{"id":9949,"date":"2026-07-14T08:58:05","date_gmt":"2026-07-14T01:58:05","guid":{"rendered":"https:\/\/ligaasuransi.com\/?p=9949"},"modified":"2026-07-14T08:58:05","modified_gmt":"2026-07-14T01:58:05","slug":"ojk-sita-aset-rp11397-miliar-terkait-dugaan-pelanggaran-pt-asuransi-jiwa-prolife-indonesia-dan-7-berita-asuransi-terupdate-di-indonesia","status":"publish","type":"post","link":"https:\/\/ligaasuransi.com\/en\/ojk-sita-aset-rp11397-miliar-terkait-dugaan-pelanggaran-pt-asuransi-jiwa-prolife-indonesia-dan-7-berita-asuransi-terupdate-di-indonesia\/","title":{"rendered":"OJK Seizes IDR 113.97 Billion in Assets Related to Alleged Violations by PT Asuransi Jiwa Prolife Indonesia: And 7 of the Latest Insurance News in Indonesia"},"content":{"rendered":"

The Indonesian insurance industry continues to experience dynamics, both in terms of regulation, industry performance, and efforts to strengthen consumer protection. Various policies and the latest developments announced by the Financial Services Authority (OJK) and industry players serve as important indicators for companies, insurance brokers, and the public in understanding the direction of the insurance sector’s development.<\/span><\/p>\n

Here are 7 news reviews about the latest developments that are worth paying attention to!<\/b><\/p>\n

\u00a0<\/span><\/p>\n

OJK Records 41 Insurance Companies Preparing to Spin Off Sharia Units<\/b><\/h3>\n

The Financial Services Authority (OJK) noted that more and more insurance companies are preparing for separation or <\/span>spin off <\/span><\/i>Sharia business units in accordance with the provisions of POJK Number 11 of 2023. By mid-2026, 41 companies had submitted changes to the Sharia Unit Separation Work Plan (RKPUS) to OJK.<\/span><\/p>\n

Of these, 26 companies plan to establish new Sharia insurance companies as a result of the separation of business units. Meanwhile, 15 companies have chosen to transfer their Sharia business portfolios to other companies as a form of spin-off.<\/span><\/p>\n

The OJK also reported that as of June 29, 2026, 12 companies had completed the process of separating their sharia units. Three companies formed new entities, while nine others completed the process through portfolio transfers. Currently, 11 companies are still undergoing the separation process.<\/span><\/p>\n

On the other hand, the national insurance industry’s performance continues to show positive growth. Total insurance assets reached Rp1,197.04 trillion as of May 2026, a 2.87% increase compared to the previous year. Commercial insurance premium income was recorded at Rp139.54 trillion, driven by growth in life insurance premiums. Furthermore, the industry’s capitalization remains strong, with the Risk-Based Capital (RBC) ratio across the insurance sector well above the minimum requirement of 120%, reflecting the industry’s continued health and ability to meet its obligations to policyholders.<\/span><\/p>\n

Source:<\/span> https:\/\/money.kompas.com\/read\/2026\/07\/08\/103500526\/ojk–41-asuransi-ajukan-spin-off-unit-syariah-12-sudah-rampung?page=all#page3<\/span><\/a>\u00a0\u00a0\u00a0\u00a0\u00a0<\/span><\/p>\n

\u00a0<\/span><\/p>\n

The Financial Services Authority (OJK) Continues to Pursue Henry Surya’s Remaining Assets, Who Embezzled Hundreds of Billions in Insurance Money<\/b><\/h3>\n

The Financial Services Authority (OJK) together with the Attorney General’s Office (AGO) and the Police continue to investigate the remaining assets belonging to Henry Surya, a suspect in the alleged insurance crime case involving PT Asuransi Jiwa Prolife Indonesia, previously known as PT Asuransi Jiwa Indosurya Sukses.<\/span><\/p>\n

This step is part of the law enforcement process to optimize consumer recovery, particularly for policyholders who have not yet received their rights. Previously, the Financial Services Authority (OJK) issued a written order requiring the company to pay compensation to policyholders totaling Rp 566.24 billion. However, this obligation has not been fulfilled.<\/span><\/p>\n

Through coordination with law enforcement officials, the OJK continues its efforts to identify and secure assets suspected of being linked to the case. Asset seizure is expected to support the legal process and increase the chances of recovering funds for affected customers.<\/span><\/p>\n

This case has become a major focus for the Financial Services Authority (OJK) in strengthening oversight and law enforcement in the insurance sector. In addition to ensuring legal certainty for injured parties, this measure is also expected to improve industry discipline in fulfilling customer obligations and strengthen public trust in the national insurance industry.<\/span><\/p>\n

Source:<\/span> https:\/\/www.cnbcindonesia.com\/market\/20260709142318-17-749469\/henry-surya-tilep-ratusan-miliar-duit-asuransi-ojk-kejar-sisa-asetnya<\/span><\/a>\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0<\/span><\/p>\n

\u00a0<\/span><\/p>\n

Allianz Research Projects Sustainable Growth in the Indonesian Insurance Industry Within a Decade<\/b><\/h3>\n

The Indonesian insurance industry is projected to continue to record positive growth in the coming years, driven by increasing public awareness of the importance of financial protection. Demand for life, health, and asset protection insurance products is expected to be the primary driver of industry growth.<\/span><\/p>\n

Based on <\/span>Global Insurance Report 2026 <\/b>According to Allianz Research, the Indonesian insurance market is projected to grow by an average of 8.2% per year over the next decade. This figure is higher than the projected nominal Gross Domestic Product (GDP) growth of 7.6% per year.<\/span><\/p>\n

For 2025, Allianz Research estimates that the total premium revenue of the Indonesian insurance industry will reach approximately US$18.6 billion, representing an increase of approximately 11% compared to the previous year. Despite the promising outlook, Indonesia’s insurance penetration rate remains at around 1.3% of GDP. This situation demonstrates the significant potential for market development and improving public financial literacy.<\/span><\/p>\n

On the other hand, the industry also faces challenges in the form of rising costs.serviceHealth risks have the potential to increase health insurance premiums. Therefore, insurance companies need to continue innovating in risk management, operational efficiency, and product development to ensure affordable coverage while ensuring the sustainability of the industry’s future growth.<\/span><\/p>\n

Source:<\/span> https:\/\/mediaasuransinews.co.id\/asuransi\/industri-asuransi-indonesia-diramal-tumbuh-berkelanjutan-didorong-3-hal-ini\/<\/span><\/a>\u00a0\u00a0<\/span><\/p>\n

\u00a0<\/span><\/p>\n

OJK Pushes Digitalization to Expand Insurance Industry Reach<\/b><\/h3>\n

The Financial Services Authority (OJK) considers digital transformation to be a crucial factor in driving the growth of the insurance industry in Indonesia. The use of technology is believed to expand public access to insurance products while improving service efficiency, from marketing and policy purchases to claims processing.<\/span><\/p>\n

As the use of digital services increases, particularly among the younger generation, insurance companies have the opportunity to provide a more convenient and convenient experience for customers. In addition to supporting premium growth, digitalization is also expected to increase insurance inclusion and strengthen financial literacy.<\/span><\/p>\n

The Financial Services Authority (OJK) stated that products with simple characteristics and a fast underwriting process are most suitable for marketing through digital channels. These products include health insurance, personal accident insurance, travel insurance, motor vehicle insurance, and various microinsurance products.<\/span><\/p>\n

On the other hand, the Financial Services Authority (OJK) emphasized that digital innovation must prioritize consumer protection, data security, information transparency, and good governance. As of May 2026, the national insurance industry recorded total assets of IDR 1,197.04 trillion, representing 2.87% annual growth. This achievement demonstrates that digital transformation has the potential to become a key driver of the future growth of a more inclusive, modern, and sustainable insurance industry.<\/span><\/p>\n

Source:<\/span> https:\/\/mediaasuransinews.co.id\/asuransi\/bos-ojk-sebut-kanal-digital-jadi-pendorong-penting-pertumbuhan-industri-asuransi-ri\/<\/span><\/a>\u00a0\u00a0<\/span><\/p>\n

\u00a0<\/span><\/p>\n

The Financial Services Authority (OJK) has seized Rp113.97 billion in assets related to alleged violations by PT Asuransi Jiwa Prolife Indonesia.<\/b><\/h3>\n

The Financial Services Authority (OJK) continues to strengthen law enforcement in the financial services sector by seizing assets worth Rp113.97 billion related to alleged insurance crimes involving PT Asuransi Jiwa Prolife Indonesia, previously known as PT Asuransi Jiwa Indosurya Sukses.<\/span><\/p>\n

The Chairperson of the OJK Board of Commissioners, Friderica Widyasari Dewi, explained that the company is suspected of ignoring or obstructing the implementation of OJK’s authority during the 2020\u20132023 period. Furthermore, the company is also suspected of failing to comply with the OJK’s written order in 2023 to pay compensation to policyholders totaling Rp566.24 billion.<\/span><\/p>\n

During the investigation, the OJK confiscated and secured 485 pieces of evidence with economic value. This step is part of law enforcement efforts and protects the rights of consumers who have been harmed.<\/span><\/p>\n

According to the Financial Services Authority (OJK), consumer protection is a top priority in maintaining public trust in the financial services industry. Through the ongoing legal process, the OJK hopes that policyholders’ rights can be restored and that perpetrators of violations in the insurance sector will be punished.<\/span><\/p>\n

This case serves as a reminder to all insurance companies to always comply with regulatory requirements, implement good governance, and fulfill their obligations to customers to maintain the stability and integrity of the insurance industry in Indonesia.<\/span><\/p>\n

Source:<\/span> https:\/\/finance.detik.com\/moneter\/d-8566375\/ojk-sita-aset-rp-113-97-m-terkait-kasus-asuransi-jiwa-prolife<\/span><\/a><\/p>\n

\u00a0<\/span><\/p>\n

The Financial Services Authority (OJK) is investigating 15 entities suspected of operating unlicensed insurance brokerage businesses.<\/b><\/h3>\n

The Financial Services Authority (OJK) continues to tighten oversight of the insurance industry by investigating 15 entities suspected of operating insurance and reinsurance brokerage businesses without proper permits. This step is part of the regulator’s efforts to maintain the industry’s integrity while providing better protection to the public.<\/span><\/p>\n

During the investigation, the OJK traced the insurance company’s business sources and digital footprints, and coordinated with various relevant parties. Based on the initial investigation, the regulator also identified indications of other entities suspected of similar activities and is currently gathering evidence.<\/span><\/p>\n

In addition to addressing alleged illegal brokers, the Financial Services Authority (OJK) is also taking action against other violations in the insurance sector. Throughout the first half of 2026, the regulator revoked the Registration Certificates (STTD) of three insurance agents suspected of operating without a license. At the same time, the OJK continues to conduct special supervision of eight insurance and reinsurance companies and eight pension funds facing various issues.<\/span><\/p>\n

Despite this strengthening of oversight, the national insurance industry continues to demonstrate positive performance. As of May 2026, total insurance industry assets reached Rp1,197.04 trillion, representing 2.87% annual growth. This demonstrates that stricter oversight is expected to foster a healthy, transparent insurance industry that is increasingly trusted by the public.<\/span><\/p>\n

Source:<\/span> https:\/\/wartaekonomi.co.id\/read621685\/ojk-dalami-15-entitas-diduga-pialang-asuransi-dan-reasuransi-tanpa-izin<\/span><\/a><\/p>\n

\u00a0<\/span><\/p>\n

Health Insurance Growth, But Claims Surge Will Challenge the Industry in 2026<\/b><\/h3>\n

The Indonesian health insurance industry is projected to record positive growth in 2026, as public awareness of the importance of health protection increases. However, despite rising premiums, insurance companies face significant challenges due to the continued surge in claims costs.<\/span><\/p>\n

Based on <\/span>Insurance Quarterly Report<\/span><\/i>According to IFG Progress, health insurance premiums in the life insurance sector reached approximately Rp7.9 trillion in Q1 2026, while claims reached Rp6.1 trillion. The increase in claims was driven by increased utilization.servicehealth, medical inflation is estimated to reach 16.9%, as well as increasing cases of chronic diseases such as diabetes, cancer, and heart disease.<\/span><\/p>\n

The report also noted the claims ratio (<\/span>loss ratio<\/span><\/i>) individual health insurance reached 184.8%. This means that for every Rp100 in premiums received by the company, it must pay approximately Rp185 in claims, potentially depressing profitability if this situation persists over the long term.<\/span><\/p>\n

To maintain business sustainability, insurance companies have begun to implement various strategies, such as adjusting premium rates (<\/span>repricing<\/span><\/i>), stricter risk selection, strengthened underwriting processes, and the use of digital technology in claims management. Going forward, the industry’s focus is expected to no longer be solely on premium growth, but also on improving profit quality, operational efficiency, and controlling claims costs to ensure the health insurance business remains healthy and sustainable.<\/span><\/p>\n

Source:<\/span> https:\/\/www.cnbcindonesia.com\/research\/20260709111448-128-749388\/klaim-asuransi-kesehatan-melonjak-perusahaan-perlu-ubah-model-bisnis<\/span><\/a><\/p>\n

–<\/span><\/p>\n

Various developments in the insurance industry demonstrate that regulation, governance, and risk management will increasingly determine a company’s success in navigating market changes. Therefore, businesses and the public need to stay abreast of the latest information to make informed decisions about risk management.<\/span><\/p>\n

\ud83d\udcde <\/span>Need an insurance program that suits your business needs?<\/b>L&G Insurance Broker is ready to help provide consultation, risk analysis, and recommendations for the best insurance products from various leading insurance companies in Indonesia.<\/span><\/p>\n

\ud83d\udcac Contact the L&G team now and get a more appropriate, efficient protection solution that suits your business characteristics.<\/span><\/p>\n

Whatsapp <\/b>0811-8507-773<\/b><\/a> | Email <\/b>halo@lngrisk.co.id<\/b><\/a><\/p>","protected":false},"excerpt":{"rendered":"

The Indonesian insurance industry continues to experience dynamics, both in terms of regulation, industry performance, and efforts to strengthen consumer protection. Various policies and the latest developments announced by the Financial Services Authority (OJK) and industry players serve as important indicators for companies, insurance brokers, and the public in understanding the direction of the insurance […]<\/p>\n","protected":false},"author":8,"featured_media":9950,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[45],"tags":[1665,500],"class_list":["post-9949","post","type-post","status-publish","format-standard","has-post-thumbnail","category-ulas-berita","tag-asuransi-jiwa-prolife","tag-ojk-indonesia"],"post_mailing_queue_ids":[],"_links":{"self":[{"href":"https:\/\/ligaasuransi.com\/en\/wp-json\/wp\/v2\/posts\/9949","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/ligaasuransi.com\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/ligaasuransi.com\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/ligaasuransi.com\/en\/wp-json\/wp\/v2\/users\/8"}],"replies":[{"embeddable":true,"href":"https:\/\/ligaasuransi.com\/en\/wp-json\/wp\/v2\/comments?post=9949"}],"version-history":[{"count":1,"href":"https:\/\/ligaasuransi.com\/en\/wp-json\/wp\/v2\/posts\/9949\/revisions"}],"predecessor-version":[{"id":9951,"href":"https:\/\/ligaasuransi.com\/en\/wp-json\/wp\/v2\/posts\/9949\/revisions\/9951"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/ligaasuransi.com\/en\/wp-json\/wp\/v2\/media\/9950"}],"wp:attachment":[{"href":"https:\/\/ligaasuransi.com\/en\/wp-json\/wp\/v2\/media?parent=9949"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/ligaasuransi.com\/en\/wp-json\/wp\/v2\/categories?post=9949"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/ligaasuransi.com\/en\/wp-json\/wp\/v2\/tags?post=9949"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}