531\u65bc\u5305\u88dd\u4e0d\u826f\u9020\u6210\u7684\u640d\u58de\uff09\u3002\u4fdd\u96aa\u91d1\u984d\u9078\u64c7\u901a\u5e38\u6839\u64da\u8ca8\u7269\u7684CIF\uff08\u6210\u672c\u3001\u4fdd\u96aa\u3001\u904b\u8cbb\uff09\u6216FOB\uff08\u8239\u4e0a\u4ea4\u8ca8\uff09\u50f9\u503c\u4ee5\u53ca\u7d22\u8ce0\u767c\u751f\u6642\u7684\u5e02\u5834\u50f9\u503c\u9032\u884c\u8abf\u6574\u3002\u4fdd\u8cbb\u4ee5\u4fdd\u96aa\u50f9\u503c\u7684\u767e\u5206\u6bd4\u8a08\u7b97\uff0c\u901a\u5e38\u57280.1\u5de6\u53f3<\/span>\u202f<\/span>%\u20130,5<\/span>\u202f<\/span>\u6bcf\u6b21\u4ea4\u8ca8\u7684\u767e\u5206\u6bd4\uff0c\u53d6\u6c7a\u65bc\u8ca8\u7269\u985e\u578b\u548c\u8def\u7dda\u3002<\/span><\/p>\n

          \n
        1. \u6a5f\u52d5\u8eca\u8f1b\u4fdd\u96aa\uff08\u7d9c\u5408\u548cTLO\uff09<\/b><\/li>\n<\/ol>\n

          \u6a5f\u52d5\u8eca\u4fdd\u96aa\u4fdd\u8b77\u5361\u8eca\u672c\u8eab\u3002\u5168\u9762\u7684\u4fdd\u55ae\u6db5\u84cb\u5404\u7a2e\u539f\u56e0\u9020\u6210\u7684\u8eca\u8f1b\u640d\u58de\uff0c\u5305\u62ec\u78b0\u649e\u3001\u706b\u707d\u3001\u5929\u707d\u548c\u7aca\u76dc\u3002\u6b64\u5916\uff0c\u4fdd\u55ae\u901a\u5e38\u6db5\u84cb\u56e0\u6545\u610f\u7834\u58de\u800c\u9020\u6210\u7684\u640d\u58de\u4ee5\u53ca\u56e0\u81ea\u7136\u707d\u5bb3\u800c\u9020\u6210\u7684\u640d\u5931\u7684\u98a8\u96aa\u3002\u540c\u6642\uff0c\u50c5\u7e3d\u640d\u5931 (TLO) \u50c5\u6db5\u84cb\u7e3d\u640d\u5931\uff0c\u5373\u7576\u7dad\u4fee\u6210\u672c\u8d85\u904e\u4e00\u5b9a\u767e\u5206\u6bd4\uff08\u4f8b\u5982 75<\/span>\u202f<\/span>%) \u7684\u5361\u8eca\u50f9\u503c\uff0c\u6216\u8eca\u8f1b\u907a\u5931\/\u5b8c\u5168\u640d\u58de\u3002\u7d9c\u5408\u4fdd\u8cbb\u6bd4 TLO \u66f4\u9ad8\uff0c\u56e0\u70ba\u627f\u4fdd\u7bc4\u570d\u66f4\u5ee3\u3002<\/span><\/p>\n

          3.<\/b>\u7b2c\u4e09\u4eba\u8cac\u4efb\u4fdd\u96aa<\/b><\/a> \uff08\u7b2c\u4e09\u65b9\u8cac\u4efb\uff09<\/b><\/p>\n

          \u6b64\u4fdd\u96aa\u627f\u4fdd\u99d5\u99db\u54e1\u6216\u5361\u8eca\u8eca\u4e3b\u56e0\u8ca1\u7522\u640d\u5931\u548c\u7b2c\u4e09\u65b9\u50b7\u5bb3\u800c\u627f\u64d4\u7684\u6cd5\u5f8b\u8cac\u4efb\u3002\u4f8b\u5982\uff0c\u5982\u679c\u9b06\u52d5\u7684\u8ca0\u8f09\u640d\u58de\u4e86\u53e6\u4e00\u8f1b\u8eca\uff0c\u6216\u8005\u5361\u8eca\u649e\u5230\u4e86\u884c\u4eba\uff0c\u5c0e\u81f4\u53d7\u50b7\u3002\u8a72\u4fdd\u55ae\u6db5\u84cb\u8ce0\u511f\u8cbb\u7528\u3001\u6cd5\u5f8b\u8cbb\u7528\u4ee5\u53ca\u6839\u64da\u7d04\u5b9a\u7684\u8cac\u4efb\u9650\u984d\uff08\u4f8b\u5982 Rp\uff09\u9032\u884c\u7684\u8ce0\u511f<\/span>\u202f<\/span>\u6bcf\u500b\u4e8b\u4ef6 5 \u5104\u7f8e\u5143\u3002\u5982\u679c\u6c92\u6709\u9019\u500b\u4fdd\u96aa\uff0c\u516c\u53f8\u5fc5\u9808\u81ea\u5df1\u627f\u64d4\u6240\u6709\u7d22\u8ce0\u8cbb\u7528\uff0c\u9019\u7b46\u8cbb\u7528\u53ef\u80fd\u6703\u975e\u5e38\u5927\u3002<\/span><\/p>\n

            \n
          1. \u9644\u52a0\u689d\u6b3e\u548c\u88dc\u5145\u54c1\uff08\u6dfb\u52a0<\/b>\uff0d<\/b>\u5728\uff09<\/b><\/li>\n<\/ol>\n

            \u70ba\u4e86\u7372\u5f97\u66f4\u5b8c\u6574\u7684\u4fdd\u8b77\uff0c\u516c\u53f8\u53ef\u4ee5\u6dfb\u52a0\u9644\u52a0\u689d\u6b3e\u6216\u6dfb\u52a0<\/span>\uff0d<\/span>\u8ad6\u57fa\u672c\u65b9\u91dd\u3002\u4f8b\u5982\uff0c\u4e0d\u53ef\u6297\u529b\u4fdd\u96aa\u627f\u4fdd\u56e0\u6d2a\u6c34\u6216\u5730\u9707\u7b49\u7279\u5b9a\u81ea\u7136\u707d\u5bb3\u9020\u6210\u7684\u640d\u5931\u2014\u901a\u5e38\u88ab\u6392\u9664\u5728\u6a19\u6e96\u4fdd\u55ae\u4e4b\u5916\u3002\u9084\u6709\u91dd\u5c0d\u51b7\u85cf\u8eca\uff08\u51b7\u85cf\u8eca\uff09\u7684\u7279\u6b8a\u8a2d\u5099\u4fdd\u96aa\uff0c\u627f\u4fdd\u56e0\u51b7\u51cd\u7cfb\u7d71\u6545\u969c\u800c\u9020\u6210\u7684\u8ca8\u7269\u640d\u58de\uff0c\u4ee5\u53ca\u91dd\u5c0d\u91cd\u578b\u904b\u8f38\u8a2d\u5099\uff08\u4f4e\u5e8a\u62d6\u8eca\uff09\u7684\u4fdd\u96aa\uff0c\u627f\u4fdd\u62d6\u8eca\u7d50\u69cb\u640d\u58de\u548c\u8d85\u5927\u8ca0\u8f09\u7684\u98a8\u96aa\u3002\u8a72\u9644\u52a0\u689d\u6b3e\u589e\u52a0\u4e86\u4fdd\u8cbb\uff0c\u4f46\u70ba\u6709\u7279\u6b8a\u9700\u6c42\u7684\u6258\u904b\u4eba\u63d0\u4f9b\u4e86\u984d\u5916\u7684\u5b89\u5fc3\u3002<\/span><\/p>\n

             <\/p>\n

            \u4fdd\u96aa\u7406\u8ce0\u6d41\u7a0b<\/span><\/h3>\n

            \u8ca8\u7269\u548c\u5361\u8eca\u4fdd\u96aa\u7d22\u8ce0\u6d41\u7a0b\u6d89\u53ca\u5e7e\u500b\u5fc5\u9808\u5b8c\u6210\u7684\u4e3b\u8981\u968e\u6bb5\uff0c\u4ee5\u78ba\u4fdd\u7d22\u8ce0\u9806\u5229\u9032\u884c\uff1a<\/span><\/p>\n