{"id":7684,"date":"2025-08-26T16:00:58","date_gmt":"2025-08-26T09:00:58","guid":{"rendered":"https:\/\/ligaasuransi.com\/?p=7684"},"modified":"2025-08-26T16:00:58","modified_gmt":"2025-08-26T09:00:58","slug":"asuransi-hewan-peliharaan-makin-dilirik-anjing-kucing-kini-bisa-punya-polis-sendiri-dan-7-berita-asuransi-terupdate-dan-terlengkap","status":"publish","type":"post","link":"https:\/\/ligaasuransi.com\/en\/asuransi-hewan-peliharaan-makin-dilirik-anjing-kucing-kini-bisa-punya-polis-sendiri-dan-7-berita-asuransi-terupdate-dan-terlengkap\/","title":{"rendered":"Pet Insurance is Gaining More Attention, Dogs & Cats Can Now Have Their Own Policies: And 7 of the Most Updated and Comprehensive Insurance News"},"content":{"rendered":"

Liga Asuransi<\/span><\/a> – The insurance industry in Indonesia continues to exhibit exciting dynamics, with various trends, new regulations, and product innovations that impact various aspects of life. These include life insurance premium growth, opportunities in the automotive sector, OJK policies to increase transparency, and plans to increase BPJS Kesehatan premiums. Not to be missed is the emergence of unique pet insurance products, which are increasingly gaining traction among urban communities. All of these developments reflect how the insurance industry is becoming increasingly relevant and adaptive to the needs of the times.<\/span><\/p>\n

Life Insurance Premium Revenue Reaches Rp87.6 Trillion! New Trends in the Insurance Industry Begin to Appear<\/b><\/h3>\n

The Indonesian life insurance industry recorded impressive results in the first half of 2025. Based on data <\/span>Indonesian Life Insurance Association (AAJI)<\/b>, total premium income reached <\/span>Rp87.6 trillion<\/b>Although this figure is down slightly by 1% compared to the same period last year (Rp88.49 trillion), a new trend is starting to emerge.<\/span><\/p>\n

Chairman of the AAJI Board of Directors, <\/span>Budi Tampubolon<\/b>, revealed that if calculated unweighted, in fact there was an increase in premium income of<\/span>3,9%<\/b>This means the life insurance industry is entering a new, healthier phase of stability.<\/span><\/p>\n

Traditional Products Are Increasingly Dominant<\/b><\/p>\n

From the product side, traditional life insurance dominates with premium income. <\/span>Rp55.2 trillion<\/b>, go on <\/span>6,5% YoY <\/b>from Rp51.81 trillion. Meanwhile, unit-linked products or PAYDI actually fell<\/span>11%<\/b>to Rp. 32.4 trillion.<\/span><\/p>\n

Budi explained that this situation aligns with trends in several Asian countries with high insurance penetration, where traditional products account for up to 80% of total premiums. “We’re seeing the market shift toward traditional products, and this signals industry stability,” he said.<\/span><\/p>\n

Conventional Declines, Sharia Grows<\/b><\/p>\n

When viewed based on business units, conventional life insurance premiums have decreased <\/span>2,3% YoY <\/b>to Rp75.61 trillion. In contrast, sharia life insurance products grew rapidly, rising <\/span>8,2% YoY <\/b>with a value of IDR 11.99 trillion.<\/span><\/p>\n

New Business Sluggish, Continuing Premiums Rise<\/b><\/p>\n

In terms of business type, new business premium income decreased <\/span>6,2% YoY <\/b>to Rp47.94 trillion. However, continued premiums managed to grow <\/span>6,1% YoY <\/b>to Rp. 39.66 trillion.<\/span><\/p>\n

When combined with investment returns, the total income of the life insurance industry in the first half of 2025 reached <\/span>Rp109 trillion<\/b>, growing <\/span>3,6% YoY <\/b>compared to IDR 105.25 trillion in the same period last year.<\/span><\/p>\n

Claims Down, Industry Healthier?<\/b><\/p>\n

Interestingly, claim payments in the first half of 2025 actually decreased <\/span>6,7% YoY <\/b>to Rp72.47 trillion from Rp77.67 trillion previously. This indicates improved risk management and the potential for greater profitability for life insurance companies.<\/span><\/p>\n

Source: <\/span>https:\/\/finansial.bisnis.com\/read\/20250822\/215\/1904769\/industri-asuransi-jiwa-raup-premi-rp876-triliun-pada-semester-i2025<\/span><\/a>\u00a0<\/span><\/p>\n

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July 2025 Car Sales Weaken Year-On-Year, But a Breath of Fresh Air for the Auto Insurance Industry!<\/b><\/h3>\n

Although car sales in Indonesia in July 2025 showed a year-on-year slowdown, the motor vehicle insurance industry actually sees significant opportunities.<\/span>PT Asuransi Jasa Indonesia (Jasindo)<\/b>emphasized that automotive market trends continue to provide positive signals for the vehicle protection business.<\/span><\/p>\n

Gaikindo Data: Monthly Growth<\/b><\/p>\n

Based on the records<\/span>Association of Indonesian Automotive Industries (Gaikindo)<\/b>, retail car sales in July 2025 were recorded<\/span>62.770 unit<\/b>. This figure has increased slightly<\/span>1,75% month-to-month (MoM)<\/b>compared to June 2025, although on an annual basis (YoY) it fell quite significantly<\/span>16,96%<\/b>.<\/span><\/p>\n

Jasindo Corporate Secretary, <\/span>Brellian Gema<\/b>, emphasized that monthly growth remains a positive signal. “Although there has been a year-on-year slowdown, this actually provides momentum for industry players and insurance companies like Jasindo to offer more innovative motor vehicle protection services,” he said.<\/span><\/p>\n

Every New Car = New Insurance Potential<\/b><\/p>\n

According to Brellian, every new vehicle entering the automotive market represents a potential new protection business opportunity. Furthermore, this momentum can also be leveraged to increase <\/span>public education about the importance of motor vehicle insurance<\/b>.<\/span><\/p>\n

“We are optimistic that the automotive market will continue to move dynamically and the need for motor vehicle insurance will continue to increase in the future,” he stressed.<\/span><\/p>\n

Jasindo’s Performance Jumps 30%<\/b><\/p>\n

Jasindo’s optimism is growing as the company’s financial performance shows significant growth. By July 2025,<\/span>Jasindo’s premium income was recorded at IDR 2.64 trillion<\/b>, going on <\/span>30,34% YoY<\/b>compared to the same period last year amounting to IDR 2.03 trillion.<\/span><\/p>\n

With this trend, Jasindo is confident that the automotive and vehicle insurance industry will remain dynamic, even though annual car sales have slowed.<\/span><\/p>\n

Source: <\/span>https:\/\/keuangan.kontan.co.id\/news\/jasindo-optimistis-pasar-otomotif-dorong-permintaan-asuransi-kendaraan<\/span><\/a>\u00a0<\/span><\/p>\n

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Starting 2025! All Life Insurance Agents Will Be Required to Have QR Codes, Allowing You to Check Authenticity Directly from Your Phone<\/b><\/h3>\n

Financial Services Authority (OJK)<\/b>officially launched a major innovation to increase transparency and public trust in life insurance marketers. Starting in 2025, every<\/span>Life insurance agents in Indonesia are required to have a QR Code on their Registration Certificate (STTD).<\/b>which is stated on their identity cards and business cards.<\/span><\/p>\n

This policy was announced by<\/span>Chief Executive of the Insurance, Guarantee and Pension Fund Supervisory Agency of the Financial Services Authority (OJK), Ogi Prastomiyono<\/b>, in an event <\/span>38th Indonesian Life Insurance Association (AAJI) Top Agent Awards (TAA) Convention <\/b>in Yogyakarta, Thursday (14\/8).<\/span><\/p>\n

Check Insurance Agents Easier & Anti-Fraud<\/b><\/p>\n

With the QR Code integrated directly into<\/span>OJK’s Integrated Licensing and Registration System (SPRINT)<\/b>, the public can scan the code using a mobile phone to verify the authenticity of the license and the agent’s membership status.<\/span><\/p>\n

This innovation is expected to be able to reduce <\/span>fraudulent practices, brokering, and illegal agents <\/b>which often harms prospective policyholders. “Transparency and accountability of the agent profession will be increasingly assured,” Ogi emphasized.<\/span><\/p>\n

The Role of Insurance Agents Leveling Up in the Digital Era<\/b><\/p>\n

Furthermore, Ogi emphasized that even though the digital era is developing rapidly, <\/span>agency channels remain the backbone of life insurance distribution <\/b>in Indonesia. However, the role of agents is no longer limited to selling products.<\/span><\/p>\n

“Agents must be able to provide education, build trust, and act as financial consultants for the public. The OJK encourages marketers to possess competence, integrity, and relevance to current developments,” he said.<\/span><\/p>\n

A New Foundation for Enhancing Public Trust<\/b><\/p>\n

The implementation of the STTD QR Code is expected to establish a new foundation for strengthening public trust in the life insurance industry. With a more transparent system, potential customers can feel more secure when interacting with agents.<\/span><\/p>\n

Source: <\/span>https:\/\/teropongnews.com\/2025\/08\/ojk-wajibkan-qr-code-pada-kartu-agen-asuransi-tingkatkan-transparansi-dan-akuntabilitas\/<\/span><\/a>\u00a0<\/span><\/p>\n

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It’s official! PrabowoAgreeBPJS Health Insurance Premium Increase in 2026: Here are the Latest Details You Need to Know<\/b><\/h3>\n

Important news for all BPJS Kesehatan participants! President <\/span>Prabowo Subianto <\/b>has given its blessing to the plan to increase BPJS Health contributions which will be implemented in stages starting in 2026. This information is stated in<\/span>Financial Note of the 2026 Draft State Budget which<\/b> has just been published by the government.<\/span><\/p>\n

Although the amount of the contribution increase and the time of its implementation have not been officially announced, this step is part of the government’s strategy to maintain the sustainability of the program.<\/span>National Health Insurance (JKN)<\/b>managed by <\/span>BPJS Health<\/b>.<\/span><\/p>\n

Why Should BPJS Health Contributions Increase?<\/b><\/p>\n

In Book II of the 2026 Draft State Budget Financial Note, the government explains that the Social<\/span> Security Fund (DJS)<\/b>It is estimated that the situation will remain under control until the end of 2025. However, a downward trend has begun to emerge due to the increasing claims ratio in the first half of 2025.<\/span><\/p>\n

In anticipationriskdeficit, the government is preparing mitigation measures in the form of <\/span>BPJS Health contribution adjustments<\/b> so that services main sustainable.<\/span><\/p>\n

Current BPJS Health Contribution Amount (August 2025)<\/b><\/p>\n

Before the official increase is implemented, here are the details of the BPJS Health contributions that are currently in effect:<\/span><\/p>\n

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  1. Non-Worker Participants (BP):<\/b>\n