{"id":7594,"date":"2025-07-14T16:05:39","date_gmt":"2025-07-14T09:05:39","guid":{"rendered":"https:\/\/ligaasuransi.com\/?p=7594"},"modified":"2025-07-14T16:05:39","modified_gmt":"2025-07-14T09:05:39","slug":"trump-resmi-berlakukan-tarif-32-untuk-indonesia-mulai-1-agustus-dampaknya-mengejutkan-untuk-sektor-asuransi-dan-7-berita-asuransi-terupdate-dan-terlengkap","status":"publish","type":"post","link":"https:\/\/ligaasuransi.com\/en\/trump-resmi-berlakukan-tarif-32-untuk-indonesia-mulai-1-agustus-dampaknya-mengejutkan-untuk-sektor-asuransi-dan-7-berita-asuransi-terupdate-dan-terlengkap\/","title":{"rendered":"Trump Trump Officially Imposes 32% Tariffs on Indonesia Starting August 1st! The Impact on the Insurance Sector is Shocking: And 7 of the Most Updated and Comprehensive Insurance News Imposes 32% Tariffs on Indonesia Starting August 1st! The Impact on the Insurance Sector is Shocking: And 7 of the Most Updated and Comprehensive Insurance News"},"content":{"rendered":"

Liga Asuransi<\/span><\/a> – The insurance world is currently in the midst of a whirlwind of surprising global and domestic dynamics. From US President Donald Trump’s 32% tariff policy, which could impact Indonesia’s import and export sectors, to the surge in natural disasters that continues to threaten the community. Amidst this uncertain situation, protection through various types of insurance is becoming increasingly important, for individuals, businesses, and industries. In this roundup, we present seven of the hottest and most comprehensive news stories from the insurance world this week\u2014packed with crucial information you shouldn’t miss!<\/span><\/p>\n

Beware! Natural Disasters Can Strike at Any Time. Here Are 7 Types of Insurance You Must Have Now!<\/b><\/h3>\n

Natural disasters in Indonesia continue to occur, and their impact is significant. According to data from the National Disaster Management Agency (BNPB), from January 1 to June 3, 2025,1,211 disaster events occurred in various regions. Of this number,floods dominate with 800 incidents, resulting in damage to more than 18 thousand homes and hundreds of public facilities, including schools, places of worship, and health facilities.<\/span><\/p>\n

Not only was there property damage, but there were also many casualties. As many as234 people died29 people were reported missing, and more than 3.5 million residents were affected and forced to evacuate. Given these conditions,protection from the risk of natural disasters is increasingly important, not only for property, but also for personal safety.<\/span><\/p>\n

President Director of PT Asuransi Asei Indonesia,Dody Achmad Sudiyar, said there were 7 types of insuranceWhat can provide protection against the risk of natural disasters?<\/span><\/p>\n

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  1. Property Insurance<\/b><\/li>\n<\/ol>\n

    Protecting homes, offices, factories and other property assets from damage caused by floods, fires, earthquakes, and volcanic eruptions. Including police types like <\/span>Property All Risk (PAR)<\/span><\/i> And <\/span>Earthquake Insurance<\/span><\/i>.<\/span><\/p>\n

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    1. Motor Vehicle Insurance<\/b><\/li>\n<\/ol>\n

      Vehicles can also be damaged by floods or other disasters. This insurance provides protection against damage, loss and accidents due to extreme conditions, including fallen trees and landslides.<\/span><\/p>\n

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      1. Marine Cargo Insurance<\/b><\/li>\n<\/ol>\n

        For logistics and export-import players, this insurance is very important to protect goods in sea transit from risks such as ship fires, collisions, or disasters in port.<\/span><\/p>\n

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        1. Personal Accident Insurance<\/b><\/li>\n<\/ol>\n

          Give compensation in case of accident which can result in disability, hospitalization, or even death. Suitable for individuals, work groups, and public transportation passengers.<\/span><\/p>\n

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          1. Engineering Insurance<\/b><\/li>\n<\/ol>\n

            Designed to protect construction projects and machinery installations from disaster risks. Includes policies such as<\/span>Contractor All Risk (CAR)<\/span><\/i>, <\/span>Erection All Risk (EAR)<\/span><\/i>, And <\/span>Machinery Breakdown Insurance<\/span><\/i>.<\/span><\/p>\n

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            1. Micro & MSME Business Insurance<\/b><\/li>\n<\/ol>\n

              Disasters can be devastating to small businesses. This product provides protection forMSME assets and operations from the risk of floods, earthquakes, or fires.<\/span><\/p>\n

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              1. Special Parametric Disaster Insurance<\/b><\/li>\n<\/ol>\n

                Modern type of insurance that is based on certain parameters, such as earthquake strength or extreme rainfall. The claims process is fast and transparent, eliminating the need for lengthy damage verification processes.<\/span><\/p>\n

                Source: <\/span>https:\/\/finansial.bisnis.com\/read\/20250713\/215\/1892750\/7-produk-asuransi-untuk-proteksi-banjir-dan-bencana-alam<\/span><\/a>\u00a0<\/span><\/p>\n

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                15 Financial Companies on the OJK’s Radar! Who’s at Risk?<\/b><\/h3>\n

                The Financial Services Authority (OJK) has emphasized its commitment to further tightening supervision in the financial sector.Insurance, Guarantee, and Pension Fund (PPDP)to protect consumers and maintain the stability of the national financial system. No joke, until June 24, 2025,As many as 15 financial institutions have been included in the OJK’s special monitoring list!<\/span><\/p>\n

                Chief Executive of PPDP Supervisory OJK,Oh Prastomiyono, explained that this strict supervision includes insurance and reinsurance companies, as well as 9 pension funds which are considered to be experiencing serious problems, especially from a financial perspective.<\/span><\/p>\n

                “This step was taken so that the company could immediately improve its financial condition and protect the rights of policyholders and pension fund participants,” Ogi said at an OJK press conference on Tuesday (July 8, 2025).<\/span><\/p>\n

                Furthermore, OJK is also seeking an approach constructive and solution-oriented in handling this problem, so that it does not have a detrimental impact on the wider community as users of financial services.<\/span><\/p>\n

                Most Companies Have Met the Minimum Capital Requirement<\/b><\/p>\n

                Along with the obligation to increase equity in accordance with the provisionsPOJK No. 23 of 2023, Ogi said that as of May 2025,as many as 106 of 144 insurance and reinsurance companies have met the minimum equity requirements that must be met by 2026. This is a positive signal amidst tight supervision.<\/span><\/p>\n

                The Insurance Industry Remains Resilient<\/b><\/p>\n

                From the financial performance side,total assets of the insurance industry in May 2025 was recorded atRp1,163.62 trillion, growing 3.84% compared to the previous year. The sector commercial insurance contributed Rp 939.75 trillion or increased by 4.30% annually.<\/span><\/p>\n

                However, premium income in the January\u2013May 2025 period only rose slightly by 0.88% to Rp138.61 trillion. If detailed:<\/span><\/p>\n