{"id":9832,"date":"2026-04-22T13:59:35","date_gmt":"2026-04-22T06:59:35","guid":{"rendered":"https:\/\/ligaasuransi.com\/?p=9832"},"modified":"2026-04-22T13:59:35","modified_gmt":"2026-04-22T06:59:35","slug":"kapal-motor-gracias-terbakar-di-pelabuhan-probolinggo-percikan-las-diduga-jadi-penyebabnya-kerugian-tembus-rp1-miliar-dan-7-insiden-kecelakaan-terupdate-yang-menggemparkan-di-indonesia","status":"publish","type":"post","link":"http:\/\/ligaasuransi.com\/en\/kapal-motor-gracias-terbakar-di-pelabuhan-probolinggo-percikan-las-diduga-jadi-penyebabnya-kerugian-tembus-rp1-miliar-dan-7-insiden-kecelakaan-terupdate-yang-menggemparkan-di-indonesia\/","title":{"rendered":"The Gracias Motorboat Catches Fire at Probolinggo Port! Welding Sparks Suspected of Causing Losses of Up to Rp1 Billion: And 7 Recent Shocking Accidents in Indonesia"},"content":{"rendered":"<p><span style=\"font-weight: 400;\">A series of accidents have occurred across Indonesia, serving as stark reminders that risks can arise at any time, whether during travel, industrial activities, or transportation operations. From a Hajj bus that overturned due to driver negligence, a car caught fire in the middle of the road, to a helicopter crash in the Kalimantan jungle, killing all occupants, each incident holds important lessons about risk management and the importance of insurance protection.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Not only that, factory and ship fires due to technical factors and human error further emphasize that small negligence can lead to major losses, both financially and in terms of human safety.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">This article summarizes 7 recent shocking accident incidents, complete with risk analysis and relevant protection solutions.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">\u00a0<\/span><\/p>\n<h3><b>Hajj Pilgrim Bus Overturns! Driver Allegedly Using Cell Phone, Killing 8 Passengers<\/b><\/h3>\n<p><span style=\"font-weight: 400;\">A bus carrying a group of candidatescongregationHajj had a single accident in East OKU Regency, South Sumatra, on Monday (20\/4\/2026) at around 14.15 WIB.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">The Putra Sulung bus, with license plate number B-7050, was carrying 31 passengers when the incident occurred on Jalan Lintas Belitang BK 8 in Belitang District. The vehicle allegedly lost control, veered off the road, and overturned off the roadway.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">According to police, the accident is suspected to have been caused by the driver&#8217;s negligence, leading to a lack of focus while driving. The driver was reportedly using a mobile phone while driving, which distracted him and led to the accident.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">The incident resulted in eight injuries to eight passengers, four with serious injuries and four with minor injuries. All victims have received medical treatment, while authorities are still investigating the incident.<\/span><\/p>\n<p><b>News source:<\/b><a href=\"https:\/\/news.detik.com\/berita\/d-8453684\/bus-rombongan-jemaah-haji-kecelakaan-di-oku-timur-8-orang-luka-luka\"> <span style=\"font-weight: 400;\">https:\/\/news.detik.com\/berita\/d-8453684\/bus-rombongan-jemaah-haji-kecelakaan-di-oku-timur-8-orang-luka-luka<\/span><\/a><span style=\"font-weight: 400;\">\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0<\/span><\/p>\n<h4><b>Risk Accident Review<\/b><\/h4>\n<p><span style=\"font-weight: 400;\">This accident highlights the high risk of human error in land transportation operations, particularly due to distractions such as cell phone use while driving. A lack of discipline and supervision of drivers increases the potential for fatal accidents, especially in vehicles carrying large numbers of passengers.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Furthermore, fleet management factors such as monitoring driver behavior, implementing safety standard operating procedures (SOPs), and utilizing technology like GPS and driver alert systems are crucial. This incident also highlights the importance of risk mitigation through regular training and strict supervision to prevent greater human and financial losses.<\/span><\/p>\n<h4><b>Types of Insurance Needed<\/b><\/h4>\n<ol>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Commercial Vehicle Insurance<\/b><b><br \/>\n<\/b><span style=\"font-weight: 400;\">Protects the bus from damage due to accidents.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Passenger Personal Accident Insurance<\/b><b><br \/>\n<\/b><span style=\"font-weight: 400;\">Guarantee medical expenses and compensation for passengers.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Third Party Liability Insurance<\/b><b><br \/>\n<\/b><span style=\"font-weight: 400;\">Protects operators from lawsuits resulting from passenger injuries.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Health Insurance<\/b><b><br \/>\n<\/b><span style=\"font-weight: 400;\">Cover the medical treatment costs of injured victims.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Business Interruption Insurance<\/b><b><br \/>\n<\/b><span style=\"font-weight: 400;\">Anticipate losses due to disruption of transportation operations.<\/span><\/li>\n<\/ol>\n<p><span style=\"font-weight: 400;\">This incident serves as a reminder that small negligence such as using a cell phone while driving can lead to major risks.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">As an insurance broker and consultant, it is important to ensure strict operational oversight and comprehensive insurance coverage to ensure business safety and continuity.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">\u00a0<\/span><\/p>\n<h3><b>Avanza Catches Fire and Explodes in Semarang! Fire Erupts from the Rear, Couple Nearly Trapped<\/b><\/h3>\n<p><span style=\"font-weight: 400;\">The evening atmosphere on Jalan Prof Dr Hamka, Ngaliyan, Semarang City, suddenly turned tense when an Avanza car that was driving suddenly caught fire on Sunday (5\/4\/2026) at around 20.15 WIB.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">The fire quickly grew, accompanied by a loud explosion, startling residents, especially those near the Silayur gas station. The flames quickly engulfed most of the vehicle, ultimately destroying it, leaving only the frame.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">According to witnesses, the fire was first seen at the rear of the car before quickly spreading throughout the vehicle. When the explosion occurred, the driver and passenger, a married couple, immediately rushed out to save themselves.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">The incident resulted in both victims sustaining injuries. The wife reportedly suffered facial burns and fell due to panic, while the driver suffered minor injuries to his hands from exposure to the flames. Both were immediately rushed to the hospital for medical treatment.<\/span><\/p>\n<p><b>News source:<\/b><a href=\"https:\/\/www.liputan6.com\/regional\/read\/6310502\/mobil-terbakar-di-semarang-usai-isi-bbm-pasutri-dilarikan-ke-rumah-sakit\"> <span style=\"font-weight: 400;\">https:\/\/www.liputan6.com\/regional\/read\/6310502\/mobil-terbakar-di-semarang-usai-isi-bbm-pasutri-dilarikan-ke-rumah-sakit<\/span><\/a><span style=\"font-weight: 400;\">\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0<\/span><\/p>\n<h4><b>Risk Accident Review<\/b><\/h4>\n<p><span style=\"font-weight: 400;\">This incident demonstrates the high risk of vehicle fires, which can be triggered by technical issues such as fuel leaks, electrical short circuits, or overheating in the engine system. The appearance of flames from the rear indicates a potential failure in the fuel or electrical system.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">The resulting explosion increased the risk of injury to passengers and the surrounding environment. Lack of early detection and the absence of portable fire extinguishers (APAR) in vehicles accelerated the escalation of losses. Irregular vehicle maintenance was also a major factor increasing the likelihood of sudden fires on the highway.<\/span><\/p>\n<h4><b>Types of Insurance Needed<\/b><\/h4>\n<ol>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Motor Vehicle Insurance (Comprehensive\/All Risk)<\/b><b><br \/>\n<\/b><span style=\"font-weight: 400;\">Covers vehicle damage due to fire or accidents.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Personal Accident Insurance<\/b><b><br \/>\n<\/b><span style=\"font-weight: 400;\">Provides protection against the risk of injury or harm due to incidents.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Health Insurance<\/b><b><br \/>\n<\/b><span style=\"font-weight: 400;\">Covering the costs of treatment and care for burn victims.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Third Party Liability Insurance<\/b><b><br \/>\n<\/b><span style=\"font-weight: 400;\">Protects against third party claims if the fire impacts other people or surrounding property.<\/span><\/li>\n<\/ol>\n<p><span style=\"font-weight: 400;\">This incident serves as a reminder that vehicle fires can occur suddenly and develop very quickly.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">As an insurance broker and consultant, it is important to ensure that vehicles are in prime condition and equipped with comprehensive insurance coverage to minimize the risk of loss and greater impact.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">\u00a0<\/span><\/p>\n<h3><b>Tragic! Employee Dies After Being Trapped in a Mixer While Cleaning Production Equipment<\/b><\/h3>\n<p><span style=\"font-weight: 400;\">A fatal work accident occurred at a fish and shrimp feed factory owned by PT Matahari Sakti located in Cangkringmalang Village, Beji District, Pasuruan Regency, on Saturday (18\/4\/2026) at around 18.45 WIB.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">The victim was identified as Anang Ma&#8217;ruf (39), an employee from Mojokerto. The incident began when the victim was carrying out his duties cleaning a mixer machine in the production area. However, when his co-workers realized he was inside the machine, trapped by the propeller, and was pronounced dead at the scene.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">The company immediately reported the incident to the police. Officers who arrived at the scene immediately evacuated the body to a hospital in Sidoarjo for an autopsy. The victim&#8217;s family refused an autopsy and has accepted the incident as a work-related accident. The police are currently conducting a further investigation into the incident.<\/span><\/p>\n<p><b>News source:<\/b><a href=\"https:\/\/www.detik.com\/jatim\/berita\/d-8451835\/pekerja-pabrik-pakan-ikan-di-pasuruan-tewas-terjepit-baling-baling-mixer\"> <span style=\"font-weight: 400;\">https:\/\/www.detik.com\/jatim\/berita\/d-8451835\/pekerja-pabrik-pakan-ikan-di-pasuruan-tewas-terjepit-baling-baling-mixer<\/span><\/a><span style=\"font-weight: 400;\">\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0<\/span><\/p>\n<h4><b>Risk Accident Review<\/b><\/h4>\n<p><span style=\"font-weight: 400;\">This accident demonstrates the high risk of fatalities in industrial machine maintenance activities without strict safety procedures. The lack of a lockout-tagout (LOTO) system to ensure the machine is completely shut down during cleaning is a major contributing factor.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Furthermore, the lack of supervision, occupational safety training, and the use of personal protective equipment (PPE) increases the potential for serious accidents. Mixers with rotating components pose a high risk if accessed without safety measures. This incident underscores the importance of implementing safety SOPs, regular audits, and a strong OHS culture to prevent similar incidents.<\/span><\/p>\n<h4><b>Types of Insurance Needed<\/b><\/h4>\n<ol>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Work Accident Insurance (Workmen Compensation \/ Employer Liability)<\/b><b><br \/>\n<\/b><span style=\"font-weight: 400;\">Providing compensation to families of victims of work accidents.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Employer&#8217;s Liability Insurance<\/b><b><br \/>\n<\/b><span style=\"font-weight: 400;\">Protecting companies from potential lawsuits resulting from work negligence.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Machinery Breakdown Insurance<\/b><b><br \/>\n<\/b><span style=\"font-weight: 400;\">Protects the engine from damage that could trigger the risk of further accidents.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Business Interruption Insurance<\/b><b><br \/>\n<\/b><span style=\"font-weight: 400;\">Cover losses due to disruption of operations after an incident.<\/span><\/li>\n<\/ol>\n<p><span style=\"font-weight: 400;\">This incident serves as a reminder that maintenance activities without strict safety procedures can have fatal consequences.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">As an insurance broker and consultant, it is important to ensure that your company has strict OHS standards and comprehensive insurance coverage to protect your workforce and ensure business continuity.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">\u00a0<\/span><\/p>\n<h3><b>Helicopter Crashes in Kalimantan Forest, Killing All 8 Passengers<\/b><\/h3>\n<p><span style=\"font-weight: 400;\">Another tragic accident has struck Indonesia&#8217;s aviation sector. An Airbus Helicopter EC130 T2 helicopter, registered PK-CFX, reportedly crashed in a forested area in Sanggau Regency, West Kalimantan, on Thursday (April 16, 2026).<\/span><\/p>\n<p><span style=\"font-weight: 400;\">The helicopter operated by PT Matthew Air Nusantara took off from the PT Cipta Mahkota helipad at around 07.37 WIB with the destination of the PT Graha Agro Nusantara 1 helipad. However, in the middle of the journey, the aircraft sent an emergency signal at 08.39 WIB before finally being declared lost contact.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">The emergency situation was further amplified by the issuance of a DETRESFA notification by AirNav Indonesia at 10:43 a.m. WIB. The helicopter was carrying eight people, consisting of two crew members\u2014a pilot and an engineer\u2014and six passengers, including one foreign national.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">A joint search and rescue team finally located the helicopter&#8217;s crash site in a forest area. Tragically, all passengers and crew were declared dead. The evacuation process is ongoing, while the exact cause of the accident awaits the results of an official investigation by authorities.<\/span><\/p>\n<p><b>News source:<\/b><a href=\"https:\/\/money.kompas.com\/read\/2026\/04\/17\/111704726\/helikopter-pk-cfx-jatuh-di-kalbar-8-orang-tewas-termasuk-pilot-dan-penumpang\"> <span style=\"font-weight: 400;\">https:\/\/money.kompas.com\/read\/2026\/04\/17\/111704726\/helikopter-pk-cfx-jatuh-di-kalbar-8-orang-tewas-termasuk-pilot-dan-penumpang<\/span><\/a><span style=\"font-weight: 400;\">\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0<\/span><\/p>\n<h4><b>Risk Accident Review<\/b><\/h4>\n<p><span style=\"font-weight: 400;\">This incident highlights the high operational risks of aviation, particularly in remote areas with challenging terrain such as jungles. Factors such as extreme weather, technical failures, navigational errors, and limited emergency infrastructure are potential causes. Emergency signals sent indicate system failure or a critical condition prior to the crash.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Lack of access to the location slows down the search and evacuation process, thus increasingfatalityThis underscores the importance of rigorous maintenance, flight risk assessments, crew training, and real-time flight monitoring systems to minimize the risk of fatal accidents.<\/span><\/p>\n<h4><b>Types of Insurance Needed<\/b><\/h4>\n<ol>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Aviation Hull Insurance<\/b><b><br \/>\n<\/b><span style=\"font-weight: 400;\">Protect the physical helicopter from the risk of damage or total loss.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Personal Accident Insurance (Aviation Cover)<\/b><b><br \/>\n<\/b><span style=\"font-weight: 400;\">Providing compensation to the families of victims of aviation accidents.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Hull War &amp; Allied Perils Insurance<\/b><b><br \/>\n<\/b><span style=\"font-weight: 400;\">Extended protection for additional risks in flight operations.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Search and Rescue (SAR) Cost Coverage<\/b><b><br \/>\n<\/b><span style=\"font-weight: 400;\">Covering search and evacuation costs in hard-to-reach locations.<\/span><\/li>\n<\/ol>\n<p><span style=\"font-weight: 400;\">This incident serves as a reminder that aviation risks, especially in remote areas, have a very high fatality rate.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">As an insurance broker and consultant, it is important to ensure comprehensive protection, from assets and passengers to liability, to mitigate the financial impact of unforeseen events.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">\u00a0<\/span><\/p>\n<h3><b>PT Harfacindo Raya&#8217;s Lubricant Factory in Bekasi Burns Down! The Fire Is Suspected to Have Started in a Production Machine<\/b><\/h3>\n<p><span style=\"font-weight: 400;\">A fire broke out at the solid lubricant (grease) factory owned by PT Harfacindo Raya located in the Bojong Menteng area, Rawalumbu, Bekasi City, on Monday (20\/4\/2026) at around 11.25 WIB.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">The incident began when employees saw flames emerging from a production machine (heater) used in the lubricant manufacturing process. Workers attempted to extinguish the fire initially, but the fire grew larger and became difficult to control.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">The Bekasi City Fire and Rescue Department immediately responded by deploying seven fire trucks and two rescue units to the scene. Thick, black smoke could be seen billowing high, causing panic among local residents, given the factory&#8217;s location in a densely populated residential area.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">After approximately two hours of extinguishing efforts, the fire was finally brought under control around 2:20 PM WIB. The affected area is estimated to be 50 square meters. There were no fatalities, and the total loss is still being assessed.<\/span><\/p>\n<p><b>News source:<\/b><a href=\"https:\/\/megapolitan.kompas.com\/read\/2026\/04\/20\/18140281\/kebakaran-pabrik-pelumas-di-bekasi-api-diduga-berasal-dari-mesin-produksi\"> <span style=\"font-weight: 400;\">https:\/\/megapolitan.kompas.com\/read\/2026\/04\/20\/18140281\/kebakaran-pabrik-pelumas-di-bekasi-api-diduga-berasal-dari-mesin-produksi<\/span><\/a><span style=\"font-weight: 400;\">\u00a0\u00a0\u00a0<\/span><\/p>\n<h4><b>Risk Accident Review<\/b><\/h4>\n<p><span style=\"font-weight: 400;\">This fire demonstrates the high risks inherent in production processes involving heat and flammable materials. The heater, as the heat source, has the potential to overheat or cause a system failure, which could trigger a fire. The lack of protective systems such as automatic shutdown, fire suppression, and early detection increases the risk of fire escalation. The factory&#8217;s location in a densely populated area also increases exposure to third-party losses. Furthermore, suboptimal emergency response procedures can delay fire control. This incident underscores the importance of routine inspections, machine maintenance, and the implementation of strict industrial safety standards.<\/span><\/p>\n<h4><b>Types of Insurance Needed<\/b><\/h4>\n<ol>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Industrial Property Insurance (Industrial All Risk)<\/b><b><br \/>\n<\/b><span style=\"font-weight: 400;\">Protect factory buildings from the risk of fire and damage.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Machinery Breakdown Insurance<\/b><b><br \/>\n<\/b><span style=\"font-weight: 400;\">Covers damage to production machines due to operational failure.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Stock Insurance<\/b><b><br \/>\n<\/b><span style=\"font-weight: 400;\">Protects raw materials and lubricant products from fire risks.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Business Interruption Insurance<\/b><b><br \/>\n<\/b><span style=\"font-weight: 400;\">Covering losses due to the cessation of production operations.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Public Liability Insurance<\/b><b><br \/>\n<\/b><span style=\"font-weight: 400;\">Anticipating the risk of lawsuits from local residents due to the impact of fire.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Fire &amp; Explosion Insurance Extension<\/b><b><br \/>\n<\/b><span style=\"font-weight: 400;\">Special warranty extension for fire and explosion risks.<\/span><\/li>\n<\/ol>\n<p><span style=\"font-weight: 400;\">This incident confirms that production processes with high temperatures and flammable materials have a significant fire risk.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">As an insurance broker and consultant, it is important to ensure an adequate protection system and comprehensive insurance coverage to safeguard assets and business continuity.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">\u00a0<\/span><\/p>\n<h3><b>PT Global Energi Biomassa&#8217;s Wood Pellet Factory in Nganjuk Engulfed in Fire! Wood Fuels Difficulty Extinguishing Fire<\/b><\/h3>\n<p><span style=\"font-weight: 400;\">A massive fire engulfed the wood pellet factory belonging to PT Global Energi Biomassa located in Jatisari Hamlet, Ngangkatan Village, Rejoso District, Nganjuk Regency, on Sunday night (19\/4\/2026).<\/span><\/p>\n<p><span style=\"font-weight: 400;\">The incident was first discovered by a night guard on routine patrol. When he discovered the fire, he immediately called for help from residents and reported it to the fire department.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">The fire department, receiving the report at around 10:35 PM WIB, immediately headed to the scene and arrived within a short time. The extinguishing process was quite difficult due to the large amount of combustible wood, which caused the fire to spread quickly and become difficult to control.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Four fire engines were deployed with support from the Indonesian National Armed Forces (TNI), the police, and local residents. After intensive efforts lasting over two hours, the fire was finally extinguished early Monday morning at around 1:20 a.m. Western Indonesian Time.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">There were no fatalities in this incident. However, some wood pellet materials were burned, causing estimated losses of around Rp 25 million. The exact cause of the fire is still under investigation by authorities.<\/span><\/p>\n<p><b>News source:<\/b><a href=\"https:\/\/www.detik.com\/jatim\/berita\/d-8452017\/pabrik-wood-pellet-di-rejoso-nganjuk-terbakar-hebat\"> <span style=\"font-weight: 400;\">https:\/\/www.detik.com\/jatim\/berita\/d-8452017\/pabrik-wood-pellet-di-rejoso-nganjuk-terbakar-hebat<\/span><\/a><span style=\"font-weight: 400;\">\u00a0\u00a0\u00a0\u00a0\u00a0<\/span><\/p>\n<h4><b>Risk Accident Review<\/b><\/h4>\n<p><span style=\"font-weight: 400;\">This fire highlights the high risks in industries based on flammable materials such as wood pellets. The dry, flammable nature of wood accelerates the spread of fire, especially without adequate fire protection systems. Delayed early detection and the absence of automatic extinguishing systems exacerbate the scale of losses. Furthermore, storing large quantities of materials without zoning increases the potential for fire escalation. Limited nighttime surveillance is also a risk factor. This incident underscores the importance of optimal fire safety systems, storage management, and emergency response procedures.<\/span><\/p>\n<h4><b>Types of Insurance Needed<\/b><\/h4>\n<ol>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Industrial Property Insurance (Industrial All Risk)<\/b><b><br \/>\n<\/b><span style=\"font-weight: 400;\">Protecting factory buildings and assets from fire risks.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Stock Insurance<\/b><b><br \/>\n<\/b><span style=\"font-weight: 400;\">Ensures that the wood pellet material is flammable.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Business Interruption Insurance<\/b><b><br \/>\n<\/b><span style=\"font-weight: 400;\">Covering losses due to the cessation of production operations.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Public Liability Insurance<\/b><b><br \/>\n<\/b><span style=\"font-weight: 400;\">Anticipate the risk of third party losses around the location.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Machinery Breakdown Insurance<\/b><b><br \/>\n<\/b><span style=\"font-weight: 400;\">Protect production machines from potential damage due to incidents.<\/span><\/li>\n<\/ol>\n<p><span style=\"font-weight: 400;\">This incident confirms that industries with flammable materials have a very high risk of fire, especially without adequate protection systems.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">As an insurance broker and consultant, it is important to ensure strong risk mitigation and comprehensive insurance coverage to safeguard assets and business continuity.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">\u00a0<\/span><\/p>\n<h3><b>The motorboat Garcias caught fire at Probolinggo Port. Welding sparks suspected to be the cause, causing losses to exceed Rp1 billion.<\/b><\/h3>\n<p><span style=\"font-weight: 400;\">A major fire engulfed the motor ship Garcias Tanjung Perak while it was docked at the Mayangan Fisheries Port, Probolinggo City, East Java, on Monday (20\/4\/2026) afternoon.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">The incident is believed to have started from a spark during a ship repair operation, such as welding or using a grinding machine. The spark likely hit an area containing fuel, igniting a fire in the engine room that quickly spread to the upper deck of the ship.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">The rapidly growing flames sparked panic among the crew and port workers. To prevent the fire from spreading to other vessels, the crew quickly untied the mooring lines to move the ship away from the dock.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Firefighters deployed three fire engines to control the situation and prevent the fire from spreading to the port area. There were no casualties, but material losses are estimated at around Rp 1 billion. The exact cause of the fire is currently under investigation by authorities.<\/span><\/p>\n<p><b>News source:<\/b><a href=\"https:\/\/www.beritasatu.com\/jatim\/2986975\/kapal-garcias-tanjung-perak-terbakar-di-pelabuhan-probolinggo\"> <span style=\"font-weight: 400;\">https:\/\/www.beritasatu.com\/jatim\/2986975\/kapal-garcias-tanjung-perak-terbakar-di-pelabuhan-probolinggo<\/span><\/a><span style=\"font-weight: 400;\">\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0<\/span><\/p>\n<h4><b>Risk Accident Review<\/b><\/h4>\n<p><span style=\"font-weight: 400;\">This fire demonstrates the high risk of hot work activities such as welding and metal cutting in areas containing flammable materials. The lack of strict controls such as hot work permits, fuel security, and fire watches increases the potential for fire. The engine room, as a high-risk area, requires special protection systems, including early detection and automatic extinguishing.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Furthermore, the ship&#8217;s proximity to other vessels increases the potential for chain reactions. This incident underscores the importance of safety procedures, strict supervision, and comprehensive risk management in ship repair activities.<\/span><\/p>\n<h4><b>Types of Insurance Needed<\/b><\/h4>\n<ol>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Marine Hull Insurance<\/b><b><br \/>\n<\/b><span style=\"font-weight: 400;\">Protecting ships from damage due to fire and other marine risks.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Ship Repairer\u2019s Liability Insurance<\/b><b><br \/>\n<\/b><span style=\"font-weight: 400;\">Bearing the risks during the ship repair process, including technical negligence.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Marine Liability Insurance (P&amp;I)<\/b><b><br \/>\n<\/b><span style=\"font-weight: 400;\">Protects against legal liability to third parties.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Business Interruption Insurance<\/b><b><br \/>\n<\/b><span style=\"font-weight: 400;\">Cover losses due to disruption of ship operations.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Public Liability Insurance<\/b><b><br \/>\n<\/b><span style=\"font-weight: 400;\">Anticipating the impact of losses on the port environment and other parties.<\/span><\/li>\n<\/ol>\n<p><span style=\"font-weight: 400;\">This incident confirms that repair activities with the risk of sparks in the fuel area are very susceptible to triggering major fires.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">As an insurance broker and consultant, it is important to ensure strict hot work procedures and comprehensive insurance coverage to minimize the potential for major losses.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">&#8211;<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Across all the incidents mentioned above, one common thread that cannot be ignored is the predominance of human error, weak safety systems, and the lack of optimal risk mitigation. Accidents are not simply &#8220;unexpected events,&#8221; but are often the result of a combination of oversight gaps and procedural omissions.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">As an insurance broker and consultant, it&#8217;s important to emphasize that protection doesn&#8217;t just rely on caution. It requires a comprehensive approach through:<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">disciplined implementation of safety standards,<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">use of monitoring technology,<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">and comprehensive insurance program support.<\/span><\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\">With the right steps, risks cannot be eliminated but their impact can be significantly minimized.<\/span><\/p>","protected":false},"excerpt":{"rendered":"<p>A series of accidents have occurred across Indonesia, serving as stark reminders that risks can arise at any time, whether during travel, industrial activities, or transportation operations. From a Hajj bus that overturned due to driver negligence, a car caught fire in the middle of the road, to a helicopter crash in the Kalimantan jungle, [&hellip;]<\/p>\n","protected":false},"author":8,"featured_media":9833,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[809],"tags":[162,1636,1634,1635],"class_list":{"0":"post-9832","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-berita-kecelakaan","8":"tag-asuransi-kapal","9":"tag-asuransi-kapal-ikan","10":"tag-kapal-gracias-terbakar","11":"tag-kapal-terbakar"},"post_mailing_queue_ids":[],"_links":{"self":[{"href":"http:\/\/ligaasuransi.com\/en\/wp-json\/wp\/v2\/posts\/9832","targetHints":{"allow":["GET"]}}],"collection":[{"href":"http:\/\/ligaasuransi.com\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"http:\/\/ligaasuransi.com\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"http:\/\/ligaasuransi.com\/en\/wp-json\/wp\/v2\/users\/8"}],"replies":[{"embeddable":true,"href":"http:\/\/ligaasuransi.com\/en\/wp-json\/wp\/v2\/comments?post=9832"}],"version-history":[{"count":1,"href":"http:\/\/ligaasuransi.com\/en\/wp-json\/wp\/v2\/posts\/9832\/revisions"}],"predecessor-version":[{"id":9834,"href":"http:\/\/ligaasuransi.com\/en\/wp-json\/wp\/v2\/posts\/9832\/revisions\/9834"}],"wp:featuredmedia":[{"embeddable":true,"href":"http:\/\/ligaasuransi.com\/en\/wp-json\/wp\/v2\/media\/9833"}],"wp:attachment":[{"href":"http:\/\/ligaasuransi.com\/en\/wp-json\/wp\/v2\/media?parent=9832"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"http:\/\/ligaasuransi.com\/en\/wp-json\/wp\/v2\/categories?post=9832"},{"taxonomy":"post_tag","embeddable":true,"href":"http:\/\/ligaasuransi.com\/en\/wp-json\/wp\/v2\/tags?post=9832"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}