{"id":8971,"date":"2025-11-05T16:20:56","date_gmt":"2025-11-05T09:20:56","guid":{"rendered":"https:\/\/ligaasuransi.com\/?p=8971"},"modified":"2025-11-05T16:20:56","modified_gmt":"2025-11-05T09:20:56","slug":"kebakaran-hanguskan-rumah-dan-toko-rugi-1-miliar-rupiah-di-lombok-timur-saatnya-sadari-pentingnya-asuransi-properti","status":"publish","type":"post","link":"https:\/\/ligaasuransi.com\/en\/kebakaran-hanguskan-rumah-dan-toko-rugi-1-miliar-rupiah-di-lombok-timur-saatnya-sadari-pentingnya-asuransi-properti\/","title":{"rendered":"FireBurning Homes and Shops, Losing 1 Billion Rupiah in East Lombok: Time to Realize the Importance of Property Insurance"},"content":{"rendered":"

A massive fire engulfed the home and building materials shop of Zainal Abidin, S.Pd., in Teko Daya Hamlet, Teko Village, Pringgabaya District, East Lombok Regency, on Saturday afternoon (October 25, 2025). The fire is strongly suspected to have been triggered by an electrical short circuit and caused approximately Rp 1 billion in material losses. Fortunately, there were no fatalities.<\/span><\/p>\n

Fires caused by electrical short circuits like this are not uncommon. Across Indonesia, over 60% of residential and business fires are caused by electrical short circuits. The incident in East Lombok serves as another stark reminder to business owners, shopkeepers, and small businesses not to neglect property insurance and fire risk management.<\/span><\/p>\n

In this article, L&G Insurance Broker will review insurance, risk management, and the importance of using a professional insurance broker rather than an agent or purchasing directly from an insurance company to ensure effective coverage and ensure your claim is fully paid when disaster strikes.<\/span><\/p>\n

\ud83d\udcde <\/span>FREE Property & Business Insurance Consultation<\/b>
\n<\/b>Contact us on WhatsApp: 08118507773<\/span>
\n<\/span> \ud83d\udce7 Email: halo@lngrisk.co.id<\/span><\/p>\n

Fire Chronology<\/b><\/h3>\n

According to the Fire and Rescue Department report (Fire Department) In East Lombok, a fire broke out at around 1:46 p.m. WITA. After receiving reports from residents, officers immediately deployed one fleet and six personnel to the location. Shortly after, three additional fleets and 13 personnel from the Mako arrived.Fire Department.<\/span><\/p>\n

Officers arrived at the scene around 2:15 p.m. WITA (Central Indonesian Time) and immediately inspected, extinguished, and cooled the affected area. The fire was finally brought under control at 4:10 p.m. WITA, almost three hours after the first report.<\/span><\/p>\n

There were no fatalities or injuries, but material losses are estimated at Rp 1 billion. Most of the building and its contents were destroyed by the fire, including flammable building materials such as paint, thinner, and plywood.<\/span><\/p>\n

Electrical Short Circuits Remain the Main Cause of Fires in Indonesia<\/b><\/h3>\n

Head of RescueFire DepartmentEast Lombok,SofiaHadi stated that the cause of the fire was strongly suspected to be an electrical short circuit. A small spark from a damaged cable or a pile of substandard cables could trigger a major fire, especially in a shop environment filled with flammable materials.<\/span><\/p>\n

This fact is in line with data from the Directorate General of Resilience and Climate of the Ministry of Environment, which noted that more than 60% of fire cases in Indonesia were caused by electrical short circuits.<\/span>
\n<\/span>This means that this problem is not only technical, but also about risk management and prevention awareness.<\/span><\/p>\n

The Dangers of Electrical Short Circuits in Business and Households<\/b><\/h3>\n

Electrical short circuits are the most common cause of fires in Indonesia. While seemingly simple, their impact can destroy valuable assets in a matter of minutes. In the context of insurance, fires caused by short circuits are considered a covered risk, provided the policy is properly drafted.<\/span><\/p>\n

There are several common causes of fires due to short circuits in homes and businesses:<\/span><\/p>\n