{"id":9490,"date":"2026-01-28T10:43:30","date_gmt":"2026-01-28T03:43:30","guid":{"rendered":"https:\/\/ligaasuransi.com\/?p=9490"},"modified":"2026-01-28T10:43:30","modified_gmt":"2026-01-28T03:43:30","slug":"loss-ratio-asuransi-umum-indonesia-2025-meningkat-apa-dampaknya-bagi-bisnis-anda","status":"publish","type":"post","link":"http:\/\/ligaasuransi.com\/zh\/loss-ratio-asuransi-umum-indonesia-2025-meningkat-apa-dampaknya-bagi-bisnis-anda\/","title":{"rendered":"\u5370\u5c3c\u4e00\u822c\u4fdd\u96aa\u8ce0\u4ed8\u7387\u5c07\u57282025\u5e74\u4e0a\u5347\uff1a\u9019\u5c07\u5c0d\u60a8\u7684\u696d\u52d9\u7522\u751f\u4ec0\u9ebc\u5f71\u97ff\uff1f"},"content":{"rendered":"<p><span style=\"font-weight: 400;\">\u672c\u6587\u57fa\u65bc\u5c0d\u4fdd\u96aa\u696d\u6578\u64da\u7684\u7814\u7a76\u548c\u5206\u6790\u800c\u64b0\u5beb\uff0c\u6578\u64da\u4f86\u81ea\u5b98\u65b9\u884c\u696d\u5831\u544a\uff0c\u5305\u62ec\uff1aAAUI Report Book-Q3-25-Web-1.pdf \u4ee5\u53ca\u622a\u81f3 2025 \u5e74\u7b2c\u4e09\u5b63\u7684\u4fdd\u96aa\u7d71\u8a08\u5831\u544a\u3002\u8a72\u5206\u6790\u4f5c\u70ba\u5370\u5c3c\u4fdd\u96aa\u548c\u518d\u4fdd\u96aa\u7d93\u7d00\u516c\u53f8\u5354\u6703 (APPARINDO) \u5de5\u696d\u7814\u7a76\u4e2d\u5fc3 (PKRI) \u5de5\u4f5c\u8a08\u5283\u7684\u57fa\u790e\u3002\u9700\u8981\u6ce8\u610f\u7684\u662f\uff0c\u5b8c\u6574\u7684 2025 \u5e74\u884c\u696d\u696d\u7e3e\u5831\u544a\u5c1a\u672a\u767c\u5e03\uff0c\u56e0\u6b64\u5305\u62ec\u8ce0\u4ed8\u7387\u5728\u5167\u7684\u6578\u64da\u4ecd\u6709\u53ef\u80fd\u9032\u884c\u8abf\u6574\u3002<\/span><\/p>\n<p><span style=\"font-weight: 400;\">2025\u5e74\u5c0d\u5370\u5c3c\u4e00\u822c\u4fdd\u96aa\u696d\u4f86\u8aaa\u5c07\u662f\u81f3\u95dc\u91cd\u8981\u7684\u4e00\u5e74\u3002\u5728\u4fdd\u8cbb\u6301\u7e8c\u6210\u9577\u7684\u80cc\u5f8c\uff0c\u6709\u4e00\u500b\u95dc\u9375\u6307\u6a19\u4e0d\u5bb9\u5ffd\u8996\uff0c\u90a3\u5c31\u662f\u7522\u696d\u8ce0\u4ed8\u7387\u6301\u7e8c\u4e0a\u5347\u3002<\/span><\/p>\n<p><span style=\"font-weight: 400;\">\u5c0d\u65bc\u8a31\u591a\u4f01\u696d\u4e3b\u4f86\u8aaa\uff0c\u201c\u8853\u8a9e\u201d<\/span><i><span style=\"font-weight: 400;\">\u640d\u5931\u7387<\/span><\/i><span style=\"font-weight: 400;\">\u9019\u807d\u8d77\u4f86\u53ef\u80fd\u5f88\u5c08\u696d\uff0c\u8207\u65e5\u5e38\u71df\u904b\u76f8\u53bb\u751a\u9060\u3002\u7136\u800c\uff0c\u5728\u5be6\u8e10\u4e2d\uff0c\u8ce0\u4ed8\u7387\u662f\u6c7a\u5b9a\u4fdd\u8cbb\u662f\u5426\u6703\u4e0a\u6f32\u3001\u4fdd\u55ae\u689d\u6b3e\u662f\u5426\u6703\u6536\u7dca\u6216\u7406\u8ce0\u662f\u5426\u6703\u589e\u52a0\u7684\u4e3b\u8981\u56e0\u7d20\u3002<\/span><\/p>\n<p><span style=\"font-weight: 400;\">\u672c\u6587\u5c07\u5168\u9762\u63a2\u8a0e\u4ee5\u4e0b\u5167\u5bb9\uff1a<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">2025\u5e74\u5370\u5c3c\u4e00\u822c\u4fdd\u96aa\u696d\u7684\u8ce0\u4ed8\u7387\u548c\u72c0\u6cc1\u5982\u4f55\uff1f<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">\u7d22\u8ce0\u589e\u52a0\u5c0d\u4fdd\u8cbb\u548c\u4fdd\u55ae\u689d\u6b3e\u7684\u76f4\u63a5\u5f71\u97ff<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">\u4ee5\u53ca\u70ba\u4ec0\u9ebc\u4fdd\u96aa\u7d93\u7d00\u4eba\u4f5c\u70ba\u98a8\u96aa\u9867\u554f\u7684\u89d2\u8272\u8b8a\u5f97\u8d8a\u4f86\u8d8a\u91cd\u8981\uff0c\u800c\u4e0d\u50c5\u50c5\u662f\u4f5c\u70ba\u8b66\u5bdf\u63a8\u92b7\u54e1\u3002<\/span><\/li>\n<\/ul>\n<p>&nbsp;<\/p>\n<h3><span style=\"font-weight: 400;\">\u4ec0\u9ebc\u662f\u640d\u5931\u7387\uff1f\u70ba\u4ec0\u9ebc\u640d\u5931\u7387\u5f88\u91cd\u8981\uff1f<\/span><\/h3>\n<p><span style=\"font-weight: 400;\">\u8ce0\u4ed8\u7387\u662f\u6307\u4fdd\u96aa\u516c\u53f8\u5728\u4e00\u5b9a\u671f\u9593\u5167\u8ce0\u4ed8\u91d1\u984d\u8207\u5df2\u6536\u53d6\u4fdd\u8cbb\u4e4b\u9593\u7684\u6bd4\u7387\u3002<\/span><\/p>\n<p><span style=\"font-weight: 400;\">\u7c21\u55ae\u5730\uff1a<\/span><\/p>\n<p><b>\u8ce0\u4ed8\u8cbb\u7387 = \u5df2\u4ed8\u8ce0\u6b3e \u00f7 \u5df2\u6536\u4fdd\u8cbb<\/b><\/p>\n<p><span style=\"font-weight: 400;\">\u5982\u679c\u640d\u5931\u7387\u5728\u4ee5\u4e0b\u7bc4\u570d\u5167\uff1a<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>40-60%<\/b><span style=\"font-weight: 400;\">\u2192 \u76f8\u5c0d\u5065\u5eb7\u7684\u884c\u696d<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>60-80%<\/b><span style=\"font-weight: 400;\">\u2192 \u958b\u59cb\u611f\u5230\u58d3\u529b<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>80%\u4ee5\u4e0a<\/b><span style=\"font-weight: 400;\">\u2192\u627f\u4fdd\u5229\u6f64\u975e\u5e38\u5fae\u8584\u3002<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>\u63a5\u8fd1\u6216\u8d85\u904e 100%<\/b><span style=\"font-weight: 400;\">\u2192 \u7522\u696d\u9762\u81e8\u5de8\u5927\u58d3\u529b<\/span><\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\">\u7522\u696d\u6578\u64da\u986f\u793a\uff0c\u5230 2025 \u5e74\uff0c\u5370\u5c3c\u4e00\u822c\u4fdd\u96aa\u7684\u8ce0\u4ed8\u7387\u5c07\u6301\u7e8c\u8d70\u9ad8\uff0c\u751a\u81f3\u5728\u67d0\u4e9b\u9818\u57df\u5df2\u63a5\u8fd1\u81e8\u754c\u503c\u3002<\/span><\/p>\n<p><span style=\"font-weight: 400;\">\u5b83\u7684\u610f\u601d\u662f\uff1a<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">\u5ba2\u6236\u7e73\u7d0d\u7684\u4fdd\u8cbb\u5927\u591a\u7acb\u5373\u7528\u65bc\u7406\u8ce0\u3002<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">\u627f\u4fdd\u5229\u6f64\u7a7a\u9593\u6b63\u5728\u7e2e\u5c0f\uff0c<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">\u4fdd\u96aa\u516c\u53f8\u88ab\u8feb\u505a\u51fa\u7a4d\u6975\u7684\u8abf\u6574\u3002<\/span><\/li>\n<\/ul>\n<p>&nbsp;<\/p>\n<p><b>2025\u5e74\u5370\u5c3c\u4e00\u822c\u4fdd\u96aa\u696d\u8ce0\u4ed8\u7387\u6982\u89bd<\/b><\/p>\n<p><span style=\"font-weight: 400;\">\u6839\u64da\u622a\u81f32025\u5e74\u7b2c\u4e09\u5b63\u7684\u7522\u696d\u696d\u7e3e\u5831\u544a\uff0c\u4f01\u696d\u61c9\u95dc\u6ce8\u4ee5\u4e0b\u5e7e\u500b\u95dc\u9375\u8da8\u52e2\uff1a<\/span><\/p>\n<ol>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">\u7406\u8ce0\u6210\u9577\u5e7e\u4e4e\u8207\u4fdd\u8cbb\u6210\u9577\u6301\u5e73<\/span><span style=\"font-weight: 400;\"><br \/>\n<\/span><span style=\"font-weight: 400;\">\u4fdd\u8cbb\u4e0a\u6f32\u5df2\u4e0d\u8db3\u4ee5\u63d0\u4f9b\u8db3\u5920\u7684\u5229\u6f64\u7de9\u885d\u3002<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">\u5176\u4e2d\uff0c\u4ee5\u4e0b\u5e7e\u500b\u696d\u52d9\u7dda\u662f\u7d22\u8ce0\u91d1\u984d\u6700\u5927\u7684\u4f86\u6e90\uff1a<\/span>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"2\"><span style=\"font-weight: 400;\">\u4fe1\u7528\u4fdd\u96aa<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"2\"><span style=\"font-weight: 400;\">\u5065\u5eb7\u4fdd\u96aa<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"2\"><span style=\"font-weight: 400;\">\u6a5f\u52d5\u8eca\u8f1b<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"2\"><span style=\"font-weight: 400;\">\u6d77\u4e8b\u53ca\u67d0\u4e9b\u8cac\u4efb\u3002<\/span><\/li>\n<\/ul>\n<\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">\u7d22\u8ce0\u58d3\u529b\u4e26\u975e\u66ab\u6642\u6027\u7684\uff0c\u800c\u662f\u7d50\u69cb\u6027\u7684\uff1a<\/span>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"2\"><span style=\"font-weight: 400;\">\u91ab\u7642\u4fdd\u5065\u6210\u672c\u901a\u81a8<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"2\"><span style=\"font-weight: 400;\">\u9055\u7d04\u7387\u4e0a\u5347<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"2\"><span style=\"font-weight: 400;\">\u65e5\u76ca\u8907\u96dc\u7684\u8eca\u8f1b\u7d22\u8ce0<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"2\"><span style=\"font-weight: 400;\">\u640d\u5931\u91d1\u984d\u4e0d\u65b7\u589e\u52a0\u3002<\/span><\/li>\n<\/ul>\n<\/li>\n<\/ol>\n<p><span style=\"font-weight: 400;\">\u7e3d\u9ad4\u800c\u8a00\uff0c\u9019\u4e9b\u60c5\u6cc1\u4f7f\u4e00\u822c\u4fdd\u96aa\u696d\u8655\u65bc\u9ad8\u98a8\u96aa-\u4f4e\u5229\u6f64\u968e\u6bb5\u3002<\/span><\/p>\n<p>&nbsp;<\/p>\n<h3><span style=\"font-weight: 400;\">\u7d22\u8ce0\u589e\u52a0\u5c0d\u4fdd\u96aa\u5ba2\u6236\u7684\u76f4\u63a5\u5f71\u97ff<\/span><\/h3>\n<p><span style=\"font-weight: 400;\">\u8a31\u591a\u4f01\u696d\u4e3b\u90fd\u6703\u554f\uff1a<\/span><\/p>\n<p><span style=\"font-weight: 400;\">\u201c\u5982\u679c\u884c\u696d\u7d22\u8ce0\u589e\u52a0\uff0c\u6703\u5c0d\u6211\u7684\u516c\u53f8\u7522\u751f\u4ec0\u9ebc\u5f71\u97ff\uff1f\u201d<\/span><\/p>\n<p><span style=\"font-weight: 400;\">\u7b54\u6848\uff1a\u975e\u5e38\u76f4\u63a5\u4e14\u771f\u5be6\u3002<\/span><\/p>\n<ol>\n<li><b> \u4fdd\u96aa\u8cbb\u5f80\u5f80\u6703\u4e0a\u6f32<\/b><\/li>\n<\/ol>\n<p><span style=\"font-weight: 400;\">\u7576\u8ce0\u4ed8\u7387\u4e0a\u5347\u6642\uff0c\u4fdd\u96aa\u516c\u53f8\u5e7e\u4e4e\u5225\u7121\u9078\u64c7\uff0c\u53ea\u80fd\uff1a<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">\u63d0\u9ad8\u4fdd\u8cbb\u7387<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">\u6216\u9650\u5236\u64d4\u4fdd\u80fd\u529b\u3002<\/span><\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\">\u56e0\u6b64\uff1a<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">\u4fdd\u55ae\u7e8c\u4fdd\u8cbb\u7528\u589e\u52a0<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">\u6298\u6263\u8d8a\u4f86\u8d8a\u5c11\u898b\u4e86\u3002<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">\u4fdd\u96aa\u516c\u53f8\u4e4b\u9593\u7684\u50f9\u683c\u6bd4\u8f03\u7bc4\u570d\u8d8a\u4f86\u8d8a\u7a84\u3002<\/span><\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\">\u90a3\u4e9b\u4e00\u76f4\u4eab\u53d7\u4f4e\u4fdd\u8cbb\u7684\u516c\u53f8\u5c07\u9762\u81e8\u4fdd\u96aa\u6210\u672c\u5927\u5e45\u4e0a\u6f32\u3002<\/span><\/p>\n<ol start=\"2\">\n<li><b> \u8b66\u65b9\u7684\u689d\u6b3e\u548c\u689d\u4ef6\u8d8a\u4f86\u8d8a\u56b4\u683c<\/b><\/li>\n<\/ol>\n<p><span style=\"font-weight: 400;\">\u9664\u4e86\u4fdd\u8cbb\u4e0a\u6f32\u4e4b\u5916\uff0c\u53e6\u4e00\u500b\u7d93\u5e38\u88ab\u5ffd\u8996\u7684\u5f71\u97ff\u662f\u4fdd\u55ae\u689d\u6b3e\u7684\u6536\u7dca\u7b49\uff1a<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">\u589e\u52a0\u4f8b\u5916\u689d\u6b3e\uff0c<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">\u91dd\u5c0d\u7279\u5b9a\u985e\u578b\u7d22\u8ce0\u7684\u5b50\u9650\u984d\uff0c<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">\u66f4\u9ad8\u7684\u81ea\u4ed8\u984d\uff0c<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">\u5c0d\u64d4\u4fdd\u671f\u9650\u5ef6\u9577\u7684\u9650\u5236\u3002<\/span><\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\">\u5370\u5c3c\u8a31\u591a\u68d8\u624b\u7684\u7406\u8ce0\u6848\u4ef6\u4e26\u975e\u7531\u65bc\u7f3a\u4e4f\u4fdd\u55ae\uff0c\u800c\u662f\u56e0\u70ba\uff1a<\/span><\/p>\n<p><span style=\"font-weight: 400;\">\u8b66\u65b9\u7684\u5f48\u6027\u5df2\u4e0d\u5982\u5e7e\u5e74\u524d\u4e86\u3002<\/span><\/p>\n<p>&nbsp;<\/p>\n<ol start=\"3\">\n<li><b> \u98a8\u96aa\u9078\u64c7\u8d8a\u4f86\u8d8a\u56b4\u683c<\/b><\/li>\n<\/ol>\n<p><span style=\"font-weight: 400;\">\u4fdd\u96aa\u516c\u53f8\u73fe\u5728\u5728\u627f\u4fdd\u98a8\u96aa\u65b9\u9762\u66f4\u52a0\u8b39\u614e\u3002\u5177\u6709\u4ee5\u4e0b\u7279\u5fb5\u7684\u4f01\u696d\uff1a<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">\u9ad8\u6b77\u53f2\u7d22\u8ce0\uff0c<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">\u98a8\u96aa\u7ba1\u7406\u8584\u5f31<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">\u6587\u4ef6\u4e0d\u5b8c\u6574<\/span><\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\">\u5c07\u9762\u81e8\uff1a<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">\u62d2\u7d55\u7d50\u6848<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">\u5bb9\u91cf\u6709\u9650\uff0c<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">\u6216\u66f4\u56b4\u91cd\u7684\u60c5\u6cc1\u3002<\/span><\/li>\n<\/ul>\n<p>&nbsp;<\/p>\n<h3><span style=\"font-weight: 400;\">\u516c\u53f8\u5728\u8655\u7406\u9019\u7a2e\u60c5\u6cc1\u6642\u5e38\u72af\u7684\u932f\u8aa4<\/span><\/h3>\n<p><span style=\"font-weight: 400;\">\u5728\u5de5\u696d\u8667\u640d\u7387\u7684\u58d3\u529b\u4e0b\uff0c\u8a31\u591a\u516c\u53f8\u6b63\u5728\u72af\u4e0b\u7b56\u7565\u6027\u932f\u8aa4\uff0c\u5176\u4e2d\u5305\u62ec\uff1a<\/span><\/p>\n<p><b>\u274c<\/b><b>\u5c08\u6ce8\u65bc\u6700\u4fbf\u5b9c\u7684\u4fdd\u8cbb<\/b><\/p>\n<p><span style=\"font-weight: 400;\">\u4e0d\u4e86\u89e3\u60c5\u6cc1\u5c31\u9078\u64c7\u50f9\u683c\u6700\u4f4e\u7684\u4fdd\u96aa\uff1a<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">\u62b5\u62bc\u54c1\u7d50\u69cb\uff0c<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">\u4f8b\u5916\uff0c<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">\u7406\u8ce0\u6e96\u5099\u3002<\/span><\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\">\u56e0\u6b64\uff0c\u7576\u767c\u751f\u7d22\u8ce0\u6642\uff0c\u4fdd\u969c\u63aa\u65bd\u7121\u6cd5\u767c\u63ee\u6700\u4f73\u4f5c\u7528\u3002<\/span><\/p>\n<p><b>\u274c<\/b><b>\u8907\u88fd\u8cbc\u4e0a\u4fdd\u96aa\u8a08\u5283<\/b><\/p>\n<p><span style=\"font-weight: 400;\">\u4f7f\u7528\u820a\u653f\u7b56\u6216\u8907\u88fd\u5176\u4ed6\u516c\u53f8\u7684\u65b9\u6848\uff0c\u800c\u6c92\u6709\u9032\u884c\u5be6\u969b\u7684\u98a8\u96aa\u5206\u6790\u3002<\/span><\/p>\n<p><b>\u274c<\/b><b>\u628a\u7d93\u7d00\u4eba\u770b\u4f5c\u662f\u8b66\u5bdf\u63a8\u92b7\u54e1<\/b><\/p>\n<p><span style=\"font-weight: 400;\">\u8a31\u591a\u516c\u53f8\u4ecd\u7136\u5c07\u7d93\u7d00\u4eba\u8996\u70ba\u4ea4\u6613\u4e2d\u4ecb\uff0c\u800c\u4e0d\u662f\u98a8\u96aa\u7ba1\u7406\u5925\u4f34\u3002<\/span><\/p>\n<p>&nbsp;<\/p>\n<h3><span style=\"font-weight: 400;\">\u9019\u5c31\u662f\u4fdd\u96aa\u7d93\u7d00\u4eba\u89d2\u8272\u8f49\u8b8a\u4e4b\u8655\uff1a\u5f9e\u92b7\u552e\u4eba\u54e1\u5230\u98a8\u96aa\u9867\u554f<\/span><\/h3>\n<p><span style=\"font-weight: 400;\">\u57282025\u5e74\u5145\u6eff\u58d3\u529b\u7684\u5de5\u696d\u74b0\u5883\u4e0b\uff0c\u5c08\u696d\u4fdd\u96aa\u7d93\u7d00\u4eba\u7684\u89d2\u8272\u5c07\u8b8a\u5f97\u8d8a\u4f86\u8d8a\u5177\u6709\u6230\u7565\u610f\u7fa9\u3002<\/span><\/p>\n<p><span style=\"font-weight: 400;\">\u9664\u975e\u51fa\u73fe\u4ee5\u4e0b\u60c5\u6cc1\uff0c\u5426\u5247\u64d4\u4efb\u98a8\u96aa\u9867\u554f\u7684\u7d93\u7d00\u4eba\u4e0d\u6703\u63a1\u53d6\u300c\u5411\u8b66\u5bdf\u63a8\u92b7\u300d\u7684\u65b9\u5f0f\uff1a<\/span><\/p>\n<ol>\n<li><b> \u5168\u9762\u4e86\u89e3\u696d\u52d9\u98a8\u96aa<\/b><\/li>\n<\/ol>\n<p><span style=\"font-weight: 400;\">\u7d93\u7d00\u4eba\u6703\u9019\u6a23\u505a\uff1a<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">\u98a8\u96aa\u8a55\u4f30<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">\u640d\u5931\u98a8\u96aa\u8a55\u4f30\u5716<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">\u8b58\u5225\u5177\u6709\u91cd\u5927\u8ca1\u52d9\u5f71\u97ff\u7684\u95dc\u9375\u98a8\u96aa\u3002<\/span><\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\">\u76ee\u6a19\u4e0d\u662f\u76e1\u53ef\u80fd\u591a\u5730\u92b7\u552e\u4fdd\u96aa\u7522\u54c1\uff0c\u800c\u662f\u958b\u767c\u76f8\u95dc\u4e14\u6c38\u7e8c\u7684\u4fdd\u96aa\u65b9\u6848\u3002<\/span><\/p>\n<p>&nbsp;<\/p>\n<ol start=\"2\">\n<li><b> \u5236\u5b9a\u5408\u9069\u7684\u4fdd\u96aa\u8a08\u756b\u67b6\u69cb<\/b><\/li>\n<\/ol>\n<p><span style=\"font-weight: 400;\">\u5728\u4fdd\u8cbb\u4e0a\u6f32\u548c\u518d\u4fdd\u96aa\u6536\u7dca\u7684\u80cc\u666f\u4e0b\uff0c\u7d93\u7d00\u4eba\u6b63\u5728\u63d0\u4f9b\u5e6b\u52a9\uff1a<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">\u78ba\u5b9a\u5408\u7406\u7684\u98a8\u96aa\u81ea\u7559\u984d\uff0c<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">\u6709\u6548\u5b89\u6392\u5716\u5c64\u548c\u908a\u754c\uff0c<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">\u907f\u514d\u904e\u5ea6\u6295\u4fdd\u548c\u6295\u4fdd\u4e0d\u8db3\u3002<\/span><\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\">\u9019\u7a2e\u65b9\u6cd5\u6709\u52a9\u65bc\u4f01\u696d\uff1a<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">\u63a7\u88fd\u6210\u672c\uff0c<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">\u5728\u4e0d\u72a7\u7272\u95dc\u9375\u4fdd\u8b77\u7684\u524d\u63d0\u4e0b\u3002<\/span><\/li>\n<\/ul>\n<p>&nbsp;<\/p>\n<ol start=\"3\">\n<li><b> \u5354\u5546\u4fdd\u55ae\u63aa\u8a5e\u548c\u689d\u6b3e<\/b><\/li>\n<\/ol>\n<p><span style=\"font-weight: 400;\">\u5728\u640d\u5931\u7387\u5c45\u9ad8\u4e0d\u4e0b\u7684\u6642\u4ee3\uff0c\u8b66\u5bdf\u7684\u8a00\u8a9e\u8b8a\u5f97\u81f3\u95dc\u91cd\u8981\u3002<\/span><\/p>\n<p><span style=\"font-weight: 400;\">\u7d93\u7d00\u4eba\u5728\u4ee5\u4e0b\u65b9\u9762\u767c\u63ee\u4f5c\u7528\uff1a<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">\u5354\u5546\u91cd\u8981\u689d\u6b3e\uff0c<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">\u78ba\u4fdd\u653f\u7b56\u7b26\u5408\u5ba2\u6236\u7684\u71df\u904b\u6163\u4f8b\uff0c<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">\u7d22\u8ce0\u6642\u76e1\u91cf\u6e1b\u5c11\u7070\u8272\u5730\u5e36\u3002<\/span><\/li>\n<\/ul>\n<p>&nbsp;<\/p>\n<ol start=\"4\">\n<li><b> \u4e3b\u52d5\u7406\u8ce0\u5354\u52a9<\/b><\/li>\n<\/ol>\n<p><span style=\"font-weight: 400;\">\u7406\u8ce0\u4e26\u975e\u50c5\u6307\u4fdd\u55ae\u8cfc\u8cb7\u5f8c\u767c\u751f\u7684\u4e8b\u4ef6\u3002<\/span><\/p>\n<p><span style=\"font-weight: 400;\">\u64d4\u4efb\u98a8\u96aa\u9867\u554f\u7684\u7d93\u7d00\u4eba\uff1a<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">\u5f9e\u4e00\u958b\u59cb\u5c31\u5354\u52a9\u6e96\u5099\u7d22\u8ce0\u8cc7\u6599\uff0c<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">\u78ba\u4fdd\u6587\u4ef6\u5b8c\u6574\u3002<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">\u76e3\u63a7\u8207\u64d4\u4fdd\u4eba\u7684\u6e9d\u901a\u72c0\u6cc1\u3002<\/span><\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\">\u4e8b\u5be6\u8b49\u660e\uff0c\u9019\u53ef\u4ee5\u63d0\u9ad8\u7d22\u8ce0\u516c\u5e73\u53ca\u6642\u8ce0\u511f\u7684\u53ef\u80fd\u6027\u3002<\/span><\/p>\n<p>&nbsp;<\/p>\n<p><b>\u70ba\u4ec0\u9ebc2025\u5e74\u4e0d\u662f\u4fdd\u96aa\u696d\u300c\u8a66\u932f\u300d\u7684\u597d\u6642\u6a5f<\/b><\/p>\n<p><span style=\"font-weight: 400;\">\u884c\u696d\u8ce0\u4ed8\u7387\u9ad8\uff1a<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">\u653f\u7b56\u5236\u5b9a\u904e\u7a0b\u4e2d\u4e00\u500b\u5c0f\u5c0f\u7684\u932f\u8aa4\u90fd\u53ef\u80fd\u9020\u6210\u56b4\u91cd\u7684\u5f8c\u679c\u3002<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">\u63aa\u8fad\u4e0a\u7684\u7d30\u5fae\u5dee\u5225\u53ef\u80fd\u5c0e\u81f4\u6578\u5341\u5104\u5370\u5c3c\u76fe\u7684\u7d22\u8ce0\u91d1\u984d\u5dee\u7570\u3002<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">\u50c5\u57fa\u65bc\u50f9\u683c\u505a\u51fa\u7684\u6c7a\u7b56\u98a8\u96aa\u8d8a\u4f86\u8d8a\u5927\u3002<\/span><\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\">\u4fdd\u96aa\u4e0d\u518d\u80fd\u88ab\u8996\u70ba\uff1a<\/span><\/p>\n<p><b>\u53ea\u662f\u4e00\u9805\u884c\u653f\u7fa9\u52d9\u3002<\/b><\/p>\n<p><span style=\"font-weight: 400;\">\u9019\u61c9\u8a72\u6210\u70ba\u516c\u53f8\u98a8\u96aa\u7ba1\u7406\u7b56\u7565\u7684\u4e00\u90e8\u5206\u3002<\/span><\/p>\n<p>&nbsp;<\/p>\n<p><b>\u4f01\u696d\u73fe\u5728\u8a72\u600e\u9ebc\u505a\uff1f<\/b><\/p>\n<p><span style=\"font-weight: 400;\">\u53ef\u4ee5\u8003\u616e\u63a1\u53d6\u4ee5\u4e0b\u4e00\u4e9b\u5207\u5be6\u53ef\u884c\u7684\u6b65\u9a5f\uff1a<\/span><\/p>\n<ol>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">\u7e8c\u4fdd\u524d\u800c\u975e\u5230\u671f\u6642\uff0c\u4ed4\u7d30\u6aa2\u8996\u60a8\u7684\u4fdd\u96aa\u8a08\u756b\u3002<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">\u8a55\u4f30\u6b77\u53f2\u7d22\u8ce0\u548c\u6f5b\u5728\u7684\u672a\u4f86\u98a8\u96aa\uff0c\u800c\u4e0d\u50c5\u50c5\u662f\u53bb\u5e74\u7684\u98a8\u96aa\u3002<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">\u8a0e\u8ad6\u98a8\u96aa\u81ea\u7559\u548c\u8f49\u79fb\u7b56\u7565\uff0c\u800c\u4e0d\u50c5\u50c5\u662f\u4fdd\u8cbb\u3002<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">\u9078\u64c7\u4e00\u4f4d\u4e86\u89e3\u60a8\u6240\u5728\u884c\u696d\u548c\u98a8\u96aa\uff0c\u800c\u4e0d\u50c5\u50c5\u662f\u50f9\u683c\u7684\u7d93\u7d00\u4eba\u3002<\/span><\/li>\n<\/ol>\n<p>&nbsp;<\/p>\n<p><b>\u7d50\u8ad6\uff1a\u9ad8\u640d\u5931\u7387\u662f\u4e00\u500b\u8b66\u793a\u8a0a\u865f\uff0c\u800c\u4e0d\u50c5\u50c5\u662f\u4e00\u500b\u6578\u5b57\u3002<\/b><\/p>\n<p><span style=\"font-weight: 400;\">\u5370\u5c3c\u4e00\u822c\u4fdd\u96aa\u696d2025\u5e74\u7684\u8ce0\u4ed8\u7387\u5c0d\u5546\u754c\u4f86\u8aaa\u662f\u4e00\u500b\u97ff\u4eae\u7684\u8b66\u9418\u3002\u9019\u986f\u793a\uff1a<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">\u98a8\u96aa\u6210\u672c\u8d8a\u4f86\u8d8a\u9ad8\u3002<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">\u4eba\u5011\u8d8a\u4f86\u8d8a\u4e0d\u80fd\u5bb9\u5fcd\u932f\u8aa4\uff0c<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">\u4fdd\u8b77\u63aa\u65bd\u5fc5\u9808\u66f4\u52a0\u5408\u7406\u5730\u5efa\u69cb\u3002<\/span><\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\">\u5728\u9019\u7a2e\u60c5\u6cc1\u4e0b\uff0c\u5c08\u696d\u7684\u4fdd\u96aa\u7d93\u7d00\u4eba\u626e\u6f14\u7684\u662f\u7b56\u7565\u5925\u4f34\u7684\u89d2\u8272\uff0c\u800c\u975e\u4fdd\u55ae\u92b7\u552e\u8005\u3002\u7d93\u7d00\u4eba\u5e6b\u52a9\u516c\u53f8\uff1a<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">\u4e86\u89e3\u98a8\u96aa<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">\u5b89\u6392\u9069\u7576\u7684\u4fdd\u8b77\u63aa\u65bd\uff0c<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">\u4e26\u78ba\u4fdd\u4fdd\u96aa\u5728\u9700\u8981\u6642\u771f\u6b63\u767c\u63ee\u4f5c\u7528\u3002<\/span><\/li>\n<\/ul>\n<p>&nbsp;<\/p>\n<p><b>\ud83d\udd0e<\/b><b>\u73fe\u5728\u662f\u6642\u5019\u9032\u884c\u98a8\u96aa\u8aee\u8a62\u4e86\uff0c\u800c\u4e0d\u50c5\u50c5\u662f\u8cfc\u8cb7\u4fdd\u55ae\u3002<\/b><\/p>\n<p><span style=\"font-weight: 400;\">\u5982\u679c\u60a8\u7684\u516c\u53f8\u9762\u81e8\uff1a<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">\u7e8c\u4fdd\u671f\u9593\u4fdd\u8cbb\u4e0a\u6f32<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">\u8b66\u65b9\u57f7\u6cd5\u8d8a\u4f86\u8d8a\u56b4\u683c<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">\u6216\u5c0d\u7d22\u8ce0\u672a\u7372\u8ce0\u511f\u7684\u64d4\u6182\uff0c<\/span><\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\">\u4e0d\u8981\u7b49\u5230\u554f\u984c\u51fa\u73fe\u624d\u63a1\u53d6\u884c\u52d5\u3002<\/span><\/p>\n<p><b>\u8acb\u8aee\u8a62\u5c08\u696d\u4fdd\u96aa\u7d93\u7d00\u4eba\uff0c\u4ee5\u4e86\u89e3\u60a8\u7684\u696d\u52d9\u98a8\u96aa\u548c\u4fdd\u96aa\u65b9\u6848\u3002<\/b><\/p>\n<p><span style=\"font-weight: 400;\">\u4eca\u5929\u63a1\u53d6\u6b63\u78ba\u7684\u65b9\u6cd5\uff0c\u5c07\u4f86\u5c31\u80fd\u70ba\u516c\u53f8\u7bc0\u7701\u8cc7\u91d1\u3002<\/span><\/p>\n<p><span style=\"font-weight: 400;\">\u2014<\/span><\/p>\n<p><b>\u4e0d\u8981\u6d6a\u8cbb\u6642\u9593\uff0c\u9078\u64c7\u5408\u9069\u7684\u4fdd\u96aa\u4f86\u4fdd\u969c\u60a8\u7684\u8ca1\u52d9\u548c\u696d\u52d9\u3002<\/b><\/p>\n<p><b>L&amp;G 24 \u5c0f\u6642\u71b1\u7dda\uff1a<\/b><a href=\"https:\/\/wa.me\/628118507773?text=Halo%20Liberty,%20Saya%20sudah%20berkunjung%20ke%20website%20lngrisk.co.id.%20Boleh%20saya%20tanya%20lebih%20jauh?\"> <b>0811-8507-773<\/b><\/a> <b>\uff08\u96fb\u8a71 \u2013 WhatsApp \u2013 \u7c21\u8a0a\uff09<\/b><\/p>\n<p><span style=\"font-weight: 400;\">\u7db2\u7ad9\uff1a<\/span><a href=\"http:\/\/lngrisk.co.id\"> <span style=\"font-weight: 400;\">lngrisk.co.id<\/span><\/a><span style=\"font-weight: 400;\">\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">\u96fb\u5b50\u90f5\u4ef6\uff1a<\/span><a href=\"mailto:halo@lngrisk.co.id\"><span style=\"font-weight: 400;\">halo@lngrisk.co.id<\/span><\/a><span style=\"font-weight: 400;\">\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">\u2014<\/span><\/p>","protected":false},"excerpt":{"rendered":"<p>\u672c\u6587\u57fa\u65bc\u5c0d\u4fdd\u96aa\u696d\u6578\u64da\u7684\u7814\u7a76\u548c\u5206\u6790\u800c\u64b0\u5beb\uff0c\u6578\u64da\u4f86\u81ea\u5b98\u65b9\u884c\u696d\u5831\u544a\uff0c\u5305\u62ec\uff1aAAUI Report Book-Q3-2 [&hellip;]<\/p>\n","protected":false},"author":2,"featured_media":9491,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[14],"tags":[155,282],"class_list":{"0":"post-9490","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-general-insurance","8":"tag-asuransi-indonesia","9":"tag-asuransi-umum"},"post_mailing_queue_ids":[],"_links":{"self":[{"href":"http:\/\/ligaasuransi.com\/zh\/wp-json\/wp\/v2\/posts\/9490","targetHints":{"allow":["GET"]}}],"collection":[{"href":"http:\/\/ligaasuransi.com\/zh\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"http:\/\/ligaasuransi.com\/zh\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"http:\/\/ligaasuransi.com\/zh\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"http:\/\/ligaasuransi.com\/zh\/wp-json\/wp\/v2\/comments?post=9490"}],"version-history":[{"count":1,"href":"http:\/\/ligaasuransi.com\/zh\/wp-json\/wp\/v2\/posts\/9490\/revisions"}],"predecessor-version":[{"id":9492,"href":"http:\/\/ligaasuransi.com\/zh\/wp-json\/wp\/v2\/posts\/9490\/revisions\/9492"}],"wp:featuredmedia":[{"embeddable":true,"href":"http:\/\/ligaasuransi.com\/zh\/wp-json\/wp\/v2\/media\/9491"}],"wp:attachment":[{"href":"http:\/\/ligaasuransi.com\/zh\/wp-json\/wp\/v2\/media?parent=9490"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"http:\/\/ligaasuransi.com\/zh\/wp-json\/wp\/v2\/categories?post=9490"},{"taxonomy":"post_tag","embeddable":true,"href":"http:\/\/ligaasuransi.com\/zh\/wp-json\/wp\/v2\/tags?post=9490"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}