{"id":4458,"date":"2022-09-28T08:00:32","date_gmt":"2022-09-28T01:00:32","guid":{"rendered":"http:\/\/ligaasuransi.com\/?p=4458"},"modified":"2024-08-09T12:17:34","modified_gmt":"2024-08-09T05:17:34","slug":"10-tingkat-risiko-pada-asuransi-pengangkutan-barang-marine-cargo-insurance","status":"publish","type":"post","link":"http:\/\/ligaasuransi.com\/en\/10-tingkat-risiko-pada-asuransi-pengangkutan-barang-marine-cargo-insurance\/","title":{"rendered":"10 Levels of Risk in Marine Cargo Insurance"},"content":{"rendered":"

Liga Asuransi<\/a> – In the previous discussion, we have discussed various types of total loss and partial loss. This time, we will discuss the risks in freight insurance or commonly referred to as marine cargo.<\/span><\/p>\n

Unfortunately, in many people there is a tendency to ignore preparations on how to reduce or even avoid unwanted risks.<\/span><\/p>\n

As an insurance brokerage service, we want to ensure the safety of goods or cargo during the journey to their destination.<\/span><\/p>\n

01\/01\/2001<\/b><\/p>\n

Institute Classification Clause<\/b><\/p>\n

QUALIFYING VESSELS<\/b><\/p>\n

1). This insurance and the marine transit rates as agreed in the policy or open cover apply only to cargoes and\/or interests carried by mechanically self-propelled vessels of steel construction classed with a Classification Society which is:<\/span><\/p>\n

1.1. a Member or Associate Member of the International Association of Classification Societies (IACS*), or<\/span><\/p>\n

1.2. a National Flag Society as defined in Clause 4 below, but only where the vessel is engaged exclusively in the coastal trading of that nation (including trading on an inter-island route within an archipelago of which that nation forms part).<\/span><\/p>\n

Cargoes and\/or interests carried by vessels not classed as above must be notified promptly to underwriters for rates and conditions to be agreed. Should before such agreement being obtained cover may be provided but only if cover would have been available at a reasonable commercial market rate on reasonable commercial market terms.<\/span><\/p>\n

AGE LIMITATION<\/b><\/p>\n

2). Cargoes and\/or interests carried by Qualifying Vessels (as defined above) what exceed the following age limits will be insured on the policy or open cover conditions subject to an additional premium to be agreed. Bulk or combination carriers over 10 years of age or other vessels over 15 years of age unless they :<\/span><\/p>\n

2.1. have been used for the carriage of general cargo on an established and regular pattern of trading between a range of specified ports, and do not exceed 25 years of age, or<\/span><\/p>\n

2.2. were constructed as containerships, vehicles, carriers, or double-skin open-hatch gantry crane vessels (OHGCs) and have been continuously used as such on an established and regular pattern of trading between a range of specified ports, and do not exceed 30 years of ages.<\/span><\/p>\n

CRAFT CLAUSE<\/b><\/p>\n

3). The requirements of this Clause do not apply to any craft used to load or unload the vessel within the port area.<\/span><\/p>\n

Free Translation<\/em><\/p>\n

01\/01\/2001<\/strong><\/p>\n

Clause Classification Institution<\/strong><\/p>\n

MEETS SHIP QUALIFICATION<\/b><\/p>\n

1). This insurance and sea transit rates as agreed in the policy or open coverage only apply to cargo and \/ or interests transported by self-propelled steel-fueled ships of steel construction classified by the Classification Society, namely:<\/span><\/p>\n

1.1. Member or Associate Member of the International Association of Classification Societies (IACS*), or<\/span><\/p>\n

1.2. National Flag Societies as defined in Clause 4 below, but only if the vessel is engaged exclusively in the coastal trade of that country (including trade on inter-island routes within the archipelagic state of which that country is a part).<\/span><\/p>\n

Cargo and \/ or interests carried by ships that are not classified as above must be immediately notified to the underwriter for the rates and conditions to be agreed. If the loss occurs before the agreement is obtained, protection can be provided but only if the protection is available at a reasonable commercial market price on reasonable commercial market terms.<\/span><\/p>\n

AGE RESTRICTION<\/b><\/p>\n

2). Cargo and\/or interest carried by an Eligible Ship (as defined above) exceeding the following age limits will be insured under an open cover policy or condition subject to an additional premium to be agreed. Bulk carriers or combinations over 10 years old or other ships over 15 years old unless they:<\/span><\/p>\n

2.1. has been used for the transportation of general cargo with an established and regular pattern of trade between certain ports, and does not exceed the age of 25 years, or<\/span><\/p>\n

2.2. built as a container ship, vehicle carrier or double-skinned open-hold gantry crane (OHGC) vessel and has continued to be used with an established and regular pattern of trade between certain ports, and does not exceed 30 years of age .<\/span><\/p>\n

CRAFT CLAUSE<\/b><\/p>\n

3). The requirements of this clause do not apply to any ship used to load or unload ships within the port area.<\/span><\/p>\n

The risk level of marine cargo insurance is largely determined by the condition of the ship (ship construction), management experience (reputation management), work system (operating system), port facilities and the experience of the freight forwarder.<\/span><\/p>\n

The following is an explanation of each of these factors:\u00a0<\/span><\/p>\n