{"id":7648,"date":"2025-07-30T14:29:10","date_gmt":"2025-07-30T07:29:10","guid":{"rendered":"https:\/\/ligaasuransi.com\/?p=7648"},"modified":"2025-07-30T14:29:10","modified_gmt":"2025-07-30T07:29:10","slug":"tragedi-maut-di-jalanan-india-bus-peziarah-tabrak-truk-gas-18-tewas-terpanggang-di-tempat-dan-7-insiden-kecelakaan-terupdate-yang-menggemparkan","status":"publish","type":"post","link":"http:\/\/ligaasuransi.com\/en\/tragedi-maut-di-jalanan-india-bus-peziarah-tabrak-truk-gas-18-tewas-terpanggang-di-tempat-dan-7-insiden-kecelakaan-terupdate-yang-menggemparkan\/","title":{"rendered":"Deadly Tragedy on Indian Roads! Pilgrim Bus Crashes into Gas Truck, 18 Burned to Death: And 7 Shocking Recent Accidents"},"content":{"rendered":"<p><a href=\"https:\/\/ligaasuransi.com\"><span style=\"font-weight: 400;\">Liga Asuransi<\/span><\/a><span style=\"font-weight: 400;\"> &#8211; Workplace accidents, factory fires, and transportation incidents that claimed lives, as reported above, serve as stark reminders that risk can strike at any time. These tragedies not only cause material losses but also leave deep sorrow for the victims&#8217; families. This is where effective risk management and appropriate insurance coverage are crucial to minimize the impact of losses and ensure business continuity. As an experienced insurance broker, L&amp;G Insurance Broker is ready to assist companies, business owners, and individuals in developing comprehensive coverage tailored to their needs.<\/span><\/p>\n<h3><b>Tragic Death: Buried Under Coal! PT Harita Group Employee Found Dead After 10 Hours Missing<\/b><\/h3>\n<p><span style=\"font-weight: 400;\">Another workplace accident has claimed lives in the mining industry. This time, it happened to aIqbalLa Econ (21), an employee of PT Halmahera Jaya Feronikel\u2014a subsidiary of PT Harita Group\u2014which operates in Kawasi Village, Obi District, South Halmahera Regency, North Maluku.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Ikbal was found dead buried under a pile of coal on Friday, July 25, 2025, at 7:00 PM WIT, after being reported missing at 9:00 AM. His whereabouts were only revealed after CCTV footage was reviewed by a co-worker on the night shift.<\/span><\/p>\n<p><b>Chronology of the Fatal Incident<\/b><\/p>\n<p><span style=\"font-weight: 400;\">The victim worked as a documenter of coal piles near the conveyor belt. Based on information gathered, the victim is believed to have fallen into the coal pile that morning. Unfortunately, none of the supervisors or coworkers were aware of the incident until that evening.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">&#8220;Usually, Iki (the victim&#8217;s nickname) is always the first to invite us to lunch. But earlier, I didn&#8217;t see him at all,&#8221; said one of the victim&#8217;s friends.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">The victim was known as a disciplined person who always arrived on time, from 7:00 a.m. to 7:00 p.m. WIT. The family mourned his loss, especially his father, La Econ, who expressed his disappointment over the negligence in work supervision.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">&#8220;There were supervisors there, but why didn&#8217;t they monitor the work of their subordinates? They had to wait for the night shift to check the CCTV before they found out,&#8221; he said, sounding disappointed.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">The family demands full responsibility from the company, both legally and morally, and asks for strict sanctions against negligent parties.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Source : <\/span><a href=\"https:\/\/www.beritasatu.com\/internasional\/2906257\/kecelakaan-pesawat-tempur-di-dhaka-19-tewas-dan-164-terluka\"><span style=\"font-weight: 400;\">https:\/\/www.beritasatu.com\/internasional\/2906257\/kecelakaan-pesawat-tempur-di-dhaka-19-tewas-dan-164-terluka<\/span><\/a><span style=\"font-weight: 400;\">\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0<\/span><\/p>\n<p><b>Conclusion<\/b><\/p>\n<p><span style=\"font-weight: 400;\">The tragic death of Iqbal La Econ should be a wake-up call for the Indonesian mining industry. Worker protection isn&#8217;t just about safety uniforms, but also about active monitoring systems, rapid response, and the implementation of comprehensive risk management standards.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Companies are required to re-evaluate their SOPs, strengthen supervisor training, and ensure financial protection for victims&#8217; families through appropriate insurance schemes.<\/span><\/p>\n<p><b>Insurance and Risk Management Review:<\/b><\/p>\n<ol>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Work Accident Insurance<\/b><span style=\"font-weight: 400;\"><br \/>\n<\/span><span style=\"font-weight: 400;\">The benefits provided include: Death benefits, Funeral costs, Periodic benefits to the family, Educational scholarships for children.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><a href=\"https:\/\/lngrisk.co.id\/insurance-products\/asuransi-tanggung-gugat-liability-insurance\/\"><b>Liability Insurance<\/b><\/a><b> Employer&#8217;s Liability Insurance<\/b><span style=\"font-weight: 400;\"><br \/>\n<\/span><span style=\"font-weight: 400;\">Bear the risk if there is a lawsuit from the victim&#8217;s family due to alleged negligence in the monitoring system.<\/span><\/li>\n<\/ol>\n<p>&nbsp;<\/p>\n<h3><b>A 15-Hour Fire Destroys PT Agro Raya Mas&#8217; Palm Oil Mill in Medan<\/b><\/h3>\n<p><span style=\"font-weight: 400;\">A massive fire engulfed a palm oil processing plant owned by<\/span><b>PT Agro Raya Mas<\/b><span style=\"font-weight: 400;\">in Medan Labuhan District on<\/span><b>Wednesday (23\/7\/2025) afternoon<\/b><span style=\"font-weight: 400;\">. The new fire was successfully extinguished the next day,<\/span><b>Thursday (24\/7\/2025) morning at 08.00 WIB<\/b><span style=\"font-weight: 400;\">, after the fire brigade team had been struggling for more than<\/span><b>15 hours<\/b><span style=\"font-weight: 400;\">.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">According to reports from<\/span><b>Data and Information Center of the Medan City Fire and Rescue Service (Disdamkarmat)<\/b><span style=\"font-weight: 400;\">, the cause of the fire is suspected to have come from <\/span><b>product packaging carton storage warehouse<\/b><span style=\"font-weight: 400;\">, which quickly spread the fire to other areas full of flammable materials.<\/span><\/p>\n<p><b>Chronology of Events: Fire Spreads Near Storage Tank<\/b><\/p>\n<p><span style=\"font-weight: 400;\">The fire was reported to have occurred at around 4:00 PM WIBin the cooking oil factory area that processes CPO (crude palm oil)The cardboard warehouse was the starting point of the fire, which then spread throughout the factory and threatened the storage tanks.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">More than 10 firefighters were deployed from various Disdamkarmat (Fire and Rescue Department) technical units. Although initially overwhelmed, the fire was finally brought under control by morning.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">&#8220;It&#8217;s been extinguished. But we&#8217;re still carrying out a thorough cooling process at the site,&#8221; a member of the Medan Fire and Rescue Agency&#8217;s Data and Information Center (Pusdatin) told Bisnis.<\/span><\/p>\n<p><b>There were no fatalities, but two officers were injured.<\/b><\/p>\n<p><span style=\"font-weight: 400;\">Although there were no fatalities from this fire, two members of the firefighting team suffered serious burns, slipped and fell into a ditch filled with hot oil, causing blistered skin.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">&#8220;Two members of our team were injured. They slipped and were scalded by hot oil during the firefighting process,&#8221; said the officer.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Until now the total is not known, area burned and estimated loss, because the official investigation process will only be carried out after the entire cooling process is complete.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Source : <\/span><a href=\"https:\/\/sumatra.bisnis.com\/read\/20250724\/533\/1896177\/update-kebakaran-pabrik-minyak-goreng-di-medan-api-padam-setelah-15-jam\"><span style=\"font-weight: 400;\">https:\/\/sumatra.bisnis.com\/read\/20250724\/533\/1896177\/update-kebakaran-pabrik-minyak-goreng-di-medan-api-padam-setelah-15-jam<\/span><\/a><span style=\"font-weight: 400;\">\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0<\/span><\/p>\n<p><b>Conclusion<\/b><\/p>\n<p><span style=\"font-weight: 400;\">The fire at the PT Agro Raya Mas factory demonstrated the high level of vulnerability of industrial facilities storing flammable materials, such as cardboard, crude palm oil, and packaging. Fortunately, a major explosion was avoided, although the blaze burned for more than 15 hours and nearly spread to the fuel storage tanks.<\/span><\/p>\n<p><b>Insurance and Risk Management Review:<\/b><\/p>\n<ol>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><a href=\"https:\/\/lngrisk.co.id\/insurance-products\/asuransi-properti-industrial-all-risk\/\"><b>Insurance Property All Risks<\/b><span style=\"font-weight: 400;\"> \u00a0 <\/span><span style=\"font-weight: 400;\"><br \/>\n<\/span><\/a><span style=\"font-weight: 400;\">Covers damage to buildings, machinery, equipment and raw materials due to fire.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><a href=\"https:\/\/lngrisk.co.id\/insurance-products\/asuransi-resiko-kerusakan-harta-benda-kerusakan-mesin-dan-gangguan-bisnis\/\"><b>Business Interruption Insurance<\/b><span style=\"font-weight: 400;\"><br \/>\n<\/span><\/a><span style=\"font-weight: 400;\">Provide financial compensation for lost income due to the cessation of factory operations during the post-fire recovery period.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><a href=\"https:\/\/lngrisk.co.id\/insurance-products\/asuransi-tanggung-gugat-liability-insurance\/\"><b>Public Liability Insurance<\/b><span style=\"font-weight: 400;\"><br \/>\n<\/span><\/a><span style=\"font-weight: 400;\">Protects the company from external claims if the fire causes damage to the public, surrounding property, or the environment.<\/span><\/li>\n<\/ol>\n<p><span style=\"font-weight: 400;\">\u00a0\u00a0\u00a0\u00a0<\/span><\/p>\n<p><b>A fire destroyed a spare parts warehouse, causing losses of up to Rp 1 billion, suspected to be caused by an electrical short circuit.<\/b><\/p>\n<p><span style=\"font-weight: 400;\">A major fire engulfed the motorcycle parts warehouse belonging to Sapanalias Hero, shop owner<\/span><i><span style=\"font-weight: 400;\">HERO JAYA MOTOR<\/span><\/i><span style=\"font-weight: 400;\">, in Pernek Hamlet, Apitaik Village, Pringgabaya District, on Monday (July 28, 2025) at around 5:00 p.m. WITA. This incident caused material losses estimated at Rp1 billion.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">According to information from the Head of Public Relations of the East Lombok Police, AKPNikolasOsman said the fire was first spotted in the tire storage area. The store had just closed at the time.<\/span><\/p>\n<p><b>Chronology of Events: Fire Emerged from Tire Storage Warehouse<\/b><\/p>\n<p><span style=\"font-weight: 400;\">The fire was first noticed by an employee who notifiedSapwanAfter seeing smoke coming from the warehouse, the owner attempted to extinguish the fire using whatever tools were available, but the flames quickly spread due to the warehouse containing a large amount of flammable materials, such as tires and oil.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">&#8220;The victim then checked the warehouse and tried to extinguish the fire with whatever tools he had. However, the fire quickly grew,&#8221; said AKP.NikolasOsman.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Sapwan managed to save his 7 year old child who was sleeping in the room, as well as a car from the fire area.<\/span><\/p>\n<p><b>Extinguishing Process and Losses<\/b><\/p>\n<p><span style=\"font-weight: 400;\">At around 5:10 PM WITA, three fire trucks from Pringgabaya District arrived at the scene. The fire was brought under control around 6:00 PM WITA, and cooling operations continued.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">There were no fatalities in this incident, but material losses were significant. Among the items destroyed by the fire were:<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Spare parts shop building with spandex roof<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Various spare parts for two-wheeled vehicles<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">2 motorbikes (Suzuki Thunder &amp; Yamaha Mio)<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">1 unit AC<\/span><\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\">The results of the preliminary crime scene processing (TKP) state that electrical short circuit in the warehouse as the cause of the fire.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Source : <\/span><a href=\"https:\/\/www.selaparangnews.com\/2025\/07\/gudang-bengkel-motor-di-apitaik.html\"><span style=\"font-weight: 400;\">https:\/\/www.selaparangnews.com\/2025\/07\/gudang-bengkel-motor-di-apitaik.html<\/span><\/a><span style=\"font-weight: 400;\">\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0<\/span><\/p>\n<p><b>Conclusion<\/b><\/p>\n<p><span style=\"font-weight: 400;\">The HERO JAYA MOTOR auto parts store fire highlights the importance of insurance protection for businesses, especially in sectors with a high risk of fire. Losses of Rp1 billion could have been mitigated or even recovered with an active insurance policy.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">This incident also serves as a momentum to increase awareness of electrical safety and fire risk management for all business owners, small and large.<\/span><\/p>\n<p><b>Insurance and Risk Management Review:<\/b><\/p>\n<ol>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><a href=\"https:\/\/lngrisk.co.id\/insurance-products\/asuransi-properti-industrial-all-risk\/\"><b>Insurance Property All Risks<\/b><span style=\"font-weight: 400;\"><br \/>\n<\/span><\/a><span style=\"font-weight: 400;\">Covers damage to buildings, machinery, equipment and raw materials due to fire.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><a href=\"http:\/\/lngrisk.co.id\/asuransi\/asuransi-kendaraan-bermotor\/\"><b>Vehicle Insurance<\/b><span style=\"font-weight: 400;\"><br \/>\n<\/span><\/a><span style=\"font-weight: 400;\">2 motorbikes and 1 car that nearly caught fire could be covered if you have comprehensive vehicle insurance.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><a href=\"https:\/\/lngrisk.co.id\/insurance-products\/asuransi-resiko-kerusakan-harta-benda-kerusakan-mesin-dan-gangguan-bisnis\/\"><b>Business Interruption Insurance<\/b><span style=\"font-weight: 400;\"><br \/>\n<\/span><\/a><span style=\"font-weight: 400;\">Protects the company from external claims if the fire causes damage to the public, surrounding property, or the environment.<\/span><\/li>\n<\/ol>\n<p>&nbsp;<\/p>\n<h3><b>600 Stalls Destroyed in Taman Puring Market Fire! Losses Estimated at Rp 30 Billion<\/b><\/h3>\n<p><span style=\"font-weight: 400;\">A massive fire engulfed Taman Puring Market on Jalan Kyai Maja, Kramat Pela Village, Kebayoran Baru District, on Monday evening (July 28, 2025). It reportedly destroyed 600 stalls, with total losses estimated at Rp 30 billion.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">According to information from the South Jakarta Fire and Rescue Sub-Department (Gulkarmat) Sub-Command Center, the fire occurred at around 18.00 WIB and was only successfully extinguished after 7 hours of operation, until 01.30 in the morning (29\/7).<\/span><\/p>\n<p><b>Chronology of Events: Fire Extinguisher Unable to Contain the Enormous Fire<\/b><\/p>\n<p><span style=\"font-weight: 400;\">The chronology began when Zein, a market security officer, saw a fire burning in one of the stalls and immediately shouted &#8220;fire!&#8221; Smoke was seen billowing from Block E and Block D. The market security team tried to extinguish the fire using a light fire extinguisher (APAR), but failed because the flames had already grown large.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">&#8220;After the APAR attempt failed, the security officers reported the matter to the sub-district and police station to be forwarded to the fire department,&#8221; explained Gulkarmat South Jakarta.<\/span><\/p>\n<p><b>Massive Firefighting Operation: 35 Fire Trucks and 118 Personnel Deployed<\/b><\/p>\n<p><span style=\"font-weight: 400;\">Firefighters arrived at the scene at 6:10 PM WIB and immediately began extinguishing the fire to prevent it from spreading to other areas. The fire was brought under control around 7:53 PM WIB, and cooling efforts continued until 1:30 AM WIB.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">&#8220;The burned area is approximately 1,500 square meters. No casualties were reported,&#8221; said a Gulkarmat officer.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">A total of 35 fire engines and 118 personnel were deployed to tackle the massive blaze. The cause is suspected to be an electrical short circuit in one of the kiosks.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Source : <\/span><a href=\"https:\/\/news.detik.com\/berita\/d-8034627\/kebakaran-pasar-taman-puring-600-kios-hangus-kerugian-rp-30-miliar\"><span style=\"font-weight: 400;\">https:\/\/news.detik.com\/berita\/d-8034627\/kebakaran-pasar-taman-puring-600-kios-hangus-kerugian-rp-30-miliar<\/span><\/a><span style=\"font-weight: 400;\">\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0<\/span><\/p>\n<p><b>Conclusion<\/b><\/p>\n<p><span style=\"font-weight: 400;\">The massive fire that destroyed Taman Puring Market was not only a tragedy for the 600 vendors who lost their livelihoods, but also a stark reminder that insurance protection and risk preparedness are urgent needs, not optional.<\/span><\/p>\n<p><b>Insurance and Risk Management Review:<\/b><\/p>\n<ol>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Fire Insurance for Shops or Market Stalls<\/b><span style=\"font-weight: 400;\"><br \/>\n<\/span><span style=\"font-weight: 400;\">Protects kiosk owners from losses due to fire, covers buildings, kiosk contents (stock of goods), and even trading equipment.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Micro Business Insurance (MSME Insurance)<\/b><span style=\"font-weight: 400;\"><br \/>\n<\/span><span style=\"font-weight: 400;\">Provides simple but adequate protection for small kiosk owners.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><a href=\"https:\/\/lngrisk.co.id\/insurance-products\/asuransi-properti-industrial-all-risk\/\"><b>Market Property Insurance<\/b><span style=\"font-weight: 400;\"><br \/>\n<\/span><\/a><span style=\"font-weight: 400;\">Market buildings managed by the local government or regional government-owned enterprises should be insured as a regional asset.<\/span><\/li>\n<\/ol>\n<p>&nbsp;<\/p>\n<h3><b>A pile-up involving 15 vehicles in Pulomas leaves one person injured.<\/b><\/h3>\n<p><span style=\"font-weight: 400;\">One person was injured in a pile-up involving 15 vehicles at the Pulomas traffic lights in Pulogadung District, East Jakarta, on Friday morning (July 25, 2025). The incident occurred during heavy traffic ahead of the morning rush hour.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Pulogadung Police Traffic Accident Unit Head, AKP Gede Oka, said the accident involved a container truck, nine cars, and five motorcycles. &#8220;One person was injured and has been taken to Cempaka Putih Hospital and is currently receiving medical treatment,&#8221; Gede explained when contacted.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">According to preliminary reports, the accident is suspected to have been caused by brake failure on a container truck as it attempted to stop at a traffic light. Due to the loss of braking power, the truck driver swerved to the right, hitting several vehicles stopped at the red light heading towards Senen, Central Jakarta.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">The situation escalated as residents at the scene became emotional. The truck driver was apprehended and taken to the East Jakarta Regional Police for further questioning. &#8220;The truck driver has been apprehended and taken to the East Jakarta Regional Police,&#8221; Gede added.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Meanwhile, the vehicles involved in the collision have been secured by officers. However, the type of cargo the container truck was carrying is currently unknown. Police are still investigating to determine the exact chronology and technical cause of the accident.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">This incident highlights the importance of regular checks on vehicle condition, especially the braking system on heavy vehicles, to avoid the risk of accidents at points prone to heavy traffic.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Source: <\/span><a href=\"https:\/\/megapolitan.kompas.com\/read\/2025\/07\/25\/11095861\/15-kendaraan-kecelakaan-beruntun-di-pulomas-satu-luka\"><span style=\"font-weight: 400;\">https:\/\/megapolitan.kompas.com\/read\/2025\/07\/25\/11095861\/15-kendaraan-kecelakaan-beruntun-di-pulomas-satu-luka<\/span><\/a><span style=\"font-weight: 400;\">\u00a0\u00a0\u00a0\u00a0\u00a0<\/span><\/p>\n<p><b>Insurance and Risk Management Review:<\/b><\/p>\n<ol>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><a href=\"http:\/\/lngrisk.co.id\/asuransi\/asuransi-kendaraan-bermotor\/\"><b>Vehicle Insurance<\/b><span style=\"font-weight: 400;\"><br \/>\n<\/span><\/a><span style=\"font-weight: 400;\">Covers physical damage to the vehicle, both Total Loss Only (TLO) and All Risk\/Comprehensive according to the policy.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><a href=\"https:\/\/lngrisk.co.id\/insurance-products\/marine-cargo-insurance\/\"><b>Cargo Insurance<\/b><span style=\"font-weight: 400;\"><br \/>\n<\/span><\/a><span style=\"font-weight: 400;\">Covers loss or damage to goods during transportation, including due to traffic accidents.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Personal Accident Insurance<\/b><span style=\"font-weight: 400;\"><br \/>\n<\/span><span style=\"font-weight: 400;\">Covers the costs of medical treatment, hospitalization, or permanent disability.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><a href=\"https:\/\/lngrisk.co.id\/insurance-products\/asuransi-tanggung-gugat-liability-insurance\/\"><b>Liability Insurance<\/b><span style=\"font-weight: 400;\"><br \/>\n<\/span><\/a><span style=\"font-weight: 400;\">Covers the costs of compensation for vehicles and injuries to third parties due to the negligence of the insured driver.<\/span><span style=\"font-weight: 400;\"><\/p>\n<p><\/span><\/li>\n<\/ol>\n<h3><b>Deadly Tragedy on Indian Roads! Pilgrim Bus Collides with Gas Truck, 18 Burn to Death<\/b><\/h3>\n<p><span style=\"font-weight: 400;\">A tragic traffic accident has rocked India again. At least 18 people were killed and dozens more injured when a bus carrying Hindu pilgrims collided with a truck carrying gas cylinders on Tuesday (July 29, 2025) in the Deoghar region of Jharkhand.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">The ill-fated bus was carrying Hindu devotees on their way to a temple to celebrate the holy month of Shravan, an important religious occasion that coincides with the monsoon season. They were reportedly carrying holy water from the Ganges River as part of an offering to Lord Shiva, the Hindu god of destruction.<\/span><\/p>\n<p><b>Bus Burns After Collision<\/b><\/p>\n<p><span style=\"font-weight: 400;\">Images from the scene show the mangled and charred wreckage of the bus, with the rear of the vehicle almost completely engulfed in flames. The massive fire is believed to have been caused by a gas cylinder exploding from the truck involved in the collision.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Local MP Nishikant Dubey confirmed the death toll and expressed his condolences on social media. Meanwhile, Prime Minister Narendra Modi also expressed his condolences, calling the accident &#8220;extremely tragic.&#8221;<\/span><\/p>\n<p><b>Horrifying Facts About Accidents in India<\/b><\/p>\n<p><span style=\"font-weight: 400;\">According to official data, India recorded over 172,000 deaths due to road accidents in 2023, making it one of the countries with the highest accident rates in the world. The main contributing factors include:<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Over Capacity of Public Vehicles<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Driver fatigue<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Narrow and slippery paths during the rainy season<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Lack of vehicle safety controls<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Negligent driver<\/span><\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\">Source: <\/span><a href=\"https:\/\/news.detik.com\/internasional\/d-8034892\/tragis-18-orang-tewas-dalam-tabrakan-bus-truk-di-india\"><span style=\"font-weight: 400;\">https:\/\/news.detik.com\/internasional\/d-8034892\/tragis-18-orang-tewas-dalam-tabrakan-bus-truk-di-india<\/span><\/a><span style=\"font-weight: 400;\">\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0<\/span><\/p>\n<p><b>Insurance and Risk Management Review:<\/b><\/p>\n<ol>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Passenger Life and Personal Accident Insurance<\/b><span style=\"font-weight: 400;\"> \u00a0 <\/span><span style=\"font-weight: 400;\"><br \/>\n<\/span><span style=\"font-weight: 400;\">Pilgrims who become victims may be covered by passenger accident insurance, especially if their travel tickets automatically include coverage.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><a href=\"http:\/\/lngrisk.co.id\/asuransi\/asuransi-kendaraan-bermotor\/\"><b>Vehicle Insurance<\/b><span style=\"font-weight: 400;\"><br \/>\n<\/span><\/a><span style=\"font-weight: 400;\">Buses and trucks should have insurance that covers: Third party liability, Physical damage to the vehicle, Passenger medical expenses<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><a href=\"https:\/\/lngrisk.co.id\/insurance-products\/asuransi-tanggung-gugat-liability-insurance\/\"><b>Liability Insurance<\/b><span style=\"font-weight: 400;\"><br \/>\n<\/span><\/a><span style=\"font-weight: 400;\">If there is proven negligence on the part of the driver or transportation company, liability insurance can cover legal claims from the victim&#8217;s family.<\/span><\/li>\n<\/ol>\n<p>&nbsp;<\/p>\n<h3><b>Umrah Group Bus Crashes in Musi Banyuasin, Killing 4 and Injuring 10<\/b><\/h3>\n<p><span style=\"font-weight: 400;\">A tragic accident befell a group of prospective Umrah pilgrims from Jambi in Musi Banyuasin Regency, South Sumatra. A bus carrying dozens of pilgrims was involved in a single-vehicle accident on the Palembang-Jambi Highway, KM 142, in Peninggalan Village, Tungkal Jaya District, on Monday evening (July 28, 2025) at around 7:30 p.m. WIB.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Tungkal Jaya Police Chief, First Inspector Imamsyah, confirmed the tragic incident. &#8220;Yes, that&#8217;s right, sir. Last night&#8217;s incident resulted in four deaths and around 10 injuries,&#8221; Imam told reporters.detikSumbagsel, Tuesday (29\/7).<\/span><\/p>\n<p><b>Chronology of the Accident<\/b><\/p>\n<p><span style=\"font-weight: 400;\">The Qitarabu bus, with license plate number D-7644-YU, was driven by Hendra and was traveling from Jambi to Palembang. However, while crossing an incline and turning left at KM 142, the driver allegedly lost control of the vehicle.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">&#8220;The driver was unable to control his vehicle on a curved incline. As a result, the vehicle was involved in a single-vehicle accident,&#8221; said Imamsyah.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">A joint team immediately evacuated the victims and vehicles from the scene. Four pilgrims were pronounced dead, while ten others sustained injuries and were taken to a nearby hospital for treatment.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Meanwhile, the bus has been secured at the Musi Banyuasin Police Station for further investigation by the Muba Police Traffic Unit.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">&#8220;Currently, the traffic situation at the scene of the incident has returned to normal,&#8221; added Imamsyah.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Source : <\/span><a href=\"https:\/\/www.detik.com\/sumut\/berita\/d-8034391\/bus-bawa-jemaah-umrah-kecelakaan-di-muba-4-orang-tewas\"><span style=\"font-weight: 400;\">https:\/\/www.detik.com\/sumut\/berita\/d-8034391\/bus-bawa-jemaah-umrah-kecelakaan-di-muba-4-orang-tewas<\/span><\/a><span style=\"font-weight: 400;\">\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0<\/span><\/p>\n<p><b>Conclusion<\/b><\/p>\n<p><span style=\"font-weight: 400;\">The Musi Banyuasin tragedy serves as a valuable lesson for all parties involved in organizing Umrah and religious tourism. Protecting the lives and safety of passengers is non-negotiable and can only be achieved through rigorous risk management and adequate insurance coverage.<\/span><\/p>\n<p><b>Insurance and Risk Management Review:<\/b><\/p>\n<ol>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Travel Insurance<\/b><span style=\"font-weight: 400;\"><br \/>\n<\/span><span style=\"font-weight: 400;\">Insurance policies should cover: Accidental death benefits, Medical treatment costs, Emergency evacuation, Protection against travel delays or disruptions<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Vehicle Insurance<\/b><span style=\"font-weight: 400;\"><br \/>\n<\/span><span style=\"font-weight: 400;\">Required by bus companies. Covers vehicle damage, including: Collision, rollover, or fire.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Public Liability Insurance<\/b><span style=\"font-weight: 400;\"><br \/>\n<\/span><span style=\"font-weight: 400;\">Provides legal and financial protection in the event of a claim from the victim&#8217;s family due to injury or death of a passenger during the trip.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><a href=\"https:\/\/lngrisk.co.id\/insurance-products\/marine-cargo-insurance\/\"><b>Insurance Cargo<\/b><span style=\"font-weight: 400;\"><br \/>\n<\/span><\/a><span style=\"font-weight: 400;\">Compensation for loss or damage to passenger luggage due to accidents.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Health Insurance<\/b><span style=\"font-weight: 400;\"><br \/>\n<\/span><span style=\"font-weight: 400;\">For those with private insurance, inpatient or ICU benefits can also be claimed.<\/span><\/li>\n<\/ol>\n<p>&nbsp;<\/p>\n<p><span style=\"font-weight: 400;\">Don&#8217;t wait until disaster strikes to realize the importance of insurance protection. Entrust your insurance program development and risk management to<\/span><b>L&amp;G Insurance Broker<\/b><span style=\"font-weight: 400;\">, a trusted partner with decades of experience in the industry.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">\ud83d\udcde <\/span><b>Contact our Customer Support now on WhatsApp: 0811-8507-773<\/b><span style=\"font-weight: 400;\">to get a FREE consultation and recommendations for the right protection for your business and family.<\/span><\/p>","protected":false},"excerpt":{"rendered":"<p>Liga Asuransi &#8211; Workplace accidents, factory fires, and transportation incidents that claimed lives, as reported above, serve as stark reminders that risk can strike at any time. These tragedies not only cause material losses but also leave deep sorrow for the victims&#8217; families. This is where effective risk management and appropriate insurance coverage are crucial [&hellip;]<\/p>\n","protected":false},"author":8,"featured_media":7649,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[809],"tags":[163,967,222],"class_list":{"0":"post-7648","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-berita-kecelakaan","8":"tag-asuransi-kargo","9":"tag-asuransi-kecelakaan-bus","10":"tag-asuransi-pengiriman-barang"},"post_mailing_queue_ids":[],"_links":{"self":[{"href":"http:\/\/ligaasuransi.com\/en\/wp-json\/wp\/v2\/posts\/7648","targetHints":{"allow":["GET"]}}],"collection":[{"href":"http:\/\/ligaasuransi.com\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"http:\/\/ligaasuransi.com\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"http:\/\/ligaasuransi.com\/en\/wp-json\/wp\/v2\/users\/8"}],"replies":[{"embeddable":true,"href":"http:\/\/ligaasuransi.com\/en\/wp-json\/wp\/v2\/comments?post=7648"}],"version-history":[{"count":1,"href":"http:\/\/ligaasuransi.com\/en\/wp-json\/wp\/v2\/posts\/7648\/revisions"}],"predecessor-version":[{"id":7650,"href":"http:\/\/ligaasuransi.com\/en\/wp-json\/wp\/v2\/posts\/7648\/revisions\/7650"}],"wp:featuredmedia":[{"embeddable":true,"href":"http:\/\/ligaasuransi.com\/en\/wp-json\/wp\/v2\/media\/7649"}],"wp:attachment":[{"href":"http:\/\/ligaasuransi.com\/en\/wp-json\/wp\/v2\/media?parent=7648"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"http:\/\/ligaasuransi.com\/en\/wp-json\/wp\/v2\/categories?post=7648"},{"taxonomy":"post_tag","embeddable":true,"href":"http:\/\/ligaasuransi.com\/en\/wp-json\/wp\/v2\/tags?post=7648"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}