{"id":8023,"date":"2025-09-29T10:00:35","date_gmt":"2025-09-29T03:00:35","guid":{"rendered":"https:\/\/ligaasuransi.com\/?p=8023"},"modified":"2025-09-29T08:42:32","modified_gmt":"2025-09-29T01:42:32","slug":"panduan-lengkap-mengajukan-klaim-asuransi-marine-cargo-merealisasikan-hak-proteksi-anda","status":"publish","type":"post","link":"http:\/\/ligaasuransi.com\/zh\/panduan-lengkap-mengajukan-klaim-asuransi-marine-cargo-merealisasikan-hak-proteksi-anda\/","title":{"rendered":"\u63d0\u4ea4\u6d77\u904b\u8ca8\u7269\u4fdd\u96aa\u7d22\u8ce0\u7684\u5b8c\u6574\u6307\u5357\uff1a\u5be6\u73fe\u60a8\u7684\u4fdd\u8b77\u6b0a\u5229"},"content":{"rendered":"

\u8a31\u591a\u51fa\u53e3\u5546\u8a8d\u70ba\u7533\u8acb\u6d41\u7a0b\u6d77\u904b\u8ca8\u7269\u4fdd\u96aa\u7d22\u8ce0\u5f80\u5f80\u88ab\u8a8d\u70ba\u662f\u4e00\u4ef6\u8907\u96dc\u3001\u7e41\u7463\u4e14\u7d93\u5e38\u4ee5\u5931\u6557\u544a\u7d42\u7684\u4e8b\u60c5\u3002\u9019\u7a2e\u8ca0\u9762\u770b\u6cd5\u5e38\u5e38\u4f7f\u4ed6\u5011\u4e0d\u9858\u610f\u8cfc\u8cb7\u8ca8\u904b\u4fdd\u96aa\uff0c\u751a\u81f3\u4e0d\u6562\u63d0\u51fa\u7d22\u8ce0\u3002\u4e8b\u5be6\u4e0a\uff0c\u6d77\u904b\u8ca8\u7269\u4fdd\u96aa\u4e26\u975e\u53ea\u662f\u7d19\u9762\u4e0a\u7684\u4fdd\u969c\uff1b\u6d77\u904b\u8ca8\u7269\u4fdd\u96aa\u7d22\u8ce0\u662f\u4e00\u9805\u6b0a\u5229\uff0c\u60a8\u53ef\u4ee5\u800c\u4e14\u61c9\u8a72\u884c\u4f7f\u9019\u9805\u6b0a\u5229\u4f86\u633d\u56de\u4f01\u696d\u7684\u8ca1\u52d9\u640d\u5931\u3002\u672c\u6587\u5c07\u900f\u904e\u63d0\u4f9b\u5b8c\u6574\u7684\u3001\u5faa\u5e8f\u6f38\u9032\u7684\u8ca8\u7269\u4fdd\u96aa\u7d22\u8ce0\u6307\u5357\u4f86\u6539\u8b8a\u9019\u7a2e\u770b\u6cd5\u3002<\/span><\/p>\n

\u6211\u5011\u5c07\u6db5\u84cb\u5f9e\u4e8b\u6545\u767c\u751f\u5230\u7d22\u8ce0\u6279\u51c6\u7684\u6bcf\u500b\u968e\u6bb5\uff0c\u4e26\u5f37\u8abf\u4fdd\u96aa\u7d93\u7d00\u4eba\u7684\u95dc\u9375\u4f5c\u7528\uff0c\u4f8b\u5982<\/span> L&G\u4fdd\u96aa\u7d93\u7d00\u516c\u53f8<\/b><\/a> \u78ba\u4fdd\u60a8\u7684\u6b0a\u5229\u5f97\u5230\u6eff\u8db3\u3002\u7406\u89e3\u672c\u6307\u5357\u662f\u6700\u5927\u9650\u5ea6\u5730\u767c\u63ee<\/span>\u8ca8\u904b\u4fdd\u96aa<\/b><\/a> \u90a3\u4f60\u5df2\u7d93\u6295\u8cc7\u4e86\u3002<\/span><\/p>\n

\u7b2c\u4e00\u6b65\uff1a\u53ca\u6642\u56de\u61c9\uff0d\u65e9\u671f\u95dc\u9375\u6642\u523b<\/b><\/h3>\n

\u4e8b\u4ef6\u767c\u751f\u6642\uff0c\u6642\u9593\u81f3\u95dc\u91cd\u8981\u3002\u5831\u544a\u5ef6\u9072\u6703\u5f71\u97ff\u5831\u544a\u7684\u6709\u6548\u6027\u3002\u6d77\u904b\u8ca8\u7269\u4fdd\u96aa\u7d22\u8ce0\u3002\u521d\u59cb\u884c\u52d5\u7684\u901f\u5ea6\u548c\u6e96\u78ba\u6027\u662f\u6210\u529f\u7684\u57fa\u790e\u3002\u5982\u4f55\u7d22\u8ce0\u8ca8\u7269\u4fdd\u96aa\u3002<\/span><\/p>\n

A. \u7acb\u5373\u901a\u77e5\u76f8\u95dc\u65b9<\/b><\/h4>\n

\u4e00\u65e6\u60a8\u767c\u73fe\u8ca8\u7269\u5728\u5009\u5eab\u3001\u6e2f\u53e3\u6216\u904b\u8f38\u904e\u7a0b\u4e2d\u767c\u751f\u4efb\u4f55\u907a\u5931\u6216\u640d\u58de\uff0c\u8acb\u7acb\u5373\u901a\u77e5\u6211\u5011\u3002\u4fdd\u96aa\u7d93\u7d00\u4eba\u6216\u60a8\u7684\u4fdd\u96aa\u516c\u53f8\u3002\u8acb\u4ee5\u66f8\u9762\u5f62\u5f0f\u63d0\u4ea4\uff0c\u6216\u900f\u904e<\/span>\u96fb\u5b50\u90f5\u4ef6<\/span><\/i>\u6216\u6b63\u5f0f\u4fe1\u51fd\u3002\u7c21\u8981\u8aaa\u660e\u4e8b\u4ef6\u767c\u751f\u7684\u5177\u9ad4\u60c5\u6cc1\uff0c\u5305\u62ec\u65e5\u671f\u3001\u5730\u9ede\u548c\u9810\u8a08\u640d\u5931\u985e\u578b\u3002<\/span><\/p>\n

B. \u7d22\u53d6\u640d\u58de\u5831\u544a\uff08<\/b>\u640d\u5931\u901a\u77e5<\/i><\/b>\uff09<\/b><\/h4>\n

\u8a72\u6587\u4ef6\u5c0d\u65bc\u8b49\u660e\u4e8b\u6545\u767c\u751f\u81f3\u95dc\u91cd\u8981\u3002\u8acb\u8cac\u4efb\u65b9\uff08\u4f8b\u5982\u7269\u6d41\u516c\u53f8\u3001\u8239\u8236\u71df\u904b\u5546\u3001\u6e2f\u52d9\u5c40\u6216\u5009\u5eab\u516c\u53f8\uff09\u767c\u51fa\u6b63\u5f0f\u7684\u640d\u58de\u5831\u544a\u3002\u8a72\u5831\u544a\u61c9\u5305\u542b\u8ca8\u7269\u6536\u5230\u6642\u72c0\u6cc1\u7684\u8a73\u7d30\u8cc7\u8a0a\u3002<\/span><\/p>\n

C. \u62cd\u7167\u9304\u5f71\u4f5c\u70ba\u78ba\u5207\u8b49\u64da<\/b><\/h4>\n

\u7167\u7247\u548c\u5f71\u7247\u662f\u652f\u6301\u6d77\u6d0b\u4fdd\u8b77\u7684\u7121\u53ef\u8faf\u99c1\u7684\u8996\u89ba\u8b49\u64da\u8ca8\u7269\u4fdd\u96aa\u3002\u5f9e\u5404\u500b\u89d2\u5ea6\u62cd\u7167\uff1a<\/span><\/p>\n

    \n
  1. \u5305\u88dd\u6216\u5bb9\u5668\u7684\u5916\u90e8\u72c0\u6cc1\u53d7\u640d\u3002<\/span><\/li>\n
  2. \u5167\u90e8\u5546\u54c1\u7684\u5177\u9ad4\u640d\u58de\u3002<\/span><\/li>\n
  3. \u6d77\u8c79<\/span><\/i>\u5bb9\u5668\uff08\u7121\u8ad6\u5b8c\u597d\u6216\u640d\u58de\uff09\u3002<\/span><\/li>\n
  4. \u4e8b\u4ef6\u767c\u751f\u5730\u9ede\uff08\u4f8b\u5982\uff0c\u78bc\u982d\u3001\u5361\u8eca\u4e0a\uff09\u3002<\/span><\/li>\n<\/ol>\n

    \u9019\u4efd\u6587\u4ef6\u5c07\u6703\u662f\u4e00\u500b\u975e\u5e38\u6709\u7528\u7684\u4fdd\u96aa\u7d93\u7d00\u4eba\u5e6b\u60a8\u7de8\u88fd\u4e00\u4efd\u5f37\u800c\u6709\u529b\u7684\u8ad6\u9ede\uff0c\u4e26\u5411\u516c\u53f8\u6295\u4fdd\u8ca8\u904b\u4fdd\u96aa\u3002<\/span><\/p>\n

    \u6b65\u9a5f 2\uff1a\u6536\u96c6\u6b63\u78ba\u7684\u7d22\u8ce0\u6587\u4ef6\uff08\u6210\u529f\u6587\u4ef6\u7684\u5256\u6790\uff09<\/b><\/h3>\n

    \u6d41\u7a0b<\/span>\u5982\u4f55\u7533\u8acb\u8ca8\u7269\u4fdd\u96aa<\/b><\/a> \u7533\u8acb\u5931\u6557\u901a\u5e38\u6b78\u56e0\u65bc\u6240\u9700\u6587\u4ef6\u7f3a\u5931\u6216\u4e0d\u5b8c\u6574\u3002\u8acb\u78ba\u4fdd\u6240\u6709\u6587\u4ef6\u5b8c\u6574\u4e14\u6e96\u78ba\uff0c\u56e0\u70ba\u9019\u662f\u4efb\u4f55\u7533\u8acb\u7684\u57fa\u790e\u3002\u6d77\u904b\u8ca8\u7269\u4fdd\u96aa\u7d22\u8ce0\uff1a<\/span><\/p>\n

      \n
    1. \u4fdd\u96aa\u55ae\uff08<\/b>\u4fdd\u55ae<\/i><\/b>\uff09<\/b>\uff1a \u8907\u88fdpolis\u6d77\u904b\u8ca8\u7269\u4fdd\u96aa\u64c1\u6709\u4e00\u5207\u7684\u4f60<\/span>\u80cc\u66f8\u6216<\/span><\/i>\u9644\u52a0\u4fdd\u96aa\u3002\u9019\u8b49\u660e\u60a8\u7684\u8ca8\u7269\u5728\u4e8b\u6545\u767c\u751f\u6642\u53d7\u5230\u4fdd\u8b77\u3002<\/span><\/li>\n
    2. \u63d0\u8ca8\u55ae<\/i><\/b> \uff08\u63d0\u55ae\uff09\u6216<\/b>\u7a7a\u904b\u63d0\u55ae<\/i><\/b>\uff08\u822a\u7a7a\u904b\u55ae\uff09<\/b>\uff1a\u4f5c\u70ba\u6240\u6709\u6b0a\u8b49\u660e\u548c\u6258\u904b\u4eba\u8207\u627f\u904b\u4eba\u4e4b\u9593\u904b\u8f38\u5408\u7d04\u7684\u95dc\u9375\u6587\u4ef6\u3002<\/span><\/li>\n
    3. \u5546\u696d\u767c\u7968<\/i><\/b>\uff1a\u986f\u793a\u6240\u88dd\u904b\u8ca8\u7269\u50f9\u503c\u7684\u5546\u696d\u767c\u7968\uff0c\u5c07\u4f5c\u70ba\u8a08\u7b97\u6d77\u904b\u8cbb\u7684\u57fa\u790e\u8ca8\u7269\u4fdd\u96aa\u7d22\u8ce0\u5df2\u63d0\u4ea4\u3002<\/span><\/li>\n
    4. \u5305\u88dd\u6e05\u55ae<\/i><\/b>\uff1a\u5305\u88f9\u5167\u5bb9\u7684\u8a73\u7d30\u6e05\u55ae\uff0c\u7528\u65bc\u9a57\u8b49\u8ca8\u6ac3\u5167\u8ca8\u7269\u7684\u6578\u91cf\u548c\u985e\u578b\u3002<\/span><\/li>\n
    5. \u5b98\u65b9\u640d\u5931\u5831\u544a<\/b>\uff1a\u4f86\u81ea\u7b2c\u4e09\u65b9\u7684\u53ef\u9a57\u8b49\u4e8b\u4ef6\u7684\u6587\u4ef6\uff0c\u4f8b\u5982\u7368\u7acb\u8abf\u67e5\u54e1\u7684\u5831\u544a\uff0c<\/span>\u640d\u58de\u5831\u544a<\/span><\/i>\u6e2f\u52d9\u5c40\uff08<\/span>\u6e2f\u52d9\u5c40<\/span><\/i>)\uff0c\u6216\u8239\u9577\u7684\u6297\u8b70\u4fe1\uff08<\/span>\u6297\u8b70\u4fe1<\/span><\/i>\uff09\u3002<\/span><\/li>\n
    6. \u66f8\u9762\u7d22\u8ce0\uff08<\/b>\u4ee3\u4f4d\u6c42\u511f\u6b0a\u66f8<\/i><\/b>\uff09<\/b>\uff1a\u5b8c\u6574\u3001\u6b63\u78ba\u586b\u5beb\u7684\u7d22\u8ce0\u8868\u683c\uff0c\u5305\u62ec\u7d22\u8ce0\u91d1\u984d\u3002\u8a72\u6587\u4ef6\u901a\u5e38\u9084\u5305\u542b\u4e00\u4efd\u5c07\u8a34\u8a1f\u6b0a\u5229\u8f49\u8b93\u7d66\u516c\u53f8\u7684\u51fd\u4ef6\u3002\u4fdd\u96aa\u3002<\/span><\/li>\n
    7. \u6839\u64da\u5546\u54c1\u985e\u578b\u9644\u52a0\u6587\u4ef6<\/b>\uff1a\u5c0d\u65bc\u6613\u8150\u721b\u8ca8\u7269\uff08<\/span>\u6613\u8150\u721b\u8ca8\u7269<\/span><\/i>)\u3001\u6eab\u5ea6\u548c\u6fd5\u5ea6\u5831\u544a\u3002\u5c0d\u65bc\u56e0<\/span>\u5171\u540c\u6d77\u640d<\/span><\/i>\uff0c\u9700\u8981<\/span>\u5171\u540c\u6d77\u640d\u4fdd\u8b49\u91d1<\/span><\/i> \u6216\u8005<\/span>\u4fdd\u8b49<\/span><\/i>\u3002<\/span><\/li>\n<\/ol>\n

      \u7b2c\u4e09\u6b65\uff1a\u4fdd\u96aa\u7d93\u7d00\u4eba\u5728\u7d22\u8ce0\u904e\u7a0b\u4e2d\u7684\u91cd\u8981\u4f5c\u7528<\/b><\/h3>\n

      \u9019\u5c31\u662f\u4fdd\u96aa\u7d93\u7d00\u4eba\u8b8a\u5f97\u7121\u50f9\uff0c\u80fd\u5920\u5340\u5206\u7d22\u8ce0\u6210\u529f\u8207\u5426\u3002\u4ed6\u5011\u662f\u5c08\u5bb6\uff0c\u80fd\u5920\u5f15\u5c0e\u8907\u96dc\u7684\u6d77\u4e0a\u8ca8\u7269\u4fdd\u96aa\u7d22\u8ce0\u6d41\u7a0b\uff0c\u78ba\u4fdd\u60a8\u7684\u7d22\u8ce0\u9806\u5229\u8655\u7406\uff0c\u7b26\u5408\u6d77\u4e0a\u8ca8\u7269\u4fdd\u96aa\u548c\u767c\u751f\u4e86\u3002<\/span><\/p>\n

      A. \u521d\u6b65\u8aee\u8a62\u548c\u7d22\u8ce0\u9a57\u8b49<\/b><\/h4>\n

      \u5831\u544a\u4e8b\u4ef6\u5f8c\uff0c\u4fdd\u96aa\u7d93\u7d00\u4eba\u5c07\u7acb\u5373\u9032\u884c\u521d\u6b65\u8a55\u4f30\u3002\u4ed6\u5011\u6703\u5c07\u767c\u751f\u7684\u4e8b\u6545\u8207\u8ca8\u904b\u4fdd\u96aa\u55ae\u7684\u627f\u4fdd\u7bc4\u570d\u9032\u884c\u6bd4\u8f03\u3002\u60a8\u53ef\u4ee5\u9a57\u8b49\u60a8\u7684\u7d22\u8ce0\u3002\u4ed6\u5011\u6703\u6307\u5c0e\u60a8\u4e0b\u4e00\u6b65\u64cd\u4f5c\u4ee5\u53ca\u9700\u8981\u6e96\u5099\u54ea\u4e9b\u6587\u4ef6\uff0c\u78ba\u4fdd\u60a8\u4e0d\u6703\u6d6a\u8cbb\u6642\u9593\u3002<\/span><\/p>\n

      B. \u8207\u4fdd\u96aa\u516c\u53f8\u8ac7\u5224\uff08\u5c08\u5bb6\u8faf\u8b77\uff09<\/b><\/h4>\n

      \u4fdd\u96aa\u7d93\u7d00\u4eba\u5c07\u8981\u8207\u4fdd\u96aa\u516c\u53f8\u5354\u5546\u4ed6\u5011\u5c07\u4ee3\u8868\u60a8\u3002\u60a8\u5c07\u6b63\u78ba\u7406\u89e3\u6d77\u904b\u8ca8\u7269\u4fdd\u96aa\u7d22\u8ce0\uff0c\u4e26\u6839\u64da\u5be6\u969b\u50f9\u503c\u548c\u689d\u6b3e\u7372\u5f97\u516c\u5e73\u7684\u8ce0\u511f\u3002\u8ca8\u904b\u4fdd\u96aa\u3002\u4ed6\u5011\u4f5c\u70ba\u7368\u7acb\u5021\u5c0e\u8005\u7684\u5b58\u5728\u901a\u5e38\u6703\u52a0\u5feb\u9019\u4e00\u9032\u7a0b\u4e26\u589e\u52a0\u6279\u51c6\u7684\u5831\u92b7\u91d1\u984d\u3002<\/span><\/p>\n

      C. \u6587\u4ef6\u7ba1\u7406\u548c\u62d2\u7d55\u9810\u9632<\/b><\/h4>\n

      \u63d0\u59c6\u4fdd\u96aa\u7d93\u7d00\u4eba\u5c07\u5e6b\u52a9\u60a8\u6574\u7406\u3001\u5be9\u6838\u548c\u6574\u7406\u6240\u6709\u7d22\u8ce0\u6587\u4ef6\u3002\u4ed6\u5011\u5145\u7576 Filter First\u78ba\u4fdd\u6c92\u6709\u6280\u8853\u932f\u8aa4\u6216\u7f3a\u5931\u6587\u4ef6\u800c\u5c0e\u81f4\u88ab\u62d2\u7d55\u3002\u8ca8\u7269\u4fdd\u96aa\u7d22\u8ce0\u3002<\/span><\/p>\n

      D. \u7cfe\u7d1b\u8abf\u89e3<\/b><\/h4>\n

      \u5982\u679c\u5c0d\u4fdd\u55ae\u7684\u89e3\u91cb\u6216\u91cd\u7f6e\u50f9\u503c\u6709\u722d\u8b70\uff0c<\/span>\u4fdd\u96aa\u7d93\u7d00\u4eba\u5c07<\/b>\u4f5c\u70ba\u4e00\u540d\u7368\u7acb\u4e14\u77e5\u8b58\u6df5\u535a\u7684\u8abf\u89e3\u54e1\uff0c\u4ed6\u5011\u5c07\u78ba\u4fdd\u70ba\u60a8\u63d0\u4f9b\u516c\u5e73\u3001\u6709\u5229\u7684\u89e3\u6c7a\u65b9\u6848\uff0c\u4fdd\u8b77\u60a8\u514d\u53d7\u6cd5\u5f8b\u7cfe\u7d1b\u548c\u5b98\u50da\u4e3b\u7fa9\u7684\u56f0\u64fe\u3002<\/span><\/p>\n

      L&G\u4fdd\u96aa\u7d93\u7d00\u4eba\uff1a\u60a8\u7d22\u8ce0\u7684\u6700\u4f73\u5408\u4f5c\u5925\u4f34<\/b><\/h3>\n

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