{"id":9896,"date":"2026-05-26T11:03:52","date_gmt":"2026-05-26T04:03:52","guid":{"rendered":"https:\/\/ligaasuransi.com\/?p=9896"},"modified":"2026-05-26T11:05:26","modified_gmt":"2026-05-26T04:05:26","slug":"gelombang-phk-mulai-hantam-industri-asuransi-ojk-warning-risiko-klaim-gagal-bayar-bisa-meledak-dan-7-berita-asuransi-terupdate-di-indonesia","status":"publish","type":"post","link":"http:\/\/ligaasuransi.com\/zh\/gelombang-phk-mulai-hantam-industri-asuransi-ojk-warning-risiko-klaim-gagal-bayar-bisa-meledak-dan-7-berita-asuransi-terupdate-di-indonesia\/","title":{"rendered":"\u5370\u5c3c\u4fdd\u96aa\u696d\u6216\u5c07\u8fce\u4f86\u88c1\u54e1\u6f6e\uff1f\u5370\u5c3c\u91d1\u878d\u670d\u52d9\u7ba1\u7406\u5c40\uff08OJK\uff09\u8b66\u544a\uff1a\u7406\u8ce0\u548c\u9055\u7d04\u98a8\u96aa\u6216\u5c07\u6fc0\u589e\uff01\u4ee5\u53ca\u5370\u5c3c\u4fdd\u96aa\u696d\u6700\u65b07\u5247\u65b0\u805e"},"content":{"rendered":"

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\u65b0\u7684RBC\u76e3\u7406\u689d\u4f8b\u6703\u64bc\u52d5\u4fdd\u96aa\u696d\u55ce\uff1f KUPASI\u6566\u4fc3OJK\u4e0d\u8981\u904e\u5feb\u5be6\u65bd\uff01<\/b><\/h3>\n

\u5370\u5c3c\u4fdd\u96aa\u7d93\u7d00\u4eba\u5354\u6703 (KUPASI) \u4e3b\u5e2d Azuarini Diah P. \u9f13\u52f5\u91d1\u878d\u670d\u52d9\u7ba1\u7406\u5c40 (OJK) \u9010\u6b65\u5be6\u65bd\u65b0\u7684\u57fa\u65bc\u98a8\u96aa\u7684\u8cc7\u672c (New RBC) \u65b9\u6848\uff0c\u4ee5\u907f\u514d\u5f15\u767c\u570b\u5bb6\u4fdd\u96aa\u696d\u7684\u52d5\u76ea\u3002<\/span><\/p>\n

\u963f\u7956\u963f\u91cc\u5c3c\u8a8d\u70ba\uff0c\u6b64\u6b21\u4fdd\u96aa\u516c\u53f8\u8ca1\u52d9\u5065\u5eb7\u72c0\u6cc1\u8861\u91cf\u6846\u67b6\u7684\u8abf\u6574\u662f\u52a0\u5f37\u4fdd\u96aa\u696d\u7684\u91cd\u8981\u4e00\u6b65\u3002\u7136\u800c\uff0c\u7531\u65bc\u9019\u9805\u8abf\u6574\u5c07\u76f4\u63a5\u5f71\u97ff\u4fdd\u96aa\u548c\u518d\u4fdd\u96aa\u516c\u53f8\u7684\u8cc7\u672c\u7b56\u7565\u3001\u98a8\u96aa\u7ba1\u7406\u548c\u904b\u71df\uff0c\u56e0\u6b64\u5728\u5be6\u65bd\u904e\u7a0b\u4e2d\u9700\u8981\u8b39\u614e\u3002<\/span><\/p>\n

\u4ed6\u8a8d\u70ba\uff0c\u4f01\u696d\u9700\u8981\u8db3\u5920\u7684\u6642\u9593\u4f86\u9069\u61c9\u65b0\u7684\u3001\u98a8\u96aa\u654f\u611f\u578b\u6a19\u6e96\u3002\u56e0\u6b64\uff0cKUPASI\u5efa\u8b70\u91d1\u878d\u670d\u52d9\u7ba1\u7406\u5c40\uff08OJK\uff09\u5206\u968e\u6bb5\u9032\u884c\u8a66\u9ede\uff0c\u52a0\u5f37\u6578\u64da\u548c\u6821\u6e96\u6a19\u6e96\uff0c\u63d0\u5347\u7522\u696d\u80fd\u529b\u5efa\u8a2d\uff0c\u4e26\u5728\u904e\u6e21\u671f\u52a0\u5f37\u76e3\u7ba1\u3002<\/span><\/p>\n

\u65b0\u7248RBC\u672c\u8eab\u662f\u57fa\u65bcPSAK 117\u865f\u6307\u4ee4\u7684\u76e3\u7ba1\u8abf\u6574\u65b9\u6848\u7684\u4e00\u90e8\u5206\uff0c\u76ee\u524d\u91d1\u878d\u670d\u52d9\u7ba1\u7406\u5c40\uff08OJK\uff09\u6b63\u5728\u5c0d\u6b64\u9032\u884c\u5be9\u67e5\u3002\u76e3\u7ba1\u6a5f\u69cb\u7684\u76ee\u6a19\u662f\u57282026\u5e74\u4e4b\u524d\u5b8c\u6210\u65b0\u6846\u67b6\u7684\u88fd\u5b9a\uff0c\u7136\u5f8c\u5f9e2027\u5e74\u958b\u59cb\u9010\u6b65\u5be6\u65bd\u3002<\/span><\/p>\n

\u4f5c\u70ba\u521d\u671f\u968e\u6bb5\uff0c\u65b0RBC\u8a66\u9ede\u8a08\u756b\u5c07\u805a\u7126\u5728\u80a1\u672c\u8d85\u904e5\u5146\u5370\u5c3c\u76fe\u7684\u4fdd\u96aa\u548c\u518d\u4fdd\u96aa\u516c\u53f8\u3002\u5370\u5c3c\u91d1\u878d\u670d\u52d9\u7ba1\u7406\u5c40\uff08OJK\uff09\u5e0c\u671b\u900f\u904e\u9019\u5957\u65b0\u7cfb\u7d71\uff0c\u78ba\u4fdd\u4fdd\u96aa\u696d\u7684\u511f\u4ed8\u80fd\u529b\u6bd4\u7387\u66f4\u52a0\u6e96\u78ba\u3001\u66f4\u5177\u524d\u77bb\u6027\uff0c\u4e26\u7b26\u5408\u570b\u969b\u6a19\u6e96\u3002<\/span><\/p>\n

\u65b0RBC\u7684\u5be6\u65bd\u96d6\u7136\u88ab\u8a8d\u70ba\u6709\u52a9\u65bc\u589e\u5f37\u7522\u696d\u7684\u9577\u671f\u7a69\u5b9a\u6027\uff0c\u4f46\u4e5f\u53ef\u80fd\u5c0d\u6295\u8cc7\u7b56\u7565\u3001\u627f\u92b7\u751a\u81f3\u4f01\u696d\u8cc7\u672c\u9700\u6c42\u7522\u751f\u5f71\u97ff\u3002\u56e0\u6b64\uff0c\u904e\u6e21\u671f\u88ab\u8996\u70ba\u78ba\u4fdd\u7522\u696d\u7a69\u5b9a\u548c\u9069\u61c9\u65b0\u898f\u800c\u4e0d\u5f71\u97ff\u696d\u52d9\u6210\u9577\u7684\u95dc\u9375\u968e\u6bb5\u3002<\/span><\/p>\n

\u4f86\u6e90\uff1a<\/span>https:\/\/mediaasuransinews.co.id\/asuransi\/kupasi-sarankan-ojk-terapkan-new-rbc-bertahap-untuk-jaga-stabilitas-industri-asuransi\/<\/span><\/a>\u00a0<\/span><\/p>\n

 <\/p>\n

\u9280\u884c\u4fdd\u96aa\u5728\u5370\u5c3c\u4eba\u58fd\u4fdd\u96aa\u5e02\u5834\u4ecd\u4f54\u4e3b\u5c0e\u5730\u4f4d\uff01 40%\u7684\u4fdd\u8cbb\u4f86\u81ea\u9280\u884c\uff0c\u4ee3\u7406\u4eba\u662f\u5426\u958b\u59cb\u88ab\u53d6\u4ee3\uff1f<\/b><\/h3>\n

\u5370\u5c3c\u91d1\u878d\u670d\u52d9\u7ba1\u7406\u5c40\uff08OJK\uff09\u900f\u9732\uff0c\u9280\u884c\u4fdd\u96aa\u7ba1\u9053\u4ecd\u5c07\u662f\u5370\u5c3c\u4eba\u58fd\u4fdd\u96aa\u696d\u7684\u4e3b\u9ad4\uff0c\u76f4\u81f32026\u5e74\u7b2c\u4e00\u5b63\u3002\u9280\u884c\u4fdd\u96aa\u672c\u8eab\u662f\u6307\u9280\u884c\u548c\u4fdd\u96aa\u516c\u53f8\u5408\u4f5c\u5411\u9280\u884c\u5ba2\u6236\u63a8\u92b7\u4fdd\u96aa\u7522\u54c1\u3002<\/span><\/p>\n

\u91d1\u878d\u670d\u52d9\u7ba1\u7406\u5c40\uff08OJK\uff09\u57f7\u884c\u9577\u5967\u5409\u00b7\u666e\u62c9\u65af\u6258\u7c73\u8afe\u8868\u793a\uff0c\u622a\u81f32026\u5e743\u6708\uff0c\u9280\u884c\u4fdd\u96aa\u696d\u52d9\u8ca2\u737b\u4e86\u4eba\u58fd\u4fdd\u96aa\u696d\u7e3d\u4fdd\u8cbb\u768440.4%\u3002\u540c\u6642\uff0c\u4ee3\u7406\u901a\u8def\u7684\u8ca2\u737b\u50c5\u7d04\u70ba17.6%\u3002\u9019\u4e00\u6578\u5b57\u8868\u660e\uff0c\u8fd1\u5e74\u4f86\uff0c\u900f\u904e\u9280\u884c\u5206\u92b7\u4fdd\u96aa\u7522\u54c1\u4ecd\u7136\u662f\u63a8\u52d5\u884c\u696d\u4fdd\u8cbb\u6210\u9577\u7684\u4e3b\u8981\u52d5\u529b\u3002<\/span><\/p>\n

\u64da\u5370\u5c3c\u91d1\u878d\u670d\u52d9\u7ba1\u7406\u5c40\uff08OJK\uff09\u7a31\uff0c\u9280\u884c\u4fdd\u96aa\u696d\u52d9\u7684\u5f37\u52c1\u5730\u4f4d\u5f97\u76ca\u65bc\u9280\u884c\u5ee3\u6cdb\u7684\u5206\u92b7\u7db2\u7d61\u4ee5\u53ca\u516c\u773e\u5c0d\u8207\u91d1\u878d\u670d\u52d9\u76f8\u7d50\u5408\u7684\u4fdd\u969c\u7522\u54c1\u65e5\u76ca\u589e\u9577\u7684\u9700\u6c42\u3002\u5ba2\u6236\u53ef\u4ee5\u900f\u904e\u4ed6\u5011\u65e5\u5e38\u4f7f\u7528\u7684\u9280\u884c\u670d\u52d9\u66f4\u65b9\u4fbf\u5730\u76f4\u63a5\u7372\u5f97\u4fdd\u96aa\u7522\u54c1\u3002<\/span><\/p>\n

\u5118\u7ba1\u5982\u6b64\uff0c\u5370\u5c3c\u91d1\u878d\u670d\u52d9\u7ba1\u7406\u5c40 (OJK) \u8a55\u4f30\u8a8d\u70ba\uff0c\u4ee3\u7406\u5546\u548c\u9280\u884c\u4fdd\u96aa\u7ba1\u9053\u5728\u672a\u4f86\u4ecd\u5177\u6709\u7a4d\u6975\u7684\u6210\u9577\u524d\u666f\uff0c\u9019\u4e3b\u8981\u5f97\u76ca\u65bc\u91d1\u878d\u7d20\u990a\u7684\u63d0\u9ad8\u3001\u6578\u4f4d\u8f49\u578b\u4ee5\u53ca\u7522\u54c1\u5275\u65b0\uff0c\u9019\u4e9b\u5275\u65b0\u8d8a\u4f86\u8d8a\u80fd\u6eff\u8db3\u793e\u5340\u7684\u9700\u6c42\u3002<\/span><\/p>\n

\u7136\u800c\uff0c\u76e3\u7ba1\u6a5f\u69cb\u4e5f\u63d0\u9192\u696d\u754c\u7e7c\u7e8c\u95dc\u6ce8\u516c\u53f8\u6cbb\u7406\u3001\u6d88\u8cbb\u8005\u4fdd\u8b77\u548c\u884c\u92b7\u54c1\u8cea\u3002\u9019\u5c0d\u65bc\u78ba\u4fdd\u884c\u696d\u6210\u9577\u4e0d\u50c5\u9ad4\u73fe\u5728\u4fdd\u8cbb\u65b9\u9762\uff0c\u800c\u4e14\u80fd\u5920\u5be6\u73fe\u5065\u5eb7\u3001\u6c38\u7e8c\u7684\u767c\u5c55\u81f3\u95dc\u91cd\u8981\u3002<\/span><\/p>\n

2026\u5e74\u7b2c\u4e00\u5b63\u5ea6\uff0c\u5370\u5c3c\u4eba\u58fd\u4fdd\u96aa\u696d\u4fdd\u8cbb\u6536\u5165\u6574\u9ad4\u9054\u523047.12\u5146\u5370\u5c3c\u76fe\uff0c\u5e74\u6bd4\u7565\u6e1b0.14%\u3002\u5118\u7ba1\u5982\u6b64\uff0c\u8a72\u7522\u696d\u7684\u8cc7\u672c\u5145\u8db3\u7387\u4f9d\u7136\u975e\u5e38\u5f37\u52c1\uff0c\u98a8\u96aa\u8cc7\u672c\u5145\u8db3\u7387\uff08RBC\uff09\u9054\u5230474.26%\uff0c\u9060\u9ad8\u65bc120%\u7684\u76e3\u7ba1\u6700\u4f4e\u6a19\u6e96\u3002<\/span><\/p>\n

\u4f86\u6e90\uff1a<\/span>https:\/\/finansial.bisnis.com\/read\/20260518\/215\/1974376\/data-terbaru-ojk-catat-bancassurance-kuasai-404-premi-industri-asuransi-jiwa?utm_source=desktop&utm_medresearch<\/span><\/a>\u00a0<\/span><\/p>\n

 <\/p>\n

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\u91d1\u878d\u670d\u52d9\u7ba1\u7406\u5c40\uff08OJK\uff09\u900f\u904e2025\u5e74\u7b2c36\u865fPOJK\u689d\u4f8b\u6b63\u5f0f\u6536\u7dca\u4e86\u5c0d\u5065\u5eb7\u4fdd\u96aa\u696d\u7684\u76e3\u7ba1\u3002\u6839\u64da\u65b0\u898f\uff0c\u5065\u5eb7\u4fdd\u96aa\u516c\u53f8\u5fc5\u9808\u5177\u5099\u4e09\u9805\u95dc\u9375\u80fd\u529b\uff0c\u4ee5\u52a0\u5f37\u6cbb\u7406\u548c\u63d0\u5347\u6d88\u8cbb\u8005\u4fdd\u8b77\u3002<\/span><\/p>\n

\u5370\u5c3c\u91d1\u878d\u670d\u52d9\u7ba1\u7406\u5c40\uff08OJK\uff09\u4fdd\u96aa\u76e3\u7406\u5c40\u5c40\u9577\u585e\u65af\u91cc\u74e6\u8482\u89e3\u91cb\u8aaa\uff0c\u73fe\u5728\u8981\u6c42\u5065\u5eb7\u4fdd\u96aa\u516c\u53f8\u5fc5\u9808\u914d\u5099\u5408\u683c\u7684\u91ab\u751f\u6216\u5065\u5eb7\u5c08\u5bb6\u4f86\u652f\u6301\u7406\u8ce0\u5206\u6790\u904e\u7a0b\u4e26\u63d0\u4f9b\u5c08\u696d\u7684\u91ab\u7642\u670d\u52d9\u3002<\/span><\/p>\n

\u6b64\u5916\uff0c\u4f01\u696d\u9084\u5fc5\u9808\u5177\u5099\u5f37\u5927\u7684\u6578\u4f4d\u5316\u80fd\u529b\u3002\u4fdd\u96aa\u7cfb\u7d71\u5fc5\u9808\u8207\u91ab\u9662\u6216\u91ab\u7642\u6a5f\u69cb\u76f4\u63a5\u9023\u63a5\uff0c\u4ee5\u78ba\u4fdd\u66f4\u5feb\u3001\u66f4\u900f\u660e\u3001\u66f4\u6e96\u78ba\u7684\u8cc7\u6599\u4ea4\u63db\u3002\u5176\u76ee\u6a19\u662f\u9632\u6b62\u4e0d\u5fc5\u8981\u7684\u91ab\u7642\u5e79\u9810\u6216\u904e\u5ea6\u6cbb\u7642\u3002<\/span><\/p>\n

\u7b2c\u4e09\u9805\u91cd\u9ede\u5167\u5bb9\u662f\u8a2d\u7acb\u91ab\u7642\u8aee\u8a62\u59d4\u54e1\u6703\uff08MAB\uff09\u3002\u8a72\u59d4\u54e1\u6703\u5fc5\u9808\u7531\u5c08\u79d1\u91ab\u751f\u7d44\u6210\uff0c\u8ca0\u8cac\u8a55\u4f30\u91ab\u7642\u7a0b\u5e8f\u662f\u5426\u771f\u6b63\u5fc5\u8981\u3002\u9019\u4e00\u6b65\u9a5f\u5c0d\u65bc\u63d0\u9ad8\u91ab\u7642\u7d22\u8ce0\u76e3\u7ba1\u54c1\u8cea\u81f3\u95dc\u91cd\u8981\u3002<\/span><\/p>\n

\u6b64\u5916\uff0c\u5370\u5c3c\u91d1\u878d\u670d\u52d9\u7ba1\u7406\u5c40\uff08OJK\uff09\u5df2\u958b\u59cb\u66f4\u56b4\u683c\u5730\u76e3\u7ba1\u4fdd\u8cbb\u6a5f\u5236\u3002\u70ba\u78ba\u4fdd\u5ba2\u6236\u7372\u5f97\u8cbb\u7528\u78ba\u5b9a\u6027\u548c\u66f4\u4f73\u7684\u4fdd\u969c\uff0c\u4fdd\u8cbb\u8abf\u6574\uff08\u6216\u7a31\u91cd\u65b0\u5b9a\u50f9\uff09\u73fe\u5728\u6bcf\u5e74\u50c5\u5141\u8a31\u4e00\u6b21\u3002<\/span><\/p>\n

\u503c\u5f97\u6ce8\u610f\u7684\u662f\uff0c\u6240\u6709\u5065\u5eb7\u4fdd\u96aa\u7522\u54c1\u90fd\u5fc5\u9808\u8207\u570b\u5bb6\u5065\u5eb7\u4fdd\u96aa\uff08JKN\uff09\u7cfb\u7d71\u5c0d\u63a5\u3002\u9019\u9805\u8a08\u756b\u65e8\u5728\u66f4\u597d\u5730\u5354\u8abf\u79c1\u4eba\u4fdd\u96aa\u548cBPJS Kesehatan\uff08\u99ac\u4f86\u897f\u4e9e\u570b\u5bb6\u91ab\u7642\u4fdd\u96aa\uff09\u4e4b\u9593\u7684\u798f\u5229\uff0c\u4f7f\u5ba2\u6236\u80fd\u5920\u7372\u5f97\u66f4\u512a\u5316\u3001\u66f4\u6709\u6548\u7387\u7684\u5065\u5eb7\u4fdd\u969c\u3002<\/span><\/p>\n

\u4f86\u6e90\uff1a<\/span>https:\/\/finansial.bisnis.com\/read\/20260518\/215\/1974498\/ojk-ungkap-tiga-kapabilitas-wajib-bagi-perusahaan-asuransi-kesehatan?utm_source=desktop&utm_medium=search<\/span><\/a>\u00a0<\/span><\/p>\n

 <\/p>\n

\u4f0a\u65af\u862d\u6559\u6cd5\u4fdd\u96aa\u6295\u8cc7\u7a81\u7136\u4e0b\u8dcc\uff01\u96c5\u52a0\u9054\u7d9c\u5408\u6307\u6578\u66b4\u8dcc\uff0c\u8a72\u884c\u696d\u662f\u5426\u958b\u59cb\u611f\u53d7\u5230\u58d3\u529b\uff1f<\/b><\/h3>\n

2026\u5e743\u6708\uff0c\u4f0a\u65af\u862d\u4fdd\u96aa\u696d\u7684\u6295\u8cc7\u7e3e\u6548\u9762\u81e8\u5de8\u5927\u58d3\u529b\u3002\u91d1\u878d\u670d\u52d9\u7ba1\u7406\u5c40\uff08OJK\uff09\u9304\u5f971,218.4\u5104\u5370\u5c3c\u76fe\u7684\u8ca0\u6536\u76ca\uff0c\u800c\u6b64\u524d\u8a72\u6a5f\u69cb\u66fe\u9304\u5f975,452.4\u5104\u5370\u5c3c\u76fe\u7684\u6b63\u6536\u76ca\u3002<\/span><\/p>\n

\u5370\u5c3c\u4fdd\u96aa\u76e3\u7406\u5c40\uff08OJK\uff09\u57f7\u884c\u9577\u5967\u5409\u00b7\u666e\u62c9\u65af\u6258\u7c73\u7d04\u8afe\u89e3\u91cb\u8aaa\uff0c\u6b64\u6b21\u4e0b\u8dcc\u662f\u7531\u5e02\u5834\u75b2\u8edf\u5f15\u767c\u7684\uff0c\u7279\u5225\u662f\u96c5\u52a0\u9054\u7d9c\u5408\u6307\u6578\uff08JCI\uff09\u74b0\u6bd4\u4e0b\u8dcc14.42%\u3002\u9019\u76f4\u63a5\u5f71\u97ff\u4e86\u69cb\u6210\u4f0a\u65af\u862d\u4eba\u58fd\u4fdd\u96aa\u6295\u8cc7\u7d44\u5408\u4e00\u90e8\u5206\u7684\u80a1\u7968\u578b\u6295\u8cc7\u5de5\u5177\u3002<\/span><\/p>\n

\u9019\u4e00\u58d3\u529b\u8868\u660e\uff0c\u4f0a\u65af\u862d\u4fdd\u96aa\u696d\u4e5f\u5c0d\u8cc7\u672c\u5e02\u5834\u6ce2\u52d5\u9ad8\u5ea6\u654f\u611f\uff0c\u5c24\u5176\u662f\u5728\u80a1\u7968\u6295\u8cc7\u5360\u4e3b\u5c0e\u5730\u4f4d\u7684\u60c5\u6cc1\u4e0b\u3002\u56e0\u6b64\uff0c\u91d1\u878d\u670d\u52d9\u7ba1\u7406\u5c40\uff08OJK\uff09\u5df2\u958b\u59cb\u9f13\u52f5\u4f0a\u65af\u862d\u4fdd\u96aa\u516c\u53f8\u52a0\u5f37\u6295\u8cc7\u591a\u5143\u5316\u7b56\u7565\uff0c\u4ee5\u907f\u514d\u904e\u5ea6\u4f9d\u8cf4\u55ae\u4e00\u6295\u8cc7\u5de5\u5177\u3002<\/span><\/p>\n

\u9664\u4e86\u591a\u5143\u5316\u6295\u8cc7\u5916\uff0c\u5370\u5c3c\u91d1\u878d\u670d\u52d9\u7ba1\u7406\u5c40\uff08OJK\uff09\u9084\u5f37\u8abf\u4e86\u512a\u5316\u8cc7\u7522\u8ca0\u50b5\u7ba1\u7406\uff08ALM\uff09\u3001\u52a0\u5f37\u58d3\u529b\u6e2c\u8a66\u4ee5\u53ca\u6539\u5584\u6295\u8cc7\u6c7a\u7b56\u4e2d\u7684\u5167\u90e8\u6cbb\u7406\u548c\u76e3\u7763\u7684\u91cd\u8981\u6027\u3002<\/span><\/p>\n

\u53e6\u4e00\u65b9\u9762\uff0c\u4f0a\u65af\u862d\u6559\u6cd5\u4fdd\u96aa\u5f9e\u696d\u8005\u6b50\u6587\u00b7\u8afe\u514b\u66fc\u8a8d\u70ba\uff0c\u8a72\u884c\u696d\u9762\u81e8\u7684\u6700\u5927\u6311\u6230\u4e0d\u50c5\u662f\u5e02\u5834\u74b0\u5883\uff0c\u9084\u6709\u50cf\u50b3\u7d71\u6295\u8cc7\u4e00\u6a23\u8ffd\u6c42\u9ad8\u56de\u5831\u7684\u58d3\u529b\u3002\u7136\u800c\uff0c\u4f0a\u65af\u862d\u6559\u6cd5\u6295\u8cc7\u4e5f\u5b58\u5728\u4e00\u5b9a\u7684\u5c40\u9650\u6027\uff0c\u56e0\u70ba\u5b83\u5011\u5fc5\u9808\u9075\u5b88\u4f0a\u65af\u862d\u6559\u6cd5\u6cbb\u7406\u539f\u5247\u3002<\/span><\/p>\n

\u5118\u7ba1\u5982\u6b64\uff0c\u4ed6\u8a8d\u70ba\u76ee\u524d\u7684\u4f0a\u65af\u862d\u6559\u6cd5\u6295\u8cc7\u5de5\u5177\u5176\u5be6\u76f8\u7576\u7a69\u5065\u4e14\u6d41\u52d5\u6027\u5f37\u3002\u53ea\u8981\u63a1\u53d6\u6b63\u78ba\u7684\u98a8\u96aa\u7ba1\u7406\u7b56\u7565\uff0c\u4f0a\u65af\u862d\u6559\u6cd5\u4fdd\u96aa\u696d\u5728\u91d1\u878d\u5e02\u5834\u6ce2\u52d5\u7684\u60c5\u6cc1\u4e0b\u4ecd\u5177\u6709\u7a69\u5b9a\u6210\u9577\u7684\u6f5b\u529b\u3002<\/span><\/p>\n

\u4f86\u6e90\uff1a<\/span>https:\/\/finansial.bisnis.com\/read\/20260520\/215\/1975220\/ojk-catat-investasi-asuransi-syariah-pada-maret-2026-kontraksi-negatif-rp12184-miliar?utm_source=ktop}}<\/span><\/a>\u00a0<\/span><\/p>\n

 <\/p>\n

\u4fdd\u96aa\u653f\u7b56\u8fce\u4f86\u91cd\u5927\u6539\u9769\uff01\u5ba2\u6236\u5982\u4eca\u9700\u8981\u66f4\u591a\u95dc\u61f7\uff0c\u7406\u8ce0\u4e0d\u518d\u53d7\u300c\u89e3\u91cb\u6b0a\u300d\u9650\u5236\u3002<\/b><\/h3>\n

\u70ba\u56de\u61c9\u5370\u5c3c\u91d1\u878d\u670d\u52d9\u7ba1\u7406\u5c40\u7684\u6307\u793a\u548c\u5370\u5c3c\u4eba\u58fd\u4fdd\u96aa\u5354\u6703\u7684\u6307\u5c0e\u65b9\u91dd\uff0c\u5370\u5c3c\u4eba\u58fd\u4fdd\u96aa\u696d\u5df2\u958b\u59cb\u5c0d\u4fdd\u55ae\u6587\u4ef6\u9032\u884c\u91cd\u5927\u8abf\u6574\u3002\u9019\u4e9b\u8abf\u6574\u6e90\u81ea\u65bc\u61b2\u6cd5\u6cd5\u9662\u5c0d\u300a\u5546\u6cd5\u5178\u300b\u7b2c251\u689d\u7684\u88c1\u6c7a\u3002\u8abf\u6574\u5167\u5bb9\u6db5\u84cb\u4eba\u58fd\u4fdd\u96aa\u7533\u8acb\u8868\uff08SPAJ\uff09\u3001\u4fdd\u55ae\u689d\u6b3e\u3001\u7406\u8ce0\u8868\u683c\u4ee5\u53ca\u4fdd\u96aa\u516c\u53f8\u71df\u904b\u6307\u5357\u3002<\/span><\/p>\n

\u96d6\u7136\u8a31\u591a\u6587\u4ef6\u90fd\u9032\u884c\u4e86\u66f4\u65b0\uff0c\u4f46\u5be6\u969b\u7684\u5ba2\u6236\u4fdd\u8b77\u6b0a\u76ca\u4e26\u672a\u6539\u8b8a\u3002\u9019\u4e9b\u8abf\u6574\u7684\u4e3b\u8981\u76ee\u7684\u662f\u660e\u78ba\u6b0a\u5229\u3001\u7fa9\u52d9\u548c\u4fdd\u8b77\u6a5f\u5236\uff0c\u4ee5\u63d0\u9ad8\u7d22\u8ce0\u6d41\u7a0b\u7684\u900f\u660e\u5ea6\uff0c\u4e26\u6700\u5927\u9650\u5ea6\u5730\u6e1b\u5c11\u672a\u4f86\u7684\u722d\u8b70\u3002<\/span><\/p>\n

\u4fdd\u96aa\u696d\u89c0\u5bdf\u5bb6\u517cSTIMRA\u4e3b\u5e2d\u963f\u6bd4\u5854\u5c3c\u00b7\u5df4\u723e\u5361\u00b7\u6cf0\u59c6\u5f37\u8abf\uff0c\u4fdd\u55ae\u662f\u5ba2\u6236\u8207\u4fdd\u96aa\u516c\u53f8\u4e4b\u9593\u95dc\u4fc2\u7684\u4e3b\u8981\u6cd5\u5f8b\u6587\u4ef6\u3002\u56e0\u6b64\uff0c\u6240\u6709\u689d\u6b3e\u90fd\u5fc5\u9808\u6e05\u6670\u660e\u78ba\uff0c\u4e0d\u80fd\u50c5\u57fa\u65bc\u5047\u8a2d\u6216\u7247\u9762\u89e3\u91cb\u3002<\/span><\/p>\n

\u518d\u6b21\u5f37\u8abf\u7684\u4e00\u500b\u95dc\u9375\u9ede\u662f\u8aa0\u4fe1\u539f\u5247\u3002\u5ba2\u6236\u5fc5\u9808\u5f9e\u4e00\u958b\u59cb\u5c31\u63d0\u4f9b\u771f\u5be6\u8a0a\u606f\uff0c\u5305\u62ec\u75c5\u53f2\u548c\u98a8\u96aa\u72c0\u6cc1\u3002\u6b64\u5916\uff0c\u4fdd\u96aa\u516c\u53f8\u4e5f\u5fc5\u9808\u4ee5\u900f\u660e\u7684\u65b9\u5f0f\u89e3\u91cb\u4fdd\u55ae\u5167\u5bb9\u3002<\/span><\/p>\n

\u6b64\u5916\uff0c\u516c\u773e\u4e5f\u9700\u4e86\u89e3\u722d\u8b70\u671f\uff0c\u8a72\u671f\u9650\u901a\u5e38\u70ba\u81ea\u4fdd\u55ae\u7c3d\u767c\u4e4b\u65e5\u8d77\u5169\u5e74\u3002\u5728\u6b64\u671f\u9593\uff0c\u5982\u679c\u4fdd\u96aa\u516c\u53f8\u767c\u73fe\u672a\u63ed\u9732\u7684\u8a0a\u606f\uff0c\u4ecd\u53ef\u5c0d\u5ba2\u6236\u8cc7\u6599\u9032\u884c\u6838\u5be6\u3002\u4f46\u9019\u4e26\u4e0d\u4ee3\u8868\u7406\u8ce0\u7533\u8acb\u4e00\u5b9a\u6703\u88ab\u62d2\u7d55\u3002<\/span><\/p>\n

\u5ba2\u6236\u5728\u6536\u5230\u4fdd\u55ae\u5f8c\uff0c\u9084\u6709\u6b0a\u4eab\u6709\u7d0414\u5929\u7684\u514d\u8cbb\u56de\u6eaf\u671f\u3002\u5728\u6b64\u671f\u9593\uff0c\u5ba2\u6236\u53ef\u4ee5\u5be9\u6838\u4fdd\u55ae\uff0c\u5982\u679c\u767c\u73fe\u4fdd\u969c\u7bc4\u570d\u8207\u6700\u521d\u7684\u63cf\u8ff0\u4e0d\u7b26\uff0c\u5247\u53ef\u4ee5\u53d6\u6d88\u4fdd\u55ae\u3002<\/span><\/p>\n

\u6b64\u6b21\u653f\u7b56\u6587\u4ef6\u8abf\u6574\u88ab\u8996\u70ba\u63d0\u5347\u5370\u5c3c\u6c11\u773e\u4fdd\u96aa\u7d20\u990a\u7684\u95dc\u9375\u4e00\u6b65\u3002\u696d\u754c\u5e0c\u671b\uff0c\u6d88\u8cbb\u8005\u5728\u7c3d\u7f72\u4fdd\u55ae\u524d\uff0c\u4e0d\u50c5\u80fd\u8cfc\u8cb7\u4fdd\u96aa\u7522\u54c1\uff0c\u9084\u80fd\u5145\u5206\u4e86\u89e3\u4fdd\u96aa\u7bc4\u570d\u3001\u9664\u5916\u8cac\u4efb\u548c\u7406\u8ce0\u6d41\u7a0b\u3002<\/span><\/p>\n

\u4f86\u6e90\uff1a<\/span>https:\/\/finansial.bisnis.com\/read\/20260523\/55\/1976112\/dokumen-polis-disesuaikan-pascaputusan-mk-nasabah-mesti-lebih-aware?utm_source=desktop&utm_medium=search<\/span><\/a>\u00a0<\/span><\/p>\n

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\u91d1\u878d\u670d\u52d9\u7ba1\u7406\u5c40\uff08OJK\uff09\u8b66\u544a\u7a31\uff0c2026\u5e74\u5168\u5e74\u53ef\u80fd\u51fa\u73fe\u7684\u4e00\u6ce2\u88c1\u54e1\u6f6e\uff08PHK\uff09\u53ef\u80fd\u6703\u7d66\u570b\u5bb6\u4fdd\u96aa\u696d\u5e36\u4f86\u5de8\u5927\u58d3\u529b\u3002\u5176\u5f71\u97ff\u4e0d\u50c5\u9ad4\u73fe\u5728\u4fdd\u8cbb\u6210\u9577\u4e0a\uff0c\u9084\u6703\u589e\u52a0\u7406\u8ce0\u98a8\u96aa\uff0c\u4e26\u964d\u4f4e\u4fdd\u96aa\u516c\u53f8\u7684\u8cc7\u7522\u54c1\u8cea\u3002<\/span><\/p>\n

\u91d1\u878d\u670d\u52d9\u7ba1\u7406\u5c40\uff08OJK\uff09\u57f7\u884c\u9577\u5967\u5409\u00b7\u666e\u62c9\u65af\u6258\u7c73\u7d04\u8afe\u89e3\u91cb\u8aaa\uff0c\u53d7\u88c1\u54e1\u5f71\u97ff\u7684\u4eba\u901a\u5e38\u66f4\u6ce8\u91cd\u6eff\u8db3\u57fa\u672c\u751f\u6d3b\u9700\u6c42\uff0c\u800c\u4e0d\u662f\u7dad\u6301\u4fdd\u96aa\u4fdd\u55ae\u3002\u9019\u7a2e\u60c5\u6cc1\u589e\u52a0\u4e86\u4fdd\u55ae\u5931\u6548\u6216\u7d42\u6b62\u7684\u98a8\u96aa\uff0c\u5c24\u5176\u662f\u4eba\u58fd\u4fdd\u96aa\u548c\u5065\u5eb7\u4fdd\u96aa\u7522\u54c1\u3002<\/span><\/p>\n

\u53e6\u4e00\u65b9\u9762\uff0c\u88c1\u54e1\u5e36\u4f86\u7684\u7d93\u6fdf\u58d3\u529b\u4e5f\u88ab\u8a8d\u70ba\u6703\u589e\u52a0\u4fe1\u7528\u4fdd\u96aa\u50b5\u52d9\u4eba\u9055\u7d04\u7684\u98a8\u96aa\u3002\u96d6\u7136\u4fe1\u7528\u4eba\u58fd\u4fdd\u96aa\uff08AJK\uff09\u901a\u5e38\u6703\u627f\u4fdd\u6b7b\u4ea1\u6216\u5b8c\u5168\u6c38\u4e45\u6b98\u75be\u7684\u98a8\u96aa\uff0c\u4f46\u5931\u696d\u5e36\u4f86\u7684\u7d93\u6fdf\u548c\u5fc3\u7406\u58d3\u529b\u53ef\u80fd\u6703\u9593\u63a5\u5c0e\u81f4\u7d22\u8ce0\u589e\u52a0\u3002<\/span><\/p>\n

\u56e0\u6b64\uff0c\u91d1\u878d\u670d\u52d9\u7ba1\u7406\u5c40\uff08OJK\uff09\u6566\u4fc3\u4fdd\u96aa\u516c\u53f8\u52a0\u5f37\u7d9c\u5408\u98a8\u96aa\u7ba1\u7406\u3002\u5efa\u8b70\u63aa\u65bd\u5305\u62ec\u6536\u7dca\u6838\u4fdd\u6d41\u7a0b\uff0c\u5c24\u5176\u662f\u5728\u6613\u53d7\u88c1\u54e1\u5f71\u97ff\u7684\u884c\u696d\uff1b\u6839\u64da\u6700\u65b0\u7684\u98a8\u96aa\u72c0\u6cc1\u8abf\u6574\u4fdd\u8cbb\uff1b\u4ee5\u53ca\u52a0\u5f37\u8207\u9280\u884c\u7684\u98a8\u96aa\u5206\u64d4\u6a5f\u5236\u3002<\/span><\/p>\n

\u6b64\u5916\uff0c\u52a0\u5f37\u7406\u8ce0\u6838\u67e5\u548c\u8207\u9280\u884c\u7684\u6578\u64da\u6574\u5408\u4e5f\u88ab\u8a8d\u70ba\u662f\u53ca\u65e9\u767c\u73fe\u6f5b\u5728\u4e0d\u826f\u8cb8\u6b3e\u7684\u95dc\u9375\u3002\u5370\u5c3c\u91d1\u878d\u670d\u52d9\u7ba1\u7406\u5c40\uff08OJK\uff09\u5e0c\u671b\u900f\u904e\u9019\u9805\u7b56\u7565\uff0c\u4fdd\u96aa\u696d\u80fd\u5920\u5728\u7d93\u6fdf\u58d3\u529b\u548c\u88c1\u54e1\u6f6e\u4e2d\u4fdd\u6301\u7a69\u5b9a\u767c\u5c55\u3002<\/span><\/p>\n

\u5370\u5c3c\u4eba\u529b\u90e8\u7684\u6578\u64da\u986f\u793a\uff0c2026 \u5e74 1 \u6708\u81f3 4 \u6708\u671f\u9593\uff0c\u53d7\u88c1\u54e1\u5f71\u97ff\u7684\u5de5\u4eba\u4eba\u6578\u9054\u5230 15,425 \u4eba\uff0c\u5176\u4e2d\u897f\u722a\u54c7\u7701\u7684\u88c1\u54e1\u4eba\u6578\u6700\u591a\u3002<\/span><\/p>\n

\u4f86\u6e90\uff1a<\/span>https:\/\/finansial.bisnis.com\/read\/20260519\/215\/1974714\/ini-kata-ojk-soal-dampak-phk-terhadap-asuransi-jiwa-kredit?utm_source=desktop&utm_medium=search<\/span><\/a><\/p>\n

\u5e74\u8f15\u4e00\u4ee3\u7684\u4fdd\u96aa\u610f\u8b58\u6b63\u5728\u589e\u5f37\uff01\u4f46\u70ba\u4ec0\u9ebc\u5370\u5c3c\u7684\u4fdd\u96aa\u666e\u53ca\u7387\u4ecd\u843d\u5f8c\u65bc\u9130\u570b\uff1f<\/b><\/h3>\n

 <\/p>\n

\u5370\u5c3c\u7684\u4fdd\u96aa\u666e\u53ca\u7387\u4ecd\u843d\u5f8c\u65bc\u65b0\u52a0\u5761\u3001\u99ac\u4f86\u897f\u4e9e\u3001\u6cf0\u570b\u548c\u8d8a\u5357\u7b49\u591a\u500b\u6771\u5354\u570b\u5bb6\u3002\u6839\u64da\u5370\u5c3c\u91d1\u878d\u670d\u52d9\u7ba1\u7406\u5c40\uff08OJK\uff09\u7684\u6578\u64da\uff0c\u52302025\u5e74\uff0c\u5370\u5c3c\u7684\u4fdd\u96aa\u666e\u53ca\u7387\u9810\u8a08\u50c5\u70ba2.7%\uff0c\u986f\u793a\u6c11\u773e\u5c0d\u91d1\u878d\u4fdd\u969c\u7522\u54c1\u7684\u63a5\u53d7\u5ea6\u8f03\u4f4e\u3002<\/span><\/p>\n

\u5118\u7ba1\u5982\u6b64\uff0c\u7a4d\u6975\u7684\u8de1\u8c61\u958b\u59cb\u986f\u73fe\u3002\u5927\u773e\uff0c\u5c24\u5176\u662f\u5e74\u8f15\u4e00\u4ee3\uff0c\u5c0d\u4fdd\u96aa\u6559\u80b2\u7684\u71b1\u60c5\u65e5\u76ca\u9ad8\u6f32\u3002\u9019\u9ede\u57282026\u5e74\u65e5\u60f9\u91d1\u878d\u7bc0\u6559\u80b2\u8ab2\u7a0b\u6d3b\u52d5\u4e2d\u5f97\u5230\u4e86\u9ad4\u73fe\uff0c\u8a72\u8ab2\u7a0b\u4ee5\u300c\u5e74\u8f15\u81f4\u5bcc\uff0c\u5e74\u8001\u5b89\u5eb7\u300d\u70ba\u4e3b\u984c\uff0c\u5728\u65e5\u60f9\u6703\u5c55\u4e2d\u5fc3\u8209\u884c\u3002<\/span><\/p>\n

\u5370\u5c3c\u91d1\u878d\u670d\u52d9\u7ba1\u7406\u5c40\uff08OJK\uff09\u4fdd\u96aa\u53ca\u652f\u63f4\u670d\u52d9\u76e3\u7406\u90e8\u9580\u8ca0\u8cac\u4eba\u8607\u99ac\u723e\u7d04\u8afe\u89e3\u91cb\u8aaa\uff0c\u4fdd\u96aa\u666e\u53ca\u7387\u4f4e\u662f\u7531\u65bc\u516c\u773e\u5c0d\u53ef\u80fd\u5f71\u97ff\u798f\u7949\u7684\u91d1\u878d\u98a8\u96aa\u7f3a\u4e4f\u8a8d\u8b58\u3002\u6b64\u5916\uff0c\u904e\u53bb\u767c\u751f\u7684\u7406\u8ce0\u9055\u7d04\u6848\u4f8b\u4e5f\u6301\u7e8c\u5f71\u97ff\u8457\u5927\u773e\u5c0d\u4fdd\u96aa\u696d\u7684\u4fe1\u4efb\u3002<\/span><\/p>\n

\u7136\u800c\uff0c\u79d1\u6280\u9032\u6b65\u548c\u8cc7\u8a0a\u958b\u653e\u88ab\u8a8d\u70ba\u6b63\u5728\u6539\u8b8a\u9019\u7a2e\u72c0\u6cc1\u3002\u73fe\u5728\u4eba\u5011\u66f4\u5bb9\u6613\u7372\u5f97\u91d1\u878d\u77e5\u8b58\uff0c\u4e26\u4e14\u5f9e\u5c0f\u5c31\u4e86\u89e3\u4fdd\u969c\u7684\u91cd\u8981\u6027\u3002<\/span><\/p>\n

\u540c\u6642\uff0c\u5370\u5c3c\u4eba\u58fd\u4fdd\u96aa\u5354\u6703\u4ee3\u8868 Handojo G Kusuma \u5f37\u8abf\uff0c\u4fdd\u96aa\u7684\u57fa\u672c\u6982\u5ff5\u5be6\u969b\u4e0a\u662f\u4e92\u52a9\u5408\u4f5c\uff0c\u53c3\u8207\u8005\u5728\u6709\u4eba\u906d\u9047\u707d\u96e3\u6642\u4e92\u76f8\u5e6b\u52a9\u3002<\/span><\/p>\n

\u4fdd\u96aa\u696d\u5e0c\u671b\uff0c\u63d0\u5347\u6c11\u773e\u7684\u91d1\u878d\u7d20\u990a\u80fd\u9f13\u52f5\u66f4\u591a\u4eba\u5118\u65e9\u505a\u597d\u8ca1\u52d9\u4fdd\u969c\u6e96\u5099\u3002\u9019\u6a23\u4e00\u4f86\uff0c\u4fdd\u96aa\u5c07\u4e0d\u518d\u88ab\u8996\u70ba\u4e00\u9805\u6602\u8cb4\u7684\u652f\u51fa\uff0c\u800c\u662f\u672a\u4f86\u898f\u5283\u548c\u9577\u671f\u798f\u7949\u7684\u91cd\u8981\u7d44\u6210\u90e8\u5206\u3002<\/span><\/p>\n

\u4f86\u6e90\uff1a<\/span>https:\/\/www.cnbcindonesia.com\/news\/20260524171340-4-737608\/ojk-ungkap-anak-muda-ri-masih-ragu-punya-asuransi<\/span><\/a>\u00a0<\/span><\/p>\n

–<\/span><\/p>\n

\u8fd1\u671f\u9019\u4e9b\u9032\u5c55\u8868\u660e\uff0c\u5370\u5c3c\u4fdd\u96aa\u696d\u6b63\u671d\u8457\u66f4\u900f\u660e\u3001\u6578\u4f4d\u5316\u548c\u7a69\u5065\u7684\u98a8\u96aa\u7ba1\u7406\u751f\u614b\u7cfb\u7d71\u9081\u9032\u3002\u5118\u7ba1\u4ecd\u9762\u81e8\u8a31\u591a\u6311\u6230\uff0c\u4f8b\u5982\u7d93\u6fdf\u58d3\u529b\u3001\u4fdd\u96aa\u666e\u53ca\u7387\u4f4e\u4ee5\u53ca\u7db2\u8def\u98a8\u96aa\u5a01\u8105\uff0c\u4f46\u76e3\u7ba1\u6a5f\u69cb\u548c\u7522\u696d\u53c3\u8207\u8005\u4ecd\u5728\u52aa\u529b\u5efa\u7acb\u4e00\u500b\u66f4\u5065\u5eb7\u3001\u66f4\u6c38\u7e8c\u7684\u57fa\u790e\u3002<\/span><\/p>\n

\u5c55\u671b\u672a\u4f86\uff0c\u516c\u5171\u6559\u80b2\u3001\u7522\u54c1\u5275\u65b0\u548c\u52a0\u5f37\u6cbb\u7406\u5c07\u662f\u78ba\u4fdd\u4fdd\u96aa\u696d\u4e0d\u50c5\u5728\u5546\u696d\u4e0a\u767c\u5c55\u58ef\u5927\uff0c\u800c\u4e14\u8b8a\u5f97\u66f4\u52a0\u503c\u5f97\u4fe1\u8cf4\uff0c\u66f4\u80fd\u6eff\u8db3\u73fe\u4ee3\u793e\u6703\u9700\u6c42\u7684\u95dc\u9375\u3002<\/span><\/p>","protected":false},"excerpt":{"rendered":"

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