{"id":9274,"date":"2025-12-03T14:12:52","date_gmt":"2025-12-03T07:12:52","guid":{"rendered":"https:\/\/ligaasuransi.com\/?p=9274"},"modified":"2025-12-03T14:12:52","modified_gmt":"2025-12-03T07:12:52","slug":"melindungi-aset-multi-juta-dollar-mengapa-pemerintah-timor-leste-harus-mempertimbangkan-asuransi-dari-indonesia","status":"publish","type":"post","link":"https:\/\/ligaasuransi.com\/en\/melindungi-aset-multi-juta-dollar-mengapa-pemerintah-timor-leste-harus-mempertimbangkan-asuransi-dari-indonesia\/","title":{"rendered":"Protecting Multi-Million Dollar Assets: Why the Timor-Leste Government Should Consider Insurance from Indonesia"},"content":{"rendered":"<p><span style=\"font-weight: 400;\">That day, the L&amp;G Insurance Broker team received a text message from a Site Manager of an Indonesian contractor working on a road project in Timor Leste:<\/span><\/p>\n<p><span style=\"font-weight: 400;\">&#8220;Sir, our main excavator is badly damaged. Local insurance only covers a small portion. The project could be halted. Can you help?&#8221;<\/span><\/p>\n<p><span style=\"font-weight: 400;\">The excavator is a vital unit in the project.<\/span><span style=\"font-weight: 400;\"><br \/>\n<\/span><span style=\"font-weight: 400;\">Without it, work could be delayed for weeks.<\/span><span style=\"font-weight: 400;\"><br \/>\n<\/span><span style=\"font-weight: 400;\">The project owner has threatened to impose penalties if the delay exceeds the tolerance limit.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">The contractor also tried to use local Timor Leste insurance policies.<\/span><span style=\"font-weight: 400;\"><br \/>\n<\/span><span style=\"font-weight: 400;\">However\u2026 The collateral capacity is not enough.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">It was at this critical point that they contacted L&amp;G.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">This situation is clear evidence that development in Timor Leste requires insurance support with greater capacity\u2014and one of the best solutions is to use an Indonesian insurance company.<\/span><\/p>\n<p>&nbsp;<\/p>\n<h3><span style=\"font-weight: 400;\">Key Challenge: Timor-Leste&#8217;s Insurance Capacity Remains Limited<\/span><\/h3>\n<p><span style=\"font-weight: 400;\">Timor Leste is a young country with a big development vision.<\/span><span style=\"font-weight: 400;\"><br \/>\n<\/span><span style=\"font-weight: 400;\">However, their insurance industry is still in the development stage, especially in the general insurance category.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Some of the main challenges faced:<\/span><\/p>\n<ol>\n<li><b> The guarantee limit is relatively small<\/b><\/li>\n<\/ol>\n<p><span style=\"font-weight: 400;\">Engineering, energy, and infrastructure projects require large guarantee limits, typically between:<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">USD 5 million \u2013 100 million for CAR\/EAR<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">USD 1 million \u2013 10 million for heavy equipment (CPM\/Contractor Plant Machinery)<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">USD 2 million \u2013 20 million for Public Liability<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">USD 5 million \u2013 50 million for Marine Hull<\/span><\/li>\n<\/ul>\n<p>&nbsp;<\/p>\n<p><span style=\"font-weight: 400;\">Local capacity is often unable to meet these needs.<\/span><\/p>\n<ol start=\"2\">\n<li><b> Limited reinsurance<\/b><\/li>\n<\/ol>\n<p><span style=\"font-weight: 400;\">Many local insurance companies still rely on regional, rather than global, reinsurers, making limits difficult to raise.<\/span><\/p>\n<ol start=\"3\">\n<li><b> Complex technical risks<\/b><\/li>\n<\/ol>\n<p><span style=\"font-weight: 400;\">Projects such as:<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">roads and bridges<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">power plants<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">energy installations<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">harbor<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">government facilities<\/span><\/li>\n<\/ul>\n<p>&nbsp;<\/p>\n<p><span style=\"font-weight: 400;\">requires a special underwriter who understands engineering risks.<\/span><\/p>\n<ol start=\"4\">\n<li><b> International policy wording is not yet common<\/b><\/li>\n<\/ol>\n<p><span style=\"font-weight: 400;\">Owners or investors often ask for more complex wording such as:<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">LEG 2\/3<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Vibration, Removal, Weakening<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">ALoP\/DSU<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">MEM wording<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Principal Arranged Insurance<\/span><\/li>\n<\/ul>\n<p>&nbsp;<\/p>\n<p><span style=\"font-weight: 400;\">Not all local insurers are ready to provide this wording.<\/span><\/p>\n<h3><span style=\"font-weight: 400;\">Here Indonesian Insurance Provides Solutions<\/span><\/h3>\n<p><span style=\"font-weight: 400;\">An often forgotten fact is:<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Indonesian insurance companies can provide guarantees for projects or assets located in Timor Leste, as long as a risk assessment and guarantee extension are carried out.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">During this time, many people thought:<\/span><\/p>\n<p><span style=\"font-weight: 400;\">&#8220;If the assets are abroad, Indonesian insurance definitely won&#8217;t cover them.&#8221;<\/span><\/p>\n<p><span style=\"font-weight: 400;\">However, that is not true.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Many Indonesian insurance companies have experience covering:<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">overseas energy projects<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">foreign-flagged ships<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">heavy equipment operating overseas<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">overseas exports and installations<\/span><\/li>\n<\/ul>\n<p>&nbsp;<\/p>\n<p><span style=\"font-weight: 400;\">Including projects in Timor Leste.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">With the support of experienced brokers like L&amp;G, Indonesian insurance can provide:<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">big limit<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">competitive premium<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">wording according to international contracts<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">global reinsurer support<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">professional claims process<\/span><\/li>\n<\/ul>\n<p>&nbsp;<\/p>\n<h3><span style=\"font-weight: 400;\">Action Point: Why is the Indonesian Policy Legal and Safe to Use?<\/span><\/h3>\n<p><span style=\"font-weight: 400;\">Project owners in Timor Leste often worry about:<\/span><\/p>\n<p><span style=\"font-weight: 400;\">&#8220;What if a claim arises? Do the Indonesian police have jurisdiction here?&#8221;<\/span><\/p>\n<p><span style=\"font-weight: 400;\">The explanation is simple.<\/span><\/p>\n<ol>\n<li><b> The police always follow the laws of the country where the police are issued.<\/b><\/li>\n<\/ol>\n<p><span style=\"font-weight: 400;\">If the policy is issued in Indonesia \u2192 then it follows Indonesian law.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">There is no rule prohibiting Indonesian policies from guaranteeing assets or projects abroad.<\/span><\/p>\n<ol start=\"2\">\n<li><b> Claims are settled technically, not through litigation.<\/b><\/li>\n<\/ol>\n<p><span style=\"font-weight: 400;\">In practice, insurance claims are settled by:<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">guarantor<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">insured<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">broker<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">loss adjuster<\/span><\/li>\n<\/ul>\n<p>&nbsp;<\/p>\n<p><span style=\"font-weight: 400;\">Not a court.<\/span><\/p>\n<ol start=\"3\">\n<li><b> International arbitration is available in case of dispute.<\/b><\/li>\n<\/ol>\n<p><span style=\"font-weight: 400;\">Arbitration is the preferred method of dispute resolution in the international insurance world.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Both parties can appoint experts from any country.<\/span><\/p>\n<ol start=\"4\">\n<li><b> Loss adjusters can be appointed across countries<\/b><\/li>\n<\/ol>\n<p><span style=\"font-weight: 400;\">For projects in Timor Leste, adjusters can come from:<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Indonesia<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Singapore<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Australia<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Portugal<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Malaysia<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">East Timor<\/span><\/li>\n<\/ul>\n<p>&nbsp;<\/p>\n<p><span style=\"font-weight: 400;\">The process remains professional and fast.<\/span><\/p>\n<h3><span style=\"font-weight: 400;\">The Important Role of Insurance Brokers: L&amp;G as a Risk Control Center<\/span><\/h3>\n<p><span style=\"font-weight: 400;\">On many cross-border projects, companies are often confused:<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">which policy is suitable<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">what wording to use<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">how claims should be prepared<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">whether Indonesian insurers want to cover<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">how to convince the owner of Timor Leste<\/span><\/li>\n<\/ul>\n<p>&nbsp;<\/p>\n<p><span style=\"font-weight: 400;\">This is where the role of a professional insurance broker like L&amp;G is crucial.<\/span><\/p>\n<ol>\n<li><b> Connecting Contractors, Owners, Insurers, and Adjusters<\/b><\/li>\n<\/ol>\n<p><span style=\"font-weight: 400;\">L&amp;G acts as a liaison explaining the legality, capacity and claims procedures to all parties.<\/span><\/p>\n<ol start=\"2\">\n<li><b> Prepare complete underwriting documents<\/b><\/li>\n<\/ol>\n<p><span style=\"font-weight: 400;\">Including:<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">risk assessment<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">engineering details<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">contract documents<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">asset value analysis<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">hazard analysis<\/span><\/li>\n<\/ul>\n<p>&nbsp;<\/p>\n<ol start=\"3\">\n<li><b> Negotiate wording and rates with insurance companies<\/b><\/li>\n<\/ol>\n<p><span style=\"font-weight: 400;\">L&amp;G ensures the policy complies with the project contract, including the terms requested by the owner.<\/span><\/p>\n<ol start=\"4\">\n<li><b> Ensure smooth claims processing<\/b><\/li>\n<\/ol>\n<p><span style=\"font-weight: 400;\">In the event of damage or accident, L&amp;G:<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">set loss adjuster<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">prepare claim documents<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">control the process until payment<\/span><\/li>\n<\/ul>\n<p>&nbsp;<\/p>\n<ol start=\"5\">\n<li><b> Provide trust to the Timor Leste government<\/b><\/li>\n<\/ol>\n<p><span style=\"font-weight: 400;\">That the Indonesian police have:<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">strong capacity<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">clear legal basis<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">international reinsurer support<\/span><\/li>\n<\/ul>\n<h3><span style=\"font-weight: 400;\">True Story: When L&amp;G Saved a Road Project in Timor-Leste<\/span><\/h3>\n<p><span style=\"font-weight: 400;\">Back to the broken excavator.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">L&amp;G immediately moved:<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Contacting Indonesian insurance companies with large heavy equipment capacity<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Applying for extension of guarantees to Timor Leste<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Arrange for an engineering surveyor to inspect the unit<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Explain to the project owner that the Indonesian policy is valid for use<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Negotiating CPM wording as per contract request<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Ensuring the efficiency of the claims process<\/span><\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\">The result?<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Damaged equipment is approved for replacement according to the loss adjuster&#8217;s recommendation.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Contractors are not subject to penalties<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">The project remains on schedule<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Owner is satisfied because there is a quality solution<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">L&amp;G gains greater trust from project stakeholders<\/span><\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\">This is concrete evidence that Indonesian insurance can significantly help the development of Timor Leste.<\/span><\/p>\n<h3><span style=\"font-weight: 400;\">Why Should the Timor Leste Government Support the Use of Insurance from Indonesia?<\/span><\/h3>\n<p><span style=\"font-weight: 400;\">There are many benefits that the government and people of Timor Leste receive when using Indonesian insurance support:<\/span><\/p>\n<ol>\n<li><b> Development is proceeding smoothly<\/b><\/li>\n<\/ol>\n<p><span style=\"font-weight: 400;\">Strong insurance ensures the project doesn&#8217;t stall.<\/span><\/p>\n<ol start=\"2\">\n<li><b> Country risk is more controlled<\/b><\/li>\n<\/ol>\n<p><span style=\"font-weight: 400;\">Public assets and government projects are protected.<\/span><\/p>\n<ol start=\"3\">\n<li><b> Investors are more confident<\/b><\/li>\n<\/ol>\n<p><span style=\"font-weight: 400;\">Certainty of guarantees attracts foreign investment.<\/span><\/p>\n<ol start=\"4\">\n<li><b> Transfer of knowledge and international standards<\/b><\/li>\n<\/ol>\n<p><span style=\"font-weight: 400;\">Indonesian insurance brings global standards that benefit the local industry.<\/span><\/p>\n<ol start=\"5\">\n<li><b> More competitive prices<\/b><\/li>\n<\/ol>\n<p><span style=\"font-weight: 400;\">The large capacity of Indonesian insurers lowers protection costs.<\/span><\/p>\n<h3><span style=\"font-weight: 400;\">It&#8217;s Time to Build Regional Insurance Collaboration<\/span><\/h3>\n<p><span style=\"font-weight: 400;\">Timor Leste is moving rapidly towards a future of development.<\/span><span style=\"font-weight: 400;\"><br \/>\n<\/span><span style=\"font-weight: 400;\">In order for a project to run safely and stably, risk protection must be commensurate with the project value.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">With:<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">large capacity<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">global reinsurance support<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">international experience<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">professional claims mechanism<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">and assistance from L&amp;G Insurance Broker<\/span><\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\">Indonesian insurance is the right solution for Indonesian projects and assets located in Timor Leste.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Project security should not be limited by national lines\u2014what matters is the quality of protection.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">And this is where Indonesian insurance together with L&amp;G is ready to be a reliable partner.<\/span><\/p>\n<p><b>\u2014<\/b><\/p>\n<p><b>DON&#8217;T WASTE YOUR TIME AND SECURE YOUR FINANCIAL AND BUSINESS WITH THE RIGHT INSURANCE.<\/b><\/p>\n<p><b>HOTLINE L&amp;G 24 JAM:<\/b><a href=\"https:\/\/wa.me\/628118507773?text=Halo%20Liberty,%20Saya%20sudah%20berkunjung%20ke%20website%20lngrisk.co.id.%20Boleh%20saya%20tanya%20lebih%20jauh?\"><b> 0811-8507-773<\/b><\/a><b> (CALL \u2013 WHATSAPP \u2013 SMS)<\/b><\/p>\n<p><b>Website:<\/b><a href=\"http:\/\/lngrisk.co.id\"><b> lngrisk.co.id<\/b><\/a><b>\u00a0<\/b><\/p>\n<p><b>Email: <\/b><a href=\"mailto:halo@lngrisk.co.id\"><b>halo@lngrisk.co.id<\/b><\/a><b>\u00a0<\/b><\/p>\n<p><b>\u2014<\/b><\/p>\n<p><b>Disclaimer\u00a0<\/b><\/p>\n<p><span style=\"font-weight: 400;\">This article is intended for educational purposes regarding cross-border insurance underwriting practices and should not be construed as legal advice or a final recommendation for a policy. Each project has unique risk characteristics that require specific analysis by licensed insurance companies and brokers. Readers are advised to consult with professionals before making any decisions regarding insurance coverage, particularly for assets or projects located outside of Indonesian jurisdiction.<\/span><\/p>","protected":false},"excerpt":{"rendered":"<p>That day, the L&amp;G Insurance Broker team received a text message from a Site Manager of an Indonesian contractor working on a road project in Timor Leste: &#8220;Sir, our main excavator is badly damaged. Local insurance only covers a small portion. The project could be halted. Can you help?&#8221; The excavator is a vital unit [&hellip;]<\/p>\n","protected":false},"author":2,"featured_media":9275,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[36],"tags":[559,1465],"class_list":{"0":"post-9274","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-risk-management","8":"tag-risk-management","9":"tag-timor-leste"},"post_mailing_queue_ids":[],"_links":{"self":[{"href":"https:\/\/ligaasuransi.com\/en\/wp-json\/wp\/v2\/posts\/9274","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/ligaasuransi.com\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/ligaasuransi.com\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/ligaasuransi.com\/en\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/ligaasuransi.com\/en\/wp-json\/wp\/v2\/comments?post=9274"}],"version-history":[{"count":1,"href":"https:\/\/ligaasuransi.com\/en\/wp-json\/wp\/v2\/posts\/9274\/revisions"}],"predecessor-version":[{"id":9276,"href":"https:\/\/ligaasuransi.com\/en\/wp-json\/wp\/v2\/posts\/9274\/revisions\/9276"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/ligaasuransi.com\/en\/wp-json\/wp\/v2\/media\/9275"}],"wp:attachment":[{"href":"https:\/\/ligaasuransi.com\/en\/wp-json\/wp\/v2\/media?parent=9274"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/ligaasuransi.com\/en\/wp-json\/wp\/v2\/categories?post=9274"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/ligaasuransi.com\/en\/wp-json\/wp\/v2\/tags?post=9274"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}