{"id":7424,"date":"2025-05-19T14:20:49","date_gmt":"2025-05-19T07:20:49","guid":{"rendered":"https:\/\/ligaasuransi.com\/?p=7424"},"modified":"2025-05-19T14:20:49","modified_gmt":"2025-05-19T07:20:49","slug":"ratusan-siswa-keracunan-pemerintah-siapkan-asuransi-khusus-untuk-program-makan-gratis-dan-7-berita-asuransi-terupdate-dan-terlengkap","status":"publish","type":"post","link":"https:\/\/ligaasuransi.com\/en\/ratusan-siswa-keracunan-pemerintah-siapkan-asuransi-khusus-untuk-program-makan-gratis-dan-7-berita-asuransi-terupdate-dan-terlengkap\/","title":{"rendered":"Hundreds of Students Poisoned! Government Prepares Special Insurance for Free Meal Program!: And 7 Latest and Most Complete Insurance News"},"content":{"rendered":"<p><a href=\"https:\/\/ligaasuransi.com\"><span style=\"font-weight: 400;\">Liga Asuransi<\/span><\/a><span style=\"font-weight: 400;\">&#8211; The Indonesian insurance industry is entering a new, dynamic chapter. From regulators\u2019 efforts to strengthen the national reinsurance sector, to the surge in the number of life insurance insured, to the impact of global losses due to natural disasters\u2014all show how important insurance is in facing the challenges of the economy and the ever-growing risks. In this edition, we summarize seven of the latest and most comprehensive insurance news that you need to know, including the government\u2019s plan to prepare special insurance for the free meal program after the mass poisoning incident at school. Read more to get the latest insights into the world of insurance, both domestically and internationally.<\/span><\/p>\n<h3><b>Premiums Flow Abroad! OJK Opens Doors for Foreign Reinsurance to Enter Indonesia!<\/b><\/h3>\n<p><b>Financial Services Authority (OJK)<\/b><span style=\"font-weight: 400;\">is preparing strategic steps to strengthen national reinsurance capacity by inviting<\/span><b>global reinsurance company<\/b><span style=\"font-weight: 400;\">open a branch office in Indonesia.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">According to <\/span><b>Ogi Prastomiyono<\/b><span style=\"font-weight: 400;\">, Chief Executive of the Insurance, Guarantee and Pension Fund Supervisory Agency (PPDP), currently<\/span><b>the majority of reinsurance premiums are spent abroad<\/b><span style=\"font-weight: 400;\">by domestic insurance companies. Therefore, OJK is reviewing the regulations related to<\/span><b>foreign ownership<\/b><span style=\"font-weight: 400;\">in the reinsurance sector to provide flexibility that allows global companies to be directly present in Indonesia.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">&#8220;We are coordinating with the relevant ministries to revise the regulations so that foreign reinsurance companies can open branch offices in Indonesia,&#8221; said Ogi in<\/span><b>Press Conference of the Results of the Monthly Board of Commissioners Meeting (RDK) April 2025<\/b><span style=\"font-weight: 400;\">, quoted on Monday (12\/5\/2025).<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Ogi emphasized that<\/span><b>reinsurance industry capacity<\/b><span style=\"font-weight: 400;\"> not only depend on <\/span><b>capital or equity<\/b><span style=\"font-weight: 400;\">, but also on<\/span><b>competence and technical ability<\/b><span style=\"font-weight: 400;\">in conducting selection and risk assessment (underwriting). This has been regulated in<\/span><b>POJK Number 23 of 2023<\/b><span style=\"font-weight: 400;\">regarding minimum equity for reinsurance.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Furthermore, he said that<\/span><b>digitalization and utilization of artificial intelligence (AI)<\/b><span style=\"font-weight: 400;\">will be crucial to improving the quality of underwriting. This technology will help assess previously unreachable risks and speed up data processing in the underwriting and claims process.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">OJK also encourages insurance and reinsurance companies to be more disciplined in presenting<\/span><b>insurance data<\/b><span style=\"font-weight: 400;\">, to make sure <\/span><b>the claims process is faster and more efficient<\/b><span style=\"font-weight: 400;\">.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">This step is important considering<\/span><b>national reinsurance deficit continues to widen<\/b><span style=\"font-weight: 400;\">in the last three years. It was recorded that the deficit reached:<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Rp7.95 trillion<\/b><span style=\"font-weight: 400;\">in 2022<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Rp10.20 trillion<\/b><span style=\"font-weight: 400;\">in 2023<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">And <\/span><b>Rp12.10 trillion<\/b><span style=\"font-weight: 400;\">in 2024<\/span><\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\">This figure shows that the amount of reinsurance premiums paid abroad is much greater than that received from abroad.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Source: <\/span><a href=\"https:\/\/finansial.bisnis.com\/read\/20250512\/215\/1876252\/tekan-defisit-reasuransi-ojk-bakal-undang-perusahaan-global-masuk-indonesia\"><span style=\"font-weight: 400;\">https:\/\/finansial.bisnis.com\/read\/20250512\/215\/1876252\/tekan-defisit-reasuransi-ojk-bakal-undang-perusahaan-global-masuk-indonesia<\/span><\/a><span style=\"font-weight: 400;\">\u00a0<\/span><\/p>\n<p>&nbsp;<\/p>\n<h3><b>Life Insurance Industry 2025 Predicted to be Even More Promising! Number of Insured Soars, Premiums Reach IDR 185 Trillion!<\/b><\/h3>\n<p><b>Indonesian Life Insurance Association (AAJI)<\/b><span style=\"font-weight: 400;\">expressed optimism that the life insurance industry will record positive growth throughout 2025. This belief is based on the stable trend and increase recorded throughout 2024.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Executive Director of AAJI,<\/span><b>The Market Place<\/b><span style=\"font-weight: 400;\">, revealed that<\/span><b>Last year&#8217;s premium income grew 4.3% annually (YoY), reaching IDR 185.39 trillion<\/b><span style=\"font-weight: 400;\">.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Togar explained that there are several factors that drive this growth. One of them is the increasing public awareness of the importance of life and health protection, especially after the Covid-19 pandemic.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Evidence of increasing public interest can be seen from<\/span><b>the surge in the number of insured people reaching 154.64 million people by December 2024<\/b><span style=\"font-weight: 400;\">, or grow up to<\/span><b>80.1% compared to the previous year<\/b><span style=\"font-weight: 400;\">. According to Togar, this increasing trend is expected to continue in 2025.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Besides that, there are still<\/span><b>low penetration of life insurance in Indonesia<\/b><span style=\"font-weight: 400;\">, which is new around<\/span><b>7.7% of the total population<\/b><span style=\"font-weight: 400;\">, is a very large market potential for industry players.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">In order to reach unprotected community groups,<\/span><b>AAJI encourages the development of simpler, more flexible and more affordable insurance products.<\/b><span style=\"font-weight: 400;\">, especially for the lower middle income group.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Togar also emphasized the importance of utilizing<\/span><b>digital technology<\/b><span style=\"font-weight: 400;\">in order to expand distribution and simplify the policy acquisition process. On the other hand,<\/span><b>increasing public financial literacy and education<\/b><span style=\"font-weight: 400;\">is also considered crucial, so that prospective customers increasingly understand the benefits and mechanisms of life insurance.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">&#8220;This combination of innovative strategies will strengthen sustainable growth in the life insurance industry. We are confident that AAJI members can maximize the potential of the domestic market which is still very large,&#8221; said Togar.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">For additional information, data<\/span><b>Financial Services Authority (OJK)<\/b><span style=\"font-weight: 400;\"> show that <\/span><b>Life insurance premium income until March 2025 reached IDR 47.19 trillion<\/b><span style=\"font-weight: 400;\">, up 3.08% compared to the same period the previous year.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Source: <\/span><a href=\"https:\/\/keuangan.kontan.co.id\/news\/aaji-optimistis-pendapatan-premi-asuransi-jiwa-tumbuh-positif-pada-2025\"><span style=\"font-weight: 400;\">https:\/\/keuangan.kontan.co.id\/news\/aaji-optimistis-pendapatan-premi-asuransi-jiwa-tumbuh-positif-pada-2025<\/span><\/a><span style=\"font-weight: 400;\">\u00a0<\/span><\/p>\n<p>&nbsp;<\/p>\n<h3><b>Massive California Wildfires Make Global Reinsurance Giants Stumble! Global Insurance Losses in 2025 Could Break Records!<\/b><\/h3>\n<p><span style=\"font-weight: 400;\">The two largest reinsurance companies from Germany,<\/span><b>Munich Re<\/b><span style=\"font-weight: 400;\"> And <\/span><b>Hannover Re<\/b><span style=\"font-weight: 400;\">, noted <\/span><b>sharp decline in earnings in Q1\/2025<\/b><span style=\"font-weight: 400;\">, especially due to the surge in claims from<\/span><b>massive wildfires in Los Angeles<\/b><span style=\"font-weight: 400;\">earlier this year. The disaster killed nearly 30 people and destroyed more than 16,000 buildings\u2014devouring an area larger than Paris.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">CEO Hannover Re, <\/span><b>Clemens Jungsthoefel<\/b><span style=\"font-weight: 400;\">, stressed that the fire was clear evidence of how<\/span><b>climate change exacerbates the risk of extreme weather<\/b><span style=\"font-weight: 400;\">.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Despite falling profits, both Munich Re and Hannover Re<\/span><b>maintain their net profit target for 2025<\/b><span style=\"font-weight: 400;\">.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Munich Re, as<\/span><b>the world&#8217;s largest reinsurance company<\/b><span style=\"font-weight: 400;\">, reported net income<\/span><b>down to 1.09 billion euros<\/b><span style=\"font-weight: 400;\">, from 2.115 billion euros in the same period the previous year. This result slightly missed analysts&#8217; expectations of a profit of 1.11 billion euros. Even so, the company remains optimistic about maintaining<\/span><b>annual profit target of 6 billion euros<\/b><span style=\"font-weight: 400;\">, up from 5.7 billion euros in 2024.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Meanwhile, <\/span><b>Hannover Re<\/b><span style=\"font-weight: 400;\"> experience <\/span><b>14% decline in profits<\/b><span style=\"font-weight: 400;\"> annually, down to <\/span><b>480 million euros<\/b><span style=\"font-weight: 400;\">from the previous 558 million euros. Although pressured by forest fire claims worth<\/span><b>631 million euros<\/b><span style=\"font-weight: 400;\">, the profit figure<\/span><b>still slightly above analyst expectations<\/b><span style=\"font-weight: 400;\">which predicts 447 million euros.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">In a broader context,<\/span><b>Swiss Re<\/b><span style=\"font-weight: 400;\">, a Swiss reinsurance company, noted that<\/span><b>Global insurance losses from natural disasters to reach US$137 billion by 2024<\/b><span style=\"font-weight: 400;\">, and is predicted to increase to<\/span><b>US$145 billion by 2025<\/b><span style=\"font-weight: 400;\">, making this year one of the years with <\/span><b>the biggest insurance loss in history<\/b><span style=\"font-weight: 400;\">.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Most of the losses come from<\/span><b>medium scale natural disaster<\/b><span style=\"font-weight: 400;\">, especially <\/span><b>severe convective storms (SCS)<\/b><span style=\"font-weight: 400;\">, despite major threats such as<\/span><b>tropical cyclones and earthquakes<\/b><span style=\"font-weight: 400;\">still dominates the potential risks.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">For example, in 2017, hurricanes Harvey, Irma, and Maria caused <\/span><b>global losses surge 111% above annual average<\/b><span style=\"font-weight: 400;\">. Swiss Re added that<\/span><b>wildfires in california<\/b><span style=\"font-weight: 400;\">estimated to contribute to insurance losses of<\/span><b>US$40 billion<\/b><span style=\"font-weight: 400;\">.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Furthermore, Swiss Re warned that<\/span><b>risks continue to increase with urban expansion, economic and population growth<\/b><span style=\"font-weight: 400;\">, as well as the impacts of climate change, which are significantly<\/span><b>exacerbating the frequency and intensity of extreme weather disasters<\/b><span style=\"font-weight: 400;\">.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">If you take into account<\/span><b>uninsured loss<\/b><span style=\"font-weight: 400;\">, <\/span><b>total losses due to natural disasters in 2024<\/b><span style=\"font-weight: 400;\"> reach <\/span><b>US$318 billion<\/b><span style=\"font-weight: 400;\">, up from US$292 billion in 2023, and well above the long-term average.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Source: <\/span><a href=\"https:\/\/hijau.bisnis.com\/read\/20250513\/651\/1876582\/laba-bersih-perusahaan-asuransi-terkoreksi-imbas-cuaca-ekstrem\"><span style=\"font-weight: 400;\">https:\/\/hijau.bisnis.com\/read\/20250513\/651\/1876582\/laba-bersih-perusahaan-asuransi-terkoreksi-imbas-cuaca-ekstrem<\/span><\/a><span style=\"font-weight: 400;\">\u00a0<\/span><\/p>\n<p>&nbsp;<\/p>\n<h3><b>Insurance Premiums Weak in Early 2025! But Industrial Assets Reach IDR 1,100 Trillion, What&#8217;s Behind It?<\/b><\/h3>\n<p><span style=\"font-weight: 400;\">The Financial Services Authority (OJK) reported that<\/span><b>Commercial insurance industry premium income in Indonesia is still declining<\/b><span style=\"font-weight: 400;\">until March 2025. Chief Executive of the OJK Insurance, Guarantee and Pension Fund Supervisory Agency,<\/span><b>Ogi Prastomiyono<\/b><span style=\"font-weight: 400;\">, said that the premiums collected from January to March 2025 were recorded at<\/span><b>Rp87.71 trillion<\/b><span style=\"font-weight: 400;\">, decreased slightly by<\/span><b>0.06% year-on-year (YoY)<\/b><span style=\"font-weight: 400;\">.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">In detail,<\/span><b>Life insurance premiums rose 3.08% YoY to Rp47.19 trillion<\/b><span style=\"font-weight: 400;\">, temporary <\/span><b>general insurance and reinsurance premiums fell 3.50% YoY to Rp40.52 trillion<\/b><span style=\"font-weight: 400;\">.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">This decrease is lighter than the previous month. For the period January-February 2025, the total premium had<\/span><b>corrected 0.94%<\/b><span style=\"font-weight: 400;\"> become <\/span><b>Rp60.27 trillion<\/b><span style=\"font-weight: 400;\">, with life premium growth reaching 5.16% and a deeper decline in general insurance and reinsurance premiums, amounting to 7.17%.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Despite weakening premium income,<\/span><b>Total assets of the insurance industry are still experiencing positive growth<\/b><span style=\"font-weight: 400;\">. As of March 2025, total industrial assets were recorded at<\/span><b>Rp1,145.63 trillion<\/b><span style=\"font-weight: 400;\">, up 1.49% YoY. Of that amount,<\/span><b>Commercial insurance contributed Rp925.37 trillion<\/b><span style=\"font-weight: 400;\">, grew 1.80% YoY.<\/span><\/p>\n<p><b>The capitalization of this sector also remains strong<\/b><span style=\"font-weight: 400;\">, with the solvency ratio (Risk Based Capital\/RBC) for life insurance reaching<\/span><b>467,73%<\/b><span style=\"font-weight: 400;\">and general insurance and reinsurance amounting to<\/span><b>316,96%<\/b><span style=\"font-weight: 400;\">, far above the minimum limit set by OJK, namely 120%.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Meanwhile, in the sector<\/span><b>non-commercial insurance<\/b><span style=\"font-weight: 400;\">-which include <\/span><b>BPJS Health, BPJS Employment, and pension programs for ASN, TNI, and Polri<\/b><span style=\"font-weight: 400;\">\u2014total assets as of March 2025 reached<\/span><b>Rp220.26 trillion<\/b><span style=\"font-weight: 400;\">, grew 0.20% YoY.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">For <\/span><b>pension fund industry<\/b><span style=\"font-weight: 400;\">, asset growth is much more significant, up<\/span><b>6,15% YoY<\/b><span style=\"font-weight: 400;\"> become <\/span><b>Rp1,524.92 trillion<\/b><span style=\"font-weight: 400;\">. The details,<\/span><b>voluntary retirement program<\/b><span style=\"font-weight: 400;\">recorded assets of IDR 383.13 trillion (up 2.43% YoY), and<\/span><b>mandatory pension program<\/b><span style=\"font-weight: 400;\">recorded IDR 1,141.79 trillion (up 7.46%).<\/span><\/p>\n<p><span style=\"font-weight: 400;\">However, <\/span><b>guarantee companies actually recorded asset contraction<\/b><span style=\"font-weight: 400;\">, down 0.52% YoY to <\/span><b>Rp47.12 trillion<\/b><span style=\"font-weight: 400;\">, because the realization of the government guarantee program is still limited.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">From the supervision side, OJK stated<\/span><b>109 of 144 insurance and reinsurance companies<\/b><span style=\"font-weight: 400;\">has met the minimum first-stage equity requirement to be met in 2026\u2014up 3 companies from the previous month.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">OJK is also still doing<\/span><b>special supervision of 6 insurance and reinsurance companies<\/b><span style=\"font-weight: 400;\">, as well as <\/span><b>11 pension funds<\/b><span style=\"font-weight: 400;\">, to help solve their financial problems and protect the interests of policyholders.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">As a policy step, OJK has issued<\/span><b>two new rules<\/b><span style=\"font-weight: 400;\">in the guarantee sector through<\/span><b>POJK No. 10 and No. 11 of 2025<\/b><span style=\"font-weight: 400;\">, as well as compiling <\/span><b>SEOJK draft<\/b><span style=\"font-weight: 400;\">for periodic reporting by insurance brokerage firms, reinsurance brokers, and loss assessors.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Source: <\/span><a href=\"https:\/\/finansial.bisnis.com\/read\/20250509\/215\/1875874\/total-premi-asuransi-komersial-turun-jadi-rp8771-triliun-per-maret-2025\"><span style=\"font-weight: 400;\">https:\/\/finansial.bisnis.com\/read\/20250509\/215\/1875874\/total-premi-asuransi-komersial-turun-jadi-rp8771-triliun-per-maret-2025<\/span><\/a><span style=\"font-weight: 400;\">\u00a0<\/span><\/p>\n<p>&nbsp;<\/p>\n<h3><b>Not Sharia Banks, But Sharia Insurance That Will Be the Primadonna! This is What OJK Says About Its Huge Potential in Indonesia<\/b><\/h3>\n<p><b>Financial Services Authority (OJK)<\/b><span style=\"font-weight: 400;\">assess that<\/span><b>The sharia insurance industry in Indonesia has enormous growth potential<\/b><span style=\"font-weight: 400;\">, even exceeding the Islamic financial sector as a whole. This was conveyed by<\/span><b>Deputy Commissioner for Supervision of Insurance, Guarantees, and Pension Funds of OJK, Iwan Pasila<\/b><span style=\"font-weight: 400;\">, on Thursday (8\/5\/2025).<\/span><\/p>\n<p><span style=\"font-weight: 400;\">According to Iwan,<\/span><b>The potential of sharia insurance has not yet been fully exploited<\/b><span style=\"font-weight: 400;\">, thus opening up huge opportunities for expansion.\u201d<\/span><b>The potential is much greater because currently not many people are developing it,<\/b><span style=\"font-weight: 400;\">&#8221; he said.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Based on data from<\/span><b>National Committee for Sharia Economics<\/b><span style=\"font-weight: 400;\">, total assets of the Islamic financial sector in Indonesia in 2024 will reach<\/span><b>Rp2,883 trillion<\/b><span style=\"font-weight: 400;\">, with <\/span><b>market share of 12%<\/b><span style=\"font-weight: 400;\">. However, the portion for the sharia insurance industry itself is still relatively small.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Iwan added, in recent years,<\/span><b>The MUI National Sharia Council has issued a number of new fatwas<\/b><span style=\"font-weight: 400;\">which can be the basis for insurance companies in creating<\/span><b>innovative sharia products<\/b><span style=\"font-weight: 400;\">.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">From the regulatory side, OJK encourages product development not to stop at &#8220;<\/span><b>sharia label<\/b><span style=\"font-weight: 400;\">\u201d that is attached to conventional products, but actually has<\/span><b>authentic sharia features, structure and principles<\/b><span style=\"font-weight: 400;\">.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">OJK also highlighted the importance of<\/span><b>creation of sharia investment assets<\/b><span style=\"font-weight: 400;\">which can be used by insurance companies to support their liabilities.<\/span><b>Availability of sharia assets with appropriate time period<\/b><span style=\"font-weight: 400;\">will be the key to developing sustainable sharia insurance products.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Furthermore, OJK also emphasized the need for improvement<\/span><b>Sharia Competence<\/b><span style=\"font-weight: 400;\">among insurance industry players, so that they are able to capture increasingly large market opportunities and demand authentic and trusted sharia-based products.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">From the performance side,<\/span><b>Sharia insurance industry assets show positive trend in early 2025<\/b><span style=\"font-weight: 400;\">. OJK data notes:<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Sharia general insurance assets<\/b><span style=\"font-weight: 400;\">as of January 2025 reached<\/span><b>Rp9.46 trillion<\/b><span style=\"font-weight: 400;\">, grow <\/span><b>8,9% YoY<\/b><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Sharia reinsurance assets<\/b><span style=\"font-weight: 400;\">recorded<\/span><b>Rp2.96 trillion<\/b><span style=\"font-weight: 400;\">, go on <\/span><b>7% YoY<\/b><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Sharia life insurance assets<\/b><span style=\"font-weight: 400;\">recorded at<\/span><b>Rp33.99 trillion<\/b><span style=\"font-weight: 400;\">, grow <\/span><b>3,65% YoY<\/b><\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\">With this trend, the sharia insurance industry is believed to be one of the main driving forces in the national sharia financial ecosystem in the future.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Source: <\/span><a href=\"https:\/\/finansial.bisnis.com\/read\/20250509\/215\/1875558\/industri-asuransi-syariah-tumbuh-ojk-dorong-penguatan-kompetensi\"><span style=\"font-weight: 400;\">https:\/\/finansial.bisnis.com\/read\/20250509\/215\/1875558\/industri-asuransi-syariah-tumbuh-ojk-dorong-penguatan-kompetensi<\/span><\/a><span style=\"font-weight: 400;\">\u00a0<\/span><\/p>\n<p>&nbsp;<\/p>\n<h3><b>Hundreds of Students Poisoned! Government Prepares Special Insurance for Free Meal Program!<\/b><\/h3>\n<p><span style=\"font-weight: 400;\">The government is currently preparing<\/span><b>insurance scheme<\/b><span style=\"font-weight: 400;\">as part of the program<\/span><b>Free Nutritious Meals (MBG)<\/b><span style=\"font-weight: 400;\">to anticipate possible risks, one of which is<\/span><b>food poisoning<\/b><span style=\"font-weight: 400;\">. Based on data from<\/span><b>National Nutrition Agency (BGN)<\/b><span style=\"font-weight: 400;\">, since the program started in January 2025, it was recorded<\/span><b>327 students experienced poisoning<\/b><span style=\"font-weight: 400;\">.<\/span><\/p>\n<p><b>Dody Achmad Sudiyar Dalimunthe<\/b><span style=\"font-weight: 400;\">, President Director of PT Asuransi Asei Indonesia, said that the role of insurance is not only limited to financial protection, but is also a&#8230;<\/span><b>part of social infrastructure<\/b><span style=\"font-weight: 400;\">which supports the welfare of society as a whole. He emphasized that insurance has a strategic role in ensuring<\/span><b>continuity and resilience of government social programs<\/b><span style=\"font-weight: 400;\"> like MBG.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">According to Dody, there is<\/span><b>five main roles of insurance in the MBG program<\/b><span style=\"font-weight: 400;\">:<\/span><\/p>\n<ol>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Ensuring operational continuity:<\/b><span style=\"font-weight: 400;\">MBG involves many parties, from food suppliers to schools and health facilities. Insurance can protect against distribution risks, transport vehicle accidents, food damage, and disasters in the kitchen or storage warehouse.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Protecting beneficiaries:<\/b><span style=\"font-weight: 400;\">Liability insurance can provide<\/span><b>compensation and legal protection<\/b><span style=\"font-weight: 400;\">if there is a health problem or food poisoning.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Protection for the workforce:<\/b><span style=\"font-weight: 400;\">Workers involved in food processing and distribution are at risk of experiencing<\/span><b>injury, work accident, disability or death<\/b><span style=\"font-weight: 400;\">. Insurance can guarantee their safety.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Promoting transparency and accountability:<\/b><span style=\"font-weight: 400;\">With insurance as part of the performance assurance system, the government can minimize losses if third parties, such as catering vendors, fail to meet quality or time standards.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Increasing public trust:<\/b><span style=\"font-weight: 400;\">The presence of insurance makes people more confident that this program is managed professionally and<\/span><b>ready to face the risk<\/b><span style=\"font-weight: 400;\">, especially in the early stages of implementation or when the program is expanded.<\/span><\/li>\n<\/ol>\n<p><span style=\"font-weight: 400;\">Despite the huge benefits, Dody said that until now there has been no official information about his company&#8217;s direct involvement. Currently, discussions on the MBG insurance scheme are still ongoing between<\/span><b>OJK, AAUI, and AAJI<\/b><span style=\"font-weight: 400;\">. Dody also emphasized the importance of<\/span><b>clear communication<\/b><span style=\"font-weight: 400;\">so that this information does not cause misunderstanding in the community.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Source: <\/span><a href=\"https:\/\/finansial.bisnis.com\/read\/20250514\/215\/1876736\/sederet-risiko-program-mbg-yang-bisa-dilindungi-asuransi-tak-cuma-keracunan\"><span style=\"font-weight: 400;\">https:\/\/finansial.bisnis.com\/read\/20250514\/215\/1876736\/sederet-risiko-program-mbg-yang-bisa-dilindungi-asuransi-tak-cuma-keracunan<\/span><\/a><\/p>\n<p>&nbsp;<\/p>\n<h3><b>Askrindo Insures Fleet of Ships for Rp591 Billion! This is a Big Strategy to Support the Indonesian Maritime Industry<\/b><\/h3>\n<p><b>PT Indonesian Credit Insurance (Askrindo)<\/b><span style=\"font-weight: 400;\">strengthen its commitment to supporting the sector<\/span><b>national maritime<\/b><span style=\"font-weight: 400;\">by giving<\/span><b>insurance protection for hundreds of ships owned by PT Transcoal Pacific Tbk<\/b><span style=\"font-weight: 400;\">.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">According to <\/span><b>Askrindo Business Director, Budhi Novianto<\/b><span style=\"font-weight: 400;\">, this protection is provided through products<\/span><b>Fleet Hull and Machinery Insurance<\/b><span style=\"font-weight: 400;\">, with an insurance value reaching<\/span><b>Rp591 billion<\/b><span style=\"font-weight: 400;\">.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">This insurance product is designed to provide comprehensive protection for ships and their equipment from<\/span><b>various operational risks at sea<\/b><span style=\"font-weight: 400;\">, including physical damage due to accidents, fires, and explosions.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">&#8220;With Marine Hull Insurance, we provide maximum protection so that ship operations continue to run smoothly,&#8221; said Budhi in an official statement on Thursday (15\/5).<\/span><\/p>\n<p><span style=\"font-weight: 400;\">The guarantee of the Transcoal fleet of ships was carried out<\/span><b>through consortium cooperation<\/b><span style=\"font-weight: 400;\">involving several large insurance companies, including:<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>PT.<\/b><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>PT.<\/b><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>PT. Jasindo Insurance<\/b><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>PT. Tripakarta Insurance<\/b><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Facilitated by<\/span><b>PT BGIB Insurance Brokers<\/b><\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\">Budhi emphasized,<\/span><b>This collaboration between insurance companies is expected to become a model of future synergy.<\/b><span style=\"font-weight: 400;\">, which can inspire other business actors to strengthen the resilience of the national industrial sector.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">&#8220;This collaboration is real evidence of the solidarity and synergy of the insurance sector in supporting the maritime industry and the national economy,&#8221; he concluded.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Source: <\/span><a href=\"https:\/\/keuangan.kontan.co.id\/news\/askrindo-jamin-ratusan-kapal-transcoal-pacific-pertanggungan-capai-rp-591-miliar\"><span style=\"font-weight: 400;\">https:\/\/keuangan.kontan.co.id\/news\/askrindo-jamin-ratusan-kapal-transcoal-pacific-pertanggungan-capai-rp-591-miliar<\/span><\/a><span style=\"font-weight: 400;\">\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Thus is the summary of the latest insurance news that describes the direction of development of this industry in 2025. In facing increasingly complex risk dynamics\u2014both from the economic, social, and environmental sides\u2014requires reliable and experienced partners. This article is supported by<\/span><b>L&amp;G Insurance Broker<\/b><span style=\"font-weight: 400;\">, company <\/span><a href=\"https:\/\/lngrisk.co.id\"><span style=\"font-weight: 400;\">insurance broker<\/span><\/a><span style=\"font-weight: 400;\">Indonesia&#8217;s leading insurance broker that has proven to be an expert in providing insurance solutions for industrial and project needs. Consult your protection needs with L&amp;G Insurance Broker, and ensure that your business is always under the best protection.<\/span><\/p>","protected":false},"excerpt":{"rendered":"<p>Liga Asuransi&#8211; The Indonesian insurance industry is entering a new, dynamic chapter. From regulators\u2019 efforts to strengthen the national reinsurance sector, to the surge in the number of life insurance insured, to the impact of global losses due to natural disasters\u2014all show how important insurance is in facing the challenges of the economy and the [&hellip;]<\/p>\n","protected":false},"author":8,"featured_media":7425,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[45],"tags":[326],"class_list":{"0":"post-7424","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-ulas-berita","8":"tag-broker-asuransi"},"post_mailing_queue_ids":[],"_links":{"self":[{"href":"https:\/\/ligaasuransi.com\/en\/wp-json\/wp\/v2\/posts\/7424","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/ligaasuransi.com\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/ligaasuransi.com\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/ligaasuransi.com\/en\/wp-json\/wp\/v2\/users\/8"}],"replies":[{"embeddable":true,"href":"https:\/\/ligaasuransi.com\/en\/wp-json\/wp\/v2\/comments?post=7424"}],"version-history":[{"count":1,"href":"https:\/\/ligaasuransi.com\/en\/wp-json\/wp\/v2\/posts\/7424\/revisions"}],"predecessor-version":[{"id":7426,"href":"https:\/\/ligaasuransi.com\/en\/wp-json\/wp\/v2\/posts\/7424\/revisions\/7426"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/ligaasuransi.com\/en\/wp-json\/wp\/v2\/media\/7425"}],"wp:attachment":[{"href":"https:\/\/ligaasuransi.com\/en\/wp-json\/wp\/v2\/media?parent=7424"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/ligaasuransi.com\/en\/wp-json\/wp\/v2\/categories?post=7424"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/ligaasuransi.com\/en\/wp-json\/wp\/v2\/tags?post=7424"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}