{"id":7408,"date":"2025-05-13T08:41:29","date_gmt":"2025-05-13T01:41:29","guid":{"rendered":"https:\/\/ligaasuransi.com\/?p=7408"},"modified":"2025-05-13T08:41:29","modified_gmt":"2025-05-13T01:41:29","slug":"bencana-alam-bikin-industri-asuransi-merugi-kerugian-2025-tembus-us200-miliar-dan-7-berita-asuransi-terupdate-dan-terlengkap","status":"publish","type":"post","link":"http:\/\/ligaasuransi.com\/en\/bencana-alam-bikin-industri-asuransi-merugi-kerugian-2025-tembus-us200-miliar-dan-7-berita-asuransi-terupdate-dan-terlengkap\/","title":{"rendered":"Natural Disasters Make the Insurance Industry Lose Money! 2025 Losses Will Reach US$200 Billion: And 7 of the Latest and Most Complete Insurance News"},"content":{"rendered":"

Liga Asuransi<\/span><\/a> – The insurance industry is facing major challenges in 2025. Starting from increasing losses due to natural disasters which are estimated to reach US$200 billion, to performance disparities between insurance business lines. In the midst of these complex dynamics, good news has emerged\u2014from the increase in industrial assets, the application of AI technology for efficiency, to the achievements of a number of national insurance companies. This article summarizes the 7 most updated and relevant insurance news, as an important reference for industry players, financial professionals and policy holders.<\/span><\/p>\n

RI Insurance Assets Reach IDR 1,145 Trillion! Even though premiums have fallen, OJK ensures that capital is still super safe!<\/b><\/h3>\n

The Financial Services Authority (OJK) reported that the total assets of the insurance industry in Indonesia until March 2025 had increased by 1.49% on an annual basis (year-on-year\/yoy), reaching IDR 1,145.63 trillion.<\/span><\/p>\n

Chief Executive of the OJK Insurance, Guarantee and Pension Fund Supervision (PPDP), Ogi Prastomiyono, detailed that this figure consists of commercial insurance assets of IDR 925.31 trillion, growing 1.8% yoy, as well as non-commercial insurance assets of IDR 220.26 trillion.<\/span><\/p>\n

However, Ogi noted that commercial insurance premium income during March 2025 experienced a slight decline of 0.06% yoy, to IDR 87.71 trillion. In detail, life insurance premiums actually grew 3.08% yoy to reach IDR 47.19 trillion, while general insurance and reinsurance premiums actually contracted 3.50% yoy to IDR 40.52 trillion.<\/span><\/p>\n

“Overall, the capital of the commercial insurance industry remains solid, both in the life insurance sector and general insurance and reinsurance,” said Ogi in a press conference for the OJK Monthly Board of Commissioners Meeting (RDKB) which was held virtually, Friday (9\/5).<\/span><\/p>\n

Ogi emphasized that in aggregate, the industry recorded <\/span>Risk-Based Capital<\/span><\/i> (RBC) respectively at 467.73% for life insurance and 316.96% for general insurance and reinsurance. Both of these figures are still far above the minimum threshold set at 120%.<\/span><\/p>\n

On the other hand, total pension fund assets as of March 2025 also increased 6.15% yoy to IDR 1,524.92 trillion. In more detail, assets from the voluntary pension program rose 2.43% yoy to IDR 383.13 trillion, while the mandatory pension program jumped 7.46% yoy to IDR 1,141.79 trillion.<\/span><\/p>\n

“For the guarantee sector, as of March 2025, total assets are still experiencing a contraction of 0.52% yoy to IDR 47.12 trillion, considering that several government guarantee programs have not been fully realized,” explained Ogi.<\/span><\/p>\n

Source: <\/span>https:\/\/kumparan.com\/kumparanbisnis\/aset-industri-asuransi-capai-rp-1-145-63-t-per-maret-2025-252GdHdN3jV\/full<\/span><\/a>\u00a0<\/span><\/p>\n

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BRI Insurance Makes Fantastic Profits & Wins Prestigious Awards! This is the Secret to Success.<\/b><\/h3>\n

PT BRI Asuransi Indonesia (BRI Insurance) continues to encourage strengthening risk management in order to provide safe, easy and reliable insurance services for the public. BRI Insurance’s Director of Compliance & Risk Management, Heri Supriyadi, explained that the company always innovates in risk mitigation strategies, in line with its vision to become “The Most Trusted Partner For Reliable Protection Solutions.”<\/span><\/p>\n

“We also express our appreciation to all parties, including stakeholders, for their trust and support. This makes BRI Insurance even more solid in improving performance, both in risk mitigation and providing insurance services that are safe and easily accessible to the public,” said Heri in a press release, Thursday (8\/5\/2025).<\/span><\/p>\n

Previously, BRI Insurance’s performance recorded positive achievements throughout 2024 with gross premiums reaching IDR 3.90 trillion, an increase of 18.25% compared to 2023 which was IDR 3.30 trillion. Meanwhile, the company’s net profit also jumped 45.36% to IDR 702 billion from the previous IDR 483 billion on an annual basis.<\/span><\/p>\n

Carrying a theme <\/span>Persistent Penetration of Core Competence with Optimizing Products and Channels Growth of Non Captive Micro and Retail Business by 30%<\/b> For 2025, BRI Insurance is committed to strengthening collaboration with various stakeholders, both from internal BRI Group (Captive) and external business partners (Non Captive).<\/span><\/p>\n

Not only did it record brilliant financial performance, BRI Insurance also succeeded in winning prestigious awards <\/span>MAIPARK Award 2025<\/b> as <\/span>Best Cedant with Equity > IDR 2 Trillion.<\/b> This award was received directly by Heri Supriyadi at an event at the Westin Hotel Jakarta, Tuesday, April 6 2025.<\/span><\/p>\n

This award is given as a form of appreciation to insurance companies that have made a real contribution to strengthening national resilience in facing disaster risks, as well as encouraging sustainable synergy between insurance industry players and disaster mitigation programs in Indonesia.<\/span><\/p>\n

“This award is a motivation for us to continue to innovate in risk mitigation, in order to create a company that is healthy, sustainable and highly competitive,” added Heri.<\/span><\/p>\n

As part of the BRI Group, BRI Insurance is a loss insurance company that is different from Bank BRI, BRI Life, BRI Finance, and other BRI subsidiaries, both in terms of business and appearance of the official logo. Therefore, it is important to ensure that appropriate names and visuals are used so that errors do not occur in the publication or delivery of information.<\/span><\/p>\n

Source: <\/span>https:\/\/finance.detik.com\/moneter\/d-7906214\/perusahaan-asuransi-geber-manajemen-risiko-demi-pelayanan-yang-aman<\/span><\/a>\u00a0<\/span><\/p>\n

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Insurance Industry Losing Billions! AI to be the savior? Here’s the Strategy…<\/b><\/h3>\n

The performance of the national insurance industry still shows quite striking gaps. Based on data from the Financial Services Authority (OJK), as of December 2024, the life insurance sector managed to record a net profit after tax of IDR 8.86 trillion, an increase of 32.6% compared to the previous year. In contrast, the general insurance and reinsurance sectors actually experienced losses of IDR 8.93 trillion and IDR 333.65 billion, respectively. On the other hand, the level of general insurance penetration of GDP is also still stagnant at 0.49% according to records from the Indonesian General Insurance Association (AAUI).<\/span><\/p>\n

Seeing this condition, Aina Neva Fiati, Managing Director of iSystem Asia, believes that although many insurance companies have collected data, they do not yet have a system that is able to utilize this data strategically. “Now is not the time for just having a complicated dashboard. What is needed is a system that can be directly used by business teams to understand and respond to customers in real-time,” said Aina in a discussion in Jakarta.<\/span><\/p>\n

The event entitled <\/span>Lunch & Learn: AI Revolution for CRM Insurance<\/b> which took place Thursday, May 8 2025, brought together insurance industry players, technology professionals and digital solution providers to discuss new approaches to customer management based on artificial intelligence (AI). The speakers agreed that the challenge for the insurance industry today is not just about digitalizing documents, but how technology can overcome issues of loyalty, customer churn, and reduced efficiency due to systems that are not yet integrated.<\/span><\/p>\n

In the forum, the concept <\/span>no-code<\/b> and the use of AI for CRM was introduced as a solution that can speed up responses without relying too much on the IT team. AI-based CRM systems are considered effective in predicting churn potential, providing more targeted product recommendations, and facilitating the customer acquisition and retention process without increasing the burden on technological infrastructure.<\/span><\/p>\n

Apart from Aina, this discussion also presented other speakers such as Yos Iman Jaya Dappu (Regional Sales Director Creatio Indonesia), Indar Wiguna (Special Project & Transformation GM iSystem Asia), Ferbyansah Adi Putra (Solution Architect iSystem Asia), and Adi Christanto Hasan (Enterprise Account Executive Creation). The speakers shared their insights through presentations and case studies, followed by an interactive question and answer session with the participants.<\/span><\/p>\n

This event is part of an initiative to introduce alternative AI-based CRM systems that are ready to be implemented by insurance companies in Indonesia. The focus of the discussion is not only on technology, but also how changes in consumer behavior require the presence of systems that are more adaptive, responsive and accurate in reaching and retaining customers.<\/span><\/p>\n

Source: <\/span>https:\/\/wartaekonomi.co.id\/read566551\/hadapi-ketimpangan-asuransi-dinilai-perlu-transformasi-crm-berbasis-ai<\/span><\/a>\u00a0<\/span><\/p>\n

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6 Insurance Companies & 11 Pension Funds Under OJK Supervision! What is it?<\/b><\/h3>\n

The Financial Services Authority (OJK) announced that until April 28 2025, as many as <\/span>6 insurance and reinsurance companies and 11 pension funds<\/b> has been placed in <\/span>special supervision<\/b>.<\/span><\/p>\n

Chief Executive of the OJK Insurance, Guarantee and Pension Fund Supervisor (PPDP), <\/span>Ogi Prastomiyono<\/b>, explains this step was taken as part of the effort <\/span>enforcement of regulations and consumer protection in the insurance, guarantee and pension fund sectors<\/b>.<\/span><\/p>\n

“Until April 28 2025, there are 6 insurance and reinsurance companies that are under special supervision. In addition, there are 11 pension funds that are also on the supervision list,” said Ogi in a virtual press conference <\/span>Monthly Board of Commissioners Meeting (RDKB)<\/b>, Friday (9\/5).<\/span><\/p>\n

Ogi emphasized that this supervision was purposeful <\/span>improve the financial condition of companies and pension funds<\/b> to protect the interests of policyholders and participants. “We hope that these companies can immediately improve their financial conditions for the benefit of policyholders,” he said.<\/span><\/p>\n

Apart from that, Ogi also reported the performance of the insurance industry until March 2025 which showed positive growth. <\/span>Total insurance industry assets rose 1.49% on an annual basis (yoy) to IDR 1,145.63 trillion.<\/b> These assets consist of:<\/span><\/p>\n