{"id":9403,"date":"2026-01-08T14:35:23","date_gmt":"2026-01-08T07:35:23","guid":{"rendered":"https:\/\/ligaasuransi.com\/?p=9403"},"modified":"2026-01-08T14:35:23","modified_gmt":"2026-01-08T07:35:23","slug":"panduan-memilih-asuransi-drone-terbaik-untuk-melindungi-dari-risiko-tuntutan-hukum-pihak-ketiga","status":"publish","type":"post","link":"http:\/\/ligaasuransi.com\/en\/panduan-memilih-asuransi-drone-terbaik-untuk-melindungi-dari-risiko-tuntutan-hukum-pihak-ketiga\/","title":{"rendered":"A Guide to Choosing the Best Drone Insurance to Protect Against the Risk of Third-Party Lawsuits"},"content":{"rendered":"

The development of Unmanned Aerial Vehicle (UAV) technology, better known as drones, has drastically transformed the industrial landscape in Indonesia. From mapping remote plantations to inspecting tall buildings in the BSD area of \u200b\u200bSouth Tangerang, drone use is no longer just a hobby but a vital production tool for modern entrepreneurs. However, with the increasing intensity of its use in public airspace, the risk of accidents involving property or the lives of third parties has become a real threat that can cripple a company’s finances in an instant.<\/span><\/p>\n

Modern industrial drones are often flown in areas with high human activity or critical infrastructure. A single technical failure could cause the drone to crash, damaging luxury properties or injuring personnel on the ground. Without comprehensive drone insurance coverage, the company owning the drone is legally liable for any resulting losses. These losses can include property repair costs, medical expenses, and even legal compensation, which can reach billions of rupiah. Therefore, selecting the right policy with adequate limits of liability is a strategic step for company management.<\/span><\/p>\n

To assist company management in designing the safest and most efficient protection structure in accordance with applicable Indonesian aviation regulations, we provide a team of experts ready to conduct in-depth risk analyses. Before you fly your unit on your next commercial mission, be sure to consult with a professional in the field. <\/span>Contact <\/span>L&G Insurance Broker<\/b><\/a> now on <\/span>08118507773<\/b><\/a> for consultation with our experts.<\/span><\/p>\n

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Why Does Modern Industry Need Drone Insurance Protection?<\/b><\/h3>\n

The use of drones in the mining, oil and gas, construction, and agriculture sectors has been shown to increase operational cost efficiency by up to 40%. However, this efficiency is often overshadowed by the potential losses resulting from aerial incidents. In the context of drone insurance, the risk most often overlooked by industry players is the risk of legal liability.<\/span><\/p>\n

In the rapidly developing South Tangerang area, drones are frequently used for construction surveys and corporate cinematography content creation. Imagine if a 5-10 kg drone fell on a passing vehicle or damaged a high-voltage power line. Repair costs would cover not only physical damage but also economic losses due to the disruption of public services. Through drone insurance, companies can shift this financial burden to an insurer, ensuring stable cash flow even in the event of a major incident.<\/span><\/p>\n

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Risk of Third Party Lawsuits in Using Drone Insurance<\/b><\/h3>\n

One of the key pillars in choosing the best drone insurance is understanding Third Party Liability (TPL) coverage. This risk covers legal liability to anyone who is not your company’s employee or contractor.<\/span><\/p>\n

In practice, drone insurance for third party protection includes:<\/span><\/p>\n