{"id":4591,"date":"2022-11-28T14:57:12","date_gmt":"2022-11-28T07:57:12","guid":{"rendered":"http:\/\/ligaasuransi.com\/?p=4591"},"modified":"2022-11-28T14:57:12","modified_gmt":"2022-11-28T07:57:12","slug":"5-pilihan-berita-asuransi-bulan-november-2022","status":"publish","type":"post","link":"http:\/\/ligaasuransi.com\/en\/5-pilihan-berita-asuransi-bulan-november-2022\/","title":{"rendered":"5 Selected Insurance News for November 2022"},"content":{"rendered":"

Liga Asuransi<\/a> – Dear readers, how are you? We are already in the middle of the fourth quarter of 2022. Time flies so fast. Again, we present 5 selected news about the Indonesian insurance industry, we hope this news will be useful for you. If you are interested please share with your colleagues so they also understand like you.<\/span><\/p>\n

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  1. <\/b> AAJI Prioritizes Claim Process for Cianjur Earthquake Victims<\/b><\/li>\n<\/ol>\n

    Bisnis.com, JAKARTA \u2014 The Indonesian Life Insurance Association (AAJI) is following up on claims from earthquake victims that occurred in Cianjur and prioritizing this insurance claim to be resolved quickly.\u00a0<\/span><\/p>\n

    Chairman of the Executive Board of the Indonesian Life Insurance Association (AAJI) Budi Tampubolon said that currently, AAJI is collecting data on the victims of the Cianjur earthquake. All members of the AAJI company are of the same mind that claims from the disaster will be prioritized.\u00a0<\/span><\/p>\n

    “We have agreed that the disaster in Cianjur must be prioritized. At the moment it has not been recorded because it is also not easy for us to come there to collect data, but we will definitely prioritize it and we will provide some convenience for the policy matters,” said Budi in a press conference, Wednesday (23\/11\/2022).\u00a0<\/span><\/p>\n

    As is known, an earthquake hit Cianjur Regency, West Java Province with a magnitude of 5.6 on Monday (21\/11\/2022). This disaster has caused many residents’ buildings to collapse.\u00a0<\/span><\/p>\n

    The epicenter was at 6.84 south latitude and 107.05 east longitude. Meanwhile, the epicenter was 10 kilometers from Cianjur Regency at 13.21 WIB and there was no potential for a tsunami based on BMKG data.\u00a0<\/span><\/p>\n

    In line with this incident, associations and a number of business actors commented that it is very important to have insurance related to natural disasters.\u00a0<\/span><\/p>\n

    The Executive Director of the Indonesian General Association (AAUI) Bern Dwiyanto revealed that the benefits of earthquake insurance are something that is highly recommended for the community.\u00a0<\/span><\/p>\n

    “Due to the location of the Indonesian archipelago which is surrounded by volcanoes and is prone to disasters, the use of earthquake insurance is highly recommended,” said Bern.<\/span><\/p>\n

    Bern continued that earthquake insurance is insurance which is an extension of other insurance that provides compensation for buildings with all kinds of contents and occupations or uses.\u00a0<\/span><\/p>\n

    In addition, explained Bern, earthquake insurance also mitigates the risk of loss\/damage to property, property and\/or interests insured.\u00a0<\/span><\/p>\n

    Regarding losses due to the earthquake disaster, Bern said that AAUI still needed time regarding the total insurance for the earthquake that occurred in Cianjur.<\/span><\/p>\n

    On the other hand, the Main Director of Maipark Kocu Andre Hutagalung said that the ruins of buildings that occurred in Cianjur showed how important it is for the community to be protected with earthquake insurance in order to ease the financial burden arising from damage to homes.\u00a0<\/span><\/p>\n

    In terms of premiums, Kocu explained that the range of earthquake insurance premiums differs based on the earthquake zone. He explained that the premium rate for earthquake zone 5 would be higher than for lower zones.\u00a0<\/span><\/p>\n

    “Because there is only one applicable earthquake tariff, there is no difference between one company and another,” he said.<\/span><\/p>\n

    Source: <\/span>\u00a0<\/span>https:\/\/finansial.bisnis.com\/read\/20221123\/215\/1601478\/aaji-prioritaskan-hasil-klaim-korban-gempa-cianjur<\/span><\/a>.<\/span><\/p>\n

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    1. <\/b> Accurate Steps to Anticipate Declined Insurance Claims<\/b><\/li>\n<\/ol>\n

      Bisnis.com, JAKARTA – Insurance policy owners must have encountered the phenomenon of rejected claims. Least, there are five main reasons why customer claims are rejected by the company.\u00a0<\/span><\/p>\n

      Previously, as a private contract between the insurance company (the insurer) and the customer (the insured), each policy had different provisions related to its protection benefits.<\/span><\/p>\n

      The insurance company has the authority to notify the customer whether the claim is rejected or only pays a portion of the proposed benefit value, based on the conditions stated in each customer’s policy.\u00a0<\/span><\/p>\n

      There are five reasons that could lead policyholders to experience rejection, including\u00a0<\/b><\/p>\n

      :<\/span> \u00a0 <\/span> First, because the insurance policy is inactive (lapsed) due to non-payment of premiums on policies that are past due.\u00a0<\/span><\/p>\n