{"id":7572,"date":"2025-07-05T23:05:36","date_gmt":"2025-07-05T16:05:36","guid":{"rendered":"https:\/\/ligaasuransi.com\/?p=7572"},"modified":"2025-07-07T08:46:42","modified_gmt":"2025-07-07T01:46:42","slug":"pojk-terbaru-cost-sharing-asuransi-kesehatan-wajib-10-apa-dampaknya-bagi-anda","status":"publish","type":"post","link":"http:\/\/ligaasuransi.com\/zh\/pojk-terbaru-cost-sharing-asuransi-kesehatan-wajib-10-apa-dampaknya-bagi-anda\/","title":{"rendered":"\u6700\u65b0POJK\uff01\u5f37\u5236\u5065\u5eb7\u4fdd\u96aa\u8cbb\u7528\u5206\u652410%\uff0d\u5c0d\u60a8\u6709\u4f55\u5f71\u97ff\uff1f"},"content":{"rendered":"<p><span style=\"font-weight: 400;\">\u4fdd\u96aa\u806f\u76df\u7684\u670b\u53cb\u5011\uff0c\u5927\u5bb6\u597d\uff01\u6b61\u8fce\u56de\u5230\u503c\u5f97\u4fe1\u8cf4\u7684\u6559\u80b2\u983b\u9053\u3002<\/span><b>\u4fdd\u96aa<\/b><span style=\"font-weight: 400;\">\u6211\u5011\uff0c\u8a0e\u8ad6\u4e00\u5207\u7684\u6700\u4f73\u5834\u6240<\/span><b>\u5065\u5eb7\u4fdd\u96aa<\/b><span style=\"font-weight: 400;\">\u3001\u98a8\u96aa\u7ba1\u7406\u4ee5\u53caOJK\u7684\u6700\u65b0\u898f\u5b9a\u3002\u9019\u6b21\uff0c\u6211\u5011\u5c07\u56de\u9867\u5099\u53d7\u95dc\u6ce8\u7684\u65b0\u898f\u5247\uff0c\u5373\u7fa9\u52d9\u6210\u672c<\/span><b>\u5206\u4eab10%<\/b><span style=\"font-weight: 400;\"> \u5728<\/span><b>\u5546\u696d\u5065\u5eb7\u4fdd\u96aa<\/b><span style=\"font-weight: 400;\">\u9019\u9805\u653f\u7b56\u610f\u5473\u8457\u4ec0\u9ebc\uff1f\u5b83\u5c07\u5982\u4f55\u5f71\u97ff\u500b\u4eba\u53c3\u8207\u8005\u3001\u4f01\u696d\u548c\u91ab\u9662\uff1f\u5b83\u5177\u9ad4\u662f\u4ec0\u9ebc\u6a23\u5b50\u7684\u5462\uff1f<\/span><b>\u4e00\u500b\u91cd\u8981\u7684 \u89d2\u8272<\/b><a href=\"https:\/\/lngrisk.co.id\/\"><b>\u4fdd\u96aa\u7d93\u7d00\u4eba<\/b> <\/a><span style=\"font-weight: 400;\">\u5e6b\u52a9\u4f60\u9069\u61c9\u9019\u4e9b\u6539\u8b8a\uff1f\u4f86\u5427\uff0c\u95b1\u8b80\u672c\u6587\u4e86\u89e3\u66f4\u591a\uff01<\/span><\/p>\n<p>&nbsp;<\/p>\n<h3><b>\u65b0\u898f\uff1a\u5f37\u5236\u91ab\u7642\u4fdd\u96aa\u8cbb\u7528\u5206\u652410%<\/b><\/h3>\n<p><span style=\"font-weight: 400;\">2025\u5e745\u6708\uff0cOJK\u767c\u5e03<\/span><b>SEOJK 7\/SEOJK.05\/2025<\/b><span style=\"font-weight: 400;\">\u8981\u6c42\u6240\u6709\u5546\u696d\u53c3\u8207\u8005<\/span><b>\u5065\u5eb7\u4fdd\u96aa<\/b><span style=\"font-weight: 400;\">\u627f\u64d4\u6700\u4f4e\u9650\u5ea6<\/span><b>\u6210\u672c\u5206\u6524\u8cbb 10%<\/b><span style=\"font-weight: 400;\">\u91ab\u7642\u670d\u52d9\u7e3d\u6210\u672c\u7684\u4f54\u6bd4\u3002\u8a72\u6cd5\u898f\u53ef\u671b\u63d0\u9ad8\u900f\u660e\u5ea6\uff0c\u9632\u6b62\u6feb\u7528\u4fdd\u96aa\u798f\u5229\uff0c\u4e26\u7dad\u8b77\u4fdd\u96aa\u516c\u53f8\u7684\u9577\u671f\u8ca1\u52d9\u7a69\u5b9a\u3002<\/span><\/p>\n<h3><b>\u5065\u5eb7\u4fdd\u96aa\u4e2d\u7684\u8cbb\u7528\u5206\u6524\u662f\u4ec0\u9ebc\uff1f<\/b><\/h3>\n<p><b>\u6210\u672c\u5206\u6524<\/b><span style=\"font-weight: 400;\">\u4fdd\u96aa\u53c3\u8207\u8005\u5206\u64d4\u90e8\u5206\u91ab\u7642\u670d\u52d9\u6210\u672c\u7684\u88fd\u5ea6\u3002\u5e38\u7528\u7684\u6210\u672c\u5206\u6524\u5f62\u5f0f\u6709\u4e09\u7a2e\uff1a<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>\u514d\u8ce0\u984d<\/b><span style=\"font-weight: 400;\">\uff1a\u521d\u59cb\u8cbb\u7528\u81ea\u4ed8\uff0c\u5176\u9918\u8cbb\u7528\u7531\u4fdd\u96aa\u8ca0\u64d4\u3002<\/span><span style=\"font-weight: 400;\"><br \/>\n<\/span><b>\u5171\u540c\u652f\u4ed8<\/b><span style=\"font-weight: 400;\">\uff1a\u6bcf\u6b21\u91ab\u7642\u670d\u52d9\u8cbb\u7528\u56fa\u5b9a\u3002<\/span><span style=\"font-weight: 400;\"><br \/>\n<\/span><b>\u5171\u540c\u4fdd\u96aa<\/b><span style=\"font-weight: 400;\">\uff1a\u53c3\u8207\u8005\u652f\u4ed8\u7684\u7e3d\u8cbb\u7528\u7684\u767e\u5206\u6bd4\uff08\u4f8b\u5982\uff1a10%\uff09\u3002<\/span>&nbsp;<\/li>\n<\/ul>\n<h3><b>OJK \u70ba\u4ec0\u9ebc\u8981\u767c\u5e03\u9019\u9805\u6210\u672c\u5206\u6524\u689d\u4f8b\uff1f<\/b><\/h3>\n<ol>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>\u63d0\u9ad8\u900f\u660e\u5ea6\u548c\u516c\u5e73\u6027<\/b><span style=\"font-weight: 400;\">\u5065\u5eb7\u4fdd\u96aa\u5236\u5ea6\u3002<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>\u63a7\u5236\u9053\u5fb7\u98a8\u96aa<\/b><span style=\"font-weight: 400;\">\u5373\u904e\u5ea6\u4f7f\u7528\u91ab\u7642\u670d\u52d9\u3002<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>\u7dad\u8b77\u4fdd\u96aa\u516c\u53f8\u7684\u8ca1\u52d9\u53ef\u6301\u7e8c\u6027<\/b><span style=\"font-weight: 400;\">\u4ee5\u4fbf\u9577\u671f\u7e7c\u7e8c\u652f\u4ed8\u7d22\u8ce0\u3002<\/span>&nbsp;<\/li>\n<\/ol>\n<h3><b>\u5c0d\u500b\u4eba\u3001\u516c\u53f8\u548c\u670d\u52d9\u63d0\u4f9b\u8005\u7684\u5f71\u97ff<\/b><\/h3>\n<p><b>\u5c0d\u65bc\u500b\u4eba\u53c3\u8207\u8005\uff1a<\/b><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">\u5728\u5c0b\u6c42\u91ab\u7642\u6642\u5fc5\u9808\u958b\u59cb\u8003\u616e\u500b\u4eba\u8cbb\u7528\u3002<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">\u4e0d\u80fd\u518d\u4f9d\u8cf4\u4fdd\u96aa\u7684\u5168\u90e8\u7d22\u8ce0\u3002<\/span>&nbsp;<\/li>\n<\/ul>\n<p><b>\u5c0d\u65bc\u516c\u53f8\/\u4eba\u529b\u8cc7\u6e90\uff1a<\/b><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">\u6709\u5fc5\u8981\u5411\u54e1\u5de5\u5ba3\u50b3\u9019\u9805\u8b8a\u5316\uff0c\u4ee5\u9632\u6b62\u8aa4\u89e3\u3002<\/span>&nbsp;<\/li>\n<\/ul>\n<p><b>\u5c0d\u65bc\u91ab\u9662\u548c\u670d\u52d9\u63d0\u4f9b\u8005\uff1a<\/b><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">\u7d22\u8ce0\u7cfb\u7d71\u9700\u8981\u9032\u884c\u8abf\u6574\uff0c\u4ee5\u81ea\u52d5\u8a08\u7b97\u53c3\u8207\u8005\u7684\u5206\u6524\u8cbb\u7528\u3002<\/span>&nbsp;<\/li>\n<\/ul>\n<h3><b>\u8cbb\u7528\u5206\u6524\u5c0d\u4fdd\u96aa\u53c3\u8207\u8005\u7684\u76ca\u8655<\/b><\/h3>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">\u7531\u65bc\u98a8\u96aa\u5171\u64d4\uff0c\u4fdd\u8cbb\u8f03\u5be6\u60e0\u3002<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">\u53c3\u8207\u8005\u5728\u4f7f\u7528\u91ab\u7642\u670d\u52d9\u6642\u66f4\u660e\u667a\u3001\u66f4\u8ca0\u8cac\u4efb\u3002<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">\u6e1b\u5c11\u6feb\u7528\u4fdd\u96aa\u798f\u5229\u7684\u53ef\u80fd\u6027\u3002<\/span>&nbsp;<\/li>\n<\/ul>\n<h3><b>\u6210\u672c\u5206\u6524\u7684\u98a8\u96aa\u8207\u7f3a\u9ede<\/b><\/h3>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">\u7372\u5f97\u91ab\u7642\u670d\u52d9\u6642\u7684\u984d\u5916\u8cbb\u7528\u3002<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">\u500b\u4eba\u6210\u672c\u91d1\u984d\u4e0d\u78ba\u5b9a\u3002<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">\u7dca\u6025\u60c5\u6cc1\u4e0b\u8cc7\u91d1\u6709\u9650\u7684\u53c3\u8207\u8005\u6240\u9762\u81e8\u7684\u969c\u7919\u3002<\/span>&nbsp;<\/li>\n<\/ul>\n<h3><b>\u61c9\u5c0d\u9019\u4e9b\u8b8a\u5316\u7684\u6280\u5de7<\/b><\/h3>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">\u7814\u7a76\u4e26\u7406\u89e3\u4f60\u7684\u4fdd\u55ae\u5167\u5bb9\uff0c\u5c24\u5176\u662f\u4ee5\u4e0b\u90e8\u5206<\/span><b>\u5171\u540c\u652f\u4ed8<\/b><span style=\"font-weight: 400;\">\uff0c<\/span><b>\u514d\u8ce0\u984d<\/b><span style=\"font-weight: 400;\">\u4ee5\u53ca\u7d22\u8ce0\u9650\u984d\u3002<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">\u8207\u60a8\u7684<\/span><b>\u4fdd\u96aa\u7d93\u7d00\u4eba<\/b><span style=\"font-weight: 400;\">\u4e86\u89e3\u798f\u5229\u7d50\u69cb\u3002<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">\u4f7f\u7528<\/span><b>\u7279\u5fb5\u798f\u5229\u5354\u8abf\uff08CoB\uff09<\/b><span style=\"font-weight: 400;\">\u8207 BPJS \u5408\u4f5c\u4ee5\u964d\u4f4e\u4eba\u54e1\u6210\u672c\u3002<\/span>&nbsp;<\/li>\n<\/ul>\n<h3><b>\u4ec0\u9ebc\u662f\u798f\u5229\u5354\u8abf\uff08CoB\uff09\uff1f<\/b><\/h3>\n<p><b>\u78b3<\/b><span style=\"font-weight: 400;\">\u662f<\/span><b>BPJS \u5065\u5eb7\u8207\u79c1\u4eba\u4fdd\u96aa<\/b><span style=\"font-weight: 400;\">\uff0c\u96d9\u65b9\u4f9d\u798f\u5229\u4efd\u984d\u5206\u64d4\u7d22\u8ce0\u8ca0\u64d4\u3002<\/span><span style=\"font-weight: 400;\"><br \/>\n<\/span><span style=\"font-weight: 400;\"> \u4f8b\u5b50\uff1a<\/span><span style=\"font-weight: 400;\"><br \/>\n<\/span><span style=\"font-weight: 400;\">\u5982\u679c\u91ab\u9662\u8cbb\u7528\u70ba 1000 \u842c\u5370\u5c3c\u76fe\uff0c\u90a3\u9ebc BPJS \u627f\u64d4 600 \u842c\u5370\u5c3c\u76fe\uff0c\u79c1\u4eba\u4fdd\u96aa\u627f\u64d4 300 \u842c\u5370\u5c3c\u76fe\uff0c\u53c3\u8207\u8005\u652f\u4ed8<\/span><b>\u5171\u540c\u652f\u4ed8 Rp1 \u9ec3\u9ebb<\/b><span style=\"font-weight: 400;\">\u3002<\/span><\/p>\n<p><b>\u689d\u4ef6\u6709\u5e8f\u78b3 \u8d70\uff1a<\/b><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">\u53c3\u8207\u8005\u5fc5\u9808\u5728 CoB \u7cfb\u7d71\u4e2d\u8a3b\u518a\u3002<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">\u91ab\u9662\u5df2\u6574\u5408CoB\u3002<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">\u53c3\u8207\u8005\u5728\u5c0b\u6c42\u6cbb\u7642\u6642\u5fc5\u9808\u651c\u5e36 BPJS \u5361\u548c\u4fdd\u96aa\u5361\u3002<\/span>&nbsp;<\/li>\n<\/ul>\n<h3><span style=\"font-weight: 400;\">\u4fdd\u96aa\u7d93\u7d00\u4eba\u5728\u6210\u672c\u5206\u6524\u9ad4\u7cfb\u4e2d\u7684\u91cd\u8981\u4f5c\u7528<\/span><\/h3>\n<p><span style=\"font-weight: 400;\">\u4f5c\u70ba\u7b56\u7565\u5925\u4f34\uff0c<\/span><a href=\"https:\/\/lngrisk.co.id\/\"><b>\u4fdd\u96aa\u7d93\u7d00\u4eba<\/b><\/a><span style=\"font-weight: 400;\"> \u5728\u5e6b\u52a9\u5ba2\u6236\u61c9\u5c0d\u76e3\u7ba1\u8b8a\u5316\u65b9\u9762\u767c\u63ee\u95dc\u9375\u4f5c\u7528\uff1a<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">\u5206\u6790\u5ba2\u6236\u9700\u6c42\u548c\u98a8\u96aa\u72c0\u6cc1\u3002<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">\u6839\u64da\u6700\u65b0\u898f\u5b9a\u5236\u5b9a\u5065\u5eb7\u4fdd\u96aa\u8a08\u5283\u3002<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">\u70ba\u4eba\u529b\u8cc7\u6e90\u548c\u53c3\u8207\u8005\u63d0\u4f9b\u5168\u9762\u7684\u6559\u80b2\u3002<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">\u76e3\u63a7\u7d22\u8ce0\u904e\u7a0b\u4ee5\u78ba\u4fdd\u5176\u9806\u5229\u9032\u884c\u3002<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">\u6bcf\u5e74\u9032\u884c\u798f\u5229\u5be9\u67e5\u4ee5\u4fdd\u6301\u9ad8\u6548\u548c\u7af6\u722d\u529b\u3002<\/span>&nbsp;<\/li>\n<\/ul>\n<h3><b>\u7d50\u8ad6<\/b><\/h3>\n<p><span style=\"font-weight: 400;\">SEOJK \u6cd5\u898f 7\/2025 \u898f\u5b9a<\/span><b>\u91ab\u7642\u4fdd\u96aa\u8cbb\u7528\u5206\u6524 10% \u73fe\u5df2\u5f37\u5236\u57f7\u884c<\/b><span style=\"font-weight: 400;\">\u4e86\u89e3\u9019\u4e9b\u8b8a\u5316\u975e\u5e38\u91cd\u8981\uff0c\u9019\u6a23\u53c3\u8207\u8005\u3001\u516c\u53f8\u548c\u670d\u52d9\u63d0\u4f9b\u8005\u624d\u80fd\u5f88\u597d\u5730\u9069\u61c9\u3002<\/span><\/p>\n<p><span style=\"font-weight: 400;\">\u5982\u679c\u60a8\u6b63\u5728\u8a55\u4f30\u54e1\u5de5\u5065\u5eb7\u4fdd\u96aa\u8a08\u5283\u6216\u9700\u8981\u7372\u5f97\u5177\u6709\u6700\u4f73\u798f\u5229\u7684\u4fdd\u55ae\u63a8\u85a6\uff0c<\/span><b>\u8aee\u8a62\u503c\u5f97\u4fe1\u8cf4\u7684 <\/b><a href=\"https:\/\/lngrisk.co.id\/\"><b>\u4fdd\u96aa\u7d93\u7d00\u4eba<\/b><\/a><span style=\"font-weight: 400;\"> \u4f8b\u5982L&amp;G\u4fdd\u96aa\u7d93\u7d00\u516c\u53f8\u3002<\/span><\/p>\n<p><span style=\"font-weight: 400;\">\u9ede\u64ca\u4ee5\u4e0b\u9023\u7d50<\/span><b>\u514d\u8cbb\u8aee\u8a62\u548c<\/b><span style=\"font-weight: 400;\">\u4e0d\u8981\u5fd8\u8a18\u6309\u8b9a\u3001\u5206\u4eab\u548c\u8a02\u95b1 Liga Asuransi \u983b\u9053\u4ee5\u7372\u53d6\u5176\u4ed6\u91cd\u8981\u8cc7\u8a0a\uff01<\/span><\/p>","protected":false},"excerpt":{"rendered":"<p>\u4fdd\u96aa\u806f\u76df\u7684\u670b\u53cb\u5011\uff0c\u5927\u5bb6\u597d\uff01\u6b61\u8fce\u56de\u5230\u503c\u5f97\u4fe1\u8cf4\u7684\u6559\u80b2\u983b\u9053\u3002\u4fdd\u96aa\u6211\u5011\uff0c\u8a0e\u8ad6\u4e00\u5207\u7684\u6700\u4f73\u5834\u6240\u5065\u5eb7\u4fdd\u96aa\u3001\u98a8\u96aa\u7ba1\u7406\u4ee5\u53caOJK [&hellip;]<\/p>\n","protected":false},"author":2,"featured_media":7573,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"video","meta":{"footnotes":""},"categories":[59,1243],"tags":[184,1238,1237],"class_list":{"0":"post-7572","1":"post","2":"type-post","3":"status-publish","4":"format-video","5":"has-post-thumbnail","7":"category-asuransi-kesehatan","8":"category-ligaasuransi-tv","9":"tag-asuransi-kesehatan","10":"tag-co-payment-asuransi-kesehatan","11":"tag-pojk-asuransi-kesehatan","12":"post_format-post-format-video"},"post_mailing_queue_ids":[],"_links":{"self":[{"href":"http:\/\/ligaasuransi.com\/zh\/wp-json\/wp\/v2\/posts\/7572","targetHints":{"allow":["GET"]}}],"collection":[{"href":"http:\/\/ligaasuransi.com\/zh\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"http:\/\/ligaasuransi.com\/zh\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"http:\/\/ligaasuransi.com\/zh\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"http:\/\/ligaasuransi.com\/zh\/wp-json\/wp\/v2\/comments?post=7572"}],"version-history":[{"count":3,"href":"http:\/\/ligaasuransi.com\/zh\/wp-json\/wp\/v2\/posts\/7572\/revisions"}],"predecessor-version":[{"id":7582,"href":"http:\/\/ligaasuransi.com\/zh\/wp-json\/wp\/v2\/posts\/7572\/revisions\/7582"}],"wp:featuredmedia":[{"embeddable":true,"href":"http:\/\/ligaasuransi.com\/zh\/wp-json\/wp\/v2\/media\/7573"}],"wp:attachment":[{"href":"http:\/\/ligaasuransi.com\/zh\/wp-json\/wp\/v2\/media?parent=7572"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"http:\/\/ligaasuransi.com\/zh\/wp-json\/wp\/v2\/categories?post=7572"},{"taxonomy":"post_tag","embeddable":true,"href":"http:\/\/ligaasuransi.com\/zh\/wp-json\/wp\/v2\/tags?post=7572"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}