{"id":8147,"date":"2025-10-02T13:48:47","date_gmt":"2025-10-02T06:48:47","guid":{"rendered":"https:\/\/ligaasuransi.com\/?p=8147"},"modified":"2025-10-02T13:48:47","modified_gmt":"2025-10-02T06:48:47","slug":"mushola-ponpes-al-khoziny-ambruk-saat-sholat-79-santri-terluka-dan-1-meninggal-dunia-dan-7-insiden-kecelakaan-terupdate-yang-menggemparkan-di-indonesia","status":"publish","type":"post","link":"https:\/\/ligaasuransi.com\/en\/mushola-ponpes-al-khoziny-ambruk-saat-sholat-79-santri-terluka-dan-1-meninggal-dunia-dan-7-insiden-kecelakaan-terupdate-yang-menggemparkan-di-indonesia\/","title":{"rendered":"Al-Khoziny Islamic Boarding School Prayer Room Collapses During Prayer, Injuring 79 Students and Killing 1: And 7 Recent Shocking Accident Incidents in Indonesia"},"content":{"rendered":"<p><b>Liga Asuransi <\/b><span style=\"font-weight: 400;\">&#8211; In recent days, Indonesia has been rocked by a series of tragic incidents that have claimed lives and caused significant losses, across the industrial, transportation, and public facilities sectors. From workplace accidents in factories, shophouse and warehouse fires, to the collapse of a prayer room at an Islamic boarding school, each of these incidents has not only left grief but also served as a reminder of the importance of safety, risk management, and insurance protection.<\/span><\/p>\n<p><b>Contact L&amp;G Insurance Broker now at<\/b><a href=\"https:\/\/wa.me\/628118507773?text=Halo%20Liberty,%20Saya%20sudah%20berkunjung%20ke%20website%20lngrisk.co.id.%20Boleh%20saya%20tanya%20lebih%20jauh?\"> <b>08118507773<\/b><\/a><b> for a free consultation before the risks haunt your business.<\/b><\/p>\n<p><b>Horrific Workplace Accident at PT KTM: 100\u00b0C Liquid Sprays, Killing One Person<\/b><\/p>\n<p><span style=\"font-weight: 400;\">Lamongan Police are currently investigating a tragic work accident that occurred at <\/span><b>PT Kebun Tebu Mas (KTM) Sugar Factory<\/b><span style=\"font-weight: 400;\">, Ngimbang District, which killed <\/span><b>Kunarto (41), a resident of Sidoarjo<\/b><span style=\"font-weight: 400;\">, on Monday morning (29\/9\/2025).<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Head of Public Relations of Lamongan Police, <\/span><b>First Inspector M Hamzaid<\/b><span style=\"font-weight: 400;\">, confirmed the incident and explained that currently <\/span><b>The Criminal Investigation Unit is currently conducting an investigation <\/b><span style=\"font-weight: 400;\">to determine the causes and occupational safety standards in the factory.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Based on witness statements, the incident began on Sunday (28\/9) at around 23.30 WIB when the channel&#8230;<\/span><b>flash tank <\/b><span style=\"font-weight: 400;\">experienced a blockage. Kunarto, as the technical team leader, instructed five team members\u2014Darmaji, Ari Joko, Gandi, Darminto, and Kartono\u2014to repair the system to prevent production from halting.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Initially, the team tried to open the outlet pipe bolts but failed, so Kunarto ordered the use of a blender<\/span><b> pipe<\/b><span style=\"font-weight: 400;\">, although some members considered it high risk. At around 2:30 a.m. WIB, <\/span><b>palm sap liquid at 100\u00b0C<\/b><span style=\"font-weight: 400;\"> suddenly sprayed from the pipe, hitting Kunarto&#8217;s body on the 12 meter high platform, causing him to fall.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">One of the team members, Darmaji, was also splashed with hot liquid on his hand. The scene was filled with smoke, and the team was only able to evacuate the victim 30 minutes later. Kunarto was pronounced dead with burns on his body and was rushed to the hospital <\/span><b>Ngimbang Regional Hospital<\/b><span style=\"font-weight: 400;\">.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">The police are currently questioning a number of witnesses and gathering evidence to determine the causal factors and compliance with occupational safety standards at the factory.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Source : <\/span><a href=\"https:\/\/jatim.antaranews.com\/berita\/982029\/polisi-selidiki-kecelakaan-kerja-tewaskan-karyawan-pabrik-gula-lamongan\"><span style=\"font-weight: 400;\">https:\/\/jatim.antaranews.com\/berita\/982029\/polisi-selidiki-kecelakaan-kerja-tewaskan-karyawan-pabrik-gula-lamongan<\/span><\/a><span style=\"font-weight: 400;\">\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0<\/span><\/p>\n<p><b>Insurance and Risk Management Review:<\/b><\/p>\n<p><span style=\"font-weight: 400;\">Incidents like this underscore the importance of financial protection. Some relevant insurance products include:<\/span><\/p>\n<ol>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Work Accident Insurance<\/b><span style=\"font-weight: 400;\"><br \/>\n<\/span><span style=\"font-weight: 400;\">Protects workers if they are injured or die while working.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Corporate Liability Insurance<\/b><span style=\"font-weight: 400;\"><br \/>\n<\/span><span style=\"font-weight: 400;\">Covering claims of workers or their families resulting from work accidents.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Property &amp; Factory Machinery Insurance<\/b><span style=\"font-weight: 400;\"><br \/>\n<\/span><span style=\"font-weight: 400;\">Protecting plant assets, including flash tanks and production equipment, from damage due to accidents or fire risks.<\/span><\/li>\n<\/ol>\n<p><b>A gas leak is the culprit, causing a laundry shophouse to burn down, resulting in a loss of Rp150 million!<\/b><\/p>\n<p><span style=\"font-weight: 400;\">A laundry shop in <\/span><b>Ali Bridal Street, Ciracas, East Jakarta<\/b><span style=\"font-weight: 400;\">, burned down on Tuesday (30\/9\/2025) morning. According to the statement <\/span><b>Head of Operations for the East Jakarta Gulkarmat Sub-dept., Abdul Wahid<\/b><span style=\"font-weight: 400;\">, the fire is thought to have been triggered by a <\/span><b>gas leak from the iron dryer<\/b><span style=\"font-weight: 400;\">.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">The incident began around 9:40 a.m. WIB when local residents reported the flames to the fire station. Just nine minutes later, a fire engine was deployed to provide an initial response.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">At the time of the incident, residents panicked as the fire spread rapidly. Officers quickly extinguished the fire and secured the area to prevent anyone from approaching. According to reports, the fire started when an employee was ironing clothes and heard the sound of gas leaking from the iron, which then triggered the explosion.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">The fire was successfully localized at 9:52 a.m. WIB and declared completely extinguished at 10:02 a.m. WIB. Although there were no fatalities, material losses from the fire are estimated at <\/span><b>Rp. 150 million<\/b><span style=\"font-weight: 400;\">.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Source: <\/span><a href=\"https:\/\/megapolitan.kompas.com\/read\/2025\/09\/30\/18162371\/ruko-laundry-di-ciracas-kebakaran-diduga-akibat-gas-bocor\"><span style=\"font-weight: 400;\">https:\/\/megapolitan.kompas.com\/read\/2025\/09\/30\/18162371\/ruko-laundry-di-ciracas-kebakaran-diduga-akibat-gas-bocor<\/span><\/a><span style=\"font-weight: 400;\">\u00a0\u00a0\u00a0\u00a0<\/span><\/p>\n<p><b>Insurance and Risk Management Review:<\/b><\/p>\n<p><span style=\"font-weight: 400;\">To prevent similar risks from causing major losses, laundry business owners should consider:<\/span><\/p>\n<ol>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Commercial Property Insurance (Property All Risk\/Fire Insurance)<\/b><span style=\"font-weight: 400;\"><br \/>\n<\/span><span style=\"font-weight: 400;\">Protects shophouse buildings, washing machines, steam irons and other equipment from fire, explosions and electrical short circuits.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Micro, Small, and Medium Enterprises Insurance (SME Insurance)<\/b><span style=\"font-weight: 400;\"><br \/>\n<\/span><span style=\"font-weight: 400;\">Provides comprehensive protection for small businesses such as laundries, including protection for assets, stock, and post-fire repair costs.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Public Liability Insurance<\/b><span style=\"font-weight: 400;\"><br \/>\n<\/span><span style=\"font-weight: 400;\">Covers potential claims if the fire spreads and damages neighboring buildings or assets.<\/span><\/li>\n<\/ol>\n<p>&nbsp;<\/p>\n<p><b>Palm Oil Tanker Truck Overturns in Merauke, 2-Year-Old Toddler Dies in Fatal Tragedy!<\/b><\/p>\n<p><span style=\"font-weight: 400;\">A horrific single accident occurred on Jalan Mainroad 5\/6, Division III area of \u200b\u200bPT Berkat Cipta Abadi, Selil Village, Ulilin District, Merauke, South Papua, on Friday (26\/9).<\/span><\/p>\n<p><span style=\"font-weight: 400;\">A tanker truck carrying palm oil (CPO) with police number PA 9488 GF driven by YB overturned into a ditch after losing control due to slippery road conditions following heavy rain.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">This tragic incident claimed the life of a two-year-old toddler, identified as KS. Meanwhile, the driver, YB, and another passenger, MMT, suffered serious injuries.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Merauke Police Chief, AKBP Leonardo Yoga, confirmed the incident through Public Relations Chief First Inspector Andre MS. He explained that the Muting Police, along with officers, residents, and the company, immediately conducted an evacuation and processed the crime scene.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">&#8220;Officers immediately secured the scene, interviewed witnesses, and gathered evidence to determine the cause of the accident. Initial suspicions are that the truck skidded due to the wet road and the driver&#8217;s carelessness,&#8221; he said.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">The two injured victims have been referred to Merauke Regional Hospital for medical treatment, while KS&#8217;s body was taken to the funeral home in the Division III PT Berkat Cipta Abadi complex before being buried in Merauke.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Source : <\/span><a href=\"https:\/\/cenderawasihpos.jawapos.com\/lintas-papua\/merauke\/30\/09\/2025\/truk-cpo-terguling-satu-tewas-dua-luka-luka\/\"><span style=\"font-weight: 400;\">https:\/\/cenderawasihpos.jawapos.com\/lintas-papua\/merauke\/30\/09\/2025\/truk-cpo-terguling-satu-tewas-dua-luka-luka\/<\/span><\/a><span style=\"font-weight: 400;\">\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0<\/span><\/p>\n<p><b>Insurance and Risk Management Review:<\/b><\/p>\n<p><span style=\"font-weight: 400;\">This case demonstrates the high risks in the palm oil plantation and CPO transportation sectors. Some relevant insurance types include:<\/span><\/p>\n<ol>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Commercial Vehicle Insurance<\/b><span style=\"font-weight: 400;\"><br \/>\n<\/span><span style=\"font-weight: 400;\">Protects tanker trucks from damage due to accidents, overturning, or fire.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><a href=\"https:\/\/lngrisk.co.id\/insurance-products\/marine-cargo-insurance\/\"><b>Cargo Insurance<\/b><span style=\"font-weight: 400;\"><br \/>\n<\/span><\/a><span style=\"font-weight: 400;\">Ensuring that the crude palm oil (CPO) cargo remains protected if it is damaged or lost due to an accident.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Personal Accident Insurance<\/b><span style=\"font-weight: 400;\"><br \/>\n<\/span><span style=\"font-weight: 400;\">Provides compensation for drivers, passengers, and workers who suffer permanent disability or die due to work accidents.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Third Party Liability Insurance<\/b><span style=\"font-weight: 400;\"><br \/>\n<\/span><span style=\"font-weight: 400;\">It is important if the accident causes victims from the community or parties outside the company.<\/span><\/li>\n<\/ol>\n<p>&nbsp;<\/p>\n<p><b>The Pinisi Tiga Jaya 01 ship caught fire in Labuan Bajo while refueling, leaving two crew members with burns.<\/b><\/p>\n<p><span style=\"font-weight: 400;\">Pinisi Ship<\/span><b>Three Jaya 01 <\/b><span style=\"font-weight: 400;\">caught fire while anchored in the Labuan Bajo Marina Port area, West Manggarai Regency, NTT, on Monday night (29\/9\/2025).<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Head of KSOP Labuan Bajo,<\/span><b>Stephanus Risdiyanto<\/b><span style=\"font-weight: 400;\">, said the initial suspicion that the cause of the fire was<\/span><b>fuel spill<\/b><span style=\"font-weight: 400;\">during the filling process, while<\/span><b>the generator set is still on<\/b><span style=\"font-weight: 400;\">.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">In the incident there were no fatalities, how ever <\/span><b>two crew members suffered minor burns <\/b><span style=\"font-weight: 400;\">and is currently being treated in hospital. At the time of the incident, the ship was only manned by three people.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">The fire that had grown large was successfully extinguished in about a minute.<\/span><b>20 minutes<\/b><span style=\"font-weight: 400;\">Thanks to the assistance of firefighters, patrol boats, and lifeboats located nearby, the ship has now been secured and is no longer obstructing shipping lanes.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Source: <\/span><a href=\"https:\/\/regional.kompas.com\/read\/2025\/09\/30\/115039078\/kapal-pinisi-di-labuan-bajo-terbakar-saat-isi-bahan-bakar-2-abk-terluka\"><span style=\"font-weight: 400;\">https:\/\/regional.kompas.com\/read\/2025\/09\/30\/115039078\/kapal-pinisi-di-labuan-bajo-terbakar-saat-isi-bahan-bakar-2-abk-terluka<\/span><\/a><span style=\"font-weight: 400;\">\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0<\/span><\/p>\n<p><b>Insurance and Risk Management Review:<\/b><\/p>\n<p><span style=\"font-weight: 400;\">This case highlights the importance of risk protection in the maritime transport sector. Relevant insurance types:<\/span><\/p>\n<ol>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Marine Hull Insurance<\/b><span style=\"font-weight: 400;\"><br \/>\n<\/span><span style=\"font-weight: 400;\">Protecting ships from losses due to fire, collision, sinking and other physical damage.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Marine Liability Insurance<\/b><span style=\"font-weight: 400;\"><br \/>\n<\/span><span style=\"font-weight: 400;\">Covers third party losses, including if the fire causes damage to other ships or port facilities.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Personal Accident &amp; Crew Insurance<\/b><span style=\"font-weight: 400;\"><br \/>\n<\/span><span style=\"font-weight: 400;\">Providing compensation or medical treatment for crew members injured due to work accidents at sea.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Marine Cargo Insurance<\/b> <i><span style=\"font-weight: 400;\">(if the ship is carrying a cargo)<\/span><\/i><span style=\"font-weight: 400;\"><br \/>\n<\/span><span style=\"font-weight: 400;\">Guarantees the value of the goods transported from the risk of fire, sinking, or damage during shipping.<\/span><\/li>\n<\/ol>\n<p>&nbsp;<\/p>\n<p><b>A shipping truck caught fire while queuing to board a ship in Merak, causing dozens of packages destined for Lampung to be lost.<\/b><\/p>\n<p><span style=\"font-weight: 400;\">An expedition truck was destroyed by fire while queuing to board a ship at Pier 1 of Merak Port, Banten. The fire broke out early Friday (September 26) at around 12:05 a.m. WIB.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Before the flames erupted, witnesses saw smoke billowing from the truck&#8217;s box, which was carrying various packages bound for Lampung. The Cilegon Fire Department received a report of the fire at 12:24 a.m. WIB.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">&#8220;Yes, last night there was an incident involving a truck catching fire. The fire brigade team was immediately deployed to the location,&#8221; said Cilegon Fire Brigade Platoon Commander, TB Hujaemi.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">The firefighting process was dramatic because the fire spread so quickly. It took more than three hours to completely control the blaze.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Police are still investigating the cause of the fire. The Cilegon Police Inafis Team is conducting a crime scene investigation to determine the source of the fire. The estimated losses from the incident are still being assessed.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Source: <\/span><a href=\"https:\/\/news.detik.com\/berita\/d-8131281\/truk-ekspedisi-terbakar-di-pelabuhan-merak\"><span style=\"font-weight: 400;\">https:\/\/news.detik.com\/berita\/d-8131281\/truk-ekspedisi-terbakar-di-pelabuhan-merak<\/span><\/a><span style=\"font-weight: 400;\">\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0<\/span><\/p>\n<p><b>Insurance and Risk Management Review:<\/b><\/p>\n<p><span style=\"font-weight: 400;\">To prevent major financial losses due to incidents like this, shipping companies should consider:<\/span><\/p>\n<ol>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Commercial Vehicle Insurance<\/b><span style=\"font-weight: 400;\"><br \/>\n<\/span><span style=\"font-weight: 400;\">Protect truck vehicle assets from the risk of fire, accidents or damage.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Cargo Insurance<\/b><span style=\"font-weight: 400;\"><br \/>\n<\/span><span style=\"font-weight: 400;\">Ensures that the goods sent remain protected in the event of fire, loss or damage during shipping.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Third Party Liability Insurance<\/b><span style=\"font-weight: 400;\"><br \/>\n<\/span><span style=\"font-weight: 400;\">Provides protection if a fire or accident causes loss to another party (for example damage to port facilities or other vehicles).<\/span><\/li>\n<\/ol>\n<p>&nbsp;<\/p>\n<p><b>The prayer room at the Al-Khoziny Islamic Boarding School collapsed during prayer, injuring 79 students and leaving one dead.<\/b><\/p>\n<p><span style=\"font-weight: 400;\">The main prayer room of the Al-Khoziny Islamic Boarding School (Ponpes) in Buduran Village, Sidoarjo, East Java, collapsed on Monday afternoon (September 29, 2025). Several students were inside the prayer room at the time of the incident and were trapped under the rubble.<\/span><\/p>\n<ol>\n<li><b> The prayer room is still under construction.<\/b><\/li>\n<\/ol>\n<p><span style=\"font-weight: 400;\">One of the students, Muhammad Wafiq, said that the upper floor of the prayer room was being poured when cracks suddenly appeared. Shortly afterward, the upper floor collapsed onto the lower floor.<\/span><\/p>\n<ol start=\"2\">\n<li><b> Students in the middle of Asr prayer<\/b><\/li>\n<\/ol>\n<p><span style=\"font-weight: 400;\">At the time, the students had just performed the Asr prayer in congregation. The previously completed first-floor prayer room had been used for worship. The accident occurred while the students were reciting the wiridan (religious prayer) after prayers.<\/span><\/p>\n<ol start=\"3\">\n<li><b> Students Trapped in Rubble<\/b><\/li>\n<\/ol>\n<p><span style=\"font-weight: 400;\">The Deputy Governor of East Java, Emil Dardak, said that three students were trapped on the second floor. However, the evacuation process was very difficult because access was blocked by debris.<\/span><\/p>\n<ol start=\"4\">\n<li><b> Fatalities and Injuries<\/b><\/li>\n<\/ol>\n<p><span style=\"font-weight: 400;\">The Head of Public Relations for the East Java Regional Police, Senior Commissioner Julest Abraham Abas, stated that one student died. Additionally, 79 people were injured and treated at two hospitals: Siti Hajar Hospital (45 victims) and Sidoarjo Regional Hospital (34 victims).<\/span><\/p>\n<ol start=\"5\">\n<li><b> Dramatic Evacuation<\/b><\/li>\n<\/ol>\n<p><span style=\"font-weight: 400;\">A joint search and rescue team, along with the Regional Disaster Management Agency (BPBD), was deployed to the scene. The evacuation process was dramatic, with extraction equipment used to open access to the rubble. Two victims were found alive, despite being trapped under the rubble for a considerable period.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Source : <\/span><a href=\"https:\/\/news.okezone.com\/read\/2025\/09\/30\/337\/3173395\/5-fakta-mushola-roboh-di-ponpes-sidoarjo-1-orang-tewas-dan-79-terluka?page=all\"><span style=\"font-weight: 400;\">https:\/\/news.okezone.com\/read\/2025\/09\/30\/337\/3173395\/5-fakta-mushola-roboh-di-ponpes-sidoarjo-1-orang-tewas-dan-79-terluka?page=all<\/span><\/a><span style=\"font-weight: 400;\">\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0<\/span><\/p>\n<p><b>Insurance and Risk Management Review:<\/b><\/p>\n<p><span style=\"font-weight: 400;\">This disaster highlights the importance of protecting against construction risks, accidents, and occupant safety. Relevant insurance types include:<\/span><\/p>\n<ol>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Construction Insurance (Contractors\u2019 All Risk Insurance \/ CAR)<\/b><span style=\"font-weight: 400;\"><br \/>\n<\/span><span style=\"font-weight: 400;\">Protecting building projects during the construction process from the risk of collapse, structural errors, or disasters.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Property Insurance (Property All Risk Insurance)<\/b><span style=\"font-weight: 400;\"><br \/>\n<\/span><span style=\"font-weight: 400;\">Provides protection for buildings\/prayer rooms from the risk of fire, explosions, collapses and natural disasters.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Group Personal Accident Insurance<\/b><span style=\"font-weight: 400;\"><br \/>\n<\/span><span style=\"font-weight: 400;\">Guarantees students, administrators and construction workers in the event of an accident that results in permanent disability or death.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Public Liability Insurance<\/b><span style=\"font-weight: 400;\"><br \/>\n<\/span><span style=\"font-weight: 400;\">It is important for institutions\/Islamic boarding schools if a building collapse results in a claim from the victim&#8217;s family or a third party.<\/span><\/li>\n<\/ol>\n<p>&nbsp;<\/p>\n<p><b>A Bandung parts warehouse was completely destroyed by fire, causing losses of up to 1 billion rupiah.<\/b><\/p>\n<p><span style=\"font-weight: 400;\">A massive fire engulfed an automotive parts warehouse in the Cinunuk area, Cileunyi District, Bandung Regency, West Java. The warehouse was quickly engulfed in flames due to its large storage of flammable materials.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Six fire trucks from Bandung Regency and Bandung City were deployed to the scene to extinguish the blaze. Firefighters faced serious challenges due to the limited water resources nearby, requiring frequent trips to refill tanks from a distance.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">After battling for nearly an hour, the fire was finally extinguished. Preliminary suspicions are that it was caused by an electrical short circuit inside the warehouse.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">The incident caused estimated losses of over Rp 1 billion. Furthermore, a firefighter had to be rushed to the hospital due to shortness of breath during the firefighting process.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Source: <\/span><a href=\"https:\/\/www.metrotvnews.com\/play\/Ky6C1pnx-kebakaran-hanguskan-gudang-onderdil-kendaraan-di-bandung\"><span style=\"font-weight: 400;\">https:\/\/www.metrotvnews.com\/play\/Ky6C1pnx-kebakaran-hanguskan-gudang-onderdil-kendaraan-di-bandung<\/span><\/a><span style=\"font-weight: 400;\">\u00a0\u00a0\u00a0\u00a0\u00a0<\/span><\/p>\n<p><b>Insurance and Risk Management Review:<\/b><\/p>\n<p><span style=\"font-weight: 400;\">This case demonstrates how vulnerable business assets are to fire risk. Relevant types of protection:<\/span><\/p>\n<ol>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Property Insurance (Property All Risk Insurance)<\/b><span style=\"font-weight: 400;\"><br \/>\n<\/span><span style=\"font-weight: 400;\">Covers the risk of fire, explosion, electrical short circuit, and material loss to the warehouse building and its contents.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Inventory Insurance<\/b><span style=\"font-weight: 400;\"><br \/>\n<\/span><span style=\"font-weight: 400;\">Protect the value of vehicle spare parts inventory from the risk of fire or other major damage.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Personal Accident Insurance<\/b><span style=\"font-weight: 400;\"><br \/>\n<\/span><span style=\"font-weight: 400;\">Provides compensation for employees or officers who are injured at work, including during emergency situations such as fire.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Public Liability Insurance<\/b><span style=\"font-weight: 400;\"><br \/>\n<\/span><span style=\"font-weight: 400;\">Useful if the fire spreads and damages buildings or third party assets around the location.<\/span><span style=\"font-weight: 400;\"><\/p>\n<p><\/span><\/li>\n<\/ol>\n<p><span style=\"font-weight: 400;\">This series of events demonstrates that risks can occur anytime and anywhere, whether in business activities, transportation, or everyday life. Therefore, preventive measures through implementing safety standards and financial protection through insurance are essential. Hopefully, these incidents serve as valuable lessons for all parties to be more vigilant and strengthen our commitment to safeguarding the safety of people and assets.<\/span><\/p>\n<p><b>DON&#8217;T WASTE YOUR TIME AND SECURE YOUR FINANCIAL AND BUSINESS WITH THE RIGHT INSURANCE.<\/b><\/p>\n<p><b>HOTLINE L&amp;G 24 JAM:<\/b><a href=\"https:\/\/wa.me\/628118507773?text=Halo%20Liberty,%20Saya%20sudah%20berkunjung%20ke%20website%20lngrisk.co.id.%20Boleh%20saya%20tanya%20lebih%20jauh?\"><b> 0811-8507-773<\/b><\/a><b> (CALL \u2013 WHATSAPP \u2013 SMS)<\/b><\/p>\n<p><span style=\"font-weight: 400;\">Website: lngrisk.co.id<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Email: halo@lngrisk.co.id<\/span><\/p>","protected":false},"excerpt":{"rendered":"<p>Liga Asuransi &#8211; In recent days, Indonesia has been rocked by a series of tragic incidents that have claimed lives and caused significant losses, across the industrial, transportation, and public facilities sectors. From workplace accidents in factories, shophouse and warehouse fires, to the collapse of a prayer room at an Islamic boarding school, each of [&hellip;]<\/p>\n","protected":false},"author":8,"featured_media":8148,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[809],"tags":[1009,247,305],"class_list":{"0":"post-8147","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-berita-kecelakaan","8":"tag-asuransi-cargo","9":"tag-asuransi-properti","10":"tag-berita-kecelakaan"},"post_mailing_queue_ids":[],"_links":{"self":[{"href":"https:\/\/ligaasuransi.com\/en\/wp-json\/wp\/v2\/posts\/8147","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/ligaasuransi.com\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/ligaasuransi.com\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/ligaasuransi.com\/en\/wp-json\/wp\/v2\/users\/8"}],"replies":[{"embeddable":true,"href":"https:\/\/ligaasuransi.com\/en\/wp-json\/wp\/v2\/comments?post=8147"}],"version-history":[{"count":1,"href":"https:\/\/ligaasuransi.com\/en\/wp-json\/wp\/v2\/posts\/8147\/revisions"}],"predecessor-version":[{"id":8149,"href":"https:\/\/ligaasuransi.com\/en\/wp-json\/wp\/v2\/posts\/8147\/revisions\/8149"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/ligaasuransi.com\/en\/wp-json\/wp\/v2\/media\/8148"}],"wp:attachment":[{"href":"https:\/\/ligaasuransi.com\/en\/wp-json\/wp\/v2\/media?parent=8147"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/ligaasuransi.com\/en\/wp-json\/wp\/v2\/categories?post=8147"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/ligaasuransi.com\/en\/wp-json\/wp\/v2\/tags?post=8147"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}