{"id":8782,"date":"2025-10-26T15:52:01","date_gmt":"2025-10-26T08:52:01","guid":{"rendered":"https:\/\/ligaasuransi.com\/?p=8782"},"modified":"2025-10-26T15:52:01","modified_gmt":"2025-10-26T08:52:01","slug":"asuransi-umum-lesu-tapi-masih-punya-harapan-ini-saran-pakar-untuk-selamatkan-industri-dan-7-berita-asuransi-terupdate-dan-terlengkap-di-indonesia","status":"publish","type":"post","link":"https:\/\/ligaasuransi.com\/en\/asuransi-umum-lesu-tapi-masih-punya-harapan-ini-saran-pakar-untuk-selamatkan-industri-dan-7-berita-asuransi-terupdate-dan-terlengkap-di-indonesia\/","title":{"rendered":"General Insurance is Sluggish, But There’s Still Hope! Expert Advice on Saving the Industry: And 7 of the Most Updated and Comprehensive Insurance News in Indonesia"},"content":{"rendered":"

The insurance industry in Indonesia is currently experiencing a challenging period. From slowing premiums to changing consumer behavior, the sector is being challenged to move more quickly and adapt. However, despite the seemingly sluggish situation, stakeholders are optimistic that insurance still plays a crucial role in maintaining economic and financial resilience. From literacy programs and product innovation to technological transformation, various efforts are being undertaken to restore public trust and expand risk protection for all levels of society. Here is a summary of seven of the most recent and comprehensive insurance news stories in Indonesia, illustrating the industry’s future direction.<\/span><\/p>\n

There’s Still a Misconception! The Financial Services Authority (OJK) Emphasizes That Insurance Is Not a Burden, But a Family Financial Savior<\/b><\/h3>\n

The Financial Services Authority (OJK) has reiterated the importance of improving insurance literacy among the public. Education about the benefits and functions of insurance is considered the first step in building sustainable financial protection for Indonesian families.<\/span><\/p>\n

In the Special Chat program Pro 4 RRI Makassar, the Head of the OJK Division of South Sulawesi and West Sulawesi Province, Amiruddin, was present.Muhidu, with the Chairman of the Indonesian General Insurance Association (AAUI) Makassar Branch, Firman Baso, as the main resource person.<\/span>
\n<\/span>Both agreed that literacy is the main key to restoring and strengthening public trust in the national insurance industry.<\/span><\/p>\n

Insurance Literacy Still Low<\/b><\/p>\n

Amiruddin revealed that public understanding of insurance in Indonesia is still relatively low. Many consider insurance to be limited to compensation for losses, yet its functions are much broader.<\/span><\/p>\n

“Insurance is not just about compensation, but about being prepared to face future risks,” Amiruddin emphasized.<\/span>
\n<\/span>He added that people need to start viewing insurance as a form of financial protection, not an additional expense burden.<\/span><\/p>\n

Synergy between AAUI and Media for Public Education<\/b><\/p>\n

Meanwhile, Firman Baso, Chairman of the Makassar Branch of AAUI, emphasized the importance of collaboration between institutions, media, and the community in expanding the reach of education.<\/span>
\n<\/span>According to him, proper understanding will make people smarter and more critical in choosing insurance products that suit their needs.<\/span><\/p>\n

“We want the public to know their rights and obligations as policyholders. From there, trust in this industry can grow stronger,” said Firman.<\/span><\/p>\n

Firman also added that the insurance industry is currently transforming to become more transparent, accessible, and relevant to the needs of modern society.<\/span><\/p>\n

RRI Becomes the Vanguard of Financial Literacy<\/b><\/p>\n

The discussion also highlighted the role of public media outlets like RRI Pro 4 Makassar. They are considered strategically positioned to disseminate accurate and easy-to-understand financial information, particularly to communities in regions lacking extensive financial education.<\/span><\/p>\n

Through collaboration between OJK, AAUI, and RRI, it is hoped that public awareness of financial literacy and insurance can increase significantly.<\/span>
\n<\/span>With a better understanding, people will be better prepared to face life’s risks, while building a strong and independent family economic foundation.<\/span><\/p>\n

Source:<\/span> https:\/\/rri.co.id\/daerah\/1921038\/ojk-tekankan-pentingnya-literasi-asuransi-masyarakat<\/span><\/a><\/p>\n

Employee Health Insurance Costs in Asia Will Rise Again by 2026! These Are the Countries Most Affected, According to Aon<\/b><\/h3>\n

Employee health insurance program costs in the Asia-Pacific (APAC) region are expected to rise by 11.3 percent by 2026, according to a recent Aon report. This increase shows signs of stabilizing after two years of sharp increases.<\/span><\/p>\n

According to Insurance Asia, Thursday (October 23, 2025), global healthcare costs are also projected to increase by 9.8 percent. Tim Dwyner, Aon’s Head of APAC Human Resources, stated that the biggest challenge for employers is shifting from a reactive approach to costs to a more proactive and sustainable wellness strategy.<\/span><\/p>\n

\u201cAs companies face workforce transformation, building robust employee benefits programs will be key to safeguarding the well-being of their workforce,\u201d Dwyner said.<\/span><\/p>\n

According to the report, several key markets such as China, India, Singapore, the Philippines, and Vietnam are expected to experience more moderate increases compared to the previous year.<\/span><\/p>\n