{"id":8791,"date":"2025-10-26T16:06:48","date_gmt":"2025-10-26T09:06:48","guid":{"rendered":"https:\/\/ligaasuransi.com\/?p=8791"},"modified":"2025-10-26T16:06:48","modified_gmt":"2025-10-26T09:06:48","slug":"mengapa-klinik-modern-dan-rumah-sakit-wajib-punya-public-liability-insurance","status":"publish","type":"post","link":"https:\/\/ligaasuransi.com\/en\/mengapa-klinik-modern-dan-rumah-sakit-wajib-punya-public-liability-insurance\/","title":{"rendered":"Why Do Modern Clinics and Hospitals Need Public Liability Insurance?"},"content":{"rendered":"

Amid growing public awareness of healthcare, modern hospitals and clinics are now required to not only provide the best medical care but also ensure the safety of every patient and visitor. Minor accidents, such as a patient slipping in the waiting room, a family member being electrocuted in the parking lot, or equipment malfunctioning that injures a third party, can result in lawsuits worth hundreds of millions of rupiah.<\/span><\/p>\n

Here <\/span>public liability insurance<\/span><\/a> plays a vital role. This policy provides financial protection against third-party legal claims resulting from bodily injury or property damage occurring within a hospital or clinic environment.<\/span><\/p>\n

Unfortunately, many healthcare facility managers still underestimate this risk or even purchase policies directly from insurance companies without understanding the details of the coverage. However, choosing the wrong insurance method can be fatal.<\/span><\/p>\n

As a professional insurance broker with long experience, <\/span>L&G Insurance Broker<\/span><\/a> always emphasizes that purchasing insurance, especially public liability insurance, should never be done directly with an insurance company or through an agent. Why? Because agents only represent the interests of the insurance company, while insurance brokers like L&G represent your interests as a customer.<\/span><\/p>\n

Brokers help you analyze risks, choose the best policy with the most efficient premium, and most importantly, help manage claims until they are paid out in the event of an incident.<\/span><\/p>\n

If you want to know how much coverage your hospital or clinic needs, contact L&G Insurance Broker now for a free consultation via WhatsApp <\/span>08118507773<\/span><\/a> or email to <\/span>halo@lngrisk.co.id<\/span><\/a>.\u00a0<\/span><\/p>\n

Risks Lurking in Modern Healthcare Facilities<\/b><\/h3>\n

Many hospital or clinic owners think their greatest risk comes solely from medical errors (malpractice). However, non-medical risks are often far more common and can be just as detrimental.<\/span><\/p>\n

Some real examples that often occur in the field:<\/span><\/p>\n