{"id":2283,"date":"2020-08-18T11:13:07","date_gmt":"2020-08-18T04:13:07","guid":{"rendered":"http:\/\/ligaasuransi.com\/?p=2283"},"modified":"2024-08-09T13:46:28","modified_gmt":"2024-08-09T06:46:28","slug":"7-alasan-mengapa-nilai-pertanggungan-asuransi-harus-selalu-ditinjau-ulang","status":"publish","type":"post","link":"https:\/\/ligaasuransi.com\/zh\/7-alasan-mengapa-nilai-pertanggungan-asuransi-harus-selalu-ditinjau-ulang\/","title":{"rendered":"\u70ba\u4f55\u61c9\u7d93\u5e38\u6aa2\u8a0e\u4fdd\u96aa\u7bc4\u570d\u7684 7 \u500b\u539f\u56e0\uff1f"},"content":{"rendered":"

Liga Asuransi<\/span><\/a> – \u4eca\u5929\u4e0b\u5348\u6211\u525b\u525b \u5230\u9054\u4e00 \u5ba2\u6236\u7684\u3002\u4e00\u4f4d\u8001\u670b\u53cb\u525b\u906d\u9047\u610f\u5916\u3002\u4ed6\u7684\u751f\u610f\u6240\u5728\u7684\u5546\u5e97\u5e7e\u5929\u524d\u8d77\u706b\uff0c\u71d2\u6bc0\u4e86\u6574\u68df\u5efa\u7bc9\u3001\u6a5f\u5668\u4ee5\u53ca\u539f\u6599\u548c\u8ca8\u7269\u7684\u5eab\u5b58\u3002<\/span><\/p>\n

\u5e97\u5c4b \u4fdd\u96aa\u6709<\/b> \u88ab\u653e\u7f6e\u901a\u904e <\/span>\u4fdd\u96aa\u7d93\u7d00 \u516c\u53f8<\/b> \u5f9e6\u5e74\u524d\u958b\u59cb\u3002\u6bcf\u6b21\u6211\u5011\u767c\u51fa\u5ef6\u671f\u63d0\u9192\u6642\uff0c\u6211\u5011\u90fd\u6703\u4ee5\u66f8\u9762\u548c\u53e3\u982d\u65b9\u5f0f\u63d0\u9192\u4ed6\u5011\uff0c\u4ee5\u4fbf\u4ed6\u5011\u5be9\u67e5\u4fdd\u984d\u662f\u5426\u4ecd\u7136\u5408\u9069\u6216\u662f\u5426\u9700\u8981\u8abf\u6574\u5230\u6700\u65b0\u503c\u3002<\/span><\/p>\n

\u7576\u767c\u751f\u6b64\u985e\u7d22\u8ce0\u6642\uff0c\u6211\u5011\u6709\u8cac\u4efb\u5e6b\u52a9\u5ba2\u6236\u3002\u81ea\u5f9e\u8a72\u4e8b\u4ef6\u767c\u751f\u4ee5\u4f86\uff0c\u6211\u5011\u4e00\u76f4\u900f\u904e\u96fb\u8a71\u548c\u96fb\u5b50\u90f5\u4ef6\u9032\u884c\u4ea4\u8ac7\u3002\u5411\u64d4\u4fdd\u7684\u4fdd\u96aa\u516c\u53f8\u505a\u51fa\u521d\u6b65\u5831\u544a\u3002\u7d22\u8ce0\u904e\u7a0b\u9032\u5c55\u9806\u5229\uff0c\u5230\u76ee\u524d\u70ba\u6b62\u4e00\u5207\u9806\u5229\u3002\u751a\u81f3\u8a08\u5283\u5728\u672a\u4f86\u5e7e\u5929\u5167\u8207\u7406\u640d\u54e1\u4e00\u8d77\u5c0d\u8a72\u5730\u9ede\u9032\u884c\u52d8\u5bdf\u3002<\/span><\/p>\n

\u56e0\u70ba\u9019\u4f4d\u5ba2\u6236\u662f\u597d\u670b\u53cb\uff0c\u6240\u4ee5\u4ed6\u4f3c\u4e4e\u66f4\u9858\u610f\u76f4\u63a5\u8207\u6211\u548c\u5718\u968a\u6703\u9762\u8a0e\u8ad6\u4ed6\u7684\u4e3b\u5f35\u3002\u4f5c\u70ba\u670b\u53cb\u548c\u5ba2\u6236\uff0c\u6211\u8868\u9054\u4e86\u6211\u5011\u5c0d\u6240\u767c\u751f\u707d\u96e3\u7684\u64d4\u6182\u3002\u6211\u5411\u4ed6\u4fdd\u8b49\uff0c\u4ed6\u7684\u4fdd\u96aa\u55ae\u6709\u6548\uff0c\u53ef\u4ee5\u627f\u4fdd\u767c\u751f\u7684\u4efb\u4f55\u706b\u707d\u3002<\/span><\/p>\n

\u5f9e\u6211\u5011\u7684\u8ac7\u8a71\u4e2d\uff0c\u6211\u525b\u525b\u6536\u5230\u9019\u4f4d\u540c\u4e8b\u7684\u8a0a\u606f\uff0c\u539f\u4f86\u4ed6\u7684\u8cc7\u7522\u50f9\u503c\u5927\u65bc\u4fdd\u55ae\u7684\u50f9\u503c\u3002\u4e8b\u5be6\u4e0a\uff0c\u9019\u500b\u6578\u5b57\u53ef\u80fd\u662f\u5169\u500d\u3002<\/span><\/p>\n

\u807d\u5230\u9019\u500b\u89e3\u91cb\uff0c\u6211\u770b\u5230\u9019\u4f4d\u5ba2\u6236\u53ef\u80fd\u7121\u6cd5\u5f9e\u4ed6\u5f8c\u4f86\u6536\u5230\u7684\u4fdd\u96aa\u7d22\u8ce0\u5831\u92b7\u4e2d\u5f4c\u88dc\u4ed6\u6240\u7d93\u6b77\u7684\u5be6\u969b\u640d\u5931\u3002\u592a\u7cdf\u7cd5\u4e86\u3002<\/span><\/p>\n

\u5118\u7ba1\u4ed6\u5df2\u7d93\u6709\u4e86\u8cfc\u8cb7\u4fdd\u96aa\u7684\u610f\u8b58\uff0c\u4ee5\u4fdd\u8b77\u81ea\u5df1\u7684\u4f01\u696d\u514d\u53d7\u610f\u5916\u98a8\u96aa\u7684\u5f71\u97ff\u3002\u4f46\u7531\u65bc\u4ed6\u7f3a\u4e4f\u7d93\u5e38\u6aa2\u8996\u4fdd\u984d\u7684\u610f\u8b58\uff0c\u5c0e\u81f4\u4ed6\u7121\u6cd5\u7372\u5f97\u6700\u5927\u7684\u91cd\u7f6e\u50f9\u503c\u3002\u6bcf\u5e74\u7e8c\u4fdd\u6642\uff0c\u6211\u5011\u90fd\u6703\u63d0\u9192\u5ba2\u6236\u6aa2\u67e5\u81ea\u5df1\u7684\u4fdd\u96aa\u91d1\u984d\u662f\u5426\u7b26\u5408\u7576\u524d\u50f9\u503c\u3002<\/span><\/p>\n

\u8eab\u70ba\u4e00\u500b\u64c1\u670930\u591a\u5e74\u7d93\u9a57\u7684\u4fdd\u96aa\u7d93\u7d00\u4eba\uff0c\u9019\u6a23\u7684\u4e8b\u4ef6\u6642\u5e38\u767c\u751f\u3002\u6211\u5011\u7684\u8a31\u591a\u5ba2\u6236\u4e0d\u9075\u5b88 \u4fdd\u96aa\u5efa\u8b70<\/span> \u7d93\u7d00\u4eba<\/b> \u7d93\u5e38\u5be9\u67e5\u4fdd\u96aa\u55ae\u7684\u627f\u4fdd\u50f9\u503c\u3002<\/span><\/p>\n

\u7576\u7136\uff0c\u5728\u6b63\u5e38\u60c5\u6cc1\u4e0b\uff0c\u516c\u53f8\u8cc7\u7522\u7684\u50f9\u503c\u6703\u96a8\u8457\u516c\u53f8\u7684\u767c\u5c55\u800c\u9010\u5e74\u589e\u52a0\u3002\u56e0\u6b64\uff0c\u4fdd\u96aa\u4fdd\u969c\u50f9\u503c\u4e5f\u61c9\u8abf\u6574\u70ba\u4fdd\u55ae\u64d4\u4fdd\u958b\u59cb\u524d\u7684\u6700\u5f8c\u4e00\u500b\u8cc7\u7522\u50f9\u503c\u3002\u6216\u53ef\u5728\u4fdd\u96aa\u671f\u9593\u5167\u4ee5\u505a\u80cc\u66f8\u3001\u589e\u52a0\u4fdd\u96aa\u8cbb\u7b49\u65b9\u5f0f\u589e\u503c\u3002<\/span><\/p>\n

\u70ba\u4e86\u907f\u514d\u50cf\u6211\u5011\u5ba2\u6236\u6240\u7d93\u6b77\u7684\u5931\u671b\u767c\u751f\u5728\u60a8\u8eab\u4e0a\uff0c\u6211\u5011\u60f3\u7d66\u60a8\u4ee5\u4e0b\u5efa\u8b70\uff1a<\/span><\/p>\n

    \n
  1. \u4e86\u89e3\u4fdd\u984d\uff08\u4fdd\u984d\uff09<\/b><\/li>\n<\/ol>\n

    \u4fdd\u984d\u662f\u8ca8\u5e63\u50f9\u503c\u7684\u7e3d\u548c\uff0c\u53ef\u4ee5\u662f\u76e7\u6bd4\u3001\u7f8e\u5143\u3001\u65b0\u52a0\u5761\u5143\u7b49\uff0c\u5b83\u63cf\u8ff0\u4e86\u53d7\u4fdd\u8cc7\u7522\u6216\u8ca8\u7269\u7684\u771f\u6b63\u50f9\u503c\u3002<\/span><\/p>\n

      \n
    1. \u4fdd\u984d\u57fa\u672c\u50f9\u503c<\/b><\/li>\n<\/ol>\n

      \u70ba\u4e86\u78ba\u5b9a\u8a08\u7b97\u4fdd\u96aa\u91d1\u984d\u7684\u57fa\u790e\uff0c\u4f7f\u7528\u4e86\u591a\u7a2e\u57fa\u790e\uff0c\u5305\u62ec\u65b0\u91cd\u7f6e\u50f9\u503c\uff08NRV\uff09\u3001\u6062\u5fa9\u50f9\u503c\u3001\u5e02\u5834\u50f9\u503c\u3001\u8ce0\u511f\u50f9\u503c\u3001\u7d04\u5b9a\u50f9\u503c\u3001\u6b21\u7d1a\u9650\u984d\u4ee5\u53ca\u4fdd\u96aa\u4eba\u548c\u64d4\u4fdd\u4eba\u7d04\u5b9a\u7684\u5176\u4ed6\u5f62\u5f0f\u3002<\/span><\/p>\n

        \n
      1. \u65b0\u91cd\u7f6e\u50f9\u503c (NRV)<\/b><\/li>\n<\/ol>\n

        \u5c0d\u65bc NRV\uff0c\u8981\u6c42\u4fdd\u96aa\u50f9\u503c\u57fa\u65bc\u65b0\u7684\u91cd\u7f6e\u50f9\u503c\u3002\u6216\u8981\u6295\u4fdd\u7684\u7269\u54c1\u7684\u6700\u65b0\u50f9\u683c\uff0c\u5373\u4f7f\u8a72\u7269\u54c1\u662f\u820a\u7684\u6216\u4f7f\u7528\u904e\u7684\u3002\u4f8b\u5982\uff0c2015\u5e74\u751f\u7522\u76841\u53f01000\u578b\u6316\u571f\u6a5f\u76ee\u524d\u5e02\u5834\u50f9\u683c\u70ba25\u842c\u7f8e\u5143\uff0c\u800c\u65b0\u50f9\u683c\u70ba75\u842c\u7f8e\u5143\u3002\u6240\u4ee5\u9019\u500b\u91cd\u578b\u8a2d\u5099\u4fdd\u96aa\u7684\u4fdd\u984d\u662f75\u842c\u7f8e\u5143\uff0c\u800c\u4e0d\u662f25\u842c\u7f8e\u5143\u3002<\/span><\/p>\n

        \u9019\u662f\u6211\u5011\u5927\u591a\u6578\u5ba2\u6236\u901a\u5e38\u53cd\u5c0d\u7684\u5730\u65b9\u3002\u70ba\u4ec0\u9ebc\u4e8c\u624b\u8a2d\u5099\u7684\u50f9\u683c\u8207\u65b0\u8a2d\u5099\u4e00\u6a23\uff1f\u6ea2\u50f9\u8b8a\u5927\u3002\u4f46\u7531\u65bc\u9019\u662f\u8a08\u7b97\u7279\u5b9a\u4fdd\u55ae\u4fdd\u984d\u7684\u57fa\u672c\u539f\u5247\uff0c\u56e0\u6b64\u88ab\u4fdd\u96aa\u4eba\u5fc5\u9808\u9075\u5faa\u5b83\u3002\u901a\u5e38\u4f7f\u7528NRV\u539f\u5247\u7684\u4fdd\u96aa\u55ae\u662f\u5de5\u7a0b\u98a8\u96aa\uff0c\u4f8b\u5982\u5efa\u7bc9\u5b89\u88dd\u4e00\u5207\u96aa\u3001\u91cd\u578b\u8a2d\u5099\u4fdd\u96aa\u3001\u96fb\u6c23\u8a2d\u5099\u4fdd\u96aa\u3001\u6a5f\u68b0\u6545\u969c\u4fdd\u96aa\u548c\u5176\u4ed6\u5e7e\u7a2e\u4fdd\u96aa\u55ae\u3002<\/span><\/p>\n

        \u5176\u5be6\uff0c\u4f7f\u7528NRV\u7684\u7406\u7531\u662f\u597d\u7684\uff0c\u4e5f\u662f\u6709\u9053\u7406\u7684\u3002\u4f7f\u7528NRV\u539f\u7406\u7684\u76ee\u7684\u662f\u5c07\u53d7\u640d\u8ca8\u7269\u7684\u72c0\u614b\u6062\u5fa9\u5230\u640d\u58de\u767c\u751f\u524d\u7684\u72c0\u614b\u3002\u65e2\u4e0d\u597d\u4e5f\u4e0d\u58de\u3002<\/span><\/p>\n

        \u5982\u679c\u640d\u58de\u7684\u6316\u571f\u6a5f\u662f\u5728 2015 \u5e74\u751f\u7522\u7684\uff0c\u5247\u6703\u767c\u751f\u4e8b\u6545\uff0c\u5c0e\u81f4\u96f6\u4ef6\u640d\u58de\uff0c\u4f8b\u5982\u6db2\u58d3\u7cfb\u7d71\u3002\u8a72\u7d44\u4ef6\u7684\u65b0\u50f9\u503c\u70ba 25,000 \u7f8e\u5143\u3002\u5982\u679c\u4fdd\u984d\u662f\u57fa\u65bcNRV\uff0c\u5247\u91cd\u7f6e\u50f9\u503c\u8207\u7d22\u8ce0\u50f9\u503c100%\u76f8\u540c\uff0c\u4e26\u4e14\u50c5\u50cf\u4fdd\u96aa\u55ae\u4e2d\u90a3\u6a23\u5f9e\u60a8\u81ea\u5df1\u7684\u98a8\u96aa\u4e2d\u6263\u9664\uff0c\u4f8b\u59825,000\u7f8e\u5143\u3002\u4f46\u662f\uff0c\u5982\u679c\u4fdd\u984d\u662f\u57fa\u65bc\u5e02\u5834\u50f9\u503c\u7684\uff0c\u5247\u66ff\u63db\u5c07\u88ab\u8996\u70ba\u5728\u4fdd\u96aa\u7bc4\u570d\u5167\uff08\u4f4e\u65bc\u4fdd\u984d\uff09\uff0c\u4e26\u4e14\u7d22\u8ce0\u8a08\u7b97\u5c07\u6309\u6bd4\u4f8b\u8a08\u7b97\uff0c\u5373\u6240\u9700\u4fdd\u984d\u8207\u4fdd\u96aa\u91d1\u984d\u4e2d\u6240\u5beb\u7684\u6bd4\u8f03\u4fdd\u96aa\u55ae\u3002 250,000 \u7f8e\u5143\/750,000 \u7f8e\u5143 = 33%\u3002\u56e0\u6b64\uff0c\u7d22\u8ce0\u91cd\u7f6e\u50f9\u503c\u70ba 25,000 \u7f8e\u5143\u7684 33% = 8,250 \u7f8e\u5143\u3002\u5dee\u984d\u70ba16,750\u7f8e\u5143\uff0c\u7531\u88ab\u4fdd\u96aa\u4eba\u81ea\u884c\u627f\u64d4\u3002\u60a8\u662f\u5426\u53ef\u4ee5\u7528 8,250 \u7f8e\u5143\u8cfc\u8cb7\u6db2\u58d3\u88dd\u7f6e\u3002\u5176\u4e2d\u53ef\u80fd\u4f7f\u7528\u4e86\u6db2\u58d3\u88dd\u7f6e\uff0c\u4f46\u5b83\u80fd\u5426\u5c07\u88dd\u7f6e\u7684\u52d5\u529b\u6062\u5fa9\u5230\u539f\u59cb\u72c0\u614b\uff1f\u6b64\u5916\uff0c\u5e7e\u4e4e\u6c92\u6709\u4eba\u51fa\u552e\u4e8c\u624b\u6db2\u58d3\u88dd\u7f6e\u3002\u6700\u7c21\u55ae\u7684\u4e8b\u60c5\u662f\u7372\u5f97\u65b0\u7684\u6db2\u58d3\u7cfb\u7d71\u3002<\/span><\/p>\n

          \n
        1. \u6062\u5fa9\u50f9\u503c\u689d\u6b3e (RVC)<\/b><\/li>\n<\/ol>\n

          RVC \u662f\u91cd\u5efa\u503c\u3002\u9019\u66f4\u9069\u5408\u4ee5\u5efa\u7bc9\u7269\u3001\u8ca1\u7522\u548c\u5176\u4ed6\u975c\u614b\u5be6\u9ad4\u8a2d\u65bd\u70ba\u5f62\u5f0f\u7684\u4fdd\u96aa\u5c0d\u8c61\u3002\u539f\u5247\u4e0a\uff0cRVC \u8207 NRV \u76f8\u540c\u3002 RVC \u8981\u6c42\u900f\u904e\u8a08\u7b97\u91cd\u5efa\u50f9\u503c\u4f86\u78ba\u5b9a\u4fdd\u984d\u3002\u4f8b\u5982\uff0c\u4e00\u68df40\u5c64\u6a13\u7684\u5efa\u7bc9\u5efa\u65bc2015\u5e74\uff0c\u4fdd\u96aa\u50f9\u503c\u70ba5000\u842c\u7f8e\u5143\u3002\u5982\u679c\u5728 2020 \u5e74\u6295\u4fdd\uff0c\u4e14\u623f\u5730\u7522\u50f9\u683c\u548c\u7247\u5047\u540d\u5546\u54c1\u50f9\u683c\u5e73\u5747\u6bcf\u5e74\u4e0a\u6f32 5%\uff0c\u5247\u8a72\u5efa\u7bc9\u76ee\u524d\u7684 RVC \u7d04\u70ba 64,000,000 \u7f8e\u5143\u3002<\/span><\/p>\n

          \u8a08\u7b97\u539f\u7406\u8207NRV\u76f8\u540c\uff0c\u5982\u679c\u4fdd\u984d\u4f4e\u65bcRVC\uff0c\u5247\u5982\u679c\u767c\u751f\u7d22\u8ce0\uff0c\u5c07\u61c9\u7528\u6309\u6bd4\u4f8b\u8a08\u7b97\u3002<\/span><\/p>\n

            \n
          1. \u5e02\u5834\u50f9\u503c \u2013 \u5e02\u5834\u50f9\u683c<\/b><\/li>\n<\/ol>\n

            \u6839\u64da\u5e02\u5834\u50f9\u503c\uff08MV\uff09\u78ba\u5b9a\u4fdd\u96aa\u91d1\u984d\u66f4\u5e38\u7528\u65bc\u6a5f\u52d5\u8eca\u8f1b\uff08MV\uff09\u4fdd\u96aa\u3002\u4fdd\u984d\u662f\u6839\u64da\u8eca\u8f1b\u6295\u4fdd\u6642\u7684\u5e02\u5834\u50f9\u683c\u8a08\u7b97\u7684\u3002\u4f8b\u5982\uff0c2015 \u5e74\u6885\u8cfd\u5fb7\u65af\u5954\u99b3 C \u578b 300 \u8f4e\u8eca\u7684\u7576\u524d\u5e02\u5834\u50f9\u683c\u70ba Rp\u3002 750,000,000\u3002\u540c\u985e\u578b\u6c7d\u8eca\u7684\u65b0\u50f9\u683c\u70baRp\u3002 1,250,000,000\u3002\u6240\u4ee5\u4fdd\u96aa\u91d1\u662fRp\u3002 750,000,000\u3002\u5982\u679c\u4fdd\u984d\u4f4e\u65bc\u76e7\u6bd4\uff0c\u5247\u4fdd\u984d\u5c07\u88ab\u8996\u70ba\u4fdd\u96aa\u3002 750,000,000\u3002\u7406\u8ce0\u8a08\u7b97\u5c07\u4f9d\u7167\u6bd4\u4f8b\u5206\u914d\u539f\u5247\u9032\u884c\u8a08\u7b97\u3002<\/span><\/p>\n

            \u554f\u984c\u662f\u70ba\u4ec0\u9ebc\u6295\u4fdd\u984d\u53ef\u4ee5\u7528\u5e02\u5834\u50f9\u683c\u800c\u4e0d\u662f\u65b0\u50f9\u683c\u4f86\u7533\u8acb\u6a5f\u52d5\u8eca\u8f1b\u4fdd\u96aa\uff1f\u6280\u8853\u4e0a\u7684\u7b54\u6848\u662f\uff0c\u4e0d\u540c\u985e\u578b\u7684\u4fdd\u96aa\u6709\u4e0d\u540c\u7684\u4fdd\u96aa\u539f\u5247\u3002\u908f\u8f2f\u4e0a\u7684\u89e3\u91cb\u662f\uff0c\u6a5f\u52d5\u8eca\u8f1b\u4fdd\u96aa\u7684\u6f5b\u5728\u9ad4\u91cf\u9060\u5927\u65bc\u5de5\u7a0b\u4fdd\u96aa\u3002\u9019\u6a23\uff0c\u6536\u5230\u7684\u4fdd\u8cbb\u4e5f\u8f03\u9ad8\uff0c\u56e0\u6b64\u8db3\u4ee5\u6db5\u84cb\u7d22\u8ce0\u4ee5\u53ca\u4e8c\u624b\u8ca8\u548c\u65b0\u8ca8\u4e4b\u9593\u7684\u5dee\u984d\u3002\u66f4\u91cd\u8981\u7684\u662f\uff0c\u6a5f\u52d5\u8eca\u4fdd\u96aa\u8cbb\u7387\u8981\u9ad8\u5f97\u591a\uff0c\u8cb43\u81f310\u500d\u3002\u4f8b\u5982\uff0c\u91cd\u578b\u8a2d\u5099\u4fdd\u96aa\u8cbb\u7387\u7d04\u70ba0.75%\/\u5e74\uff0c\u800c\u8eca\u8f1b\u4fdd\u96aa\u8cbb\u7387\u70ba2.1%\/\u5e74\u3002<\/span><\/p>\n

              \n
            1. \u8ce0\u511f\u57fa\u790e\uff08\u6263\u9664\u6298\u820a\u5f8c\u7684\u50f9\u683c\uff09<\/b><\/li>\n<\/ol>\n

              \u4fdd\u96aa\u50f9\u503c\u662f\u6839\u64da\u4fdd\u55ae\u8f09\u660e\u7684\u50f9\u503c\u4e26\u8003\u616e\u6298\u820a\u50f9\u503c\u56e0\u7d20\u4f86\u6c7a\u5b9a\u3002\u56e0\u6b64\uff0c\u91cd\u7f6e\u50f9\u503c\u5c0d\u61c9\u65bc\u898f\u5b9a\u50f9\u683c\u4e26\u6e1b\u53bb\u6298\u820a\u50f9\u503c\u3002\u5728\u4fdd\u55ae\u4e2d\uff0c\u91cd\u7f6e\u50f9\u503c\u662f\u5426\u8db3\u4ee5\u5f4c\u88dc\u6240\u767c\u751f\u7684\u640d\u5931\u3002<\/span><\/p>\n

              \u8ce0\u511f\u57fa\u790e\u7684\u4f7f\u7528\u5f88\u5c11\uff0c\u56e0\u70ba\u5b83\u4e0d\u9069\u5408\u88ab\u4fdd\u96aa\u4eba\u671f\u671b\u6839\u64da\u6240\u7d93\u6b77\u7684\u640d\u5931\u7372\u5f97\u8ce0\u511f\u7684\u9700\u8981\u3002<\/span><\/p>\n

                \n
              1. \u7d04\u5b9a\u50f9\u503c\uff08\u7d04\u5b9a\u50f9\u683c\uff09<\/b><\/li>\n<\/ol>\n

                \u63a1\u7528\u5354\u8b70\u50f9\u503c\uff0c\u5373\u8868\u793a\u4fdd\u96aa\u516c\u53f8\u540c\u610f\u88ab\u4fdd\u96aa\u4eba\u63d0\u51fa\u7684\u50f9\u503c\uff0c\u65e5\u5f8c\u767c\u73fe\u4fdd\u96aa\u50f9\u503c\u4f4e\u65bc\u5e02\u5834\u50f9\u503c\u6216\u91cd\u7f6e\u50f9\u503c\u6642\uff0c\u4e0d\u518d\u9069\u7528\u6bd4\u4f8b\u5206\u914d\u539f\u5247\u3002\u7d04\u5b9a\u50f9\u503c\u6700\u5e38\u4f7f\u7528\u7684\u662f\u8239\u8236\u4fdd\u96aa\uff08Marine Hull\uff09\u4fdd\u96aa\u3002<\/span><\/p>\n

                \u9019\u662f\u5c0d\u78ba\u5b9a\u4fdd\u55ae\u4e2d\u4fdd\u96aa\u91d1\u984d\uff08sum insured\uff09\u91cd\u8981\u6027\u7684\u7c21\u8981\u8aaa\u660e\u3002\u6295\u4fdd\u958b\u59cb\u6642\uff0c\u78ba\u4fdd\u4fdd\u55ae\u4e2d\u8a3b\u660e\u7684\u4fdd\u96aa\u50f9\u503c\u53cd\u6620\u4e86\u57fa\u65bc\u200b\u200b\u4fdd\u55ae\u8981\u6c42\u7684\u53d7\u4fdd\u57fa\u790e\u7684\u5be6\u969b\u50f9\u503c\u3002<\/span><\/p>\n

                \u4e0d\u8981\u53ea\u60f3\u7bc0\u7701\u4fdd\u8cbb\u4e26\u964d\u4f4e\u4fdd\u96aa\u50f9\u503c\u3002\u9019\u7a2e\u65b9\u6cd5\u662f\u975e\u5e38\u6709\u5bb3\u7684\u3002\u5c31\u50cf\u4e0a\u9762\u7684\u4f8b\u5b50 3 \u4e00\u6a23\u3002\u82e5\u88ab\u4fdd\u96aa\u4eba\u4f9d\u7167NRV\u6295\u4fdd\uff0c\u537375\u842c\u7f8e\u5143\uff0c\u5047\u8a2d\u4fdd\u96aa\u8cbb\u70ba1%\uff0c\u5247\u7e73\u7d0d\u7684\u4fdd\u8cbb\u70ba7,500\u7f8e\u5143\u3002\u4f46\u5982\u679c\u50f9\u503c25\u842c\u7f8e\u5143\uff0c\u4fdd\u8cbb\u7387\u70ba1%\uff0c\u90a3\u9ebc\u4fdd\u8cbb\u50c5\u70ba2500\u7f8e\u5143\u3002\u7701\u4e86 5,000 \u7f8e\u5143\u3002\u4f46\u7d50\u679c\u662f\uff0c\u7d22\u8ce0\u5831\u92b7\u51fa\u73fe\u4e8616,750\u7f8e\u5143\u7684\u77ed\u7f3a\uff0c\u7121\u6cd5\u7528\u4fdd\u96aa\u4f86\u66ff\u4ee3\u3002\u9019\u53ea\u662f\u5c0f\u984d\u7d22\u8ce0\u7684\u4e00\u500b\u4f8b\u5b50\uff0c\u90a3\u9ebc\u5927\u984d\u7d22\u8ce0\u6216\u5168\u90e8\u640d\u5931\u7684\u7d22\u8ce0\u53c8\u5982\u4f55\u5462\uff1f<\/span><\/p>\n

                \u5c0d\u65bc\u7d93\u7d00\u4eba\u4f86\u8aaa\uff0c\u8981\u6beb\u4e0d\u7336\u8c6b\u5730\u63d0\u9192\uff08\u5f37\u8feb……\uff09\u5ba2\u6236\u59cb\u7d42\u6839\u64da\u4fdd\u96aa\u55ae\u8981\u6c42\u7684\u50f9\u503c\u4f7f\u7528\u4fdd\u96aa\u91d1\u984d\u3002\u5e6b\u52a9\u4ed6\u5011\u907f\u514d\u56e0\u7d22\u8ce0\u91d1\u984d\u4e0d\u8db3\u800c\u5931\u671b\u3002<\/span><\/p>\n

                \u70ba\u907f\u514d\u4e0a\u8ff0\u60c5\u6cc1\uff0c\u8acb\u52d9\u5fc5\u4f7f\u7528\u672c\u516c\u53f8\u7684\u670d\u52d9<\/span> \u4fdd\u96aa\u7d93\u7d00\u4eba<\/b><\/a>\u3002\u4ed6\u5011\u662f\u4fdd\u96aa\u5c08\u5bb6\uff0c\u4e86\u89e3\u4e26\u638c\u63e1\u4fdd\u96aa\u7684\u4f86\u9f8d\u53bb\u8108\uff0c\u4ee5\u4fbf\u80fd\u70ba\u4fdd\u96aa\u63d0\u4f9b\u6700\u5927\u7684\u5229\u76ca\u3002<\/span><\/p>\n

                \u5982\u9700\u70ba\u60a8\u7684\u8ca8\u7269\u8cfc\u8cb7\u904b\u8f38\u4fdd\u96aa\uff0c\u8acb\u7acb\u5373\u806f\u7d61 L&G\uff01<\/span><\/p>\n

                \u2014<\/span><\/p>\n

                \u6b63\u5728\u5c0b\u627e\u8ca1\u7522\u4fdd\u96aa\u7522\u54c1\uff1f\u4e0d\u8981\u6d6a\u8cbb\u60a8\u7684\u6642\u9593\uff0c\u7acb\u5373\u806f\u7d61\u6211\u5011<\/b><\/h3>\n

                24 JAM L&G \u71b1\u7dda\uff1a<\/b> 0811-8507-773<\/b><\/a> \uff08\u81f4\u96fb \u2013 WHATSAPP \u2013 \u7c21\u8a0a\uff09<\/b><\/h3>\n

                \u7db2\u5740\uff1alngrisk.co.id<\/span><\/p>\n

                \u96fb\u5b50\u90f5\u4ef6\uff1acustomer.support@lngrisk.co.id<\/span><\/p>\n

                \u2014<\/span><\/p>\n

                http:\/\/ligaasuransi.com\/agen-vs-broker-asuransi-apa-perbedaannya\/<\/p>","protected":false},"excerpt":{"rendered":"

                Liga Asuransi – \u4eca\u5929\u4e0b\u5348\u6211\u525b\u525b \u5230\u9054\u4e00 \u5ba2\u6236\u7684\u3002\u4e00\u4f4d\u8001\u670b\u53cb\u525b\u906d\u9047\u610f\u5916\u3002\u4ed6\u7684\u751f\u610f\u6240\u5728 […]<\/p>\n","protected":false},"author":2,"featured_media":2284,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[74,1004],"tags":[247,261,326,327],"class_list":{"0":"post-2283","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-asuransi-properti","8":"category-property","9":"tag-asuransi-properti","10":"tag-asuransi-ruko","11":"tag-broker-asuransi","12":"tag-broker-asuransi-indonesia"},"post_mailing_queue_ids":[],"_links":{"self":[{"href":"https:\/\/ligaasuransi.com\/zh\/wp-json\/wp\/v2\/posts\/2283","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/ligaasuransi.com\/zh\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/ligaasuransi.com\/zh\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/ligaasuransi.com\/zh\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/ligaasuransi.com\/zh\/wp-json\/wp\/v2\/comments?post=2283"}],"version-history":[{"count":1,"href":"https:\/\/ligaasuransi.com\/zh\/wp-json\/wp\/v2\/posts\/2283\/revisions"}],"predecessor-version":[{"id":5925,"href":"https:\/\/ligaasuransi.com\/zh\/wp-json\/wp\/v2\/posts\/2283\/revisions\/5925"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/ligaasuransi.com\/zh\/wp-json\/wp\/v2\/media\/2284"}],"wp:attachment":[{"href":"https:\/\/ligaasuransi.com\/zh\/wp-json\/wp\/v2\/media?parent=2283"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/ligaasuransi.com\/zh\/wp-json\/wp\/v2\/categories?post=2283"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/ligaasuransi.com\/zh\/wp-json\/wp\/v2\/tags?post=2283"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}