{"id":8040,"date":"2025-09-29T17:00:45","date_gmt":"2025-09-29T10:00:45","guid":{"rendered":"https:\/\/ligaasuransi.com\/?p=8040"},"modified":"2025-09-29T17:00:45","modified_gmt":"2025-09-29T10:00:45","slug":"berapa-biaya-premi-asuransi-car-ear-untuk-proyek-konstruksi","status":"publish","type":"post","link":"http:\/\/ligaasuransi.com\/zh\/berapa-biaya-premi-asuransi-car-ear-untuk-proyek-konstruksi\/","title":{"rendered":"\u4e00\u500b\u5efa\u7bc9\u9805\u76ee\u7684 CAR\/EAR \u4fdd\u96aa\u8cbb\u662f\u591a\u5c11\uff1f"},"content":{"rendered":"<p><span style=\"font-weight: 400;\">\u5370\u5c3c\u5efa\u7bc9\u696d\u6301\u7e8c\u5448\u73fe\u986f\u8457\u6210\u9577\uff0c\u5c24\u5176\u662f\u57282025\u5e74\u81f32030\u5e74\u671f\u9593\u3002\u653f\u5e9c\u548c\u79c1\u71df\u90e8\u9580\u90fd\u5728\u7a4d\u6975\u958b\u767c\u57fa\u790e\u8a2d\u65bd\u9805\u76ee\u3001\u4f4f\u623f\u3001\u80fd\u6e90\u548c\u5de5\u696d\u5712\u5340\u3002\u5f9e\u6536\u8cbb\u516c\u8def\u548c\u6a5f\u5834\u5230\u6c34\u58e9\u548c\u518d\u751f\u80fd\u6e90\u9805\u76ee\uff0c\u6240\u6709\u9019\u4e9b\u90fd\u9700\u8981\u5927\u91cf\u6295\u8cc7\u548c\u5b8c\u5584\u7684\u98a8\u96aa\u7ba1\u7406\u3002\u9019\u7a2e\u60c5\u6cc1\u5e36\u4f86\u4e86\u9f90\u5927\u7684\u5546\u6a5f\uff0c\u540c\u6642\u4e5f\u589e\u52a0\u4e86\u5c0d\u53ef\u9760\u8ca1\u52d9\u4fdd\u969c\u7684\u9700\u6c42\u3002<\/span><\/p>\n<p><span style=\"font-weight: 400;\">\u4efb\u4f55\u5efa\u7bc9\u5de5\u7a0b\u5e7e\u4e4e\u90fd\u4e0d\u53ef\u907f\u514d\u5730\u6709\u640d\u5931\u98a8\u96aa\u3002\u9019\u4e9b\u98a8\u96aa\u5305\u62ec\u81ea\u7136\u707d\u5bb3\u9020\u6210\u7684\u7269\u7406\u640d\u58de\u3001\u7d50\u69cb\u640d\u58de\u3001\u706b\u707d\uff0c\u4ee5\u53ca\u7b2c\u4e09\u65b9\u7d22\u8ce0\u3002\u627f\u5305\u5546\u3001\u958b\u767c\u5546\u548c\u6295\u8cc7\u8005\u7d93\u5e38\u554f\u7684\u4e00\u500b\u4e3b\u8981\u554f\u984c\u662f\uff1a\u201c\u4fdd\u8cbb\u662f\u591a\u5c11\uff1f\u201d\uff0c\u9019\u4e26\u4e0d\u5947\u602a\u3002<\/span><a href=\"https:\/\/lngrisk.co.id\/insurance-products\/asuransi-konstruksi-contractors-all-risk\/\"><span style=\"font-weight: 400;\">\u6c7d\u8eca\/\u8033\u4fdd\u96aa<\/span><\/a><span style=\"font-weight: 400;\"> \u300c\u6211\u7684\u5efa\u7bc9\u5c08\u6848\u9700\u8981\u4fdd\u96aa\u55ce\uff1f\u300d\u9019\u662f\u4e00\u500b\u5408\u7406\u7684\u554f\u984c\uff0c\u56e0\u70ba\u4fdd\u96aa\u8cbb\u6703\u5f71\u97ff\u6574\u500b\u5c08\u6848\u6210\u672c\u7684\u8a08\u7b97\u3002<\/span><\/p>\n<p><span style=\"font-weight: 400;\">\u672c\u6587\u65e8\u5728\u5168\u9762\u6982\u8ff0\u5370\u5c3c\u7684CAR\uff08\u627f\u5305\u5546\u4e00\u5207\u4fdd\u96aa\uff09\u548cEAR\uff08\u5efa\u7bc9\u4e00\u5207\u4fdd\u96aa\uff09\u4fdd\u96aa\u8cbb\u7528\u3002\u8a0e\u8ad6\u5167\u5bb9\u5c07\u6db5\u84cb\u672a\u4f86\u5e7e\u5e74\u7684\u5efa\u7bc9\u9805\u76ee\u6a5f\u6703\u3001\u5efa\u7bc9\u5de5\u7a0b\u985e\u578b\u53ca\u5176\u98a8\u96aa\u3001\u5f71\u97ff\u4fdd\u8cbb\u7387\u7684\u56e0\u7d20\u3001\u76f8\u95dc\u4fdd\u96aa\u985e\u578b\u548c\u627f\u4fdd\u7bc4\u570d\uff0c\u4ee5\u53ca\u50cfL&amp;G Insurance Broker\u9019\u6a23\u7d93\u9a57\u8c50\u5bcc\u7684\u4fdd\u96aa\u7d93\u7d00\u4eba\u7684\u91cd\u8981\u6027\u3002\u4e86\u89e3\u9019\u4e9b\u5167\u5bb9\u5f8c\uff0c\u5efa\u7bc9\u4f01\u696d\u53ef\u4ee5\u66f4\u6709\u6548\u7387\u3001\u66f4\u6709\u6548\u5730\u898f\u5283\u8ca1\u52d9\u4fdd\u969c\u3002<\/span><\/p>\n<p>&nbsp;<\/p>\n<h3><span style=\"font-weight: 400;\">\u672a\u4f86\u5e7e\u5e74\u7684\u5efa\u8a2d\u5de5\u7a0b\u6a5f\u6703<\/span><\/h3>\n<p><span style=\"font-weight: 400;\">\u5370\u5c3c\u76ee\u524d\u6b63\u8655\u65bc\u5927\u898f\u6a21\u767c\u5c55\u52a0\u901f\u968e\u6bb5\u3002\u653f\u5e9c\u5df2\u555f\u52d5\u591a\u9805\u570b\u5bb6\u6230\u7565\u8a08\u756b\uff08PSN\uff09\uff0c\u7e3d\u6295\u8cc7\u9054\u6578\u5343\u842c\u76e7\u6bd4\uff0c\u6db5\u84cb\u8208\u5efa\u5370\u5c3c\u9996\u90fd\u65b0\u57ce\uff08IKN\uff09\u3001\u8de8\u8607\u9580\u7b54\u81d8\u548c\u8de8\u722a\u54c7\u6536\u8cbb\u516c\u8def\u7db2\uff0c\u4ee5\u53ca\u65b0\u5efa\u6c34\u58e9\u3001\u6e2f\u53e3\u548c\u6a5f\u5834\u7b49\u3002\u9019\u4e9b\u9805\u76ee\u4e0d\u50c5\u6eff\u8db3\u4e86\u57fa\u672c\u7684\u4ea4\u901a\u548c\u57fa\u790e\u8a2d\u65bd\u9700\u6c42\uff0c\u4e5f\u6210\u70ba\u5404\u5730\u5340\u7d93\u6fdf\u6210\u9577\u7684\u9a45\u52d5\u529b\u3002<\/span><\/p>\n<p><span style=\"font-weight: 400;\">\u9664\u4e86\u653f\u5e9c\u9805\u76ee\u5916\uff0c\u79c1\u71df\u90e8\u9580\u4e5f\u7a4d\u6975\u958b\u767c\u5927\u578b\u9805\u76ee\uff0c\u4f8b\u5982\u88fd\u9020\u5de5\u5ee0\u3001\u5de5\u696d\u5712\u5340\u3001\u5546\u696d\u623f\u5730\u7522\u548c\u518d\u751f\u80fd\u6e90\u9805\u76ee\u3002\u5916\u570b\u6295\u8cc7\uff08\u5c24\u5176\u662f\u4f86\u81ea\u6771\u4e9e\u548c\u4e2d\u6771\u7684\u6295\u8cc7\uff09\u7684\u6301\u7e8c\u6e67\u5165\uff0c\u9032\u4e00\u6b65\u64f4\u5927\u4e86\u5370\u5c3c\u5de5\u7a0b\u3001\u63a1\u8cfc\u548c\u65bd\u5de5 (EPC) \u9805\u76ee\u7684\u898f\u6a21\u3002<\/span><\/p>\n<p><span style=\"font-weight: 400;\">\u80fd\u6e90\u8f49\u578b\u8da8\u52e2\u4e5f\u5e36\u4f86\u4e86\u65b0\u7684\u6a5f\u6703\u3002\u592a\u967d\u80fd\u3001\u98a8\u80fd\u548c\u751f\u8cea\u80fd\u767c\u96fb\u9805\u76ee\u4ee5\u53ca\u7da0\u8272\u80fd\u6e90\u8f38\u96fb\u7db2\u7d61\u5efa\u8a2d\u5c07\u6210\u70ba\u672a\u4f86\u5e7e\u5e74\u7684\u91cd\u9ede\u3002\u9451\u65bc\u9019\u4e9b\u9805\u76ee\u6240\u63a1\u7528\u7684\u65b0\u6280\u8853\u7684\u9ad8\u98a8\u96aa\u6027\uff0c\u5b83\u5011\u9700\u8981\u66f4\u8907\u96dc\u7684\u4fdd\u96aa\u4fdd\u969c\u3002<\/span><\/p>\n<p>&nbsp;<\/p>\n<p><span style=\"font-weight: 400;\">\u5982\u6b64\u5927\u898f\u6a21\u7684\u6295\u8cc7\uff0c\u56e0\u65bd\u5de5\u98a8\u96aa\u9020\u6210\u640d\u5931\u7684\u53ef\u80fd\u6027\u4e5f\u96a8\u4e4b\u589e\u52a0\u3002\u6bcf\u4e00\u6b21\u5de5\u671f\u5ef6\u8aa4\u3001\u4e8b\u6545\u6216\u640d\u58de\u90fd\u6709\u53ef\u80fd\u9020\u6210\u6578\u5343\u5104\u81f3\u6578\u842c\u5104\u76e7\u6bd4\u7684\u8ca1\u52d9\u640d\u5931\u3002\u56e0\u6b64\uff0cCAR\/EAR \u4fdd\u96aa\u4e0d\u518d\u88ab\u8996\u70ba\u4e00\u7a2e\u5f62\u5f0f\uff0c\u800c\u662f\u627f\u5305\u5546\u3001\u958b\u767c\u5546\u548c\u6295\u8cc7\u8005\u5fc5\u9808\u5177\u5099\u7684\u95dc\u9375\u98a8\u96aa\u7ba1\u7406\u7b56\u7565\u3002<\/span><\/p>\n<p>&nbsp;<\/p>\n<h3><span style=\"font-weight: 400;\">\u5efa\u8a2d\u9805\u76ee\u985e\u578b\u53ca\u5176\u98a8\u96aa\u7279\u5fb5<\/span><\/h3>\n<p><span style=\"font-weight: 400;\">\u5efa\u7bc9\u696d\u6db5\u84cb\u5404\u7a2e\u5404\u6a23\u7684\u5de5\u7a2e\uff0c\u6bcf\u7a2e\u5de5\u7a2e\u7684\u98a8\u96aa\u7a0b\u5ea6\u5404\u4e0d\u76f8\u540c\u3002\u4e86\u89e3\u6bcf\u7a2e\u5c08\u6848\u985e\u578b\u7684\u98a8\u96aa\u7279\u5fb5\u5c0d\u65bc\u78ba\u5b9a\u5408\u9069\u7684CAR\/EAR\u4fdd\u96aa\u8a08\u5283\u81f3\u95dc\u91cd\u8981\u3002<\/span><\/p>\n<p><b>1.\u571f\u6728\u5de5\u7a0b<\/b><\/p>\n<p><span style=\"font-weight: 400;\">\u6536\u8cbb\u516c\u8def\u3001\u6a4b\u6a11\u3001\u6c34\u58e9\u3001\u6e2f\u53e3\u548c\u96a7\u9053\u7b49\u5de5\u7a0b\u90fd\u5c6c\u65bc\u6b64\u985e\u3002\u4e3b\u8981\u98a8\u96aa\u5305\u62ec\u5c71\u9ad4\u6ed1\u5761\u3001\u7d50\u69cb\u640d\u58de\u3001\u6d2a\u6c34\u6216\u5730\u9707\u7834\u58de\u3002\u7531\u65bc\u571f\u6728\u5de5\u7a0b\u5de5\u7a0b\u5efa\u65bc\u958b\u95ca\u5730\u5e36\uff0c\u56e0\u6b64\u6975\u6613\u53d7\u5230\u4e0d\u53ef\u9810\u6e2c\u7684\u81ea\u7136\u56e0\u7d20\u7684\u5f71\u97ff\u3002\u5982\u679c\u5de5\u7a0b\u5730\u9ede\u4f4d\u65bc\u707d\u5bb3\u591a\u767c\u5730\u5340\uff0c\u4fdd\u8cbb\u901a\u5e38\u6703\u8f03\u9ad8\u3002<\/span><\/p>\n<ol start=\"2\">\n<li><b> \u5de5\u7a0b\u8207\u5de5\u5ee0\u5efa\u8a2d<\/b><\/li>\n<\/ol>\n<p><span style=\"font-weight: 400;\">\u9019\u4e9b\u9805\u76ee\u5305\u62ec\u5de5\u5ee0\u3001\u767c\u96fb\u5ee0\u3001\u7149\u6cb9\u5ee0\u548c\u5de5\u696d\u52a0\u5de5\u8a2d\u65bd\u7684\u5efa\u8a2d\u3002\u9019\u4e9b\u9805\u76ee\u9762\u81e8\u706b\u707d\u3001\u7206\u70b8\u3001\u6a5f\u68b0\u6545\u969c\u4ee5\u53ca\u8a2d\u8a08\u6216\u5b89\u88dd\u932f\u8aa4\u7684\u98a8\u96aa\u3002\u7531\u65bc\u9805\u76ee\u898f\u6a21\u9f90\u5927\u4e14\u8907\u96dc\uff0c\u4e00\u65e6\u767c\u751f\u4e8b\u6545\uff0c\u6f5b\u5728\u640d\u5931\u53ef\u80fd\u9ad8\u9054\u6578\u842c\u5104\u76e7\u6bd4\u3002<\/span><\/p>\n<ol start=\"3\">\n<li><b> \u4e00\u822c\u57fa\u790e\u8a2d\u65bd<\/b><\/li>\n<\/ol>\n<p><span style=\"font-weight: 400;\">\u4f8b\u5982\u6a5f\u5834\u3001\u5730\u9435\/\u8f15\u8ecc\u8a2d\u65bd\u3001\u91ab\u9662\u3001\u653f\u5e9c\u5927\u6a13\u548c\u5b78\u6821\u3002\u4e3b\u8981\u98a8\u96aa\u5305\u62ec\u5de5\u7a0b\u5ef6\u8aa4\u3001\u984d\u5916\u6210\u672c\u4ee5\u53ca\u6d89\u53ca\u5927\u91cf\u5de5\u4eba\u7684\u5de5\u50b7\u4e8b\u6545\u3002<\/span><\/p>\n<ol start=\"4\">\n<li><b> \u6f6e\u6fd5\u98a8\u96aa<\/b><\/li>\n<\/ol>\n<p><span style=\"font-weight: 400;\">\u6b64\u985e\u5225\u5305\u62ec\u6c34\u4e0a\u6216\u8fd1\u6c34\u9805\u76ee\uff0c\u4f8b\u5982\u78bc\u982d\u3001\u9632\u6ce2\u5824\u3001\u6d77\u4e0a\u5e73\u53f0\u548c\u6d77\u5cb8\u586b\u6d77\u5de5\u7a0b\u3002\u4e3b\u8981\u98a8\u96aa\u5305\u62ec\u98a8\u66b4\u3001\u6d2a\u6c34\u3001\u4fb5\u8755\uff0c\u751a\u81f3\u8239\u8236\u78b0\u649e\u3002\u7531\u65bc\u6d77\u4e0a\u5de5\u7a0b\u7684\u8907\u96dc\u6027\uff0c\u6fd5\u5730\u98a8\u96aa\u7684\u4fdd\u8cbb\u901a\u5e38\u9ad8\u65bc\u9678\u4e0a\u5de5\u7a0b\u3002<\/span><\/p>\n<ol start=\"5\">\n<li><b> \u9ad8\u5c64\u5efa\u7bc9\u548c\u5546\u696d\u5730\u7522<\/b><\/li>\n<\/ol>\n<p><span style=\"font-weight: 400;\">\u516c\u5bd3\u3001\u8fa6\u516c\u5927\u6a13\u3001\u5546\u5834\u548c\u98ef\u5e97\u5c08\u6848\u5b58\u5728\u706b\u707d\u3001\u5730\u9707\u3001\u7d50\u69cb\u640d\u58de\u548c\u4eba\u70ba\u5931\u8aa4\u7684\u98a8\u96aa\u3002\u4f4d\u65bc\u4eba\u53e3\u5bc6\u96c6\u5730\u5340\u7684\u9805\u76ee\u4e5f\u6703\u56e0\u5e79\u64fe\u6216\u9031\u908a\u8ca1\u7522\u53d7\u640d\u800c\u589e\u52a0\u7b2c\u4e09\u65b9\u8a34\u8a1f\u7684\u98a8\u96aa\u3002<\/span><\/p>\n<p>&nbsp;<\/p>\n<h3><span style=\"font-weight: 400;\">\u5f71\u97ff\u5efa\u7bc9\u4fdd\u96aa\u8cbb\u7387\u7684\u56e0\u7d20<\/span><\/h3>\n<p><span style=\"font-weight: 400;\">\u8981\u78ba\u5b9a\u627f\u5305\u5546\u4e00\u5207\u96aa (CAR) \u548c\u5b89\u88dd\u4e00\u5207\u96aa (EAR) \u7684\u4fdd\u8cbb\u4e26\u975e\u6613\u4e8b\u3002\u4fdd\u96aa\u516c\u53f8\u6703\u8003\u616e\u5404\u7a2e\u53ef\u80fd\u5f71\u97ff\u7d22\u8ce0\u53ef\u80fd\u6027\u7684\u98a8\u96aa\u56e0\u7d20\u3002\u5c08\u6848\u98a8\u96aa\u7b49\u7d1a\u8d8a\u9ad8\uff0c\u4fdd\u8cbb\u5c31\u8d8a\u9ad8\u3002\u4ee5\u4e0b\u662f\u4e3b\u8981\u8003\u616e\u56e0\u7d20\uff1a<\/span><\/p>\n<ol>\n<li><b> \u9805\u76ee\u91d1\u984d\uff08\u5408\u7d04\u91d1\u984d\uff09<\/b><\/li>\n<\/ol>\n<p><span style=\"font-weight: 400;\">\u5c08\u6848\u5408\u7d04\u7684\u898f\u6a21\u662f\u6700\u6839\u672c\u7684\u56e0\u7d20\u3002\u9805\u76ee\u50f9\u503c\u8d8a\u9ad8\uff0c\u4fdd\u96aa\u627f\u4fdd\u7684\u6f5b\u5728\u640d\u5931\u5c31\u8d8a\u5927\u3002\u901a\u5e38\uff0c\u4fdd\u8cbb\u7387\u4ee5\u9805\u76ee\u50f9\u503c\u7684\u8f03\u5c0f\u767e\u5206\u6bd4\u8868\u793a\uff0c\u4f8b\u59820.1%-0.25%\u3002<\/span><\/p>\n<ol start=\"2\">\n<li><b> \u5de5\u4f5c\u985e\u578b<\/b><\/li>\n<\/ol>\n<p><span style=\"font-weight: 400;\">\u571f\u6728\u5de5\u7a0b\u3001\u6a5f\u68b0\u5b89\u88dd\u548c\u96fb\u529b\u9805\u76ee\u7684\u98a8\u96aa\u5404\u4e0d\u76f8\u540c\u3002\u4f8b\u5982\uff0c\u78bc\u982d\u5de5\u7a0b\uff08\u6fd5\u96aa\uff09\u7684\u4fdd\u8cbb\u5f80\u5f80\u9ad8\u65bc\u5e02\u4e2d\u5fc3\u7684\u8fa6\u516c\u5927\u6a13\u5de5\u7a0b\u3002<\/span><\/p>\n<ol start=\"3\">\n<li><b> \u5c08\u6848\u5de5\u671f<\/b><\/li>\n<\/ol>\n<p><span style=\"font-weight: 400;\">\u65bd\u5de5\u6642\u9593\u8207\u98a8\u96aa\u6210\u6b63\u6bd4\u3002\u5c08\u6848\u9031\u671f\u8d8a\u9577\uff0c\u767c\u751f\u640d\u58de\u6216\u4e8b\u6545\u7684\u53ef\u80fd\u6027\u5c31\u8d8a\u5927\u3002\u591a\u5e74\u671f\u8a08\u756b\u7684\u4fdd\u8cbb\u6703\u66f4\u9ad8\u3002<\/span><\/p>\n<ol start=\"4\">\n<li><b> \u5730\u7406\u4f4d\u7f6e\u548c\u5730\u7406\u689d\u4ef6<\/b><\/li>\n<\/ol>\n<p><span style=\"font-weight: 400;\">\u6d2a\u6c34\u3001\u5730\u9707\u6216\u5c71\u5d29\u6613\u767c\u5730\u5340\u7684\u9805\u76ee\u4fdd\u8cbb\u9ad8\u65bc\u4f4e\u98a8\u96aa\u5730\u5340\u7684\u9805\u76ee\u3002\u4fdd\u96aa\u6703\u8003\u616e\u5730\u5f62\u3001\u6c23\u5019\u548c\u4ea4\u901a\u72c0\u6cc1\u7b49\u56e0\u7d20\u3002<\/span><\/p>\n<ol start=\"5\">\n<li><b> \u4f7f\u7528\u7684\u6750\u6599\u548c\u6280\u8853<\/b><\/li>\n<\/ol>\n<p><span style=\"font-weight: 400;\">\u4f7f\u7528\u9632\u706b\u6750\u6599\u3001\u73fe\u4ee3\u92fc\u7d50\u69cb\u6216\u5148\u9032\u7684\u5efa\u7bc9\u6280\u8853\u53ef\u4ee5\u964d\u4f4e\u98a8\u96aa\u3002\u76f8\u53cd\uff0c\u5ec9\u50f9\u6750\u6599\u6216\u50b3\u7d71\u7684\u65bd\u5de5\u65b9\u6cd5\u53ef\u80fd\u6703\u589e\u52a0\u640d\u58de\u7684\u98a8\u96aa\u3002<\/span><\/p>\n<ol start=\"6\">\n<li><b> \u627f\u5305\u5546\u7684\u696d\u7e3e\u8a18\u9304<\/b><\/li>\n<\/ol>\n<p><span style=\"font-weight: 400;\">\u627f\u5305\u5546\u7684\u7d93\u9a57\u548c\u8072\u8b7d\u4e5f\u6703\u88ab\u8003\u616e\u3002\u696d\u7e3e\u826f\u597d\u4e14\u7d22\u8ce0\u8f03\u5c11\u7684\u516c\u53f8\u901a\u5e38\u6703\u7372\u5f97\u66f4\u5177\u7af6\u722d\u529b\u7684\u4fdd\u8cbb\u3002<\/span><\/p>\n<ol start=\"7\">\n<li><b> \u5148\u524d\u7684\u5c08\u6848\u7d22\u8ce0\u7d93\u9a57<\/b><\/li>\n<\/ol>\n<p><span style=\"font-weight: 400;\">\u5982\u679c\u985e\u4f3c\u9805\u76ee\u4e4b\u524d\u5df2\u7d93\u7522\u751f\u4e86\u5927\u91cf\u7d22\u8ce0\uff0c\u90a3\u9ebc\u5177\u6709\u76f8\u540c\u7279\u5fb5\u7684\u65b0\u9805\u76ee\u7684\u4fdd\u8cbb\u7387\u53ef\u80fd\u6703\u66f4\u9ad8\u3002<\/span><\/p>\n<ol start=\"8\">\n<li><b> \u9644\u52a0\u64d4\u4fdd\uff08\u5ef6\u671f\uff09<\/b><\/li>\n<\/ol>\n<p><span style=\"font-weight: 400;\">\u7b2c\u4e09\u4eba\u8cac\u4efb\u96aa (TPL)\u3001\u958b\u5de5\u5ef6\u8aa4\u96aa (DSU) \u6216\u4e0d\u53ef\u6297\u529b\u96aa\uff08\u5730\u9707\u3001\u6d2a\u6c34\uff09\u7b49\u9644\u52a0\u96aa\u6703\u589e\u52a0\u4fdd\u8cbb\u3002\u7136\u800c\uff0c\u9019\u4e9b\u96aa\u7a2e\u5c0d\u65bc\u5927\u578b\u5c08\u6848\u4f86\u8aaa\u901a\u5e38\u662f\u5f37\u5236\u6027\u7684\u3002<\/span><\/p>\n<p>&nbsp;<\/p>\n<h3><span style=\"font-weight: 400;\">\u5efa\u7bc9\u9805\u76ee\u4e2d\u7684\u4fdd\u96aa\u548c\u64d4\u4fdd\u985e\u578b<\/span><\/h3>\n<p><span style=\"font-weight: 400;\">\u6bcf\u500b\u5efa\u7bc9\u9805\u76ee\u90fd\u6709\u5176\u7368\u7279\u7684\u98a8\u96aa\uff0c\u9700\u8981\u4e0d\u540c\u7684\u627f\u4fdd\u7bc4\u570d\u3002\u56e0\u6b64\uff0c\u5c08\u6848\u4fdd\u96aa\u8a08\u5283\u901a\u5e38\u4e0d\u53ea\u5305\u542b\u55ae\u4e00\u4fdd\u55ae\uff0c\u800c\u662f\u591a\u7a2e\u4fdd\u96aa\u548c\u627f\u4fdd\u7bc4\u570d\u7684\u7d44\u5408\u3002\u4ee5\u4e0b\u662f\u6700\u5e38\u7528\u7684\u4fdd\u96aa\u985e\u578b\uff1a<\/span><\/p>\n<ol>\n<li><b> \u627f\u5305\u5546\u4e00\u5207\u96aa\uff08Asuransi CAR\uff09<\/b><\/li>\n<\/ol>\n<p><span style=\"font-weight: 400;\">\u8ecaCAR \u70ba\u5de5\u7a0b\u5728\u65bd\u5de5\u671f\u9593\u56e0\u81ea\u7136\u707d\u5bb3\u3001\u4e8b\u6545\u6216\u4eba\u70ba\u5931\u8aa4\u9020\u6210\u7684\u7269\u7406\u640d\u58de\u63d0\u4f9b\u4fdd\u969c\u3002\u6b64\u5916\uff0cCAR \u4e5f\u53ef\u70ba\u56e0\u5c08\u6848\u6d3b\u52d5\u9020\u6210\u7684\u640d\u5931\u63d0\u4f9b\u7b2c\u4e09\u65b9\u8cac\u4efb\u7d22\u8ce0\u4fdd\u969c\u3002<\/span><\/p>\n<ol start=\"2\">\n<li><b> Asuransi EAR\uff08\u5efa\u7bc9\u4e00\u5207\u96aa\uff09<\/b><\/li>\n<\/ol>\n<p><span style=\"font-weight: 400;\">\u6d89\u53ca\u6a5f\u96fb\u8a2d\u5099\u5b89\u88dd\u3001\u5b89\u88dd\u548c\u6e2c\u8a66\u7684\u9805\u76ee\uff08\u4f8b\u5982\u767c\u96fb\u5ee0\u3001\u5de5\u5ee0\u6216\u7149\u6cb9\u5ee0\uff09\u5fc5\u9808\u5177\u5099 EAR \u4fdd\u96aa\u3002 EAR \u6db5\u84cb\u5b89\u88dd\u932f\u8aa4\u3001\u6a5f\u68b0\u640d\u58de\u751a\u81f3\u8abf\u8a66\u671f\u9593\u7206\u70b8\u7684\u98a8\u96aa\u3002<\/span><\/p>\n<p><b>3.\u7b2c\u4e09\u4eba\u8cac\u4efb\u96aa\uff08TPL\uff09<\/b><\/p>\n<p><span style=\"font-weight: 400;\">\u5efa\u7bc9\u5de5\u7a0b\u4e2d\u5f37\u5236\u6027\u7684\u9644\u52a0\u4fdd\u96aa\uff0c\u4fdd\u8b77\u627f\u5305\u5546\u548c\u5c08\u6848\u696d\u4e3b\u514d\u53d7\u56e0\u4eba\u8eab\u50b7\u5bb3\u6216\u7b2c\u4e09\u65b9\u8ca1\u7522\u640d\u5931\u800c\u5f15\u8d77\u7684\u8a34\u8a1f\u3002<\/span><\/p>\n<ol start=\"4\">\n<li><b> \u555f\u52d5\u5ef6\u9072\uff08DSU\uff09\/\u9810\u4ed8\u5229\u6f64\u640d\u5931\uff08ALOP\uff09<\/b><\/li>\n<\/ol>\n<p><span style=\"font-weight: 400;\">\u627f\u4fdd\u56e0CAR\/EAR\u4fdd\u96aa\u627f\u4fdd\u7684\u4e8b\u6545\u5c0e\u81f4\u5de5\u7a0b\u5ef6\u8aa4\u800c\u9020\u6210\u7684\u8ca1\u52d9\u640d\u5931\u3002\u4f8b\u5982\uff0c\u767c\u96fb\u5ee0\u5c08\u6848\u555f\u52d5\u5ef6\u8aa4\u53ef\u80fd\u9020\u6210\u91cd\u5927\u6536\u5165\u640d\u5931\u3002<\/span><\/p>\n<p><b>5.\u91cd\u578b\u8a2d\u5099\u548c\u6a5f\u68b0\u6545\u969c\u4fdd\u96aa<\/b><\/p>\n<p><span style=\"font-weight: 400;\">\u4fdd\u8b77\u91cd\u578b\u8a2d\u5099\u548c\u5efa\u7bc9\u6a5f\u68b0\u514d\u53d7\u640d\u58de\u3001\u4e8b\u6545\u6216\u6545\u969c\u7684\u98a8\u96aa\u3002\u9451\u65bc\u5176\u91cd\u8981\u50f9\u503c\uff0c\u9019\u7a2e\u4fdd\u8b77\u5c0d\u627f\u5305\u5546\u81f3\u95dc\u91cd\u8981\u3002<\/span><\/p>\n<ol start=\"6\">\n<li><b> \u904b\u8f38\u4fdd\u96aa\uff08\u6d77\u904b\u8ca8\u7269\uff09<\/b><\/li>\n<\/ol>\n<p><span style=\"font-weight: 400;\">\u70ba\u5de5\u7a0b\u6750\u6599\u6216\u8a2d\u5099\u5f9e\u6d77\u5916\u904b\u8f38\u6216\u5728\u5370\u5c3c\u5883\u5167\u5404\u5cf6\u5dbc\u4e4b\u9593\u904b\u8f38\u904e\u7a0b\u4e2d\u63d0\u4f9b\u4fdd\u969c\u3002\u4fdd\u969c\u5f62\u5f0f\u53ef\u63a1\u7528 ICC A\u3001B \u6216 C\uff0c\u8996\u9700\u6c42\u800c\u5b9a\u3002<\/span><\/p>\n<ol start=\"7\">\n<li><b> \u4fdd\u8b49\u91d1<\/b><\/li>\n<\/ol>\n<p><span style=\"font-weight: 400;\">\u4fdd\u8b49\u91d1\u662f\u5c08\u6848\u696d\u4e3b\u7684\u8ca1\u52d9\u64d4\u4fdd\uff0c\u5305\u62ec\u6295\u6a19\u4fdd\u8b49\u91d1\u3001\u5c65\u7d04\u4fdd\u8b49\u91d1\u3001\u9810\u4ed8\u6b3e\u4fdd\u8b49\u91d1\u548c\u7dad\u8b77\u4fdd\u8b49\u91d1\u3002\u5be6\u52d9\u4e2d\uff0c\u4fdd\u8b49\u91d1\u4e5f\u53ef\u4ee5\u900f\u904e\u9280\u884c\u5c0d\u92b7\u64d4\u4fdd\u65b9\u6848\u767c\u884c\u3002<\/span><\/p>\n<p><span style=\"font-weight: 400;\">\u900f\u904e\u4e0a\u8ff0\u4fdd\u969c\u63aa\u65bd\uff0c\u5c08\u6848\u696d\u4e3b\u548c\u627f\u5305\u5546\u53ef\u4ee5\u78ba\u4fdd\u5176\u6578\u5146\u76e7\u6bd4\u7684\u6295\u8cc7\u514d\u53d7\u4e0d\u53ef\u9810\u898b\u7684\u98a8\u96aa\u3002\u4fdd\u96aa\u7d93\u7d00\u4eba\u5728\u8a2d\u8a08\u6700\u5408\u9069\u3001\u6700\u6709\u6548\u7684\u4fdd\u969c\u7d44\u5408\u65b9\u9762\u767c\u63ee\u8457\u81f3\u95dc\u91cd\u8981\u7684\u4f5c\u7528\u3002<\/span><\/p>\n<p>&nbsp;<\/p>\n<h3><span style=\"font-weight: 400;\">\u5efa\u7bc9\u4fdd\u96aa\u8cbb\u7528\u4f30\u7b97<\/span><\/h3>\n<p><span style=\"font-weight: 400;\">CAR\/EAR \u4fdd\u96aa\u8cbb\u5dee\u7570\u5f88\u5927\uff0c\u53d6\u6c7a\u65bc\u5c08\u6848\u50f9\u503c\u3001\u5730\u9ede\u3001\u5de5\u4f5c\u985e\u578b\u3001\u5de5\u671f\u548c\u627f\u4fdd\u7bc4\u570d\u3002\u4e0d\u904e\uff0c\u5370\u5c3c\u7684\u5efa\u7bc9\u4fdd\u96aa\u8cbb\u7387\u901a\u5e38\u70ba\u9805\u76ee\u50f9\u503c\u7684 0.1% \u81f3 0.25%\u3002\u5c0d\u65bc\u9ad8\u98a8\u96aa\u9805\u76ee\uff08\u6f6e\u6fd5\u98a8\u96aa\u6216\u5730\u9707\u591a\u767c\u5730\u5340\uff09\uff0c\u8cbb\u7387\u53ef\u80fd\u6703\u66f4\u9ad8\u3002<\/span><\/p>\n<p><b>1.\u6536\u8cbb\u516c\u8def\u9805\u76ee<\/b><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">\u5408\u7d04\u50f9\u503c\uff1a1\u5146\u76e7\u6bd4\u3002<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">\u4fdd\u96aa\u8cbb\u7387\uff1a0.3%\u3002<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">\u9810\u8a08\u4fdd\u8cbb = 3,000,000,000 \u5370\u5c3c\u76fe\u3002<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">\u984d\u5916\u7684 DSU\/ALOP \u4fdd\u96aa\u53ef\u80fd\u6703\u4f7f\u4fdd\u8cbb\u589e\u52a0\u9ad8\u9054 40%\u3002<\/span><\/li>\n<\/ul>\n<ol start=\"2\">\n<li><b> \u88fd\u9020\u5de5\u5ee0\u5efa\u8a2d<\/b><\/li>\n<\/ol>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">\u5408\u7d04\u50f9\u503c\uff1a2\u5104\u7f8e\u5143\uff08\u00b13\u5146\u76e7\u6bd4\uff09\u3002<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">\u4fdd\u96aa\u8cbb\u7387\uff1a0.25%\u3002<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">\u9810\u8a08\u4fdd\u8cbb = 7,000,000,000 \u5370\u5c3c\u76fe\u3002<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">\u5982\u679c\u6d89\u53ca\u9ad8\u50f9\u503c\u9032\u53e3\u8a2d\u5099\uff0c\u4e5f\u5fc5\u9808\u8cfc\u8cb7\u904b\u8f38\u4fdd\u96aa\uff08\u6d77\u904b\u8ca8\u7269\uff09\u3002<\/span><\/li>\n<\/ul>\n<ol start=\"3\">\n<li><b> \u78bc\u982d\u5c08\u6848\uff08\u6fd5\u98a8\u96aa\uff09<\/b><\/li>\n<\/ol>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">\u5408\u7d04\u50f9\u503c\uff1a5000\u5104\u76e7\u6bd4\u3002<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">\u4fdd\u96aa\u8cbb\u7387\uff1a0.60%\u3002<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">\u9810\u8a08\u4fdd\u8cbb = 3,000,000,000 \u5370\u5c3c\u76fe\u3002<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">\u98a8\u66b4\u3001\u6d2a\u6c34\u548c\u4fb5\u8755\u7684\u98a8\u96aa\u4f7f\u5f97\u4fdd\u8cbb\u9ad8\u65bc\u9678\u4e0a\u8a08\u756b\u3002<\/span><\/li>\n<\/ul>\n<ol start=\"4\">\n<li><b> \u5546\u696d\u5efa\u7bc9\uff08\u516c\u5bd3\/\u8fa6\u516c\u5ba4\uff09<\/b><\/li>\n<\/ol>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">\u5408\u7d04\u50f9\u503c\uff1a7500\u5104\u5370\u5c3c\u76fe\u3002<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">\u4fdd\u96aa\u8cbb\u7387\uff1a0.20%\u3002<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">\u9810\u8a08\u4fdd\u8cbb = 1,500,000,000 \u5370\u5c3c\u76fe\u3002<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">\u984d\u5916\u7684 TPL \u4fdd\u8b49\u975e\u5e38\u91cd\u8981\uff0c\u56e0\u70ba\u5730\u9ede\u901a\u5e38\u4f4d\u65bc\u4eba\u53e3\u5bc6\u96c6\u7684\u5730\u5340\u3002<\/span><\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\">\u672c\u6b21\u6a21\u64ec\u8868\u660e\uff0c\u4fdd\u8cbb\u4e26\u975e\u56fa\u5b9a\u6210\u672c\uff0c\u800c\u662f\u53d7\u5c08\u6848\u98a8\u96aa\u985e\u578b\u548c\u6240\u9078\u627f\u4fdd\u7bc4\u570d\u7684\u986f\u8457\u5f71\u97ff\u3002\u56e0\u6b64\uff0c\u627f\u5305\u5546\u548c\u5c08\u6848\u696d\u4e3b\u5728\u9078\u64c7\u4fdd\u96aa\u55ae\u4e4b\u524d\u5fc5\u9808\u9032\u884c\u5168\u9762\u7684\u98a8\u96aa\u5206\u6790\u3002\u4fdd\u96aa\u7d93\u7d00\u4eba\u5728\u5e6b\u52a9\u5c08\u6848\u7372\u5f97\u6700\u7b26\u5408\u9700\u6c42\u7684\u4fdd\u8cbb\u65b9\u9762\u767c\u63ee\u95dc\u9375\u4f5c\u7528\u3002<\/span><\/p>\n<p><i><span style=\"font-weight: 400;\">\u6ce8\u610f\uff1a\u70ba\u4e86\u7372\u5f97\u66f4\u6e96\u78ba\u7684\u6210\u672c\u4f30\u7b97\uff0c\u8acb\u5728\u8a08\u7b97\u5c08\u6848\u9810\u7b97\u6642\u806f\u7d61 L&amp;G \u4fdd\u96aa\u7d93\u7d00\u4eba\uff01<\/span><\/i><\/p>\n<p>&nbsp;<\/p>\n<h3><span style=\"font-weight: 400;\">\u4fdd\u96aa\u7d93\u7d00\u4eba\u5728\u5efa\u7bc9\u5de5\u7a0b\u4e2d\u7684\u91cd\u8981\u4f5c\u7528<\/span><\/h3>\n<p><span style=\"font-weight: 400;\">\u7ba1\u7406\u50f9\u503c\u6578\u5341\u5104\u751a\u81f3\u6578\u842c\u5104\u76e7\u6bd4\u7684\u5efa\u7bc9\u9805\u76ee\u4fdd\u96aa\u8a08\u5283\u7d55\u975e\u6613\u4e8b\u3002 CAR\/EAR \u4fdd\u55ae\u6d89\u53ca\u773e\u591a\u6280\u8853\u7d30\u7bc0\uff0c\u5f9e\u63aa\u8a5e\u3001\u627f\u4fdd\u7bc4\u570d\u5230\u9664\u5916\u8cac\u4efb\u548c\u9644\u52a0\u689d\u6b3e\u3002\u4e00\u65e6\u767c\u751f\u7d22\u8ce0\uff0c\u5fae\u5c0f\u7684\u932f\u8aa4\u90fd\u53ef\u80fd\u9020\u6210\u56b4\u91cd\u5f8c\u679c\u3002\u9019\u6642\uff0c\u4fdd\u96aa\u7d93\u7d00\u4eba\u5c31\u767c\u63ee\u8457\u81f3\u95dc\u91cd\u8981\u7684\u4f5c\u7528\u3002<\/span><\/p>\n<p><b>1.\u5c08\u6848\u98a8\u96aa\u5206\u6790<\/b><\/p>\n<p><span style=\"font-weight: 400;\">\u7d93\u9a57\u8c50\u5bcc\u7684\u7d93\u7d00\u4eba\u6703\u9032\u884c\u98a8\u96aa\u8a55\u4f30\uff0c\u4ee5\u4e86\u89e3\u5de5\u7a0b\u985e\u578b\u3001\u5730\u9ede\u3001\u5408\u7d04\u50f9\u503c\u548c\u6f5b\u5728\u98a8\u96aa\u3002\u5206\u6790\u7d50\u679c\u5c07\u69cb\u6210\u88fd\u5b9a\u5408\u9069\u4fdd\u55ae\u7684\u57fa\u790e\u3002<\/span><\/p>\n<ol start=\"2\">\n<li><b> \u5c0b\u627e\u6709\u7af6\u722d\u529b\u7684\u4fdd\u8cbb<\/b><\/li>\n<\/ol>\n<p><span style=\"font-weight: 400;\">\u7d93\u7d00\u4eba\u53ef\u4ee5\u63a5\u89f8\u5230\u8a31\u591a\u672c\u5730\u548c\u570b\u969b\u4fdd\u96aa\u516c\u53f8\u3002\u6191\u85c9\u5176\u5ee3\u6cdb\u7684\u7db2\u7d61\uff0c\u7d93\u7d00\u4eba\u53ef\u4ee5\u5728\u4e0d\u5f71\u97ff\u4fdd\u969c\u54c1\u8cea\u7684\u60c5\u6cc1\u4e0b\uff0c\u70ba\u5ba2\u6236\u5354\u5546\u51fa\u6700\u5408\u7406\u7684\u4fdd\u8cbb\u3002<\/span><\/p>\n<ol start=\"3\">\n<li><b> \u5236\u5b9a\u6b63\u78ba\u7684\u4fdd\u55ae\u63aa\u8a5e<\/b><\/li>\n<\/ol>\n<p><span style=\"font-weight: 400;\">\u4e26\u975e\u6240\u6709\u9805\u76ee\u90fd\u9700\u8981\u6a19\u6e96\u689d\u6b3e\u3002\u7d93\u7d00\u4eba\u6703\u6839\u64da\u5177\u9ad4\u9805\u76ee\u9700\u6c42\u5ba2\u88fd\u5316\u4fdd\u55ae\u63aa\u8fad\uff0c\u5305\u62ec\u9644\u52a0\u689d\u6b3e\uff0c\u4f8b\u5982DSU\/ALOP\u3001\u5929\u707d\u548c\u81ea\u52d5\u6062\u5fa9\u7b49\u3002<\/span><\/p>\n<ol start=\"4\">\n<li><b> \u884c\u653f\u548c\u7d22\u8ce0\u5354\u52a9<\/b><\/li>\n<\/ol>\n<p><span style=\"font-weight: 400;\">\u5c08\u6848\u4fdd\u96aa\u7d22\u8ce0\u6d41\u7a0b\u901a\u5e38\u5197\u9577\u8907\u96dc\u3002\u4fdd\u96aa\u7d93\u7d00\u4eba\u6703\u5354\u52a9\u5ba2\u6236\u8655\u7406\u6240\u6709\u4e8b\u5b9c\uff0c\u5f9e\u6e96\u5099\u7d22\u8ce0\u6587\u4ef6\u3001\u8207\u7406\u8ce0\u54e1\u6e9d\u901a\uff0c\u5230\u78ba\u4fdd\u7406\u8ce0\u9806\u5229\u9032\u884c\u3002<\/span><\/p>\n<ol start=\"5\">\n<li><b> \u70ba\u4ec0\u9ebc\u9078\u64c7 L&amp;G \u4fdd\u96aa\u7d93\u7d00\u516c\u53f8\uff1f<\/b><\/li>\n<\/ol>\n<p><span style=\"font-weight: 400;\">\u4f5c\u70baEPC\u9805\u76ee\u3001\u7926\u696d\u3001\u80fd\u6e90\u3001\u4ea4\u901a\u904b\u8f38\u548c\u570b\u5bb6\u57fa\u790e\u8a2d\u65bd\u9818\u57df\u7d93\u9a57\u8c50\u5bcc\u7684\u4fdd\u96aa\u7d93\u7d00\u516c\u53f8\uff0cL&amp;G\u4fdd\u96aa\u7d93\u7d00\u516c\u53f8\u5df2\u8b49\u660e\u5176\u5c08\u696d\u6027\u3002 L&amp;G\u4e0d\u50c5\u6ce8\u91cd\u5408\u7406\u7684\u4fdd\u8cbb\uff0c\u66f4\u81f4\u529b\u65bc\u78ba\u4fdd\u5168\u9762\u7684\u4fdd\u969c\u548c\u5feb\u901f\u7684\u7406\u8ce0\u89e3\u6c7a\u3002<\/span><\/p>\n<p><span style=\"font-weight: 400;\">\u5728\u5c08\u696d\u7d93\u7d00\u4eba\u7684\u652f\u6301\u4e0b\uff0c\u627f\u5305\u5546\u548c\u5c08\u6848\u696d\u4e3b\u53ef\u4ee5\u5c08\u6ce8\u65bc\u5b8c\u6210\u5de5\u4f5c\uff0c\u540c\u6642\u8ca1\u52d9\u98a8\u96aa\u5f97\u5230\u5c08\u696d\u8655\u7406\u3002<\/span><\/p>\n<p>&nbsp;<\/p>\n<h3><span style=\"font-weight: 400;\">\u884c\u52d5\u547c\u7c72<\/span><\/h3>\n<p><span style=\"font-weight: 400;\">\u5efa\u7bc9\u5c08\u6848\u7684 CAR\/EAR \u4fdd\u96aa\u8cbb\u4e26\u975e\u7c21\u55ae\u7684\u984d\u5916\u6210\u672c\uff0c\u800c\u662f\u78ba\u4fdd\u5c08\u6848\u9806\u5229\u904b\u4f5c\u548c\u6c38\u7e8c\u6027\u7684\u95dc\u9375\u6295\u8cc7\u3002\u4fdd\u8cbb\u91d1\u984d\u53d7\u591a\u7a2e\u56e0\u7d20\u5f71\u97ff\uff0c\u5305\u62ec\u5408\u7d04\u50f9\u503c\u3001\u5de5\u7a0b\u985e\u578b\u3001\u5c08\u6848\u4f4d\u7f6e\u3001\u65bd\u5de5\u5de5\u671f\u4ee5\u53ca TPL\u3001DSU\/ALOP \u6216\u5929\u707d\u7b49\u9644\u52a0\u96aa\u7a2e\u3002\u6bcf\u7a2e\u985e\u578b\u7684\u5c08\u6848\u2014\u2014\u7121\u8ad6\u662f\u571f\u6728\u5de5\u7a0b\u3001\u5de5\u5ee0\u3001\u9ad8\u5c64\u5efa\u7bc9\u9084\u662f\u6fd5\u5730\u98a8\u96aa\u2014\u2014\u90fd\u6709\u5176\u7368\u7279\u7684\u98a8\u96aa\u7279\u5fb5\uff0c\u9700\u8981\u4e0d\u540c\u7684\u627f\u4fdd\u7bc4\u570d\u3002<\/span><\/p>\n<p><span style=\"font-weight: 400;\">\u5f9e\u6211\u5011\u8a0e\u8ad6\u7684\u6a21\u64ec\u7d50\u679c\u4f86\u770b\uff0c\u4fdd\u8cbb\u53ef\u80fd\u9ad8\u9054\u6578\u5341\u5104\u76e7\u6bd4\u3002\u7136\u800c\uff0c\u5982\u679c\u98a8\u96aa\u7ba1\u7406\u4e0d\u5584\uff0c\u9019\u4e9b\u6210\u672c\u5c07\u88ab\u53ef\u80fd\u9ad8\u9054\u6578\u5343\u5104\u751a\u81f3\u6578\u5146\u76e7\u6bd4\u7684\u6f5b\u5728\u640d\u5931\u6240\u62b5\u6d88\u3002\u56e0\u6b64\uff0c\u5efa\u7bc9\u516c\u53f8\u3001\u627f\u5305\u5546\u548c\u6295\u8cc7\u8005\u5fc5\u9808\u78ba\u4fdd\u6bcf\u500b\u5c08\u6848\u90fd\u6709\u9069\u7576\u7684\u4fdd\u96aa\u4fdd\u969c\u3002<\/span><\/p>\n<p><span style=\"font-weight: 400;\">\u9019\u6642\uff0c\u50cf L&amp;G \u4fdd\u96aa\u7d93\u7d00\u516c\u53f8\u9019\u6a23\u7d93\u9a57\u8c50\u5bcc\u7684\u4fdd\u96aa\u7d93\u7d00\u4eba\u5c31\u986f\u5f97\u81f3\u95dc\u91cd\u8981\u3002 L&amp;G \u4e0d\u50c5\u80fd\u5e6b\u52a9\u60a8\u7372\u5f97\u6709\u7af6\u722d\u529b\u7684\u4fdd\u8cbb\uff0c\u9084\u80fd\u63d0\u4f9b\u98a8\u96aa\u8aee\u8a62\u3001\u5408\u9069\u7684\u4fdd\u55ae\u63aa\u8fad\u4ee5\u53ca\u7406\u8ce0\u652f\u6301\u76f4\u81f3\u6700\u7d42\u89e3\u6c7a\u3002<\/span><\/p>\n<p><span style=\"font-weight: 400;\">\ud83d\udc49<\/span><span style=\"font-weight: 400;\">\u4e0d\u8981\u8b93\u60a8\u7684\u5927\u578b\u5c08\u6848\u56e0\u7f3a\u4e4f\u4fdd\u969c\u800c\u53d7\u5230\u5a01\u8105\u3002\u7acb\u5373\u806f\u7d61 L&amp;G \u4fdd\u96aa\u7d93\u7d00\u516c\u53f8\uff0c\u78ba\u4fdd\u60a8\u7684\u5efa\u8a2d\u5c08\u6848\u66f4\u5b89\u5168\u3001\u66f4\u6709\u6548\u7387\u3001\u66f4\u7a69\u5065\u5730\u904b\u4f5c\u3002<\/span><\/p>\n<p><b>\u2014<\/b><\/p>\n<p><b>\u6b63\u5728\u5c0b\u627e\u4fdd\u96aa\u7522\u54c1\uff1f\u5225\u6d6a\u8cbb\u6642\u9593\uff0c\u7acb\u5373\u806f\u7d61\u6211\u5011\u3002<\/b><\/p>\n<p><b>L&amp;G 24\u5c0f\u6642\u71b1\u7dda\uff1a<\/b><a href=\"https:\/\/api.whatsapp.com\/send?phone=628118507773&amp;text=Halo%20L%26G%20Risk,%20Saya%20mau%20menanyakan%20lebih%20detil%20mengenai%20asuransi.%0D%0A%2D%2D%2D%0D%0ANama%3A%0D%0APerusahaan%3A%0D%0AJenis%20Asuransi%3A%0D%0AObjek%20yang%20diasuransikan%3A%0D%0A%2D%2D%2D%0D%0AMohon%20hubungi%20saya%20segera%21\"><b>0811-8507-773<\/b><\/a><b>\uff08\u96fb\u8a71 \u2013 WhatsApp \u2013 \u7c21\u8a0a\uff09<\/b><\/p>\n<p><b>\u7db2\u5740\uff1alngrisk.co.id<\/b><\/p>\n<p><b>\u4fe1\u7bb1\uff1ahalo@lngrisk.co.id<\/b><\/p>\n<p><b>\u2014<\/b><\/p>","protected":false},"excerpt":{"rendered":"<p>\u5370\u5c3c\u5efa\u7bc9\u696d\u6301\u7e8c\u5448\u73fe\u986f\u8457\u6210\u9577\uff0c\u5c24\u5176\u662f\u57282025\u5e74\u81f32030\u5e74\u671f\u9593\u3002\u653f\u5e9c\u548c\u79c1\u71df\u90e8\u9580\u90fd\u5728\u7a4d\u6975\u958b\u767c\u57fa\u790e\u8a2d\u65bd\u9805\u76ee\u3001\u4f4f\u623f\u3001 [&hellip;]<\/p>\n","protected":false},"author":2,"featured_media":8041,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[60],"tags":[123,186],"class_list":{"0":"post-8040","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-asuransi-konstruksi","8":"tag-asuransi-car-ear","9":"tag-asuransi-konstruksi"},"post_mailing_queue_ids":[],"_links":{"self":[{"href":"http:\/\/ligaasuransi.com\/zh\/wp-json\/wp\/v2\/posts\/8040","targetHints":{"allow":["GET"]}}],"collection":[{"href":"http:\/\/ligaasuransi.com\/zh\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"http:\/\/ligaasuransi.com\/zh\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"http:\/\/ligaasuransi.com\/zh\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"http:\/\/ligaasuransi.com\/zh\/wp-json\/wp\/v2\/comments?post=8040"}],"version-history":[{"count":1,"href":"http:\/\/ligaasuransi.com\/zh\/wp-json\/wp\/v2\/posts\/8040\/revisions"}],"predecessor-version":[{"id":8042,"href":"http:\/\/ligaasuransi.com\/zh\/wp-json\/wp\/v2\/posts\/8040\/revisions\/8042"}],"wp:featuredmedia":[{"embeddable":true,"href":"http:\/\/ligaasuransi.com\/zh\/wp-json\/wp\/v2\/media\/8041"}],"wp:attachment":[{"href":"http:\/\/ligaasuransi.com\/zh\/wp-json\/wp\/v2\/media?parent=8040"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"http:\/\/ligaasuransi.com\/zh\/wp-json\/wp\/v2\/categories?post=8040"},{"taxonomy":"post_tag","embeddable":true,"href":"http:\/\/ligaasuransi.com\/zh\/wp-json\/wp\/v2\/tags?post=8040"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}