{"id":7629,"date":"2025-07-23T08:11:09","date_gmt":"2025-07-23T01:11:09","guid":{"rendered":"https:\/\/ligaasuransi.com\/?p=7629"},"modified":"2025-07-23T08:11:09","modified_gmt":"2025-07-23T01:11:09","slug":"insurance-compliance-untuk-perusahaan-china-di-indonesia-hindari-risiko-hukum-dan-finansial","status":"publish","type":"post","link":"http:\/\/ligaasuransi.com\/en\/insurance-compliance-untuk-perusahaan-china-di-indonesia-hindari-risiko-hukum-dan-finansial\/","title":{"rendered":"Insurance Compliance for Chinese Companies in Indonesia: Avoiding Legal and Financial Risks"},"content":{"rendered":"<p><span style=\"font-weight: 400;\">Welcome to <\/span><a href=\"https:\/\/ligaasuransi.com\"><b>Liga Insurance<\/b><\/a><span style=\"font-weight: 400;\">, a trusted information center for risk and insurance in Indonesia. Don&#8217;t forget to share this article with your colleagues or partners involved in foreign investment projects in Indonesia.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">In recent years, Indonesia has become one of the main destinations for Chinese investors to develop businesses in strategic sectors such as nickel mining, smelter construction, new energy, and road and port infrastructure. The large local market opportunities and geopolitical support create a strong flow of capital. <\/span><b>Chinese projects in Indonesia continue<\/b><span style=\"font-weight: 400;\"> to increase significantly.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">However, behind these opportunities, there are important challenges that are often overlooked by foreign business actors: <\/span><b>compliance with insurance regulations in Indonesia or<\/b><span style=\"font-weight: 400;\"> what is known as insurance<\/span><b> compliance<\/b><span style=\"font-weight: 400;\">.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Many <\/span><b>Chinese investors in Indonesia fail<\/b><span style=\"font-weight: 400;\"> to realize that non-compliance with local insurance obligations can lead to legal risks, claim rejections, or even project termination. This not only has financial consequences but can also damage the company&#8217;s reputation with local partners and regulators.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">In this article, we will thoroughly explore what insurance compliance is, why it is so important for foreign companies, and how to ensure that all projects are legally compliant and optimally protected.<\/span><\/p>\n<p>&nbsp;<\/p>\n<h3><b>What Is Insurance Compliance? Why Is It Important for Foreign Companies?<\/b><\/h3>\n<p><b>Insurance compliance<\/b><span style=\"font-weight: 400;\">It is the obligation of every company operating in Indonesia to comply with national insurance regulations, including regarding policy placement, the type of coverage used, and the involvement of local insurance companies.<\/span><b>foreign investors in Indonesia<\/b><span style=\"font-weight: 400;\">, especially Chinese companies working on large projects, understanding this concept is the first step to avoiding unwanted legal risks and financial losses.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">The Indonesian government, through the Financial Services Authority (OJK), requires that all risks occurring within Indonesia be covered by licensed insurance or reinsurance companies. This applies not only to local companies but also to other companies.<\/span><b>foreign companies <\/b><span style=\"font-weight: 400;\">operating in Indonesia \u2014 including those that are part of <\/span><b>Chinese projects in Indonesia<\/b><span style=\"font-weight: 400;\">.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">This compliance is also a primary requirement in various<\/span><b>Indonesian government project contracts<\/b><span style=\"font-weight: 400;\">, especially those involving state-owned enterprises or state institutions. Many contracts include a clause that the insurance policy must be issued by a local insurer and through<\/span><b>Indonesian insurance brokers officially registered with the OJK<\/b><span style=\"font-weight: 400;\">.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Without proper compliance, foreign companies risk experiencing:<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Claim rejection <\/b><span style=\"font-weight: 400;\">because the policy is not valid under Indonesian law<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Administrative or legal sanctions <\/b><span style=\"font-weight: 400;\">from the regulator<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Termination of contract <\/b><span style=\"font-weight: 400;\">by local partners or government<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Bad reputation <\/b><span style=\"font-weight: 400;\">in the industrial community<\/span><\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\">In this context, insurance compliance is not just about meeting the rules \u2014 it is also a strategy to ensure the project runs safely, smoothly, and credibly in the eyes of all parties.<\/span><\/p>\n<p>&nbsp;<\/p>\n<h3><b>Insurance Regulations in Indonesia That Chinese Investors Must Understand<\/b><\/h3>\n<p><span style=\"font-weight: 400;\">In order to run the project legally and safely, <\/span><b>Chinese investors in Indonesia must<\/b><span style=\"font-weight: 400;\"> understand the applicable insurance regulations. Many foreign companies have encountered legal challenges or claims rejections simply because they lack understanding of Insurance<\/span><b> placement rules in Indonesia<\/b><span style=\"font-weight: 400;\">.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">The following are important regulations that foreign companies must know:<\/span><\/p>\n<ol>\n<li><b> OJK and Ministry of Finance Regulations<\/b><\/li>\n<\/ol>\n<p><span style=\"font-weight: 400;\">The Financial Services Authority (OJK) as the supervisor of the insurance industry in Indonesia has determined that<\/span><b>Every risk that occurs in Indonesia must be insured through a local insurance company.<\/b><span style=\"font-weight: 400;\">. These provisions are regulated in:<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Law No. 40 of 2014 concerning Insurance<\/b><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>BOY No. 69\/POJK.05\/2016<\/b><span style=\"font-weight: 400;\">concerning the Implementation of Insurance Business<\/span><\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\">This means that foreign companies are not permitted to place policies directly offshore without special permission. Policies issued by foreign insurance companies <\/span><b>will not be legally recognized if a claim occurs in Indonesia<\/b><span style=\"font-weight: 400;\">, except in very limited conditions and with OJK approval.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">For <\/span><b>foreign investors in Indonesia<\/b><span style=\"font-weight: 400;\">, this means that every project or asset that is insured\u2014whether a smelter, heavy equipment, or building\u2014<\/span><b>must be protected by a local insurance company or through a mechanism of co-insurance and reinsurance<\/b><span style=\"font-weight: 400;\"> which is valid.<\/span><\/p>\n<ol start=\"2\">\n<li><b> Provisions in the Project Contract<\/b><\/li>\n<\/ol>\n<p><span style=\"font-weight: 400;\">On many <\/span><b>Indonesian government project contracts and<\/b><span style=\"font-weight: 400;\"> BUMN projects, there are clauses that explicitly require:<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Insurance placement through local<\/span><b> brokers registered with the OJK<\/b><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Certain types of insurance such as<\/span><b>CAR\/EAR (<\/b><a href=\"https:\/\/lngrisk.co.id\/insurance-products\/asuransi-konstruksi-contractors-all-risk\/\"><b>Contractor\u2019s All Risk<\/b><\/a><b>\/Erection All Risk)<\/b><span style=\"font-weight: 400;\">, <\/span><b>Liability Insurance<\/b><span style=\"font-weight: 400;\">, And <\/span><b>Surety Bond<\/b><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Adding the name of the employer or project owner as \u201cadditional insured\u201d<\/span><\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\">Violation of this clause can have serious consequences, including termination of the contract, non-receipt of payment guarantees, or termination of the project by the employer.<\/span><\/p>\n<ol start=\"3\">\n<li><b> Insurance for Workers and Health<\/b><\/li>\n<\/ol>\n<p><span style=\"font-weight: 400;\">Chinese companies employing both local and foreign workers are also required to provide health coverage. This includes:<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>BPJS Health and BPJS Employment membership<\/b><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Additional <\/span><b>private health insurance for foreign workers<\/b><span style=\"font-weight: 400;\">, in accordance with Indonesian immigration and employment policies<\/span><\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\">Failure to comply with these obligations may result in revocation of work permits and administrative fines.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">By understanding and complying with all of the above regulations, Chinese companies can conduct their investments with greater peace of mind and strengthen good relations with local partners and the Indonesian government.<\/span><\/p>\n<p>&nbsp;<\/p>\n<h3><b>Legal and Financial Risks If Not Complied<\/b><\/h3>\n<p><span style=\"font-weight: 400;\">For <\/span><b>Chinese companies that do not comply with insurance regulations in Indonesia<\/b><span style=\"font-weight: 400;\">, the consequences not only impact operational legality, but also directly affect the financial aspects and reputation of the business. The absence of insurance<\/span><b> compliance can<\/b><span style=\"font-weight: 400;\"> cause a number of legal<\/span><b> and financial risks<\/b><span style=\"font-weight: 400;\">.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">The following are the most common impacts:<\/span><\/p>\n<ol>\n<li><b> Failed Insurance Claim<\/b><\/li>\n<\/ol>\n<p><span style=\"font-weight: 400;\">If Chinese companies place insurance directly abroad without following OJK regulations, then when an incident occurs such as a project fire, work accident, or equipment damage, <\/span><b>insurance claims can be rejected. <\/b><span style=\"font-weight: 400;\">This is because the policy is considered legally invalid in Indonesia.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">There are many cases where project owners feel they are protected, but when a disaster occurs, replacement funds cannot be disbursed because policy<\/span><b> placement does not comply with Indonesian regulations<\/b><span style=\"font-weight: 400;\">.<\/span><\/p>\n<ol start=\"2\">\n<li><b> Legal Risks and Penalties from Regulators<\/b><\/li>\n<\/ol>\n<p><b>OJK and the Ministry of Finance <\/b><span style=\"font-weight: 400;\">have the authority to impose sanctions on foreign companies that violate insurance regulations. Sanctions can include:<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Administrative fines<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Written warning<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Blocking of business activities<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Revocation of project permits (for PMA companies)<\/span><\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\">In addition, non-compliance can hinder the process of obtaining new permits or extending investment permits.<\/span><\/p>\n<ol start=\"3\">\n<li><b> Termination of Contract by Local Partner<\/b><\/li>\n<\/ol>\n<p><span style=\"font-weight: 400;\">On <\/span><b>Indonesian project contracts<\/b><span style=\"font-weight: 400;\">, there is a clause that requires the fulfillment of insurance requirements according to national law. If these requirements are not met,<\/span><b>project owners or local partners have the right to terminate the contract unilaterally<\/b><span style=\"font-weight: 400;\">, and foreign companies cannot claim compensation.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">This often occurs in infrastructure, energy, and mining projects involving state-owned enterprises or state institutions.<\/span><\/p>\n<ol start=\"4\">\n<li><b> Long-Term Financial Losses<\/b><\/li>\n<\/ol>\n<p><span style=\"font-weight: 400;\">When a project is not properly insured, the entire risk falls directly on the company. For example, if heavy equipment damages millions of dollars or a work accident results in a lawsuit, <\/span><b>these costs must be borne entirely by the Chinese company <\/b><span style=\"font-weight: 400;\">without insurance coverage.<\/span><\/p>\n<ol start=\"5\">\n<li><b> Damage to Business Reputation<\/b><\/li>\n<\/ol>\n<p><span style=\"font-weight: 400;\">Failure to comply with local laws can undermine the trust of partners, contractors, and the Indonesian government.<\/span><b>Chinese companies that do not comply with regulations<\/b><span style=\"font-weight: 400;\">It will be more difficult to obtain new projects, especially those that are strategic or sourced from public funds.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">For this reason, insurance compliance is not just a formality but a main<\/span> <span style=\"font-weight: 400;\">shield for protection for the continuity and success of foreign investment in Indonesia.<\/span><\/p>\n<p>&nbsp;<\/p>\n<h3><b>Types of Mandatory Insurance for Chinese Projects in Indonesia<\/b><\/h3>\n<p><span style=\"font-weight: 400;\">In carrying out large investments and projects, <\/span><b>Chinese companies in Indonesia <\/b><span style=\"font-weight: 400;\">Several types of insurance are required, both mandatory and highly recommended. The goal is to provide comprehensive protection against physical, legal, and financial risks during the project.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Here is a list<\/span><b>construction project insurance and foreign investment<\/b><span style=\"font-weight: 400;\">things to pay attention to:<\/span><\/p>\n<ol>\n<li><b> CAR\/EAR \u2013 <\/b><a href=\"https:\/\/lngrisk.co.id\/insurance-products\/asuransi-konstruksi-contractors-all-risk\/\"><b>Contractor\u2019s All Risk \/ Erection All Risk<\/b><\/a><\/li>\n<\/ol>\n<p><span style=\"font-weight: 400;\">This type of insurance is the main standard in <\/span><b>infrastructure, manufacturing, energy and construction projects<\/b><span style=\"font-weight: 400;\">. CAR protect against physical damage that occurs during construction, such as:<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Structural failure<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Natural disasters<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Fire<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Theft of project equipment<\/span><span style=\"font-weight: 400;\">\n<p><\/span><\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\">While EAR is used for machine installation, fabrication, and technology installation projects.<\/span><\/p>\n<ol start=\"2\">\n<li><b> <\/b><a href=\"https:\/\/lngrisk.co.id\/insurance-products\/asuransi-tanggung-gugat-liability-insurance\/\"><b>Liability Insurance<\/b><\/a><b> (Liability)<\/b><\/li>\n<\/ol>\n<p><span style=\"font-weight: 400;\">This type protects the company from lawsuits resulting from third-party losses, including physical injury, property damage, or accidents at the project site.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">It is especially important for high-risk projects, such as <\/span><b>smelters, coal-fired power plants, chemical factories, and toll roads<\/b><span style=\"font-weight: 400;\">.<\/span><\/p>\n<ol start=\"3\">\n<li><b> <\/b><a href=\"https:\/\/lngrisk.co.id\/insurance-products\/asuransi-properti-industrial-all-risk\/\"><b>Industrial Property Insurance<\/b><\/a><\/li>\n<\/ol>\n<p><span style=\"font-weight: 400;\">Covers protection for buildings, warehouses, machinery, and inventory. This is important because many <\/span><b>Chinese projects in Indonesia are worth<\/b><span style=\"font-weight: 400;\"> hundreds of millions of dollars and vulnerable to the risk of major damage.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">This protection covers the risks of fire, explosion, earthquake, and machine damage.<\/span><\/p>\n<ol start=\"4\">\n<li><b> Employment Insurance (Local &amp; Foreign Workers)<\/b><\/li>\n<\/ol>\n<p><span style=\"font-weight: 400;\">It is mandatory to register all local workers with BPJS Health and Employment. <\/span><b>TKA (foreign workers)<\/b><span style=\"font-weight: 400;\">, it is necessary to add that private insurance covers:<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Inpatient and outpatient treatment<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Emergency medical evacuation<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Repatriation of remains in case of death<\/span><\/li>\n<\/ul>\n<ol start=\"5\">\n<li><b> <\/b><a href=\"https:\/\/lngrisk.co.id\/insurance-products\/marine-cargo-insurance\/\"><b>Transportation Insurance &amp; Marine Cargo<\/b><\/a><\/li>\n<\/ol>\n<p><span style=\"font-weight: 400;\">For projects involving shipping heavy equipment and materials from overseas, transportation insurance is essential to prevent losses in the event of damage or loss during transit.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">By placing the above types of insurance through credible<\/span><b> local insurance brokers<\/b><span style=\"font-weight: 400;\">, Chinese companies will receive legal and optimal protection while carrying out investments in Indonesia.<\/span><\/p>\n<p>&nbsp;<\/p>\n<h3><b>Strategies to Ensure Insurance Compliance: The Role of Local Brokers<\/b><\/h3>\n<p><span style=\"font-weight: 400;\">In order not to get caught in a regulatory violation or risk losing insurance coverage, Chinese companies in Indonesia are better to work together with trusted local insurance brokers. Insurance brokers not only sell policies, but also act as consultants who ensure all aspectsinsurance compliancefulfilled according to regulations in Indonesia.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Here are the strategies that can be taken:<\/span><\/p>\n<ol>\n<li><b> Policy Audit and Review<\/b><\/li>\n<\/ol>\n<p><span style=\"font-weight: 400;\">Brokers can help review all of a company&#8217;s policies\u2014both domestic and international\u2014and align them with OJK regulations and relevant ministries. This ensures there are no discrepancies.policies that are deemed illegal or legally invalid.<\/span><\/p>\n<ol start=\"2\">\n<li><b> Assistance During Claim Processing<\/b><\/li>\n<\/ol>\n<p><span style=\"font-weight: 400;\">In the event of an accident or project incident, the broker acts as a facilitator in the claims process, negotiating with the insurance company, and ensuring smooth compensation. This is especially crucial foreign investors in Indonesia who do not understand the local claims system.<\/span><\/p>\n<ol start=\"3\">\n<li><b> Connection with Official Insurance Company<\/b><\/li>\n<\/ol>\n<p><span style=\"font-weight: 400;\">Local brokers have direct access to official<\/span><b> insurance companies registered with the OJK<\/b><span style=\"font-weight: 400;\">, including state-owned and private insurance. This ensures risk allocation is compliant with regulations and is capable of handling large projects such as <\/span><b>Chinese projects in Indonesia<\/b><span style=\"font-weight: 400;\">.<\/span><\/p>\n<ol start=\"4\">\n<li><b> Long-Term Partner for Risk Mitigation<\/b><\/li>\n<\/ol>\n<p><span style=\"font-weight: 400;\">An experienced broker will help design a long-term protection strategy, including adjusting the policy according to project development, investment expansion, or additional facilities.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">By holding hands<\/span><b>project insurance consultant<\/b><span style=\"font-weight: 400;\">Like L&amp;G Insurance Broker, companies not only comply with the law, but also get efficient, transparent and tailored protection solutions.<\/span><\/p>\n<h3><b>Conclusion<\/b><\/h3>\n<p><b>Insurance compliance not<\/b><span style=\"font-weight: 400;\"> just an administrative obligation, but the main foundation for the sustainability and long-term success of foreign investment, especially for <\/span><b>Chinese companies in Indonesia <\/b><span style=\"font-weight: 400;\">With increasingly stringent insurance regulations and oversight from authorities like the Financial Services Authority (OJK), foreign companies need to ensure that all aspects of their insurance comply with applicable Indonesian regulations.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Ignore <\/span><b>insurance compliance<\/b><span style=\"font-weight: 400;\">This can lead to legal risks, claim denials, or even project termination by local partners. Conversely, regulatory compliance paves the way for optimal protection of assets, workers, and the company&#8217;s reputation.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Amidst this complexity, <\/span><a href=\"https:\/\/lngrisk.co.id\"><b>L&amp;G Insurance Broker<\/b><\/a> <span style=\"font-weight: 400;\">presents as the best solution. As a trusted<\/span><b> insurance broker in Indonesia<\/b><span style=\"font-weight: 400;\">, we have long experience in handling various large projects including <\/span><b>Chinese projects in Indonesia<\/b><span style=\"font-weight: 400;\">. Our services include:<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Insurance compliance consultation<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Insurance policy reviews and product recommendations<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Professional claims assistance<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Custom insurance solutions according to industry<\/span><span style=\"font-weight: 400;\">\n<p><\/span><\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\">If you are an investor or representative of a foreign company that is currently or will be operating in Indonesia,<\/span><b>don&#8217;t take the risk alone<\/b><span style=\"font-weight: 400;\">.\u00a0<\/span><\/p>\n<p><b>Contact L&amp;G Insurance Broker<\/b><span style=\"font-weight: 400;\">Call now at 0811-8507-773 for a free consultation and the best protection strategy!<\/span><\/p>","protected":false},"excerpt":{"rendered":"<p>Welcome to Liga Insurance, a trusted information center for risk and insurance in Indonesia. Don&#8217;t forget to share this article with your colleagues or partners involved in foreign investment projects in Indonesia. In recent years, Indonesia has become one of the main destinations for Chinese investors to develop businesses in strategic sectors such as nickel [&hellip;]<\/p>\n","protected":false},"author":8,"featured_media":7630,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[10],"tags":[],"class_list":{"0":"post-7629","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-bisnis"},"post_mailing_queue_ids":[],"_links":{"self":[{"href":"http:\/\/ligaasuransi.com\/en\/wp-json\/wp\/v2\/posts\/7629","targetHints":{"allow":["GET"]}}],"collection":[{"href":"http:\/\/ligaasuransi.com\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"http:\/\/ligaasuransi.com\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"http:\/\/ligaasuransi.com\/en\/wp-json\/wp\/v2\/users\/8"}],"replies":[{"embeddable":true,"href":"http:\/\/ligaasuransi.com\/en\/wp-json\/wp\/v2\/comments?post=7629"}],"version-history":[{"count":1,"href":"http:\/\/ligaasuransi.com\/en\/wp-json\/wp\/v2\/posts\/7629\/revisions"}],"predecessor-version":[{"id":7631,"href":"http:\/\/ligaasuransi.com\/en\/wp-json\/wp\/v2\/posts\/7629\/revisions\/7631"}],"wp:featuredmedia":[{"embeddable":true,"href":"http:\/\/ligaasuransi.com\/en\/wp-json\/wp\/v2\/media\/7630"}],"wp:attachment":[{"href":"http:\/\/ligaasuransi.com\/en\/wp-json\/wp\/v2\/media?parent=7629"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"http:\/\/ligaasuransi.com\/en\/wp-json\/wp\/v2\/categories?post=7629"},{"taxonomy":"post_tag","embeddable":true,"href":"http:\/\/ligaasuransi.com\/en\/wp-json\/wp\/v2\/tags?post=7629"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}