{"id":7687,"date":"2025-08-27T08:31:19","date_gmt":"2025-08-27T01:31:19","guid":{"rendered":"https:\/\/ligaasuransi.com\/?p=7687"},"modified":"2025-08-27T08:33:24","modified_gmt":"2025-08-27T01:33:24","slug":"dilema-asuransi-teknik-nilai-penggantian-baru-vs-penyelesaian-kerugian-aktual-contoh-klaim-dump-truck-yang-sesungguhnya","status":"publish","type":"post","link":"http:\/\/ligaasuransi.com\/zh\/dilema-asuransi-teknik-nilai-penggantian-baru-vs-penyelesaian-kerugian-aktual-contoh-klaim-dump-truck-yang-sesungguhnya\/","title":{"rendered":"\u5de5\u7a0b\u4fdd\u96aa\u56f0\u5883\uff1a\u65b0\u91cd\u7f6e\u50f9\u503c\u8207\u5be6\u969b\u640d\u5931\u8ce0\u511f\uff0d\u4e00\u500b\u771f\u5be6\u7684\u81ea\u5378\u5361\u8eca\u7d22\u8ce0\u6848\u4f8b"},"content":{"rendered":"

Liga Asuransi<\/span><\/a> – \u89aa\u611b\u7684\u8b80\u8005\uff0c\u6b61\u8fce\u4f86\u5230\u6211\u5011\u7684\u535a\u5ba2\uff0c\u9019\u88e1\u662f\u60a8\u7372\u53d6\u98a8\u96aa\u7ba1\u7406\u548c\u5c08\u696d\u4fdd\u96aa\u898b\u89e3\u7684\u53ef\u9760\u4f86\u6e90\u3002\u672c\u6587\u5c07\u63a2\u8a0e\u5de5\u7a0b\u4fdd\u96aa\u4e2d\u4e00\u500b\u53cd\u8986\u51fa\u73fe\u7684\u96e3\u984c\uff0c\u5c24\u5176\u662f\u5728\u5efa\u7bc9\u6a5f\u68b0\u548c\u8a2d\u5099\u4fdd\u96aa\u4e2d\uff1a\u57fa\u65bc\u65b0\u91cd\u7f6e\u50f9\u503c (NRV) \u7684\u4fdd\u984d\u8207\u57fa\u65bc\u5099\u5fd8\u9304 1\uff08\u90e8\u5206\u640d\u5931\uff09\u548c\u5099\u5fd8\u9304 2\uff08\u5168\u640d\uff09\u7684\u7406\u8ce0\u57fa\u6e96\u4e4b\u9593\u5b58\u5728\u812b\u7bc0\u3002\u9019\u7a2e\u5dee\u7570\u53ef\u80fd\u6703\u5c0e\u81f4\u7cfe\u7d1b\uff0c\u5c24\u5176\u662f\u5728\u8655\u7406\u820a\u6a5f\u68b0\u6642\u3002\u5982\u679c\u60a8\u89ba\u5f97\u9019\u7bc7\u6587\u7ae0\u6709\u5e6b\u52a9\uff0c\u8acb\u8207\u60a8\u7684\u540c\u4e8b\u5206\u4eab\u2014\u4e5f\u5225\u5fd8\u4e86\u700f\u89bd\u6211\u5011\u6578\u767e\u7bc7\u76f8\u95dc\u6587\u7ae0\u7684\u8cc7\u6599\u5eab\u3002<\/span><\/p>\n

\u5c0d\u65bc\u7d93\u71df\u91cd\u578b\u6a5f\u68b0\u548c\u5de5\u696d\u8a2d\u5099\u7684\u4f01\u696d\u4f86\u8aaa\uff0c\u5de5\u7a0b\u4fdd\u96aa\u81f3\u95dc\u91cd\u8981\u3002\u7136\u800c\uff0c\u4fdd\u96aa\u689d\u6b3e\u7684\u7d30\u5247\u5728\u7406\u8ce0\u6642\u53ef\u80fd\u6703\u5f15\u767c\u6df7\u4e82\u548c\u722d\u8b70\u3002\u4e00\u500b\u5e38\u898b\u7684\u77db\u76fe\u9ede\u662f\uff0c\u4fdd\u55ae\u7684\u4fdd\u984d\u662f\u57fa\u65bc\u65b0\u91cd\u7f6e\u50f9\u503c (NRV)\uff0c\u4f46\u7406\u8ce0\u4f9d\u64da\u7684\u662f\u5099\u5fd8\u55ae 1\uff08\u90e8\u5206\u640d\u5931\uff09\u6216\u5099\u5fd8\u55ae 2\uff08\u5168\u640d\uff09\uff0c\u9019\u5169\u7a2e\u985e\u578b\u7684\u7406\u8ce0\u64cd\u4f5c\u65b9\u5f0f\u6709\u6240\u4e0d\u540c\u3002<\/span><\/p>\n

\u672c\u6587\u4ecb\u7d39\u4e00\u500b\u771f\u5be6\u6848\u4f8b\uff0c\u6d89\u53ca\u4e00\u8f1b2009\u5e74\u7684\u5783\u573e\u8eca\uff0c\u5176\u4fdd\u984d\u6839\u64da\u5176NRV\uff08\u81ea\u7136\u6536\u5165\u53c3\u8003\u503c\uff09\u8a08\u7b97\u70ba120\u842c\u7f8e\u5143\u3002 2025\u5e74\u767c\u751f\u706b\u707d\u5f8c\uff0c\u96d9\u65b9\u5c0d\u4fdd\u55ae\u7684\u89e3\u8b80\u548c\u9810\u671f\u767c\u751f\u4e86\u6fc0\u70c8\u7684\u722d\u8ad6\u3002\u900f\u904e\u9019\u500b\u6848\u4f8b\uff0c\u6211\u5011\u5c07\u63a2\u8a0e\u9019\u4e9b\u4fdd\u55ae\u7d44\u6210\u90e8\u5206\u5982\u4f55\u76f8\u4e92\u4f5c\u7528\uff0c\u4ee5\u53ca\u4fdd\u96aa\u516c\u53f8\u548c\u6295\u4fdd\u4eba\u53ef\u4ee5\u63a1\u53d6\u54ea\u4e9b\u63aa\u65bd\u4f86\u907f\u514d\u885d\u7a81\u3002<\/span><\/p>\n

\u00a0<\/span><\/p>\n

\u4e86\u89e3\u57fa\u790e\u77e5\u8b58\uff1a\u6211\u5011\u8981\u8655\u7406\u4ec0\u9ebc\uff1f<\/span><\/h3>\n

\u65b0\u91cd\u7f6e\u50f9\u503c\uff08NRV\uff09<\/b><\/p>\n

NRV \u6307\u7684\u662f\u7528\u540c\u7b49\u7269\u54c1\u66ff\u63db\u6295\u4fdd\u7269\u54c1\u7684\u6210\u672c\u3002\u5b83\u4e0d\u8003\u616e\u6298\u820a\u3002\u5176\u908f\u8f2f\u5f88\u7c21\u55ae\uff1a\u70ba\u8cc7\u7522\u6295\u4fdd\uff0c\u9019\u6a23\u5982\u679c\u640d\u58de\u5230\u7121\u6cd5\u4fee\u5fa9\uff0c\u5c31\u53ef\u4ee5\u5728\u4e0d\u9020\u6210\u7d93\u6fdf\u640d\u5931\u7684\u60c5\u6cc1\u4e0b\u9032\u884c\u66f4\u63db\u3002<\/span><\/p>\n

\u9019\u7a2e\u65b9\u6cd5\u5c0d\u6295\u4fdd\u4eba\u5f88\u6709\u5438\u5f15\u529b\uff0c\u5c24\u5176\u662f\u5728\u8655\u7406\u9ad8\u50f9\u503c\u6a5f\u68b0\u8a2d\u5099\u6642\u3002\u7136\u800c\uff0c\u8001\u5316\u8a2d\u5099\u7684NRV\u901a\u5e38\u6703\u5c0e\u81f4\u6295\u4fdd\u91d1\u984d\u8207\u8a2d\u5099\u640d\u5931\u6642\u7684\u5be6\u969b\u50f9\u503c\u4e4b\u9593\u5b58\u5728\u5de8\u5927\u5dee\u8ddd\u3002<\/span><\/p>\n

\u640d\u5931\u8ce0\u511f\u689d\u6b3e\uff1a\u5099\u5fd8\u9304 1 \u8207\u5099\u5fd8\u9304 2<\/b><\/p>\n

\u5099\u8a3b 1\uff08\u90e8\u5206\u640d\u5931\uff09\u5982\u679c\u640d\u58de\u662f\u90e8\u5206\u6027\u7684\uff0c\u4fdd\u96aa\u516c\u53f8\u540c\u610f\u652f\u4ed8\u7dad\u4fee\u6216\u66f4\u63db\u53d7\u5f71\u97ff\u96f6\u4ef6\u7684\u8cbb\u7528\uff0c\u901a\u5e38\u4e0d\u8a08\u5165\u6298\u820a\u8cbb\u7528\u3002\u5176\u76ee\u7684\u662f\u5c07\u8a2d\u5099\u6062\u5fa9\u5230\u6b63\u5e38\u5de5\u4f5c\u72c0\u614b\u3002<\/span><\/p>\n

\u5099\u5fd8 2\uff08\u5168\u640d\uff09\u7576\u640d\u58de\u9054\u5230\u5168\u640d\u7a0b\u5ea6\uff08\u7121\u8ad6\u662f\u5be6\u9ad4\u640d\u6bc0\u6216\u7dad\u4fee\u8cbb\u7528\u8d85\u904e\u5be6\u969b\u50f9\u503c\uff09\u6642\uff0c\u5099\u5fd8 2 \u5373\u751f\u6548\u3002\u7406\u8ce0\u5c07\u57fa\u65bc\u640d\u5931\u767c\u751f\u524d\u7684\u5be6\u969b\u5e02\u5834\u50f9\u503c\u6216\u73fe\u91d1\u50f9\u503c\uff0c\u800c\u975e\u65b0\u7684\u91cd\u7f6e\u6210\u672c\u3002<\/span><\/p>\n

\u9019\u5c31\u7522\u751f\u4e86\u4e00\u500b\u95dc\u9375\u7684\u77db\u76fe\uff1a\u4fdd\u55ae\u662f\u57fa\u65bc NRV\uff0c\u4f46\u7d50\u7b97\uff08\u5728\u5168\u90e8\u640d\u5931\u7684\u60c5\u6cc1\u4e0b\uff09\u662f\u57fa\u65bc\u6298\u820a\u50f9\u503c\u3002<\/span><\/p>\n

\u00a0<\/span><\/p>\n

\u771f\u5be6\u6848\u4f8b\uff1a2009\u5e74\u5783\u573e\u8eca\u706b\u707d<\/span><\/h3>\n

\u4e8b\u4ef6\u6458\u8981<\/b><\/p>\n

\u88ab\u4fdd\u96aa\u8eca\u8f1b\u70ba\u4e00\u8f1b2009\u5e74\u751f\u7522\u7684\u5783\u573e\u8eca\u3002 2025\u5e743\u6708\u767c\u751f\u706b\u707d\uff0c\u9020\u6210\u99d5\u99db\u5ba4\u53ca\u96fb\u6c23\u96f6\u4ef6\u640d\u58de\u3002\u4fdd\u96aa\u91d1\u984d\u4ee5\u5176\u91cd\u7f6e\u50f9\u503c\u8a08\u7b97\uff1a120\u842c\u7f8e\u5143\u3002<\/span><\/p>\n

\u6700\u521d\uff0c\u9810\u8a08\u7dad\u4fee\u8cbb\u7528\u7d04\u70ba17.5\u842c\u7f8e\u5143\u3002\u96a8\u8457\u8abf\u67e5\u7684\u6df1\u5165\uff0c\u5ba2\u6236\u8981\u6c42\u66f4\u63db\u6574\u500b\u5ba2\u8259\u3002\u8cbb\u7528\u662f\u591a\u5c11\uff1f 40\u842c\u7f8e\u5143\u3002<\/span><\/p>\n

\u640d\u5931\u8a55\u4f30\u54e1\u7684\u64d4\u6182<\/b><\/p>\n

\u6307\u5b9a\u7684\u7406\u8ce0\u54e1\u767c\u51fa\u8b66\u544a\uff1a\u99d5\u99db\u5ba4\u7684\u91cd\u7f6e\u6210\u672c\u53ef\u80fd\u8d85\u904e\u5361\u8eca\u7684\u5be6\u969b\u50f9\u503c\uff0c\u5f9e\u800c\u69cb\u6210\u63a8\u5b9a\u5168\u640d\u3002\u5728\u9019\u7a2e\u60c5\u6cc1\u4e0b\uff0c\u640d\u5931\u5c07\u5c6c\u65bc\u5099\u5fd8\u93042\u7684\u7bc4\u7587\uff0c\u7406\u8ce0\u91d1\u984d\u5c07\u8f49\u79fb\u5230\u8eca\u8f1b\u7684\u6298\u820a\u50f9\u503c\uff0d\u5f88\u53ef\u80fd\u9060\u4f4e\u65bc\u4fdd\u96aa\u91d1\u984d\u3002<\/span><\/p>\n

\u885d\u7a81\u6240\u5728<\/b><\/p>\n

\u88ab\u4fdd\u96aa\u4eba\u671f\u671b\u7d22\u8ce0\u80fd\u5920\u57fa\u65bcNRV\u7372\u5f97\uff0c\u56e0\u70ba\u5361\u8eca\u7684\u6295\u4fdd\u65b9\u5f0f\u5c31\u662fNRV\u3002\u7136\u800c\uff0c\u4fdd\u96aa\u516c\u53f8\u53d7\u4fdd\u55ae\u689d\u6b3e\u7684\u7d04\u675f\uff0c\u6839\u64da\u5099\u5fd8\u93042\uff0c\u7576\u640d\u5931\u9054\u5230\u5168\u640d\u6642\uff0c\u8ce0\u4ed8\u91d1\u984d\u6703\u8f03\u4f4e\u3002\u88ab\u4fdd\u96aa\u4eba\u53ef\u80fd\u53ea\u80fd\u7372\u5f97\u4fdd\u984d\u7684\u4e00\u5c0f\u90e8\u5206\u3002<\/span><\/p>\n

\u9019\u7a2e\u932f\u4f4d\u9020\u6210\u4e86\u6df7\u4e82\u548c\u7dca\u5f35\uff1a<\/span><\/p>\n

\u4e00\u500b\u3002<\/span>\u00a0 \u00a0 \u00a0 \u00a0 \u00a0 <\/span> \u5ba2\u6236\u770b\u5230\u4fdd\u96aa\u91d1\u984d\u70ba 120 \u842c\u7f8e\u5143\uff0c\u4e26\u671f\u671b\u7372\u5f97\u6700\u9ad8\u81f3\u8a72\u91d1\u984d\u7684\u4fdd\u984d\u3002<\/span><\/p>\n

    \n
  1. \u00a0 \u00a0 \u00a0 \u00a0 <\/span> \u4fdd\u96aa\u516c\u53f8\u4f9d\u64da\u5099\u5fd8\u9304 2 \u4f86\u8b49\u660e\u56e0\u6298\u820a\u800c\u5c0e\u81f4\u7684\u8ce0\u511f\u6e1b\u5c11\u662f\u5408\u7406\u7684\u3002<\/span><\/li>\n
  2. \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 <\/span> \u7d50\u69cb\u6027\u554f\u984c\uff1a\u70ba\u4f55\u5982\u6b64\u983b\u7e41\u767c\u751f<\/span><\/li>\n
  3. \u00a0 \u00a0 \u00a0 \u00a0 <\/span> \u9019\u4e26\u975e\u500b\u6848\uff0c\u5b83\u53cd\u6620\u4e86\u5de5\u7a0b\u4fdd\u96aa\u4e2d\u4e00\u500b\u53cd\u8986\u51fa\u73fe\u7684\u554f\u984c\uff1a<\/span><\/li>\n<\/ol>\n

    \u820a\u8a2d\u5099\uff0c\u9ad8\u4fdd\u984d\uff1a\u5ba2\u6236\u4f9d\u8cfc\u8cb7\u65b0\u8a2d\u5099\u7684\u6210\u672c\u70ba\u820a\u8a2d\u5099\u6295\u4fdd\u3002\u5f9e\u98a8\u96aa\u8f49\u79fb\u7684\u89d2\u5ea6\u4f86\u770b\uff0c\u9019\u5f88\u5408\u7406\uff0c\u4f46\u4e00\u65e6\u767c\u751f\u7d22\u8ce0\uff0c\u5c31\u6703\u7522\u751f\u4e0d\u5207\u5be6\u969b\u7684\u9810\u671f\u3002<\/span><\/p>\n

    \u5099\u5fd8\u93042 \u524a\u6e1b\u71df\u990a\u7d20\u53c3\u8003\u503c<\/b><\/p>\n

    \u5099\u5fd8\u93042\u5be6\u969b\u4e0a\u5c07\u8ce0\u511f\u9650\u5236\u5728\u5168\u640d\u60c5\u6cc1\u4e0b\u7684\u5be6\u969b\u5e02\u5834\u50f9\u503c\uff0c\u7121\u8ad6\u4fdd\u55ae\u5c0dNRV\u7684\u898f\u5b9a\u5982\u4f55\u3002\u9019\u662f\u8a31\u591a\u4fdd\u55ae\u4e2d\u56fa\u6709\u7684\u77db\u76fe\u4e4b\u8655\u3002<\/span><\/p>\n

    \u6539\u9032\u4f30\u8a08\u7684\u98a8\u96aa\u589e\u52a0<\/b><\/p>\n

    \u89f8\u767c\u5099\u5fd8\u9304 2\uff1a\u5982\u679c\u7dad\u4fee\u8cbb\u7528\uff08\u4f8b\u5982\u66f4\u63db\u5ba2\u8259\uff09\u8d85\u904e\u8cc7\u7522\u7684\u5be6\u969b\u50f9\u503c\uff0c\u90a3\u9ebc\u6700\u521d\u7684\u90e8\u5206\u640d\u5931\u53ef\u80fd\u6703\u8b8a\u6210\u63a8\u5b9a\u5168\u640d\u3002<\/span><\/p>\n

    \u653f\u7b56\u8a9e\u8a00\u7f3a\u4e4f\u6e05\u6670\u5ea6\uff1a<\/span><\/p>\n

    \u8a31\u591a\u4fdd\u55ae\u672a\u80fd\u6e05\u695a\u89e3\u91cb\u5099\u5fd8\u93041\u548c\u5099\u5fd8\u93042\u8207NRV\u4e4b\u9593\u7684\u76f8\u4e92\u95dc\u4fc2\u3002\u5ba2\u6236\u5f80\u5f80\u610f\u8b58\u4e0d\u5230\u4ed6\u5011\u7684\u4fdd\u8cbb\u6703\u5927\u5e45\u6e1b\u5c11\u3002<\/span><\/p>\n

    \u00a0<\/span><\/p>\n

    \u907f\u514d\u9019\u7a2e\u56f0\u5883\u7684\u5be6\u7528\u89e3\u6c7a\u65b9\u6848<\/span><\/h3>\n
      \n
    1. \u4fee\u6539\u4fdd\u55ae\u63aa\u8a5e\u4ee5\u53cd\u6620\u5be6\u969b\u98a8\u96aa<\/b><\/li>\n<\/ol>\n

      \u4fdd\u96aa\u516c\u53f8\u61c9\u8a72\u91cd\u65b0\u5236\u5b9a\u4fdd\u55ae\u689d\u6b3e\uff0c\u4ee5\u4fdd\u6301\u4e00\u81f4\u6027\u3002\u5982\u679c\u5ba2\u6236\u4ee5NRV\uff08\u6de8\u640d\u5931\u7387\uff09\u6295\u4fdd\u6a5f\u68b0\uff0c\u5247\u5168\u640d\u689d\u6b3e\u81f3\u5c11\u61c9\u53cd\u6620\u4e00\u7a2e\u4e0d\u6703\u5b8c\u5168\u5ffd\u7565\u8a72\u6578\u5b57\u7684\u8ce0\u511f\u65b9\u5f0f\u3002\u4e00\u500b\u89e3\u6c7a\u65b9\u6848\u662f\uff1a\u660e\u78ba\u5b9a\u7fa9\u8ce0\u4ed8\u65b9\u5f0f\uff0c\u800c\u4e0d\u662f\u50c5\u50c5\u4f9d\u8cf4\u5099\u5fd8\u93042\u7684\u6a23\u677f\u6587\u4ef6\u3002<\/span><\/p>\n

        \n
      1. \u5c0d\u8001\u5316\u8a2d\u5099\u63a1\u7528\u7d04\u5b9a\u503c<\/b><\/li>\n<\/ol>\n

        \u4e0d\u8981\u4f9d\u8cf4NRV\uff0c\u800c\u8981\u8a2d\u5b9a\u4e00\u500b\u7d04\u5b9a\u50f9\u503c\uff0c\u8a72\u50f9\u503c\u61c9\u53cd\u6620\u5e02\u5834\u50f9\u503c\u548c\u91cd\u7f6e\u6210\u672c\u4e4b\u9593\u7684\u73fe\u5be6\u6298\u8877\u3002\u9019\u80fd\u8b93\u6bcf\u500b\u4eba\u90fd\u6e05\u695a\u4e86\u89e3\u6700\u9ad8\u8ce0\u4ed8\u984d\u3002<\/span><\/p>\n

        \u7d04\u5b9a\u50f9\u503c\u7d50\u7b97\u57fa\u790e<\/i><\/b><\/p>\n

        \u82e5\u767c\u751f\u5168\u640d\uff0c\u5247\u8ce0\u511f\u61c9\u4f9d\u7167\u4fdd\u96aa\u660e\u7d30\u8868\u4e2d\u898f\u5b9a\u7684\u7d04\u5b9a\u50f9\u503c\u9032\u884c\uff0c\u800c\u4e0d\u8003\u616e\u6298\u820a\u3001\u5be6\u969b\u73fe\u91d1\u50f9\u503c\u6216\u640d\u5931\u6642\u7684\u5e02\u5834\u50f9\u503c\u3002<\/span><\/i><\/p>\n

        \u7d04\u5b9a\u50f9\u503c\u662f\u6295\u4fdd\u4eba\u8207\u4fdd\u96aa\u4eba\u5728\u4fdd\u55ae\u751f\u6548\u6216\u7e8c\u4fdd\u6642\u6839\u64da\u88ab\u4fdd\u96aa\u7269\u54c1\u7684\u72c0\u6cc1\u3001\u5e74\u9650\u548c\u4f7f\u7528\u60c5\u6cc1\u5171\u540c\u63a5\u53d7\u7684\u50f9\u503c\u3002<\/span><\/i><\/p>\n

        \u6b64\u50f9\u503c\u61c9\u8996\u70ba\u767c\u751f\u5168\u640d\u6642\u7684\u6700\u9ad8\u8ce0\u511f\u91d1\u984d\uff0c\u4e26\u9808\u9075\u5b88\u4fdd\u55ae\u7684\u689d\u6b3e\u548c\u689d\u4ef6\uff0c\u5305\u62ec\u4efb\u4f55\u9069\u7528\u7684\u514d\u8ce0\u984d\u6216\u5206\u9805\u9650\u984d\u3002<\/span><\/i><\/p>\n

        \u7576\u660e\u78ba\u61c9\u7528\u4e26\u8a18\u9304\u7d04\u5b9a\u50f9\u503c\u57fa\u790e\u6642\uff0c\u4fdd\u96aa\u4eba\u653e\u68c4\u61c9\u7528\u5099\u5fd8\u9304 2\uff08\u57fa\u65bc\u5e02\u5834\u50f9\u503c\u7684\u5168\u640d\u7d50\u7b97\uff09\u7684\u6b0a\u5229\u3002<\/span><\/i><\/p>\n

        \u90e8\u5206\u640d\u5931\u61c9\u7e7c\u7e8c\u4f9d\u7167\u5099\u5fd8\u9304 1\uff08\u4fee\u7406\u6216\u66f4\u63db\u57fa\u790e\uff09\u4e88\u4ee5\u89e3\u6c7a\uff0c\u9664\u975e\u53e6\u6709\u8aaa\u660e\u3002<\/span><\/p>\n

        3.\u65b0\u589e\u6298\u820a\u8868\u548c\u50f9\u503c\u8868<\/b><\/p>\n

        \u4fdd\u55ae\u61c9\u5305\u542b\u6298\u820a\u5716\u8868\uff0c\u986f\u793a\u6a5f\u5668\u50f9\u503c\u96a8\u6642\u9593\u63a8\u79fb\u7684\u8cb6\u503c\u3002\u9019\u6709\u52a9\u65bc\u7ba1\u7406\u9810\u671f\uff0c\u4e26\u907f\u514d\u7d22\u8ce0\u671f\u9593\u7684\u722d\u8b70\u3002<\/span><\/p>\n

          \n
        1. \u6539\u9032\u7d22\u8ce0\u8a55\u4f30\u5be6\u8e10<\/b><\/li>\n<\/ol>\n

          \u4e00\u500b\u3002<\/span>\u00a0 \u00a0 \u00a0 \u00a0 \u00a0 <\/span> \u5118\u65e9\u8b93\u640d\u5931\u8a55\u4f30\u54e1\u53c3\u8207\u3002<\/span><\/p>\n

            \n
          1. \u00a0 \u00a0 \u00a0 \u00a0 <\/span> \u660e\u78ba\u5340\u5206\u53ef\u4fee\u5fa9\u640d\u5bb3\u548c\u5b8c\u5168\u63a8\u5b9a\u640d\u5931\u3002<\/span><\/li>\n
          2. \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 <\/span> \u5206\u5225\u8a55\u4f30\u6a5f\u8259\u548c\u96fb\u5b50\u8a2d\u5099\u7b49\u96f6\u4ef6\uff0c\u770b\u770b\u7ffb\u65b0\u7684\u96f6\u4ef6\u662f\u5426\u53ef\u4ee5\u964d\u4f4e\u6210\u672c\u3002<\/span><\/li>\n
          3. 5<\/span>. \u5f15\u5165\u9ad8\u6210\u672c\u7d44\u4ef6\u7684\u5b50\u9650\u5236<\/b><\/li>\n<\/ol>\n

            \u4fdd\u55ae\u53ef\u4ee5\u91dd\u5c0d\u99d5\u99db\u5ba4\u3001\u6db2\u58d3\u7cfb\u7d71\u6216\u63a7\u5236\u7cfb\u7d71\u7b49\u6602\u8cb4\u96f6\u4ef6\u8a2d\u5b9a\u5177\u9ad4\u7684\u5206\u9805\u9650\u984d\u3002\u9019\u6709\u52a9\u65bc\u9632\u6b62\u50c5\u56e0\u4e00\u500b\u6602\u8cb4\u90e8\u4ef6\u800c\u5c0e\u81f4\u90e8\u5206\u640d\u5931\u5347\u7d1a\u70ba\u5168\u90e8\u640d\u5931\u3002<\/span><\/p>\n

              \n
            1. \u7d93\u7d00\u4eba\u6e9d\u901a\u8207\u63ed\u9732<\/b><\/li>\n<\/ol>\n

              \u7d93\u7d00\u4eba\u5fc5\u9808\u6e05\u695a\u89e3\u91cb\u4fdd\u96aa\u91d1\u984d\u7684\u8a08\u7b97\u65b9\u5f0f\u4ee5\u53ca\u5be6\u969b\u8ce0\u511f\u65b9\u5f0f\u3002\u8a31\u591a\u7cfe\u7d1b\u7684\u7522\u751f\uff0c\u662f\u56e0\u70ba\u9867\u5ba2\u4e0d\u4e86\u89e3\u5099\u5fd8\u93042\u5c0d\u7406\u8ce0\u7684\u5f71\u97ff\u3002<\/span><\/p>\n

              \u81ea\u5378\u5361\u8eca\u6848\u4ef6\u8a72\u5982\u4f55\u8655\u7406\uff1f<\/b><\/p>\n

              \u8b93\u6211\u5011\u770b\u770b\u9019\u500b\u6848\u4f8b\u5982\u4f55\u89e3\u6c7a\uff1a<\/span><\/p>\n

              \u4e00\u500b\u3002<\/span>\u00a0 \u00a0 \u00a0 \u00a0 \u00a0 <\/span> \u9019\u8f1b\u5361\u8eca\u5df2\u670916\u5e74\u8eca\u9f61\uff0c\u5176\u5be6\u969b\u5e02\u5834\u50f9\u503c\u5f88\u53ef\u80fd\u9060\u4f4e\u65bc40\u842c\u7f8e\u5143\u3002<\/span><\/p>\n

                \n
              1. \u00a0 \u00a0 \u00a0 \u00a0 <\/span> \u96d6\u7136\u66f4\u63db\u99d5\u99db\u5ba4\u7684\u8cbb\u7528\u70ba 40 \u842c\u7f8e\u5143\uff0c\u4f46\u9019\u53ea\u662f\u8eca\u8f1b\u7684\u4e00\u90e8\u5206\u3002<\/span><\/li>\n
              2. \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 <\/span> \u70ba\u4e86\u907f\u514d\u5099\u5fd8\u9304 2\uff0c\u7d22\u8ce0\u5fc5\u9808\u4fdd\u6301\u5728\u90e8\u5206\u640d\u5931\u9650\u984d\u5167\u3002<\/span><\/li>\n<\/ol>\n

                \u5efa\u8b70\u65b9\u6cd5\uff1a<\/span><\/p>\n

                \u4e00\u500b\u3002<\/span>\u00a0 \u00a0 \u00a0 \u00a0 \u00a0 <\/span> \u8655\u7406\u5099\u5fd8\u9304 1 \u4e0b\u7684\u640d\u5931\uff0c\u5c07\u5176\u4fdd\u5b58\u70ba\u90e8\u5206\u640d\u5931\u3002<\/span><\/p>\n

                  \n
                1. \u00a0 \u00a0 \u00a0 \u00a0 <\/span> \u9f13\u52f5\u4f7f\u7528\u7ffb\u65b0\u6216\u552e\u5f8c\u96f6\u4ef6\u4ee5\u4fdd\u6301\u5408\u7406\u6210\u672c\u3002<\/span><\/li>\n
                2. \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 <\/span> \u5c07\u7dad\u4fee\u8cbb\u7528\u9650\u5236\u5728\u8eca\u8f1b\u4f30\u8a08\u5be6\u969b\u50f9\u503c\u7684\u7d04\u5b9a\u6bd4\u4f8b\u5167\u3002<\/span><\/li>\n
                3. \u00a0 \u00a0 \u00a0 \u00a0 <\/span> \u6e05\u6670\u5730\u8a18\u9304\u6d41\u7a0b\u4ee5\u907f\u514d\u5c07\u4f86\u7684\u7cfe\u7d1b\u3002<\/span><\/li>\n<\/ol>\n

                  \u900f\u904e\u5354\u5546\u5207\u5be6\u53ef\u884c\u7684\u89e3\u6c7a\u65b9\u6848\uff0c\u4fdd\u96aa\u516c\u53f8\u548c\u5ba2\u6236\u90fd\u53ef\u4ee5\u907f\u514d\u5099\u5fd8\u9304 2 \u9677\u9631\u4e26\u4fdd\u6301\u516c\u5e73\u7684\u7d50\u679c\u3002<\/span><\/p>\n

                  \u00a0<\/span><\/p>\n

                  \u7d50\u8ad6\uff1a\u4f7f\u671f\u671b\u8207\u73fe\u5be6\u4e00\u81f4<\/span><\/h3>\n

                  \u81ea\u5378\u5361\u8eca\u706b\u707d\u7d22\u8ce0\u6848\u51f8\u986f\u4e86\u5de5\u7a0b\u4fdd\u96aa\u7d50\u69cb\u4e2d\u7684\u95dc\u9375\u6f0f\u6d1e\u3002\u96d6\u7136\u57fa\u65bc\u65b0\u91cd\u7f6e\u50f9\u503c\u70ba\u8a2d\u5099\u6295\u4fdd\u807d\u8d77\u4f86\u5f88\u6709\u4fdd\u969c\uff0c\u4f46\u7576\u5099\u5fd8\u93042\u64fe\u4e82\u8ce0\u511f\u6642\uff0c\u9019\u7a2e\u505a\u6cd5\u53ef\u80fd\u6703\u9069\u5f97\u5176\u53cd\u3002<\/span><\/p>\n

                  \u70ba\u4e86\u907f\u514d\u9019\u500b\u9677\u9631\uff1a<\/span><\/p>\n

                  \u4e00\u500b\u3002<\/span>\u00a0 \u00a0 \u00a0 \u00a0 \u00a0 <\/span> \u4f7f\u7528\u7d04\u5b9a\u50f9\u503c\u6216\u66f4\u65b0\u5099\u5fd8\u9304 2 \u4ee5\u53cd\u6620 NRV \u898f\u5b9a\u3002<\/span><\/p>\n

                    \n
                  1. \u00a0 \u00a0 \u00a0 \u00a0 <\/span> \u660e\u78ba\u4fdd\u55ae\u4e2d\u5168\u640d\u7684\u5b9a\u7fa9\u3002<\/span><\/li>\n
                  2. \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 <\/span> \u5982\u6709\u5fc5\u8981\uff0c\u8acb\u61c9\u7528\u6298\u820a\u8a08\u5283\u548c\u5206\u9805\u9650\u984d\u3002<\/span><\/li>\n
                  3. \u00a0 \u00a0 \u00a0 \u00a0 <\/span> \u5728\u627f\u4fdd\u548c\u7e8c\u4fdd\u671f\u9593\u9032\u884c\u6e05\u695a\u7684\u6e9d\u901a\u3002<\/span><\/li>\n<\/ol>\n

                    \u5de5\u7a0b\u4fdd\u96aa\u61c9\u63d0\u4f9b\u4fdd\u969c\uff0c\u800c\u975e\u610f\u5916\u3002\u900f\u904e\u5f4c\u88dc\u4fdd\u96aa\u50f9\u503c\u8207\u7406\u8ce0\u689d\u6b3e\u4e4b\u9593\u7684\u5dee\u8ddd\uff0c\u4fdd\u96aa\u516c\u53f8\u548c\u5ba2\u6236\u90fd\u80fd\u78ba\u4fdd\u5728\u767c\u751f\u640d\u5931\u6642\uff0c\u4fdd\u96aa\u80fd\u5920\u771f\u6b63\u767c\u63ee\u9810\u671f\u7684\u4f5c\u7528\u3002<\/span><\/p>\n

                    \u00a0<\/span><\/p>\n

                    \u4fdd\u96aa\u7d93\u7d00\u4eba\u7684\u91cd\u8981\u6027<\/span><\/h3>\n

                    \u4fdd\u96aa\u7d93\u7d00\u4eba<\/span><\/a> \u5728\u78ba\u4fdd\u5ba2\u6236\u7372\u5f97\u8207\u5176\u7368\u7279\u98a8\u96aa\u76f8\u7b26\u7684\u4fdd\u969c\u65b9\u9762\uff0c\u5c24\u5176\u662f\u5728\u5de5\u7a0b\u548c\u5efa\u7bc9\u7b49\u8907\u96dc\u9818\u57df\uff0c\u7d93\u7d00\u4eba\u767c\u63ee\u8457\u81f3\u95dc\u91cd\u8981\u7684\u4f5c\u7528\u3002\u7d93\u7d00\u4eba\u4e0d\u50c5\u50c5\u662f\u92b7\u552e\u4fdd\u55ae\uff0c\u4ed6\u5011\u9084\u662f\u503c\u5f97\u4fe1\u8cf4\u7684\u9867\u554f\uff0c\u4e86\u89e3\u60a8\u7684\u696d\u52d9\uff0c\u8a55\u4f30\u60a8\u7684\u98a8\u96aa\uff0c\u4e26\u8207\u4fdd\u96aa\u516c\u53f8\u5354\u5546\u6700\u4f73\u689d\u6b3e\u3002\u7576\u767c\u751f\u7d22\u8ce0\u6642\uff0c\u4ed6\u5011\u662f\u60a8\u7684\u4ee3\u8a00\u4eba\uff0c\u6307\u5c0e\u60a8\u5b8c\u6210\u6574\u500b\u6d41\u7a0b\uff0c\u7dad\u8b77\u60a8\u7684\u5229\u76ca\u3002<\/span><\/p>\n

                    L&G \u4fdd\u96aa\u7d93\u7d00\u516c\u53f8\u662f\u5de5\u7a0b\u548c\u5efa\u7bc9\u98a8\u96aa\u9818\u57df\u7684\u5c08\u5bb6\u3002\u6191\u85c9\u8457\u6df1\u539a\u7684\u884c\u696d\u77e5\u8b58\u548c\u7a4d\u6975\u4e3b\u52d5\u7684\u7b56\u7565\uff0cL&G \u5e6b\u52a9\u5ba2\u6236\u7372\u5f97\u5168\u9762\u7684\u4fdd\u969c\uff0c\u540c\u6642\u907f\u514d\u98a8\u96aa\u96b1\u60a3\u3002\u653f\u7b56 \u4e00\u822c\u4fdd\u96aa\u3002\u7121\u8ad6\u60a8\u6295\u4fdd\u7684\u662f\u91cd\u578b\u8a2d\u5099\u3001\u57fa\u790e\u8a2d\u65bd\u9805\u76ee\u6216\u71df\u904b\u98a8\u96aa\uff0cL&G \u90fd\u80fd\u70ba\u60a8\u63d0\u4f9b\u6e05\u6670\u3001\u5be6\u60e0\u4e14\u5b89\u5fc3\u7684\u670d\u52d9\u3002\u4ed6\u5011\u7684\u5c08\u5bb6\u5718\u968a\u81f4\u529b\u65bc\u5efa\u7acb\u9577\u671f\u5408\u4f5c\u95dc\u4fc2\uff0c\u800c\u975e\u4e00\u6b21\u6027\u4ea4\u6613\u3002\u9078\u64c7<\/span>L&G\u4fdd\u96aa\u7d93\u7d00\u516c\u53f8<\/span><\/a> \u7372\u5f97\u60a8\u53ef\u4ee5\u4fe1\u8cf4\u7684\u5efa\u8b70\u3001\u5408\u9069\u7684\u4fdd\u969c\u4ee5\u53ca\u4e0d\u9593\u65b7\u7684\u652f\u6301\u2014\u5c24\u5176\u662f\u5728\u60a8\u6700\u9700\u8981\u7684\u6642\u5019\u3002<\/span><\/p>\n

                    \u6b63\u5728\u5c0b\u627e\u4fdd\u96aa\u7522\u54c1\uff1f\u5225\u6d6a\u8cbb\u6642\u9593\uff0c\u7acb\u5373\u806f\u7d61\u6211\u5011\u3002<\/b><\/p>\n

                    L&G 24\u5c0f\u6642\u71b1\u7dda\uff1a<\/b>0811-8507-773<\/b><\/a>\uff08\u96fb\u8a71 \u2013 WhatsApp \u2013 \u7c21\u8a0a\uff09<\/b><\/p>\n

                    \u7db2\u5740\uff1alngrisk.co.id<\/b><\/p>\n

                    \u4fe1\u7bb1: oktoyar.meli@lngrisk.co.id<\/b><\/p>\n

                    \u2014<\/b><\/p>","protected":false},"excerpt":{"rendered":"

                    Liga Asuransi – \u89aa\u611b\u7684\u8b80\u8005\uff0c\u6b61\u8fce\u4f86\u5230\u6211\u5011\u7684\u535a\u5ba2\uff0c\u9019\u88e1\u662f\u60a8\u7372\u53d6\u98a8\u96aa\u7ba1\u7406\u548c\u5c08\u696d\u4fdd\u96aa\u898b\u89e3 […]<\/p>\n","protected":false},"author":2,"featured_media":7688,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[36],"tags":[105,1268,396],"class_list":{"0":"post-7687","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-risk-management","8":"tag-asuransi-alat-berat","9":"tag-asuransi-teknik","10":"tag-heavy-equipment-insurance"},"post_mailing_queue_ids":[],"_links":{"self":[{"href":"http:\/\/ligaasuransi.com\/zh\/wp-json\/wp\/v2\/posts\/7687","targetHints":{"allow":["GET"]}}],"collection":[{"href":"http:\/\/ligaasuransi.com\/zh\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"http:\/\/ligaasuransi.com\/zh\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"http:\/\/ligaasuransi.com\/zh\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"http:\/\/ligaasuransi.com\/zh\/wp-json\/wp\/v2\/comments?post=7687"}],"version-history":[{"count":3,"href":"http:\/\/ligaasuransi.com\/zh\/wp-json\/wp\/v2\/posts\/7687\/revisions"}],"predecessor-version":[{"id":7691,"href":"http:\/\/ligaasuransi.com\/zh\/wp-json\/wp\/v2\/posts\/7687\/revisions\/7691"}],"wp:featuredmedia":[{"embeddable":true,"href":"http:\/\/ligaasuransi.com\/zh\/wp-json\/wp\/v2\/media\/7688"}],"wp:attachment":[{"href":"http:\/\/ligaasuransi.com\/zh\/wp-json\/wp\/v2\/media?parent=7687"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"http:\/\/ligaasuransi.com\/zh\/wp-json\/wp\/v2\/categories?post=7687"},{"taxonomy":"post_tag","embeddable":true,"href":"http:\/\/ligaasuransi.com\/zh\/wp-json\/wp\/v2\/tags?post=7687"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}