{"id":7395,"date":"2025-05-07T15:28:52","date_gmt":"2025-05-07T08:28:52","guid":{"rendered":"https:\/\/ligaasuransi.com\/?p=7395"},"modified":"2025-05-07T15:28:52","modified_gmt":"2025-05-07T08:28:52","slug":"menjaga-stabilitas-pembiayaan-kpr-subsidi-peran-asuransi-kredit-dalam-program-rumah-rakyat","status":"publish","type":"post","link":"http:\/\/ligaasuransi.com\/zh\/menjaga-stabilitas-pembiayaan-kpr-subsidi-peran-asuransi-kredit-dalam-program-rumah-rakyat\/","title":{"rendered":"\u7dad\u6301KPR\u88dc\u8cbc\u878d\u8cc7\u7684\u7a69\u5b9a\u6027\uff1a\u4fe1\u7528\u4fdd\u96aa\u5728\u6c11\u751f\u5de5\u7a0b\u4e2d\u7684\u4f5c\u7528"},"content":{"rendered":"<p><span style=\"font-weight: 400;\">\u6b61\u8fce\u4f86\u5230<\/span><a href=\"https:\/\/ligaasuransi.com\"><span style=\"font-weight: 400;\">Liga Asuransi<\/span><\/a><span style=\"font-weight: 400;\"> \u5176\u4e2d\u5c08\u9580\u8a0e\u8ad6\u4e86\u5404\u884c\u696d\u9818\u57df\u98a8\u96aa\u7ba1\u7406\u548c\u4fdd\u96aa\u7684\u91cd\u8981\u4e3b\u984c\u3002\u5c0d\u65bc\u5370\u5c3c\u5404\u5730\u7684\u653f\u5e9c\u5b98\u54e1\u3001\u623f\u5730\u7522\u958b\u767c\u5546\u3001\u9280\u884c\u3001\u91d1\u878d\u6a5f\u69cb\u4ee5\u53ca\u8cb7\u5bb6\u548c\u696d\u4e3b\uff0c\u6211\u5011\u81f4\u4ee5\u71b1\u70c8\u7684\u554f\u5019\u4e26\u611f\u8b1d\u4f60\u5011\u7684\u4f86\u8a2a\u3002<\/span><\/p>\n<p><span style=\"font-weight: 400;\">\u672c\u671f\u6211\u5011\u5c07\u6df1\u5165\u56de\u9867\u4fe1\u7528\u4fdd\u96aa\u5728\u7dad\u6301 KPR \u88dc\u8cbc\u878d\u8cc7\u7a69\u5b9a\u6027\u65b9\u9762\u7684\u6230\u7565\u4f5c\u7528\uff0c\u7279\u5225\u662f\u5728\u652f\u6301\u666e\u62c9\u535a\u6c83\u7e3d\u7d71\u57f7\u653f\u6642\u4ee3\u4eba\u6c11\u4f4f\u623f\u8a08\u5283\u6210\u529f\u65b9\u9762\u7684\u6230\u7565\u4f5c\u7528\u3002\u5982\u679c\u60a8\u89ba\u5f97\u672c\u6587\u6709\u7528\uff0c\u8acb\u96a8\u6642\u8207\u60a8\u7684\u540c\u4e8b\u5206\u4eab\u3002\u4e5f\u53ef\u4ee5\u5728\u6b64\u90e8\u843d\u683c\u4e0a\u627e\u5230\u6578\u767e\u7bc7\u5176\u4ed6\u8cc7\u8a0a\u8c50\u5bcc\u7684\u6587\u7ae0\u3002<\/span><\/p>\n<p>&nbsp;<\/p>\n<h3><span style=\"font-weight: 400;\">FLPP KPR \u878d\u8cc7\u53ca\u5176\u6311\u6230<\/span><\/h3>\n<p><span style=\"font-weight: 400;\">\u70ba\u4e86\u5411\u4f4e\u6536\u5165\u8005\uff08MBR\uff09\u63d0\u4f9b\u9ad4\u9762\u7684\u4f4f\u623f\uff0c\u5370\u5c3c\u653f\u5e9c\u5728\u904e\u53bb\u5e7e\u5e74\u63a8\u51fa\u4e86\u4f4f\u623f\u6240\u6709\u6b0a\u4fe1\u8cb8\u8a08\u5283\u548c\u4f4f\u623f\u878d\u8cc7\u6d41\u52d5\u6027\u4fbf\u5229\uff08FLPP\uff09\u8a08\u5283\u3002\u8a72\u8a08\u5283\u70baMBR\u63d0\u4f9b\u5229\u606f\u88dc\u8cbc\uff0c\u4f7f\u4ed6\u5011\u80fd\u5920\u4ee5\u8f15\u9b06\u4e14\u8ca0\u64d4\u5f97\u8d77\u7684\u5206\u671f\u4ed8\u6b3e\u64c1\u6709\u4e00\u5957\u623f\u5b50\u3002\u666e\u62c9\u535a\u6c83\u7e3d\u7d71\u9818\u5c0e\u4e0b\u7684\u653f\u5e9c\u81f4\u529b\u65bc\u7e7c\u7e8c\u4e26\u52a0\u5f37\u8a72\u8a08\u5283\uff0c\u4f5c\u70ba\u5176\u6bcf\u5e74\u5efa\u9020 100 \u842c\u68df\u623f\u5c4b\u7684\u9858\u666f\u7684\u4e00\u90e8\u5206\u3002<\/span><\/p>\n<p><span style=\"font-weight: 400;\">FLPP \u662f\u958b\u767c\u5546\u3001\u9280\u884c\u548c\u6f5b\u5728\u8cfc\u5c4b\u8005\u4e4b\u9593\u7684\u91cd\u8981\u6a4b\u6a11\u3002\u7136\u800c\uff0c\u9019\u80cc\u5f8c\u4e5f\u5b58\u5728\u8457\u4e00\u4e9b\u56b4\u5cfb\u7684\u6311\u6230\uff0c\u7279\u5225\u662f\u9577\u671f\u878d\u8cc7\u65b9\u9762\u3002\u5176\u4e2d\u4e4b\u4e00\u662f\u50b5\u52d9\u4eba\u7684\u9ad8\u4fe1\u7528\u98a8\u96aa\u72c0\u6cc1\u3002\u8a31\u591a KPR \u88dc\u8cbc\u53d7\u76ca\u8005\u4f86\u81ea\u975e\u6b63\u898f\u90e8\u9580\uff0c\u6536\u5165\u4e0d\u7a69\u5b9a\uff0c\u6c92\u6709\u6b63\u5f0f\u7684\u4fe1\u7528\u8a18\u9304\uff0c\u4e26\u4e14\u5bb9\u6613\u53d7\u5230\u7d93\u6fdf\u6ce2\u52d5\u7684\u5f71\u97ff\u3002\u9019\u7a2e\u60c5\u6cc1\u4f7f\u5f97\u91d1\u878d\u6a5f\u69cb\u96e3\u4ee5\u8a55\u4f30\u548c\u7ba1\u7406\u9055\u7d04\u98a8\u96aa\u3002<\/span><\/p>\n<p><span style=\"font-weight: 400;\">\u9019\u5c31\u662f\u4fe1\u7528\u4fdd\u96aa\u7684\u4f5c\u7528\u8b8a\u5f97\u975e\u5e38\u91cd\u8981\u7684\u5730\u65b9\u3002\u8a72\u4fdd\u96aa\u65e8\u5728\u4fdd\u8b77\u9280\u884c\u548c\u91d1\u878d\u6a5f\u69cb\u514d\u53d7\u50b5\u52d9\u4eba\u9055\u7d04\u9020\u6210\u7684\u6f5b\u5728\u640d\u5931\u3002\u900f\u904e\u9069\u7576\u7684\u4fdd\u8b77\uff0c\u53ef\u4ee5\u4fdd\u6301\u62b5\u62bc\u8cb8\u6b3e\u878d\u8cc7\u7684\u7a69\u5b9a\u6027\uff0c\u4e26\u53ef\u4ee5\u6301\u7e8c\u9f13\u52f5\u516c\u5171\u4f4f\u623f\u8a08\u5283\u7684\u53ef\u6301\u7e8c\u6027\u3002<\/span><\/p>\n<p>&nbsp;<\/p>\n<h3><span style=\"font-weight: 400;\">\u4fdd\u969c\u6027\u4f4f\u623f\u4fe1\u7528\u9055\u7d04\u98a8\u96aa<\/span><\/h3>\n<p><span style=\"font-weight: 400;\">\u5118\u7ba1FLPP\u7b49KPR\u88dc\u8cbc\u8a08\u756b\u70ba\u4f4e\u6536\u5165\u8005\uff08MBR\uff09\u63d0\u4f9b\u4e86\u8f15\u9b06\u7372\u5f97\u623f\u5c4b\u6240\u6709\u6b0a\u7684\u6a5f\u6703\uff0c\u4f46\u5f9e\u878d\u8cc7\u6a5f\u69cb\u7684\u89d2\u5ea6\u4f86\u770b\uff0c\u9019\u7a2e\u4fe1\u8cb8\u6240\u9644\u5e36\u7684\u98a8\u96aa\u76f8\u7576\u9ad8\u3002 FLPP KPR \u50b5\u52d9\u4eba\u7684\u6982\u6cc1\u901a\u5e38\u5177\u6709\u975e\u6b63\u898f\u6536\u5165\u7684\u7279\u5fb5\uff0c\u4f86\u81ea\u975e\u6b63\u898f\u90e8\u9580\uff0c\u4e14\u4fe1\u7528\u8a18\u9304\u6216\u62b5\u62bc\u54c1\u5f88\u5c11\u3002\u9019\u4f7f\u5f97\u4ed6\u5011\u5728\u91d1\u878d\u9ad4\u7cfb\u4e2d\u88ab\u6b78\u985e\u70ba\u9ad8\u98a8\u96aa\u5ba2\u6236\u3002<\/span><\/p>\n<p><span style=\"font-weight: 400;\">\u4e3b\u8981\u98a8\u96aa\u4e4b\u4e00\u662f\u9084\u6b3e\u80fd\u529b\u6ce2\u52d5\u3002\u6bcf\u5929\u6216\u6bcf\u9031\u6709\u6536\u5165\u7684\u50b5\u52d9\u4eba\u5f80\u5f80\u6c92\u6709\u9577\u671f\u7684\u8ca1\u52d9\u898f\u5283\u3002\u5728\u901a\u8ca8\u81a8\u8139\u3001\u57fa\u672c\u5546\u54c1\u50f9\u683c\u4e0a\u6f32\u6216\u5c31\u696d\u4e2d\u65b7\u7b49\u4e0d\u78ba\u5b9a\u7684\u7d93\u6fdf\u689d\u4ef6\u4e0b\uff0c\u5b83\u5011\u5f88\u5bb9\u6613\u9055\u7d04\u3002<\/span><\/p>\n<p><span style=\"font-weight: 400;\">\u9664\u6b64\u4e4b\u5916\uff0c\u7f3a\u4e4f\u91d1\u878d\u77e5\u8b58\u4e5f\u6703\u589e\u52a0\u98a8\u96aa\u3002\u8a31\u591a\u50b5\u52d9\u4eba\u4e26\u4e0d\u5b8c\u5168\u4e86\u89e3\u903e\u671f\u6216\u7121\u6cd5\u652f\u4ed8\u5206\u671f\u4ed8\u6b3e\u7684\u5f8c\u679c\u3002\u7d50\u679c\uff0c\u4e0d\u826f\u8cb8\u6b3e\uff08NPL\uff09\u7684\u53ef\u80fd\u6027\u589e\u52a0\uff0c\u9019\u53ef\u80fd\u6703\u7834\u58de\u9280\u884c\u878d\u8cc7\u7d44\u5408\u7684\u6d41\u52d5\u6027\u548c\u5065\u5eb7\u72c0\u6cc1\u3002<\/span><\/p>\n<p><span style=\"font-weight: 400;\">\u53e6\u4e00\u65b9\u9762\uff0c\u5118\u7ba1\u653f\u5e9c\u900f\u904e\u8cbc\u606f\u627f\u64d4\u4e86\u90e8\u5206\u98a8\u96aa\uff0c\u4f46\u9055\u7d04\u98a8\u96aa\u4ecd\u638c\u63e1\u5728\u878d\u8cc7\u6a5f\u69cb\u624b\u4e2d\u3002\u5982\u679c\u6c92\u6709\u826f\u597d\u7684\u7de9\u89e3\u63aa\u65bd\uff0c\u9280\u884c\u548c\u91d1\u878d\u6a5f\u69cb\u5c07\u9762\u81e8\u91cd\u5927\u640d\u5931\uff0c\u7279\u5225\u662f\u5728\u767c\u751f\u5927\u898f\u6a21\u9055\u7d04\u7684\u60c5\u6cc1\u4e0b\u3002<\/span><\/p>\n<p><span style=\"font-weight: 400;\">\u56e0\u6b64\uff0c\u9700\u8981\u80fd\u5920\u7cfb\u7d71\u5316\u3001\u53ef\u6301\u7e8c\u5730\u4fdd\u8b77\u4fe1\u7528\u98a8\u96aa\u7684\u5de5\u5177\u2014\u2014\u9019\u5c31\u662f\u4fe1\u7528\u4fdd\u96aa\u5728\u78ba\u4fdd\u4eba\u5011\u4f4f\u623f\u878d\u8cc7\u7a69\u5b9a\u65b9\u9762\u7684\u4f5c\u7528\u8b8a\u5f97\u8d8a\u4f86\u8d8a\u91cd\u8981\u548c\u5177\u6709\u6230\u7565\u610f\u7fa9\u7684\u5730\u65b9\u3002<\/span><\/p>\n<p><b>\u4fe1\u7528\u4fdd\u96aa\u53ca\u5176\u597d\u8655<\/b><\/p>\n<p><span style=\"font-weight: 400;\">\u4fe1\u7528\u4fdd\u96aa\u662f\u4e00\u7a2e\u8ca1\u52d9\u4fdd\u969c\u5de5\u5177\uff0c\u65e8\u5728\u5f4c\u88dc\u56e0\u50b5\u52d9\u4eba\u7121\u529b\u511f\u9084\u8cb8\u6b3e\u7fa9\u52d9\u800c\u9020\u6210\u7684\u640d\u5931\u98a8\u96aa\u3002\u5728 FLPP \u7b49 KPR \u88dc\u8cbc\u8a08\u5283\u7684\u80cc\u666f\u4e0b\uff0c\u4fe1\u7528\u4fdd\u96aa\u5145\u7576\u91d1\u878d\u6a5f\u69cb\uff08\u5305\u62ec\u9280\u884c\u548c\u591a\u5143\u5316\u91d1\u878d\u516c\u53f8\uff09\u91dd\u5c0d\u6f5b\u5728\u5ba2\u6236\u9055\u7d04\u7684\u4fdd\u8b77\u8005\u3002\u8a72\u8a08\u5283\u5c0d\u65bc\u78ba\u4fdd\u4fe1\u8cb8\u5206\u914d\u4fdd\u6301\u5b89\u5168\u3001\u7a69\u5b9a\u548c\u53ef\u6301\u7e8c\u975e\u5e38\u91cd\u8981\u3002<\/span><\/p>\n<p><b>\u4fe1\u7528\u4fdd\u96aa\u5982\u4f55\u904b\u4f5c\uff1f<\/b><\/p>\n<p><span style=\"font-weight: 400;\">\u57fa\u672c\u4e0a\uff0c\u7576\u91d1\u878d\u6a5f\u69cb\u5411MBR\u50b5\u52d9\u4eba\u63d0\u4f9bKPR\u878d\u8cc7\u6642\uff0c\u5c07\u4ee5\u8a72\u6a5f\u69cb\u7684\u540d\u7fa9\u7c3d\u767c\u4fe1\u7528\u4fdd\u96aa\u55ae\u3002\u82e5\u672a\u4f86\u50b5\u52d9\u4eba\u5728\u4fdd\u55ae\u898f\u5b9a\u7684\u67d0\u4e00\u671f\u9593\u5167\u672a\u80fd\u4ed8\u6b3e\uff08\u4f8b\u5982\u62d6\u6b2090\u5929\u4ee5\u4e0a\uff09\uff0c\u4fdd\u96aa\u516c\u53f8\u5c07\u53d6\u4ee3\u90e8\u5206\u6216\u5168\u90e8\u672a\u511f\u61c9\u6536\u5e33\u6b3e\u9918\u984d\u3002<\/span><\/p>\n<p><span style=\"font-weight: 400;\">\u5728\u9019\u7a2e\u60c5\u6cc1\u4e0b\uff0c\u4fe1\u7528\u4fdd\u96aa\u4e0d\u50c5\u8f49\u79fb\u4e86\u98a8\u96aa\uff0c\u9084\u70ba\u91d1\u878d\u6a5f\u69cb\u63d0\u4f9b\u4e86\u66f4\u5ee3\u95ca\u7684\u8ff4\u65cb\u7a7a\u9593\uff0c\u70ba\u5148\u524d\u88ab\u8a8d\u70ba\u98a8\u96aa\u592a\u5927\u7684\u5ba2\u6236\u7fa4\u63d0\u4f9b\u670d\u52d9\u3002<\/span><\/p>\n<p>&nbsp;<\/p>\n<h3><span style=\"font-weight: 400;\">\u4fe1\u7528\u4fdd\u96aa\u5c0d\u91d1\u878d\u6a5f\u69cb\u7684\u597d\u8655<\/span><\/h3>\n<ul>\n<li aria-level=\"1\"><b>\u964d\u4f4e\u4e0d\u826f\u4fe1\u7528 (NPL) \u98a8\u96aa<\/b><\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\">\u6709\u4e86\u4fdd\u8b77\uff0c\u9280\u884c\u5c31\u4e0d\u6703\u5b8c\u5168\u627f\u64d4\u56e0\u4e0d\u826f\u4fe1\u7528\u800c\u9020\u6210\u7684\u6f5b\u5728\u640d\u5931\u3002\u9019\u53ef\u4ee5\u4fdd\u6301\u4fe1\u8cb8\u7d44\u5408\u7684\u54c1\u8cea\u5065\u5eb7\uff0c\u4e26\u7b26\u5408 OJK \u548c BI \u7b49\u76e3\u7ba1\u6a5f\u69cb\u7684\u898f\u5b9a\u3002<\/span><\/p>\n<ul>\n<li aria-level=\"1\"><b>\u64f4\u5927\u878d\u8cc7\u7bc4\u570d<\/b><\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\">\u9280\u884c\u53ef\u4ee5\u66f4\u9748\u6d3b\u5730\u5411MBR\u5206\u914d\u4fe1\u8cb8\uff0c\u800c\u4e0d\u5fc5\u904e\u5ea6\u64d4\u5fc3\u9055\u7d04\u98a8\u96aa\u3002\u9019\u5c0d\u65bc\u652f\u6301\u653f\u5e9c\u6e1b\u5c11\u4f4f\u623f\u7a4d\u58d3\u7684\u76ee\u6a19\u975e\u5e38\u91cd\u8981\u3002<\/span><\/p>\n<ul>\n<li aria-level=\"1\"><b>\u589e\u52a0\u5229\u5bb3\u95dc\u4fc2\u4eba\u7684\u4fe1\u5fc3<\/b><\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\">\u4fe1\u7528\u4fdd\u96aa\u7684\u4fdd\u969c\u4f7f\u6295\u8cc7\u8005\u3001\u76e3\u7ba1\u6a5f\u69cb\u548c\u5176\u4ed6\u5229\u5bb3\u95dc\u4fc2\u4eba\u5c0d\u570b\u5bb6\u4f4f\u623f\u91d1\u878d\u9ad4\u7cfb\u7684\u5f48\u6027\u66f4\u6709\u4fe1\u5fc3\u3002<\/span><\/p>\n<ul>\n<li aria-level=\"1\"><b>\u52a0\u901f\u4fe1\u8cb8\u5be9\u6279\u6d41\u7a0b<\/b><\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\">\u5728\u8a31\u591a\u60c5\u6cc1\u4e0b\uff0c\u4fe1\u7528\u4fdd\u96aa\u4fdd\u55ae\u7684\u5b58\u5728\u53ef\u4ee5\u52a0\u5feb\u98a8\u96aa\u5206\u6790\u4e26\u52a0\u5feb\u62b5\u62bc\u8cb8\u6b3e\u7533\u8acb\u7684\u6279\u51c6\u901f\u5ea6\u3002<\/span><\/p>\n<ul>\n<li aria-level=\"1\"><b>\u63d0\u9ad8\u71df\u904b\u6548\u7387<\/b><\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\">\u5982\u679c\u767c\u751f\u4e0d\u826f\u4fe1\u7528\uff0c\u6536\u56de\u8cc7\u91d1\u7684\u904e\u7a0b\u6703\u66f4\u5feb\uff0c\u56e0\u70ba\u4fdd\u96aa\u516c\u53f8\u6703\u5728\u63a1\u53d6\u6f2b\u9577\u7684\u6cd5\u5f8b\u7a0b\u5e8f\u4e4b\u524d\u5148\u63a1\u53d6\u884c\u52d5\u3002<\/span><\/p>\n<ul>\n<li aria-level=\"1\"><b>\u5c0d\u653f\u5e9c\u548c\u50b5\u52d9\u4eba\u7684\u597d\u8655<\/b><\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\">\u5f9e\u653f\u5e9c\u7684\u89d2\u5ea6\u4f86\u770b\uff0c\u4fe1\u7528\u4fdd\u96aa\u6709\u52a9\u65bc\u7dad\u6301\u4fdd\u969c\u6027\u4f4f\u623f\u8a08\u756b\u7684\u7a69\u5b9a\u6027\u3002\u5927\u898f\u6a21\u9055\u7d04\u4e0d\u50c5\u6703\u5f71\u97ff\u9280\u884c\uff0c\u9084\u6703\u5f15\u767c\u5c0d\u88dc\u8cbc\u8a08\u756b\u672c\u8eab\u7684\u4fe1\u4efb\u5371\u6a5f\u3002\u540c\u6642\uff0c\u5c0d\u65bc\u50b5\u52d9\u4eba\u4f86\u8aaa\uff0c\u96d6\u7136\u4fe1\u7528\u4fdd\u96aa\u4e0d\u80fd\u76f4\u63a5\u4fdd\u8b77\u4ed6\u5011\uff0c\u4f46\u5b83\u7684\u5b58\u5728\u70ba\u50b5\u52d9\u4eba\u63d0\u4f9b\u4e86\u66f4\u591a\u7684\u878d\u8cc7\u6a5f\u6703\uff0c\u5373\u4f7f\u4ed6\u5011\u7684\u98a8\u96aa\u72c0\u6cc1\u8f03\u9ad8\u3002<\/span><\/p>\n<p><span style=\"font-weight: 400;\">\u6191\u85c9\u9019\u4e9b\u4e0d\u540c\u7684\u597d\u8655\uff0c\u4fe1\u7528\u4fdd\u96aa\u61c9\u8a72\u6210\u70ba\u6bcf\u500b\u4fdd\u969c\u6027\u4f4f\u623f\u878d\u8cc7\u9ad4\u7cfb\u4e2d\u7684\u5f37\u5236\u6027\u7d44\u6210\u90e8\u5206\u3002\u9084\u9700\u8981\u76e3\u7ba1\u652f\u63f4\u548c\u4fdd\u96aa\u7d93\u7d00\u4eba\u7684\u7a4d\u6975\u4f5c\u7528\uff0c\u4ee5\u4f7f\u9019\u7a2e\u4fdd\u8b77\u80fd\u5920\u6700\u4f73\u904b\u4f5c\u3002<\/span><\/p>\n<p><b>\u91d1\u878d\u6a5f\u69cb\u7684\u5be6\u65bd\uff1a\u500b\u6848\u7814\u7a76<\/b><\/p>\n<p><span style=\"font-weight: 400;\">\u8981\u4e86\u89e3\u4fe1\u7528\u4fdd\u96aa\u5728\u8cc7\u52a9KPR\u878d\u8cc7\u65b9\u9762\u7684\u6709\u6548\u6027\uff0c\u6211\u5011\u53ef\u4ee5\u770b\u770b\u5e7e\u5bb6\u7a4d\u6975\u767c\u653eFLPP KPR\u7684\u91d1\u878d\u6a5f\u69cb\u7684\u5be6\u65bd\u5be6\u52d9\u3002\u4e00\u500b\u6210\u529f\u7684\u4f8b\u5b50\u4f86\u81ea\u4e00\u5bb6\u5340\u57df\u958b\u767c\u9280\u884c (BPD)\uff0c\u8a72\u9280\u884c\u8207\u4e00\u5bb6\u4fe1\u7528\u4fdd\u96aa\u516c\u53f8\u5408\u4f5c\uff0c\u627f\u4fdd MBR \u5ba2\u6236\u7684\u9055\u7d04\u98a8\u96aa\u3002<\/span><\/p>\n<p><b>\u6848\u4f8b\u7814\u7a76\uff1aBPD X \u548c FLPP KPR \u4fe1\u7528\u4fdd\u8b77<\/b><\/p>\n<p><span style=\"font-weight: 400;\">BPD \u5728\u4f7f\u7528\u4fe1\u7528\u4fdd\u96aa\u4e4b\u524d\uff0c\u5176\u4e0d\u826f\u8cb8\u6b3e\u7387\u5df2\u9054\u5230 4%\uff0c\u5c0d\u65bc\u88dc\u8cbc\u7684 KPR \u985e\u5225\u4f86\u8aaa\u76f8\u7576\u9ad8\u3002\u9019\u5f15\u8d77\u4e86\u5167\u90e8\u64d4\u6182\uff0c\u7279\u5225\u662f\u5c0d\u64f4\u5927\u8fb2\u6751\u5730\u5340\u4fe1\u8cb8\u5206\u914d\u7684\u64d4\u6182\u3002<\/span><\/p>\n<p><span style=\"font-weight: 400;\">\u4e0d\u904e\uff0c\u81ea\u5f9e\u8207\u4fe1\u7528\u4fdd\u96aa\u516c\u53f8\u5408\u4f5c\u5f8c\uff0cBPD X \u958b\u59cb\u66f4\u6709\u4fe1\u5fc3\u4e86\u3002\u4fdd\u8cbb\u76f8\u5c0d\u8f03\u4f4e\uff08\u7d04\u70ba\u8cb8\u6b3e\u7e3d\u984d\u7684 1%\uff09\uff0c\u4e00\u65e6\u767c\u751f\u9055\u7d04\uff0c\u4ed6\u5011\u53ef\u4ee5\u7372\u5f97\u9ad8\u9054 80% \u7684\u5269\u9918\u672c\u91d1\u7684\u4fdd\u8b77\u3002\u7d93\u904e\u5169\u5e74\u7684\u5be6\u65bd\uff0c\u4e0d\u826f\u8cb8\u6b3e\u7387\u6210\u529f\u964d\u81f32%\u4ee5\u4e0b\uff0c\u878d\u8cc7\u984d\u63d0\u9ad8\u81f335%\u3002<\/span><\/p>\n<p>&nbsp;<\/p>\n<p><span style=\"font-weight: 400;\">\u9664\u4e86 BPD \u4e4b\u5916\uff0c\u5411\u975e\u6b63\u898f\u90e8\u9580\u5de5\u4eba\u767c\u653e\u5c0f\u984d\u62b5\u62bc\u8cb8\u6b3e\u7684\u591a\u7a2e\u91d1\u878d\u6a5f\u69cb\u4e5f\u958b\u59cb\u4f7f\u7528\u57fa\u65bc\u6295\u8cc7\u7d44\u5408\u7684\u4fe1\u7528\u4fdd\u96aa\u8a08\u5283\u3002\u4f86\u81ea\u7279\u5b9a\u90e8\u9580\u7684\u6574\u7d44\u8cb8\u6b3e\u90fd\u53d7\u5230\u96c6\u9ad4\u4fdd\u96aa\u3002\u9019\u7a2e\u65b9\u6cd5\u4f7f\u6a5f\u69cb\u66f4\u5bb9\u6613\u4e00\u6b21\u6027\u5206\u914d\u5927\u91cf\u4fe1\u8cb8\uff0c\u800c\u7121\u9700\u6df1\u5165\u8a55\u4f30\u500b\u4eba\u98a8\u96aa\u3002<\/span><\/p>\n<p><b>\u95dc\u9375\u6210\u529f\u56e0\u7d20<\/b><\/p>\n<p><span style=\"font-weight: 400;\">\u63a8\u52d5\u91d1\u878d\u6a5f\u69cb\u6210\u529f\u5be6\u65bd\u4fe1\u7528\u4fdd\u96aa\u7684\u5e7e\u500b\u95dc\u9375\u56e0\u7d20\u5305\u62ec\uff1a<\/span><\/p>\n<ol>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">\u8207\u7d93\u9a57\u8c50\u5bcc\u7684\u4fdd\u96aa\u7d93\u7d00\u4eba\u5408\u4f5c\uff0c\u78ba\u4fdd\u4fdd\u8b77\u7d50\u69cb\u9069\u5408\u6295\u8cc7\u7d44\u5408\u98a8\u96aa\u3002<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">\u7cfb\u7d71\u76e3\u63a7\u548c\u5831\u544a\u7d22\u8ce0\u3002<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">\u7ba1\u7406\u968e\u5c64\u627f\u8afe\u7dad\u6301\u4fe1\u8cb8\u5206\u914d\u7684\u54c1\u8cea\u3002<\/span><\/li>\n<\/ol>\n<p><span style=\"font-weight: 400;\">\u672c\u6848\u4f8b\u8b49\u660e\uff0c\u53ea\u8981\u8a2d\u8a08\u5f97\u7576\uff0c\u4fe1\u7528\u4fdd\u96aa\u4e0d\u50c5\u662f\u4e00\u7a2e\u4fdd\u969c\u5de5\u5177\uff0c\u4e5f\u662f\u5b89\u5168\u3001\u6c38\u7e8c\u878d\u8cc7\u64f4\u5f35\u7684\u9a45\u52d5\u529b\u3002<\/span><\/p>\n<p>&nbsp;<\/p>\n<h3><span style=\"font-weight: 400;\">\u5c0d\u4f4f\u623f\u8a08\u5283\u6210\u529f\u7684\u9577\u671f\u5f71\u97ff<\/span><\/h3>\n<p><span style=\"font-weight: 400;\">\u516c\u5171\u4f4f\u5b85\u8a08\u756b\uff08\u7279\u5225\u662f\u900f\u904e FLPP \u7b49 KPR \u88dc\u8cbc\u8a08\u756b\uff09\u7684\u6210\u529f\u5f88\u5927\u7a0b\u5ea6\u4e0a\u53d6\u6c7a\u65bc\u878d\u8cc7\u9ad4\u7cfb\u7684\u9023\u7e8c\u6027\u3002\u5f9e\u9577\u9060\u4f86\u770b\uff0c\u4fe1\u7528\u4fdd\u96aa\u5728\u7dad\u6301\u9ad4\u7cfb\u57fa\u790e\u5805\u56fa\u7a69\u5b9a\u65b9\u9762\u767c\u63ee\u95dc\u9375\u4f5c\u7528\u3002<\/span><\/p>\n<p><span style=\"font-weight: 400;\">\u9996\u5148\uff0c\u4fe1\u7528\u4fdd\u96aa\u900f\u904e\u964d\u4f4e\u4e0d\u826f\u8cb8\u6b3e\u98a8\u96aa\uff0c\u9f13\u52f5\u9280\u884c\u548c\u91d1\u878d\u6a5f\u69cb\u7e7c\u7e8c\u5411MBR\u9818\u57df\u8f38\u9001\u878d\u8cc7\uff0c\u800c\u7121\u9700\u904e\u5ea6\u64d4\u5fc3\u3002\u8003\u616e\u5230\u672a\u4f86\u4e94\u5e74\u4f4f\u623f\u5efa\u8a2d\u7684\u76ee\u6a19\u662f\u9054\u5230\u6578\u767e\u842c\u5957\uff0c\u9019\u4e00\u9ede\u975e\u5e38\u91cd\u8981\u3002\u5982\u679c\u6c92\u6709\u4fdd\u8b77\uff0c\u878d\u8cc7\u6a5f\u69cb\u5f80\u5f80\u6703\u66f4\u52a0\u6311\u5254\uff0c\u751a\u81f3\u4e0d\u9858\u610f\u70ba\u9ad8\u98a8\u96aa\u50b5\u52d9\u4eba\u63d0\u4f9b\u8cc7\u91d1\uff0c\u800c\u9ad8\u98a8\u96aa\u50b5\u52d9\u4eba\u662f\u88dc\u8cbc\u8a08\u756b\u7684\u4e3b\u8981\u76ee\u6a19\u3002<\/span><\/p>\n<p><span style=\"font-weight: 400;\">\u5176\u6b21\uff0c\u4fdd\u96aa\u516c\u53f8\u7684\u64d4\u4fdd\u8b93\u6295\u8cc7\u4eba\u548c\u76e3\u7406\u6a5f\u69cb\u66f4\u5b89\u5fc3\u3002\u9019\u70ba\u66f4\u5ee3\u6cdb\u7684\u5408\u4f5c\u958b\u95e2\u4e86\u7a7a\u9593\uff0c\u5305\u62ec\u975e\u9280\u884c\u6a5f\u69cb\u3001BUMN \u751a\u81f3\u5916\u570b\u79c1\u71df\u90e8\u9580\u7684\u8cc7\u91d1\u9032\u5165\u3002\u4fe1\u7528\u4fdd\u96aa\u662f\u516c\u623f\u751f\u614b\u7cfb\u5f9e\u4e0a\u6e38\u5230\u4e0b\u6e38\u7684\u652f\u6490\u3002<\/span><\/p>\n<p><span style=\"font-weight: 400;\">\u7b2c\u4e09\uff0c\u5f9e\u9577\u9060\u4f86\u770b\uff0c\u9019\u500b\u8a08\u5283\u4e5f\u70ba\u5927\u773e\u63d0\u4f9b\u4e86\u9593\u63a5\u7684\u91d1\u878d\u6559\u80b2\u3002\u900f\u904e\u53d7\u76e3\u63a7\u548c\u7cfb\u7d71\u5316\u7684\u5206\u671f\u4ed8\u6b3e\u7fa9\u52d9\u4ee5\u53ca\u7cfb\u7d71\u6027\u7684\u9055\u7d04\u4fdd\u8b77\uff0c\u500b\u4eba\u4fe1\u7528\u54c1\u8cea\u53ef\u4ee5\u6539\u5584\u548c\u9f13\u52f5\u570b\u5bb6\u91d1\u878d\u5305\u5bb9\u6027\u3002<\/span><\/p>\n<p><span style=\"font-weight: 400;\">\u63db\u53e5\u8a71\u8aaa\uff0c\u4fe1\u7528\u4fdd\u96aa\u4e0d\u50c5\u50c5\u662f\u66ab\u6642\u7684\u4fdd\u8b77\uff0c\u800c\u662f\u4e00\u7a2e\u53ef\u6301\u7e8c\u767c\u5c55\u7684\u5de5\u5177\uff0c\u6709\u52a9\u65bc\u5be6\u73fe\u653f\u5e9c\u70ba\u6240\u6709\u5370\u5c3c\u4eba\u6c11\u63d0\u4f9b\u9ad4\u9762\u3001\u5b89\u5168\u548c\u8ca0\u64d4\u5f97\u8d77\u7684\u4f4f\u623f\u7684\u91cd\u5927\u4f7f\u547d\u3002<\/span><\/p>\n<p>&nbsp;<\/p>\n<h3><span style=\"font-weight: 400;\">\u9700\u8981\u9f13\u52f5\u7684\u653f\u7b56\u65b9\u5411<\/span><\/h3>\n<p><span style=\"font-weight: 400;\">\u5728\u570b\u5bb6\u767c\u5c55\u7684\u80cc\u666f\u4e0b\uff0c\u516c\u5171\u4f4f\u5b85\u8a08\u5283\u5177\u6709\u975e\u5e38\u5ee3\u6cdb\u7684\u793e\u6703\u548c\u7d93\u6fdf\u5f71\u97ff\u3002\u7136\u800c\uff0c\u5b83\u7684\u6210\u529f\u5f88\u5927\u7a0b\u5ea6\u4e0a\u53d6\u6c7a\u65bc\u652f\u6301\u5b83\u7684\u878d\u8cc7\u9ad4\u7cfb\u7684\u5be6\u529b\u3002\u9019\u5c31\u662f\u4fe1\u7528\u4fdd\u96aa\u4f5c\u70ba\u91cd\u8981\u652f\u67f1\u7684\u4f5c\u7528\uff0c\u5b83\u4e0d\u50c5\u53ef\u4ee5\u4fdd\u8b77\u91d1\u878d\u6a5f\u69cb\u514d\u53d7\u640d\u5931\uff0c\u800c\u4e14\u53ef\u4ee5\u4fdd\u6301\u4fdd\u969c\u6027\u4f4f\u623f\u8a08\u756b\u7684\u9577\u671f\u7a69\u5b9a\u6027\u548c\u53ef\u6301\u7e8c\u6027\u3002<\/span><\/p>\n<p><span style=\"font-weight: 400;\">\u653f\u5e9c\uff0c\u5373 PUPR \u90e8\u3001\u8ca1\u653f\u90e8\u548c OJK\uff0c\u9700\u8981\u9f13\u52f5\u52a0\u5f37\u6709\u95dc\u5728 KPR \u88dc\u8cbc\u8a08\u5283\u4e2d\u4f7f\u7528\u4fe1\u7528\u4fdd\u96aa\u7684\u898f\u5b9a\u3002\u4f8b\u5982\uff0c\u70ba\u7a4d\u6975\u4f7f\u7528\u4fe1\u7528\u4fdd\u96aa\u7684\u9280\u884c\u88fd\u5b9a\u6280\u8853\u6307\u5357\u6216\u6fc0\u52f5\u63aa\u65bd\u3002\u6b64\u5916\uff0c\u8207\u5c08\u696d\u4fdd\u96aa\u7d93\u7d00\u4eba\u7684\u5408\u4f5c\u5c0d\u65bc\u78ba\u4fdd\u7522\u54c1\u8a2d\u8a08\u9069\u5408\u8a72\u9818\u57df\u7684\u98a8\u96aa\u4ee5\u53ca\u5354\u52a9\u9ad8\u6548\u548c\u516c\u5e73\u7684\u7d22\u8ce0\u6d41\u7a0b\u81f3\u95dc\u91cd\u8981\u3002<\/span><\/p>\n<p><span style=\"font-weight: 400;\">\u5c0d\u91d1\u878d\u6a5f\u69cb\u4f86\u8aaa\uff0c\u5229\u7528\u4fe1\u7528\u4fdd\u96aa\u4e0d\u50c5\u662f\u7de9\u89e3\u98a8\u96aa\u7684\u554f\u984c\uff0c\u4e5f\u662f\u660e\u667a\u7684\u64f4\u5f35\u7b56\u7565\u3002\u6709\u4e86\u6709\u4fdd\u969c\u7684\u4fdd\u8b77\uff0c\u4ed6\u5011\u53ef\u4ee5\u60e0\u53ca\u66f4\u591a\u4ee5\u524d\u96e3\u4ee5\u7372\u5f97\u6b63\u898f\u4fe1\u8cb8\u7684\u5bb6\u5ead\u3002<\/span><\/p>\n<p><span style=\"font-weight: 400;\">\u540c\u6642\uff0c\u5c0d\u65bc\u793e\u5340\u4f86\u8aaa\uff0c\u5f37\u5927\u4e14\u53d7\u4fdd\u8b77\u7684\u878d\u8cc7\u9ad4\u7cfb\u7684\u5b58\u5728\u5c07\u52a0\u901f\u5be6\u73fe\u64c1\u6709\u81ea\u5df1\u623f\u5c4b\u7684\u5922\u60f3\u3002\u56e0\u6b64\uff0c\u4fe1\u7528\u4fdd\u96aa\u6210\u70ba\u6c38\u7e8c\u548c\u5305\u5bb9\u6027\u570b\u5bb6\u4f4f\u623f\u89e3\u6c7a\u65b9\u6848\u7684\u4e00\u500b\u7d44\u6210\u90e8\u5206\u3002<\/span><\/p>\n<p>&nbsp;<\/p>\n<h3><span style=\"font-weight: 400;\">L&amp;G \u4fdd\u96aa\u7d93\u7d00\u4eba\u7b49\u4fdd\u96aa\u7d93\u7d00\u4eba\u7684\u91cd\u8981\u4f5c\u7528<\/span><\/h3>\n<p><span style=\"font-weight: 400;\">\u5728\u516c\u5171\u4f4f\u5b85\u878d\u8cc7\u7b49\u8907\u96dc\u8a08\u5283\u4e2d\uff0cL&amp;G Insurance Broker \u7b49\u5c08\u696d\u4fdd\u96aa\u7d93\u7d00\u4eba\u7684\u5b58\u5728\u975e\u5e38\u91cd\u8981\u3002\u7d93\u7d00\u4eba\u4e0d\u50c5\u5e6b\u52a9\u5f9e\u5404\u500b\u4fdd\u96aa\u516c\u53f8\u5c0b\u627e\u6700\u4f73\u4fdd\u55ae\uff0c\u9084\u78ba\u4fdd\u4fdd\u8b77\u8a2d\u8a08\u9069\u5408\u8a72\u9818\u57df\u7684\u5be6\u969b\u98a8\u96aa\u3002<\/span><\/p>\n<p><span style=\"font-weight: 400;\">\u8207\u53ea\u4ee3\u8868\u4e00\u5bb6\u4fdd\u96aa\u516c\u53f8\u7684\u4ee3\u7406\u4eba\u4e0d\u540c\uff0c\u7d93\u7d00\u4eba\u6703\u5168\u9762\u652f\u6301\u5ba2\u6236\u3002 L&amp;G \u53ef\u4ee5\u5e6b\u52a9\u958b\u767c\u5546\u3001\u9280\u884c\u548c\u91d1\u878d\u6a5f\u69cb\u8a2d\u8a08\u4fe1\u7528\u98a8\u96aa\u4fdd\u8b77\u3001\u63d0\u4f9b\u6559\u80b2\u4e26\u76e3\u7763\u7d22\u8ce0\u6d41\u7a0b\u7684\u5b8c\u6210\u3002\u9019\u6a23\uff0c\u5404\u65b9\u5c31\u53ef\u4ee5\u66f4\u5b89\u5168\u3001\u66f4\u6709\u6548\u7387\u3001\u66f4\u6709\u81ea\u4fe1\u5730\u958b\u5c55\u5de5\u4f5c\u3002<\/span><\/p>\n<p><b>\u5c0b\u627e\u4fdd\u96aa\u7522\u54c1\uff1f\u4e0d\u8981\u6d6a\u8cbb\u60a8\u7684\u6642\u9593\uff0c\u7acb\u5373\u806f\u7d61\u6211\u5011<\/b><\/p>\n<p><b>L&amp;G 24 JAM \u71b1\u7dda\uff1a<\/b><a href=\"https:\/\/api.whatsapp.com\/send?phone=628118507773&amp;text=Halo%20L%26G%20Risk,%20Saya%20mau%20menanyakan%20lebih%20detil%20mengenai%20asuransi.%0D%0A%2D%2D%2D%0D%0ANama%3A%0D%0APerusahaan%3A%0D%0AJenis%20Asuransi%3A%0D%0AObjek%20yang%20diasuransikan%3A%0D%0A%2D%2D%2D%0D%0AMohon%20hubungi%20saya%20segera%21\"><b> 0811-8507-773<\/b><\/a><b> \uff08\u81f4\u96fb \u2013 WHATSAPP \u2013 \u7c21\u8a0a\uff09<\/b><\/p>\n<p><b>\u7db2\u5740\uff1alngrisk.co.id<\/b><\/p>\n<p><b>\u96fb\u5b50\u90f5\u4ef6\uff1aoktoyar.meli@lngrisk.co.id<\/b><\/p>\n<p><b>\u2014<\/b><\/p>","protected":false},"excerpt":{"rendered":"<p>\u6b61\u8fce\u4f86\u5230Liga Asuransi \u5176\u4e2d\u5c08\u9580\u8a0e\u8ad6\u4e86\u5404\u884c\u696d\u9818\u57df\u98a8\u96aa\u7ba1\u7406\u548c\u4fdd\u96aa\u7684\u91cd\u8981\u4e3b\u984c\u3002\u5c0d\u65bc\u5370\u5c3c\u5404\u5730\u7684\u653f\u5e9c\u5b98\u54e1\u3001 [&hellip;]<\/p>\n","protected":false},"author":2,"featured_media":7396,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[37],"tags":[1188,1187],"class_list":{"0":"post-7395","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-risk-recommendation","8":"tag-asuransi-perumahan","9":"tag-program-sejuta-rumah"},"post_mailing_queue_ids":[],"_links":{"self":[{"href":"http:\/\/ligaasuransi.com\/zh\/wp-json\/wp\/v2\/posts\/7395","targetHints":{"allow":["GET"]}}],"collection":[{"href":"http:\/\/ligaasuransi.com\/zh\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"http:\/\/ligaasuransi.com\/zh\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"http:\/\/ligaasuransi.com\/zh\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"http:\/\/ligaasuransi.com\/zh\/wp-json\/wp\/v2\/comments?post=7395"}],"version-history":[{"count":1,"href":"http:\/\/ligaasuransi.com\/zh\/wp-json\/wp\/v2\/posts\/7395\/revisions"}],"predecessor-version":[{"id":7397,"href":"http:\/\/ligaasuransi.com\/zh\/wp-json\/wp\/v2\/posts\/7395\/revisions\/7397"}],"wp:featuredmedia":[{"embeddable":true,"href":"http:\/\/ligaasuransi.com\/zh\/wp-json\/wp\/v2\/media\/7396"}],"wp:attachment":[{"href":"http:\/\/ligaasuransi.com\/zh\/wp-json\/wp\/v2\/media?parent=7395"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"http:\/\/ligaasuransi.com\/zh\/wp-json\/wp\/v2\/categories?post=7395"},{"taxonomy":"post_tag","embeddable":true,"href":"http:\/\/ligaasuransi.com\/zh\/wp-json\/wp\/v2\/tags?post=7395"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}