{"id":8469,"date":"2025-10-10T09:30:33","date_gmt":"2025-10-10T02:30:33","guid":{"rendered":"https:\/\/ligaasuransi.com\/?p=8469"},"modified":"2025-10-10T09:30:33","modified_gmt":"2025-10-10T02:30:33","slug":"contractors-plant-vs-heavy-equipment-kesalahan-umum-yang-bisa-bikin-klaim-asuransi-ditolak","status":"publish","type":"post","link":"http:\/\/ligaasuransi.com\/zh\/contractors-plant-vs-heavy-equipment-kesalahan-umum-yang-bisa-bikin-klaim-asuransi-ditolak\/","title":{"rendered":"\u627f\u5305\u5546\u7684\u5de5\u5ee0\u8207\u91cd\u578b\u8a2d\u5099\uff1a\u53ef\u80fd\u5c0e\u81f4\u4fdd\u96aa\u7d22\u8ce0\u88ab\u62d2\u7d55\u7684\u5e38\u898b\u932f\u8aa4"},"content":{"rendered":"

\u5728\u5efa\u7bc9\u696d\u4e2d\uff0c\u300c\u627f\u5305\u5546\u7684\u5ee0\u623f\u53ca\u6a5f\u68b0 (CPM)\u300d\u548c\u300c\u91cd\u578b\u8a2d\u5099\u300d\u9019\u5169\u500b\u8853\u8a9e\u7d93\u5e38\u88ab\u807d\u5230\uff0c\u4f46\u4e0d\u5e78\u7684\u662f\uff0c\u8a31\u591a\u627f\u5305\u5546\u4ecd\u7136\u8aa4\u89e3\u4e86\u5169\u8005\u4e4b\u9593\u7684\u5340\u5225\u3002\u9019\u7a2e\u932f\u8aa4\u4e0d\u50c5\u50c5\u662f\u4e00\u500b\u8853\u8a9e\u554f\u984c\uff0c\u800c\u4e14\u6709\u53ef\u80fd\u5c0e\u81f4\u554f\u984c\u3002\u98a8\u96aa\u9019\u53ef\u80fd\u5c0d\u4fdd\u96aa\u7406\u8ce0\u7522\u751f\u91cd\u5927\u5f71\u97ff\u3002\u4f8b\u5982\uff0c\u5982\u679c\u8a2d\u5099\u61c9\u88ab\u6b78\u985e\u70baCPM\uff08\u5ba2\u88fd\u5316\u8a2d\u5099\uff09\uff0c\u53cd\u4e4b\u4ea6\u7136\uff0c\u5247\u53ef\u80fd\u5c0e\u81f4\u7406\u8ce0\u88ab\u62d2\uff0c\u6216\u5728\u767c\u751f\u640d\u58de\u6216\u907a\u5931\u6642\u4fdd\u55ae\u9650\u984d\u4e0d\u8db3\u3002<\/span><\/p>\n

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\u9019\u7a2e\u932f\u8aa4\u5206\u985e\u4e0d\u50c5\u50c5\u662f\u884c\u653f\u554f\u984c\u3002\u7576\u8a2d\u5099\u640d\u58de\u3001\u907a\u5931\u6216\u610f\u5916\u640d\u58de\u6642\uff0c\u7d22\u8ce0\u53ef\u80fd\u6703\u56e0\u70ba\u4e0d\u7b26\u5408\u6240\u9078\u7684\u4fdd\u55ae\u985e\u578b\u800c\u88ab\u62d2\u7d55\u3002\u9019\u53ef\u80fd\u6703\u5f71\u97ff\u5c08\u6848\u73fe\u91d1\u6d41\u3001\u516c\u53f8\u8072\u8b7d\u548c\u71df\u904b\u53ef\u6301\u7e8c\u6027\u3002<\/span><\/p>\n

\u5728\u672c\u6587\u4e2d\uff0c\u6211\u5011\u5c07\u8a0e\u8ad6\u627f\u5305\u5546\u7684\u5ee0\u623f\u6a5f\u68b0\u8207\u91cd\u578b\u8a2d\u5099\u4e4b\u9593\u7684\u6839\u672c\u5340\u5225\u3001\u932f\u8aa4\u5206\u985e\u5e36\u4f86\u7684\u98a8\u96aa\uff0c\u4ee5\u53ca\u6b63\u78ba\u7684\u4fdd\u96aa\u7b56\u7565\u5982\u4f55\u4fdd\u8b77\u5efa\u7bc9\u5c08\u6848\u8cc7\u7522\u3002\u900f\u904e\u7406\u89e3\u9019\u4e9b\u6982\u5ff5\uff0c\u627f\u5305\u5546\u53ef\u4ee5\u6700\u5927\u9650\u5ea6\u5730\u6e1b\u5c11\u6f5b\u5728\u640d\u5931\uff0c\u78ba\u4fdd\u5c08\u6848\u9806\u5229\u9032\u884c\uff0c\u907f\u514d\u8ca1\u52d9\u4e2d\u65b7\u3002<\/span><\/p>\n

\ud83d\udcde \u5411 L&G \u4fdd\u96aa\u7d93\u7d00\u4eba\u8aee\u8a62\u60a8\u7684\u5c08\u6848\u4fdd\u96aa\u9700\u6c42<\/span>0811-8507-773<\/span><\/a> \u2013 \u503c\u5f97\u4fe1\u8cf4\u7684\u5408\u4f5c\u5925\u4f34\uff0c\u78ba\u4fdd\u70ba\u60a8\u7684\u6240\u6709\u5c08\u6848\u5de5\u5177\u63d0\u4f9b\u6700\u4f73\u4fdd\u8b77\u3002<\/span><\/p>\n

\u4ec0\u9ebc\u662f\u627f\u5305\u5546\u7684\u5de5\u5ee0\u548c\u6a5f\u68b0\uff08CPM\uff09\uff1f<\/b><\/h2>\n

\u627f\u5305\u5546\u7684\u5ee0\u623f\u548c\u6a5f\u68b0 (CPM) \u662f\u6307\u7528\u65bc\u652f\u63f4\u5efa\u8a2d\u5c08\u6848\u7684\u6240\u6709\u8a2d\u5099\u548c\u6a5f\u68b0\uff0c\u901a\u5e38\u4e0d\u5305\u62ec\u79fb\u52d5\u91cd\u578b\u8a2d\u5099\u6216\u7528\u65bc\u904b\u8f38\u7684\u91cd\u578b\u8eca\u8f1b\u3002 CPM \u5305\u62ec\u5728\u5c08\u6848\u73fe\u5834\u4f7f\u7528\u7684\u8a2d\u5099\uff0c\u4f8b\u5982\u6df7\u51dd\u571f\u652a\u62cc\u6a5f\u3001\u9df9\u67b6\u3001\u767c\u96fb\u6a5f\u3001\u5c0f\u578b\u5806\u9ad8\u6a5f\u548c\u5176\u4ed6\u65bd\u5de5\u8a2d\u5099\u3002\u9019\u4e9b\u8a2d\u5099\u662f\u5c08\u6848\u5c08\u7528\u7684\uff0c\u7d93\u5e38\u5f9e\u4e00\u500b\u5730\u9ede\u79fb\u52d5\u5230\u53e6\u4e00\u500b\u5730\u9ede\uff0c\u5176\u50f9\u503c\u53ef\u80fd\u5f88\u9ad8\uff0c\u9700\u8981\u9069\u7576\u7684\u4fdd\u96aa\u4fdd\u969c\u3002<\/span><\/p>\n

\u771f\u5be6\u6848\u4f8b\uff1a<\/b><\/p>\n

\u96c5\u52a0\u9054\u7684\u4e00\u5bb6\u627f\u5305\u5546\u6b63\u5728\u627f\u63a5\u4e00\u500b\u8fa6\u516c\u5927\u6a13\u5efa\u8a2d\u5de5\u7a0b\u3002\u4ed6\u5011\u6bcf\u5929\u5728\u5de5\u7a0b\u73fe\u5834\u4f7f\u7528\u4e00\u53f0\u767c\u96fb\u6a5f\u3001\u4e00\u53f0\u6df7\u51dd\u571f\u652a\u62cc\u6a5f\u548c\u4e00\u53f0\u6c34\u6cf5\u3002\u5de5\u7a0b\u5009\u5eab\u7684\u4e00\u5834\u5c0f\u706b\u707d\u56b4\u91cd\u640d\u58de\u4e86\u767c\u96fb\u6a5f\u548c\u6c34\u6cf5\u3002\u627f\u5305\u5546\u63d0\u4ea4\u4e86\u7d22\u8ce0\uff0c\u4f46\u7d50\u679c\u767c\u73fe\u4ed6\u5011\u7684\u767c\u96fb\u6a5f\u5728CPM\u4fdd\u55ae\u7684\u627f\u4fdd\u7bc4\u570d\u5167\uff0c\u800c\u5176\u4ed6\u5e7e\u53f0\u8a2d\u5099\u5247\u88ab\u932f\u8aa4\u5730\u6b78\u985e\u70ba\u91cd\u578b\u8a2d\u5099\u3002\u56e0\u6b64\uff0c\u932f\u8aa4\u5206\u985e\u8a2d\u5099\u7684\u7d22\u8ce0\u88ab\u99c1\u56de\uff0c\u627f\u5305\u5546\u5fc5\u9808\u81ea\u884c\u627f\u64d4\u7dad\u4fee\u8cbb\u7528\u3002<\/span><\/p>\n

CPM\u7684\u7279\u6027\uff1a<\/b><\/p>\n

    \n
  1. \u5c08\u9580\u7528\u65bc\u7279\u5b9a\u9805\u76ee\u3002<\/span><\/li>\n
  2. \u53ef\u5728\u5de5\u7a0b\u73fe\u5834\u5167\u79fb\u52d5\uff0c\u4f46\u5f88\u5c11\u7528\u65bc\u9577\u8ddd\u96e2\u904b\u8f38\u3002<\/span><\/li>\n
  3. \u50f9\u503c\u4e0d\u7b49\uff0c\u5f9e\u5e7e\u767e\u842c\u5230\u6578\u5341\u5104\u76e7\u6bd4\u4e0d\u7b49\u3002<\/span><\/li>\n
  4. \u9700\u8981\u91dd\u5c0d\u5c08\u6848\u98a8\u96aa\u63a1\u53d6\u7279\u5b9a\u4fdd\u8b77\u63aa\u65bd\uff0c\u5305\u62ec\u640d\u58de\u3001\u7aca\u76dc\u6216\u4e8b\u6545\u3002<\/span><\/li>\n<\/ol>\n

    \u7406\u89e3\u9019\u4e00\u5340\u5225\u81f3\u95dc\u91cd\u8981\uff0c\u56e0\u70baCPM\u4fdd\u96aa\u55ae\u8207\u91cd\u578b\u8a2d\u5099\u4fdd\u96aa\u55ae\u4e0d\u540c\u3002\u932f\u8aa4\u5206\u985e\u53ef\u80fd\u5c0e\u81f4\u7d22\u8ce0\u672a\u4ed8\u6216\u4fdd\u8cbb\u8207\u771f\u5be6\u98a8\u96aa\u4e0d\u6210\u6bd4\u4f8b\u3002\u900f\u904e\u6b63\u78ba\u7684\u5206\u985e\uff0c\u627f\u5305\u5546\u53ef\u4ee5\u4fdd\u8b77\u6240\u6709\u5c08\u6848\u8cc7\u7522\uff0c\u540c\u6642\u907f\u514d\u91cd\u5927\u7684\u6f5b\u5728\u8ca1\u52d9\u640d\u5931\u3002<\/span><\/p>\n

    \u4ec0\u9ebc\u662f\u91cd\u578b\u8a2d\u5099\u4ee5\u53ca\u932f\u8aa4\u5206\u985e\u6848\u4f8b<\/b><\/h2>\n

    \u91cd\u578b\u8a2d\u5099<\/span><\/a>\u6307\u7528\u65bc\u5efa\u7bc9\u3001\u63a1\u7926\u6216\u57fa\u790e\u8a2d\u65bd\u5de5\u4f5c\u7684\u8eca\u8f1b\u548c\u6a5f\u68b0\uff0c\u901a\u5e38\u5177\u6709\u79fb\u52d5\u6027\uff0c\u9069\u7528\u65bc\u5404\u7a2e\u5730\u9ede\u3002\u4f8b\u5982\u6316\u571f\u6a5f\u3001\u63a8\u571f\u6a5f\u3001\u8d77\u91cd\u6a5f\u3001\u81ea\u5378\u5361\u8eca\u548c\u88dd\u8f09\u6a5f\u3002\u9019\u985e\u8a2d\u5099\u8207CPM\uff08\u5efa\u7bc9\u5de5\u7a0b\u6a5f\u68b0\uff09\u7684\u4e0d\u540c\u4e4b\u8655\u5728\u65bc\uff0c\u5b83\u5011\u901a\u5e38\u50f9\u503c\u9ad8\u3001\u6a5f\u52d5\u6027\u5f37\uff0c\u4e26\u4e14\u7528\u65bc\u5c08\u6848\u7684\u4e3b\u8981\u9ad4\u529b\u6d3b\u52d5\uff0c\u800c\u4e0d\u50c5\u50c5\u662f\u652f\u63f4\u73fe\u5834\u7684\u5c0f\u578b\u5de5\u4f5c\u3002<\/span><\/p>\n

    \u932f\u8aa4\u5206\u985e\u6848\u4f8b\uff1a<\/b>
    \n<\/b>\u4e00\u5bb6\u627f\u5305\u5546\u6b63\u5728\u897f\u722a\u54c7\u8208\u5efa\u4e00\u689d\u6536\u8cbb\u516c\u8def\u3002\u4ed6\u5011\u64c1\u6709\u591a\u53f0\u6316\u571f\u6a5f\u548c\u63a8\u571f\u6a5f\u3002\u7531\u65bc\u7f3a\u4e4f\u5c0d\u5b83\u5011\u4e4b\u9593\u5340\u5225\u7684\u4e86\u89e3\uff0c\u9019\u4e9b\u6a5f\u5668\u5728\u4ed6\u5011\u7684\u4fdd\u96aa\u55ae\u4e2d\u88ab\u6b78\u985e\u70baCPM\u3002\u7576\u5de5\u7a0b\u73fe\u5834\u767c\u751f\u6d2a\u6c34\u707d\u5bb3\u6642\uff0c\u7d22\u8ce0\u88ab\u62d2\u7d55\uff0c\u56e0\u70ba\u9019\u4e9b\u91cd\u578b\u8a2d\u5099\u672c\u61c9\u5728\u91cd\u578b\u8a2d\u5099\u96aa\u7684\u627f\u4fdd\u7bc4\u570d\u5167\u3002\u7d50\u679c\uff0c\u8a72\u516c\u53f8\u4e0d\u5f97\u4e0d\u81ea\u884c\u652f\u4ed8\u7dad\u4fee\u8cbb\u7528\uff0c\u9020\u6210\u4e86\u5de8\u5927\u7684\u7d93\u6fdf\u640d\u5931\uff0c\u4e26\u6253\u4e82\u4e86\u5c08\u6848\u9032\u5ea6\u3002<\/span><\/p>\n

    \u91cd\u578b\u8a2d\u5099\u7684\u7279\u6027\uff1a<\/b><\/p>\n

      \n
    1. \u5ee3\u6cdb\u61c9\u7528\u65bc\u5404\u7a2e\u5834\u6240\u3002<\/span><\/li>\n
    2. \u50f9\u503c\u76f8\u5c0d\u8f03\u9ad8\uff0c\u9700\u8981\u7279\u5225\u5c0f\u5fc3\u5475\u8b77\u3002<\/span><\/li>\n
    3. \u5177\u6709\u5141\u8a31\u5728\u4ee5\u4e0b\u4f4d\u7f6e\u4e4b\u9593\u79fb\u52d5\u7684\u79fb\u52d5\u6027\u5c08\u6848.<\/span>\n

      <\/span><\/li>\n

    4. \u9700\u8981\u7279\u6b8a\u7684\u4fdd\u96aa\u55ae\uff0c\u8207 CPM \u4e0d\u540c\uff0c\u6db5\u84cb\u7269\u7406\u640d\u58de\u3001\u64cd\u4f5c\u4e8b\u6545\u548c\u4e0d\u53ef\u6297\u529b\u9020\u6210\u7684\u640d\u5931\u3002<\/span><\/li>\n<\/ol>\n

      \u70ba\u4ec0\u9ebc\u932f\u8aa4\u5206\u985e\u6703\u9020\u6210\u5371\u5bb3\uff1f<\/b><\/p>\n