{"id":6394,"date":"2024-12-23T10:10:51","date_gmt":"2024-12-23T03:10:51","guid":{"rendered":"https:\/\/ligaasuransi.com\/?p=6394"},"modified":"2024-12-23T10:10:51","modified_gmt":"2024-12-23T03:10:51","slug":"urgensi-sdm-di-lini-asuransi-aviasi","status":"publish","type":"post","link":"http:\/\/ligaasuransi.com\/en\/urgensi-sdm-di-lini-asuransi-aviasi\/","title":{"rendered":"The Urgency of Human Resources in the Aviation Insurance Line"},"content":{"rendered":"

Liga Asuransi<\/span><\/a> – Aviation insurance has become <\/span>a condition without which no<\/span><\/i> according to Law no. 1 of 2009 concerning Aviation. As well as being the final wall of the aspect <\/span>risk management <\/span><\/i>as a recipient of risks from potential bad events that cause losses.\u00a0<\/span><\/p>\n

This means that aviation insurance always provides optimal protection and provides peace of mind for passengers <\/span>air operator<\/span><\/i> as well as <\/span>stakeholders.<\/span><\/i> To remain sustainable, what is no less important is the competence of the parties who are in direct contact with these risks.<\/span><\/p>\n

Qualified Loss Adjuster and Claim Officer<\/b><\/h3>\n

Human resource development can be started from aviation insurance loss assessment companies (<\/span>aviation<\/span><\/i> loss adjuster<\/span><\/i>) in the country. <\/span>Loss adjuster<\/span><\/i> is a neutral and professional third party in assessing insurance claims. Loss insurance companies will need it in cases of claims that are considered complex and difficult to carry out examinations of large compensation values \u200b\u200band are related to avoiding potential losses <\/span>dispute <\/span><\/i>of the causes of the losses incurred.\u00a0<\/span><\/p>\n

One person <\/span>loss adjuster<\/span><\/i> especially in the field of aviation, it is necessary to have the courage to take on a bigger role at any time <\/span>incident<\/span><\/i> or <\/span>accident <\/span><\/i>happen. Unfortunately, until now <\/span>loss adjuster<\/span><\/i> domestic aviation is not enough <\/span>mature<\/span><\/i> and competitive to successfully get a place in <\/span>international<\/span><\/i> market<\/span><\/i> so it is not attractive enough for insurance companies in Indonesia and abroad <\/span>Lloyds Underwriter<\/span><\/i>. Appointment <\/span>loss adjuster<\/span><\/i> in practice they prefer those based in the Lion Country.<\/span><\/p>\n

Apart from that, our lack of experts with special backgrounds in the aerospace sector is also the reason why it is difficult to appear and take part every time an aircraft incident occurs.<\/span><\/p>\n

The insurance company itself has conditions like this <\/span>claim officer <\/span><\/i>being competent is a blessing. The decision of what a claim is <\/span>claimable<\/span><\/i> or <\/span>unclaimable<\/span><\/i> becomes very important after going through the claims analysis process carried out by him. <\/span>Claim officer<\/span><\/i> tasked with the following capabilities: supervising claim reserves, checking the age of claims, and analyzing insurance coverage for claims from the policy side.\u00a0<\/span><\/p>\n

Airplane Accident\u00a0<\/b><\/p>\n

The total number of aviation accidents investigated by the KNKT in Semester I of 2024 was 14 accidents, including the following types of accidents: <\/span>accident<\/span><\/i> And <\/span>serious incident<\/span><\/i>. The flight accidents in Semester I of 2024 are in the category <\/span>accident<\/span><\/i> happened five times<\/span>, <\/span><\/i>including three incidents in February, then one incident in March and May.\u00a0<\/span><\/p>\n

Meanwhile, category <\/span>serious incident<\/span><\/i> This happened nine times, including three incidents in January, then one incident in February and April, then three incidents in May 2024, and finally one incident in the middle of the year. If we reflect on the previous year in 2023, aviation transportation contributed a total of 20 incidents. Consists of 7 cases <\/span>accident<\/span><\/i> and 13 <\/span>serious incident<\/span><\/i>. This can also be interpreted that from now until the middle of the year alone it has reached 70% of the total incidents <\/span>accident<\/span><\/i> And <\/span>serious<\/span><\/i> incident<\/span><\/i> last year.<\/span><\/p>\n

From the description of the accident, it is important to increase aviation insurance expertise, especially with conditions <\/span>soft market<\/span><\/i> aviation<\/span><\/i> Currently, plus the emergence of a policy of reducing the price of scheduled airline tickets, as well as pressure to reduce insurance premium rates from <\/span>water operator (insured)<\/span><\/i> which will have the potential to pursue efficiency with the consequence of increasing risks in terms of aircraft maintenance and management.<\/span><\/p>\n

 <\/p>\n

Aviation Underwriter Certification<\/b><\/h3>\n

Based on AAUI data, the number of General Insurance Companies in Indonesia until 2024 is 71. Of these 71 companies, no more than 10% have <\/span>risk appetite<\/span><\/i> to accept aviation insurance risks.<\/span><\/p>\n

There are several factors that cause this to happen. First, <\/span>nature<\/span><\/i> of aviation insurance risks of a nature <\/span>high severity<\/span><\/i> And <\/span>low<\/span><\/i> frequency<\/span><\/i>. Second, there are specific characteristics in managing risk <\/span>unpreferrable<\/span><\/i> This. The three characteristics of the aviation industry itself are that it is capital intensive, technology intensive, and requires specialist human resources or experts in the aerospace field.<\/span><\/p>\n

The Association of Indonesian Insurance Management Experts (AAMAI), which has been approved by the government as an institution that has the right to examine and award the titles of Adjunct Experts, Insurance Experts and Risk Management Experts, has regulated the competency of experts. <\/span>underwriter (risk analyst)<\/span><\/i> certified (<\/span>certified underwriter)<\/span><\/i> for 7 lines of insurance viz <\/span>Property<\/span><\/i>,<\/span> Marine, Motor, Engineering, Liability, Health, Bonding<\/span><\/i>. However, there is no such thing yet for the aviation product line.\u00a0<\/span><\/p>\n

If this absence is allowed to continue, it will result in the disappearance of interest in the need for experts who should be there and it is feared that it will reduce self-confidence academically and practically. So far, technical skills related to the insurance sector have only been based on work experience and experience <\/span>training<\/span><\/i> brief held annually by representatives of international loss assessment companies located in Singapore or <\/span>Reinsurance<\/span><\/i> Broker<\/span><\/i> which is located at <\/span>UK<\/span><\/i>.<\/span><\/p>\n

Seeing this fact, it cannot be denied that the need to accelerate the creation of professional experts in this particular field must be considered more seriously considering that in the 2023 AAUI Indonesian General Insurance & Reinsurance Industry Performance Report and Analysis, this insurance product is recovering after being hit by the COVID pandemic. -19 ago with premium achievements recorded by the industry amounting to 1.371 trillion rupiah, up 5.9% from the previous year (yoy) amounting to 1.294 trillion rupiah in 2022. Even though its market share is still at 1.3%. Close to <\/span>Energy On Shore Insurance<\/span><\/i> at 1.2% and continues to try to catch up with its friend Ship Hull Insurance at 2.5%.<\/span><\/p>\n

Thus, whether we realize it or not, it is hard to admit collectively that we are not yet skilled enough to be able to keep up with the rapid flow of science related to aviation, technology, insurance products, including human resource needs.<\/span><\/p>\n

By: Rizky Triputra & Irvan Rahardjo<\/span><\/i><\/p>\n

For all your insurance needs, Contact L&G Insurance Brokers Today!<\/b><\/p>\n

\u2014<\/b><\/p>\n

DON’T WASTE YOUR TIME AND SECURE YOUR FINANCIAL AND MINING BUSINESS WITH THE RIGHT INSURANCE.<\/b><\/p>\n

HOTLINE L&G 24 JAM:<\/b> 0811-8507-773<\/b><\/a> (CALL \u2013 WHATSAPP \u2013 SMS)<\/b><\/h3>\n

website: lngrisk.co.id<\/b><\/p>\n

Email: customer.support@lngrisk.co.id<\/b><\/p>\n

\u2014<\/b><\/p>","protected":false},"excerpt":{"rendered":"

Liga Asuransi – Aviation insurance has become a condition without which no according to Law no. 1 of 2009 concerning Aviation. As well as being the final wall of the aspect risk management as a recipient of risks from potential bad events that cause losses.\u00a0 This means that aviation insurance always provides optimal protection and […]<\/p>\n","protected":false},"author":9,"featured_media":6395,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[773],"tags":[774,775],"class_list":{"0":"post-6394","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-asuransi-aviasi","8":"tag-asuransi-aviasi","9":"tag-asuransi-penerbangan"},"post_mailing_queue_ids":[],"_links":{"self":[{"href":"http:\/\/ligaasuransi.com\/en\/wp-json\/wp\/v2\/posts\/6394","targetHints":{"allow":["GET"]}}],"collection":[{"href":"http:\/\/ligaasuransi.com\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"http:\/\/ligaasuransi.com\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"http:\/\/ligaasuransi.com\/en\/wp-json\/wp\/v2\/users\/9"}],"replies":[{"embeddable":true,"href":"http:\/\/ligaasuransi.com\/en\/wp-json\/wp\/v2\/comments?post=6394"}],"version-history":[{"count":1,"href":"http:\/\/ligaasuransi.com\/en\/wp-json\/wp\/v2\/posts\/6394\/revisions"}],"predecessor-version":[{"id":6396,"href":"http:\/\/ligaasuransi.com\/en\/wp-json\/wp\/v2\/posts\/6394\/revisions\/6396"}],"wp:featuredmedia":[{"embeddable":true,"href":"http:\/\/ligaasuransi.com\/en\/wp-json\/wp\/v2\/media\/6395"}],"wp:attachment":[{"href":"http:\/\/ligaasuransi.com\/en\/wp-json\/wp\/v2\/media?parent=6394"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"http:\/\/ligaasuransi.com\/en\/wp-json\/wp\/v2\/categories?post=6394"},{"taxonomy":"post_tag","embeddable":true,"href":"http:\/\/ligaasuransi.com\/en\/wp-json\/wp\/v2\/tags?post=6394"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}