{"id":8654,"date":"2025-10-21T16:23:55","date_gmt":"2025-10-21T09:23:55","guid":{"rendered":"https:\/\/ligaasuransi.com\/?p=8654"},"modified":"2025-10-21T16:23:55","modified_gmt":"2025-10-21T09:23:55","slug":"kapal-tanker-federal-ii-terbakar-saat-pemeliharaan-di-galangan-korban-tewas-13-orang-dan-7-insiden-kecelakaan-terupdate-yang-menggemparkan-di-indonesia","status":"publish","type":"post","link":"https:\/\/ligaasuransi.com\/en\/kapal-tanker-federal-ii-terbakar-saat-pemeliharaan-di-galangan-korban-tewas-13-orang-dan-7-insiden-kecelakaan-terupdate-yang-menggemparkan-di-indonesia\/","title":{"rendered":"The Federal II tanker caught fire during maintenance at a shipyard, killing 13 people. Seven other shocking accidents in Indonesia have been reported."},"content":{"rendered":"<p><span style=\"font-weight: 400;\">This article contains a summary of 7 major accident and fire incidents in Indonesia that occurred in October 2025, complete with relevant insurance and risk management reviews for each case.<\/span><\/p>\n<p><b>Major Incident Summary:<\/b><\/p>\n<ol>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Federal II Tanker Catches Fire in Batam: The vessel belonging to PT Sillo Maritime Perdana (SHIP) caught fire during maintenance at the PT ASL Shipyard Indonesia shipyard on Wednesday (15\/10\/2025). The incident killed a total of 13 people and injured 18 others. This fire is the second time it has occurred on the same ship in 2025.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Cement Truck Overturns in Pandeglang: A truck carrying 8 tons of cement overturned in Pandeglang Regency, Banten, on Sunday (19\/10\/2025) due to losing control on a steep, winding road. Two of the five passengers died after being crushed by the cargo.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Expedition Warehouse in Cakung Burns Down: The package warehouse belonging to PT Cuculemon in Cakung, East Jakarta, was destroyed by fire on Wednesday night (10\/15\/2025). Allegedly due to an electrical short circuit, material losses are estimated to reach IDR 500 million. There were no casualties.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Wood Panel Truck Overturns in Barru: A truck carrying 7 tons of wood panels overturned on a sharp bend in Barru Regency, South Sulawesi, on Monday (20\/10\/2025). There were no casualties, but material losses were estimated at tens of millions.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">JNE Container Truck Catches Fire on Karanganyar Toll Road: A JNE expedition container truck caught fire at KM 506 of the Karanganyar Toll Road on Friday (17\/10\/2025) afternoon. Hundreds of packages were lost, allegedly due to technical problems. There were no casualties.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Styrofoam Warehouse in Bali Burns Down: A styrofoam warehouse in Tabanan, Bali, was completely destroyed by fire on Wednesday night (10\/15\/2025). The fire is thought to have started while workers were grinding. The loss reached IDR 3 billion.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Hermina Hospital Bekasi Fire: A fire broke out at Hermina Hospital Bekasi on Saturday (18\/10) morning, allegedly caused by an electrical short circuit in the panel or generator network. There were no casualties, but material losses reached IDR 1 billion.<\/span><\/li>\n<\/ol>\n<p><b>Insurance and Risk Management Review:<\/b><\/p>\n<p><span style=\"font-weight: 400;\">Articles alsoThis emphasizes the importance of insurance products as financial protection for various types of incidents, including:<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Commercial Vehicle &amp; Cargo Insurance: For trucks carrying goods.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Property Insurance (Property All Risks\/Fire Insurance): To protect warehouse buildings, stock, and hospital facilities from fire and short circuits.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Marine Hull &amp; Machinery Insurance: To protect the vessel from damage.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Ship Repairers\u2019 Liability Insurance: To protect the shipyard.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Personal Accident\/Workmen Compensation Insurance: To cover loss of life and injury.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Business Interruption\/Loss of Hire Insurance: To compensate for loss of income due to operational interruption.<\/span><\/li>\n<\/ul>\n<p>&nbsp;<\/p>\n<h3><b>An 8-ton cement truck overturned in Pandeglang, killing two passengers after being crushed by the heavy load.<\/b><\/h3>\n<p><span style=\"font-weight: 400;\">A tragic accident occurred on the Munjul-Cikeusik Road in Pandeglang Regency, Banten, on Sunday afternoon (October 19, 2025). A dump truck carrying 200 sacks of cement overturned in Cigintung Hamlet, Gunungbatu Village, Munjul District, killing two of the five people on board.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Amateur video from residents shows the rescue of victims crushed by an eight-ton load of cement. Residents and officers struggled to rescue two victims who were found deceased at the scene.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">According to the Head of the Pandeglang Police Traffic Unit&#8217;s Law Enforcement Unit, First Inspector Sofyan, the accident began when the truck was traveling from Munjul toward Cikeusik. While traveling on a steep, winding road, the vehicle lost control, veered off the road, and overturned.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">&#8220;The truck veered off the road and overturned. Of the five people on board, two died after being crushed by the cement load,&#8221; Sofyan explained.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Three other passengers survived with minor injuries. The evacuation process was hampered by the steep and slippery road. The incident caused traffic congestion in the Munjul Cikeusik area for a considerable period before returning to normal.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Police urge drivers to be more careful when crossing downhill and sharp turns, especially for heavily loaded vehicles.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Source :<\/span><a href=\"https:\/\/www.metrotvnews.com\/read\/b2lCp1Ja-truk-terguling-di-pandeglang-2-orang-tewas-tertimpa-muatan-8-ton-semen\"> <span style=\"font-weight: 400;\">https:\/\/www.metrotvnews.com\/read\/b2lCp1Ja-truk-terguling-di-pandeglang-2-orang-tewas-tertimpa-muatan-8-ton-semen<\/span><\/a><span style=\"font-weight: 400;\">\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0<\/span><\/p>\n<p><b>Insurance and Risk Management Review:<\/b><\/p>\n<p><span style=\"font-weight: 400;\">Incidents like this underscore the importance of financial protection. Some relevant insurance products include:<\/span><\/p>\n<ol>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Commercial Vehicle Insurance<\/b><b><br \/>\n<\/b><span style=\"font-weight: 400;\">Protects trucks from accident damage.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Cargo Insurance<\/b><b><br \/>\n<\/b><span style=\"font-weight: 400;\">Covers losses for damaged or lost cement cargo.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Personal Accident Insurance<\/b><b><br \/>\n<\/b><span style=\"font-weight: 400;\">Provide compensation for drivers and passengers who are victims of accidents.<\/span><\/li>\n<\/ol>\n<h3><b>A shipping warehouse in Cakung was completely destroyed by fire, causing losses of up to Rp 500 million, suspected to be caused by an electrical short circuit.<\/b><\/h3>\n<p><span style=\"font-weight: 400;\">A package storage warehouse owned by PT Cuculemon in the Pulogebang area of \u200b\u200bCakung, East Jakarta, was destroyed by fire on Wednesday night (10\/15\/2025). The incident, which occurred on Jalan Cakung Cilincing Timur, Gang Damai, RT 1\/RW 6, caused losses of approximately Rp 500 million due to damage to inventory, equipment, and part of the warehouse building.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">According to Abdul Wahid, Head of Operations at the East Jakarta Gulkarmat Sub-dept., the fire is suspected to have originated from an electrical short circuit in the warehouse hallway. &#8220;Initially, sparks were seen in the warehouse hallway. Several employees attempted to extinguish the fire with fire extinguishers, but the fire quickly grew and spread,&#8221; he explained, as quoted by Antara on Thursday (10\/16).<\/span><\/p>\n<p><span style=\"font-weight: 400;\">The fire was reported at 6:46 PM WIB, and extinguishing efforts were completed at 7:44 PM WIB. Fourteen fire trucks and 70 personnel were deployed to control the blaze.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Fortunately, there were no fatalities in the incident. Around 20 employees managed to escape before the fire spread. Abdul urged the public and businesses to regularly inspect electrical installations to prevent similar incidents in the future.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Source:<\/span><a href=\"https:\/\/news.detik.com\/berita\/d-8163132\/gudang-paket-di-cakung-kebakaran-sebagian-isinya-hangus-terbakar\"> <span style=\"font-weight: 400;\">https:\/\/news.detik.com\/berita\/d-8163132\/gudang-paket-di-cakung-kebakaran-sebagian-isinya-hangus-terbakar<\/span><\/a><span style=\"font-weight: 400;\">\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0<\/span><\/p>\n<p><b>Insurance and Risk Management Review:<\/b><\/p>\n<p><span style=\"font-weight: 400;\">To prevent major financial losses from such incidents, companies should consider:<\/span><\/p>\n<ol>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Commercial Property Insurance (Property All Risks Insurance)<\/b><b><br \/>\n<\/b><span style=\"font-weight: 400;\">Protect warehouse buildings, stock, and equipment from the risk of fire, explosion, or electrical short circuits.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Warehouse Insurance<\/b><b><br \/>\n<\/b><span style=\"font-weight: 400;\">Provides special protection for merchandise and expedition logistics stored in the warehouse.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Business Interruption Insurance<\/b><b><br \/>\n<\/b><span style=\"font-weight: 400;\">Compensate for financial losses due to temporary cessation of business operations following a fire.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Fire Insurance<\/b><b><br \/>\n<\/b><span style=\"font-weight: 400;\">A basic policy that logistics or expedition companies must have to cover the risk of damage due to fire and electrical short circuits.<\/span><\/li>\n<\/ol>\n<h3><b>A truck carrying 7 tons of wooden panels overturned on a sharp bend in Barru. The driver survived, but losses are estimated at tens of millions of rupiah.<\/b><\/h3>\n<p><span style=\"font-weight: 400;\">A single-vehicle accident involved a truck carrying 7 tons of wooden panels in Barru Regency, South Sulawesi, on Monday afternoon (October 20, 2025). The vehicle overturned after losing control on a sharp bend in Palambarae Hamlet, Soppeng Riaja District.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Soppeng Riaja Police Chief, First Inspector Deddy, confirmed the incident. &#8220;Yes, a truck overturned in the Siddo area. According to the driver, the truck suddenly swerved while going around a sharp bend,&#8221; he told iNews.id.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">The incident occurred at around 12:30 p.m. WITA on the Palambarae-Siddo main road. The truck was reportedly traveling from Makassar to Morowali, Central Sulawesi, carrying a load of wooden panels.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Deddy explained that when entering a bend with a steep incline, the driver took the right lane to maintain vehicle stability. However, this maneuver caused the truck to veer to the left and eventually overturn.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">&#8220;There were no fatalities in this accident, but the material damage was significant. The truck bed was severely damaged, and the fastening bolts came loose due to the force of the impact,&#8221; he added.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">So far, the truck wreck has been successfully evacuated, while the police have appealed to large truck drivers to be more careful when crossing the steep and winding roads in the Barru area, which are known for being winding.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Source:<\/span><a href=\"https:\/\/celebes.inews.id\/read\/645784\/truk-bermuatan-panel-kayu-terbalik-di-barru-diduga-lepas-kendali-saat-tikungan-tajam\"> <span style=\"font-weight: 400;\">https:\/\/celebes.inews.id\/read\/645784\/truk-bermuatan-panel-kayu-terbalik-di-barru-diduga-lepas-kendali-saat-tikungan-tajam<\/span><\/a><span style=\"font-weight: 400;\">\u00a0\u00a0\u00a0\u00a0\u00a0<\/span><\/p>\n<p><b>Insurance and Risk Management Review:<\/b><\/p>\n<p><span style=\"font-weight: 400;\">Incidents like this underscore the importance of financial protection. Some relevant insurance products include:<\/span><\/p>\n<ol>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Commercial Vehicle Insurance<\/b><b><br \/>\n<\/b><span style=\"font-weight: 400;\">Protects trucks from damage due to accidents or rollovers.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Cargo Insurance<\/b><b><br \/>\n<\/b><span style=\"font-weight: 400;\">Provides compensation for damage or loss of wood panel cargo during transit.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Personal Accident Insurance<\/b><b><br \/>\n<\/b><span style=\"font-weight: 400;\">Provides financial protection for drivers and vehicle crew in the event of injury or fatal accident while on duty.<\/span><\/li>\n<\/ol>\n<h3><b>JNE Container Truck Catches Fire on Karanganyar Toll Road! Hundreds of Packages Burned, Allegedly Due to Technical Issues!<\/b><\/h3>\n<p><span style=\"font-weight: 400;\">A container truck belonging to the JNE shipping company caught fire while traveling at kilometer 506 of the Karanganyar Regency Toll Road on Friday afternoon (October 17, 2025). Although there were no casualties, the fire destroyed most of the packages inside the container.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Thick smoke was first seen coming from the rear of the vehicle at around 2:13 PM WIB. A road user who noticed the incident immediately reported it to the fire department. According to Efan R. Pratama, Head of the Fire Department at the Karanganyar Public Order Agency (Satpol PP), his team received the report at 2:45 PM WIB and immediately dispatched a team to the location.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">&#8220;When officers arrived, the fire was already quite large. We immediately extinguished the fire to prevent it from spreading to the front of the vehicle or to other toll lanes,&#8221; said Efan.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">The extinguishing process took approximately one hour. By 4:00 PM WIB, the fire was completely extinguished, and cooling operations were underway to prevent a recurrence.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Most of the container&#8217;s contents, consisting of expedition packages, were completely destroyed by the fire and could not be salvaged. Meanwhile, there were no injuries or fatalities in the incident. The exact cause of the fire is still under investigation, but initial suspicions point to a fault in the electrical system or heat in the rear of the vehicle.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Efan urged logistics fleet drivers to regularly check their vehicles&#8217; technical condition, particularly their electrical systems, brakes, and fuel. &#8220;Fires on toll roads are high-risk because quick access to water is difficult,&#8221; he stressed.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Source:<\/span><a href=\"https:\/\/jogja.viva.co.id\/solo-raya\/4826-kebakaran-truk-kontainer-di-tol-km-506-karanganyar-muatan-paket-jne-ludes-terbakar?page=all\"> <span style=\"font-weight: 400;\">https:\/\/jogja.viva.co.id\/solo-raya\/4826-kebakaran-truk-kontainer-di-tol-km-506-karanganyar-muatan-paket-jne-ludes-terbakar?page=all<\/span><\/a><span style=\"font-weight: 400;\">\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0<\/span><\/p>\n<p><b>Insurance and Risk Management Review:<\/b><\/p>\n<p><span style=\"font-weight: 400;\">To prevent major financial losses due to incidents like this, shipping companies should consider:<\/span><\/p>\n<ol>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Commercial Vehicle Insurance<\/b><b><br \/>\n<\/b><span style=\"font-weight: 400;\">Protect truck vehicle assets from the risk of fire, accidents or damage.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Cargo Insurance<\/b><b><br \/>\n<\/b><span style=\"font-weight: 400;\">Ensures that the goods sent remain protected in the event of fire, loss or damage during shipping.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Third Party Liability Insurance<\/b><b><br \/>\n<\/b><span style=\"font-weight: 400;\">Provides protection if a fire or accident causes loss to another party (for example damage to port facilities or other vehicles).<\/span><\/li>\n<\/ol>\n<h3><b>The Federal II tanker caught fire during maintenance at a shipyard, killing 13 people.<\/b><\/h3>\n<p><span style=\"font-weight: 400;\">PT Sillo Maritime Perdana Tbk (SHIP) confirmed a fire on board the MT Federal II, owned by its subsidiary, PT Eastern Jason, on Wednesday (10\/15\/2025). The fire occurred while the vessel was undergoing routine maintenance at the PT ASL Shipyard Indonesia shipyard in Batam.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">SHIP Corporate Secretary Anastasia Xenia explained that the fire originated in one of the ship&#8217;s water ballast tanks during maintenance. &#8220;On October 15, 2025, a fire broke out in the water ballast tank of the Federal II, owned by PT Eastern Jason, while it was undergoing maintenance at PT ASL Shipyard Indonesia,&#8221; she said.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">SHIP management confirmed that the incident had no material financial impact on the company&#8217;s financial condition or operations. However, recent developments indicate the death toll has risen to 13.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Barelang Police Chief, Senior Commissioner Zaenal Arifin, confirmed that two additional victims, Edison Napitupulu and Imam, died after receiving intensive care at Mutiara Aini Hospital in Batam. &#8220;Both of them died this morning after being treated for several days for severe burns,&#8221; he said.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Meanwhile, 18 other injured victims are still being treated at three hospitals: Mutiara Aini Hospital, Ghara Hermine Hospital, and Elizabeth Sei Lekop Hospital. The victims&#8217; bodies have been transferred to the Bhayangkara Hospital of the Riau Islands Regional Police for data collection and preparation.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">This tragedy adds to the long list of incidents aboard the MT Federal II, as a similar incident occurred on June 24, 2025, resulting in four deaths and five injuries. In the first fire, police named two employees of a subcontractor, PT ASL Marine Shipyard, as suspects for alleged negligence resulting in fatalities.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">For this latest case, an investigation is still ongoing by the Barelang Police together with the Criminal Investigation Directorate of the Riau Islands Police and the National Police Forensic Laboratory team, to determine the exact cause of the fatal fire.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Source :<\/span><\/p>\n<p><a href=\"https:\/\/wartaekonomi.co.id\/read586949\/kapal-milik-anak-usaha-sillo-maritime-ship-alami-kebakaran\"><span style=\"font-weight: 400;\">https:\/\/wartaekonomi.co.id\/read586949\/kapal-milik-anak-usaha-sillo-maritime-ship-alami-kebakaran<\/span><\/a><\/p>\n<p><a href=\"https:\/\/www.antaranews.com\/berita\/5185285\/korban-kebakaran-kapal-federal-ii-bertambah-jadi-13-orang\"><span style=\"font-weight: 400;\">https:\/\/www.antaranews.com\/berita\/5185285\/korban-kebakaran-kapal-federal-ii-bertambah-jadi-13-orang<\/span><\/a><span style=\"font-weight: 400;\">\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0<\/span><\/p>\n<p><b>Insurance and Risk Management Review:<\/b><\/p>\n<p><span style=\"font-weight: 400;\">To prevent major financial losses due to incidents like this, shipping companies should consider:<\/span><\/p>\n<ol>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Marine Hull &amp; Machinery Insurance<\/b><b><br \/>\n<\/b><span style=\"font-weight: 400;\">Protecting ships from damage due to fire, explosion, or accidents during operational or maintenance processes at the shipyard.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Ship Repairers\u2019 Liability Insurance<\/b><b><br \/>\n<\/b><span style=\"font-weight: 400;\">Provides legal and financial protection for shipyards against damage or death that occurs during the ship repair process.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Workers Compensation Insurance<\/b><b><br \/>\n<\/b><span style=\"font-weight: 400;\">Cover the risk of death or serious injury to workers during ship maintenance activities.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Business Interruption Insurance (Loss of Hire)<\/b><b><br \/>\n<\/b><span style=\"font-weight: 400;\">Reimburse potential loss of revenue due to the vessel being unable to operate during post-incident repairs.<\/span><\/li>\n<\/ol>\n<h3><b>Styrofoam Warehouse in Bali Destroyed by Fire! Losses Reach Rp3 Billion, Here&#8217;s the Chronology<\/b><\/h3>\n<p><span style=\"font-weight: 400;\">The styrofoam storage warehouse belonging to PT MSA in Banjar Batanduren, Cepaka Village, Kediri District, Tabanan Regency, Bali, was reported to have caught fire on Wednesday night (15\/10) at around 18.30 WITA.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">According to the Head of Public Relations of Tabanan Police, Iptu I Gusti Made Berata, there were no fatalities or injuries in the incident, but the value of material losses is estimated to reach IDR 3 billion.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">The incident began when a worker named I Kade Budi Ariana was grinding and suddenly smelled a strong odor of smoke. Turning around, he saw flames starting about five meters away. Because the warehouse was mostly made of flammable Styrofoam, the fire quickly spread and engulfed the building.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Workers at the scene, including Ambar, Wildad, and Sofian, attempted to extinguish the fire with whatever equipment they had, but the flames spiraled out of control. About 20 minutes later, firefighters arrived with six to seven fire trucks to extinguish the blaze.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">As of now, police have not been able to determine the exact cause of the fire. The warehouse owner has also not been able to provide an official statement and will provide a further report the following day.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Source:<\/span><a href=\"https:\/\/www.cnnindonesia.com\/nasional\/20251015230331-20-1285018\/kebakaran-hebat-gudang-styrofoam-di-tabanan-bali-kerugian-capai-rp3-m\"> <span style=\"font-weight: 400;\">https:\/\/www.cnnindonesia.com\/nasional\/20251015230331-20-1285018\/kebakaran-hebat-gudang-styrofoam-di-tabanan-bali-kerugian-capai-rp3-m<\/span><\/a><span style=\"font-weight: 400;\">\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0<\/span><\/p>\n<p><b>Insurance and Risk Management Review:<\/b><\/p>\n<p><span style=\"font-weight: 400;\">To anticipate similar losses in the future,PT MSAshould have:<\/span><\/p>\n<ol>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Property Insurance (Property All Risks \/ PAR)<\/b><b><br \/>\n<\/b><span style=\"font-weight: 400;\">Protect physical assets such as buildings, machinery, and stock from the risk of fire, explosion, or short circuit.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Fire Insurance<\/b><b><br \/>\n<\/b><span style=\"font-weight: 400;\">Special protection against fire risks that can result in major losses as in this case.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Workers Compensation<\/b><b><br \/>\n<\/b><span style=\"font-weight: 400;\">Provides medical coverage and compensation for employees who may be injured during an incident.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Business Interruption Insurance<\/b><b><br \/>\n<\/b><span style=\"font-weight: 400;\">Cover financial losses due to the cessation of production or operational activities during the post-fire recovery process.\u00a0<\/span><\/li>\n<\/ol>\n<h3><b>A massive fire rocked Hermina Hospital in Bekasi, allegedly caused by an electrical short circuit. Losses reached Rp1 billion.<\/b><\/h3>\n<p><span style=\"font-weight: 400;\">A fire broke out at Hermina Hospital Bekasi, located on Jalan Kemakmuran, Margajaya, South Bekasi, on Saturday morning (October 18th). The fire is believed to have originated from an electrical short circuit in the wiring of a panel or generator on the ground floor of the hospital building.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">The incident occurred at around 10:11 a.m. WIB, and the Bekasi City Fire Department arrived on the scene nine minutes later. According to Haryanto, the fire&#8217;s first commander, the Bekasi City Fire and Rescue Agency (Disdamkarmat), the fire was first seen as smoke and sparks in the panel\/generator room, then quickly spread to the surrounding area.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">&#8220;The fire spread and could not be controlled by internal officers. The hospital&#8217;s fire safety team attempted to extinguish the blaze while calling for assistance and immediately contacted the Bekasi City Fire and Rescue Agency,&#8221; Haryanto said in a statement on Saturday.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Fortunately, there were no fatalities or injuries in this incident. However, material losses are estimated at Rp 1 billion due to damage to the hospital&#8217;s electrical facilities and panel room.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Source :<\/span><a href=\"https:\/\/www.cnnindonesia.com\/nasional\/20251018153444-20-1285979\/rs-hermina-bekasi-kebakaran-kerugian-capai-rp1-m\"> <span style=\"font-weight: 400;\">https:\/\/www.cnnindonesia.com\/nasional\/20251018153444-20-1285979\/rs-hermina-bekasi-kebakaran-kerugian-capai-rp1-m<\/span><\/a><span style=\"font-weight: 400;\">\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0<\/span><\/p>\n<p><b>Insurance and Risk Management Review:<\/b><\/p>\n<p><span style=\"font-weight: 400;\">Incidents like this underscore the importance of financial protection. Some relevant insurance products include:<\/span><\/p>\n<ol>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Commercial Property Insurance (Property All Risks Insurance)<\/b><b><br \/>\n<\/b><span style=\"font-weight: 400;\">Protect hospital buildings, electrical panels, and medical equipment from the risk of fire, explosion, or electrical short circuits.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Machinery Breakdown Insurance<\/b><b><br \/>\n<\/b><span style=\"font-weight: 400;\">Provides compensation in the event of damage to the machine or generator due to electrical failure or excessive heat.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Business Interruption Insurance<\/b><b><br \/>\n<\/b><span style=\"font-weight: 400;\">Cover potential financial losses due to hospital operations being temporarily suspended due to fire.<\/span><\/li>\n<\/ol>\n<p><span style=\"font-weight: 400;\">\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">\u00a0<\/span><\/p>\n<p>&nbsp;<\/p>","protected":false},"excerpt":{"rendered":"<p>This article contains a summary of 7 major accident and fire incidents in Indonesia that occurred in October 2025, complete with relevant insurance and risk management reviews for each case. Major Incident Summary: Federal II Tanker Catches Fire in Batam: The vessel belonging to PT Sillo Maritime Perdana (SHIP) caught fire during maintenance at the [&hellip;]<\/p>\n","protected":false},"author":8,"featured_media":8655,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[809],"tags":[1391],"class_list":{"0":"post-8654","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-berita-kecelakaan","8":"tag-kapal-tangker-terbakar"},"post_mailing_queue_ids":[],"_links":{"self":[{"href":"https:\/\/ligaasuransi.com\/en\/wp-json\/wp\/v2\/posts\/8654","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/ligaasuransi.com\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/ligaasuransi.com\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/ligaasuransi.com\/en\/wp-json\/wp\/v2\/users\/8"}],"replies":[{"embeddable":true,"href":"https:\/\/ligaasuransi.com\/en\/wp-json\/wp\/v2\/comments?post=8654"}],"version-history":[{"count":1,"href":"https:\/\/ligaasuransi.com\/en\/wp-json\/wp\/v2\/posts\/8654\/revisions"}],"predecessor-version":[{"id":8656,"href":"https:\/\/ligaasuransi.com\/en\/wp-json\/wp\/v2\/posts\/8654\/revisions\/8656"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/ligaasuransi.com\/en\/wp-json\/wp\/v2\/media\/8655"}],"wp:attachment":[{"href":"https:\/\/ligaasuransi.com\/en\/wp-json\/wp\/v2\/media?parent=8654"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/ligaasuransi.com\/en\/wp-json\/wp\/v2\/categories?post=8654"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/ligaasuransi.com\/en\/wp-json\/wp\/v2\/tags?post=8654"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}