{"id":9220,"date":"2025-11-27T09:21:21","date_gmt":"2025-11-27T02:21:21","guid":{"rendered":"https:\/\/ligaasuransi.com\/?p=9220"},"modified":"2025-11-27T09:21:21","modified_gmt":"2025-11-27T02:21:21","slug":"kualitas-beras-menurun-karena-penyimpanan-beras-kelamaan-ini-jenis-asuransi-yang-dibutuhkan","status":"publish","type":"post","link":"http:\/\/ligaasuransi.com\/en\/kualitas-beras-menurun-karena-penyimpanan-beras-kelamaan-ini-jenis-asuransi-yang-dibutuhkan\/","title":{"rendered":"Rice Quality Declines Due to Prolonged Storage! This Is the Type of Insurance You Need"},"content":{"rendered":"

Rice is a strategic commodity in Indonesia, valued by the government, distributors, and exporters. However, one major problem that frequently occurs and is highly detrimental to the food industry is the decline in rice quality when stored for too long. This issue is not only a technical issue of rice storage but also a financial risk that can directly impact profits, reputation, and business sustainability.<\/span><\/p>\n

When rice quality declines, color changes, texture deteriorates, aroma becomes stale, and broken grains increase, producers and distributors can experience significant losses. This is especially true if large stocks are rejected by buyers, become contaminated, or require re-sorting. All of this incurs additional costs, sometimes considerable.<\/span><\/p>\n

This is where insurance protection for rice storage becomes crucial. Insurance not only covers the warehouse building but also the rice stock, drying machines, ventilation systems, and potential losses due to operational disruptions.<\/span><\/p>\n

Want to ensure your business is safe from rice storage risks? Consult with an L&G Insurance Broker for a FREE consultation via WhatsApp.<\/b>08118507773<\/b><\/a>or email<\/b>halo@lngrisk.co.id<\/b><\/a>\u00a0<\/b><\/p>\n

And it’s important to emphasize: always purchase insurance through an official broker registered with the OJK, not a regular agent or directly with the insurance company. Why? Because insurance policies have numerous technical details and exclusions. Even a small mistake in choosing one could result in your large claim being rejected.<\/span><\/p>\n

With official brokers such as<\/span>L&G Insurance Broker<\/span><\/a>, you will receive full support starting from policy selection, risk analysis, to claims support until it is actually paid.<\/span><\/p>\n

Why Does Rice Degrade When Stored Too Long?<\/b><\/h3>\n

Rice deterioration is a natural process, but it can be accelerated by less-than-ideal storage conditions. Here are some of the most common causes:<\/span><\/p>\n

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  1. Oxidation and Degeneration of Rice Grains<\/b><\/li>\n<\/ol>\n

    Prolonged exposure to oxygen causes rice to change color and aroma.<\/span><\/p>\n

      \n
    1. Unstable Humidity<\/b><\/li>\n<\/ol>\n

      High humidity triggers mold, while low humidity makes rice more brittle and more likely to break.<\/span><\/p>\n

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      1. Pest attacks (lice, moths, caterpillars)<\/b><\/li>\n<\/ol>\n

        Pests can develop quickly if the warehouse is not maintained.<\/span><\/p>\n

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        1. Microbial Contamination<\/b><\/li>\n<\/ol>\n

          Mushrooms like<\/span>aspergillus<\/span><\/i> And <\/span>penicillium very<\/span><\/i> commonly found in warehouses with poor sanitation and ventilation.<\/span><\/p>\n

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          1. Fluctuating Temperature Changes<\/b><\/li>\n<\/ol>\n

            Extreme temperature changes cause rice to absorb or release water vapor, which triggers quality damage.<\/span><\/p>\n

            What is the Impact on Business?<\/b><\/p>\n