{"id":9209,"date":"2025-11-24T10:55:47","date_gmt":"2025-11-24T03:55:47","guid":{"rendered":"https:\/\/ligaasuransi.com\/?p=9209"},"modified":"2025-11-24T10:55:47","modified_gmt":"2025-11-24T03:55:47","slug":"proyek-hampir-terhenti-di-dili-bagaimana-broker-asuransi-indonesia-menjadi-penyelamat-di-saat-genting","status":"publish","type":"post","link":"http:\/\/ligaasuransi.com\/en\/proyek-hampir-terhenti-di-dili-bagaimana-broker-asuransi-indonesia-menjadi-penyelamat-di-saat-genting\/","title":{"rendered":"A Project Nearly Stalled in Dili: How an Indonesian Insurance Broker Became a Lifesaver in a Time of Distress"},"content":{"rendered":"<p><span style=\"font-weight: 400;\">At 9:30 PM Jakarta time, a call came through to the L&amp;G Insurance Broker team. On the other end of the line, the voice of a project manager from an Indonesian construction company sounded hurried. A power plant project in Dili, Timor Leste, was in danger of being unable to start due to one unmet requirement: insurance coverage for a large-capacity project.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Problems arose when the local insurance company in Timor Leste\u2014which had been very helpful\u2014declared it was unable to provide the insurance coverage required by the owner. The requested limits were too high, the engineering risks too complex, and their reinsurer couldn&#8217;t support the needs.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Meanwhile, the Indonesian contractor has only 48 hours to submit an insurance policy for the Notice to Proceed to be issued. Without it, the multi-million dollar project\u2014which has been in preparation for months\u2014could be cancelled.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">It was in this critical situation that L&amp;G stepped in to take on the role.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">And this is where the story begins.<\/span><\/p>\n<h3><span style=\"font-weight: 400;\">Why Do Many Projects in Timor-Leste Experience Insurance Problems?<\/span><\/h3>\n<p><span style=\"font-weight: 400;\">Development in Timor-Leste is progressing rapidly, spanning the energy sector, infrastructure, civil engineering, and maritime transportation. However, there&#8217;s one reality that needs to be viewed objectively:<\/span><\/p>\n<ol>\n<li><span style=\"font-weight: 400;\"> The capacity of insurance companies in Timor Leste is still limited<\/span><\/li>\n<\/ol>\n<p><span style=\"font-weight: 400;\">Timor Leste is a young country. Its insurance industry is still developing, particularly in general insurance:<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">guarantee capacity (limit) is still low<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">not many underwriters have experience handling engineering risks<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">supporting reinsurers are also limited<\/span><\/li>\n<\/ul>\n<p>&nbsp;<\/p>\n<p><b>Most of the contractors are from Indonesia<\/b><\/p>\n<p><span style=\"font-weight: 400;\">Due to geographical proximity and quality of human resources, many projects are carried out by Indonesian contractors.<\/span><span style=\"font-weight: 400;\"><br \/>\n<\/span><span style=\"font-weight: 400;\">But\u2026<\/span><span style=\"font-weight: 400;\"><br \/>\n<\/span><span style=\"font-weight: 400;\">Indonesian contractors are accustomed to extensive coverage standards\u2014from CAR\/EAR, Property All Risks, Machinery Breakdown, Public Liability, to Marine Hull.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">When faced with the market capacity of Timor Leste, a wide \u201cgap\u201d occurs.<\/span><\/p>\n<p>&nbsp;<\/p>\n<p><b>Owner or government requirements often ask for large limits.<\/b><\/p>\n<p><span style=\"font-weight: 400;\">Especially for energy, infrastructure, or port projects.<\/span><span style=\"font-weight: 400;\"><br \/>\n<\/span><span style=\"font-weight: 400;\">Limits above USD 10 million to USD 100 million are commonplace.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">The local market is not ready\u2014not because of a lack of professionalism, but because it is still developing.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">At this critical point, Indonesian insurance companies could actually be the solution.<\/span><\/p>\n<h3><span style=\"font-weight: 400;\">Why Can Indonesian Insurance Provide Coverage in Timor Leste?<\/span><\/h3>\n<p><span style=\"font-weight: 400;\">This is where many misunderstandings occur.<\/span><span style=\"font-weight: 400;\"><br \/>\n<\/span><span style=\"font-weight: 400;\">In fact, Indonesian insurance companies can provide guarantees to assets or projects abroad, including Timor Leste, on the condition that:<\/span><\/p>\n<ol>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">There is a risk assessment from an Indonesian insurer<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Policy territory extended (extension of coverage)<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">There is compliance with OJK regulations &amp; internal insurer<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">There is technical justification from the broker<\/span><\/li>\n<\/ol>\n<p><span style=\"font-weight: 400;\">If all are met, then:<\/span><\/p>\n<p><span style=\"font-weight: 400;\">\ud83d\udc49<\/span><span style=\"font-weight: 400;\">Indonesian policy legally guarantees projects or assets located in Timor Leste<\/span><span style=\"font-weight: 400;\"><br \/>\n<\/span><span style=\"font-weight: 400;\">\ud83d\udc49<\/span><span style=\"font-weight: 400;\">The legal basis of the policy follows Indonesian Jurisdiction, in accordance with the rules of issuance<\/span><span style=\"font-weight: 400;\"><br \/>\n<\/span><span style=\"font-weight: 400;\">\ud83d\udc49<\/span><span style=\"font-weight: 400;\">claims can be processed without any cross-border obstacles<\/span><\/p>\n<p><span style=\"font-weight: 400;\">And keep in mind:<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Insurance policies always follow the laws of the country where the policy is issued.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Because the policy was issued in Indonesia, Indonesian law applies\u2014and this isn&#8217;t a problem for the Timorese government. In fact, in practice, this is actually beneficial, because:<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Indonesian insurers have greater capacity<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">more professional and transparent claims process<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">stronger global reinsurer support<\/span><\/li>\n<\/ul>\n<p>&nbsp;<\/p>\n<p><span style=\"font-weight: 400;\">Biggest Concern: \u201cWhat If a Claim Occurs?\u201d<\/span><\/p>\n<p><span style=\"font-weight: 400;\">This is a question that often arises from Timor Leste owners or regulators.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Fair question.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">But it is necessary to understand:<\/span><\/p>\n<ol>\n<li><span style=\"font-weight: 400;\"> Almost no claims ever reach court.<\/span><\/li>\n<\/ol>\n<p><span style=\"font-weight: 400;\">In the global insurance industry, 90\u201395% of claims are settled between the insurer and the insured with the help of:<\/span><span style=\"font-weight: 400;\"><br \/>\n<\/span><span style=\"font-weight: 400;\">\u2714<\/span><span style=\"font-weight: 400;\"> broker<\/span><span style=\"font-weight: 400;\"><br \/>\n<\/span><span style=\"font-weight: 400;\">\u2714<\/span><span style=\"font-weight: 400;\"> loss adjuster<\/span><span style=\"font-weight: 400;\"><br \/>\n<\/span><span style=\"font-weight: 400;\">\u2714<\/span><span style=\"font-weight: 400;\"> surveyor<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Because this industry is governed by international best practices, not a litigation culture.<\/span><\/p>\n<ol start=\"2\">\n<li><span style=\"font-weight: 400;\"> International loss adjuster can be appointed at any time<\/span><\/li>\n<\/ol>\n<p><span style=\"font-weight: 400;\">For projects in Timor Leste, adjusters can come from:<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Indonesia<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Singapore<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Malaysia<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Australia<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">even local Timor Leste adjusters<\/span><\/li>\n<\/ul>\n<p>&nbsp;<\/p>\n<p><span style=\"font-weight: 400;\">There are no limits.<\/span><\/p>\n<ol start=\"3\">\n<li><span style=\"font-weight: 400;\"> If there is a dispute, arbitration is the final solution.<\/span><\/li>\n<\/ol>\n<p><span style=\"font-weight: 400;\">Arbitration is a professional mechanism in which both parties appoint independent experts, who can even be from any country.<\/span><span style=\"font-weight: 400;\"><br \/>\n<\/span><span style=\"font-weight: 400;\">This is much faster than the court process.<\/span><\/p>\n<ol start=\"4\">\n<li><span style=\"font-weight: 400;\"> The most important thing is the completeness of the claim documents.<\/span><\/li>\n<\/ol>\n<p><span style=\"font-weight: 400;\">As long as the documents are complete and the policy terms are complied with, the Indonesian insurer will process the payment.<\/span><\/p>\n<h3><span style=\"font-weight: 400;\">The Important Role of Brokers in Ensuring the Security of Cross-Border Projects<\/span><\/h3>\n<p><span style=\"font-weight: 400;\">Many people don&#8217;t realize that insurance brokers are actually the most important parties when it comes to cross-border projects.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">In the case of Timor Leste, L&amp;G&#8217;s role is crucial in several ways:<\/span><\/p>\n<ol>\n<li><span style=\"font-weight: 400;\"> Conduct an Initial Risk Assessment<\/span><\/li>\n<\/ol>\n<p><span style=\"font-weight: 400;\">L&amp;G ensures:<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">true project value<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">mapped risks<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">exposure analyzed<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">the right insurer is chosen<\/span><\/li>\n<\/ul>\n<p>&nbsp;<\/p>\n<ol start=\"2\">\n<li><span style=\"font-weight: 400;\"> Explain the legality of the policy to regulators &amp; owners<\/span><\/li>\n<\/ol>\n<p><span style=\"font-weight: 400;\">L&amp;G has explained to the Timor Leste government several times that:<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Indonesian insurance is legal to use<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">claims can be resolved internationally<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">arbitration can be used if necessary<\/span><\/li>\n<\/ul>\n<p>&nbsp;<\/p>\n<ol start=\"3\">\n<li><span style=\"font-weight: 400;\"> Prepare policy wording according to the project contract<\/span><\/li>\n<\/ol>\n<p><span style=\"font-weight: 400;\">Example:<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">FIDIC<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">EPC Contract<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Joint Venture Agreement<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Marine Charter Party<\/span><\/li>\n<\/ul>\n<p>&nbsp;<\/p>\n<ol start=\"4\">\n<li><span style=\"font-weight: 400;\"> Connecting all parties professionally<\/span><\/li>\n<\/ol>\n<p><span style=\"font-weight: 400;\">Brokers work for the insured, not for the insurer.<\/span><span style=\"font-weight: 400;\"><br \/>\n<\/span><span style=\"font-weight: 400;\">L&amp;G facilitates communication between:<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">contractor<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">owner<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">insurer<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">reinsurer<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">adjuster<\/span><\/li>\n<\/ul>\n<p>&nbsp;<\/p>\n<p><span style=\"font-weight: 400;\">so that the project runs smoothly.<\/span><\/p>\n<ol start=\"5\">\n<li><span style=\"font-weight: 400;\"> Handle claims until completion<\/span><\/li>\n<\/ol>\n<p><span style=\"font-weight: 400;\">This is the most important part.<\/span><span style=\"font-weight: 400;\"><br \/>\n<\/span><span style=\"font-weight: 400;\">Many companies have difficulty handling cross-border claims.<\/span><span style=\"font-weight: 400;\"><br \/>\n<\/span><span style=\"font-weight: 400;\">L&amp;G ensures the process runs:<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">fast<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">objective<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">transparent<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">according to police regulations<\/span><\/li>\n<\/ul>\n<h3><span style=\"font-weight: 400;\">True Story: A Saved Energy Project<\/span><\/h3>\n<p><span style=\"font-weight: 400;\">Back to the story at the beginning.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">When L&amp;G received the sudden request, the team immediately:<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">contacting Indonesian insurers with large engineering capacity<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">conduct a quick review of the project design<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">ensure compliance with OJK and internal insurers<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">prepare CAR\/EAR wording according to international standards<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">explain the situation to the Timor Leste owner via official letter<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">complete documents within 24 hours<\/span><\/li>\n<\/ul>\n<p>&nbsp;<\/p>\n<p><span style=\"font-weight: 400;\">The result?<\/span><\/p>\n<p><span style=\"font-weight: 400;\">The owner accepts the policy.<\/span><span style=\"font-weight: 400;\"><br \/>\n<\/span><span style=\"font-weight: 400;\">Contract number issued.<\/span><span style=\"font-weight: 400;\"><br \/>\n<\/span><span style=\"font-weight: 400;\">Mobilization begins.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">And the project that almost failed finally got underway.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">L&amp;G managed to become a savior in this critical situation.<\/span><\/p>\n<h3><span style=\"font-weight: 400;\">Why Should the Timor Leste Government Not Hesitate to Use Indonesian Insurance?<\/span><\/h3>\n<p><span style=\"font-weight: 400;\">Because:<\/span><\/p>\n<p><span style=\"font-weight: 400;\">\u2714<\/span><span style=\"font-weight: 400;\">stronger capacity<\/span><span style=\"font-weight: 400;\"><br \/>\n<\/span><span style=\"font-weight: 400;\">\u2714<\/span><span style=\"font-weight: 400;\">broader experience<\/span><span style=\"font-weight: 400;\"><br \/>\n<\/span><span style=\"font-weight: 400;\">\u2714<\/span><span style=\"font-weight: 400;\">international reinsurer support<\/span><span style=\"font-weight: 400;\"><br \/>\n<\/span><span style=\"font-weight: 400;\">\u2714<\/span><span style=\"font-weight: 400;\">more professional claims mechanism<\/span><span style=\"font-weight: 400;\"><br \/>\n<\/span><span style=\"font-weight: 400;\">\u2714<\/span><span style=\"font-weight: 400;\">there are brokers who bridge communication<\/span><span style=\"font-weight: 400;\"><br \/>\n<\/span><span style=\"font-weight: 400;\">\u2714<\/span><span style=\"font-weight: 400;\">arbitration is available as a neutral solution<\/span><\/p>\n<p><span style=\"font-weight: 400;\">In the modern insurance world, the quality of protection is far more important than the country of origin of the insurer.<\/span><\/p>\n<h3><span style=\"font-weight: 400;\">Let&#8217;s Build Timor Leste with the Right Guarantees<\/span><\/h3>\n<p><span style=\"font-weight: 400;\">Timor Leste&#8217;s development is progressing rapidly.<\/span><span style=\"font-weight: 400;\"><br \/>\n<\/span><span style=\"font-weight: 400;\">Big projects require big guarantees.<\/span><span style=\"font-weight: 400;\"><br \/>\n<\/span><span style=\"font-weight: 400;\">And the right insurance will determine whether the project runs smoothly or not.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">With the support of Indonesia&#8217;s large-capacity insurance companies, coupled with the role of professional brokers such as L&amp;G Insurance Broker, cross-border project risks can be managed safely, legally, and effectively.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">In an era of regional cooperation, the best protection knows no borders\u2014only quality and commitment.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">If you want, I can:<\/span><\/p>\n<p><span style=\"font-weight: 400;\">\ud83d\udc49<\/span><span style=\"font-weight: 400;\">write the second article<\/span><span style=\"font-weight: 400;\"><br \/>\n<\/span><span style=\"font-weight: 400;\">\ud83d\udc49<\/span><span style=\"font-weight: 400;\">create a more technical version for regulators<\/span><span style=\"font-weight: 400;\"><br \/>\n<\/span><span style=\"font-weight: 400;\">\ud83d\udc49<\/span><span style=\"font-weight: 400;\">create a version for the website landing page<\/span><span style=\"font-weight: 400;\"><br \/>\n<\/span><span style=\"font-weight: 400;\">\ud83d\udc49<\/span><span style=\"font-weight: 400;\">create infographics<\/span><\/p>\n<p>&nbsp;<\/p>\n<p><b><i>Disclaimer:<\/i><\/b><span style=\"font-weight: 400;\"><br \/>\n<\/span><span style=\"font-weight: 400;\">This article is intended for general educational purposes regarding cross-border insurance coverage and should not be construed as legal, financial, or final insurance recommendations. Each project has different risk characteristics and requires specific analysis by authorized insurance companies and brokers. Readers are advised to consult directly with a qualified professional or broker before making any decisions regarding insurance coverage.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">\u2014<\/span><\/p>\n<p><b>DON&#8217;T WASTE YOUR TIME AND SECURE YOUR FINANCIAL AND BUSINESS WITH THE RIGHT INSURANCE.<\/b><\/p>\n<p><b>HOTLINE L&amp;G 24 JAM:<\/b><a href=\"https:\/\/wa.me\/628118507773?text=Halo%20Liberty,%20Saya%20sudah%20berkunjung%20ke%20website%20lngrisk.co.id.%20Boleh%20saya%20tanya%20lebih%20jauh?\"><b> 0811-8507-773<\/b><\/a><b>(CALL \u2013 WHATSAPP \u2013 SMS)<\/b><\/p>\n<p><span style=\"font-weight: 400;\">Website:<\/span><a href=\"http:\/\/lngrisk.co.id\"><span style=\"font-weight: 400;\"> lngrisk.co.id<\/span><\/a><span style=\"font-weight: 400;\">\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Email: <\/span><a href=\"mailto:halo@lngrisk.co.id\"><span style=\"font-weight: 400;\">halo@lngrisk.co.id<\/span><\/a><span style=\"font-weight: 400;\">\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">\u2014<\/span><\/p>","protected":false},"excerpt":{"rendered":"<p>At 9:30 PM Jakarta time, a call came through to the L&amp;G Insurance Broker team. On the other end of the line, the voice of a project manager from an Indonesian construction company sounded hurried. A power plant project in Dili, Timor Leste, was in danger of being unable to start due to one unmet [&hellip;]<\/p>\n","protected":false},"author":2,"featured_media":9210,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[607,37],"tags":[1439,1465],"class_list":{"0":"post-9209","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-industri-konstruksi","8":"category-risk-recommendation","9":"tag-konstruksi","10":"tag-timor-leste"},"post_mailing_queue_ids":[],"_links":{"self":[{"href":"http:\/\/ligaasuransi.com\/en\/wp-json\/wp\/v2\/posts\/9209","targetHints":{"allow":["GET"]}}],"collection":[{"href":"http:\/\/ligaasuransi.com\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"http:\/\/ligaasuransi.com\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"http:\/\/ligaasuransi.com\/en\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"http:\/\/ligaasuransi.com\/en\/wp-json\/wp\/v2\/comments?post=9209"}],"version-history":[{"count":1,"href":"http:\/\/ligaasuransi.com\/en\/wp-json\/wp\/v2\/posts\/9209\/revisions"}],"predecessor-version":[{"id":9211,"href":"http:\/\/ligaasuransi.com\/en\/wp-json\/wp\/v2\/posts\/9209\/revisions\/9211"}],"wp:featuredmedia":[{"embeddable":true,"href":"http:\/\/ligaasuransi.com\/en\/wp-json\/wp\/v2\/media\/9210"}],"wp:attachment":[{"href":"http:\/\/ligaasuransi.com\/en\/wp-json\/wp\/v2\/media?parent=9209"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"http:\/\/ligaasuransi.com\/en\/wp-json\/wp\/v2\/categories?post=9209"},{"taxonomy":"post_tag","embeddable":true,"href":"http:\/\/ligaasuransi.com\/en\/wp-json\/wp\/v2\/tags?post=9209"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}