{"id":9909,"date":"2026-06-09T15:21:49","date_gmt":"2026-06-09T08:21:49","guid":{"rendered":"https:\/\/ligaasuransi.com\/?p=9909"},"modified":"2026-06-09T15:21:49","modified_gmt":"2026-06-09T08:21:49","slug":"7-risiko-konstruksi-yang-paling-sering-menyebabkan-kerugian-miliaran-rupiah","status":"publish","type":"post","link":"https:\/\/ligaasuransi.com\/en\/7-risiko-konstruksi-yang-paling-sering-menyebabkan-kerugian-miliaran-rupiah\/","title":{"rendered":"7 Construction Risks That Most Often Cause Billions of Rupiah in Losses"},"content":{"rendered":"

The construction industry is one of the sectors with the largest investment value in Indonesia. Every year, various infrastructure projects, industrial estates, power plants, smelters, ports, commercial buildings, and manufacturing facilities are built, worth billions or even trillions of rupiah.<\/span><\/p>\n

However, behind the potential for large profits, this industry also carries various risks that can cause significant financial losses.<\/span><\/p>\n

Many contractors and project owners focus on material costs, labor costs, heavy equipment productivity, and work schedules. However, in many cases, the primary cause of project cost overruns stems from risks not considered from the outset.<\/span><\/p>\n

One overturned piece of heavy equipment, one serious work accident, or one third-party lawsuit can turn a profitable project into a loss-making one.<\/span><\/p>\n

So, what are the risks that most often cause major losses in construction projects?<\/span><\/p>\n

1. Damage to Work Under Construction<\/span><\/h3>\n

The first and most common risk is physical damage to ongoing construction work.<\/span><\/p>\n

Damage can be caused by various factors such as fire, flood, landslide, earthquake, strong wind, installation errors, and failure of work methods.<\/span><\/p>\n

Imagine a building project that’s 70% complete, then a fire breaks out in a specific area, requiring partial demolition and rebuilding. In addition to repair costs, the project will also face schedule delays and additional operational costs.<\/span><\/p>\n

In large-scale projects, losses due to rework can reach billions of rupiah in a short time.<\/span><\/p>\n

2. Work Accidents that Stop Project Activities<\/span><\/h3>\n

The construction industry is known as one of the sectors with a high risk of work accidents.<\/span><\/p>\n

Activities at heights, lifting work, use of heavy equipment, electrical installations, and complex field conditions create various potential hazards for workers.<\/span><\/p>\n

When a serious accident occurs, the impact is not only medical costs or compensation to the victim.<\/span><\/p>\n

Companies may also face temporary work stoppages, regulatory investigations, decreased productivity, and reputational damage that can affect their chances of winning future projects.<\/span><\/p>\n

The larger the project being undertaken, the greater the potential losses that can arise from a single work safety incident.<\/span><\/p>\n

3. Heavy Equipment Damage Worth Billions of Rupiah<\/span><\/h3>\n

Heavy equipment is a vital asset in almost every construction project.<\/span><\/p>\n

Excavators, crawler cranes, mobile cranes, wheel loaders, dump trucks, and various special equipment have a very large investment value.<\/span><\/p>\n

Common risks include:<\/span><\/p>\n