{"id":3490,"date":"2021-06-04T15:13:33","date_gmt":"2021-06-04T08:13:33","guid":{"rendered":"http:\/\/ligaasuransi.com\/?p=3490"},"modified":"2021-06-04T15:13:33","modified_gmt":"2021-06-04T08:13:33","slug":"restrukturisasi-solusi-penyelesaian-masalah-asuransi","status":"publish","type":"post","link":"http:\/\/ligaasuransi.com\/zh\/restrukturisasi-solusi-penyelesaian-masalah-asuransi\/","title":{"rendered":"Restrukturisasi, Solusi Penyelesaian Masalah Asuransi?"},"content":{"rendered":"

Liga Asuransi<\/a> – Sidang<\/span><\/span> pembaca<\/span><\/span> yang <\/span><\/span>luar<\/span><\/span> biasa<\/span><\/span>, <\/span><\/span>tidak<\/span><\/span> dipungkiri<\/span><\/span> i<\/span><\/span>ndustri<\/span><\/span>keuangan<\/span><\/span> khususnya<\/span><\/span> sektor<\/span><\/span> asuransi<\/span><\/span> Indonesia <\/span><\/span>tengah<\/span><\/span>dihadapkan<\/span><\/span> pada <\/span><\/span>sejumlah<\/span><\/span> problematika<\/span><\/span> yang <\/span><\/span>menyebabkan<\/span><\/span> perusahaan<\/span><\/span> asuransi<\/span><\/span> mengalami<\/span><\/span> masalah<\/span><\/span>di <\/span><\/span>sisi<\/span><\/span> likuiditas<\/span><\/span> dan <\/span><\/span>insolvabilitas<\/span><\/span>. Oleh <\/span><\/span>karena<\/span><\/span> itu<\/span><\/span>, <\/span><\/span>dibutuhkan<\/span><\/span> solusi<\/span><\/span> yang <\/span><\/span>tepat<\/span><\/span> agar <\/span><\/span>hak-hak<\/span><\/span> yang <\/span><\/span>dimiliki<\/span><\/span>para <\/span><\/span>peserta<\/span><\/span> asuransi<\/span><\/span> tetap<\/span><\/span> terjamin<\/span><\/span> dan <\/span><\/span>terhindar<\/span><\/span> dari<\/span><\/span>kerugian<\/span><\/span> yang <\/span><\/span>lebih<\/span><\/span> besar<\/span><\/span> apabila<\/span><\/span> perusahaan<\/span><\/span> asuransi<\/span><\/span>harus<\/span><\/span> dipailitkan<\/span><\/span>, <\/span><\/span>setelah<\/span><\/span> memperoleh<\/span><\/span> izin<\/span><\/span> dari<\/span><\/span> otoritas<\/span><\/span>.<\/span><\/span><\/p>\n

Industri<\/span><\/span> keuangan<\/span><\/span> khususnya<\/span><\/span> sektor<\/span><\/span> asuransi<\/span><\/span> Indonesia <\/span><\/span>tengah<\/span><\/span> dihadapkan<\/span><\/span> pada <\/span><\/span>sejumlah<\/span><\/span> problematika<\/span><\/span> yang <\/span><\/span>menyebabkan<\/span><\/span> perusahaan<\/span><\/span> asuransi<\/span><\/span> mengalami<\/span><\/span> masalah<\/span><\/span>di <\/span><\/span>sisi<\/span><\/span> likuiditas<\/span><\/span> dan <\/span><\/span>insolvabilitas<\/span><\/span>. Oleh <\/span><\/span>karena<\/span><\/span> itu<\/span><\/span>, <\/span><\/span>dibutuhkan<\/span><\/span> solusi<\/span><\/span> yang <\/span><\/span>tepat<\/span><\/span> agar <\/span><\/span>hak-hak<\/span><\/span> yang <\/span><\/span>dimiliki<\/span><\/span>para <\/span><\/span>peserta<\/span><\/span> asuransi<\/span><\/span> tetap<\/span><\/span> terjamin<\/span><\/span> dan <\/span><\/span>terhindar<\/span><\/span> dari<\/span><\/span>kerugian<\/span><\/span> yang <\/span><\/span>lebih<\/span><\/span> besar<\/span><\/span> apabila<\/span><\/span> perusahaan<\/span><\/span> asuransi<\/span><\/span>harus<\/span><\/span> dipailitkan<\/span><\/span>, <\/span><\/span>setelah<\/span><\/span> memperoleh<\/span><\/span> izin<\/span><\/span> dari<\/span><\/span> otoritas<\/span><\/span>.<\/span><\/span>
\n<\/span><\/span>
\n<\/span><\/span>Dilansir<\/span><\/span> dari<\/span><\/span> CNBC News Indonesia, <\/span><\/span>Dosen<\/span><\/span> Hukum <\/span><\/span>Asuransi<\/span><\/span> Fakultas<\/span><\/span> Hukum Universitas Indonesia <\/span><\/span>Kornelius<\/span><\/span>Simanjuntak<\/span><\/span> berpendapat<\/span><\/span>, <\/span><\/span>opsi<\/span><\/span> untuk<\/span><\/span> menawarkan<\/span><\/span>program <\/span><\/span>restrukturisasi<\/span><\/span> kepada<\/span><\/span> peserta<\/span><\/span> asuransi<\/span><\/span> dapat<\/span><\/span>menjadi<\/span><\/span> alternatif<\/span><\/span> dan <\/span><\/span>solusi<\/span><\/span> untuk<\/span><\/span> bisa<\/span><\/span> menyelesaikan<\/span><\/span>masalah<\/span><\/span> yang <\/span><\/span>dihadapi<\/span><\/span> oleh <\/span><\/span>perusahaan<\/span><\/span> asuransi<\/span><\/span>. <\/span><\/span>Hanya<\/span><\/span>saja<\/span><\/span>, kata <\/span><\/span>Kornelius<\/span><\/span>, program <\/span><\/span>restrukturisasi<\/span><\/span> yang <\/span><\/span>dijalankan<\/span><\/span> perusahaan<\/span><\/span> asuransi<\/span><\/span> haruslah<\/span><\/span> sesuai<\/span><\/span> dengan<\/span><\/span>ketentuan<\/span><\/span> yang <\/span><\/span>tercantum<\/span><\/span> dalam<\/span><\/span> peraturan<\/span><\/span> yang <\/span><\/span>berlaku<\/span><\/span>.<\/span><\/span>
\n<\/span><\/span>
\n<\/span><\/span>“Program <\/span><\/span>restrukturisasi<\/span><\/span> adalah<\/span><\/span> suatu<\/span><\/span> solusi<\/span><\/span> terbaik<\/span><\/span>, yang <\/span><\/span>ada<\/span><\/span> dari<\/span><\/span> berbagai<\/span><\/span> alternatif<\/span><\/span>. <\/span><\/span>Memang<\/span><\/span> yang ideal <\/span><\/span>semua<\/span><\/span>hak-hak<\/span><\/span> pemegang<\/span><\/span> polis <\/span><\/span>bisa<\/span><\/span> dipertahankan<\/span><\/span> 100%. <\/span><\/span>Tetapi<\/span><\/span>kondisinya<\/span><\/span> tidak<\/span><\/span> bisa<\/span><\/span> begitu<\/span><\/span> di <\/span><\/span>semua<\/span><\/span> perusahaan<\/span><\/span>,” <\/span><\/span>ujar<\/span><\/span>Kornelius<\/span><\/span> kepada<\/span><\/span> CNBC Indonesia, <\/span><\/span>Senin<\/span><\/span> (31\/05\/2021).<\/span><\/span>
\n<\/span><\/span>
\n<\/span><\/span>Dosen<\/span><\/span> Hukum <\/span><\/span>Asuransi<\/span><\/span> Fakultas<\/span><\/span> Hukum Universitas Indonesia <\/span><\/span>Kornelius<\/span><\/span> Simanjuntak<\/span><\/span> berpendapat<\/span><\/span>, <\/span><\/span>opsi<\/span><\/span> untuk<\/span><\/span>menawarkan<\/span><\/span> program <\/span><\/span>restrukturisasi<\/span><\/span> kepada<\/span><\/span> peserta<\/span><\/span>asuransi<\/span><\/span> dapat<\/span><\/span> menjadi<\/span><\/span> alternatif<\/span><\/span> dan <\/span><\/span>solusi<\/span><\/span> untuk<\/span><\/span> bisa<\/span><\/span>menyelesaikan<\/span><\/span> masalah<\/span><\/span> yang <\/span><\/span>dihadapi<\/span><\/span> oleh <\/span><\/span>perusahaan<\/span><\/span>asuransi<\/span><\/span>. <\/span><\/span>Hanya<\/span><\/span> saja<\/span><\/span>, kata <\/span><\/span>Kornelius<\/span><\/span>, program <\/span><\/span>restrukturisasi<\/span><\/span> yang <\/span><\/span>dijalankan<\/span><\/span> perusahaan<\/span><\/span> asuransi<\/span><\/span>haruslah<\/span><\/span> sesuai<\/span><\/span> dengan<\/span><\/span> ketentuan<\/span><\/span> yang <\/span><\/span>tercantum<\/span><\/span> dalam<\/span><\/span>peraturan<\/span><\/span> yang <\/span><\/span>berlaku<\/span><\/span>.<\/span><\/span><\/p>\n

“Program <\/span><\/span>restrukturisasi<\/span><\/span> adalah<\/span><\/span> suatu<\/span><\/span> solusi<\/span><\/span> terbaik<\/span><\/span>, yang <\/span><\/span>ada<\/span><\/span> dari<\/span><\/span> berbagai<\/span><\/span> alternatif<\/span><\/span>. <\/span><\/span>Memang<\/span><\/span> yang ideal <\/span><\/span>semua<\/span><\/span>hak-hak<\/span><\/span> pemegang<\/span><\/span> polis <\/span><\/span>bisa<\/span><\/span> dipertahankan<\/span><\/span> 100%. <\/span><\/span>Tetapi<\/span><\/span>kondisinya<\/span><\/span> tidak<\/span><\/span> bisa<\/span><\/span> begitu<\/span><\/span> di <\/span><\/span>semua<\/span><\/span> perusahaan<\/span><\/span>,” <\/span><\/span>ujar<\/span><\/span>Kornelius<\/span><\/span> kepada<\/span><\/span> CNBC Indonesia, <\/span><\/span>Senin<\/span><\/span> (31\/05\/2021).<\/span><\/span><\/p>\n\n\n\n
\n
\n

Industri<\/span> keuangan<\/span> khususnya<\/span> sektor<\/span> asuransi<\/span> Indonesia <\/span>tengah<\/span> dihadapkan<\/span>pada <\/span>sejumlah<\/span> problematika<\/span> yang <\/span>menyebabkan<\/span> perusahaan<\/span> asuransi<\/span>mengalami<\/span> masalah<\/span> di <\/span>sisi<\/span> likuiditas<\/span> dan <\/span>insolvabilitas<\/span>. Oleh <\/span>karena<\/span> itu<\/span>, <\/span>dibutuhkan<\/span> solusi<\/span> yang <\/span>tepat<\/span> agar <\/span>hak-hak<\/span> yang <\/span>dimiliki<\/span> para <\/span>peserta<\/span>asuransi<\/span> tetap<\/span> terjamin<\/span> dan <\/span>terhindar<\/span> dari<\/span> kerugian<\/span> yang <\/span>lebih<\/span> besar<\/span> apabila<\/span>perusahaan<\/span> asuransi<\/span> harus<\/span> dipailitkan<\/span>, <\/span>setelah<\/span> memperoleh<\/span> izin<\/span> dari<\/span>otoritas<\/span>.<\/span>
\n<\/span>
\n<\/span>Dosen<\/span> Hukum <\/span>Asuransi<\/span> Fakultas<\/span> Hukum Universitas Indonesia <\/span>Kornelius<\/span>Simanjuntak<\/span> berpendapat<\/span>, <\/span>opsi<\/span> untuk<\/span> menawarkan<\/span> program <\/span>restrukturisasi<\/span>kepada<\/span> peserta<\/span> asuransi<\/span> dapat<\/span> menjadi<\/span> alternatif<\/span> dan <\/span>solusi<\/span> untuk<\/span> bisa<\/span>menyelesaikan<\/span> masalah<\/span> yang <\/span>dihadapi<\/span> oleh <\/span>perusahaan<\/span> asuransi<\/span>. <\/span>Hanya<\/span>saja<\/span>, kata <\/span>Kornelius<\/span>, program <\/span>restrukturisasi<\/span> yang <\/span>dijalankan<\/span> perusahaan<\/span>asuransi<\/span> haruslah<\/span> sesuai<\/span> dengan<\/span> ketentuan<\/span> yang <\/span>tercantum<\/span> dalam<\/span>peraturan<\/span> yang <\/span>berlaku<\/span>.<\/span>
\n<\/span>
\n<\/span>“Program <\/span>restrukturisasi<\/span> adalah<\/span> suatu<\/span> solusi<\/span> terbaik<\/span>, yang <\/span>ada<\/span> dari<\/span> berbagai<\/span>alternatif<\/span>. <\/span>Memang<\/span> yang ideal <\/span>semua<\/span> hak-hak<\/span> pemegang<\/span> polis <\/span>bisa<\/span>dipertahankan<\/span> 100%. <\/span>Tetapi<\/span> kondisinya<\/span> tidak<\/span> bisa<\/span> begitu<\/span> di <\/span>semua<\/span>perusahaan<\/span>,” <\/span>ujar<\/span> Kornelius<\/span> kepada<\/span> CNBC Indonesia, <\/span>Senin<\/span> (31\/05\/2021).<\/span><\/p>\n

\n<\/div>\n<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n

 <\/p>\n

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